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America's Car-Mart, Inc.NasdaqGS:CRMT 株式レポート

時価総額 US$98.6m
株価
US$12.12
US$20
39.4% 割安 内在価値ディスカウント
1Y-74.6%
7D0.5%
ポートフォリオ価値
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America's Car-Mart, Inc.

NasdaqGS:CRMT 株式レポート

時価総額:US$98.6m

America's Car-Mart(CRMT)株式概要

America's Car-Mart, Inc.は、その子会社を通じて、米国で中古車市場向けの自動車小売業を営んでいる。 詳細

CRMT ファンダメンタル分析
スノーフレーク・スコア
評価5/6
将来の成長3/6
過去の実績0/6
財務の健全性2/6
配当金0/6

CRMT Community Fair Values

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America's Car-Mart, Inc. 競合他社

価格と性能

株価の高値、安値、推移の概要America's Car-Mart
過去の株価
現在の株価US$12.12
52週高値US$62.72
52週安値US$10.58
ベータ1.17
1ヶ月の変化-6.48%
3ヶ月変化-46.11%
1年変化-74.58%
3年間の変化-86.44%
5年間の変化-92.84%
IPOからの変化4,055.38%

最新ニュース

ナラティブの更新 May 12

CRMT: Funding Constraints And Weather Disruptions Will Set Up Future Rebound Potential

Analysts have cut America's Car-Mart fair value estimate from $39.50 to $20.00 after lowering their price targets, citing recent research that highlights funding constraints, weather disruptions, and a tough backdrop for subprime auto customers as key pressures on the stock. Analyst Commentary Recent Street research paints a mixed picture for America's Car-Mart, with analysts weighing operational disruptions against steady customer interest and tighter funding conditions.
ナラティブの更新 Apr 22

CRMT: Funding Normalization After Weather And Facility Constraints Will Drive Future Upside

Narrative Update on America's Car-Mart Price Target Analysts have reduced America's Car-Mart price target by $15 to $14, citing recent funding constraints, the absence of a warehouse facility, and weather-related disruptions that affected quarterly results more than underlying demand or credit trends. Analyst Commentary Recent commentary points to a mixed but constructive tone around America's Car-Mart, with analysts separating one off headwinds from the core demand picture.
Seeking Alpha Apr 17

America's Car-Mart's Crash Doesn't Justify An Upgrade At This Time

Summary America's Car-Mart remains a 'sell' as ongoing revenue declines and weak cash flow overshadow recent cost-cutting efforts. CRMT faces deteriorating market conditions, with auto loan delinquencies rising and 30+ day past due accounts at 4.4%. Despite trading at a fraction of book value, liquidation risks are high due to asset composition and a $655.2 million net debt load. Management's store closures and consolidation may yield future benefits, but stabilization in sales and profitability remains elusive. Read the full article on Seeking Alpha
ナラティブの更新 Apr 06

CRMT: Funding Normalization Will Support Upside Despite Tough Credit Conditions

Narrative Update on America's Car-Mart Analysts have cut America's Car-Mart price target from $29 to $14, citing funding constraints, the absence of a warehouse facility, weather-related disruption, and a challenging environment with persistent inflation, higher interest rates, and increased scrutiny of subprime lending. Analyst Commentary Bearish analysts are signaling a more cautious stance on America's Car-Mart after the latest quarter, cutting the price target to $14 from $29.
ナラティブの更新 Mar 23

CRMT: Funding Normalization And Stable Credit Metrics Will Drive Future Upside

Analysts have trimmed America's Car-Mart fair value estimate to $26 from $37, linking the lower target to reduced expectations for revenue growth, profit margins, and future P/E. They cite ongoing funding constraints, weather related disruptions, and a tough macro backdrop for subprime auto customers.

Recent updates

ナラティブの更新 May 12

CRMT: Funding Constraints And Weather Disruptions Will Set Up Future Rebound Potential

Analysts have cut America's Car-Mart fair value estimate from $39.50 to $20.00 after lowering their price targets, citing recent research that highlights funding constraints, weather disruptions, and a tough backdrop for subprime auto customers as key pressures on the stock. Analyst Commentary Recent Street research paints a mixed picture for America's Car-Mart, with analysts weighing operational disruptions against steady customer interest and tighter funding conditions.
ナラティブの更新 Apr 22

CRMT: Funding Normalization After Weather And Facility Constraints Will Drive Future Upside

Narrative Update on America's Car-Mart Price Target Analysts have reduced America's Car-Mart price target by $15 to $14, citing recent funding constraints, the absence of a warehouse facility, and weather-related disruptions that affected quarterly results more than underlying demand or credit trends. Analyst Commentary Recent commentary points to a mixed but constructive tone around America's Car-Mart, with analysts separating one off headwinds from the core demand picture.
Seeking Alpha Apr 17

America's Car-Mart's Crash Doesn't Justify An Upgrade At This Time

Summary America's Car-Mart remains a 'sell' as ongoing revenue declines and weak cash flow overshadow recent cost-cutting efforts. CRMT faces deteriorating market conditions, with auto loan delinquencies rising and 30+ day past due accounts at 4.4%. Despite trading at a fraction of book value, liquidation risks are high due to asset composition and a $655.2 million net debt load. Management's store closures and consolidation may yield future benefits, but stabilization in sales and profitability remains elusive. Read the full article on Seeking Alpha
ナラティブの更新 Apr 06

CRMT: Funding Normalization Will Support Upside Despite Tough Credit Conditions

Narrative Update on America's Car-Mart Analysts have cut America's Car-Mart price target from $29 to $14, citing funding constraints, the absence of a warehouse facility, weather-related disruption, and a challenging environment with persistent inflation, higher interest rates, and increased scrutiny of subprime lending. Analyst Commentary Bearish analysts are signaling a more cautious stance on America's Car-Mart after the latest quarter, cutting the price target to $14 from $29.
ナラティブの更新 Mar 23

CRMT: Funding Normalization And Stable Credit Metrics Will Drive Future Upside

Analysts have trimmed America's Car-Mart fair value estimate to $26 from $37, linking the lower target to reduced expectations for revenue growth, profit margins, and future P/E. They cite ongoing funding constraints, weather related disruptions, and a tough macro backdrop for subprime auto customers.
ナラティブの更新 Mar 08

CRMT: Lower Future P/E And Margin Assumptions Will Support Further Upside

Analysts have trimmed their fair value estimate for America's Car-Mart from $45.00 to $37.00, citing updated assumptions for revenue growth, profit margin, and a lower future P/E multiple. What's in the News America's Car-Mart, Inc.
ナラティブの更新 Feb 22

CRMT: Higher Margins And Lower Discount Rate Will Support Future Upside

Analysts have kept America's Car-Mart's price target effectively unchanged at $45.00. They cited updated assumptions for slightly higher revenue growth, a modestly wider profit margin, a lower discount rate of 12.33%, and a small reduction in the future P/E estimate.
分析記事 Feb 12

Investor Optimism Abounds America's Car-Mart, Inc. (NASDAQ:CRMT) But Growth Is Lacking

There wouldn't be many who think America's Car-Mart, Inc.'s ( NASDAQ:CRMT ) price-to-sales (or "P/S") ratio of 0.1x is...
ナラティブの更新 Feb 08

CRMT: Lower Discount Rate And Stable Fair Value Will Support Upside

Analysts have kept their price target for America's Car-Mart steady at US$29.00. They cite updated assumptions such as a 12.33% discount rate, 3.24% revenue growth, a 1.43% profit margin, and a future P/E of 15.10 as the basis for their view.
ナラティブの更新 Jan 24

CRMT: Credit And Margin Pressures Will Set Up Balanced Future Returns

Analysts have revised their price target on America's Car-Mart from about US$34 to roughly US$29, citing updated assumptions that include slightly higher revenue growth, a lower profit margin and a higher future P/E multiple. What's in the News America's Car-Mart was removed as a constituent from the S&P Retail Select Industry Index, which may affect how some index-linked funds and benchmarks include the stock (Index Constituent Drops).
ナラティブの更新 Jan 10

CRMT: Modest Margin Improvements Will Ultimately Outweigh Elevated Credit Losses

Analysts have modestly adjusted their outlook on America's Car-Mart, tying a refined price target to slightly updated assumptions for revenue growth, profit margin and future P/E. These now reflect expectations of around 4.05% top line expansion, 2.60% profitability and a 12.67x earnings multiple.
ナラティブの更新 Dec 26

CRMT: Credit And Margin Headwinds Will Set Up Attractive Future Upside

Analysts have trimmed their average price target on America's Car-Mart by 11 dollars to 34 dollars. This reflects more cautious assumptions on revenue growth, profit margins, and valuation multiples, despite only a modest uptick in the discount rate.
ナラティブの更新 Dec 12

CRMT: Rising Credit Losses Will Be Outweighed By Future Earnings Power

Analysts have trimmed their price target on America's Car-Mart from 58.00 dollars to 45.00 dollars, reflecting expectations for stronger top line growth but lower profit margins and a more conservative future earnings multiple. What's in the News Reported second quarter net charge offs of $106.3 million, up from $100.1 million in the first quarter, highlighting rising credit losses in the portfolio (Key Developments) Entered into an agreement for a $300 million senior secured term loan credit facility maturing October 30, 2030, bolstering liquidity and funding capacity (Key Developments) Valuation Changes The fair value estimate has fallen significantly from $58.00 to $45.00 per share.
分析記事 Oct 29

The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence

What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
ナラティブの更新 Sep 21

Digital Payments And Data Analytics Will Expand Auto Finance

The consensus analyst price target for America’s Car-Mart has been cut notably, reflecting weaker outlooks for revenue growth and future earnings, with fair value falling from $51.50 to $39.50. What's in the News No shares were repurchased from February 1, 2025 to April 30, 2025, or from May 1, 2025 to July 31, 2025, under the existing buyback program.
ナラティブの更新 Sep 06

Digital Payments And Data Analytics Will Expand Auto Finance

America’s Car-Mart’s fair value estimate has been lowered as both its consensus revenue growth and net profit margin forecasts have declined, leading analysts to reduce the price target from $62.50 to $51.50. What's in the News No shares were repurchased from February 1, 2025 to July 31, 2025 under the existing buyback program; to date, 7,264,285 shares (83.16%) have been repurchased for $295.69 million since the program began in 2005.
User avatar
新しいナラティブ May 30

Expanding Subprime Market Will Drive Auto Financing Success

Strong demand from underserved subprime borrowers and strategic focus on affordable used vehicles are expected to drive resilient sales and revenue growth.
分析記事 May 13

Here's What's Concerning About America's Car-Mart's (NASDAQ:CRMT) Returns On Capital

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Firstly, we'll want...
Seeking Alpha Apr 27

America's Car-Mart: Kudos Deserved For Investing Through Uncertainty But Elevated Risk Remains

Summary CRMT's long-term support breach and 33% stock decline since November 2023 highlight ongoing financial struggles despite recent capital infusion and market strength. Persistent debt and elevated receivables limit CRMT's ability to invest aggressively in its business, with cash flow issues exacerbating financial instability. Management's challenge: balancing underwriting levels to boost volumes without spiking delinquencies, while maintaining core profitability amidst uncertain used car market conditions. Encouraging near-term technical signs include a successful test of 2024 lows and a subsequent rally, but cautious optimism is advised due to economic uncertainties. Read the full article on Seeking Alpha
分析記事 Mar 09

America's Car-Mart, Inc. Just Beat EPS By 140%: Here's What Analysts Think Will Happen Next

As you might know, America's Car-Mart, Inc. ( NASDAQ:CRMT ) just kicked off its latest quarterly results with some very...
分析記事 Feb 22

Risks To Shareholder Returns Are Elevated At These Prices For America's Car-Mart, Inc. (NASDAQ:CRMT)

With a median price-to-sales (or "P/S") ratio of close to 0.4x in the Specialty Retail industry in the United States...
Seeking Alpha Jan 25

America's Car-Mart: A Get-Rich-Slow Compounder

Summary Car-Mart's operations are stronger, with improved loan metrics, a 36.5% gross margin, and a successful $300 million ABS transaction attracting $1.5 billion in demand. Management's candid approach to the $74 million equity raise shows genuine concern for shareholder dilution and a focus on improving liquidity. CRMT's selective M&A strategy, enhanced by a centralized LOS system and Cox Auto partnership, signals potential future growth in key markets like Texas and Iowa. CRMT is a cash-flow play, not a growth story; current price-to-book ratio of 0.813 suggests it's undervalued, presenting a solid investment opportunity. Read the full article on Seeking Alpha
分析記事 Dec 11

America's Car-Mart (NASDAQ:CRMT) Is Reinvesting At Lower Rates Of Return

There are a few key trends to look for if we want to identify the next multi-bagger. Typically, we'll want to notice a...
Seeking Alpha Nov 18

America's Car-Mart: Conservative Management Driving Success In Challenging Times

Summary Despite a 5.2% revenue decline, CRMT's gross profit margins expanded to 35%, showcasing effective cost control and pricing optimization. Loan portfolio quality has also improved. Strategic initiatives like a new ERP system, partnership with Cox Automotive, and cost reduction efforts could streamline operations and make cars more affordable in CRMT. Strong financial position, conservative debt management, and thoughtful inventory strategy position America's Car-Mart for long-term growth and market share gains. CRMT has stronger operations than before. It has strengthened its position in the used car market in rural areas. The business may seem dull, unappealing, and facing headwinds, but this offers an opportunity to buy given the historical low valuation. Read the full article on Seeking Alpha
Seeking Alpha Sep 18

America's Car-Mart Continues To Struggle

Summary America's Car-Mart, Inc. has seen a 20% stock decline since February, despite insider buying and anticipated Federal Reserve interest rate cuts. Lower interest rates could benefit consumer finance-dependent sectors, but America's Car-Mart's earnings estimates have dropped, reflecting ongoing challenges. It should be noted that used car sales overall have seen a marginal pickup in the past few months. An updated analysis of America's Car-Mart follows in the paragraphs below. Read the full article on Seeking Alpha
分析記事 Sep 05

America's Car-Mart (NASDAQ:CRMT) Will Be Hoping To Turn Its Returns On Capital Around

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Amongst other things...
Seeking Alpha Aug 27

America's Car-Mart: Correcting 'Covid Sins'

Summary America's Car-Mart's new CEO, Doug Campbell, is centralizing and outsourcing tasks to let dealership managers focus on sales, improving overall efficiency. Doug has implemented a new loan operating system, enhancing underwriting standards and reducing net charge-offs, crucial for financial stability. The company is correcting 'Covid sins' by selling newer cars and shortening loan terms, addressing past underwriting issues. Despite current market challenges, America's Car-Mart is well-positioned for acquisitions, aiming to leverage its scale and low-cost advantage for growth. Read the full article on Seeking Alpha
分析記事 Jun 20

America's Car-Mart, Inc.'s (NASDAQ:CRMT) Price Is Out Of Tune With Revenues

With a median price-to-sales (or "P/S") ratio of close to 0.4x in the Specialty Retail industry in the United States...
Seeking Alpha Jun 18

America's Car-Mart Is A Clunker

Summary America's Car-Mart, Inc. shares dropped 8% after disappointing financial results for the final quarter of the 2024 fiscal year. Revenue exceeded forecasts, but earnings per share fell short due to rising interest expense and high provisions. America's Car-Mart saw a decline in vehicle sales, an increase in debt, and a rise in interest expense, impacting profitability and investor confidence. Read the full article on Seeking Alpha
分析記事 Feb 13

The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence

To find a multi-bagger stock, what are the underlying trends we should look for in a business? Firstly, we'd want to...
分析記事 Jan 03

America's Car-Mart, Inc.'s (NASDAQ:CRMT) P/S Is On The Mark

It's not a stretch to say that America's Car-Mart, Inc.'s ( NASDAQ:CRMT ) price-to-sales (or "P/S") ratio of 0.3x right...
分析記事 Oct 18

America's Car-Mart (NASDAQ:CRMT) Will Want To Turn Around Its Return Trends

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
分析記事 Aug 23

What Is America's Car-Mart, Inc.'s (NASDAQ:CRMT) Share Price Doing?

While America's Car-Mart, Inc. ( NASDAQ:CRMT ) might not be the most widely known stock at the moment, it led the...
分析記事 Jun 02

America's Car-Mart's (NASDAQ:CRMT) Returns On Capital Not Reflecting Well On The Business

If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...

株主還元

CRMTUS Specialty RetailUS 市場
7D0.5%2.6%-0.3%
1Y-74.6%-1.4%26.7%

業界別リターン: CRMT過去 1 年間で-1.4 % の収益を上げたUS Specialty Retail業界を下回りました。

リターン対市場: CRMTは、過去 1 年間で26.7 % のリターンを上げたUS市場を下回りました。

価格変動

Is CRMT's price volatile compared to industry and market?
CRMT volatility
CRMT Average Weekly Movement12.1%
Specialty Retail Industry Average Movement7.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

安定した株価: CRMTの株価は、 US市場と比較して過去 3 か月間で変動しています。

時間の経過による変動: CRMTの weekly volatility ( 12% ) は過去 1 年間安定していますが、依然としてUSの株式の 75% よりも高くなっています。

会社概要

設立従業員CEO(最高経営責任者ウェブサイト
19812,300Doug Campbellwww.car-mart.com

は子会社を通じて、米国で中古車市場向けの自動車小売業を営んでいる。高年式の中古車を販売し、顧客に融資を提供している。同社は1981年に設立され、アーカンソー州ロジャーズに本社を置く。

America's Car-Mart, Inc. 基礎のまとめ

America's Car-Mart の収益と売上を時価総額と比較するとどうか。
CRMT 基礎統計学
時価総額US$98.63m
収益(TTM)-US$94.32m
売上高(TTM)US$1.34b
0.1x
P/Sレシオ
-1.1x
PER(株価収益率

収益と収入

最新の決算報告書(TTM)に基づく主な収益性統計
CRMT 損益計算書(TTM)
収益US$1.34b
売上原価US$739.58m
売上総利益US$603.47m
その他の費用US$697.79m
収益-US$94.32m

直近の収益報告

Jan 31, 2026

次回決算日

該当なし

一株当たり利益(EPS)-11.36
グロス・マージン44.93%
純利益率-7.02%
有利子負債/自己資本比率185.9%

CRMT の長期的なパフォーマンスは?

過去の実績と比較を見る

企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/05/21 22:15
終値2026/05/21 00:00
収益2026/01/31
年間収益2025/04/30

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

America's Car-Mart, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。8

アナリスト機関
John MurphyBofA Global Research
Vincent CainticBTIG
David ScharfCitizens JMP Securities, LLC