Fiserv（FISV）株式概要
米国、欧州、中東・アフリカ、中南米、アジア太平洋地域、および国際的な決済・金融サービス・テクノロジー・ソリューションを提供。 詳細
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Fiserv, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$52.72 |
| 52週高値 | US$140.42 |
| 52週安値 | US$47.04 |
| ベータ | 0.80 |
| 1ヶ月の変化 | 4.50% |
| 3ヶ月変化 | 0.67% |
| 1年変化 | -60.16% |
| 3年間の変化 | -57.20% |
| 5年間の変化 | -53.32% |
| IPOからの変化 | 18,926.24% |
最新ニュース
ナラティブ更新 • Aug 07
FISV: Future Upside Will Depend On Debit Network Asset Sales
Analysts have trimmed their average price targets for Fiserv by a few dollars, with cuts from firms including Goldman Sachs, Morgan Stanley, UBS, Barclays, Truist and others. These changes reflect lower revenue growth assumptions, slightly softer profit margin expectations and concerns about execution during the company’s turnaround and leadership transition.Seeking Alpha • Aug 06
Fiserv Q2: Being Greedy May Prove To Be A Big Mistake
Summary Fiserv, Inc. continues to disappoint, with Q2 2026 results showing accelerating revenue and margin declines and further guidance cuts. FISV's organic revenue shrank 5% YoY, operating margins fell 780 bps, and EPS dropped 26% versus Q2 2025, highlighting ongoing operational struggles. Management is now expecting flat to negative organic growth in 2026 and lower EPS, casting doubt on near-term turnaround prospects. Despite a low valuation, persistent revenue shrinkage, margin pressure, and management credibility issues make FISV a high-risk, non-compelling value play. Read the full article on Seeking AlphaRecent updates
ナラティブ更新 • Aug 07
FISV: Future Upside Will Depend On Debit Network Asset Sales
Analysts have trimmed their average price targets for Fiserv by a few dollars, with cuts from firms including Goldman Sachs, Morgan Stanley, UBS, Barclays, Truist and others. These changes reflect lower revenue growth assumptions, slightly softer profit margin expectations and concerns about execution during the company’s turnaround and leadership transition.Seeking Alpha • Aug 06
Fiserv Q2: Being Greedy May Prove To Be A Big Mistake
Summary Fiserv, Inc. continues to disappoint, with Q2 2026 results showing accelerating revenue and margin declines and further guidance cuts. FISV's organic revenue shrank 5% YoY, operating margins fell 780 bps, and EPS dropped 26% versus Q2 2025, highlighting ongoing operational struggles. Management is now expecting flat to negative organic growth in 2026 and lower EPS, casting doubt on near-term turnaround prospects. Despite a low valuation, persistent revenue shrinkage, margin pressure, and management credibility issues make FISV a high-risk, non-compelling value play. Read the full article on Seeking Alphaナラティブ更新 • Jul 24
FISV: Future Upside Will Hinge On Leadership Stability And Asset Sales
Analysts have trimmed the implied fair value for Fiserv stock from about $68.48 to roughly $66.85. This reflects lower Street price targets as they weigh leadership changes, execution questions and mixed views on the company’s ability to hit medium term goals, despite generally achievable near term earnings expectations.ナラティブ更新 • Jul 09
FISV: Future Upside Will Depend On AI Execution Under New Leadership
Fiserv's updated analyst price target has moved lower by $1.48 to reflect slightly higher discount rate assumptions, modestly softer revenue growth and margin expectations, and mostly unchanged future P/E inputs cited across recent research coverage. Analyst Commentary Recent research on Fiserv reflects a wide range of views, with many firms trimming price targets while keeping neutral or market perform ratings.
新しいナラティブ • Jul 02
Temporary "perfect storm" leads to opportunity to buy financial services leader for less than 5x long-term earnings
The Most Beaten Down Stock in Financial Services Are you having a bad day? Chances are Fiserv (FISV) has had it worse.
ナラティブ更新 • Jun 13
FISV: Execution Risks In AI And Stablecoin Plans Will Restrain Future Returns
The analyst fair value estimate for Fiserv has been reduced from $50 to $40 as analysts factor in lower near term revenue expectations, modestly softer margin and P/E assumptions, and a mixed backdrop of recent price target cuts and rating downgrades alongside a few incremental target increases tied to operational improvement plans. Analyst Commentary Recent Street research on Fiserv points to a more cautious tone, with several Bearish analysts trimming price targets and, in some cases, moving to more conservative ratings.ナラティブ更新 • May 30
FISV: Future Upside Will Rely On AI Execution And Margin Expansion
Analysts trimmed the Fiserv price target by about $15 to align with lower near term revenue assumptions after Q1 and a broad reset across the group, while still pointing to improving merchant feedback and slightly higher margin expectations in their updated models. Analyst Commentary Bullish Takeaways Bullish analysts see the updated models, including the US$65 price target from Morgan Stanley and the US$60 target from BMO, as reflecting a more balanced view of valuation that factors in recent revenue resets while still assigning value to Fiserv’s scale in payments and merchant acquiring.
ナラティブ更新 • May 15
FISV: Merchant Strength And Activist Actions Will Support Future Earnings Recovery
Analysts have reduced Fiserv’s fair value estimate from $107.30 to $99.18. The revision reflects a series of modest price target cuts and more cautious revenue growth assumptions, partially offset by slightly stronger projected profit margins and a lower future P/E of about 14.7x.
ナラティブ更新 • May 05
Q1 2026 FCF collapse has reset the debate from "fair value" to "distressed transformation"
Fiserv is a high-switching-cost payments infrastructure business where the Q1 2026 FCF collapse has reset the debate from "fair value" to "distressed transformation" — the thesis now depends entirely on whether Project Elevate delivers FCF recovery in 2027 before leverage becomes a constraint.ナラティブ更新 • May 01
FISV: Banking Weakness And EPS Headwinds Will Constrain Future Share Performance
Fiserv's analyst price targets have been trimmed by a few dollars across multiple firms, with analysts broadly citing lower near term expectations for Banking and Financial Solutions, along with continuing constructive views on Merchant Solutions and updated assumptions for growth, margins and discount rates in their refreshed models. Analyst Commentary Recent research on Fiserv has tilted more cautious, with several bearish analysts trimming price targets and, in some cases, shifting to more neutral stances.ナラティブ更新 • Apr 16
FISV: Weaker Banking Revenues And EPS Pressure Will Challenge Future Earnings Power
Analysts have trimmed the Fiserv price target by several dollars into the mid $60s range, citing more cautious Banking revenue assumptions, expectations for a few quarters of EPS pressure, and modestly higher required returns. This comes even as models still reflect mid single digit revenue growth, slightly stronger profit margins, and a lower future P/E multiple around 9x.ナラティブ更新 • Apr 02
FISV: Merchant Execution And Activist Pressure Will Support Future Rebound Potential
Analysts have trimmed the Fiserv fair value estimate by about $1 to $107.30. This reflects a shift toward higher modeled revenue growth alongside slightly lower profit margins and a modestly reduced future P/E, as recent target cuts and neutral ratings signal more mixed expectations for the shares.新しいナラティブ • Mar 27
Fiserv is a high-switching-cost payments infrastructure business at fair value under even pessimistic assumptions.
Investment Thesis Clover’s 25% VAS penetration with a clear path to 35-40%+ is a high-margin compounding engine that the market is likely underweighting relative to the noise around transformation spend Financial Solutions core banking and debit processing carry near-irreplaceable switching costs — client defection risk is structurally low regardless of competitive pressure at the margin At ~10-11x 2026 adjusted EPS, the stock prices in essentially no recovery from the guided trough — any normalization toward 38%+ adjusted margins in 2027-28 creates meaningful upside $4.3B+ in annual FCF funds ~$5-6B in annual buybacks, reducing share count ~6%/year and creating EPS growth even in a flat-revenue environment Project Elevate efficiency initiatives and AI platform investments are the right structural response to competitive pressure, and are temporary in nature rather than permanent margin impairment Risk Considerations $28.2B in net debt means FCF deterioration is amplified directly into equity value destruction — a 1.5% WACC shift moves intrinsic value by ~$25-30/share Banking segment organic revenue declined 3% in FY25 with no clear inflection catalyst; cloud-native core banking competitors (Thought Machine, Temenos, Mambu) are winning greenfield deals Fiserv cannot Operating margin has compressed ~200 bps in both FY25 and is guided to compress again in FY26 — if the margin trough extends beyond 2026, the FCF engine supporting buybacks begins to erode Clover competes directly against Square, Toast, and Stripe in adjacent verticals — any meaningful take-rate compression or merchant loss in the SMB segment would impair the primary growth thesis The proxy statement (DEF 14A) has not yet been filed; management compensation structure and insider ownership — key governance inputs — remain unverified from primary sourcesナラティブ更新 • Mar 18
FISV: Merchant Segment Execution And Activist Engagement Will Drive Rebound Potential
Fiserv's updated analyst price target edges higher to $108.32 from $107.62, reflecting modestly revised assumptions around revenue growth, profit margins, and future P/E as analysts balance cautious views on near term banking weakness with steadier expectations for merchant solutions. Analyst Commentary Recent Street research on Fiserv points to a mixed backdrop, but there are clear pockets of optimism that help explain why the updated price target moves slightly higher.ナラティブ更新 • Mar 04
FISV: Merchant Strength And Activist Pressure Will Support Rebound Potential
Our analyst price target for Fiserv has been reduced to $107.62 from $231.84 as analysts factor in lower revenue growth and profit margin assumptions, a higher discount rate, and more conservative future P/E expectations following recent updates to their payments and banking models. Analyst Commentary Recent Street research around Fiserv points to a more cautious stance on near term earnings and segment performance, but it also surfaces several areas where analysts still see potential support for the equity story.ナラティブ更新 • Feb 17
FISV: Bearish Rating Shifts And Weaker Sentiment Will Pressure Future Earnings Power
The analyst price target for Fiserv has been reduced, with recent cuts ranging from $4 to $17 as analysts factor in more cautious revenue growth, slightly lower profit margin expectations, a modestly lower discount rate, and a higher assumed future P/E multiple. Analyst Commentary Recent Street research on Fiserv points to a more cautious stance, with several bearish analysts trimming price targets and, in some cases, downgrading the shares.ナラティブ更新 • Feb 03
FISV: Slower Core Execution And Legal Scrutiny Will Pressure Earnings Power
Analysts have cut their price targets on Fiserv to a clustered range around US$77 to US$99. This reflects a more cautious stance tied to lower assumed growth, slightly higher discount rates, trimmed future P/E expectations and mixed sentiment around the pace of improvement in its core payments and banking businesses.ナラティブ更新 • Jan 20
FISV: Future Upside Will Rely On Recurring Revenue And Execution Reset
Analysts have reduced their Fiserv fair value estimate by about US$1.75 per share. This reflects lower assumed revenue growth, slightly higher discount rates, and reduced price targets across the Street that indicate a reset of expectations following recent earnings and guidance changes.ナラティブ更新 • Jan 06
FISV: Future Upside Will Rely On Durable Recurring Revenue Reset
Analysts have cut their Fiserv price targets sharply, with our fair value estimate moving from US$95.48 to US$86.50. They are resetting expectations around slower reported growth, margin pressure and a lower future P/E multiple following the Q3 earnings miss, guidance reductions and management changes.ナラティブ更新 • Dec 16
FISV: Multi-Year Reset Will Likely Pressure Margins And Earnings Power
Analysts have slashed our Fiserv fair value estimate from about $141 to $50 as they recalibrate for sharply slower revenue growth, lower sustainable margins, and a more uncertain multiyear transition period following the company’s guidance reset and management overhaul. Analyst Commentary Bearish analysts have responded to Fiserv’s reset by aggressively cutting price targets and ratings, reflecting a reassessment of the company’s structural growth profile and execution risk.ナラティブ更新 • Dec 01
FISV: Future Returns Will Rely On Durable Recurring Revenue Model
Fiserv's analyst price target has been meaningfully lowered, as analysts cite diminished growth expectations and emphasize the need for a more conservative financial outlook following recent earnings results and leadership changes. Analyst Commentary Recent analyst coverage of Fiserv following the company's earnings miss and management changes has led to swift and significant changes to price targets, ratings, and sector outlooks.ナラティブ更新 • Nov 17
FISV: Future Performance Will Depend On Evolving Recurring Revenue Strategy
Analysts have significantly reduced their price targets for Fiserv, with fair value estimates falling from approximately $107 to $96 per share. They cite sharply lower revenue growth expectations, margin pressures, and a strategic reset following a period of over-optimistic guidance and management transition.ナラティブ更新 • Nov 03
FI: Management Transition And Recurring Revenue Focus Will Support Long-Term Recovery
Analysts have sharply reduced their fair value estimate for Fiserv from approximately $178 to $107. This change reflects concerns over diminished growth prospects, margin pressure, increased discount rates, and a significant strategic reset following earnings and guidance disappointments.分析記事 • Nov 01
Not Many Are Piling Into Fiserv, Inc. (NYSE:FI) Stock Yet As It Plummets 47%
Fiserv, Inc. ( NYSE:FI ) shareholders that were waiting for something to happen have been dealt a blow with a 47% share...ナラティブ更新 • Oct 20
Global Digital Payments Expansion Will Drive Future Prosperity
Fiserv’s fair value estimate has decreased from $183.91 to $178.38. Analysts cite tempered growth outlooks, margin guidance reductions, and increasing competitive pressures as factors driving the lower price targets.ナラティブ更新 • Oct 06
Global Digital Payments Expansion Will Drive Future Prosperity
Analysts have lowered their price target for Fiserv from approximately $187.64 to $183.91. They cite cautious organic growth and margin outlooks, despite the company's ongoing long-term potential.ナラティブ更新 • Sep 21
Global Digital Payments Expansion Will Drive Future Prosperity
Despite near-term concerns over slower organic growth and cautious investor sentiment in the payments sector, analysts remain confident in Fiserv’s long-term compounding potential, resulting in a modest price target increase from $184.16 to $187.64. Analyst Commentary Lowered organic growth and margin guidance continues to weigh on shares, indicating fundamental softness and pressuring near-term valuation.株主還元
| FISV | US Diversified Financial | US 市場 | |
|---|---|---|---|
| 7D | -5.5% | 0.8% | 2.2% |
| 1Y | -60.2% | 4.1% | 20.9% |
業界別リターン: FISV過去 1 年間で4.1 % の収益を上げたUS Diversified Financial業界を下回りました。
リターン対市場: FISVは、過去 1 年間で20.9 % のリターンを上げたUS市場を下回りました。
価格変動
| FISV volatility | |
|---|---|
| FISV Average Weekly Movement | 6.1% |
| Diversified Financial Industry Average Movement | 6.0% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: FISV 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: FISVの 週次ボラティリティ ( 6% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1984 | 38,000 | Takis Georgakopoulos | www.fiserv.com |
Fiserv, Inc.は、米国、欧州、中東・アフリカ、ラテンアメリカ、アジア太平洋地域、およびその他の地域において、決済および金融サービス向けのテクノロジーソリューションを提供しています。同社は、「マーチャント・ソリューションズ」および「ファイナンシャル・ソリューションズ」の2つの事業セグメントを通じて事業を展開しています。 「マーチャント・ソリューションズ」セグメントは、加盟店獲得およびデジタルコマースサービス、モバイル決済サービス、セキュリティおよび不正利用防止ソリューション、プリペイドソリューション、SaaS（Software-as-a-Service）、POS端末、銀行口座からの支払いソリューションを提供しています。 「ファイナンシャル・ソリューションズ」セグメントは、デビットカード処理サービス、デビットネットワークサービス、セキュリティおよび不正防止製品、請求書支払い、個人間送金、口座間振替を含むデジタル決済、クレジットカード処理サービス、プリペイドカード処理サービス、カード製造サービス、印刷サービス、政府向け決済処理、学生ローン処理からなる発行サービス、 さらに、顧客向けローンおよび預金口座処理、デジタルバンキング、財務・リスク管理、プロフェッショナルサービスおよびコンサルティング、小切手処理サービスなどの銀行サービスを提供している。同社は、加盟店、銀行、信用組合、その他の金融機関、企業、および公共部門の顧客にサービスを提供している。 同社はウェスタン・アライアンス・バンココーポレーションと戦略的提携を結んでおり、マスターカードとは戦略的パートナーシップを締結し、対象となる法人加盟店が、拡張された統合型付加価値サービス群を通じて商取引を簡素化できるようにしている。Fiserv, Inc.は1984年に設立され、ウィスコンシン州ミルウォーキーに本社を置いている。
Fiserv, Inc. 基礎のまとめ
| FISV 基礎統計学 | |
|---|---|
| 時価総額 | US$27.77b |
| 収益（TTM） | US$2.80b |
| 売上高(TTM) | US$20.87b |
10.0x
PER（株価収益率1.3x
P/SレシオFISV は割高か？
公正価値と評価分析を参照収益と収入
| FISV 損益計算書（TTM） | |
|---|---|
| 収益 | US$20.87b |
| 売上原価 | US$9.14b |
| 売上総利益 | US$11.73b |
| その他の費用 | US$8.93b |
| 収益 | US$2.80b |
直近の収益報告
Jun 30, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 5.27 |
| グロス・マージン | 56.22% |
| 純利益率 | 13.42% |
| 有利子負債／自己資本比率 | 94.9% |
FISV の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/08/11 23:10 |
| 終値 | 2026/08/11 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Fiserv, Inc. 29 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。52
| アナリスト | 機関 |
|---|---|
| Jasper Hellweg | Argus Research Company |
| David Koning | Baird |
| Gary Prestopino | Barrington Research Associates, Inc. |