Root, Inc.

NasdaqGS:ROOT 株式レポート

時価総額：US$854.0m

Root 将来の成長

Future 基準チェック /06

Rootの収益は年間5.3%で減少すると予測されていますが、年間収益は年間7.2%で増加すると予測されています。EPS は年間 減少すると予測されています。自己資本利益率は 3 年後に15.5% 8.6%なると予測されています。

主要情報

-5.3%

収益成長率

-8.57%

EPS成長率

Insurance 収益成長2.3%
収益成長率7.2%
将来の株主資本利益率15.50%
アナリストカバレッジ

Good

最終更新日11 May 2026

今後の成長に関する最新情報

Recent updates

ナラティブの更新 • Jun 02

ROOT: Repeated Neutral Resets Will Challenge Sustainability Of Recent Margin Gains

Narrative Update Analysts recently cut Root's price target to $52, citing updated assumptions for revenue growth, profit margins and future P/E that temper earlier expectations, while keeping the fair value estimate and discount rate unchanged. Analyst Commentary Recent Street research highlights a series of price target reductions for Root, with bearish analysts revisiting their assumptions on growth, profitability and valuation multiples.
Seeking Alpha • Jun 01

Root Inc.: Is This AI-Driven Insurer Finally Taking Root?

Summary Root Inc. has transitioned from heavy losses to two consecutive years of profitability, driven by improved underwriting and disciplined operations. ROOT's combined ratio improved from 133.2% to below 100%, with net profits of $40.3M and $30.9M in 2025 and 2024, respectively. Distribution partnerships and better customer selection, as well as telematics, appear to have been key to ROOT's turnaround. I rate ROOT a Modest Buy, citing reduced existential risks, established operational infrastructure, improved financials, and potential for multi-bagger returns if underwriting discipline persists. Read the full article on Seeking Alpha
ナラティブの更新 • May 13

ROOT: Slowing Revenue Assumptions Will Test Sustainability Of Recent Margin Gains

Analysts have trimmed the price target on Root by $2 to $50, citing lower assumptions for revenue growth, slightly higher profit margin expectations, and a modestly higher future P/E multiple. Analyst Commentary Recent research shows a series of price target cuts on Root, even when results have come in ahead of prior expectations on some key metrics.
分析記事 • May 05

With EPS Growth And More, Root (NASDAQ:ROOT) Makes An Interesting Case

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
ナラティブの更新 • Apr 23

ROOT: Fair Outlook Balances Partnership Progress With Questions On Margin Durability

Analysts have reduced their average price target on Root from about $105 to $52. This change reflects updated views on fair value after recent target cuts, including adjustments related to operating trends and margin assumptions.
ナラティブの更新 • Apr 08

ROOT: Lower Loss Ratio And PIF Momentum Will Support Future Upside

Analysts have reduced Root's average price target to reflect recent target cuts from $150 to $104, from $96 to $75, from $75 to $70, and from $90 to $52, citing updated views on growth, margins, pricing, and loss trends after the latest quarterly results. Analyst Commentary Recent research updates show that even as price targets have been reduced, some bullish analysts remain constructive on Root's execution and earnings profile, especially around the latest quarterly print.
ナラティブの更新 • Mar 24

ROOT: Future Pricing And Loss Trends Will Drive Upside Potential

Analysts have trimmed the price target on Root to $90.00 from $111.60, citing lower fair value assumptions and more moderate expectations for revenue growth and profit margins, partly offset by a slightly higher future P/E multiple. Analyst Commentary Street research around Root reflects a mix of optimism on execution and caution on valuation risk, with several firms trimming price targets while maintaining neutral to positive ratings.
ナラティブの更新 • Mar 08

ROOT: Loss Ratio Discipline And Policy Momentum Will Support Future Upside

Analysts have reduced their price target on Root to $125 from $150, reflecting updated assumptions that include slightly lower revenue growth, a modestly higher profit margin profile, and a lower forward P/E multiple informed by recent research that trimmed targets following Q4 results. Analyst Commentary Recent Street research on Root has centered on how the latest quarterly results feed into updated valuation work, especially around earnings power, growth in policies in force, and the balance between revenue growth and operating efficiency.
ナラティブの更新 • Feb 22

ROOT: Pricing And Loss Trends Will Drive Upside Potential Ahead

Narrative Update on Root Analysts have trimmed their price target on Root from $96 to $75 as they now reflect updated views on pricing, loss trends, and reserves in the insurance sector, along with slightly higher discount rates and more cautious profit margin assumptions in their valuation work. Analyst Commentary Analysts are reworking their models on Root around the upcoming insurance sector earnings season, with attention centering on how pricing, loss trends, and reserves could influence the path for margins and valuation.
分析記事 • Feb 12

Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 26%

Root, Inc. ( NASDAQ:ROOT ) shareholders that were waiting for something to happen have been dealt a blow with a 26...
ナラティブの更新 • Feb 08

ROOT: Pricing Discipline And Loss Management Will Support Future Upside Potential

Narrative update on Root Analysts have trimmed their price target on Root from US$96 to US$75, pointing to a sharper focus on pricing, loss trends, and reserves across the insurance group, with modest tweaks to long term revenue growth, profit margin, discount rate, and forward P/E assumptions. Analyst Commentary Bullish analysts looking at Root around upcoming insurance sector results are paying close attention to how the company manages pricing, loss trends, and reserves relative to peers in the P&C space.
ナラティブの更新 • Jan 24

ROOT: Pricing Discipline And Loss Trends Will Support Long-Term Upside Potential

Analysts trimmed their price target on Root to US$75 from US$96, citing a sharper focus on pricing, loss trends, and reserves heading into upcoming insurance sector earnings. Analyst Commentary Bullish analysts are treating the revised US$75 price target as a recalibration rather than a reversal in their broader view on Root.
ナラティブの更新 • Jan 10

ROOT: Cautious Assumptions Will Support Long-Term Upside Potential

Analysts now see Root’s fair value holding at $150.00 per share while applying slightly lower revenue growth and profit margin assumptions, along with a higher forward P/E, reflecting a more cautious outlook on the company’s medium term earnings power. Valuation Changes Fair Value: Fair value per share is unchanged at $150.00.
ナラティブの更新 • Dec 26

ROOT: West Coast Expansion Will Drive Long-Term Upside In Coming Years

Analysts have modestly raised their price target on Root, now implying intrinsic value of approximately $150.00 per share, as slightly stronger projected revenue growth more than offsets a marginally lower expected profit margin and a minimally higher forward earnings multiple. Valuation Changes Fair Value: Unchanged at an implied intrinsic value of approximately $150.00 per share, indicating a stable central valuation view.
ナラティブの更新 • Dec 12

ROOT: West Coast Expansion Will Drive Long-Term Upside Despite Tempered Outlook

Analysts lowered their price target on Root from 165 dollars to 150 dollars, citing a tempered outlook for revenue growth and profit margins that more than offset a slightly higher assumed future earnings multiple. What's in the News Root Insurance expands into Washington, completing its West Coast footprint and now serving drivers in Washington, Oregon, and California (company announcement) The company’s data-driven, smartphone-based pricing model now reaches more than 78% of the U.S. population, significantly broadening its addressable market (company announcement) Washington drivers can enroll via the Root app or joinroot.com, complete a telematics-based test drive, and potentially save up to 1,200 dollars annually based on safe driving behavior (company announcement) Root is deepening distribution by partnering with tech-forward companies and independent insurance agents to offer multiple access points for its digital-first auto policies in Washington (company announcement) Valuation Changes Fair Value Estimate lowered moderately from 165 dollars to 150 dollars, reflecting a more cautious outlook on the company’s fundamentals.
ナラティブの更新 • Oct 28

Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress

The analyst consensus price target for Root has shifted downward, dropping from $140 to $105 according to recent updates. Analysts cite mixed performance in premium growth and profitability, despite better-than-expected earnings.
ナラティブの更新 • Oct 12

Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles

Analysts have lowered their average price target for Root from $130.60 to $124.40. They cite mixed trends in premium growth and company profitability despite recent earnings performance.
ナラティブの更新 • Aug 15

Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles

Despite strong operating income beats, improved earnings forecasts, and higher premium growth, ongoing concerns about weaker policy-in-force growth tempered analyst enthusiasm, resulting in the consensus analyst price target for Root remaining unchanged at $137.60. Analyst Commentary Bullish analysts cited higher earned premium growth and improved loss ratios contributing to a significant operating income beat versus expectations.
分析記事 • Jul 12

Market Cool On Root, Inc.'s (NASDAQ:ROOT) Revenues Pushing Shares 25% Lower

Root, Inc. ( NASDAQ:ROOT ) shareholders won't be pleased to see that the share price has had a very rough month...
分析記事 • May 04

Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable

Despite an already strong run, Root, Inc. ( NASDAQ:ROOT ) shares have been powering on, with a gain of 27% in the last...
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新しいナラティブ • Apr 23

Expansive Costs Will Undermine Future Profitability In US Insurance

Strategic investments in marketing and data science might boost future growth but will likely increase short-term expenses and pressure net margins.
分析記事 • Mar 15

Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump

Root, Inc. ( NASDAQ:ROOT ) shares have continued their recent momentum with a 28% gain in the last month alone. The...
Seeking Alpha • Feb 28

Root: Loving The Profits, But It's Fair Value Territory

Summary Root Insurance's profitability and growth have led to a re-rating from Buy to Hold due to increased share price and tariff uncertainties. Q4 showed revenue growth and an improved balance sheet, but increased expenses led to a slight EPS decline. Debt refinancing reduced interest expenses, enhancing future earnings potential, while tangible book value per share increased. Risks include dependency on Carvana partnership, competition from larger insurers, and potential impacts from Trump tariffs on auto sales. Read the full article on Seeking Alpha
Seeking Alpha • Feb 18

Root Inc. Q4 2024 Earnings Preview

Summary Despite Root's profitability surge, the stock is overvalued due to unsustainable loss ratios and the stagnant auto insurance market. My DCF analysis indicates Root needs 20-40% sustained growth and industry-leading loss ratios to justify the current price. Root's Q4 earnings are expected to show improved EPS and revenue, but sequential declines suggest cautious optimism. I maintain a sell rating with a price target of $85.29, as the current valuation assumes near-perfect execution. Read the full article on Seeking Alpha
Seeking Alpha • Jan 06

Root, Inc.: A Risky Play In The Insurtech Sector

Summary Root, Inc. leverages proprietary technology for precise auto insurance pricing, showing growth potential, but shares are currently expensive and volatile. Root's innovative approach uses individual driving data for personalized pricing, unlike traditional insurers, but faces strong competition from established market leaders. Despite recent profitability and improved loss ratios, Root's business model is still maturing, with volatile short-term profitability and high valuation risks. Root's long-term growth strategy includes nationwide expansion, partnerships, and cross-selling, but it remains a risky investment for those averse to volatility. Read the full article on Seeking Alpha
分析記事 • Dec 20

Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny

The Root, Inc. ( NASDAQ:ROOT ) share price has softened a substantial 30% over the previous 30 days, handing back much...
分析記事 • Nov 01

Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company

Root, Inc. ( NASDAQ:ROOT ) shareholders would be excited to see that the share price has had a great month, posting a...
Seeking Alpha • Nov 01

Root, Inc. Has Entered The World Of Profits (Rating Upgrade)

Summary Root, Inc. has finally achieved its first profitable quarter, reducing the risks and providing a better basis for valuation. Following wild price fluctuation after ROOT's earnings release, the closing price fell to a fair range for no growth and a bargain if growth materializes. Auto insurance remains competitive, however, and bigger competitors may yet test Root's ability to capture market share from its small starting point. Overall, the confirmation of their strategy in Q3 and the value proposition make ROOT a compelling Buy. Read the full article on Seeking Alpha
Seeking Alpha • Oct 24

Root Inc. Q3 Earnings Preview: Loss Ratio Not Sustainable

Summary Root, Inc. will announce Q3 2024 earnings post-market on October 30th. I do not believe the market is fairly valuing the impact of scaling and competition on Root's ability to drive margin. While there is upside potential if everything goes right, fundamental industry challenges will continue to constrain growth. Read the full article on Seeking Alpha
分析記事 • Aug 19

Take Care Before Jumping Onto Root, Inc. (NASDAQ:ROOT) Even Though It's 36% Cheaper

Root, Inc. ( NASDAQ:ROOT ) shares have had a horrible month, losing 36% after a relatively good period beforehand...
Seeking Alpha • Aug 11

Root Inc: Rising Insurer In A Competitive Space

Summary Root, Inc. shares have seen impressive growth, but current price likely reflects most of the upside already. Root's digital approach to property-casualty auto insurance is a key differentiator, but competition from larger insurers remains a concern. With future expansion plans and improving financials, Root may become a contender in the auto-insurance industry, but current valuation may not justify investment. Read the full article on Seeking Alpha
分析記事 • Jun 19

Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 33%

Root, Inc. ( NASDAQ:ROOT ) shareholders won't be pleased to see that the share price has had a very rough month...
Seeking Alpha • May 06

Root, Inc.: Promising Embedded Strategy With Potential Nationwide Expansion

Summary Root, Inc. is a leading auto insurtech company, leveraging data science and technology to improve underwriting performance. Despite weak overall share performance since going public, Root has seen significant growth over the past year, with its stock price increasing almost 10x. Root's strong financial performance, including revenue growth and narrowing net losses, suggests potential for continued growth and profitability. Read the full article on Seeking Alpha

業績と収益の成長予測

NasdaqGS:ROOT - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/20281,89448235N/A4
12/31/20271,74743222N/A6
12/31/20261,59649148N/A5
3/31/20261,56155173189N/A
12/31/20251,51738192207N/A
9/30/20251,44754191206N/A
6/30/20251,36582185197N/A
3/31/20251,27153197208N/A
12/31/20241,17729184196N/A
9/30/20241,045-16163173N/A
6/30/2024854-84129138N/A
3/31/2024640-1135565N/A
12/31/2023455-147-43-34N/A
9/30/2023332-182-135-126N/A
6/30/2023290-202-209-200N/A
3/31/2023296-261-252-243N/A
12/31/2022311-298-221-211N/A
9/30/2022333-349-216-203N/A
6/30/2022353-416-295-282N/A
3/31/2022362-499-377-364N/A
12/31/2021345-521-415-403N/A
9/30/2021303-544-574-557N/A
6/30/2021260-497-468-451N/A
3/31/2021291-357-347-332N/A
12/31/2020347-363-303-287N/A
9/30/2020402-315-159-149N/A
6/30/2020432-330-162-152N/A
3/31/2020362-339-166-154N/A
12/31/2019290-282N/A-127N/A
12/31/201843-69N/A-26N/A

アナリストによる今後の成長予測

収入対貯蓄率: ROOTの収益は今後 3 年間で減少すると予測されています (年間-5.3% )。

収益対市場: ROOTの収益は今後 3 年間で減少すると予測されています (年間-5.3% )。

高成長収益: ROOTの収益は今後 3 年間で減少すると予測されています。

収益対市場: ROOTの収益 ( 7.2% ) US市場 ( 12.5% ) よりも低い成長が予測されています。

高い収益成長: ROOTの収益 ( 7.2% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: ROOTの 自己資本利益率 は、3年後には低くなると予測されています ( 15.5 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/06/11 23:37
終値2026/06/11 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Root, Inc. 6 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。16

アナリスト機関
Tracy Dolin-BenguiguiBarclays
Ross SandlerBarclays
Joshua ShankerBofA Global Research