View ValuationQ2 Holdings 향후 성장Future 기준 점검 5/6Q2 Holdings (는) 각각 연간 27.6% 및 9.4% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 34.1% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 26.6% 로 예상됩니다.핵심 정보27.6%이익 성장률34.07%EPS 성장률Software 이익 성장15.5%매출 성장률9.4%향후 자기자본이익률26.61%애널리스트 커버리지Good마지막 업데이트10 Jul 2026최근 향후 성장 업데이트공시 • May 02Q2 Holdings, Inc. Provides Earnings Guidance for the Second Quarter of 2026 and Updated Earnings Guidance for the Full Year of 2026Q2 Holdings, Inc. provided earnings guidance for the second quarter of 2026 and updated earnings guidance for the full year of 2026. For the quarter, the company expects total revenue of $214.0 million to $218.0 million, which would represent year-over-year growth of 10% to 12%. For the full year, the company expects total revenue of $875.0 million to $882.0 million, which would represent year-over-year growth of 10% to 11%.공시 • Feb 12Q2 Holdings, Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026Q2 Holdings, Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects total revenue of $212.5 million to $216.5 million, which would represent year-over-year growth of 12% to 14%. For the full year, the company expects total revenue of $871.0 million to $878.0 million, which would represent year-over-year growth of 10%.모든 업데이트 보기Recent updatesValuation Update With 7 Day Price Move • Jul 04Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €44.89, the stock trades at a forward P/E ratio of 30x. Average forward P/E is 18x in the Software industry in Germany.New Risk • Jun 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.2% average weekly change). Significant insider selling over the past 3 months (€1.0m sold).Recent Insider Transactions • Jun 07Chief Business Officer recently sold €890k worth of stockOn the 1st of June, Kirk Coleman sold around 21k shares on-market at roughly €42.60 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €913k. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months.공시 • Jun 03Q2 Holdings Launches Second Quarter Assistant Embedding AI Agents Across Banking OperationsQ2 Holdings announced the launch of Second Quarter Assistant, a unified AI experience layer embedded directly within Q2’s product portfolio. Second Quarter Assistant delivers a context-aware conversational interface inside Second Quarter platforms where banks and credit union teams operate daily, connecting to product-specific specialized agents that execute tasks and support operations, governed by the same data isolation, audit logging, and compliance controls that regulated financial institutions require. Second Quarter Assistant serves as the unified experience layer across Q2’s product portfolio, while product-specific agents, starting with the Customer Care Agent within Digital Banking, deliver task-level capabilities within each Second Quarter solution. Second Quarter Assistant provides a single point of entry for financial institution employees to interact with AI across Q2's product portfolio. Through one interface, staff can ask questions, surface information, and execute tasks through product-specific agents, without switching systems, retraining, or disrupting existing processes. Second Quarter Assistant operates within controlled governance and compliance boundaries. Data remains isolated, encrypted, and is never used to train shared models across customers. All interactions are logged, and humans remain in control of consequential actions. The initial deployment introduces the Customer Care Agent, the first agent available through Second Quarter Assistant within Digital Banking and designed specifically for customer experience and support teams working within Second Quarter Console. The Customer Care Agent helps banks and credit unions diagnose and resolve common digital banking issues such as login failures, password resets, transaction inquiries, and user activity investigations, reducing friction for both employees and account holders. Early adopter institutions, including Stanford Federal Credit Union and VeraBank, have been piloting Second Quarter Assistant ahead of launch and validating measurable improvements in support operations. Second Quarter Assistant is designed to scale: additional agents, including capabilities for fraud operations and relationship pricing workflows, are in development for 2026. Second Quarter Assistant will be showcased at CONNECT 26, Q2’s annual client conference, through general session keynotes, product hub demonstrations, and breakout sessions.공시 • May 05Q2 Holdings, Inc., Annual General Meeting, Jun 10, 2026Q2 Holdings, Inc., Annual General Meeting, Jun 10, 2026.공시 • May 02Q2 Holdings, Inc. Provides Earnings Guidance for the Second Quarter of 2026 and Updated Earnings Guidance for the Full Year of 2026Q2 Holdings, Inc. provided earnings guidance for the second quarter of 2026 and updated earnings guidance for the full year of 2026. For the quarter, the company expects total revenue of $214.0 million to $218.0 million, which would represent year-over-year growth of 10% to 12%. For the full year, the company expects total revenue of $875.0 million to $882.0 million, which would represent year-over-year growth of 10% to 11%.공시 • Apr 30Q2 Holdings, Inc. Introduces Second Quarter Treasury Fulfillment SolutionQ2 Holdings, Inc. announced Second Quarter Treasury Fulfillment, a solution designed to modernize and streamline how banks and credit unions onboard and implement treasury services for commercial clients. As financial institutions face increasing pressure to grow deposits and deepen commercial relationships, the treasury onboarding experience has become a critical point of differentiation, yet many institutions still rely on fragmented, manual processes that slow implementation, introduce risk, and limit their ability to scale. Unlike traditional onboarding solutions that focus primarily on workflow management, Second Quarter Treasury Fulfillment automates the actual fulfillment of treasury services. By connecting front-office intake with back-office systems, the solution eliminates redundant data entry, reduces errors, and enables a seamless flow of information across systems. Because the solution is embedded within the Second Quarter Digital Banking Platform, financial institutions benefit from a unified experience that connects onboarding, fulfillment, and ongoing servicing, reducing fragmentation and accelerating adoption. Second Quarter Treasury Fulfillment is a key component of Second Quarter Catalyst, a suite of best-in-class commercial banking solutions designed to help banks and credit unions win more deals, onboard clients faster, serve them better, and grow profitable relationships.공시 • Apr 29Q2 Holdings, Inc. Enhances Account Takeover Protection With Ai-Enabled Detection And Real-Time Response CapabilitiesQ2 Holdings, Inc. announced two new capabilities—User Activity Monitoring and Restricted Entitlements Mode—that combine AI-enabled detection with real-time response, helping financial institutions detect and stop account takeover fraud. These products integrate with the existing Second Quarter fraud portfolio, enabling a continuous approach to account takeover protection across the digital banking journey. Account takeover has evolved into a coordinated, multi-step attack that spans login, session behavior, account changes, and transactions. Unlike traditional fraud tools that operate at isolated moments in the end user experience, Q2’s holistic and AI-driven approach to continuous account takeover enables financial institutions to move from fragmented controls to coordinated protection. Q2’s AI-powered analysis of signals across user behavior, high-risk account activity, and transactions in real-time enables banks and credit unions to identify threats earlier and take faster, more decisive action to prevent fraud losses. Q2's approach brings together multiple solutions embedded within the Second Quarter Digital Banking Platform and introduces two new capabilities that power this detection-and-response system: User Activity Monitoring (UAM): Uses AI-assisted behavioral detection to continuously analyze behavioral signals and identify high-risk patterns during live digital banking sessions, combining deterministic rules with a foundation for future machine learning; Restricted Entitlement Mode (REM): Acts as a deterministic enforcement layer that applies restrictions in response to high-risk signals, limiting access, adjusting permissions, or containing compromised accounts in real time. These capabilities build on existing protections, including Second Quarter Patrol for high-risk account actions and Second Quarter Sentinel for transaction monitoring and anomaly detection. Together, they form a closed-loop, continuous fraud defense system that detects, evaluates, interrupts, and contains attacks, connecting intelligence and enforcement across the full lifecycle of account takeover. This approach reflects Q2’s platform-first AI strategy—embedding intelligence directly into the workflows where digital banking occurs—while aligning with a broader shift in fraud mitigation from siloed tools to connecting signals, decisioning, and enforcement into a unified system. By applying a unified model across sessions, actions, and transactions, Second Quarter enables consistent, real-time decisioning that helps financial institutions reduce false positives, streamline fraud operations, and strengthen account protection.공시 • Apr 16Q2 Holdings, Inc. to Report Q1, 2026 Results on Apr 29, 2026Q2 Holdings, Inc. announced that they will report Q1, 2026 results After-Market on Apr 29, 2026공시 • Feb 12Q2 Holdings, Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026Q2 Holdings, Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects total revenue of $212.5 million to $216.5 million, which would represent year-over-year growth of 12% to 14%. For the full year, the company expects total revenue of $871.0 million to $878.0 million, which would represent year-over-year growth of 10%.공시 • Jan 29Q2 Holdings, Inc. to Report Q4, 2025 Results on Feb 11, 2026Q2 Holdings, Inc. announced that they will report Q4, 2025 results After-Market on Feb 11, 2026이익 및 매출 성장 예측DB:0Q2 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20281,069125298341312/31/20279691382552941212/31/2026880102218257123/31/202682274180214N/A12/31/202579552173201N/A9/30/202577032154181N/A6/30/20257435151178N/A3/31/2025721-20139166N/A12/31/2024696-39107136N/A9/30/2024676-57100129N/A6/30/2024655-6874103N/A3/31/2024637-794980N/A12/31/2023625-654070N/A9/30/2023609-804878N/A6/30/2023599-843567N/A3/31/2023585-861645N/A12/31/2022566-109737N/A9/30/2022551-102232N/A6/30/2022533-106-1211N/A3/31/2022516-111532N/A12/31/2021499-113531N/A9/30/2021476-125-1711N/A6/30/2021453-120430N/A3/31/2021427-129-197N/A12/31/2020403-138-28-3N/A9/30/2020381-115-39-20N/A6/30/2020357-107-26-8N/A3/31/2020337-86-18-4N/A12/31/2019315-71N/A1N/A9/30/2019296-67N/A7N/A6/30/2019277-57N/A7N/A3/31/2019258-49N/A1N/A12/31/2018241-35N/A5N/A9/30/2018226-29N/A4N/A6/30/2018215-26N/A-2N/A3/31/2018204-25N/A13N/A12/31/2017194-26N/A9N/A9/30/2017184-28N/A6N/A6/30/2017173-32N/A-4N/A3/31/2017161-34N/A-7N/A12/31/2016150-36N/A3N/A9/30/2016138-37N/A4N/A6/30/2016128-35N/A3N/A3/31/2016118-30N/A8N/A12/31/2015109-25N/A5N/A9/30/2015101-21N/A-1N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 0Q2 의 연간 예상 수익 증가율(27.6%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: 0Q2 의 연간 수익(27.6%)이 German 시장(16.9%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: 0Q2 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: 0Q2 의 수익(연간 9.4%)이 German 시장(연간 6.7%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 0Q2 의 수익(연간 9.4%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 0Q2의 자본 수익률은 3년 후 26.6%로 높을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YSoftware 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/12 21:24종가2026/07/10 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Q2 Holdings, Inc.는 23명의 분석가가 다루고 있습니다. 이 중 12명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Joseph VruwinkBairdGary PrestopinoBarrington Research Associates, Inc.Matthew VanVlietBTIG20명의 분석가 더 보기
공시 • May 02Q2 Holdings, Inc. Provides Earnings Guidance for the Second Quarter of 2026 and Updated Earnings Guidance for the Full Year of 2026Q2 Holdings, Inc. provided earnings guidance for the second quarter of 2026 and updated earnings guidance for the full year of 2026. For the quarter, the company expects total revenue of $214.0 million to $218.0 million, which would represent year-over-year growth of 10% to 12%. For the full year, the company expects total revenue of $875.0 million to $882.0 million, which would represent year-over-year growth of 10% to 11%.
공시 • Feb 12Q2 Holdings, Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026Q2 Holdings, Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects total revenue of $212.5 million to $216.5 million, which would represent year-over-year growth of 12% to 14%. For the full year, the company expects total revenue of $871.0 million to $878.0 million, which would represent year-over-year growth of 10%.
Valuation Update With 7 Day Price Move • Jul 04Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €44.89, the stock trades at a forward P/E ratio of 30x. Average forward P/E is 18x in the Software industry in Germany.
New Risk • Jun 25New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.2% average weekly change). Significant insider selling over the past 3 months (€1.0m sold).
Recent Insider Transactions • Jun 07Chief Business Officer recently sold €890k worth of stockOn the 1st of June, Kirk Coleman sold around 21k shares on-market at roughly €42.60 per share. This transaction amounted to 5.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €913k. Insiders have been net sellers, collectively disposing of €16m more than they bought in the last 12 months.
공시 • Jun 03Q2 Holdings Launches Second Quarter Assistant Embedding AI Agents Across Banking OperationsQ2 Holdings announced the launch of Second Quarter Assistant, a unified AI experience layer embedded directly within Q2’s product portfolio. Second Quarter Assistant delivers a context-aware conversational interface inside Second Quarter platforms where banks and credit union teams operate daily, connecting to product-specific specialized agents that execute tasks and support operations, governed by the same data isolation, audit logging, and compliance controls that regulated financial institutions require. Second Quarter Assistant serves as the unified experience layer across Q2’s product portfolio, while product-specific agents, starting with the Customer Care Agent within Digital Banking, deliver task-level capabilities within each Second Quarter solution. Second Quarter Assistant provides a single point of entry for financial institution employees to interact with AI across Q2's product portfolio. Through one interface, staff can ask questions, surface information, and execute tasks through product-specific agents, without switching systems, retraining, or disrupting existing processes. Second Quarter Assistant operates within controlled governance and compliance boundaries. Data remains isolated, encrypted, and is never used to train shared models across customers. All interactions are logged, and humans remain in control of consequential actions. The initial deployment introduces the Customer Care Agent, the first agent available through Second Quarter Assistant within Digital Banking and designed specifically for customer experience and support teams working within Second Quarter Console. The Customer Care Agent helps banks and credit unions diagnose and resolve common digital banking issues such as login failures, password resets, transaction inquiries, and user activity investigations, reducing friction for both employees and account holders. Early adopter institutions, including Stanford Federal Credit Union and VeraBank, have been piloting Second Quarter Assistant ahead of launch and validating measurable improvements in support operations. Second Quarter Assistant is designed to scale: additional agents, including capabilities for fraud operations and relationship pricing workflows, are in development for 2026. Second Quarter Assistant will be showcased at CONNECT 26, Q2’s annual client conference, through general session keynotes, product hub demonstrations, and breakout sessions.
공시 • May 05Q2 Holdings, Inc., Annual General Meeting, Jun 10, 2026Q2 Holdings, Inc., Annual General Meeting, Jun 10, 2026.
공시 • May 02Q2 Holdings, Inc. Provides Earnings Guidance for the Second Quarter of 2026 and Updated Earnings Guidance for the Full Year of 2026Q2 Holdings, Inc. provided earnings guidance for the second quarter of 2026 and updated earnings guidance for the full year of 2026. For the quarter, the company expects total revenue of $214.0 million to $218.0 million, which would represent year-over-year growth of 10% to 12%. For the full year, the company expects total revenue of $875.0 million to $882.0 million, which would represent year-over-year growth of 10% to 11%.
공시 • Apr 30Q2 Holdings, Inc. Introduces Second Quarter Treasury Fulfillment SolutionQ2 Holdings, Inc. announced Second Quarter Treasury Fulfillment, a solution designed to modernize and streamline how banks and credit unions onboard and implement treasury services for commercial clients. As financial institutions face increasing pressure to grow deposits and deepen commercial relationships, the treasury onboarding experience has become a critical point of differentiation, yet many institutions still rely on fragmented, manual processes that slow implementation, introduce risk, and limit their ability to scale. Unlike traditional onboarding solutions that focus primarily on workflow management, Second Quarter Treasury Fulfillment automates the actual fulfillment of treasury services. By connecting front-office intake with back-office systems, the solution eliminates redundant data entry, reduces errors, and enables a seamless flow of information across systems. Because the solution is embedded within the Second Quarter Digital Banking Platform, financial institutions benefit from a unified experience that connects onboarding, fulfillment, and ongoing servicing, reducing fragmentation and accelerating adoption. Second Quarter Treasury Fulfillment is a key component of Second Quarter Catalyst, a suite of best-in-class commercial banking solutions designed to help banks and credit unions win more deals, onboard clients faster, serve them better, and grow profitable relationships.
공시 • Apr 29Q2 Holdings, Inc. Enhances Account Takeover Protection With Ai-Enabled Detection And Real-Time Response CapabilitiesQ2 Holdings, Inc. announced two new capabilities—User Activity Monitoring and Restricted Entitlements Mode—that combine AI-enabled detection with real-time response, helping financial institutions detect and stop account takeover fraud. These products integrate with the existing Second Quarter fraud portfolio, enabling a continuous approach to account takeover protection across the digital banking journey. Account takeover has evolved into a coordinated, multi-step attack that spans login, session behavior, account changes, and transactions. Unlike traditional fraud tools that operate at isolated moments in the end user experience, Q2’s holistic and AI-driven approach to continuous account takeover enables financial institutions to move from fragmented controls to coordinated protection. Q2’s AI-powered analysis of signals across user behavior, high-risk account activity, and transactions in real-time enables banks and credit unions to identify threats earlier and take faster, more decisive action to prevent fraud losses. Q2's approach brings together multiple solutions embedded within the Second Quarter Digital Banking Platform and introduces two new capabilities that power this detection-and-response system: User Activity Monitoring (UAM): Uses AI-assisted behavioral detection to continuously analyze behavioral signals and identify high-risk patterns during live digital banking sessions, combining deterministic rules with a foundation for future machine learning; Restricted Entitlement Mode (REM): Acts as a deterministic enforcement layer that applies restrictions in response to high-risk signals, limiting access, adjusting permissions, or containing compromised accounts in real time. These capabilities build on existing protections, including Second Quarter Patrol for high-risk account actions and Second Quarter Sentinel for transaction monitoring and anomaly detection. Together, they form a closed-loop, continuous fraud defense system that detects, evaluates, interrupts, and contains attacks, connecting intelligence and enforcement across the full lifecycle of account takeover. This approach reflects Q2’s platform-first AI strategy—embedding intelligence directly into the workflows where digital banking occurs—while aligning with a broader shift in fraud mitigation from siloed tools to connecting signals, decisioning, and enforcement into a unified system. By applying a unified model across sessions, actions, and transactions, Second Quarter enables consistent, real-time decisioning that helps financial institutions reduce false positives, streamline fraud operations, and strengthen account protection.
공시 • Apr 16Q2 Holdings, Inc. to Report Q1, 2026 Results on Apr 29, 2026Q2 Holdings, Inc. announced that they will report Q1, 2026 results After-Market on Apr 29, 2026
공시 • Feb 12Q2 Holdings, Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026Q2 Holdings, Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects total revenue of $212.5 million to $216.5 million, which would represent year-over-year growth of 12% to 14%. For the full year, the company expects total revenue of $871.0 million to $878.0 million, which would represent year-over-year growth of 10%.
공시 • Jan 29Q2 Holdings, Inc. to Report Q4, 2025 Results on Feb 11, 2026Q2 Holdings, Inc. announced that they will report Q4, 2025 results After-Market on Feb 11, 2026