PayPal Holdings マネジメント
マネジメント 基準チェック /44
PayPal Holdingsの CEO はEnrique Loresで、 Mar2026年に任命され、 の在任期間は 1 年未満です。 は、会社の株式の0.004%を直接所有しており、その価値は$ 1.48M 。経営陣と取締役会の平均在任期間はそれぞれ2.2年と6.3年です。
主要情報
Enrique Lores
最高経営責任者
US$530.1k
報酬総額
| CEO給与比率 | n/a |
| CEO在任期間 | less than a year |
| CEOの所有権 | 0.004% |
| 経営陣の平均在職期間 | 2.2yrs |
| 取締役会の平均在任期間 | 6.3yrs |
経営陣の近況
Recent updates
Seeking Alpha • Jul 05
PayPal's Valuation Is Absurd
Summary PayPal remains a deeply discounted growth machine, trading at low valuation multiples despite robust top-line expansion. PYPL reported Q1 2026 revenue of $8.35B (+7.2% YoY) and record-high active accounts and payment volumes. Profitability declined YoY due to higher transaction expenses and investment impairments, but management continues aggressive share buybacks and initiated a dividend. I reaffirm a ‘strong buy’ rating on PYPL, citing its market leadership, massive TAM, and compelling valuation despite near-term earnings pressure. Read the full article on Seeking Alpha
新しいナラティブ • Jul 02
PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback
The market prices PayPal (~8x earnings) as a structurally dying payments company. The numbers show something else: ~$6.8B in annual free cash flow, a net-cash balance sheet (~$13.5B cash vs.
ナラティブ更新 • Jun 17
PYPL: AI Commerce Restructuring And Buybacks Will Drive Future Rerating
Analysts have modestly lifted their fair value estimate for PayPal Holdings, moving the implied price target from about $79 to roughly $89. They cited slightly refined discount rate and revenue growth assumptions, along with a higher projected profit margin and a small upward adjustment in future P/E expectations.分析記事 • Jun 16
PayPal (PYPL) Stock Could Be 48.2% Undervalued As New Partnerships Draw Attention
Recent attention on PayPal Holdings (PYPL) has centered on high profile investors publicly flagging the stock as discounted, at the same time that fresh partnerships and leadership changes are reshaping how the payments company talks about its future. See our latest analysis for PayPal Holdings. Despite partnerships like Shopware Payments and Hey Savi’s AI commerce launch putting PayPal Holdings at the center of new payment flows, the recent 1-day and 7-day share price returns of 2.31% and...
ナラティブ更新 • Jun 03
PYPL: AI Restructuring And Breakup Watchlist Status Will Drive Future Repricing
Analysts now place PayPal's fair value price target at about $51.35, down from roughly $53.00. This reflects slightly softer modeled revenue growth, profit margins, and future P/E assumptions, along with a modestly higher discount rate.
新しいナラティブ • May 23
$PYPL Options Are Cheap
I’ve been reading up on some pretty decent research on PYPL, and initially I wasn’t planning to write “yet another PYPL article” about it. Yet something caught my eye — its long-term options are cheap given the risk:reward exposure.
ナラティブ更新 • May 20
PYPL: Takeover Interest Will Likely Fail To Offset Competitive Erosion
Analysts have trimmed their blended PayPal price target by about $1 to reflect slightly softer revenue growth and margin assumptions, even as some recent research highlights potential breakup scenarios and takeover interest that could support valuation over time. Analyst Commentary Recent research on PayPal has been mixed, with some firms lifting price targets and highlighting potential corporate activity, while others are taking a more cautious stance on growth, execution, and competitive pressures.ナラティブ更新 • Apr 30
PYPL: Takeover And Breakup Chatter Will Likely Fail To Offset Competitive Pressures
Analyst price targets for PayPal Holdings have moved higher by several dollars to the mid to upper $40s and $50s, as analysts weigh fresh breakup and takeover chatter against a series of recent target cuts and new Neutral ratings. This leaves the fair value estimate broadly unchanged, but the narrative is now more focused on potential corporate actions than on core operating shifts.ナラティブ更新 • Apr 16
PYPL: Takeover Chatter And Mixed Ratings Will Shape Future Repricing Debate
The analyst price target for PayPal has been nudged higher to align with a fair value estimate of about $53, as analysts balance mixed rating changes and takeover chatter with slightly adjusted assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on PayPal reflects a split tape, with some firms flagging valuation support and takeover optionality, while others focus on competitive pressure, execution risk, and trimmed price targets across the coverage universe.ナラティブ更新 • Apr 02
PYPL: Reported Takeover Interest Will Drive Future Repricing Debate
Analysts have nudged the fair value estimate for PayPal Holdings slightly higher to about $52.74, citing modestly stronger assumptions for revenue growth and profit margins, along with a still restrained future P/E multiple and a cluster of recent Neutral ratings that balance ongoing competitive and execution questions with interest from potential acquirers. Analyst Commentary Recent research coverage on PayPal has tilted toward more neutral stances, with several firms reiterating or initiating ratings that sit between outright bullish and bearish.ナラティブ更新 • Mar 19
PYPL: Rising Checkout Competition Will Likely Keep Takeover Hopes From Repricing Shares
Analysts have reset PayPal Holdings' fair value estimate from $51.00 to $32.00, as they factor in more muted revenue growth, softer profit margins, a lower future P/E multiple, and a wave of reduced price targets and Neutral ratings driven by rising competitive pressures and questions around the durability of branded checkout share. Analyst Commentary Recent Street research on PayPal reflects a split view.ナラティブ更新 • Mar 05
PYPL: Reported Takeover Interest Will Support Future Upside Repricing
The analyst price target for PayPal increases slightly to $52 from $51.88 as analysts weigh a long list of recent target cuts and downgrades against ongoing views that the shares are undervalued and could draw buyer interest at a higher valuation multiple. Analyst Commentary Recent research on PayPal highlights a split view, with some firms trimming price targets or moving to Neutral ratings while others argue that the stock screens as undervalued, especially in the context of reported takeover interest.ナラティブ更新 • Feb 19
PYPL: AI Commerce Partnerships And Share Buybacks Will Support Future Upside
The Analyst Price Target for PayPal Holdings has been reset lower from $73.33 to $51.88, reflecting analysts' updated views on softer revenue growth, slightly weaker profit margins, and a more conservative future P/E following a wave of price target cuts and rating changes across the Street. Analyst Commentary Recent research on PayPal Holdings reflects a mixed but more cautious tone, with many firms cutting price targets and adjusting ratings, while a smaller group highlights reasons to stay constructive on the story.分析記事 • Feb 05
Why Investors Shouldn't Be Surprised By PayPal Holdings, Inc.'s (NASDAQ:PYPL) 31% Share Price Plunge
To the annoyance of some shareholders, PayPal Holdings, Inc. ( NASDAQ:PYPL ) shares are down a considerable 31% in the...ナラティブ更新 • Feb 05
PYPL: AI Commerce Partnerships And Buybacks Will Drive Future Reassessment
The analyst price target for PayPal Holdings has been revised from $105.86 to $79.19. This reflects analysts' updates to fair value, growth, profitability and future P/E assumptions following a broad wave of target cuts and rating changes across the Street.
新しいナラティブ • Jan 23
PayPal’s Acquisition of Cymbio: Deepening Agentic Commerce Capabilities, Expanding AI Distribution, and Reinforcing Merchant-Centric Growth
Author: Qudus Adebara (Founder of Wane Investment House) PayPal Holdings, Inc. (NASDAQ: PYPL) has announced an agreement to acquire Cymbio , a multi-channel orchestration and commerce enablement platform, marking a strategically significant step in PayPal’s evolution from a payments company into a full-stack, AI-native commerce partner.ナラティブ更新 • Jan 21
PYPL: AI Commerce And ChatGPT Wallet Integration Will Support Future Upside
Analysts have trimmed their blended price target on PayPal Holdings to about $73 from roughly $77. This reflects slightly lower assumptions for revenue growth, profit margins, and future P/E, as recent research has emphasized tempered expectations for branded checkout momentum and market share.ナラティブ更新 • Jan 07
PYPL: AI Commerce And ChatGPT Integration Will Drive Future Upside Potential
Analysts have trimmed their blended fair value estimate for PayPal Holdings to about $76.75 from roughly $82.00, reflecting slightly lower modeled revenue growth, profit margins, and future P/E assumptions, even as several firms recently raised price targets on the back of steady operating progress and new partnerships. Analyst Commentary Recent research on PayPal shows a split between analysts who see the Q3 update and product shifts as a reason to lean more constructive, and those who remain cautious on execution, competitive pressure, and margin risk.ナラティブ更新 • Dec 30
PayPal Stock: The Shift From Growth at Any Cost to Payments With Discipline
PayPal (NASDAQ: PYPL) has spent the past two years doing something the market often demands but rarely rewards in real time: resetting expectations. After a long stretch defined by rapid user expansion and sprawling product initiatives, the company is refocusing on fundamentals—transaction margins, operating leverage, and capital returns.ナラティブ更新 • Dec 20
PYPL: Future OpenAI Partnership Upside Will Likely Fail To Justify Current Pricing
Analysts modestly raise their price expectations for PayPal, with our updated fair value estimate moving from $62.00 to $71.00 per share. This reflects improving revenue growth and profit margin assumptions alongside a lower future P E multiple, as recent Street research highlights steady operational progress, expanding BNPL and Venmo contributions, and incremental upside from the new OpenAI partnership despite ongoing macro and competitive headwinds.ナラティブ更新 • Dec 05
PYPL: AI Commerce Partnerships Will Drive Future Upside Potential
Analysts have modestly raised their price target on PayPal Holdings to a range of about $80 to $100 per share, reflecting greater confidence in accelerating revenue growth, improving contributions from unbranded processing and Buy Now, Pay Later, and new AI driven partnerships, even as they temper expectations for near term profitability and valuation multiples. Analyst Commentary Recent research commentary reflects a more constructive stance on PayPal, with several bullish analysts raising price targets into the high $70s to low $100s as execution improves across core and newer initiatives.ナラティブ更新 • Nov 04
Why PayPal’s Growth Story Isn’t Over
PayPal Stock: Growth Is Back, Dividend Introduced PayPal (NASDAQ: PYPL) delivered a stronger-than-expected Q3 2025 and, for the first time in its history, announced a quarterly dividend — signaling confidence in its ability to generate consistent free cash flow. Revenue climbed 7% year-over-year to $8.4 billion , while transaction margin dollars rose 6% to $3.9 billion.ナラティブ更新 • Oct 21
Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings
Analysts have reduced their fair value estimate for PayPal Holdings slightly from $82.52 to $82.22. They cite ongoing transaction margin headwinds and near-term uncertainty in branded checkout growth as the main drivers for the modest adjustment.分析記事 • Sep 05
Weekly Picks: 💸 A fintech heavyweight with even more upside potential and 2 more picks
This week’s picks cover: Why Venmo and merchant solutions are driving PayPal’s upside potential, how IREN’s pivot from Bitcoin mining to AI infrastructure is adding value, and how Cadeler’s fleet expansion rides offshore wind growth.
新しいナラティブ • Jul 24
PayPal's Future Growth Through Venmo and Merchant Solutions
PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.Seeking Alpha • Apr 29
PayPal: Strong Results And A Massive Shareholder Yield
Summary PayPal Holdings, Inc. reported better-than-expected Q1 earnings, with a significant EPS beat, despite a slight revenue miss, and shares are currently trading at an attractive valuation. The company demonstrated strong cost controls, reducing operating expenses by 2%, which contributed to a 16% increase in operating profits and a 23% EPS growth. PayPal continues to execute substantial share buybacks, reducing its share count by 1.5% in Q1 alone, with plans for $6 billion in buybacks this year. Trading at just 13x net earnings and delivering over 20% EPS growth, PYPL stock presents a compelling investment opportunity, despite some business growth challenges. Read the full article on Seeking AlphaSeeking Alpha • Apr 23
PayPal: The Turnaround Is Under Threat
Summary The rising competition and the increase of macro risks could undermine PayPal’s turnaround efforts. The fact that PayPal is expected to grow its sales only at a single-digit rate makes it impossible to call the company a growth investment. PayPal is a Hold for us only because its stock has greatly depreciated lately and is fundamentally undervalued right now. Read the full article on Seeking AlphaSeeking Alpha • Apr 16
The PayPal Dilemma: No Growth, No Returns - Time To Sell
Summary PayPal's growth has stalled due to intense fintech competition, weakening consumer sentiment, and inferior product mix. Despite efforts to innovate and expand services, PayPal's user growth remains stagnant, and revenue growth has normalized to 7-8% annually. PYPL stock is cheap with a P/E of 13.1x, but future growth is uncertain, making it a risky investment amid potential economic downturns. PayPal's business weathered the worst, showing signs of recovery, but due to high competition and potential tariff impact, I recommend to avoid the stock in next 3-6 months. Read the full article on Seeking AlphaSeeking Alpha • Apr 08
PayPal: This Selloff Is A Gift
Summary In this article, I go over PayPal today and analyze current valuations. I outline PYPL's major potential revenue and margin growth drivers. I compare a very bearish, a conservative and a very bullish scenario. Finally, I'm rating PYPL stock a strong buy. Read the full article on Seeking AlphaSeeking Alpha • Mar 30
PayPal Is Cheap, Profitable, And About To Rebound (Rating Upgrade)
Summary PayPal’s trading at $70 with a 30% upside to $90. EPS is up 21% YoY, margins are finally expanding, and the $20B buyback plan shows management knows shares are cheap. 434M active users, each averaging 60.6 transactions/year. Branded checkout is growing faster and more profitable—management is rightly focused on margins. With $15.4B in cash and $11.1B in debt, PayPal’s in a strong spot. The business is leaner, more focused, and set to benefit if interest rates come down this year. Read the full article on Seeking AlphaSeeking Alpha • Mar 19
PayPal: Big Investor Day Implications (Rating Upgrade)
Summary Management's medium-term guidance suggests a sharp acceleration in growth, which would make the stock look unusually attractive at current levels. The company has a net cash balance sheet and is GAAP profitable. Management expects transaction margin growth to accelerate significantly by 2027, with earnings growth potentially reaching at least 20% over the long term. The price looks right for a rating upgrade. Read the full article on Seeking AlphaSeeking Alpha • Mar 13
PayPal: Surrounded By Numerous Catalysts
Summary PayPal stock is a strong buy due to its significant undervaluation and strong positioning in the thriving digital payments industry, despite current market volatility. PayPal's robust growth potential is supported by its extensive user base, innovative offerings like Venmo, and strategic initiatives like PayPal Open and BNPL. Valuation models show compelling upside potential, with aggressive growth assumptions indicating up to 32% upside, even under more conservative scenarios. Despite macroeconomic uncertainties, including potential recession, PYPL's long-term prospects remain strong, making it a high-quality stock to double down on during pullbacks. Read the full article on Seeking AlphaSeeking Alpha • Mar 03
PayPal Is A Rare Value-Meets-Growth Opportunity
Summary PayPal has gone through a roller-coaster ride of negativity since the depths of the pandemic. Over the past year or so, especially, there seems to be compelling evidence that the company has turned a corner. Valuations are suggestive of a company with no real growth in its future, despite the actual prospects for meaningful growth the company does enjoy. Adding in management's commitment to cannibalize a meaningful percentage of shares at compelling valuations, all these facts taken together suggest significant potential upside for investors from today's prices. Read the full article on Seeking AlphaSeeking Alpha • Feb 25
PayPal: Beating Competition With Fastlane
Summary PayPal's shares have lagged due to market fears about competition from Apple and Shopify, but I believe these concerns are overblown. PayPal's Fastlane guest checkout feature aims to streamline the process, addressing efficiency concerns and enhancing their competitive edge. Despite valuation concerns, PayPal's strong growth metrics and forward operating cash flow justify a price-to-earnings ratio of 20, indicating a 29% upside. Risks include potential attrition from Braintree contract renegotiations, but I believe these are already priced in, making PayPal a strong buy. Read the full article on Seeking AlphaSeeking Alpha • Feb 16
Why I'm Still Bullish Despite PayPal's Challenges
Summary PayPal remains deeply undervalued, trading at ~15x forward earnings, driven by a 60% YoY surge in free cash flow and a $15B buyback. TPV grew 10% YoY to ~$1.7T, while revenue increased 7% YoY to $32B in CY24. Unbranded processing (Braintree) grew to 36% of TPV, while Branded Checkout fell to 28%, impacting margins and profitability. Venmo TPV rose 10% YoY, with monetized users growing 20%, while SMB lending hit $3B in originations. Mid-single-digit TPV growth expected in 2025, with PayPal focusing on profitability, Venmo expansion, and reviving Branded Checkout adoption. Read the full article on Seeking AlphaSeeking Alpha • Feb 08
PayPal: Buy The Meltdown
Summary PayPal Holdings' stock dropped 13% despite beating earnings and sales estimates, due to a minor miss in payment volume expectations. Active accounts grew by 2.6 million QoQ, showing a resurgence in growth and removing a major obstacle for the company. Transaction margins improved to 47%, indicating better profitability, and the profit forecast for 2025 remains robust. The stock's current profit multiple is compelling, suggesting potential for a quick rebound; I recommend buying PayPal Holdings' stock. Read the full article on Seeking AlphaCEO
Enrique Lores (60 yo)
less than a year
在職期間
US$530,101
報酬
Mr. Enrique J. Lores serves as Chief Executive Officer, President & Director of PayPal Holdings, Inc., since March 01, 2026 and served as its President. He served as an Independent Director of PayPal Holdi...
リーダーシップ・チーム
| 名称 | ポジション | 在職期間 | 報酬 | 所有権 |
|---|---|---|---|---|
| President | less than a year | US$530.10k | 0.0036% $ 1.5m | |
| Chief Financial & Operating Officer and Executive VP | 2.7yrs | US$14.03m | 0.0087% $ 3.6m | |
| President of Checkout Solutions & PayPal | no data | US$13.03m | 0.0047% $ 1.9m | |
| President of Global Markets | 2.5yrs | US$13.03m | 0.0035% $ 1.4m | |
| Senior VP & Chief Accounting Officer | 2.1yrs | データなし | 0.00020% $ 81.7k | |
| Chief Technology Officer | 2.1yrs | データなし | データなし | |
| Chief Investor Relations Officer | 2.2yrs | データなし | データなし | |
| Chief Legal Officer | no data | データなし | データなし | |
| Chief Corporate Affairs & Communications Officer | no data | データなし | データなし | |
| Chief Marketing & Corporate Affairs Officer | less than a year | データなし | データなし | |
| Executive VP & Chief People Officer | 2.7yrs | データなし | データなし | |
| Senior VP & Chief of China Region | 5.9yrs | データなし | データなし |
2.2yrs
平均在職期間
57yo
平均年齢
経験豊富な経営陣: PYPLの経営陣は 経験豊富 であると考えられます ( 2.2年の平均在職年数)。
取締役
| 名称 | ポジション | 在職期間 | 報酬 | 所有権 |
|---|---|---|---|---|
| President | 5.1yrs | US$530.10k | 0.0036% $ 1.5m | |
| Independent Director | 11yrs | US$384.51k | 0.0026% $ 1.1m | |
| Independent Director | 11.1yrs | US$405.49k | 0.0016% $ 670.1k | |
| Independent Chair | 11.1yrs | US$400.59k | 0.0094% $ 3.8m | |
| Independent Director | 1.1yrs | US$318.01k | データなし | |
| Independent Director | 9.1yrs | US$384.44k | 0.0043% $ 1.8m | |
| Independent Director | 11yrs | US$393.49k | 0.0054% $ 2.2m | |
| Independent Director | 7.5yrs | US$380.26k | 0.0023% $ 939.8k | |
| Independent Director | less than a year | データなし | 0.00085% $ 347.3k | |
| Independent Director | 1.3yrs | US$420.54k | 0.0012% $ 502.6k | |
| Independent Director | 2yrs | US$395.96k | 0.00091% $ 371.8k | |
| Member of Customer Advisory Board | 1.6yrs | データなし | データなし |
6.3yrs
平均在職期間
62yo
平均年齢
経験豊富なボード: PYPLの 取締役会 は 経験豊富 であると考えられます ( 6.3年の平均在任期間)。
企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/07/13 21:55 |
| 終値 | 2026/07/13 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
PayPal Holdings, Inc. 42 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。71
| アナリスト | 機関 |
|---|---|
| Oliver Lester | Arete Research Services LLP |
| Richard Kramer | Arete Research Services LLP |
| Stephen Biggar | Argus Research Company |