S&U (97V) 주식 개요S&U plc는 영국에서 자동차, 부동산 중개 및 전문 금융 서비스를 제공하는 회사입니다. 자세히 보기97V 펀더멘털 분석스노우플레이크 점수가치 평가4/6미래 성장3/6과거 실적3/6재무 건전성2/6배당4/6강점공정 가치 추정치보다 낮은 21.1% 에서 거래수익은 매년 13.46% 증가할 것으로 예상됩니다.분석가들은 주가가 24.7% 상승할 것이라는 데 동의합니다.위험 분석부채는 operating cash flow로 충분히 감당되지 않습니다.지난 3개월 동안 상당한 내부자 매도가 있었습니다.5.84% 의 배당금은 잉여현금흐름으로 잘 충당되지 않습니다.모든 위험 점검 보기97V Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€22.2051.8% 저평가 내재 할인율Growth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0233m2016201920222025202620282031Revenue UK£233.3mEarnings UK£69.1mAdvancedSet Fair ValueView all narrativesS&U plc 경쟁사Eleving GroupSymbol: DB:OT8Market cap: €186.0mErnst RussSymbol: XTRA:ERAGMarket cap: €283.0mDeutsche BalatonSymbol: HMSE:BBHKMarket cap: €298.6mÖkoworldSymbol: XTRA:VVV3Market cap: €204.2m가격 이력 및 성과S&U 주가의 최고가, 최저가 및 변동 요약과거 주가현재 주가UK£22.2052주 최고가UK£27.8052주 최저가UK£16.90베타0.561개월 변동0.91%3개월 변동-5.93%1년 변동31.36%3년 변동-14.62%5년 변동-26.97%IPO 이후 변동-11.20%최근 뉴스 및 업데이트Declared Dividend • May 20Dividend of UK£0.45 announcedShareholders will receive a dividend of UK£0.45. Ex-date: 2nd July 2026 Payment date: 24th July 2026 Dividend yield will be 5.8%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (3% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 4.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 45% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Apr 22S&U plc, Annual General Meeting, Jun 24, 2026S&U plc, Annual General Meeting, Jun 24, 2026.공시 • Feb 11S&U plc Proposes Second Interim Dividend, Payable on 6 March 2026S&U plc announced it proposed a second interim dividend of 35 pence per share (2025: 30 pence per share) payable on 6 March 2026 to shareholders on the register on 20 February 2026.공시 • Feb 06+ 1 more updateS&U plc to Report First Half, 2027 Results on Sep 29, 2026S&U plc announced that they will report first half, 2027 results on Sep 29, 2026Board Change • Dec 30Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.더 많은 업데이트 보기Recent updatesDeclared Dividend • May 20Dividend of UK£0.45 announcedShareholders will receive a dividend of UK£0.45. Ex-date: 2nd July 2026 Payment date: 24th July 2026 Dividend yield will be 5.8%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (3% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 4.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 45% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Apr 22S&U plc, Annual General Meeting, Jun 24, 2026S&U plc, Annual General Meeting, Jun 24, 2026.공시 • Feb 11S&U plc Proposes Second Interim Dividend, Payable on 6 March 2026S&U plc announced it proposed a second interim dividend of 35 pence per share (2025: 30 pence per share) payable on 6 March 2026 to shareholders on the register on 20 February 2026.공시 • Feb 06+ 1 more updateS&U plc to Report First Half, 2027 Results on Sep 29, 2026S&U plc announced that they will report first half, 2027 results on Sep 29, 2026Board Change • Dec 30Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Apr 17S&U plc to Report First Half, 2026 Results on Oct 09, 2025S&U plc announced that they will report first half, 2026 results on Oct 09, 2025공시 • Apr 15+ 1 more updateS&U plc, Annual General Meeting, Jun 18, 2025S&U plc, Annual General Meeting, Jun 18, 2025.공시 • Feb 11S&U plc Proposes Second Interim Dividend for the Fiscal Year 2025, Payable on March 7, 2025S&U's dividend policy has always had three aims. First, the close alignment of interest between management and shareholders, reflecting sustainable growth and a conservative approach to gearing. Second, the company has satisfy shareholders' appetite for yield in a narrow trading market. Third, the company has take a sensible but ambitious view of S&U's prospects. Thus, despite this year's hiatus in profit growth, the company has propose that the second interim dividend should be 30 pence per share (2024: 35 pence), payable on 7 March 2025 to shareholders on the register on 17 February 2025.Valuation Update With 7 Day Price Move • Nov 15Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €14.80, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 45% over the past three years.Valuation Update With 7 Day Price Move • Nov 01Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €19.20, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 29% over the past three years.Upcoming Dividend • Oct 25Upcoming dividend of UK£0.30 per shareEligible shareholders must have bought the stock before 31 October 2024. Payment date: 22 November 2024. Payout ratio is a comfortable 74% but the company is not cash flow positive. Trailing yield: 6.3%. Within top quartile of German dividend payers (4.9%). Higher than average of industry peers (4.3%).공시 • Oct 23S&U plc to Report Fiscal Year 2025 Results on Apr 15, 2025S&U plc announced that they will report fiscal year 2025 results on Apr 15, 2025Valuation Update With 7 Day Price Move • Oct 17Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €22.80, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 17% over the past three years.Declared Dividend • Oct 11Dividend of UK£0.30 announcedShareholders will receive a dividend of UK£0.30. Ex-date: 31st October 2024 Payment date: 22nd November 2024 Dividend yield will be 6.6%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (74% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 8.3% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 88% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Oct 08S&U plc Announces First Interim Dividend, Payable on 22 November, 2024The board of S&U plc conclude that the first of three dividend payments this year will be 30p per share (2023: 35p). The first dividend will be paid on 22 November, 2024 to shareholders on the register on 1 November, 2024.Upcoming Dividend • Jun 13Upcoming dividend of UK£0.50 per shareEligible shareholders must have bought the stock before 20 June 2024. Payment date: 12 July 2024. Payout ratio is a comfortable 57% but the company is not cash flow positive. Trailing yield: 6.3%. Within top quartile of German dividend payers (4.5%). Higher than average of industry peers (4.4%).공시 • Apr 11S&U plc Proposes Final Dividend, Payable on 12 July 2024S&U plc announced subject to the approval of shareholders at its AGM on 6 June 2024, the board proposes a final dividend of 50 pence per ordinary share (2023: 60 pence). This will be paid on 12 July 2024 to the shareholders on the register on 21 June 2024. Total dividends for the year will then be 120 pence per share (2023: 133 pence).Declared Dividend • Apr 11Dividend of UK£0.50 announcedShareholders will receive a dividend of UK£0.50. Ex-date: 20th June 2024 Payment date: 12th July 2024 Dividend yield will be 6.4%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (57% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 47% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Feb 09S&U plc Announces Second Interim Dividend, Payable on 8 March, 2024S&U plc announced second interim dividend should be 35p (2023: 38p), payable on 8 March, 2024 to shareholders on the register on 16th February.Recent Insider Transactions • Jan 14Chairman & MD recently sold €166k worth of stockOn the 10th of January, Anthony Michael Coombs sold around 7k shares on-market at roughly €25.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Anthony Michael has been a net seller over the last 12 months, reducing personal holdings by €1.7m.Recent Insider Transactions • Nov 03Deputy Chairman of the Board recently bought €54k worth of stockOn the 27th of October, Graham Derek Coombs bought around 2k shares on-market at roughly €23.97 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Graham Derek's only on-market trade for the last 12 months.Upcoming Dividend • Oct 26Upcoming dividend of UK£0.35 per share at 6.3% yieldEligible shareholders must have bought the stock before 02 November 2023. Payment date: 24 November 2023. Payout ratio is a comfortable 49% but the company is not cash flow positive. Trailing yield: 6.3%. Within top quartile of German dividend payers (5.1%). In line with average of industry peers (6.9%).공시 • Oct 06+ 1 more updateS&U plc to Report Fiscal Year 2024 Results on Apr 09, 2024S&U plc announced that they will report fiscal year 2024 results on Apr 09, 2024공시 • Oct 05S&U plc, Annual General Meeting, Jun 06, 2024S&U plc, Annual General Meeting, Jun 06, 2024.공시 • Aug 10S&U plc Announces Board ChangesS&U plc announced that following a period of illness, Demetrios Markou, Non-Executive Director and Chairman of the S&U Audit Committee, has announced his intention to resign at October Board meeting. It has been provisionally agreed that Non-Executive Director, Graham Pedersen, will take his place as Audit Committee Chairman.Upcoming Dividend • Jun 08Upcoming dividend of UK£0.60 per share at 5.5% yieldEligible shareholders must have bought the stock before 15 June 2023. Payment date: 07 July 2023. Payout ratio is a comfortable 48% but the company is not cash flow positive. Trailing yield: 5.5%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).Recent Insider Transactions • May 29Group Financial Director recently sold €151k worth of stockOn the 26th of May, Christopher Redford sold around 5k shares on-market at roughly €28.56 per share. This transaction amounted to 33% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €407k. This was Christopher's only on-market trade for the last 12 months.Recent Insider Transactions • Apr 27Chairman & MD recently sold €407k worth of stockOn the 25th of April, Anthony Michael Coombs sold around 15k shares on-market at roughly €27.11 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Anthony Michael's only on-market trade for the last 12 months.공시 • Feb 15S&U plc Appoints Ed Ahrens as Executive DirectorS&U announced the appointment of Ed Ahrens as an executive director of S&U plc with immediate effect. Ed has successfully led property bridging business since it was set up in early 2017 to provide sensible diversification for the group within the speciality finance sector. Ed first joined the S&U group in 2014 bringing with him strong relevant expertise in the finance sector having started his career at Abbey National and having worked in senior roles for Barclays, AIB and Vanquis Bank.공시 • Feb 09S&U plc Proposes Second Interim Dividend, Payable on March 10, 2023S&U plc proposed a second interim dividend of 38 pence per ordinary share (2022: 36 pence), payable on 10 March to shareholders on the register on 17 February.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Oct 27Upcoming dividend of UK£0.35 per shareEligible shareholders must have bought the stock before 03 November 2022. Payment date: 25 November 2022. Payout ratio is a comfortable 40% but the company is not cash flow positive. Trailing yield: 6.0%. Within top quartile of German dividend payers (5.0%). Higher than average of industry peers (5.1%).공시 • Aug 12S&U plc to Report Fiscal Year 2023 Results on Mar 28, 2023S&U plc announced that they will report fiscal year 2023 results on Mar 28, 2023Upcoming Dividend • Jun 09Upcoming dividend of UK£0.57 per shareEligible shareholders must have bought the stock before 16 June 2022. Payment date: 08 July 2022. Payout ratio is a comfortable 40% but the company is not cash flow positive. Trailing yield: 5.5%. Within top quartile of German dividend payers (4.2%). Higher than average of industry peers (4.4%).Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Non-Executive Director Tarek Khlat was the last independent director to join the board, commencing their role in 2016. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Jan 18Chairman & MD recently sold €485k worth of stockOn the 17th of January, Anthony Michael Coombs sold around 15k shares on-market at roughly €32.32 per share. This was the largest sale by an insider in the last 3 months. Anthony Michael has been a seller over the last 12 months, reducing personal holdings by €598k.Upcoming Dividend • Oct 21Upcoming dividend of UK£0.33 per shareEligible shareholders must have bought the stock before 28 October 2021. Payment date: 19 November 2021. Trailing yield: 3.4%. Within top quartile of German dividend payers (3.2%). In line with average of industry peers (3.6%).Recent Insider Transactions • Oct 08Group Financial Director recently sold €68k worth of stockOn the 5th of October, Christopher Redford sold around 2k shares on-market at roughly €33.85 per share. In the last 3 months, there was an even bigger sale from another insider worth €116k. Christopher has been a seller over the last 12 months, reducing personal holdings by €136k.Recent Insider Transactions • Jul 27Chairman & MD recently sold €116k worth of stockOn the 23rd of July, Anthony Michael Coombs sold around 4k shares on-market at roughly €31.06 per share. This was the largest sale by an insider in the last 3 months. Anthony Michael has been a seller over the last 12 months, reducing personal holdings by €113k.Executive Departure • May 27Non-Executive Director has left the companyOn the 20th of May, Fiann Coombs' tenure in the role of Non-Executive Director ended. As of March 2021, Fiann personally held 283.55k shares (€7.3m worth at the time). Fiann is the only executive to leave the company over the last 12 months.주주 수익률97VDE Consumer FinanceDE 시장7D-0.9%1.1%-0.7%1Y31.4%7.8%2.0%전체 주주 수익률 보기수익률 대 산업: 97V은 지난 1년 동안 7.8%의 수익을 기록한 German Consumer Finance 산업보다 더 좋은 성과를 냈습니다.수익률 대 시장: 97V은 지난 1년 동안 2%를 기록한 German 시장보다 더 좋은 성과를 냈습니다.주가 변동성Is 97V's price volatile compared to industry and market?97V volatility97V Average Weekly Movement5.5%Consumer Finance Industry Average Movement5.9%Market Average Movement5.9%10% most volatile stocks in DE Market13.0%10% least volatile stocks in DE Market2.8%안정적인 주가: 97V는 지난 3개월 동안 German 시장에 비해 주가 변동성이 크지 않았습니다.시간에 따른 변동성: 97V의 주간 변동성(6%)은 지난 1년 동안 안정적이었습니다.회사 소개설립직원 수CEO웹사이트1938250Anthony Michael Coombssuplc.co.ukS&U plc는 영국에서 자동차, 부동산 중개 및 전문 금융 서비스를 제공하는 회사입니다. 이 회사는 1938년에 설립되었으며 영국 솔리헐에 본사를 두고 있습니다.더 보기S&U plc 기초 지표 요약S&U의 순이익과 매출은 시가총액과 어떻게 비교됩니까?97V 기초 통계시가총액€277.47m순이익 (TTM)€27.49m매출 (TTM)€92.79m10.1x주가수익비율(P/E)3.0x주가매출비율(P/S)97V는 고평가되어 있습니까?공정 가치 및 평가 분석 보기순이익 및 매출최근 실적 보고서(TTM)의 주요 수익성 지표97V 손익계산서 (TTM)매출UK£80.05m매출원가UK£23.55m총이익UK£56.50m기타 비용UK£32.79m순이익UK£23.71m최근 보고된 실적Feb 05, 2026다음 실적 발표일Sep 29, 2026주당순이익(EPS)1.95총이익률70.58%순이익률29.62%부채/자본 비율97.3%97V의 장기 실적은 어땠습니까?과거 실적 및 비교 보기배당5.8%현재 배당 수익률59%배당 성향97V는 안정적으로 배당을 지급합니까?97V 배당 기록 및 벤치마크 보기다가오는 배당을 받으려면 언제까지 97V를 매수해야 하나요?S&U 배당 일정배당락일Jul 02 2026배당 지급일Jul 24 2026배당락일까지 남은 일수18 days배당 지급일까지 남은 일수40 days97V는 안정적으로 배당을 지급합니까?97V 배당 기록 및 벤치마크 보기View Valuation기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/12 17:37종가2026/06/12 00:00수익2026/02/05연간 수익2026/02/05데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스S&U plc는 11명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Robert ChantryBerenbergJames AllenBerenbergRobin SavageCanaccord Genuity8명의 분석가 더 보기
Declared Dividend • May 20Dividend of UK£0.45 announcedShareholders will receive a dividend of UK£0.45. Ex-date: 2nd July 2026 Payment date: 24th July 2026 Dividend yield will be 5.8%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (3% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 4.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 45% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Apr 22S&U plc, Annual General Meeting, Jun 24, 2026S&U plc, Annual General Meeting, Jun 24, 2026.
공시 • Feb 11S&U plc Proposes Second Interim Dividend, Payable on 6 March 2026S&U plc announced it proposed a second interim dividend of 35 pence per share (2025: 30 pence per share) payable on 6 March 2026 to shareholders on the register on 20 February 2026.
공시 • Feb 06+ 1 more updateS&U plc to Report First Half, 2027 Results on Sep 29, 2026S&U plc announced that they will report first half, 2027 results on Sep 29, 2026
Board Change • Dec 30Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Declared Dividend • May 20Dividend of UK£0.45 announcedShareholders will receive a dividend of UK£0.45. Ex-date: 2nd July 2026 Payment date: 24th July 2026 Dividend yield will be 5.8%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (3% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 4.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 45% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Apr 22S&U plc, Annual General Meeting, Jun 24, 2026S&U plc, Annual General Meeting, Jun 24, 2026.
공시 • Feb 11S&U plc Proposes Second Interim Dividend, Payable on 6 March 2026S&U plc announced it proposed a second interim dividend of 35 pence per share (2025: 30 pence per share) payable on 6 March 2026 to shareholders on the register on 20 February 2026.
공시 • Feb 06+ 1 more updateS&U plc to Report First Half, 2027 Results on Sep 29, 2026S&U plc announced that they will report first half, 2027 results on Sep 29, 2026
Board Change • Dec 30Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. 3 independent directors (5 non-independent directors). Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Apr 17S&U plc to Report First Half, 2026 Results on Oct 09, 2025S&U plc announced that they will report first half, 2026 results on Oct 09, 2025
공시 • Apr 15+ 1 more updateS&U plc, Annual General Meeting, Jun 18, 2025S&U plc, Annual General Meeting, Jun 18, 2025.
공시 • Feb 11S&U plc Proposes Second Interim Dividend for the Fiscal Year 2025, Payable on March 7, 2025S&U's dividend policy has always had three aims. First, the close alignment of interest between management and shareholders, reflecting sustainable growth and a conservative approach to gearing. Second, the company has satisfy shareholders' appetite for yield in a narrow trading market. Third, the company has take a sensible but ambitious view of S&U's prospects. Thus, despite this year's hiatus in profit growth, the company has propose that the second interim dividend should be 30 pence per share (2024: 35 pence), payable on 7 March 2025 to shareholders on the register on 17 February 2025.
Valuation Update With 7 Day Price Move • Nov 15Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €14.80, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 45% over the past three years.
Valuation Update With 7 Day Price Move • Nov 01Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €19.20, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 29% over the past three years.
Upcoming Dividend • Oct 25Upcoming dividend of UK£0.30 per shareEligible shareholders must have bought the stock before 31 October 2024. Payment date: 22 November 2024. Payout ratio is a comfortable 74% but the company is not cash flow positive. Trailing yield: 6.3%. Within top quartile of German dividend payers (4.9%). Higher than average of industry peers (4.3%).
공시 • Oct 23S&U plc to Report Fiscal Year 2025 Results on Apr 15, 2025S&U plc announced that they will report fiscal year 2025 results on Apr 15, 2025
Valuation Update With 7 Day Price Move • Oct 17Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €22.80, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 17% over the past three years.
Declared Dividend • Oct 11Dividend of UK£0.30 announcedShareholders will receive a dividend of UK£0.30. Ex-date: 31st October 2024 Payment date: 22nd November 2024 Dividend yield will be 6.6%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (74% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 8.3% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 88% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Oct 08S&U plc Announces First Interim Dividend, Payable on 22 November, 2024The board of S&U plc conclude that the first of three dividend payments this year will be 30p per share (2023: 35p). The first dividend will be paid on 22 November, 2024 to shareholders on the register on 1 November, 2024.
Upcoming Dividend • Jun 13Upcoming dividend of UK£0.50 per shareEligible shareholders must have bought the stock before 20 June 2024. Payment date: 12 July 2024. Payout ratio is a comfortable 57% but the company is not cash flow positive. Trailing yield: 6.3%. Within top quartile of German dividend payers (4.5%). Higher than average of industry peers (4.4%).
공시 • Apr 11S&U plc Proposes Final Dividend, Payable on 12 July 2024S&U plc announced subject to the approval of shareholders at its AGM on 6 June 2024, the board proposes a final dividend of 50 pence per ordinary share (2023: 60 pence). This will be paid on 12 July 2024 to the shareholders on the register on 21 June 2024. Total dividends for the year will then be 120 pence per share (2023: 133 pence).
Declared Dividend • Apr 11Dividend of UK£0.50 announcedShareholders will receive a dividend of UK£0.50. Ex-date: 20th June 2024 Payment date: 12th July 2024 Dividend yield will be 6.4%, which is higher than the industry average of 2.2%. Sustainability & Growth Dividend is covered by earnings (57% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 47% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Feb 09S&U plc Announces Second Interim Dividend, Payable on 8 March, 2024S&U plc announced second interim dividend should be 35p (2023: 38p), payable on 8 March, 2024 to shareholders on the register on 16th February.
Recent Insider Transactions • Jan 14Chairman & MD recently sold €166k worth of stockOn the 10th of January, Anthony Michael Coombs sold around 7k shares on-market at roughly €25.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Anthony Michael has been a net seller over the last 12 months, reducing personal holdings by €1.7m.
Recent Insider Transactions • Nov 03Deputy Chairman of the Board recently bought €54k worth of stockOn the 27th of October, Graham Derek Coombs bought around 2k shares on-market at roughly €23.97 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Graham Derek's only on-market trade for the last 12 months.
Upcoming Dividend • Oct 26Upcoming dividend of UK£0.35 per share at 6.3% yieldEligible shareholders must have bought the stock before 02 November 2023. Payment date: 24 November 2023. Payout ratio is a comfortable 49% but the company is not cash flow positive. Trailing yield: 6.3%. Within top quartile of German dividend payers (5.1%). In line with average of industry peers (6.9%).
공시 • Oct 06+ 1 more updateS&U plc to Report Fiscal Year 2024 Results on Apr 09, 2024S&U plc announced that they will report fiscal year 2024 results on Apr 09, 2024
공시 • Oct 05S&U plc, Annual General Meeting, Jun 06, 2024S&U plc, Annual General Meeting, Jun 06, 2024.
공시 • Aug 10S&U plc Announces Board ChangesS&U plc announced that following a period of illness, Demetrios Markou, Non-Executive Director and Chairman of the S&U Audit Committee, has announced his intention to resign at October Board meeting. It has been provisionally agreed that Non-Executive Director, Graham Pedersen, will take his place as Audit Committee Chairman.
Upcoming Dividend • Jun 08Upcoming dividend of UK£0.60 per share at 5.5% yieldEligible shareholders must have bought the stock before 15 June 2023. Payment date: 07 July 2023. Payout ratio is a comfortable 48% but the company is not cash flow positive. Trailing yield: 5.5%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).
Recent Insider Transactions • May 29Group Financial Director recently sold €151k worth of stockOn the 26th of May, Christopher Redford sold around 5k shares on-market at roughly €28.56 per share. This transaction amounted to 33% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €407k. This was Christopher's only on-market trade for the last 12 months.
Recent Insider Transactions • Apr 27Chairman & MD recently sold €407k worth of stockOn the 25th of April, Anthony Michael Coombs sold around 15k shares on-market at roughly €27.11 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Anthony Michael's only on-market trade for the last 12 months.
공시 • Feb 15S&U plc Appoints Ed Ahrens as Executive DirectorS&U announced the appointment of Ed Ahrens as an executive director of S&U plc with immediate effect. Ed has successfully led property bridging business since it was set up in early 2017 to provide sensible diversification for the group within the speciality finance sector. Ed first joined the S&U group in 2014 bringing with him strong relevant expertise in the finance sector having started his career at Abbey National and having worked in senior roles for Barclays, AIB and Vanquis Bank.
공시 • Feb 09S&U plc Proposes Second Interim Dividend, Payable on March 10, 2023S&U plc proposed a second interim dividend of 38 pence per ordinary share (2022: 36 pence), payable on 10 March to shareholders on the register on 17 February.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Non-Executive Director Jeremy Maxwell was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Oct 27Upcoming dividend of UK£0.35 per shareEligible shareholders must have bought the stock before 03 November 2022. Payment date: 25 November 2022. Payout ratio is a comfortable 40% but the company is not cash flow positive. Trailing yield: 6.0%. Within top quartile of German dividend payers (5.0%). Higher than average of industry peers (5.1%).
공시 • Aug 12S&U plc to Report Fiscal Year 2023 Results on Mar 28, 2023S&U plc announced that they will report fiscal year 2023 results on Mar 28, 2023
Upcoming Dividend • Jun 09Upcoming dividend of UK£0.57 per shareEligible shareholders must have bought the stock before 16 June 2022. Payment date: 08 July 2022. Payout ratio is a comfortable 40% but the company is not cash flow positive. Trailing yield: 5.5%. Within top quartile of German dividend payers (4.2%). Higher than average of industry peers (4.4%).
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 6 non-independent directors. Independent Non-Executive Director Tarek Khlat was the last independent director to join the board, commencing their role in 2016. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Jan 18Chairman & MD recently sold €485k worth of stockOn the 17th of January, Anthony Michael Coombs sold around 15k shares on-market at roughly €32.32 per share. This was the largest sale by an insider in the last 3 months. Anthony Michael has been a seller over the last 12 months, reducing personal holdings by €598k.
Upcoming Dividend • Oct 21Upcoming dividend of UK£0.33 per shareEligible shareholders must have bought the stock before 28 October 2021. Payment date: 19 November 2021. Trailing yield: 3.4%. Within top quartile of German dividend payers (3.2%). In line with average of industry peers (3.6%).
Recent Insider Transactions • Oct 08Group Financial Director recently sold €68k worth of stockOn the 5th of October, Christopher Redford sold around 2k shares on-market at roughly €33.85 per share. In the last 3 months, there was an even bigger sale from another insider worth €116k. Christopher has been a seller over the last 12 months, reducing personal holdings by €136k.
Recent Insider Transactions • Jul 27Chairman & MD recently sold €116k worth of stockOn the 23rd of July, Anthony Michael Coombs sold around 4k shares on-market at roughly €31.06 per share. This was the largest sale by an insider in the last 3 months. Anthony Michael has been a seller over the last 12 months, reducing personal holdings by €113k.
Executive Departure • May 27Non-Executive Director has left the companyOn the 20th of May, Fiann Coombs' tenure in the role of Non-Executive Director ended. As of March 2021, Fiann personally held 283.55k shares (€7.3m worth at the time). Fiann is the only executive to leave the company over the last 12 months.
