Valuation Update With 7 Day Price Move • Jul 04
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to €44.89, the stock trades at a forward P/E ratio of 30x. Average forward P/E is 18x in the Software industry in Germany. New Risk • Jun 25
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.2% average weekly change). Significant insider selling over the past 3 months (€1.0m sold). Recent Insider Transactions • Jun 07
Chief Business Officer recently sold €890k worth of stock On the 1st of June, Kirk Coleman sold around 21k shares on-market at roughly €42.60 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €913k. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months. 공시 • Jun 03
Q2 Holdings Launches Second Quarter Assistant Embedding AI Agents Across Banking Operations Q2 Holdings announced the launch of Second Quarter Assistant, a unified AI experience layer embedded directly within Q2’s product portfolio. Second Quarter Assistant delivers a context-aware conversational interface inside Second Quarter platforms where banks and credit union teams operate daily, connecting to product-specific specialized agents that execute tasks and support operations, governed by the same data isolation, audit logging, and compliance controls that regulated financial institutions require. Second Quarter Assistant serves as the unified experience layer across Q2’s product portfolio, while product-specific agents, starting with the Customer Care Agent within Digital Banking, deliver task-level capabilities within each Second Quarter solution. Second Quarter Assistant provides a single point of entry for financial institution employees to interact with AI across Q2's product portfolio. Through one interface, staff can ask questions, surface information, and execute tasks through product-specific agents, without switching systems, retraining, or disrupting existing processes. Second Quarter Assistant operates within controlled governance and compliance boundaries. Data remains isolated, encrypted, and is never used to train shared models across customers. All interactions are logged, and humans remain in control of consequential actions. The initial deployment introduces the Customer Care Agent, the first agent available through Second Quarter Assistant within Digital Banking and designed specifically for customer experience and support teams working within Second Quarter Console. The Customer Care Agent helps banks and credit unions diagnose and resolve common digital banking issues such as login failures, password resets, transaction inquiries, and user activity investigations, reducing friction for both employees and account holders. Early adopter institutions, including Stanford Federal Credit Union and VeraBank, have been piloting Second Quarter Assistant ahead of launch and validating measurable improvements in support operations. Second Quarter Assistant is designed to scale: additional agents, including capabilities for fraud operations and relationship pricing workflows, are in development for 2026. Second Quarter Assistant will be showcased at CONNECT 26, Q2’s annual client conference, through general session keynotes, product hub demonstrations, and breakout sessions. 공시 • May 05
Q2 Holdings, Inc., Annual General Meeting, Jun 10, 2026 Q2 Holdings, Inc., Annual General Meeting, Jun 10, 2026. 공시 • May 02
Q2 Holdings, Inc. Provides Earnings Guidance for the Second Quarter of 2026 and Updated Earnings Guidance for the Full Year of 2026 Q2 Holdings, Inc. provided earnings guidance for the second quarter of 2026 and updated earnings guidance for the full year of 2026. For the quarter, the company expects total revenue of $214.0 million to $218.0 million, which would represent year-over-year growth of 10% to 12%.
For the full year, the company expects total revenue of $875.0 million to $882.0 million, which would represent year-over-year growth of 10% to 11%. 공시 • Apr 30
Q2 Holdings, Inc. Introduces Second Quarter Treasury Fulfillment Solution Q2 Holdings, Inc. announced Second Quarter Treasury Fulfillment, a solution designed to modernize and streamline how banks and credit unions onboard and implement treasury services for commercial clients. As financial institutions face increasing pressure to grow deposits and deepen commercial relationships, the treasury onboarding experience has become a critical point of differentiation, yet many institutions still rely on fragmented, manual processes that slow implementation, introduce risk, and limit their ability to scale. Unlike traditional onboarding solutions that focus primarily on workflow management, Second Quarter Treasury Fulfillment automates the actual fulfillment of treasury services. By connecting front-office intake with back-office systems, the solution eliminates redundant data entry, reduces errors, and enables a seamless flow of information across systems. Because the solution is embedded within the Second Quarter Digital Banking Platform, financial institutions benefit from a unified experience that connects onboarding, fulfillment, and ongoing servicing, reducing fragmentation and accelerating adoption. Second Quarter Treasury Fulfillment is a key component of Second Quarter Catalyst, a suite of best-in-class commercial banking solutions designed to help banks and credit unions win more deals, onboard clients faster, serve them better, and grow profitable relationships. 공시 • Apr 29
Q2 Holdings, Inc. Enhances Account Takeover Protection With Ai-Enabled Detection And Real-Time Response Capabilities Q2 Holdings, Inc. announced two new capabilities—User Activity Monitoring and Restricted Entitlements Mode—that combine AI-enabled detection with real-time response, helping financial institutions detect and stop account takeover fraud. These products integrate with the existing Second Quarter fraud portfolio, enabling a continuous approach to account takeover protection across the digital banking journey. Account takeover has evolved into a coordinated, multi-step attack that spans login, session behavior, account changes, and transactions. Unlike traditional fraud tools that operate at isolated moments in the end user experience, Q2’s holistic and AI-driven approach to continuous account takeover enables financial institutions to move from fragmented controls to coordinated protection. Q2’s AI-powered analysis of signals across user behavior, high-risk account activity, and transactions in real-time enables banks and credit unions to identify threats earlier and take faster, more decisive action to prevent fraud losses. Q2's approach brings together multiple solutions embedded within the Second Quarter Digital Banking Platform and introduces two new capabilities that power this detection-and-response system: User Activity Monitoring (UAM): Uses AI-assisted behavioral detection to continuously analyze behavioral signals and identify high-risk patterns during live digital banking sessions, combining deterministic rules with a foundation for future machine learning; Restricted Entitlement Mode (REM): Acts as a deterministic enforcement layer that applies restrictions in response to high-risk signals, limiting access, adjusting permissions, or containing compromised accounts in real time. These capabilities build on existing protections, including Second Quarter Patrol for high-risk account actions and Second Quarter Sentinel for transaction monitoring and anomaly detection. Together, they form a closed-loop, continuous fraud defense system that detects, evaluates, interrupts, and contains attacks, connecting intelligence and enforcement across the full lifecycle of account takeover. This approach reflects Q2’s platform-first AI strategy—embedding intelligence directly into the workflows where digital banking occurs—while aligning with a broader shift in fraud mitigation from siloed tools to connecting signals, decisioning, and enforcement into a unified system. By applying a unified model across sessions, actions, and transactions, Second Quarter enables consistent, real-time decisioning that helps financial institutions reduce false positives, streamline fraud operations, and strengthen account protection. 공시 • Apr 16
Q2 Holdings, Inc. to Report Q1, 2026 Results on Apr 29, 2026 Q2 Holdings, Inc. announced that they will report Q1, 2026 results After-Market on Apr 29, 2026 공시 • Feb 12
Q2 Holdings, Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026 Q2 Holdings, Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects total revenue of $212.5 million to $216.5 million, which would represent year-over-year growth of 12% to 14%.
For the full year, the company expects total revenue of $871.0 million to $878.0 million, which would represent year-over-year growth of 10%. 공시 • Jan 29
Q2 Holdings, Inc. to Report Q4, 2025 Results on Feb 11, 2026 Q2 Holdings, Inc. announced that they will report Q4, 2025 results After-Market on Feb 11, 2026 
