Unum Group

NYSE:UNM 株式レポート

時価総額：US$15.1b

Unum Group 将来の成長

Future 基準チェック /36

Unum Group利益と収益がそれぞれ年間22.1%と0.9%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に11.1% 27.2%なると予測されています。

主要情報

22.1%

収益成長率

27.24%

EPS成長率

Insurance 収益成長1.6%
収益成長率0.9%
将来の株主資本利益率11.15%
アナリストカバレッジ

Good

最終更新日24 Aug 2026

今後の成長に関する最新情報

Recent updates

Seeking Alpha • Sep 17

Unum Group: Strong Core Business, But LTC Risks Remain

Summary Unum Group maintains strong core operations, but growing claims and lingering LTC risk heighten result uncertainty. UNM’s strategic pivot away from long-term care, including a $3.8B Fortitude Re deal, reduces risk but leaves $11B in LTC reserves. Core segments deliver high adjusted ROE above 20%; yet, benefit ratios are worsening and investment income is declining. Valuation is no longer compelling: forward P/E aligns with peers, P/B exceeds historical averages, and current multiples offer limited margin of safety. Read the full article on Seeking Alpha
ナラティブ更新 • Jul 25

UNM: Long-Term Care Reinsurance Deal Will Support Future Capital Returns

The updated fair value estimate for Unum Group moves to $102.23 from $100.08 as analysts factor in higher price targets, including recent revisions up to a range of $88 to $123, supported by views that life insurers benefit from a supportive macro backdrop, reasonable valuations, and risk reduction from the long term care reinsurance transaction. Analyst Commentary Street research on Unum Group has focused on how the company is repositioning its risk profile, especially around long term care exposure, and how that feeds into valuation.
ナラティブ更新 • Jul 10

UNM: Long-Term Care Reinsurance Actions Will Support Future Capital Return Potential

Analysts have lifted their blended price target for Unum Group to about $100 from roughly $98, reflecting updated views on fair value, slight adjustments to growth and profitability assumptions, and recent Street research citing a supportive backdrop for U.S. life insurers and the company’s long term care risk transfer actions. Analyst Commentary Recent Street research on Unum Group clusters around the company’s long term care reinsurance activity and its position within the broader U.S. life insurance sector, with several firms revisiting their valuation work and price targets in light of these developments.
分析記事 • Jun 20

Unum Group (UNM) Stock Could Be 8% Undervalued After Growth Update

Unum Group (UNM) recently outlined its growth priorities at the Morgan Stanley US Financials Conference in New York. The company highlighted premium trends, disability claims experience, and capital allocation, along with technology and operational investments. See our latest analysis for Unum Group. The recent Morgan Stanley US Financials Conference presentation comes after a strong run in Unum Group’s stock, with a 90-day share price return of 24.08% and a five year total shareholder return...
ナラティブ更新 • Jun 15

UNM: Mortality Trends And Capital Returns Will Support Balanced Long-Term Prospects

Narrative Update The Street price target for Unum Group has been lifted to $87 from $80. Analysts point to generally strong Q1 life insurance results, ongoing earnings momentum, improving mortality trends, and solid international business performance as key supports for the updated view.
ナラティブ更新 • Jun 01

UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds

Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.
ナラティブ更新 • May 02

UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds

Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.
ナラティブ更新 • Jan 27

UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds

Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.
ナラティブ更新 • Jan 10

UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power

Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.
Seeking Alpha • Mar 14

Unum: Progress In LTC Creates Room For More Upside

Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking Alpha
Seeking Alpha • Jan 14

Unum Group Stock Seems To Be Undervalued

Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking Alpha
Seeking Alpha • Nov 01

Unum Group: Revisiting Quant's Strong-Buy Insurer

Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking Alpha
Seeking Alpha • Sep 19

Unum: Core Business Strength Comes Into Greater Focus

Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
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新しいナラティブ • Aug 23

Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market

Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.
Seeking Alpha • Jul 18

Unum: Diversify Your Portfolio With This Undervalued Dividend Grower

Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:UNM - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202813,2911,357N/AN/A5
12/31/202712,7171,3431,200N/A5
12/31/202612,1581,1671,150N/A5
6/30/202613,348703693830N/A
3/31/202613,339781539675N/A
12/31/202513,076739555688N/A
9/30/202513,068913689816N/A
6/30/202512,9071,5191,4441,577N/A
3/31/202512,7791,5731,4351,569N/A
12/31/202412,8871,7791,3881,513N/A
9/30/202412,7961,7611,2321,371N/A
6/30/202412,6711,3171,2421,376N/A
3/31/202412,5501,3211,2171,351N/A
12/31/202312,3861,2841,0681,203N/A
9/30/202312,2461,2421,0961,216N/A
6/30/202312,1121,5519841,098N/A
3/31/202312,0401,5251,1341,244N/A
12/31/202211,9841,4071,3171,419N/A
9/30/202211,9581,2781,4431,542N/A
6/30/202211,9691,0961,5931,690N/A
3/31/202211,9229121,8061,907N/A
12/31/202112,0089811,2771,388N/A
9/30/202113,308800-498N/A
6/30/202113,335702099N/A
3/31/202113,363785-5556N/A
12/31/202013,162793350469N/A
9/30/202011,9239541,6211,764N/A
6/30/202011,8879651,4881,651N/A
3/31/202011,882980N/A1,445N/A
12/31/201911,9991,100N/A1,607N/A
9/30/201911,8451,053N/A1,710N/A
6/30/201911,813527N/A1,783N/A
3/31/201911,687531N/A1,753N/A
12/31/201811,599523N/A1,537N/A
9/30/201811,557541N/A1,371N/A
6/30/201811,4481,078N/A1,211N/A
3/31/201811,3801,038N/A1,154N/A
12/31/201711,287994N/A1,164N/A
9/30/201711,244975N/A1,238N/A
6/30/201711,188959N/A1,204N/A
3/31/201711,128951N/A1,133N/A
12/31/201611,047931N/A1,122N/A
9/30/201610,972910N/A1,048N/A
6/30/201610,867877N/A1,127N/A
3/31/201610,809865N/A1,185N/A
12/31/201510,731867N/A1,292N/A
9/30/201510,648359N/A1,279N/A

アナリストによる今後の成長予測

収入対貯蓄率: UNMの予測収益成長率 (年間22.1% ) は 貯蓄率 ( 3.7% ) を上回っています。

収益対市場: UNMの収益 ( 22.1% ) はUS市場 ( 17.5% ) よりも速いペースで成長すると予測されています。

高成長収益: UNMの収益は今後 3 年間で 大幅に 増加すると予想されています。

収益対市場: UNMの収益 ( 0.9% ) US市場 ( 13.6% ) よりも低い成長が予測されています。

高い収益成長: UNMの収益 ( 0.9% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: UNMの 自己資本利益率 は、3年後には低くなると予測されています ( 11.1 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/09/21 11:51
終値2026/09/21 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Unum Group 8 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。28

アナリスト機関
Eric BergBarclays
"Alex ScottBarclays
Taylor ScottBarclays