Discover Financial Services

NYSE:DFS 株式レポート

時価総額：US$50.3b

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Discover Financial Services 将来の成長

Future 基準チェック /16

Discover Financial Servicesの収益は年間3.5%で減少すると予測されていますが、年間収益は年間9.1%で増加すると予測されています。EPS は年間 減少すると予測されています。自己資本利益率は 3 年後に20% 2.9%なると予測されています。

主要情報

-3.5%

収益成長率

-2.94%

EPS成長率

Consumer Finance 収益成長11.8%
収益成長率9.1%
将来の株主資本利益率19.98%
アナリストカバレッジ

Good

最終更新日18 May 2025

今後の成長に関する最新情報

Recent updates

Seeking Alpha • May 19

The Capital One And Discover Merger Remains A Completely Overlooked Opportunity

Summary The Capital One Financial Corporation-Discover Financial Services merger creates a consumer credit powerhouse with unmatched scale, reach, and efficiency, positioning it for outsized shareholder returns. The combined company benefits from cost synergies, expanded data, and cross-selling opportunities, driving both margin growth and revenue upside. Capital One's acquisition of Discover's network reduces regulatory risk and offers flexibility against potential credit card legislation, unlike Visa and Mastercard. Despite cyclical risks in consumer credit, the new entity trades at a discount and offers a compelling entry point, making COF and DFS a strong buy. Read the full article on Seeking Alpha
Seeking Alpha • Jan 20

Discover Financial: A Company With Too Many Balls In The Air

Summary Discover Financial's new CEO is navigating acquisition talks with Capital One amidst regulatory probes, making the stock a 'Sell'. Capital One's $35.3 billion all-stock acquisition aims to challenge Visa and Mastercard's duopoly in payment processing. The merger could either integrate Discover into Capital One or leave Discover shareholders with the existing business. Despite regulatory support, competing with Visa and Mastercard's entrenched market dominance poses significant challenges for Capital One. Read the full article on Seeking Alpha
Seeking Alpha • Jan 08

Discover Financial: Strong Fundamentals And Strategic Outlook

Summary Discover Financial Services shows strong financial performance with a 41% increase in net income and a 42% rise in EPS, driven by higher interest margins. The planned merger with Capital One will create the largest U.S. credit card issuer, enhancing synergies and operational efficiencies and boosting the credit card and payment business. While the P/E ratio of 12.5 suggests a reasonable valuation with potential upside, cautious investors may wait as the stock’s P/B ratio of 2.8 indicates it is historically fully valued. Read the full article on Seeking Alpha
Seeking Alpha • Oct 25

Discover Financial Services: Well-Positioned If The Acquisition Fails

Summary Discover Financial Services is a strong investment with a P/E of ~10, robust credit metrics, and a 2% dividend, even if the Capital One acquisition fails. The company's 3Q24 results show nearly $1 billion in net income, improved NIM, and manageable charge-offs despite a slight increase in delinquency rates. Discover's CET1 ratio of 12.7% and halted share repurchases provide a solid capital position, with the potential for increased shareholder returns if the acquisition fails. The main risk is potential antitrust issues blocking the acquisition, but Discover remains a valuable investment with substantial future shareholder returns. Read the full article on Seeking Alpha
Seeking Alpha • Sep 24

Good Value Despite Discover's Stalled Merger

Summary Discover Financial Services enjoys consistent growth, and a healthy balance sheet despite a merger that may not go through. Declining credit losses and the exit of the student loan portfolio are expected to improve DFS's risk profile and financial performance. Continued growth, combined with the effects of a return to buybacks, should increase EPS over time and allow for attractive returns at today's price. Read the full article on Seeking Alpha
Seeking Alpha • Mar 05

Capital One Makes A Brilliant Step Forward With Discover

Summary Capital One plans to acquire Discover Financial in a $35 billion all-stock deal, creating the largest credit card company in the US. The acquisition presents opportunities for synergies, with total synergy opportunities estimated at $2.6 billion. COF will gain access to DFS's payment network, allowing it to compete with Mastercard and Visa, but integration and building up Discover may be costly and challenging. Read the full article on Seeking Alpha
Seeking Alpha • Feb 05

Discover Financial Services: High-Yielding Digital Bank And Payment Network

Summary Discover Financial Services operates one of the world’s four major payment networks, putting it in an exclusive (and profitable) club. The company has increased its dividend for 13 consecutive years. While the 10-year dividend growth rate is 13.8%, there’s been a recent acceleration, with the most recent divided raise coming in at 16.7%. Along with this double-digit dividend growth, the stock offers a market-beating 2.6% yield. You don’t often see a yield this high paired with a dividend growth rate this high. Read the full article on Seeking Alpha
Seeking Alpha • Jan 26

Discover Financial Services: Down But Far From Out

Summary The Discover Financial Services Q4 earnings miss caused a significant drop in stock value, with shares falling nearly 11% in less than 24 hours. The company's emphasis on younger, lower credit customers is a major factor in its current predicament. Despite the challenges, Discover has strengths such as being the fourth largest credit card network in the U.S. and having a strong digital banking segment. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:DFS - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202718,7204,521N/AN/A7
12/31/202617,9643,9504,005N/A13
12/31/202517,3823,7563,270N/A14
3/31/202513,3434,7028,4538,714N/A
12/31/202412,9994,4468,1578,425N/A
9/30/202411,7133,5269,0489,321N/A
6/30/202411,0583,2429,4059,686N/A
3/31/20249,8152,6108,3178,615N/A
12/31/20239,7762,7158,2608,563N/A
9/30/202310,2663,3127,5697,862N/A
6/30/202310,6363,7366,7977,092N/A
3/31/202310,7443,9506,9367,197N/A
12/31/202210,8574,2286,9047,140N/A
9/30/202210,7694,3296,0816,307N/A
6/30/202210,6664,4106,1136,309N/A
3/31/202211,4465,0016,0416,245N/A
12/31/202111,7895,2895,8256,019N/A
9/30/202111,4895,0846,1096,310N/A
6/30/202110,8614,7805,7805,985N/A
3/31/20218,0332,7285,7816,024N/A
12/31/20205,9541,1045,9356,196N/A
9/30/20205,7691,0145,7496,027N/A
6/30/20205,9061,0125,2645,550N/A
3/31/20207,3552,1255,2805,541N/A
12/31/20198,2282,9085,9126,196N/A
9/30/20198,1272,8845,2045,493N/A
6/30/20198,0082,8345,9936,280N/A
3/31/20197,8042,7486,0106,288N/A
12/31/20187,6742,689N/A5,191N/A
9/30/20187,6022,367N/A6,054N/A
6/30/20187,4712,257N/A6,000N/A
3/31/20187,3892,126N/A5,433N/A
12/31/20177,3182,031N/A5,208N/A
9/30/20177,1632,222N/A4,876N/A
6/30/20177,1682,258N/A4,641N/A
3/31/20177,1932,328N/A4,280N/A
12/31/20167,2402,339N/A4,425N/A
9/30/20167,1812,277N/A4,177N/A
6/30/20167,1812,251N/A4,007N/A
3/31/20167,2462,235N/A3,949N/A
12/31/20157,2272,246N/A3,854N/A
9/30/20157,2632,150N/A3,810N/A
6/30/20157,2392,181N/A3,718N/A
3/31/20157,1822,225N/A3,760N/A
12/31/20147,0342,270N/A3,826N/A
9/30/20147,2252,466N/A3,808N/A
6/30/20147,1242,415N/A3,201N/A

アナリストによる今後の成長予測

収入対貯蓄率: DFSの収益は今後 3 年間で減少すると予測されています (年間-3.5% )。

収益対市場: DFSの収益は今後 3 年間で減少すると予測されています (年間-3.5% )。

高成長収益: DFSの収益は今後 3 年間で減少すると予測されています。

収益対市場: DFSの収益 ( 9.1% ) US市場 ( 12.7% ) よりも速いペースで成長すると予測されています。

高い収益成長: DFSの収益 ( 9.1% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: DFSの 自己資本利益率 は、3年後には低くなると予測されています ( 20 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2025/05/19 20:57
終値2025/05/16 00:00
収益2025/03/31
年間収益2024/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Discover Financial Services 14 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。26

アナリスト機関
Stephen BiggarArgus Research Company
Kevin St. PierreBernstein
James FotheringhamBMO Capital Markets Equity Research