Unum Group（UNM）株式概要
ユナム・グループはその子会社とともに、米国、英国、ポーランドでファイナンシャル・プロテクション・ベネフィット・ソリューションを提供している。 詳細
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Analyst Price Targets
Unum Group 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$92.73 |
| 52週高値 | US$92.97 |
| 52週安値 | US$68.28 |
| ベータ | 0.25 |
| 1ヶ月の変化 | 15.29% |
| 3ヶ月変化 | 28.51% |
| 1年変化 | 18.60% |
| 3年間の変化 | 104.25% |
| 5年間の変化 | 243.06% |
| IPOからの変化 | 69.37% |
最新ニュース
ナラティブの更新 • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.ナラティブの更新 • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Recent updates
ナラティブの更新 • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.ナラティブの更新 • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Seeking Alpha • Apr 23
Unum: Careful About Investing In Insurance Right Now
Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking Alphaナラティブの更新 • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.ナラティブの更新 • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.分析記事 • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...分析記事 • Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...分析記事 • Jul 14
Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
新しいナラティブ • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaSeeking Alpha • Jun 20
Unum: Strong Core Business Offsets Ongoing LTC Uncertainty
Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking AlphaSeeking Alpha • Apr 08
Unum Group: Further Stock Growth Likely In 2024
Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking Alpha株主還元
| UNM | US Insurance | US 市場 | |
|---|---|---|---|
| 7D | 6.8% | 3.9% | -2.4% |
| 1Y | 18.6% | -5.5% | 21.5% |
業界別リターン: UNM過去 1 年間で-5.5 % の収益を上げたUS Insurance業界を上回りました。
リターン対市場: UNMは、過去 1 年間で21.5 % のリターンを上げたUS市場を下回りました。
価格変動
| UNM volatility | |
|---|---|
| UNM Average Weekly Movement | 2.8% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: UNM 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: UNMの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1848 | 10,797 | Rick McKenney | www.unum.com |
ユナム・グループはその子会社と共に、米国、英国、ポーランドでファイナンシャル・プロテクション・ベネフィット・ソリューションを提供している。ユナムUS、ユナムインターナショナル、コロニアルライフ、クローズドブロックの各セグメントを通じて事業を展開している。同社は団体長期・短期障害、団体生命、事故死・四肢切断商品、任意給付、個人障害、歯科・視力商品などの補足・任意商品、事故、病気、障害、生命、がん・重病商品を提供している。また、団体年金、個人生命保険、企業所有生命保険、再保険プールおよび管理業務、その他雑多な商品も提供している。同社は従業員のために雇用主に商品を販売している。現場販売員、独立ブローカー、コンサルタント、独立請負代理店販売力およびブローカーを通じて商品を販売している。ユナム・グループは以前はユナム・プロビデント・コーポレーションとして知られ、2007年3月にユナム・グループに社名を変更した。同社は1848年に設立され、テネシー州チャタヌーガに本社を置いている。
Unum Group 基礎のまとめ
| UNM 基礎統計学 | |
|---|---|
| 時価総額 | US$14.65b |
| 収益（TTM） | US$781.40m |
| 売上高(TTM) | US$13.34b |
19.0x
PER（株価収益率1.1x
P/SレシオUNM は割高か？
公正価値と評価分析を参照収益と収入
| UNM 損益計算書（TTM） | |
|---|---|
| 収益 | US$13.34b |
| 売上原価 | US$9.40b |
| 売上総利益 | US$3.94b |
| その他の費用 | US$3.16b |
| 収益 | US$781.40m |
直近の収益報告
Mar 31, 2026
次回決算日
Jul 28, 2026
| 一株当たり利益（EPS） | 4.89 |
| グロス・マージン | 29.53% |
| 純利益率 | 5.86% |
| 有利子負債／自己資本比率 | 36.9% |
UNM の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
2.0%
現在の配当利回り30%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/06/12 03:06 |
| 終値 | 2026/06/12 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Unum Group 8 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。26
| アナリスト | 機関 |
|---|---|
| Jay Gelb | Barclays |
| Eric Berg | Barclays |
| Taylor Scott | Barclays |