View ValuationHorace Mann Educators 향후 성장Future 기준 점검 1/6Horace Mann Educators (는) 각각 연간 7.7% 및 4.7% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 8.8% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 11.6% 로 예상됩니다.핵심 정보7.7%이익 성장률8.82%EPS 성장률Insurance 이익 성장2.0%매출 성장률4.7%향후 자기자본이익률11.55%애널리스트 커버리지Low마지막 업데이트06 May 2026최근 향후 성장 업데이트공시 • Nov 05Horace Mann Educators Corporation Increases Earnings Guidance for the Full-Year 2025Horace Mann Educators Corporation increased earnings guidance for the full-year 2025. For the year, the company's core EPS guidance increased to $4.50 to $4.70, with a double-digit shareholder return on equity.공시 • Aug 07Horace Mann Educators Corporation Increases Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation increased earnings guidance for the full year 2025. For the period, the company's core EPS guidance increased to $4.15 to $4.45, with a double-digit shareholder return on equity .공시 • May 07Horace Mann Educators Corporation Updates Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation updated earnings guidance for the full year 2025. Full-year 2025 core EPS guidance updated to reflect a change in the core earnings definition; now expecting full-year 2025 core EPS of $3.85 to $4.15, and a double-digit shareholder return on equity.공시 • Nov 05Horace Mann Educators Corporation Maintains Earnings Guidance for Full Year of 2024Horace Mann Educators Corporation maintained earnings guidance for Full Year of 2024. For the period, the company continues to expect full-year 2024 core EPS in range of $2.40-$2.70.공시 • Jul 26Horace Mann Educators Corporation Revises Earnings Guidance for the Second Quarter and Full Year of 2024Horace Mann Educators Corporation announced it expects full-year 2024 core EPS in the range of $2.40 to $2.70, including second-quarter core EPS in the range of $0.18 to $0.20. The second-quarter results and full-year guidance revision is largely due to lower-than-expected net investment income, primarily from valuation adjustments in the company’s commercial mortgage loan fund portfolio.공시 • May 10Horace Mann Educators Corporation Reaffirms Earnings Guidance for the Full Year of 2024Horace Mann Educators Corporation reaffirmed earnings guidance for the full year of 2024. Full-year 2024 core EPS guidance unchanged at $3.00-$3.30.모든 업데이트 보기Recent updates공시 • Apr 07+ 1 more updateHorace Mann Educators Corporation to Report Q1, 2026 Results on May 06, 2026Horace Mann Educators Corporation announced that they will report Q1, 2026 results After-Market on May 06, 2026공시 • Mar 28Horace Mann Educators Corporation Announces Executive ChangesOn March 27, 2026, Horace Mann Educators Corporation (the “Company”) announced that Maureen Temchuk, Vice President, Controller and Chief Accounting Officer, will commence a temporary maternity leave of absence beginning on or about March 30, 2026. During her leave, which is expected to continue until approximately July 6, 2026, Ryan Greenier, Executive Vice President and Chief Financial Officer, will serve as Interim Chief Accounting Officer. Ryan Greenier, age 44, has served as Executive Vice President and Chief Financial Officer since 2024. Prior to his current role, Ryan Greenier served as Deputy Chief Financial Officer, and he previously held several leadership roles including Chief Investment Officer and Senior Vice President of Finance, Vice President of Corporate Finance, and Vice President of Investor Relations. Prior to joining Horace Mann, Mr. Greenier, a certified public accountant, held leadership roles at The Hartford in investor relations and investments, and began his career at Deloitte and Touche. Mr. Greenier earned a Bachelor of Business Administration in Accounting from Pace University and a Master of Business Administration in Finance from the University of Connecticut. The Company expects Maureen Temchuk to resume her role as Chief Accounting Officer upon completion of her leave.공시 • Mar 03Horace Mann Educators Corporation Increases Quarterly Cash Dividend, Payable on March 31, 2026Horace Mann Educators Corporation announced that its Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share. This represents an indicated annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026.공시 • Feb 17Horace Mann Launches Exclusive Program That Offers Fitness, Financial Wellness, and Exclusive Discounts to Support Educators NationwideHorace Mann has launched the Horace Mann Club that offers a robust set of decks designed to help educators save money, reduce stress, and prioritize their well-being. Through the Horace Mann Club, educators can access a wide range of exclusive offerings, including fitness and wellness partnerships, financial tools, classroom resources, professional development programs, and more. This new program expands Horace Mann's support of educators as a way to give back to those who give so much to their students and their communities. Educators who register can explore unique offerings including: Professional growth opportunities, such as webinars and professional development credit courses; Preferred gym memberships and wellness programs through national and regional fitness partners; Identity and credit protection tools; Financial wellness resources, including student loan guidance and budgeting tools; Classroom support resources, such as lesson plan templates and grant opportunities; Plus additional benefits as new partners are added to the Horace Mann Club. The program is available at no cost to educators and school employees. Registration only takes a few minutes and unlocks immediate access to nationwide benefits.공시 • Jan 12Horace Mann Educators Corporation to Report Q4, 2025 Results on Feb 03, 2026Horace Mann Educators Corporation announced that they will report Q4, 2025 results After-Market on Feb 03, 2026공시 • Dec 04Horace Mann Educators Corporation Declares a Regular Quarterly Cash Dividend, Payable on December 31, 2025Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.35 per share payable on December 31, 2025, to shareholders of record as of December 15, 2025.공시 • Nov 05Horace Mann Educators Corporation Increases Earnings Guidance for the Full-Year 2025Horace Mann Educators Corporation increased earnings guidance for the full-year 2025. For the year, the company's core EPS guidance increased to $4.50 to $4.70, with a double-digit shareholder return on equity.공시 • Oct 14Horace Mann Educators Corporation to Report Q3, 2025 Results on Nov 04, 2025Horace Mann Educators Corporation announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Nov 04, 2025공시 • Sep 04Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on September 30, 2025Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.35 per share payable on September 30, 2025, to shareholders of record as of September 16, 2025.공시 • Aug 07Horace Mann Educators Corporation Increases Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation increased earnings guidance for the full year 2025. For the period, the company's core EPS guidance increased to $4.15 to $4.45, with a double-digit shareholder return on equity .공시 • Jul 09Horace Mann Educators Corporation to Report Q2, 2025 Results on Aug 06, 2025Horace Mann Educators Corporation announced that they will report Q2, 2025 results After-Market on Aug 06, 2025공시 • May 15Horace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on June 30, 2025Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.35 per share payable on June 30, 2025, to shareholders of record as of June 16, 2025.공시 • May 14Horace Mann Educators Corporation (NYSE:HMN) announces an Equity Buyback for $50 million worth of its shares.Horace Mann Educators Corporation (NYSE:HMN) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The purpose of the program is creating value for shareholders.공시 • May 07Horace Mann Educators Corporation Updates Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation updated earnings guidance for the full year 2025. Full-year 2025 core EPS guidance updated to reflect a change in the core earnings definition; now expecting full-year 2025 core EPS of $3.85 to $4.15, and a double-digit shareholder return on equity.공시 • Apr 15Horace Mann Educators Corporation to Report Q1, 2025 Results on May 06, 2025Horace Mann Educators Corporation announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on May 06, 2025공시 • Apr 03Horace Mann Educators Corporation, Annual General Meeting, May 14, 2025Horace Mann Educators Corporation, Annual General Meeting, May 14, 2025.공시 • Mar 03+ 1 more updateHorace Mann Educators Corporation Approves Quarterly Cash Dividend, Payable on March 31, 2025Horace Mann Educators Corporation announced that its board of directors approved a 3.0% increase in the quarterly cash dividend to $0.35 per share. This represents an indicated annual dividend of $1.40 per share. The quarterly dividend is payable on March 31, 2025, to shareholders of record as of March 17, 2025.공시 • Jan 29Horace Mann Unveils Catalyst to Enhance Agent Interaction with EducatorsHorace Mann Educators Corporation announced the launch of Catalyst—an innovative platform designed to transform how agents connect with and support educators. Catalyst leverages advanced technology to simplify workflows, enhance customer interactions and strengthen agent-client relationships. Features such as predictive analytics, seamless document integration and streamlined marketing capabilities make Catalyst an invaluable tool for driving success. One key feature, Snap, converts non-digital content into structured data in seconds. This homegrown solution streamlines administrative tasks, allowing agents to focus on building stronger and more meaningful relationships. Catalyst provides agents with the flexibility, insights and tools to effectively deliver tailored solutions to educators. With Catalyst, Horace Mann demonstrates its forward-thinking approach to the financial services industry and its dedication to educators’ financial well-being. By combining advanced technology with a focus on personalized solutions, Catalyst empowers agents to engage with educators more effectively, build deeper relationships and address their unique financial needs.공시 • Jan 14Horace Mann Educators Corporation to Report Q4, 2024 Results on Feb 05, 2025Horace Mann Educators Corporation announced that they will report Q4, 2024 results After-Market on Feb 05, 2025공시 • Dec 05Horace Mann Educators Corporation Declares Quarterly Dividend, Payable on December 31, 2024Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on December 31, 2024, to shareholders of record as of December 16, 2024.Recent Insider Transactions • Nov 14Insider recently sold €638k worth of stockOn the 8th of November, Bret Conklin sold around 17k shares on-market at roughly €38.59 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.1m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Nov 13Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €39.60, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 25% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €50.50 per share.Buy Or Sell Opportunity • Nov 11Now 21% undervaluedOver the last 90 days, the stock has risen 24% to €37.80. The fair value is estimated to be €47.88, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.9% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 15% in 2 years. Earnings are forecast to grow by 58% in the next 2 years.Reported Earnings • Nov 06Third quarter 2024 earnings released: EPS: US$0.83 (vs US$0.28 in 3Q 2023)Third quarter 2024 results: EPS: US$0.83 (up from US$0.28 in 3Q 2023). Revenue: US$412.1m (up 8.8% from 3Q 2023). Net income: US$34.3m (up 193% from 3Q 2023). Profit margin: 8.3% (up from 3.1% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.공시 • Nov 05Horace Mann Educators Corporation Maintains Earnings Guidance for Full Year of 2024Horace Mann Educators Corporation maintained earnings guidance for Full Year of 2024. For the period, the company continues to expect full-year 2024 core EPS in range of $2.40-$2.70.공시 • Oct 15Horace Mann Educators Corporation to Report Q3, 2024 Results on Nov 04, 2024Horace Mann Educators Corporation announced that they will report Q3, 2024 results After-Market on Nov 04, 2024공시 • Sep 24+ 1 more updateHorace Mann Educators Corporation Announces Executive ChangesHorace Mann Educators Corporation announced that Ryan Greenier has been appointed as Executive Vice President, October 1, 2024 succeeding Bret Conklin. Additionally, Chief Operating Officer Stephen McAnena, who joined the company in May 2023, has assumed responsibility for Horace Mann's Worksite division. Now, all of Horace Mann's business operations are under McAnena's leadership. Prior to being appointed Deputy CFO, Greenier held several leadership roles including Chief Investment Officer and Senior Vice President of Finance, Vice President of Corporate Finance, and Vice President of Investor Relations. Prior to joining Horace Mann, Greenier, a certified public accountant, held leadership roles at The Hartford in investor relations and investments, and began his career at Deloitte and Touche. Meanwhile, Conklin joined Horace Mann in 2002 as Senior Vice President, Controller and Chief Accounting Officer. Conklin was appointed Executive Vice President and Chief Financial Officer in April 2017. Prior to his tenure at Horace Mann, Conklin served as Vice President and Controller for Pekin Insurance and Vice President of Kemper Insurance. He started his career at KPMG in Chicago where he was a senior manager in the insurance audit practice.Declared Dividend • Sep 09Second quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 16th September 2024 Payment date: 30th September 2024 Dividend yield will be 4.0%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (68% earnings payout ratio) and cash flows (21% cash payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 115% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Sep 04Horace Mann Educators Corporation Declares Quarterly Dividend, Payable on September 30, 2024Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on September 30, 2024, to shareholders of record as of September 16, 2024.New Risk • Aug 09New minor risk - Financial positionThe company has a high level of debt. Net debt to equity ratio: 42% This is considered a minor risk. Having a high level of debt increases the company's balance sheet risk. The company has a higher interest repayment burden, leading to the need to allocate a greater amount of its earnings towards servicing the debt, potentially limiting growth options or shareholder distributions. It can also increase the risk of bankruptcy if business conditions deteriorate enough that the company can no longer meet its debt obligations. This is currently the only risk that has been identified for the company.Reported Earnings • Aug 08Second quarter 2024 earnings released: EPS: US$0.092 (vs US$0.31 loss in 2Q 2023)Second quarter 2024 results: EPS: US$0.092 (up from US$0.31 loss in 2Q 2023). Revenue: US$388.1m (up 8.9% from 2Q 2023). Net income: US$3.80m (up US$16.6m from 2Q 2023). Profit margin: 1.0% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.공시 • Jul 26Horace Mann Educators Corporation Revises Earnings Guidance for the Second Quarter and Full Year of 2024Horace Mann Educators Corporation announced it expects full-year 2024 core EPS in the range of $2.40 to $2.70, including second-quarter core EPS in the range of $0.18 to $0.20. The second-quarter results and full-year guidance revision is largely due to lower-than-expected net investment income, primarily from valuation adjustments in the company’s commercial mortgage loan fund portfolio.공시 • Jul 11Horace Mann Educators Corporation to Report Q2, 2024 Results on Aug 07, 2024Horace Mann Educators Corporation announced that they will report Q2, 2024 results After-Market on Aug 07, 2024Declared Dividend • May 27First quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 13th June 2024 Payment date: 28th June 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (85% earnings payout ratio) and cash flows (19% cash payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 43% over the next year, which should provide support to the dividend and adequate earnings cover.공시 • May 23Horace Mann Educators Corporation Declares Quarterly Dividend, Payable on June 28, 2024Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on June 28, 2024, to shareholders of record as of June 13, 2024.Buy Or Sell Opportunity • May 11Now 26% undervalued after recent price dropOver the last 90 days, the stock has fallen 4.1% to €32.80. The fair value is estimated to be €44.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.0% over the last 3 years. Earnings per share has declined by 71%. Revenue is forecast to grow by 8.9% in a year. Earnings are forecast to grow by 81% in the next year.New Risk • May 10New major risk - Revenue and earnings growthEarnings have declined by 26% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 26% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (€497k sold).공시 • May 10Horace Mann Educators Corporation Reaffirms Earnings Guidance for the Full Year of 2024Horace Mann Educators Corporation reaffirmed earnings guidance for the full year of 2024. Full-year 2024 core EPS guidance unchanged at $3.00-$3.30.Reported Earnings • May 09First quarter 2024 earnings released: EPS: US$0.64 (vs US$0.16 in 1Q 2023)First quarter 2024 results: EPS: US$0.64 (up from US$0.16 in 1Q 2023). Revenue: US$386.0m (up 9.1% from 1Q 2023). Net income: US$26.5m (up 302% from 1Q 2023). Profit margin: 6.9% (up from 1.9% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.공시 • Apr 09Horace Mann Educators Corporation to Report Q1, 2024 Results on May 08, 2024Horace Mann Educators Corporation announced that they will report Q1, 2024 results After-Market on May 08, 2024공시 • Mar 23Horace Mann Educators Corporation, Annual General Meeting, May 22, 2024Horace Mann Educators Corporation, Annual General Meeting, May 22, 2024, at 09:00 Eastern Daylight.Declared Dividend • Mar 07Fourth quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 3.9%, which is about the same as the industry average. Sustainability & Growth Dividend is not covered by earnings (121% earnings payout ratio). However, it is well covered by cash flows (18% cash payout ratio). The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 35% to bring the payout ratio under control. EPS is expected to grow by 126% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.공시 • Mar 05Horace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on March 29, 2024Horace Mann Educators Corporation announced that its Board of Directors approved a 3.0% increase in the quarterly cash dividend to $0.34 per share. This represents an indicated annual dividend of $1.36 per share. The quarterly dividend is payable on March 29, 2024, to shareholders of record as of March 15, 2024.New Risk • Feb 29New major risk - Financial positionThe company's interest payments are not well covered by earnings. Net interest cover: 2.8x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (2.8x net interest cover). Minor Risks Dividend is not well covered by earnings (121% payout ratio). Significant insider selling over the past 3 months (€833k sold).공시 • Feb 14Horace Mann Launches New Digital Experience to Make it Simplify for Educators to Find Customized Insurance, Personalized Financial Solutions and Exclusive Savings and BenefitsHorace Mann Educators Corporation announced the launch of a new digital experience for its educator audience. The enhancements allow educators to seamlessly interact with the company when and how they want, and makes it simple to start a quote, find an agent or learn about the company’s broad suite of product offerings and value-added programs. The more modern, mobile-ready appearance is fully accessible for all users. The enhancements allow educators to seamlessly interact with the company when and how they want, and makes it simple to start a quote, find an agent or learn about the company’s broad suite of product offerings and value-added programs. The more modern, mobile-ready appearance is fully accessible for all users.Reported Earnings • Feb 08Full year 2023 earnings released: EPS: US$0.45 (vs US$0.062 loss in FY 2022)Full year 2023 results: EPS: US$0.45 (up from US$0.062 loss in FY 2022). Revenue: US$1.49b (up 7.9% from FY 2022). Net income: US$45.0m (up US$47.6m from FY 2022). Profit margin: 3.0% (up from net loss in FY 2022). The move to profitability was driven by higher revenue. Revenue is forecast to grow 6.9% p.a. on average during the next 2 years, compared to a 8.0% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 84 percentage points per year, which is a significant difference in performance.Recent Insider Transactions • Feb 01President recently sold €740k worth of stockOn the 29th of January, Marita Zuraitis sold around 22k shares on-market at roughly €34.26 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Marita's only on-market trade for the last 12 months.공시 • Jan 11Horace Mann Educators Corporation to Report Q4, 2023 Results on Feb 07, 2024Horace Mann Educators Corporation announced that they will report Q4, 2023 results After-Market on Feb 07, 2024공시 • Dec 05Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on December 29, 2023Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.33 per share payable on December 29, 2023, to shareholders of record as of December 14, 2023.Reported Earnings • Nov 03Third quarter 2023 earnings released: EPS: US$0.29 (vs US$0.34 in 3Q 2022)Third quarter 2023 results: EPS: US$0.29 (down from US$0.34 in 3Q 2022). Revenue: US$378.7m (up 10% from 3Q 2022). Net income: US$11.7m (down 16% from 3Q 2022). Profit margin: 3.1% (down from 4.1% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.1% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 74 percentage points per year, which is a significant difference in performance.공시 • Oct 11Horace Mann Educators Corporation to Report Q3, 2023 Results on Nov 02, 2023Horace Mann Educators Corporation announced that they will report Q3, 2023 results After-Market on Nov 02, 2023공시 • Sep 06Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on September 29, 2023Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.33 per share payable on September 29, 2023, to shareholders of record as of September 15, 2023.Buying Opportunity • Aug 02Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 9.0%. The fair value is estimated to be €33.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 2.7% over the last 3 years. Meanwhile, the company became loss making.Reported Earnings • Aug 02Second quarter 2023 earnings released: US$0.34 loss per share (vs US$0.30 loss in 2Q 2022)Second quarter 2023 results: US$0.34 loss per share (further deteriorated from US$0.30 loss in 2Q 2022). Revenue: US$356.4m (up 2.9% from 2Q 2022). Net loss: US$12.8m (loss widened 2.4% from 2Q 2022). Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 58% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.공시 • Jul 23Horace Mann Educators Corporation Provides Financial Guidance for the Second Quarter and Full Year 2023Horace Mann Educators Corporation provided financial guidance for the second quarter and full year 2023. The company expected second-quarter 2023 core EPS in the range of $0.01 to $0.03. Second-quarter catastrophe losses are now expected to be between $41 million to $43 million, pretax. Catastrophe losses are expected to contribute 26 to 27 points to the second-quarter combined ratio. Full-year 2023 EPS guidance now reflects an increase in the full-year catastrophe loss estimate to $95 million to $100 million to acknowledge the potential for continued outsized weather through the second half.공시 • Jul 12Horace Mann Educators Corporation to Report Q2, 2023 Results on Aug 01, 2023Horace Mann Educators Corporation announced that they will report Q2, 2023 results After-Market on Aug 01, 2023Upcoming Dividend • Jun 07Upcoming dividend of US$0.33 per share at 4.2% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (4.4%).공시 • May 26Horace Mann Educators Corporation Announces Election of Victor P. Fetter and Dr. Aaliyah A. Samuel to Its Board of DirectorsHorace Mann Educators Corporation announced the election of Victor P. Fetter and Dr. Aaliyah A. Samuel to its Board of Directors. All Board members were approved by shareholders by more than 98% of votes cast at the Annual Meeting of Shareholders. Fetter and Samuel will join returning members Thomas A. Bradley, Perry G. Hines, Mark E. Konen, Beverley J. McClure, Chairman H. Wade Reece, Elaine A. Sarsynski and Horace Mann President and CEO Marita Zuraitis on the Board. Fetter is the Global Chief Information Officer of Fortive, a global provider of essential technologies for connected workflow solutions. He previously served as Chief Digital Officer at Vertiv, Chief Information Officer at LPL Financial and Dell’s online division. Samuel is President and Chief Executive Officer of CASEL, a nonprofit educational organization. Samuel is President and Chief Executive Officer of CASEL, a nonprofit educational organization. She also serves as a Senior Fellow at the "Center on the Developing Child" at Harvard University, an early childhood research center. She previously served as Deputy Assistant Secretary of Local, State and National Engagement at the U.S. Department of Education. Fetter will serve on the Board’s Audit Committee, and Samuel will serve on the Board’s Investment & Finance Committee.공시 • May 25Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on June 30, 2023Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.33 per share payable on June 30, 2023, to shareholders of record as of June 15, 2023.Buying Opportunity • May 22Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 15%. The fair value is estimated to be €38.12, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.Reported Earnings • May 03First quarter 2023 earnings released: EPS: US$0.16 (vs US$0.35 in 1Q 2022)First quarter 2023 results: EPS: US$0.16 (down from US$0.35 in 1Q 2022). Revenue: US$353.9m (up 2.0% from 1Q 2022). Net income: US$6.60m (down 55% from 1Q 2022). Profit margin: 1.9% (down from 4.2% in 1Q 2022). Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.Buying Opportunity • Apr 16Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be €37.62, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.Buying Opportunity • Mar 24Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 15%. The fair value is estimated to be €38.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.Reported Earnings • Feb 08Full year 2022 earnings released: US$0.064 loss per share (vs US$3.40 profit in FY 2021)Full year 2022 results: US$0.064 loss per share (down from US$3.40 profit in FY 2021). Revenue: US$1.38b (up 4.0% from FY 2021). Net loss: US$2.60m (down 102% from profit in FY 2021). Revenue is forecast to grow 4.4% p.a. on average during the next 2 years, compared to a 4.3% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.공시 • Feb 08Horace Mann Educators Corporation Provides Earnings Guidance for 2023Horace Mann Educators Corporation is Expecting 2023 EPS in range of $2.00-$2.30 with full-year 2023 core return on equity targeted at approximately 6% as trajectory toward sustainable double-digit ROEs resumes.Buying Opportunity • Jan 20Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 10%. The fair value is estimated to be €42.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 18%. Revenue is forecast to grow by 8.5% in 2 years. Earnings is forecast to grow by 149% in the next 2 years.공시 • Jan 10Horace Mann Educators Corporation to Report Q4, 2022 Results on Feb 07, 2023Horace Mann Educators Corporation announced that they will report Q4, 2022 results After-Market on Feb 07, 2023공시 • Dec 03Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on December 30, 2022Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.32 per share payable on December 30, 2022, to shareholders of record as of December 15, 2022.Recent Insider Transactions • Nov 16Independent Director recently bought €95k worth of stockOn the 9th of November, Thomas Bradley bought around 3k shares on-market at roughly €38.13 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €221k more in shares than they have sold in the last 12 months.Buying Opportunity • Nov 08Now 22% undervaluedOver the last 90 days, the stock is up 11%. The fair value is estimated to be €49.91, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 18%. Revenue is forecast to grow by 8.5% in 2 years. Earnings is forecast to grow by 147% in the next 2 years.Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$0.33 (vs US$0.39 in 3Q 2021)Third quarter 2022 results: EPS: US$0.33 (down from US$0.39 in 3Q 2021). Revenue: US$343.0m (up 4.1% from 3Q 2021). Net income: US$13.9m (down 15% from 3Q 2021). Profit margin: 4.1% (down from 4.9% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.9% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.공시 • Nov 04Horace Mann Educators Corporation Provides Earnings Guidance for the Full Year 2022Horace Mann Educators Corporation provided earnings guidance for the full year 2022. For the period, the company expects core EPS revised to $1.70 to $2.00, reflecting third-quarter results and expectations for continued headwinds from inflation and financial market volatility.공시 • Oct 13Horace Mann Educators Corporation to Report Q3, 2022 Results on Nov 03, 2022Horace Mann Educators Corporation announced that they will report Q3, 2022 results at 4:00 PM, US Eastern Standard Time on Nov 03, 2022공시 • Sep 07Horace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on September 30, 2022Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.32 per share payable on Sept. 30, 2022, to shareholders of record as of Sept. 16, 2022.공시 • Aug 06Horace Mann Educators Corporation Revised Earnings Guidance for the Full Year of 2022Horace Mann Educators Corporation revised earnings guidance for the full year of 2022. The company revised 2022 full-year core EPS guidance upward slightly to $2.15 to $2.35 to reflect actual second-quarter results.Reported Earnings • Aug 05Second quarter 2022 earnings released: US$0.30 loss per share (vs US$1.11 profit in 2Q 2021)Second quarter 2022 results: US$0.30 loss per share (down from US$1.11 profit in 2Q 2021). Revenue: US$346.3m (flat on 2Q 2021). Net loss: US$12.5m (down 127% from profit in 2Q 2021). Over the next year, revenue is forecast to grow 4.9%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 8% per year whereas the company’s share price has fallen by 6% per year.공시 • Jul 14+ 2 more updatesHorace Mann Educators Corporation to Report Q2, 2022 Results on Aug 04, 2022Horace Mann Educators Corporation announced that they will report Q2, 2022 results at 6:30 PM, US Eastern Standard Time on Aug 04, 2022Upcoming Dividend • Jun 07Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 14 June 2022. Payment date: 30 June 2022. Payout ratio is a comfortable 44% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (4.9%).공시 • May 27+ 1 more updateHorace Mann Educators Corporation Provides Earnings Guidance for the Year 2023Horace Mann Educators Corporation announced that beginning in 2023, they are targeting 10% average annual EPS growth and sustained double-digit ROEs, driven by profitable growth.공시 • May 26Horace Mann Educators Corporation (NYSE:HMN) announces an Equity Buyback for $50 million worth of its shares.Horace Mann Educators Corporation (NYSE:HMN) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares.Recent Insider Transactions • May 13Independent Director recently bought €180k worth of stockOn the 11th of May, Thomas Bradley bought around 5k shares on-market at roughly €36.01 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €179k more in shares than they have sold in the last 12 months.Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.34 (vs US$0.94 in 1Q 2021)First quarter 2022 results: EPS: US$0.34 (down from US$0.94 in 1Q 2021). Revenue: US$346.8m (up 7.7% from 1Q 2021). Net income: US$14.5m (down 63% from 1Q 2021). Profit margin: 4.2% (down from 12% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 2.7%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.공시 • May 06Horace Mann Educators Corporation Revises Earnings Guidance for the Year 2022Horace Mann Educators Corporation revised earnings guidance for the year 2022. Due primarily to impact of inflation on auto loss costs, expectation for 2022 EPS now at lower end of $3.45 to $3.65 guidance range previously announced.공시 • Apr 17Horace Mann Educators Corporation, Annual General Meeting, May 25, 2022Horace Mann Educators Corporation, Annual General Meeting, May 25, 2022, at 09:00 Central Standard Time. Agenda: To elect the nine Directors named in the Proxy Statement; to approve the advisory resolution to approve Named Executive Officers' compensation; to ratify the appointment of KPMG LLP, an independent registered public accounting firm, as the Company's auditors for the year ending December 31, 2022; and to conduct other business, if properly raised.공시 • Apr 05Horace Mann Educators Corporation to Report Q1, 2022 Results on May 05, 2022Horace Mann Educators Corporation announced that they will report Q1, 2022 results After-Market on May 05, 2022공시 • Mar 10+ 1 more updateHorace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on March 31, 2022Horace Mann Educators Corporation announced that its Board of Directors approved a 3.2% increase in the quarterly cash dividend to $0.32 per share. This represents an indicated annual dividend of $1.28 per share. The quarterly dividend is payable on March 31, 2022, to shareholders of record as of March 17, 2022.Reported Earnings • Feb 02Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.44 (up from US$3.18 in FY 2020). Revenue: US$1.33b (up 1.5% from FY 2020). Net income: US$142.8m (up 7.1% from FY 2020). Profit margin: 11% (in line with FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 7.9%, compared to a 14% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.공시 • Feb 02Horace Mann Educators Corporation Provides Earnings Guidance for the Year 2022Horace Mann Educators Corporation provided earnings guidance for the year 2022. For the year, the company expects EPS in range of $3.45-$3.65 and ROE near 10%; in 2023 and beyond, targeting 10% average annual EPS growth and sustained double-digit ROEs.공시 • Aug 05Horace Mann Educators Corporation Reaffirms Earnings Guidance for the Full Year 2021Horace Mann Educators Corporation reaffirmed earnings guidance for the full year 2021. The company reaffirming updated 2021 core EPS guidance of $3.50 to $3.70.Reported Earnings • Aug 04Second quarter 2021 earnings released: EPS US$1.11 (vs US$0.73 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$347.1m (up 11% from 2Q 2020). Net income: US$46.7m (up 53% from 2Q 2020). Profit margin: 14% (up from 9.7% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.공시 • Jul 15Horace Mann Educators Corporation Provides Earnings Guidance for the Full YearHorace Mann Educators Corporation provided earnings guidance for the full year. For the period, the company's core EPS in the range of $3.50 to $3.70.공시 • Jul 03Horace Mann Educators Corporation Revises Earnings Guidance for 2021Horace Mann Educators Corporation announced it is raising guidance for its 2021 EPS by more than 15% to $3.50 to $3.70 from $3.00 to $3.20, with continued strong performance across all segments. The increased guidance largely is attributable to strong second-quarter net investment income returns and lower-than-guided second-quarter catastrophe losses. The company now expects 2021 core return on equity will be above 10%.Upcoming Dividend • Jun 08Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 15 June 2021. Payment date: 30 June 2021. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.2%).이익 및 매출 성장 예측DB:HM9 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20281,957202N/AN/A112/31/20271,880186N/AN/A112/31/20261,803169N/AN/A13/31/20261,714165474474N/A12/31/20251,701162553553N/A9/30/20251,676164617617N/A6/30/20251,649140610610N/A3/31/20251,626115518518N/A12/31/20241,595103452452N/A9/30/20241,589104362362N/A6/30/20241,55682263263N/A3/31/20241,52465290290N/A12/31/20231,49245302302N/A9/30/20231,435-11255255N/A6/30/20231,399-2245245N/A3/31/20231,3896162162N/A12/31/20221,38220172172N/A9/30/20221,36777143143N/A6/30/20221,35473168168N/A3/31/20221,355124159159N/A12/31/20211,329170205205N/A9/30/20211,351150170170N/A6/30/20211,359170211211N/A3/31/20211,325154314314N/A12/31/20201,310133260260N/A9/30/20201,283119188188N/A6/30/20201,283107195195N/A3/31/20201,4221719090N/A12/31/20191,431184N/A128N/A9/30/20191,384131N/A191N/A6/30/20191,359118N/A147N/A3/31/20191,21230N/A254N/A12/31/20181,19218N/A201N/A9/30/20181,216164N/A237N/A6/30/20181,195178N/A253N/A3/31/20181,180174N/A256N/A12/31/20171,172169N/A257N/A9/30/20171,15164N/A284N/A6/30/20171,15364N/A250N/A3/31/20171,14574N/A204N/A12/31/20161,12984N/A211N/A9/30/20161,12285N/A212N/A6/30/20161,09780N/A225N/A3/31/20161,08284N/A220N/A12/31/20151,08093N/A208N/A9/30/20151,073103N/A216N/A6/30/20151,073106N/A212N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: HM9 의 연간 예상 수익 증가율(7.7%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: HM9 의 연간 수익(7.7%)이 German 시장(16.8%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: HM9 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: HM9 의 수익(연간 4.7%)이 German 시장(연간 6.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: HM9 의 수익(연간 4.7%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: HM9의 자본 수익률은 3년 후 11.6%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 03:10종가2026/05/20 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Horace Mann Educators Corporation는 9명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Michael ZaremskiBMO Capital Markets Equity ResearchRobert GlasspiegelBrean Capital Historical (Janney Montgomery)Matthew CarlettiCitizens JMP Securities, LLC6명의 분석가 더 보기
공시 • Nov 05Horace Mann Educators Corporation Increases Earnings Guidance for the Full-Year 2025Horace Mann Educators Corporation increased earnings guidance for the full-year 2025. For the year, the company's core EPS guidance increased to $4.50 to $4.70, with a double-digit shareholder return on equity.
공시 • Aug 07Horace Mann Educators Corporation Increases Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation increased earnings guidance for the full year 2025. For the period, the company's core EPS guidance increased to $4.15 to $4.45, with a double-digit shareholder return on equity .
공시 • May 07Horace Mann Educators Corporation Updates Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation updated earnings guidance for the full year 2025. Full-year 2025 core EPS guidance updated to reflect a change in the core earnings definition; now expecting full-year 2025 core EPS of $3.85 to $4.15, and a double-digit shareholder return on equity.
공시 • Nov 05Horace Mann Educators Corporation Maintains Earnings Guidance for Full Year of 2024Horace Mann Educators Corporation maintained earnings guidance for Full Year of 2024. For the period, the company continues to expect full-year 2024 core EPS in range of $2.40-$2.70.
공시 • Jul 26Horace Mann Educators Corporation Revises Earnings Guidance for the Second Quarter and Full Year of 2024Horace Mann Educators Corporation announced it expects full-year 2024 core EPS in the range of $2.40 to $2.70, including second-quarter core EPS in the range of $0.18 to $0.20. The second-quarter results and full-year guidance revision is largely due to lower-than-expected net investment income, primarily from valuation adjustments in the company’s commercial mortgage loan fund portfolio.
공시 • May 10Horace Mann Educators Corporation Reaffirms Earnings Guidance for the Full Year of 2024Horace Mann Educators Corporation reaffirmed earnings guidance for the full year of 2024. Full-year 2024 core EPS guidance unchanged at $3.00-$3.30.
공시 • Apr 07+ 1 more updateHorace Mann Educators Corporation to Report Q1, 2026 Results on May 06, 2026Horace Mann Educators Corporation announced that they will report Q1, 2026 results After-Market on May 06, 2026
공시 • Mar 28Horace Mann Educators Corporation Announces Executive ChangesOn March 27, 2026, Horace Mann Educators Corporation (the “Company”) announced that Maureen Temchuk, Vice President, Controller and Chief Accounting Officer, will commence a temporary maternity leave of absence beginning on or about March 30, 2026. During her leave, which is expected to continue until approximately July 6, 2026, Ryan Greenier, Executive Vice President and Chief Financial Officer, will serve as Interim Chief Accounting Officer. Ryan Greenier, age 44, has served as Executive Vice President and Chief Financial Officer since 2024. Prior to his current role, Ryan Greenier served as Deputy Chief Financial Officer, and he previously held several leadership roles including Chief Investment Officer and Senior Vice President of Finance, Vice President of Corporate Finance, and Vice President of Investor Relations. Prior to joining Horace Mann, Mr. Greenier, a certified public accountant, held leadership roles at The Hartford in investor relations and investments, and began his career at Deloitte and Touche. Mr. Greenier earned a Bachelor of Business Administration in Accounting from Pace University and a Master of Business Administration in Finance from the University of Connecticut. The Company expects Maureen Temchuk to resume her role as Chief Accounting Officer upon completion of her leave.
공시 • Mar 03Horace Mann Educators Corporation Increases Quarterly Cash Dividend, Payable on March 31, 2026Horace Mann Educators Corporation announced that its Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share. This represents an indicated annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026.
공시 • Feb 17Horace Mann Launches Exclusive Program That Offers Fitness, Financial Wellness, and Exclusive Discounts to Support Educators NationwideHorace Mann has launched the Horace Mann Club that offers a robust set of decks designed to help educators save money, reduce stress, and prioritize their well-being. Through the Horace Mann Club, educators can access a wide range of exclusive offerings, including fitness and wellness partnerships, financial tools, classroom resources, professional development programs, and more. This new program expands Horace Mann's support of educators as a way to give back to those who give so much to their students and their communities. Educators who register can explore unique offerings including: Professional growth opportunities, such as webinars and professional development credit courses; Preferred gym memberships and wellness programs through national and regional fitness partners; Identity and credit protection tools; Financial wellness resources, including student loan guidance and budgeting tools; Classroom support resources, such as lesson plan templates and grant opportunities; Plus additional benefits as new partners are added to the Horace Mann Club. The program is available at no cost to educators and school employees. Registration only takes a few minutes and unlocks immediate access to nationwide benefits.
공시 • Jan 12Horace Mann Educators Corporation to Report Q4, 2025 Results on Feb 03, 2026Horace Mann Educators Corporation announced that they will report Q4, 2025 results After-Market on Feb 03, 2026
공시 • Dec 04Horace Mann Educators Corporation Declares a Regular Quarterly Cash Dividend, Payable on December 31, 2025Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.35 per share payable on December 31, 2025, to shareholders of record as of December 15, 2025.
공시 • Nov 05Horace Mann Educators Corporation Increases Earnings Guidance for the Full-Year 2025Horace Mann Educators Corporation increased earnings guidance for the full-year 2025. For the year, the company's core EPS guidance increased to $4.50 to $4.70, with a double-digit shareholder return on equity.
공시 • Oct 14Horace Mann Educators Corporation to Report Q3, 2025 Results on Nov 04, 2025Horace Mann Educators Corporation announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Nov 04, 2025
공시 • Sep 04Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on September 30, 2025Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.35 per share payable on September 30, 2025, to shareholders of record as of September 16, 2025.
공시 • Aug 07Horace Mann Educators Corporation Increases Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation increased earnings guidance for the full year 2025. For the period, the company's core EPS guidance increased to $4.15 to $4.45, with a double-digit shareholder return on equity .
공시 • Jul 09Horace Mann Educators Corporation to Report Q2, 2025 Results on Aug 06, 2025Horace Mann Educators Corporation announced that they will report Q2, 2025 results After-Market on Aug 06, 2025
공시 • May 15Horace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on June 30, 2025Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.35 per share payable on June 30, 2025, to shareholders of record as of June 16, 2025.
공시 • May 14Horace Mann Educators Corporation (NYSE:HMN) announces an Equity Buyback for $50 million worth of its shares.Horace Mann Educators Corporation (NYSE:HMN) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The purpose of the program is creating value for shareholders.
공시 • May 07Horace Mann Educators Corporation Updates Earnings Guidance for the Full Year 2025Horace Mann Educators Corporation updated earnings guidance for the full year 2025. Full-year 2025 core EPS guidance updated to reflect a change in the core earnings definition; now expecting full-year 2025 core EPS of $3.85 to $4.15, and a double-digit shareholder return on equity.
공시 • Apr 15Horace Mann Educators Corporation to Report Q1, 2025 Results on May 06, 2025Horace Mann Educators Corporation announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on May 06, 2025
공시 • Apr 03Horace Mann Educators Corporation, Annual General Meeting, May 14, 2025Horace Mann Educators Corporation, Annual General Meeting, May 14, 2025.
공시 • Mar 03+ 1 more updateHorace Mann Educators Corporation Approves Quarterly Cash Dividend, Payable on March 31, 2025Horace Mann Educators Corporation announced that its board of directors approved a 3.0% increase in the quarterly cash dividend to $0.35 per share. This represents an indicated annual dividend of $1.40 per share. The quarterly dividend is payable on March 31, 2025, to shareholders of record as of March 17, 2025.
공시 • Jan 29Horace Mann Unveils Catalyst to Enhance Agent Interaction with EducatorsHorace Mann Educators Corporation announced the launch of Catalyst—an innovative platform designed to transform how agents connect with and support educators. Catalyst leverages advanced technology to simplify workflows, enhance customer interactions and strengthen agent-client relationships. Features such as predictive analytics, seamless document integration and streamlined marketing capabilities make Catalyst an invaluable tool for driving success. One key feature, Snap, converts non-digital content into structured data in seconds. This homegrown solution streamlines administrative tasks, allowing agents to focus on building stronger and more meaningful relationships. Catalyst provides agents with the flexibility, insights and tools to effectively deliver tailored solutions to educators. With Catalyst, Horace Mann demonstrates its forward-thinking approach to the financial services industry and its dedication to educators’ financial well-being. By combining advanced technology with a focus on personalized solutions, Catalyst empowers agents to engage with educators more effectively, build deeper relationships and address their unique financial needs.
공시 • Jan 14Horace Mann Educators Corporation to Report Q4, 2024 Results on Feb 05, 2025Horace Mann Educators Corporation announced that they will report Q4, 2024 results After-Market on Feb 05, 2025
공시 • Dec 05Horace Mann Educators Corporation Declares Quarterly Dividend, Payable on December 31, 2024Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on December 31, 2024, to shareholders of record as of December 16, 2024.
Recent Insider Transactions • Nov 14Insider recently sold €638k worth of stockOn the 8th of November, Bret Conklin sold around 17k shares on-market at roughly €38.59 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.1m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 13Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €39.60, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 25% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €50.50 per share.
Buy Or Sell Opportunity • Nov 11Now 21% undervaluedOver the last 90 days, the stock has risen 24% to €37.80. The fair value is estimated to be €47.88, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.9% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 15% in 2 years. Earnings are forecast to grow by 58% in the next 2 years.
Reported Earnings • Nov 06Third quarter 2024 earnings released: EPS: US$0.83 (vs US$0.28 in 3Q 2023)Third quarter 2024 results: EPS: US$0.83 (up from US$0.28 in 3Q 2023). Revenue: US$412.1m (up 8.8% from 3Q 2023). Net income: US$34.3m (up 193% from 3Q 2023). Profit margin: 8.3% (up from 3.1% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
공시 • Nov 05Horace Mann Educators Corporation Maintains Earnings Guidance for Full Year of 2024Horace Mann Educators Corporation maintained earnings guidance for Full Year of 2024. For the period, the company continues to expect full-year 2024 core EPS in range of $2.40-$2.70.
공시 • Oct 15Horace Mann Educators Corporation to Report Q3, 2024 Results on Nov 04, 2024Horace Mann Educators Corporation announced that they will report Q3, 2024 results After-Market on Nov 04, 2024
공시 • Sep 24+ 1 more updateHorace Mann Educators Corporation Announces Executive ChangesHorace Mann Educators Corporation announced that Ryan Greenier has been appointed as Executive Vice President, October 1, 2024 succeeding Bret Conklin. Additionally, Chief Operating Officer Stephen McAnena, who joined the company in May 2023, has assumed responsibility for Horace Mann's Worksite division. Now, all of Horace Mann's business operations are under McAnena's leadership. Prior to being appointed Deputy CFO, Greenier held several leadership roles including Chief Investment Officer and Senior Vice President of Finance, Vice President of Corporate Finance, and Vice President of Investor Relations. Prior to joining Horace Mann, Greenier, a certified public accountant, held leadership roles at The Hartford in investor relations and investments, and began his career at Deloitte and Touche. Meanwhile, Conklin joined Horace Mann in 2002 as Senior Vice President, Controller and Chief Accounting Officer. Conklin was appointed Executive Vice President and Chief Financial Officer in April 2017. Prior to his tenure at Horace Mann, Conklin served as Vice President and Controller for Pekin Insurance and Vice President of Kemper Insurance. He started his career at KPMG in Chicago where he was a senior manager in the insurance audit practice.
Declared Dividend • Sep 09Second quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 16th September 2024 Payment date: 30th September 2024 Dividend yield will be 4.0%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (68% earnings payout ratio) and cash flows (21% cash payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 115% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Sep 04Horace Mann Educators Corporation Declares Quarterly Dividend, Payable on September 30, 2024Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on September 30, 2024, to shareholders of record as of September 16, 2024.
New Risk • Aug 09New minor risk - Financial positionThe company has a high level of debt. Net debt to equity ratio: 42% This is considered a minor risk. Having a high level of debt increases the company's balance sheet risk. The company has a higher interest repayment burden, leading to the need to allocate a greater amount of its earnings towards servicing the debt, potentially limiting growth options or shareholder distributions. It can also increase the risk of bankruptcy if business conditions deteriorate enough that the company can no longer meet its debt obligations. This is currently the only risk that has been identified for the company.
Reported Earnings • Aug 08Second quarter 2024 earnings released: EPS: US$0.092 (vs US$0.31 loss in 2Q 2023)Second quarter 2024 results: EPS: US$0.092 (up from US$0.31 loss in 2Q 2023). Revenue: US$388.1m (up 8.9% from 2Q 2023). Net income: US$3.80m (up US$16.6m from 2Q 2023). Profit margin: 1.0% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
공시 • Jul 26Horace Mann Educators Corporation Revises Earnings Guidance for the Second Quarter and Full Year of 2024Horace Mann Educators Corporation announced it expects full-year 2024 core EPS in the range of $2.40 to $2.70, including second-quarter core EPS in the range of $0.18 to $0.20. The second-quarter results and full-year guidance revision is largely due to lower-than-expected net investment income, primarily from valuation adjustments in the company’s commercial mortgage loan fund portfolio.
공시 • Jul 11Horace Mann Educators Corporation to Report Q2, 2024 Results on Aug 07, 2024Horace Mann Educators Corporation announced that they will report Q2, 2024 results After-Market on Aug 07, 2024
Declared Dividend • May 27First quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 13th June 2024 Payment date: 28th June 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (85% earnings payout ratio) and cash flows (19% cash payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 43% over the next year, which should provide support to the dividend and adequate earnings cover.
공시 • May 23Horace Mann Educators Corporation Declares Quarterly Dividend, Payable on June 28, 2024Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.34 per share payable on June 28, 2024, to shareholders of record as of June 13, 2024.
Buy Or Sell Opportunity • May 11Now 26% undervalued after recent price dropOver the last 90 days, the stock has fallen 4.1% to €32.80. The fair value is estimated to be €44.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.0% over the last 3 years. Earnings per share has declined by 71%. Revenue is forecast to grow by 8.9% in a year. Earnings are forecast to grow by 81% in the next year.
New Risk • May 10New major risk - Revenue and earnings growthEarnings have declined by 26% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 26% per year over the past 5 years. Minor Risk Significant insider selling over the past 3 months (€497k sold).
공시 • May 10Horace Mann Educators Corporation Reaffirms Earnings Guidance for the Full Year of 2024Horace Mann Educators Corporation reaffirmed earnings guidance for the full year of 2024. Full-year 2024 core EPS guidance unchanged at $3.00-$3.30.
Reported Earnings • May 09First quarter 2024 earnings released: EPS: US$0.64 (vs US$0.16 in 1Q 2023)First quarter 2024 results: EPS: US$0.64 (up from US$0.16 in 1Q 2023). Revenue: US$386.0m (up 9.1% from 1Q 2023). Net income: US$26.5m (up 302% from 1Q 2023). Profit margin: 6.9% (up from 1.9% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.
공시 • Apr 09Horace Mann Educators Corporation to Report Q1, 2024 Results on May 08, 2024Horace Mann Educators Corporation announced that they will report Q1, 2024 results After-Market on May 08, 2024
공시 • Mar 23Horace Mann Educators Corporation, Annual General Meeting, May 22, 2024Horace Mann Educators Corporation, Annual General Meeting, May 22, 2024, at 09:00 Eastern Daylight.
Declared Dividend • Mar 07Fourth quarter dividend of US$0.34 announcedShareholders will receive a dividend of US$0.34. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 3.9%, which is about the same as the industry average. Sustainability & Growth Dividend is not covered by earnings (121% earnings payout ratio). However, it is well covered by cash flows (18% cash payout ratio). The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 35% to bring the payout ratio under control. EPS is expected to grow by 126% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.
공시 • Mar 05Horace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on March 29, 2024Horace Mann Educators Corporation announced that its Board of Directors approved a 3.0% increase in the quarterly cash dividend to $0.34 per share. This represents an indicated annual dividend of $1.36 per share. The quarterly dividend is payable on March 29, 2024, to shareholders of record as of March 15, 2024.
New Risk • Feb 29New major risk - Financial positionThe company's interest payments are not well covered by earnings. Net interest cover: 2.8x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (2.8x net interest cover). Minor Risks Dividend is not well covered by earnings (121% payout ratio). Significant insider selling over the past 3 months (€833k sold).
공시 • Feb 14Horace Mann Launches New Digital Experience to Make it Simplify for Educators to Find Customized Insurance, Personalized Financial Solutions and Exclusive Savings and BenefitsHorace Mann Educators Corporation announced the launch of a new digital experience for its educator audience. The enhancements allow educators to seamlessly interact with the company when and how they want, and makes it simple to start a quote, find an agent or learn about the company’s broad suite of product offerings and value-added programs. The more modern, mobile-ready appearance is fully accessible for all users. The enhancements allow educators to seamlessly interact with the company when and how they want, and makes it simple to start a quote, find an agent or learn about the company’s broad suite of product offerings and value-added programs. The more modern, mobile-ready appearance is fully accessible for all users.
Reported Earnings • Feb 08Full year 2023 earnings released: EPS: US$0.45 (vs US$0.062 loss in FY 2022)Full year 2023 results: EPS: US$0.45 (up from US$0.062 loss in FY 2022). Revenue: US$1.49b (up 7.9% from FY 2022). Net income: US$45.0m (up US$47.6m from FY 2022). Profit margin: 3.0% (up from net loss in FY 2022). The move to profitability was driven by higher revenue. Revenue is forecast to grow 6.9% p.a. on average during the next 2 years, compared to a 8.0% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 84 percentage points per year, which is a significant difference in performance.
Recent Insider Transactions • Feb 01President recently sold €740k worth of stockOn the 29th of January, Marita Zuraitis sold around 22k shares on-market at roughly €34.26 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Marita's only on-market trade for the last 12 months.
공시 • Jan 11Horace Mann Educators Corporation to Report Q4, 2023 Results on Feb 07, 2024Horace Mann Educators Corporation announced that they will report Q4, 2023 results After-Market on Feb 07, 2024
공시 • Dec 05Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on December 29, 2023Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.33 per share payable on December 29, 2023, to shareholders of record as of December 14, 2023.
Reported Earnings • Nov 03Third quarter 2023 earnings released: EPS: US$0.29 (vs US$0.34 in 3Q 2022)Third quarter 2023 results: EPS: US$0.29 (down from US$0.34 in 3Q 2022). Revenue: US$378.7m (up 10% from 3Q 2022). Net income: US$11.7m (down 16% from 3Q 2022). Profit margin: 3.1% (down from 4.1% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.1% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 74 percentage points per year, which is a significant difference in performance.
공시 • Oct 11Horace Mann Educators Corporation to Report Q3, 2023 Results on Nov 02, 2023Horace Mann Educators Corporation announced that they will report Q3, 2023 results After-Market on Nov 02, 2023
공시 • Sep 06Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on September 29, 2023Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.33 per share payable on September 29, 2023, to shareholders of record as of September 15, 2023.
Buying Opportunity • Aug 02Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 9.0%. The fair value is estimated to be €33.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 2.7% over the last 3 years. Meanwhile, the company became loss making.
Reported Earnings • Aug 02Second quarter 2023 earnings released: US$0.34 loss per share (vs US$0.30 loss in 2Q 2022)Second quarter 2023 results: US$0.34 loss per share (further deteriorated from US$0.30 loss in 2Q 2022). Revenue: US$356.4m (up 2.9% from 2Q 2022). Net loss: US$12.8m (loss widened 2.4% from 2Q 2022). Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 58% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.
공시 • Jul 23Horace Mann Educators Corporation Provides Financial Guidance for the Second Quarter and Full Year 2023Horace Mann Educators Corporation provided financial guidance for the second quarter and full year 2023. The company expected second-quarter 2023 core EPS in the range of $0.01 to $0.03. Second-quarter catastrophe losses are now expected to be between $41 million to $43 million, pretax. Catastrophe losses are expected to contribute 26 to 27 points to the second-quarter combined ratio. Full-year 2023 EPS guidance now reflects an increase in the full-year catastrophe loss estimate to $95 million to $100 million to acknowledge the potential for continued outsized weather through the second half.
공시 • Jul 12Horace Mann Educators Corporation to Report Q2, 2023 Results on Aug 01, 2023Horace Mann Educators Corporation announced that they will report Q2, 2023 results After-Market on Aug 01, 2023
Upcoming Dividend • Jun 07Upcoming dividend of US$0.33 per share at 4.2% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.7%). In line with average of industry peers (4.4%).
공시 • May 26Horace Mann Educators Corporation Announces Election of Victor P. Fetter and Dr. Aaliyah A. Samuel to Its Board of DirectorsHorace Mann Educators Corporation announced the election of Victor P. Fetter and Dr. Aaliyah A. Samuel to its Board of Directors. All Board members were approved by shareholders by more than 98% of votes cast at the Annual Meeting of Shareholders. Fetter and Samuel will join returning members Thomas A. Bradley, Perry G. Hines, Mark E. Konen, Beverley J. McClure, Chairman H. Wade Reece, Elaine A. Sarsynski and Horace Mann President and CEO Marita Zuraitis on the Board. Fetter is the Global Chief Information Officer of Fortive, a global provider of essential technologies for connected workflow solutions. He previously served as Chief Digital Officer at Vertiv, Chief Information Officer at LPL Financial and Dell’s online division. Samuel is President and Chief Executive Officer of CASEL, a nonprofit educational organization. Samuel is President and Chief Executive Officer of CASEL, a nonprofit educational organization. She also serves as a Senior Fellow at the "Center on the Developing Child" at Harvard University, an early childhood research center. She previously served as Deputy Assistant Secretary of Local, State and National Engagement at the U.S. Department of Education. Fetter will serve on the Board’s Audit Committee, and Samuel will serve on the Board’s Investment & Finance Committee.
공시 • May 25Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on June 30, 2023Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.33 per share payable on June 30, 2023, to shareholders of record as of June 15, 2023.
Buying Opportunity • May 22Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 15%. The fair value is estimated to be €38.12, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.
Reported Earnings • May 03First quarter 2023 earnings released: EPS: US$0.16 (vs US$0.35 in 1Q 2022)First quarter 2023 results: EPS: US$0.16 (down from US$0.35 in 1Q 2022). Revenue: US$353.9m (up 2.0% from 1Q 2022). Net income: US$6.60m (down 55% from 1Q 2022). Profit margin: 1.9% (down from 4.2% in 1Q 2022). Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
Buying Opportunity • Apr 16Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be €37.62, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.
Buying Opportunity • Mar 24Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 15%. The fair value is estimated to be €38.60, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Meanwhile, the company became loss making.
Reported Earnings • Feb 08Full year 2022 earnings released: US$0.064 loss per share (vs US$3.40 profit in FY 2021)Full year 2022 results: US$0.064 loss per share (down from US$3.40 profit in FY 2021). Revenue: US$1.38b (up 4.0% from FY 2021). Net loss: US$2.60m (down 102% from profit in FY 2021). Revenue is forecast to grow 4.4% p.a. on average during the next 2 years, compared to a 4.3% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.
공시 • Feb 08Horace Mann Educators Corporation Provides Earnings Guidance for 2023Horace Mann Educators Corporation is Expecting 2023 EPS in range of $2.00-$2.30 with full-year 2023 core return on equity targeted at approximately 6% as trajectory toward sustainable double-digit ROEs resumes.
Buying Opportunity • Jan 20Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 10%. The fair value is estimated to be €42.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 18%. Revenue is forecast to grow by 8.5% in 2 years. Earnings is forecast to grow by 149% in the next 2 years.
공시 • Jan 10Horace Mann Educators Corporation to Report Q4, 2022 Results on Feb 07, 2023Horace Mann Educators Corporation announced that they will report Q4, 2022 results After-Market on Feb 07, 2023
공시 • Dec 03Horace Mann Educators Corporation Declares Regular Quarterly Cash Dividend, Payable on December 30, 2022Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.32 per share payable on December 30, 2022, to shareholders of record as of December 15, 2022.
Recent Insider Transactions • Nov 16Independent Director recently bought €95k worth of stockOn the 9th of November, Thomas Bradley bought around 3k shares on-market at roughly €38.13 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €221k more in shares than they have sold in the last 12 months.
Buying Opportunity • Nov 08Now 22% undervaluedOver the last 90 days, the stock is up 11%. The fair value is estimated to be €49.91, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 18%. Revenue is forecast to grow by 8.5% in 2 years. Earnings is forecast to grow by 147% in the next 2 years.
Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$0.33 (vs US$0.39 in 3Q 2021)Third quarter 2022 results: EPS: US$0.33 (down from US$0.39 in 3Q 2021). Revenue: US$343.0m (up 4.1% from 3Q 2021). Net income: US$13.9m (down 15% from 3Q 2021). Profit margin: 4.1% (down from 4.9% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.9% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
공시 • Nov 04Horace Mann Educators Corporation Provides Earnings Guidance for the Full Year 2022Horace Mann Educators Corporation provided earnings guidance for the full year 2022. For the period, the company expects core EPS revised to $1.70 to $2.00, reflecting third-quarter results and expectations for continued headwinds from inflation and financial market volatility.
공시 • Oct 13Horace Mann Educators Corporation to Report Q3, 2022 Results on Nov 03, 2022Horace Mann Educators Corporation announced that they will report Q3, 2022 results at 4:00 PM, US Eastern Standard Time on Nov 03, 2022
공시 • Sep 07Horace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on September 30, 2022Horace Mann Educators Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.32 per share payable on Sept. 30, 2022, to shareholders of record as of Sept. 16, 2022.
공시 • Aug 06Horace Mann Educators Corporation Revised Earnings Guidance for the Full Year of 2022Horace Mann Educators Corporation revised earnings guidance for the full year of 2022. The company revised 2022 full-year core EPS guidance upward slightly to $2.15 to $2.35 to reflect actual second-quarter results.
Reported Earnings • Aug 05Second quarter 2022 earnings released: US$0.30 loss per share (vs US$1.11 profit in 2Q 2021)Second quarter 2022 results: US$0.30 loss per share (down from US$1.11 profit in 2Q 2021). Revenue: US$346.3m (flat on 2Q 2021). Net loss: US$12.5m (down 127% from profit in 2Q 2021). Over the next year, revenue is forecast to grow 4.9%, compared to a 22% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 8% per year whereas the company’s share price has fallen by 6% per year.
공시 • Jul 14+ 2 more updatesHorace Mann Educators Corporation to Report Q2, 2022 Results on Aug 04, 2022Horace Mann Educators Corporation announced that they will report Q2, 2022 results at 6:30 PM, US Eastern Standard Time on Aug 04, 2022
Upcoming Dividend • Jun 07Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 14 June 2022. Payment date: 30 June 2022. Payout ratio is a comfortable 44% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (4.9%).
공시 • May 27+ 1 more updateHorace Mann Educators Corporation Provides Earnings Guidance for the Year 2023Horace Mann Educators Corporation announced that beginning in 2023, they are targeting 10% average annual EPS growth and sustained double-digit ROEs, driven by profitable growth.
공시 • May 26Horace Mann Educators Corporation (NYSE:HMN) announces an Equity Buyback for $50 million worth of its shares.Horace Mann Educators Corporation (NYSE:HMN) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares.
Recent Insider Transactions • May 13Independent Director recently bought €180k worth of stockOn the 11th of May, Thomas Bradley bought around 5k shares on-market at roughly €36.01 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €179k more in shares than they have sold in the last 12 months.
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.34 (vs US$0.94 in 1Q 2021)First quarter 2022 results: EPS: US$0.34 (down from US$0.94 in 1Q 2021). Revenue: US$346.8m (up 7.7% from 1Q 2021). Net income: US$14.5m (down 63% from 1Q 2021). Profit margin: 4.2% (down from 12% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 2.7%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
공시 • May 06Horace Mann Educators Corporation Revises Earnings Guidance for the Year 2022Horace Mann Educators Corporation revised earnings guidance for the year 2022. Due primarily to impact of inflation on auto loss costs, expectation for 2022 EPS now at lower end of $3.45 to $3.65 guidance range previously announced.
공시 • Apr 17Horace Mann Educators Corporation, Annual General Meeting, May 25, 2022Horace Mann Educators Corporation, Annual General Meeting, May 25, 2022, at 09:00 Central Standard Time. Agenda: To elect the nine Directors named in the Proxy Statement; to approve the advisory resolution to approve Named Executive Officers' compensation; to ratify the appointment of KPMG LLP, an independent registered public accounting firm, as the Company's auditors for the year ending December 31, 2022; and to conduct other business, if properly raised.
공시 • Apr 05Horace Mann Educators Corporation to Report Q1, 2022 Results on May 05, 2022Horace Mann Educators Corporation announced that they will report Q1, 2022 results After-Market on May 05, 2022
공시 • Mar 10+ 1 more updateHorace Mann Educators Corporation Declares Quarterly Cash Dividend, Payable on March 31, 2022Horace Mann Educators Corporation announced that its Board of Directors approved a 3.2% increase in the quarterly cash dividend to $0.32 per share. This represents an indicated annual dividend of $1.28 per share. The quarterly dividend is payable on March 31, 2022, to shareholders of record as of March 17, 2022.
Reported Earnings • Feb 02Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.44 (up from US$3.18 in FY 2020). Revenue: US$1.33b (up 1.5% from FY 2020). Net income: US$142.8m (up 7.1% from FY 2020). Profit margin: 11% (in line with FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 7.9%, compared to a 14% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
공시 • Feb 02Horace Mann Educators Corporation Provides Earnings Guidance for the Year 2022Horace Mann Educators Corporation provided earnings guidance for the year 2022. For the year, the company expects EPS in range of $3.45-$3.65 and ROE near 10%; in 2023 and beyond, targeting 10% average annual EPS growth and sustained double-digit ROEs.
공시 • Aug 05Horace Mann Educators Corporation Reaffirms Earnings Guidance for the Full Year 2021Horace Mann Educators Corporation reaffirmed earnings guidance for the full year 2021. The company reaffirming updated 2021 core EPS guidance of $3.50 to $3.70.
Reported Earnings • Aug 04Second quarter 2021 earnings released: EPS US$1.11 (vs US$0.73 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$347.1m (up 11% from 2Q 2020). Net income: US$46.7m (up 53% from 2Q 2020). Profit margin: 14% (up from 9.7% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
공시 • Jul 15Horace Mann Educators Corporation Provides Earnings Guidance for the Full YearHorace Mann Educators Corporation provided earnings guidance for the full year. For the period, the company's core EPS in the range of $3.50 to $3.70.
공시 • Jul 03Horace Mann Educators Corporation Revises Earnings Guidance for 2021Horace Mann Educators Corporation announced it is raising guidance for its 2021 EPS by more than 15% to $3.50 to $3.70 from $3.00 to $3.20, with continued strong performance across all segments. The increased guidance largely is attributable to strong second-quarter net investment income returns and lower-than-guided second-quarter catastrophe losses. The company now expects 2021 core return on equity will be above 10%.
Upcoming Dividend • Jun 08Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 15 June 2021. Payment date: 30 June 2021. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.2%).