View Financial HealthNI Holdings 配当と自社株買い配当金 基準チェック /06NI Holdings配当金を支払った記録がありません。主要情報n/a配当利回り1.0%バイバック利回り総株主利回り1.0%将来の配当利回りn/a配当成長n/a次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向n/a最近の配当と自社株買いの更新お知らせ • Aug 26NI Holdings, Inc. (NasdaqCM:NODK) announces an Equity Buyback for $5 million worth of its shares.NI Holdings, Inc. (NasdaqCM:NODK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its outstanding common shares. The purpose of the program is to support the company’s planned approach to capital deployment to create long-term value for its shareholders. As of July 31, 2025, the company had 20,675,337 shares of common stock outstanding.すべての更新を表示Recent updatesお知らせ • May 27NI Holdings, Inc. Announces Director and Board Committee AppointmentsNI Holdings, Inc. at its Annual Meeting of Shareholders held on May 19, 2026 announced Dana J. Kaldor and Callie J. Thomas as directors. The Board has determined that Mr. Kaldor and Ms. Thomas are independent directors under the listing standards of the Nasdaq Capital Market. Mr. Kaldor will serve as a member of the Board’s Audit Committee and Nominating and Corporate Governance Committee. Ms. Thomas will serve as a member of the Board’s Audit Committee and Compensation Committee.Reported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.60 (vs US$0.31 in 1Q 2025)First quarter 2026 results: EPS: US$0.60 (up from US$0.31 in 1Q 2025). Revenue: US$59.6m (down 17% from 1Q 2025). Net income: US$12.5m (up 94% from 1Q 2025). Profit margin: 21% (up from 9.0% in 1Q 2025). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Mar 09NI Holdings, Inc., Annual General Meeting, May 19, 2026NI Holdings, Inc., Annual General Meeting, May 19, 2026.Reported Earnings • Mar 08Full year 2025 earnings released: US$0.50 loss per share (vs US$0.32 profit in FY 2024)Full year 2025 results: US$0.50 loss per share (down from US$0.32 profit in FY 2024). Revenue: US$285.1m (down 12% from FY 2024). Net loss: US$10.4m (down 258% from profit in FY 2024). Combined ratio: 109.9% (up from 100.7% in FY 2024). Over the last 3 years on average, earnings per share has increased by 64% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Dave Stende was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 25NI Holdings, Inc. Director Duaine C. Espegard Will Not Stand for Re-ElectionOn February 17, 2026, Duaine C. Espegard, a director of NI Holdings, Inc., advised the Company's Board of Directors that he will not stand for re-election at the Company’s 2026 annual meeting of stockholders. Mr. Espegard’s decision to not stand for re-election is not due to any disagreement with the Company on any matter relating to the Company's operations, policies or practices. Mr. Espegard will serve out the remainder of his term, which will end at the Company’s 2026 annual meeting of stockholders.Reported Earnings • Nov 09Third quarter 2025 earnings released: US$0.079 loss per share (vs US$0.13 loss in 3Q 2024)Third quarter 2025 results: US$0.079 loss per share (improved from US$0.13 loss in 3Q 2024). Revenue: US$76.6m (down 14% from 3Q 2024). Net loss: US$1.67m (loss narrowed 38% from 3Q 2024). Over the last 3 years on average, earnings per share has increased by 94% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Oct 13+ 1 more updateNI Holdings, Inc. Announces Chief Executive Officer Changes, Effective October 10, 2025NI Holdings, Inc. announced that Seth Daggett has stepped down from his role as Chief Executive Officer of NI Holdings, along with his role as a board member of the company, to pursue other opportunities, effective October 10, 2025. The Board has appointed Cindy Launer, as Chief Executive Officer of NI Holdings, effective October 10, 2025.Ms. Launer, age 54, has served on the Board of Directors of NI Holdings, Inc. since her appointment in November 2019 and previously served as the Company’s Chief Executive Officer from August 26, 2024 through November 30, 2024. Ms. Launer was employed by American International Group (“AIG”) from April 2007 until her retirement in June 2018. At AIG, she served in various roles including financial planning and analysis, capital projects, financial communications, Chief of Staff to the CEO, and finally Chief Operating Officer of the AIG commercial insurance business. Prior to joining AIG, she held progressive audit, finance, investor relations, and chief of staff roles at MetLife and Deloitte & Touche LLP. Ms. Launer graduated from Florida Southern College with a Bachelor of Science degree in Finance and Marketing and earned her Bachelor of Science degree in Accounting from International College. Ms. Launer previously served as the Interim CEO of NI Holdings in the fall of 2024 and has otherwise served as an independent non-executive director on NI Holdings’ board since November 2019. Ms. Launer brings 18 years of experience in the insurance industry with a proven track record of success as a global finance and operations executive.お知らせ • Aug 26NI Holdings, Inc. (NasdaqCM:NODK) announces an Equity Buyback for $5 million worth of its shares.NI Holdings, Inc. (NasdaqCM:NODK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its outstanding common shares. The purpose of the program is to support the company’s planned approach to capital deployment to create long-term value for its shareholders. As of July 31, 2025, the company had 20,675,337 shares of common stock outstanding.Reported Earnings • Aug 10Second quarter 2025 earnings released: US$0.57 loss per share (vs US$0.36 loss in 2Q 2024)Second quarter 2025 results: US$0.57 loss per share (further deteriorated from US$0.36 loss in 2Q 2024). Revenue: US$76.1m (down 13% from 2Q 2024). Net loss: US$12.1m (loss widened 61% from 2Q 2024). Over the last 3 years on average, earnings per share has increased by 100% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.お知らせ • Jul 18Kelly Dawson Joins NI Holdings, Inc. as Senior Vice President and Chief Human Resources OfficerNI Holdings, Inc. announced a strategic leadership appointment to support the Company’s long-term growth and execution of its core business strategies. Kelly Dawson has recently joined the Company as Senior Vice President and Chief Human Resources Officer. In this newly created role, Kelly will have oversight of all aspects of human resources, including talent acquisition, employee engagement, compliance and organizational development. She brings over 20 years of human resources experience, including leadership roles at multiple companies. She holds a master’s degree from Claremont Graduate University and an undergraduate degree from Stetson University.New Risk • May 13New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 1.9% Last year net profit margin: 7.8% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 21% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.9% net profit margin).Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.31 (vs US$0.33 in 1Q 2024)First quarter 2025 results: EPS: US$0.31 (down from US$0.33 in 1Q 2024). Revenue: US$71.4m (down 4.1% from 1Q 2024). Net income: US$6.46m (down 6.8% from 1Q 2024). Profit margin: 9.0% (down from 9.3% in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 79% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Board Change • Apr 10Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 1 experienced director. 5 highly experienced directors. Independent Director Prakash Mathew was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Mar 22NI Holdings, Inc. Appoints Dave L. Stende as Independent Director and as Member of the Audit Committee, Effective April 1, 2025On March 18, 2025, the Board of Directors (the “Board”) of NI Holdings, Inc. (the “Company”), increased the size of the Board to nine directors and appointed Dave L. Stende as a director effective April 1, 2025, to serve until the 2025 Annual Meeting of Stockholders, or until his earlier death, disqualification, resignation, or removal. The Board has determined that Mr. Stende is an independent director under the listing standards of the Nasdaq Capital Market. Mr. Stende will serve as a member of the Board’s Audit Committee.お知らせ • Mar 10NI Holdings, Inc., Annual General Meeting, May 20, 2025NI Holdings, Inc., Annual General Meeting, May 20, 2025.Reported Earnings • Mar 09Full year 2024 earnings released: EPS: US$0.32 (vs US$0.93 in FY 2023)Full year 2024 results: EPS: US$0.32 (down from US$0.93 in FY 2023). Revenue: US$325.2m (up 7.0% from FY 2023). Net income: US$6.60m (down 66% from FY 2023). Profit margin: 2.0% (down from 6.4% in FY 2023). Combined ratio: 100.7% (up from 97.0% in FY 2023). Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.お知らせ • Mar 04Ni Holdings, Inc. Announces Departure of Stephen V. Marlow as Member of the Board of DirectorsNI Holdings, Inc. announced that Stephen V. Marlow, a member of the Board of Directors notified the Company that he will not stand for reelection at the Company’s 2025 annual meeting of stockholders. Mr. Marlow’s decision to not stand for reelection was not the result of a disagreement with the Company.お知らせ • Nov 23+ 3 more updatesNI Holdings, Inc. Announces Termination of Patrick W. Duncan as Senior Vice President, OperationNI Holdings, Inc. announced that on November 20, 2024, Patrick W. Duncan, Senior Vice President, Operations of the company and the Company agreed that Mr. Duncan’s last date of employment as Senior Vice President, Operations was November 20, 2024. Mr. Duncan’s departure is the result of a termination without cause as defined in his employment agreement.Reported Earnings • Nov 07Second quarter 2024 earnings released: US$0.36 loss per share (vs US$0.12 loss in 2Q 2023)Second quarter 2024 results: US$0.36 loss per share (further deteriorated from US$0.12 loss in 2Q 2023). Revenue: US$87.8m (up 8.3% from 2Q 2023). Net loss: US$7.48m (loss widened 204% from 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.お知らせ • Aug 16+ 1 more updateNI Holdings, Inc. Announces CEO ChangesNI Holdings, Inc. announced that Michael J. Alexander has stepped down from his role as Chief Executive Officer, effective August 13, 2024. To ensure seamless stewardship of the company until a permanent successor is named, the Board has appointed Cindy L. Launer as Interim Chief Executive Officer, effective August 13, 2024. Ms. Launer has served as an independent non-executive director on NI Holdings’ board since November 2019 and brings 18 years of experience in the insurance industry with a proven track record of success as a global finance and operations executive. Most recently, Ms. Launer served as Chief Operating Officer of AIG’s Commercial Insurance Business, before retiring in 2018. She will remain on the Board of Directors while serving as the Interim Chief Executive Officer. The Board of Directors is immediately starting the process of finding the next CEO and has no definitive timeline for that search at this moment.Reported Earnings • Aug 09Second quarter 2024 earnings released: US$0.36 loss per share (vs US$0.38 loss in 2Q 2023)Second quarter 2024 results: US$0.36 loss per share (improved from US$0.38 loss in 2Q 2023). Revenue: US$87.8m (down 9.5% from 2Q 2023). Net loss: US$7.48m (loss narrowed 7.9% from 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.Reported Earnings • May 11First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.20 loss in 1Q 2023)First quarter 2024 results: EPS: US$0.31 (up from US$0.20 loss in 1Q 2023). Revenue: US$91.4m (up 12% from 1Q 2023). Net income: US$6.42m (up US$10.6m from 1Q 2023). Profit margin: 7.0% (up from net loss in 1Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 57 percentage points per year, which is a significant difference in performance.お知らせ • May 09John Scott, Sr. entered into a stock purchase agreement to acquire Westminster American Insurance Company from NI Holdings, Inc. (NasdaqCM:NODK) for $10.5 million.John Scott, Sr. entered into a stock purchase agreement to acquire Westminster American Insurance Company from NI Holdings, Inc. (NasdaqCM:NODK) for $10.5 million on May 7, 2024. The consideration consists of $10.50 million in cash. The transaction was unanimously approved by the Board of Directors and is expected to close in 2024, subject to regulatory approval and other closing conditions, including, among others, approval of the North Dakota Insurance Department and Buyer obtaining reinsurance, buyer shall have received resignations of the directors and officers of Westminster. Proceeds planned to be used for general corporate purposes. Brian O’Connor and W. Bryan Rakes of Venable LLP acted as legal advisors to John Scott. David F. Marx of Dorsey & Whitney LLP acted as legal advisor to NI Holdings. Newport LLC acted as financial advisor to NI Holdings, Inc.お知らせ • Apr 11NI Holdings, Inc., Annual General Meeting, May 21, 2024NI Holdings, Inc., Annual General Meeting, May 21, 2024, at 10:00 Central Standard Time. Location: the Jasper Hotel, 215 Broadway N, Fargo Fargo North Dakota United States Agenda: To consider Election of 8 Director Nominees Named in the Proxy Statement; to consider Ratification of Appointment of Mazars USA LLP as company's Independent Registered Public Accounting Firm for the Year ended December 31, 2024; and to consider Advisory Vote to Approve the Compensation of company's Named Executive Officers.Reported Earnings • Mar 17Full year 2023 earnings released: US$0.26 loss per share (vs US$2.49 loss in FY 2022)Full year 2023 results: US$0.26 loss per share (improved from US$2.49 loss in FY 2022). Revenue: US$365.7m (up 13% from FY 2022). Net loss: US$5.48m (loss narrowed 90% from FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 82 percentage points per year, which is a significant difference in performance.分析記事 • Mar 16NI Holdings, Inc.'s (NASDAQ:NODK) P/S Is On The MarkWith a median price-to-sales (or "P/S") ratio of close to 1x in the Insurance industry in the United States, you could...Reported Earnings • Nov 09Third quarter 2023 earnings released: EPS: US$0.011 (vs US$0.47 loss in 3Q 2022)Third quarter 2023 results: EPS: US$0.011 (up from US$0.47 loss in 3Q 2022). Revenue: US$92.7m (up 4.0% from 3Q 2022). Net income: US$231.0k (up US$10.2m from 3Q 2022). Profit margin: 0.2% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 88 percentage points per year, which is a significant difference in performance.お知らせ • Nov 08NI Holdings, Inc. to Report Q3, 2023 Results on Nov 08, 2023NI Holdings, Inc. announced that they will report Q3, 2023 results on Nov 08, 2023Reported Earnings • Aug 09Second quarter 2023 earnings released: US$0.38 loss per share (vs US$2.15 loss in 2Q 2022)Second quarter 2023 results: US$0.38 loss per share (improved from US$2.15 loss in 2Q 2022). Revenue: US$97.0m (up 28% from 2Q 2022). Net loss: US$8.12m (loss narrowed 82% from 2Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 95 percentage points per year, which is a significant difference in performance.Reported Earnings • May 10First quarter 2023 earnings released: US$0.20 loss per share (vs US$0.089 profit in 1Q 2022)First quarter 2023 results: US$0.20 loss per share (down from US$0.089 profit in 1Q 2022). Revenue: US$81.6m (up 23% from 1Q 2022). Net loss: US$4.21m (down 321% from profit in 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 100 percentage points per year, which is a significant difference in performance.Reported Earnings • Mar 10Full year 2022 earnings released: US$2.49 loss per share (vs US$0.39 profit in FY 2021)Full year 2022 results: US$2.49 loss per share (down from US$0.39 profit in FY 2021). Revenue: US$324.4m (flat on FY 2021). Net loss: US$53.1m (down US$61.5m from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 90 percentage points per year, which is a significant difference in performance.お知らせ • Jan 11NI Holdings, Inc. Appoints Prakash Mathew as Class II Director, Effective February 1, 2023On January 10, 2023, the Board of Directors of NI Holdings, Inc. increased the number of directors on the Board to eight directors and appointed Prakash Mathew as a Class II director of the Company to fill the resulting vacancy, effective February 1, 2023, to serve until the 2024 Annual Meeting of Stockholders, or until his earlier death, disqualification, resignation, or removal. The Board has determined that Mr. Mathew is an independent director under the listing standards of the Nasdaq Capital Market. As of the date of this Current Report on Form 8-K the Board has not appointed Mr. Mathew to any committees of the Board. The Company will amend this Report when Mr. Mathew is appointed to any Board committees.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 3 highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Reported Earnings • Nov 08Third quarter 2022 earnings released: US$0.47 loss per share (vs US$0.22 loss in 3Q 2021)Third quarter 2022 results: US$0.47 loss per share (further deteriorated from US$0.22 loss in 3Q 2021). Revenue: US$89.2m (up 5.4% from 3Q 2021). Net loss: US$9.99m (loss widened 111% from 3Q 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 62 percentage points per year, which is a significant difference in performance.Board Change • Oct 22Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Seeking Alpha • Jul 22NI expects sees $49M loss in Q2 owing to severe storms in South Dakota and NebraskaNI (NASDAQ:NODK) expects to see pre-tax catastrophe losses of ~$49M, net of reinsurance, for Q2. Losses were primarily in the Home/Farm and Private Passenger Auto segments driven by multiple severe storms in South Dakota and Nebraska. Michael J. Alexander, President and CEO, stated, “Our companies have consistently provided best-in-class underwriting while also identifying and executing growth opportunities. However, similar to the industry, we cannot predict the frequency or severity of storms across our geographical footprint. While there is still some uncertainty surrounding the number of claims from these events, our primary efforts are to deliver high-quality, prompt and efficient claims service in order to provide a positive experience for both our agents and policyholders.”Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.089 (vs US$0.45 in 1Q 2021)First quarter 2022 results: EPS: US$0.089 (down from US$0.45 in 1Q 2021). Revenue: US$66.1m (down 6.6% from 1Q 2021). Net income: US$1.91m (down 80% from 1Q 2021). Profit margin: 2.9% (down from 14% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Mar 11Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.39 (down from US$1.86 in FY 2020). Revenue: US$324.0m (up 5.8% from FY 2020). Net income: US$8.42m (down 79% from FY 2020). Profit margin: 2.6% (down from 13% in FY 2020). The decrease in margin was driven by higher expenses. Combined ratio: 104.4% (up from 89.4% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 08Third quarter 2021 earnings released: US$0.22 loss per share (vs US$0.17 profit in 3Q 2020)The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$84.6m (up 4.6% from 3Q 2020). Net loss: US$4.74m (down 229% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 9% per year.Reported Earnings • Aug 06Second quarter 2021 earnings released: US$0.12 loss per share (vs US$0.86 profit in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: US$83.2m (down 13% from 2Q 2020). Net loss: US$2.64m (down 114% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Executive Departure • Jun 04CFO, Executive VP, Secretary & Treasurer Brian Doom has left the companyDuring their tenure, earnings grew by 105% annually compared to the industry average of 11%. On the 25th of May, Brian Doom left the company after 4.2 in the role. As of March 2021, Brian still personally held 51.79k shares (US$957k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 2.17 years.分析記事 • May 19Increases to CEO Compensation Might Be Put On Hold For Now at NI Holdings, Inc. (NASDAQ:NODK)Performance at NI Holdings, Inc. ( NASDAQ:NODK ) has been reasonably good and CEO Jim Alexander has done a decent job...分析記事 • Mar 12Could The NI Holdings, Inc. (NASDAQ:NODK) Ownership Structure Tell Us Something Useful?If you want to know who really controls NI Holdings, Inc. ( NASDAQ:NODK ), then you'll have to look at the makeup of...Reported Earnings • Mar 12Full year 2020 earnings released: EPS US$1.86 (vs US$1.19 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$306.4m (up 13% from FY 2019). Net income: US$40.4m (up 53% from FY 2019). Profit margin: 13% (up from 9.8% in FY 2019). The increase in margin was driven by higher revenue. Combined ratio: 89.4% (down from 96.2% in FY 2019). Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Is New 90 Day High Low • Feb 25New 90-day high: US$18.35The company is up 4.0% from its price of US$17.64 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 9.0% over the same period.分析記事 • Feb 19Here's Why We Think NI Holdings (NASDAQ:NODK) Is Well Worth WatchingFor beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...分析記事 • Feb 01Did You Miss NI Holdings' (NASDAQ:NODK) 11% Share Price Gain?On average, over time, stock markets tend to rise higher. This makes investing attractive. But if you choose that path...分析記事 • Jan 08Read This Before Selling NI Holdings, Inc. (NASDAQ:NODK) SharesIt is not uncommon to see companies perform well in the years after insiders buy shares. On the other hand, we'd be...Is New 90 Day High Low • Jan 04New 90-day low: US$16.17The company is down 2.0% from its price of US$16.51 on 06 October 2020. The American market is up 13% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 14% over the same period.分析記事 • Dec 18Is NI Holdings, Inc.'s(NASDAQ:NODK) Recent Stock Performance Tethered To Its Strong Fundamentals?NI Holdings' (NASDAQ:NODK) stock is up by a considerable 13% over the past three months. Given the company's impressive...Is New 90 Day High Low • Dec 16New 90-day high: US$17.98The company is up 14% from its price of US$15.76 on 16 September 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 13% over the same period.Is New 90 Day High Low • Nov 11New 90-day high: US$17.60The company is up 3.0% from its price of US$17.05 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 5.0% over the same period.Reported Earnings • Nov 06Third quarter 2020 earnings released: EPS US$0.17The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$80.9m (up 15% from 3Q 2019). Net income: US$3.66m (up US$10.6m from 3Q 2019). Profit margin: 4.5% (up from net loss in 3Q 2019). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Oct 10New 90-day high: US$17.10The company is up 10.0% from its price of US$15.49 on 10 July 2020. The American market is also up 10.0% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Insurance industry, which is up 7.0% over the same period.決済の安定と成長配当データの取得安定した配当: NODKの 1 株当たり配当が過去に安定していたかどうかを判断するにはデータが不十分です。増加する配当: NODKの配当金が増加しているかどうかを判断するにはデータが不十分です。配当利回り対市場NI Holdings 配当利回り対市場NODK 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (NODK)n/a市場下位25% (US)1.4%市場トップ25% (US)4.3%業界平均 (Insurance)2.6%アナリスト予想 (NODK) (最長3年)n/a注目すべき配当: NODKは最近配当金を報告していないため、配当金支払者の下位 25% に対して同社の配当利回りを評価することはできません。高配当: NODKは最近配当金を報告していないため、配当金支払者の上位 25% に対して同社の配当利回りを評価することはできません。株主への利益配当収益カバレッジ: NODKの 配当性向 を計算して配当金の支払いが利益で賄われているかどうかを判断するにはデータが不十分です。株主配当金キャッシュフローカバレッジ: NODKが配当金を報告していないため、配当金の持続可能性を計算できません。高配当企業の発掘7D1Y7D1Y7D1YUS 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/19 18:49終値2026/06/18 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋NI Holdings, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Aug 26NI Holdings, Inc. (NasdaqCM:NODK) announces an Equity Buyback for $5 million worth of its shares.NI Holdings, Inc. (NasdaqCM:NODK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its outstanding common shares. The purpose of the program is to support the company’s planned approach to capital deployment to create long-term value for its shareholders. As of July 31, 2025, the company had 20,675,337 shares of common stock outstanding.
お知らせ • May 27NI Holdings, Inc. Announces Director and Board Committee AppointmentsNI Holdings, Inc. at its Annual Meeting of Shareholders held on May 19, 2026 announced Dana J. Kaldor and Callie J. Thomas as directors. The Board has determined that Mr. Kaldor and Ms. Thomas are independent directors under the listing standards of the Nasdaq Capital Market. Mr. Kaldor will serve as a member of the Board’s Audit Committee and Nominating and Corporate Governance Committee. Ms. Thomas will serve as a member of the Board’s Audit Committee and Compensation Committee.
Reported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.60 (vs US$0.31 in 1Q 2025)First quarter 2026 results: EPS: US$0.60 (up from US$0.31 in 1Q 2025). Revenue: US$59.6m (down 17% from 1Q 2025). Net income: US$12.5m (up 94% from 1Q 2025). Profit margin: 21% (up from 9.0% in 1Q 2025). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Mar 09NI Holdings, Inc., Annual General Meeting, May 19, 2026NI Holdings, Inc., Annual General Meeting, May 19, 2026.
Reported Earnings • Mar 08Full year 2025 earnings released: US$0.50 loss per share (vs US$0.32 profit in FY 2024)Full year 2025 results: US$0.50 loss per share (down from US$0.32 profit in FY 2024). Revenue: US$285.1m (down 12% from FY 2024). Net loss: US$10.4m (down 258% from profit in FY 2024). Combined ratio: 109.9% (up from 100.7% in FY 2024). Over the last 3 years on average, earnings per share has increased by 64% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Dave Stende was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 25NI Holdings, Inc. Director Duaine C. Espegard Will Not Stand for Re-ElectionOn February 17, 2026, Duaine C. Espegard, a director of NI Holdings, Inc., advised the Company's Board of Directors that he will not stand for re-election at the Company’s 2026 annual meeting of stockholders. Mr. Espegard’s decision to not stand for re-election is not due to any disagreement with the Company on any matter relating to the Company's operations, policies or practices. Mr. Espegard will serve out the remainder of his term, which will end at the Company’s 2026 annual meeting of stockholders.
Reported Earnings • Nov 09Third quarter 2025 earnings released: US$0.079 loss per share (vs US$0.13 loss in 3Q 2024)Third quarter 2025 results: US$0.079 loss per share (improved from US$0.13 loss in 3Q 2024). Revenue: US$76.6m (down 14% from 3Q 2024). Net loss: US$1.67m (loss narrowed 38% from 3Q 2024). Over the last 3 years on average, earnings per share has increased by 94% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Oct 13+ 1 more updateNI Holdings, Inc. Announces Chief Executive Officer Changes, Effective October 10, 2025NI Holdings, Inc. announced that Seth Daggett has stepped down from his role as Chief Executive Officer of NI Holdings, along with his role as a board member of the company, to pursue other opportunities, effective October 10, 2025. The Board has appointed Cindy Launer, as Chief Executive Officer of NI Holdings, effective October 10, 2025.Ms. Launer, age 54, has served on the Board of Directors of NI Holdings, Inc. since her appointment in November 2019 and previously served as the Company’s Chief Executive Officer from August 26, 2024 through November 30, 2024. Ms. Launer was employed by American International Group (“AIG”) from April 2007 until her retirement in June 2018. At AIG, she served in various roles including financial planning and analysis, capital projects, financial communications, Chief of Staff to the CEO, and finally Chief Operating Officer of the AIG commercial insurance business. Prior to joining AIG, she held progressive audit, finance, investor relations, and chief of staff roles at MetLife and Deloitte & Touche LLP. Ms. Launer graduated from Florida Southern College with a Bachelor of Science degree in Finance and Marketing and earned her Bachelor of Science degree in Accounting from International College. Ms. Launer previously served as the Interim CEO of NI Holdings in the fall of 2024 and has otherwise served as an independent non-executive director on NI Holdings’ board since November 2019. Ms. Launer brings 18 years of experience in the insurance industry with a proven track record of success as a global finance and operations executive.
お知らせ • Aug 26NI Holdings, Inc. (NasdaqCM:NODK) announces an Equity Buyback for $5 million worth of its shares.NI Holdings, Inc. (NasdaqCM:NODK) announces a share repurchase program. Under the program, the company will repurchase up to $5 million worth of its outstanding common shares. The purpose of the program is to support the company’s planned approach to capital deployment to create long-term value for its shareholders. As of July 31, 2025, the company had 20,675,337 shares of common stock outstanding.
Reported Earnings • Aug 10Second quarter 2025 earnings released: US$0.57 loss per share (vs US$0.36 loss in 2Q 2024)Second quarter 2025 results: US$0.57 loss per share (further deteriorated from US$0.36 loss in 2Q 2024). Revenue: US$76.1m (down 13% from 2Q 2024). Net loss: US$12.1m (loss widened 61% from 2Q 2024). Over the last 3 years on average, earnings per share has increased by 100% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
お知らせ • Jul 18Kelly Dawson Joins NI Holdings, Inc. as Senior Vice President and Chief Human Resources OfficerNI Holdings, Inc. announced a strategic leadership appointment to support the Company’s long-term growth and execution of its core business strategies. Kelly Dawson has recently joined the Company as Senior Vice President and Chief Human Resources Officer. In this newly created role, Kelly will have oversight of all aspects of human resources, including talent acquisition, employee engagement, compliance and organizational development. She brings over 20 years of human resources experience, including leadership roles at multiple companies. She holds a master’s degree from Claremont Graduate University and an undergraduate degree from Stetson University.
New Risk • May 13New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 1.9% Last year net profit margin: 7.8% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 21% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (1.9% net profit margin).
Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.31 (vs US$0.33 in 1Q 2024)First quarter 2025 results: EPS: US$0.31 (down from US$0.33 in 1Q 2024). Revenue: US$71.4m (down 4.1% from 1Q 2024). Net income: US$6.46m (down 6.8% from 1Q 2024). Profit margin: 9.0% (down from 9.3% in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 79% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Board Change • Apr 10Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 1 experienced director. 5 highly experienced directors. Independent Director Prakash Mathew was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 22NI Holdings, Inc. Appoints Dave L. Stende as Independent Director and as Member of the Audit Committee, Effective April 1, 2025On March 18, 2025, the Board of Directors (the “Board”) of NI Holdings, Inc. (the “Company”), increased the size of the Board to nine directors and appointed Dave L. Stende as a director effective April 1, 2025, to serve until the 2025 Annual Meeting of Stockholders, or until his earlier death, disqualification, resignation, or removal. The Board has determined that Mr. Stende is an independent director under the listing standards of the Nasdaq Capital Market. Mr. Stende will serve as a member of the Board’s Audit Committee.
お知らせ • Mar 10NI Holdings, Inc., Annual General Meeting, May 20, 2025NI Holdings, Inc., Annual General Meeting, May 20, 2025.
Reported Earnings • Mar 09Full year 2024 earnings released: EPS: US$0.32 (vs US$0.93 in FY 2023)Full year 2024 results: EPS: US$0.32 (down from US$0.93 in FY 2023). Revenue: US$325.2m (up 7.0% from FY 2023). Net income: US$6.60m (down 66% from FY 2023). Profit margin: 2.0% (down from 6.4% in FY 2023). Combined ratio: 100.7% (up from 97.0% in FY 2023). Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
お知らせ • Mar 04Ni Holdings, Inc. Announces Departure of Stephen V. Marlow as Member of the Board of DirectorsNI Holdings, Inc. announced that Stephen V. Marlow, a member of the Board of Directors notified the Company that he will not stand for reelection at the Company’s 2025 annual meeting of stockholders. Mr. Marlow’s decision to not stand for reelection was not the result of a disagreement with the Company.
お知らせ • Nov 23+ 3 more updatesNI Holdings, Inc. Announces Termination of Patrick W. Duncan as Senior Vice President, OperationNI Holdings, Inc. announced that on November 20, 2024, Patrick W. Duncan, Senior Vice President, Operations of the company and the Company agreed that Mr. Duncan’s last date of employment as Senior Vice President, Operations was November 20, 2024. Mr. Duncan’s departure is the result of a termination without cause as defined in his employment agreement.
Reported Earnings • Nov 07Second quarter 2024 earnings released: US$0.36 loss per share (vs US$0.12 loss in 2Q 2023)Second quarter 2024 results: US$0.36 loss per share (further deteriorated from US$0.12 loss in 2Q 2023). Revenue: US$87.8m (up 8.3% from 2Q 2023). Net loss: US$7.48m (loss widened 204% from 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
お知らせ • Aug 16+ 1 more updateNI Holdings, Inc. Announces CEO ChangesNI Holdings, Inc. announced that Michael J. Alexander has stepped down from his role as Chief Executive Officer, effective August 13, 2024. To ensure seamless stewardship of the company until a permanent successor is named, the Board has appointed Cindy L. Launer as Interim Chief Executive Officer, effective August 13, 2024. Ms. Launer has served as an independent non-executive director on NI Holdings’ board since November 2019 and brings 18 years of experience in the insurance industry with a proven track record of success as a global finance and operations executive. Most recently, Ms. Launer served as Chief Operating Officer of AIG’s Commercial Insurance Business, before retiring in 2018. She will remain on the Board of Directors while serving as the Interim Chief Executive Officer. The Board of Directors is immediately starting the process of finding the next CEO and has no definitive timeline for that search at this moment.
Reported Earnings • Aug 09Second quarter 2024 earnings released: US$0.36 loss per share (vs US$0.38 loss in 2Q 2023)Second quarter 2024 results: US$0.36 loss per share (improved from US$0.38 loss in 2Q 2023). Revenue: US$87.8m (down 9.5% from 2Q 2023). Net loss: US$7.48m (loss narrowed 7.9% from 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
Reported Earnings • May 11First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.20 loss in 1Q 2023)First quarter 2024 results: EPS: US$0.31 (up from US$0.20 loss in 1Q 2023). Revenue: US$91.4m (up 12% from 1Q 2023). Net income: US$6.42m (up US$10.6m from 1Q 2023). Profit margin: 7.0% (up from net loss in 1Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 57 percentage points per year, which is a significant difference in performance.
お知らせ • May 09John Scott, Sr. entered into a stock purchase agreement to acquire Westminster American Insurance Company from NI Holdings, Inc. (NasdaqCM:NODK) for $10.5 million.John Scott, Sr. entered into a stock purchase agreement to acquire Westminster American Insurance Company from NI Holdings, Inc. (NasdaqCM:NODK) for $10.5 million on May 7, 2024. The consideration consists of $10.50 million in cash. The transaction was unanimously approved by the Board of Directors and is expected to close in 2024, subject to regulatory approval and other closing conditions, including, among others, approval of the North Dakota Insurance Department and Buyer obtaining reinsurance, buyer shall have received resignations of the directors and officers of Westminster. Proceeds planned to be used for general corporate purposes. Brian O’Connor and W. Bryan Rakes of Venable LLP acted as legal advisors to John Scott. David F. Marx of Dorsey & Whitney LLP acted as legal advisor to NI Holdings. Newport LLC acted as financial advisor to NI Holdings, Inc.
お知らせ • Apr 11NI Holdings, Inc., Annual General Meeting, May 21, 2024NI Holdings, Inc., Annual General Meeting, May 21, 2024, at 10:00 Central Standard Time. Location: the Jasper Hotel, 215 Broadway N, Fargo Fargo North Dakota United States Agenda: To consider Election of 8 Director Nominees Named in the Proxy Statement; to consider Ratification of Appointment of Mazars USA LLP as company's Independent Registered Public Accounting Firm for the Year ended December 31, 2024; and to consider Advisory Vote to Approve the Compensation of company's Named Executive Officers.
Reported Earnings • Mar 17Full year 2023 earnings released: US$0.26 loss per share (vs US$2.49 loss in FY 2022)Full year 2023 results: US$0.26 loss per share (improved from US$2.49 loss in FY 2022). Revenue: US$365.7m (up 13% from FY 2022). Net loss: US$5.48m (loss narrowed 90% from FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 82 percentage points per year, which is a significant difference in performance.
分析記事 • Mar 16NI Holdings, Inc.'s (NASDAQ:NODK) P/S Is On The MarkWith a median price-to-sales (or "P/S") ratio of close to 1x in the Insurance industry in the United States, you could...
Reported Earnings • Nov 09Third quarter 2023 earnings released: EPS: US$0.011 (vs US$0.47 loss in 3Q 2022)Third quarter 2023 results: EPS: US$0.011 (up from US$0.47 loss in 3Q 2022). Revenue: US$92.7m (up 4.0% from 3Q 2022). Net income: US$231.0k (up US$10.2m from 3Q 2022). Profit margin: 0.2% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 88 percentage points per year, which is a significant difference in performance.
お知らせ • Nov 08NI Holdings, Inc. to Report Q3, 2023 Results on Nov 08, 2023NI Holdings, Inc. announced that they will report Q3, 2023 results on Nov 08, 2023
Reported Earnings • Aug 09Second quarter 2023 earnings released: US$0.38 loss per share (vs US$2.15 loss in 2Q 2022)Second quarter 2023 results: US$0.38 loss per share (improved from US$2.15 loss in 2Q 2022). Revenue: US$97.0m (up 28% from 2Q 2022). Net loss: US$8.12m (loss narrowed 82% from 2Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 95 percentage points per year, which is a significant difference in performance.
Reported Earnings • May 10First quarter 2023 earnings released: US$0.20 loss per share (vs US$0.089 profit in 1Q 2022)First quarter 2023 results: US$0.20 loss per share (down from US$0.089 profit in 1Q 2022). Revenue: US$81.6m (up 23% from 1Q 2022). Net loss: US$4.21m (down 321% from profit in 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 100 percentage points per year, which is a significant difference in performance.
Reported Earnings • Mar 10Full year 2022 earnings released: US$2.49 loss per share (vs US$0.39 profit in FY 2021)Full year 2022 results: US$2.49 loss per share (down from US$0.39 profit in FY 2021). Revenue: US$324.4m (flat on FY 2021). Net loss: US$53.1m (down US$61.5m from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 90 percentage points per year, which is a significant difference in performance.
お知らせ • Jan 11NI Holdings, Inc. Appoints Prakash Mathew as Class II Director, Effective February 1, 2023On January 10, 2023, the Board of Directors of NI Holdings, Inc. increased the number of directors on the Board to eight directors and appointed Prakash Mathew as a Class II director of the Company to fill the resulting vacancy, effective February 1, 2023, to serve until the 2024 Annual Meeting of Stockholders, or until his earlier death, disqualification, resignation, or removal. The Board has determined that Mr. Mathew is an independent director under the listing standards of the Nasdaq Capital Market. As of the date of this Current Report on Form 8-K the Board has not appointed Mr. Mathew to any committees of the Board. The Company will amend this Report when Mr. Mathew is appointed to any Board committees.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 3 highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Reported Earnings • Nov 08Third quarter 2022 earnings released: US$0.47 loss per share (vs US$0.22 loss in 3Q 2021)Third quarter 2022 results: US$0.47 loss per share (further deteriorated from US$0.22 loss in 3Q 2021). Revenue: US$89.2m (up 5.4% from 3Q 2021). Net loss: US$9.99m (loss widened 111% from 3Q 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 62 percentage points per year, which is a significant difference in performance.
Board Change • Oct 22Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Seeking Alpha • Jul 22NI expects sees $49M loss in Q2 owing to severe storms in South Dakota and NebraskaNI (NASDAQ:NODK) expects to see pre-tax catastrophe losses of ~$49M, net of reinsurance, for Q2. Losses were primarily in the Home/Farm and Private Passenger Auto segments driven by multiple severe storms in South Dakota and Nebraska. Michael J. Alexander, President and CEO, stated, “Our companies have consistently provided best-in-class underwriting while also identifying and executing growth opportunities. However, similar to the industry, we cannot predict the frequency or severity of storms across our geographical footprint. While there is still some uncertainty surrounding the number of claims from these events, our primary efforts are to deliver high-quality, prompt and efficient claims service in order to provide a positive experience for both our agents and policyholders.”
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.089 (vs US$0.45 in 1Q 2021)First quarter 2022 results: EPS: US$0.089 (down from US$0.45 in 1Q 2021). Revenue: US$66.1m (down 6.6% from 1Q 2021). Net income: US$1.91m (down 80% from 1Q 2021). Profit margin: 2.9% (down from 14% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Mar 11Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$0.39 (down from US$1.86 in FY 2020). Revenue: US$324.0m (up 5.8% from FY 2020). Net income: US$8.42m (down 79% from FY 2020). Profit margin: 2.6% (down from 13% in FY 2020). The decrease in margin was driven by higher expenses. Combined ratio: 104.4% (up from 89.4% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. Independent Director Cindy Launer was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 08Third quarter 2021 earnings released: US$0.22 loss per share (vs US$0.17 profit in 3Q 2020)The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$84.6m (up 4.6% from 3Q 2020). Net loss: US$4.74m (down 229% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 9% per year.
Reported Earnings • Aug 06Second quarter 2021 earnings released: US$0.12 loss per share (vs US$0.86 profit in 2Q 2020)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: US$83.2m (down 13% from 2Q 2020). Net loss: US$2.64m (down 114% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Executive Departure • Jun 04CFO, Executive VP, Secretary & Treasurer Brian Doom has left the companyDuring their tenure, earnings grew by 105% annually compared to the industry average of 11%. On the 25th of May, Brian Doom left the company after 4.2 in the role. As of March 2021, Brian still personally held 51.79k shares (US$957k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 2.17 years.
分析記事 • May 19Increases to CEO Compensation Might Be Put On Hold For Now at NI Holdings, Inc. (NASDAQ:NODK)Performance at NI Holdings, Inc. ( NASDAQ:NODK ) has been reasonably good and CEO Jim Alexander has done a decent job...
分析記事 • Mar 12Could The NI Holdings, Inc. (NASDAQ:NODK) Ownership Structure Tell Us Something Useful?If you want to know who really controls NI Holdings, Inc. ( NASDAQ:NODK ), then you'll have to look at the makeup of...
Reported Earnings • Mar 12Full year 2020 earnings released: EPS US$1.86 (vs US$1.19 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$306.4m (up 13% from FY 2019). Net income: US$40.4m (up 53% from FY 2019). Profit margin: 13% (up from 9.8% in FY 2019). The increase in margin was driven by higher revenue. Combined ratio: 89.4% (down from 96.2% in FY 2019). Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Is New 90 Day High Low • Feb 25New 90-day high: US$18.35The company is up 4.0% from its price of US$17.64 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 9.0% over the same period.
分析記事 • Feb 19Here's Why We Think NI Holdings (NASDAQ:NODK) Is Well Worth WatchingFor beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
分析記事 • Feb 01Did You Miss NI Holdings' (NASDAQ:NODK) 11% Share Price Gain?On average, over time, stock markets tend to rise higher. This makes investing attractive. But if you choose that path...
分析記事 • Jan 08Read This Before Selling NI Holdings, Inc. (NASDAQ:NODK) SharesIt is not uncommon to see companies perform well in the years after insiders buy shares. On the other hand, we'd be...
Is New 90 Day High Low • Jan 04New 90-day low: US$16.17The company is down 2.0% from its price of US$16.51 on 06 October 2020. The American market is up 13% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 14% over the same period.
分析記事 • Dec 18Is NI Holdings, Inc.'s(NASDAQ:NODK) Recent Stock Performance Tethered To Its Strong Fundamentals?NI Holdings' (NASDAQ:NODK) stock is up by a considerable 13% over the past three months. Given the company's impressive...
Is New 90 Day High Low • Dec 16New 90-day high: US$17.98The company is up 14% from its price of US$15.76 on 16 September 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 13% over the same period.
Is New 90 Day High Low • Nov 11New 90-day high: US$17.60The company is up 3.0% from its price of US$17.05 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 5.0% over the same period.
Reported Earnings • Nov 06Third quarter 2020 earnings released: EPS US$0.17The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$80.9m (up 15% from 3Q 2019). Net income: US$3.66m (up US$10.6m from 3Q 2019). Profit margin: 4.5% (up from net loss in 3Q 2019). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Oct 10New 90-day high: US$17.10The company is up 10.0% from its price of US$15.49 on 10 July 2020. The American market is also up 10.0% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Insurance industry, which is up 7.0% over the same period.