Banvida (BANVIDA) 주식 개요Banvida S.A.는 칠레에서 금융 서비스를 제공합니다. 자세히 보기BANVIDA 펀더멘털 분석스노우플레이크 점수가치 평가4/6미래 성장0/6과거 실적3/6재무 건전성4/6배당3/6강점공정 가치 추정치보다 낮은 23.8% 에서 거래지난 1년간 수익이 68.9% 증가했습니다.위험 분석지난 5년간 매년 수익이 2% 감소했습니다.수익이 USD$1m 미만입니다(CLP0)4.86% 의 배당금은 잉여현금흐름으로 잘 충당되지 않습니다.모든 위험 점검 보기BANVIDA Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueCL$Current PriceCL$768.27해당 없음내재 할인율Est. Revenue$PastFuture0152b2016201920222025202620282031Revenue CL$1.0Earnings CL$0AdvancedSet Fair ValueView all narrativesBanvida S.A. 경쟁사Goosehead InsuranceSymbol: NasdaqGS:GSHDMarket cap: US$1.5bZurich Chile Seguros GeneralesSymbol: SNSE:CONSOGRALMarket cap: CL$77.1bAbacus Global ManagementSymbol: NYSE:ABXMarket cap: US$923.7mAUB GroupSymbol: ASX:AUBMarket cap: AU$3.7b가격 이력 및 성과Banvida 주가의 최고가, 최저가 및 변동 요약과거 주가현재 주가CL$768.2752주 최고가CL$785.5852주 최저가CL$500.00베타0.231개월 변동4.53%3개월 변동5.18%1년 변동53.65%3년 변동129.40%5년 변동174.38%IPO 이후 변동1,976.41%최근 뉴스 및 업데이트Upcoming Dividend • Apr 27Upcoming dividend of CL$23.00 per shareEligible shareholders must have bought the stock before 04 May 2026. Payment date: 08 May 2026. Payout ratio is a comfortable 24% and the cash payout ratio is 80%. Trailing yield: 2.7%. Lower than top quartile of Chilean dividend payers (6.5%). Lower than average of industry peers (7.3%).Board Change • Mar 31Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Mar 19Banvida S.A., Annual General Meeting, Apr 27, 2026Banvida S.A., Annual General Meeting, Apr 27, 2026. Location: 99 el golf avenue, 8th floor las condes district, santiago ChileNew Risk • Dec 01New major risk - Revenue and earnings growthEarnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Upcoming Dividend • Oct 03Upcoming dividend of CL$14.30 per shareEligible shareholders must have bought the stock before 10 October 2025. Payment date: 15 October 2025. Payout ratio is a comfortable 9.6% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of Chilean dividend payers (7.8%). Lower than average of industry peers (7.1%).Board Change • Aug 05Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.더 많은 업데이트 보기Recent updatesUpcoming Dividend • Apr 27Upcoming dividend of CL$23.00 per shareEligible shareholders must have bought the stock before 04 May 2026. Payment date: 08 May 2026. Payout ratio is a comfortable 24% and the cash payout ratio is 80%. Trailing yield: 2.7%. Lower than top quartile of Chilean dividend payers (6.5%). Lower than average of industry peers (7.3%).Board Change • Mar 31Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Mar 19Banvida S.A., Annual General Meeting, Apr 27, 2026Banvida S.A., Annual General Meeting, Apr 27, 2026. Location: 99 el golf avenue, 8th floor las condes district, santiago ChileNew Risk • Dec 01New major risk - Revenue and earnings growthEarnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Upcoming Dividend • Oct 03Upcoming dividend of CL$14.30 per shareEligible shareholders must have bought the stock before 10 October 2025. Payment date: 15 October 2025. Payout ratio is a comfortable 9.6% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of Chilean dividend payers (7.8%). Lower than average of industry peers (7.1%).Board Change • Aug 05Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Jul 30Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. acquired 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for $95.99 million.Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. acquired 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for $95.99 million on July 29, 2025. The transaction, has reported to the Financial Market Commission. In addition, following the sale, the resignation of Laurence Loyer, IFC's representative on the board, was finalized. Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL on July 29, 2025.Board Change • Jul 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Apr 28Upcoming dividend of CL$6.30 per shareEligible shareholders must have bought the stock before 05 May 2025. Payment date: 08 May 2025. Payout ratio is a comfortable 50% but the company is paying out more than the cash it is generating. Trailing yield: 6.2%. Lower than top quartile of Chilean dividend payers (7.9%). In line with average of industry peers (6.0%).공시 • Mar 24Banvida S.A., Annual General Meeting, Apr 25, 2025Banvida S.A., Annual General Meeting, Apr 25, 2025. Location: av el golf 99 8th floor, comuna de las condes, santiago ChileBoard Change • Feb 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Nov 29Upcoming dividend of CL$17.60 per shareEligible shareholders must have bought the stock before 06 December 2024. Payment date: 11 December 2024. Payout ratio is a comfortable 16% but the company is paying out more than the cash it is generating. Trailing yield: 5.3%. Lower than top quartile of Chilean dividend payers (9.0%). Lower than average of industry peers (6.9%).Upcoming Dividend • Oct 23Upcoming dividend of CL$13.73 per share at 11% yieldEligible shareholders must have bought the stock before 30 October 2023. Payment date: 03 November 2023. Trailing yield: 11%. Lower than top quartile of Chilean dividend payers (14%). Higher than average of industry peers (7.2%).Valuation Update With 7 Day Price Move • Jul 20Investor sentiment improves as stock rises 17%After last week's 17% share price gain to CL$393, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 9x in the Insurance industry in South America. Total returns to shareholders of 180% over the past three years.Upcoming Dividend • Apr 26Upcoming dividend of CL$22.80 per share at 10% yieldEligible shareholders must have bought the stock before 03 May 2023. Payment date: 08 May 2023. Trailing yield: 10%. Lower than top quartile of Chilean dividend payers (13%). Higher than average of industry peers (7.8%).Valuation Update With 7 Day Price Move • Jan 30Investor sentiment improves as stock rises 17%After last week's 17% share price gain to CL$352, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 10x in the Insurance industry in South America. Total returns to shareholders of 129% over the past three years.Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jiménez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Sep 29Upcoming dividend of CL$16.00 per shareEligible shareholders must have bought the stock before 06 October 2022. Payment date: 12 October 2022. Trailing yield: 14%. Within top quartile of Chilean dividend payers (13%). Higher than average of industry peers (6.3%).공시 • Jul 02Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL.Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda entered into an agreement to acquire 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for CLP 73.5 billion on April 28, 2022. After the transaction, Banvida will own 43.95% stake, Hurtado Vicuna Group will own 43.95% stake, International Finance Corporation will own 2.94% stake, Calverton Spain SL will own 1.18% stake and Sociedad de Inversiones y Asesorías PCGO will own 0.26% stake in Consorcio Financiero S.A. The transaction is expected to complete on June 29, 2022. Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL on June 30, 2022.Board Change • Apr 26Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jiménez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Dec 17Upcoming dividend of CL$13.00 per shareEligible shareholders must have bought the stock before 24 December 2021. Payment date: 30 December 2021. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 14%. Within top quartile of Chilean dividend payers (9.2%). Higher than average of industry peers (4.8%).Upcoming Dividend • Sep 01Upcoming dividend of CL$18.00 per shareEligible shareholders must have bought the stock before 08 September 2021. Payment date: 13 September 2021. Trailing yield: 13%. Within top quartile of Chilean dividend payers (7.3%). Higher than average of industry peers (6.2%).Valuation Update With 7 Day Price Move • Apr 08Investor sentiment improved over the past weekAfter last week's 18% share price gain to CL$335, the stock trades at a trailing P/E ratio of 6.3x. Average trailing P/E is 8x in the Insurance industry in South America. Total loss to shareholders of 21% over the past three years.Is New 90 Day High Low • Mar 13New 90-day high: CL$276The company is up 5.0% from its price of CL$263 on 11 December 2020. The Chilean market is up 17% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 11% over the same period.Is New 90 Day High Low • Feb 11New 90-day high: CL$272The company is up 36% from its price of CL$199 on 12 November 2020. The Chilean market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 6.0% over the same period.주주 수익률BANVIDACL InsuranceCL 시장7D-0.5%-0.05%-0.7%1Y53.7%11.3%19.2%전체 주주 수익률 보기수익률 대 산업: BANVIDA은 지난 1년 동안 11.3%의 수익을 기록한 CL Insurance 산업보다 더 좋은 성과를 냈습니다.수익률 대 시장: BANVIDA은 지난 1년 동안 19.2%를 기록한 CL 시장보다 더 좋은 성과를 냈습니다.주가 변동성Is BANVIDA's price volatile compared to industry and market?BANVIDA volatilityBANVIDA Average Weekly Movement1.7%Insurance Industry Average Movement4.1%Market Average Movement2.9%10% most volatile stocks in CL Market5.2%10% least volatile stocks in CL Market1.2%안정적인 주가: BANVIDA는 지난 3개월 동안 CL 시장에 비해 주가 변동성이 크지 않았습니다.시간에 따른 변동성: BANVIDA의 주간 변동성(2%)은 지난 1년 동안 안정적이었습니다.회사 소개설립직원 수CEO웹사이트1998n/aMartín Ducci Cornuwww.banvida.cl/반비다는 칠레에서 금융 서비스를 제공합니다. 이 회사는 생명 및 일반 보험, 모기지 및 소비자 대출, 투자 서비스와 같은 금융 서비스를 제공합니다. 이 회사는 1998년에 설립되었으며 칠레 산티아고에 본사를 두고 있습니다.더 보기Banvida S.A. 기초 지표 요약Banvida의 순이익과 매출은 시가총액과 어떻게 비교됩니까?BANVIDA 기초 통계시가총액CL$1.23t순이익 (TTM)CL$151.88b매출 (TTM)n/a8.1x주가수익비율(P/E)0.0x주가매출비율(P/S)BANVIDA는 고평가되어 있습니까?공정 가치 및 평가 분석 보기순이익 및 매출최근 실적 보고서(TTM)의 주요 수익성 지표BANVIDA 손익계산서 (TTM)매출CL$0매출원가CL$0총이익CL$0기타 비용-CL$151.88b순이익CL$151.88b최근 보고된 실적Mar 31, 2026다음 실적 발표일해당 없음주당순이익(EPS)94.92총이익률0.00%순이익률0.00%부채/자본 비율10.4%BANVIDA의 장기 실적은 어땠습니까?과거 실적 및 비교 보기배당4.9%현재 배당 수익률39%배당 성향View Valuation기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/25 18:39종가2026/06/24 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Banvida S.A.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Upcoming Dividend • Apr 27Upcoming dividend of CL$23.00 per shareEligible shareholders must have bought the stock before 04 May 2026. Payment date: 08 May 2026. Payout ratio is a comfortable 24% and the cash payout ratio is 80%. Trailing yield: 2.7%. Lower than top quartile of Chilean dividend payers (6.5%). Lower than average of industry peers (7.3%).
Board Change • Mar 31Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Mar 19Banvida S.A., Annual General Meeting, Apr 27, 2026Banvida S.A., Annual General Meeting, Apr 27, 2026. Location: 99 el golf avenue, 8th floor las condes district, santiago Chile
New Risk • Dec 01New major risk - Revenue and earnings growthEarnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Upcoming Dividend • Oct 03Upcoming dividend of CL$14.30 per shareEligible shareholders must have bought the stock before 10 October 2025. Payment date: 15 October 2025. Payout ratio is a comfortable 9.6% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of Chilean dividend payers (7.8%). Lower than average of industry peers (7.1%).
Board Change • Aug 05Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Apr 27Upcoming dividend of CL$23.00 per shareEligible shareholders must have bought the stock before 04 May 2026. Payment date: 08 May 2026. Payout ratio is a comfortable 24% and the cash payout ratio is 80%. Trailing yield: 2.7%. Lower than top quartile of Chilean dividend payers (6.5%). Lower than average of industry peers (7.3%).
Board Change • Mar 31Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Mar 19Banvida S.A., Annual General Meeting, Apr 27, 2026Banvida S.A., Annual General Meeting, Apr 27, 2026. Location: 99 el golf avenue, 8th floor las condes district, santiago Chile
New Risk • Dec 01New major risk - Revenue and earnings growthEarnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Revenue is less than US$1m. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Upcoming Dividend • Oct 03Upcoming dividend of CL$14.30 per shareEligible shareholders must have bought the stock before 10 October 2025. Payment date: 15 October 2025. Payout ratio is a comfortable 9.6% but the company is paying out more than the cash it is generating. Trailing yield: 4.1%. Lower than top quartile of Chilean dividend payers (7.8%). Lower than average of industry peers (7.1%).
Board Change • Aug 05Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Jul 30Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. acquired 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for $95.99 million.Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. acquired 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for $95.99 million on July 29, 2025. The transaction, has reported to the Financial Market Commission. In addition, following the sale, the resignation of Laurence Loyer, IFC's representative on the board, was finalized. Banvida S.A. (SNSE:BANVIDA), Sociedad de Inversiones y Asesorías PCGO Ltda and P&S S.A. completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL on July 29, 2025.
Board Change • Jul 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Apr 28Upcoming dividend of CL$6.30 per shareEligible shareholders must have bought the stock before 05 May 2025. Payment date: 08 May 2025. Payout ratio is a comfortable 50% but the company is paying out more than the cash it is generating. Trailing yield: 6.2%. Lower than top quartile of Chilean dividend payers (7.9%). In line with average of industry peers (6.0%).
공시 • Mar 24Banvida S.A., Annual General Meeting, Apr 25, 2025Banvida S.A., Annual General Meeting, Apr 25, 2025. Location: av el golf 99 8th floor, comuna de las condes, santiago Chile
Board Change • Feb 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jimenez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Nov 29Upcoming dividend of CL$17.60 per shareEligible shareholders must have bought the stock before 06 December 2024. Payment date: 11 December 2024. Payout ratio is a comfortable 16% but the company is paying out more than the cash it is generating. Trailing yield: 5.3%. Lower than top quartile of Chilean dividend payers (9.0%). Lower than average of industry peers (6.9%).
Upcoming Dividend • Oct 23Upcoming dividend of CL$13.73 per share at 11% yieldEligible shareholders must have bought the stock before 30 October 2023. Payment date: 03 November 2023. Trailing yield: 11%. Lower than top quartile of Chilean dividend payers (14%). Higher than average of industry peers (7.2%).
Valuation Update With 7 Day Price Move • Jul 20Investor sentiment improves as stock rises 17%After last week's 17% share price gain to CL$393, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 9x in the Insurance industry in South America. Total returns to shareholders of 180% over the past three years.
Upcoming Dividend • Apr 26Upcoming dividend of CL$22.80 per share at 10% yieldEligible shareholders must have bought the stock before 03 May 2023. Payment date: 08 May 2023. Trailing yield: 10%. Lower than top quartile of Chilean dividend payers (13%). Higher than average of industry peers (7.8%).
Valuation Update With 7 Day Price Move • Jan 30Investor sentiment improves as stock rises 17%After last week's 17% share price gain to CL$352, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 10x in the Insurance industry in South America. Total returns to shareholders of 129% over the past three years.
Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jiménez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Sep 29Upcoming dividend of CL$16.00 per shareEligible shareholders must have bought the stock before 06 October 2022. Payment date: 12 October 2022. Trailing yield: 14%. Within top quartile of Chilean dividend payers (13%). Higher than average of industry peers (6.3%).
공시 • Jul 02Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL.Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda entered into an agreement to acquire 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL for CLP 73.5 billion on April 28, 2022. After the transaction, Banvida will own 43.95% stake, Hurtado Vicuna Group will own 43.95% stake, International Finance Corporation will own 2.94% stake, Calverton Spain SL will own 1.18% stake and Sociedad de Inversiones y Asesorías PCGO will own 0.26% stake in Consorcio Financiero S.A. The transaction is expected to complete on June 29, 2022. Hurtado Vicuna Group, Banvida S.A. (SNSE:BANVIDA) and Sociedad de Inversiones y Asesorías PCGO Ltda completed the acquisition of 4.12% stake in Consorcio Financiero S.A. from International Finance Corporation and Calverton Spain SL on June 30, 2022.
Board Change • Apr 26Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 2 highly experienced directors. 3 independent directors (4 non-independent directors). Non-Independent Director Francisco Jiménez Ureta was the last independent director to join the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Dec 17Upcoming dividend of CL$13.00 per shareEligible shareholders must have bought the stock before 24 December 2021. Payment date: 30 December 2021. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 14%. Within top quartile of Chilean dividend payers (9.2%). Higher than average of industry peers (4.8%).
Upcoming Dividend • Sep 01Upcoming dividend of CL$18.00 per shareEligible shareholders must have bought the stock before 08 September 2021. Payment date: 13 September 2021. Trailing yield: 13%. Within top quartile of Chilean dividend payers (7.3%). Higher than average of industry peers (6.2%).
Valuation Update With 7 Day Price Move • Apr 08Investor sentiment improved over the past weekAfter last week's 18% share price gain to CL$335, the stock trades at a trailing P/E ratio of 6.3x. Average trailing P/E is 8x in the Insurance industry in South America. Total loss to shareholders of 21% over the past three years.
Is New 90 Day High Low • Mar 13New 90-day high: CL$276The company is up 5.0% from its price of CL$263 on 11 December 2020. The Chilean market is up 17% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Insurance industry, which is down 11% over the same period.
Is New 90 Day High Low • Feb 11New 90-day high: CL$272The company is up 36% from its price of CL$199 on 12 November 2020. The Chilean market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 6.0% over the same period.
