Unum Group

NYSE:UNM 株式レポート

時価総額：US$13.2b

Unum Group 過去の業績

過去 基準チェック /26

Unum Groupは、平均年間5.8%の収益成長を遂げていますが、 Insurance業界の収益は、年間 成長しています。収益は、平均年間14.6% 0.8%収益成長率で 成長しています。 Unum Groupの自己資本利益率は7.2%であり、純利益率は5.9%です。

主要情報

5.76%

収益成長率

8.65%

EPS成長率

Insurance 業界の成長8.02%
収益成長率0.75%
株主資本利益率7.17%
ネット・マージン5.86%
次回の業績アップデート28 Jul 2026

最近の業績更新

Recent updates

ナラティブの更新 • May 02

UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds

Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.
Seeking Alpha • Apr 23

Unum: Careful About Investing In Insurance Right Now

Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking Alpha
ナラティブの更新 • Jan 27

UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds

Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.
ナラティブの更新 • Jan 10

UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power

Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.
分析記事 • Sep 21

Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...
分析記事 • Aug 01

Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...
分析記事 • Jul 14

Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...
Seeking Alpha • Mar 14

Unum: Progress In LTC Creates Room For More Upside

Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking Alpha
Seeking Alpha • Jan 14

Unum Group Stock Seems To Be Undervalued

Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking Alpha
Seeking Alpha • Nov 01

Unum Group: Revisiting Quant's Strong-Buy Insurer

Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking Alpha
Seeking Alpha • Sep 19

Unum: Core Business Strength Comes Into Greater Focus

Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
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新しいナラティブ • Aug 23

Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market

Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.
Seeking Alpha • Jul 18

Unum: Diversify Your Portfolio With This Undervalued Dividend Grower

Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking Alpha
Seeking Alpha • Jun 20

Unum: Strong Core Business Offsets Ongoing LTC Uncertainty

Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking Alpha
Seeking Alpha • Apr 08

Unum Group: Further Stock Growth Likely In 2024

Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking Alpha
Seeking Alpha • Mar 26

Unum Group: Solid Underwriters Make Happy Shareholders

Summary Unum Group is a provider of workplace life and disability insurance, with a focus on customers with less than 2,000 employees. The company has consistently earned profits, even during the 2008 Recession and the events of COVID. With a healthy balance sheet, consistent earnings growth, and a strong pricing power, UNM is an overlooked buy in the insurance industry. Read the full article on Seeking Alpha

収支内訳

Unum Group の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。

収益と収入の歴史

NYSE:UNM 収益、費用、利益 ( )USD Millions
日付収益収益G+A経費研究開発費
31 Mar 2613,3397811,2170
31 Dec 2513,0767391,2010
30 Sep 2513,0689131,1820
30 Jun 2512,9071,5191,1790
31 Mar 2512,7791,5731,1830
31 Dec 2412,8871,7791,1790
30 Sep 2412,7961,7611,2030
30 Jun 2412,6711,3171,2110
31 Mar 2412,5501,3211,2100
31 Dec 2312,3861,2841,1790
30 Sep 2312,2461,2421,1820
30 Jun 2312,1121,5511,1700
31 Mar 2312,0401,5251,1360
31 Dec 2211,9841,4071,1090
30 Sep 2211,9581,2781,0790
30 Jun 2211,9691,0961,0340
31 Mar 2211,9229121,0220
31 Dec 2112,0089811,0100
30 Sep 2113,3088001,0020
30 Jun 2113,3357021,0130
31 Mar 2113,3637859990
31 Dec 2013,1627931,0020
30 Sep 2011,9239549470
30 Jun 2011,8879659210
31 Mar 2011,8829809110
31 Dec 1911,9991,1009280
30 Sep 1911,8451,0538970
30 Jun 1911,8135278940
31 Mar 1911,6875318910
31 Dec 1811,5995238860
30 Sep 1811,5575418680
30 Jun 1811,4481,0788670
31 Mar 1811,3801,0388650
31 Dec 1711,2879948520
30 Sep 1711,2449758620
30 Jun 1711,1889598480
31 Mar 1711,1289518340
31 Dec 1611,0479318390
30 Sep 1610,9729108320
30 Jun 1610,8678778280
31 Mar 1610,8098658300
31 Dec 1510,7318678350
30 Sep 1510,6483598380
30 Jun 1510,6043748380

質の高い収益: UNMは 高品質の収益 を持っています。

利益率の向上: UNMの現在の純利益率 (5.9%)は、昨年(12.3%)よりも低くなっています。

フリー・キャッシュフローと収益の比較

過去の収益成長分析

収益動向: UNMの収益は過去 5 年間で年間5.8%増加しました。

成長の加速: UNMは過去 1 年間の収益成長がマイナスであったため、5 年間の平均と比較することはできません。

収益対業界: UNMは過去 1 年間で収益成長率がマイナス ( -50.3% ) となったため、 Insurance業界平均 ( 36.5% ) と比較することが困難です。

株主資本利益率

高いROE: UNMの 自己資本利益率 ( 7.2% ) は 低い とみなされます。

総資産利益率

使用総資本利益率

過去の好業績企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/29 23:49
終値2026/05/29 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Unum Group 8 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。28

アナリスト機関
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Taylor ScottBarclays
Eric BergBarclays