Lesaka Technologies（LSAK）株式概要
レサカ・テクノロジーズ社は、南アフリカおよび国際的なプラットフォームを通じて金融テクノロジー（フィンテック）製品とサービスを提供している。 詳細
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Lesaka Technologies, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$4.89 |
| 52週高値 | US$5.54 |
| 52週安値 | US$3.62 |
| ベータ | 0.32 |
| 1ヶ月の変化 | 1.66% |
| 3ヶ月変化 | 5.84% |
| 1年変化 | 15.33% |
| 3年間の変化 | 24.43% |
| 5年間の変化 | -5.96% |
| IPOからの変化 | -91.89% |
最新ニュース
Recent updates
分析記事 • Dec 31
There's No Escaping Lesaka Technologies, Inc.'s (NASDAQ:LSAK) Muted Revenues Despite A 27% Share Price Rise
Lesaka Technologies, Inc. ( NASDAQ:LSAK ) shareholders would be excited to see that the share price has had a great...Seeking Alpha • Sep 16
Lesaka Earnings: Stock Price Could Release Once The Company Reaches Consolidation Phase
Summary Lesaka Technologies, Inc. continues to deliver promising fundamental indicators, despite its underwhelming year-over-year stock performance. The firm's expansion in African consumer markets, robust earnings guidance, and insider buying support a long-term bullish outlook. Short-term risks include high CapEx, emerging market volatility, and delayed profitability consolidation, but current sales multiples appear attractive. We maintain a 'Very Bullish' opinion, viewing Lesaka as an early-stage opportunity with significant upside that could release once it reaches a consolidation phase. Read the full article on Seeking Alpha
新しいナラティブ • May 31
Rapid Digitalization In Southern Africa Will Expand Mobile Payments
Expanding digital payments, strategic acquisitions, and platform upgrades are driving higher transaction volumes, operating leverage, and margin improvements.分析記事 • Mar 25
Insufficient Growth At Lesaka Technologies, Inc. (NASDAQ:LSAK) Hampers Share Price
You may think that with a price-to-sales (or "P/S") ratio of 0.7x Lesaka Technologies, Inc. ( NASDAQ:LSAK ) is a stock...Seeking Alpha • Feb 13
Lesaka Technologies: The Latest Results And Guidance Reiterate The Bull Case
Summary Lesaka Technologies shares have entered another slump, after performing strongly during early-to-late 2024. While on the surface the South Africa-based fintech delivered mixed results, a closer look suggests that Lesaka is successfully executing its growth strategy. Based on updates to guidance, signs that Lesaka could continue to execute strongly, coupled with other factors at play, shares remain poised for an eventual breakout to $10 per share. With this, I remain long LSAK stock at current levels, and would consider taking advantage of any near-term volatility. Read the full article on Seeking AlphaSeeking Alpha • Dec 16
Lesaka Technologies: Recent News Bolsters The Bull Case
Summary Lesaka Technologies has inched higher in recent months, which is not surprising given several promising developments. These include the fintech firm's latest quarterly earnings release, an acquisition announcement, as well as a just-completed IPO for MobiKwik, a company LSAK invested in during its startup phase. Taking these latest developments into account, LSAK remains well-positioned to keep gaining, perhaps rising to prices north of $10 per share within a few years. Although both company-specific and jurisdictional risks remain, LSAK stock remains a great opportunity at current prices. Read the full article on Seeking AlphaSeeking Alpha • Oct 14
Lesaka: Unlocking Future Value
Summary Lesaka projects 2025 revenue of ZAR 10-11 billion and EBITDA of ZAR 900 million-1 billion, reflecting strong growth. The Adumo acquisition expands Lesaka’s product portfolio, boosting cross-sell opportunities and driving higher revenue per user. Lesaka's pro forma EBITDA could reach $58 million, leading to a potential target price of $8.30 per share. Africa's fintech market is projected to grow at a 32% CAGR through 2030, presenting massive growth opportunities for Lesaka. Lesaka owns 10% of MobiKwik, with an estimated post-IPO value of $60 million, adding $1 per share. Read the full article on Seeking AlphaSeeking Alpha • Sep 26
Lesaka Technologies: A Tier-1 Overlooked Growth Opportunity
Summary Lesaka Technologies, Inc. is an African fintech firm that offers growth potential through its micro-merchant, merchant, and enterprise solutions. Its key businesses include EasyPay, Kazang, Adumo, Connect, and PRISM, each contributing to Lesaka's comprehensive financial ecosystem and market reach. Africa's informal economy presents a significant opportunity, with LSAK well-positioned to capitalize on the region's population density and emerging digitalization. Lesaka's early market entry and integration strategy could drive exponential revenue growth, benefiting from high-yield consumer lending and diversified financial services. A DCF model and key valuation metrics suggest the stock is undervalued. Moreover, Lesaka's salient financial line items have started aligning, providing substance to a bullish argument. Read the full article on Seeking AlphaSeeking Alpha • Sep 12
Lesaka Technologies: This African Fintech Remains Poised For Another Breakout
Summary Lesaka Technologies, a South Africa-based fintech, has surged by more than 54% year-to-date, as turnaround efforts have resulted in steady improvement to operating performance. However, a bevy of potential catalysts, including the prospect of cost and growth synergies from an upcoming acquisition, point to further improvement ahead. If results for the current fiscal year meet even the low end of guidance, it may prove sufficient for a further move higher for LSAK stock. How much further? An eventual move to prices nearing $10 per share may not be out of the question. Read the full article on Seeking AlphaSeeking Alpha • Apr 21
Lesaka: An Undervalued Fintech Gem
Summary Lesaka has made significant progress in its turnaround efforts and is ready to accelerate growth. The company owns a 10% equity stake in Indian fintech company MobiKwik, valued at roughly $76 million (~30% of its current market cap). The macroeconomic forecast in South Africa is favorable, with improving conditions and a growing fintech market. Acquisition of Touchsides and favorable macroeconomic trends in South Africa boost Lesaka's growth prospects. Strong leadership and strategic acquisitions position Lesaka to capitalize on Africa's burgeoning fintech market. Read the full article on Seeking AlphaSeeking Alpha • Sep 29
Lesaka Technologies: Recent Acquisition Could Imply Larger Valuations
Summary Lesaka offers merchants and consumers in Southern Africa a fintech platform with cash management, payment, and financial services. Further new products and acquisitions, internationalization, and economies of scale from the existing acquisitions could imply a valuation of $9.45 per share. Under my best case scenario, Lesaka would acquire other businesses in South Africa, which would bring significant sales growth and EBITDA margin growth. Lesaka Technologies, Inc. (LSAK) is expected to benefit from the recent acquisition of competitors, and has a massive target market. With other investment advisors, I am also optimistic about the future free cash flow of LSAK mainly from 2024. In my view, transactions may bring economies of scale, more products, and more exposure to new sectors, which will likely lead to revenue growth and free cash flow generation. Yes, there are some risks from the current level of debt, covenant agreements, and failed acquisitions. However, the company remains too cheap at its current market price. Lesaka: Large Market Opportunity Lesaka offers merchants and consumers in Southern Africa a fintech platform with cash management, payment, and financial services. The company targets a massive number of merchants and consumers, and the list of products is overwhelming. Source: Annual Report I think that the market opportunity is massive. The most relevant is that South Africa is a cash-based economy. Close to 59% of the total number of transactions is executed by cash. I believe that products like those of Lesaka will most likely be innovative in the country. It is also worth noting that the company holds a small amount of the target market. Hence, there is significant room for improvement in terms of revenue growth. The following words are from the annual report: We currently have just over 1.1 million active account holders which represents approximately 4% share of our total addressable market. Source: Source: Annual Report Investment Analysts Believe That Lesaka Will Deliver, From 2024, Positive And Growing Free Cash Flow I believe that things are going to get much better for shareholders. Other analysts seem to agree with my vision. Estimates distributed by advisors include 10% sales growth in 2024, 159% sales growth in 2023, and an EBITDA margin close to 6%. Finally, 2024 net income would stand at $2.58 million. Marketscreener.com In my view, the most relevant estimate from analysts is the free cash flow. The expectations include significant free cash flow in 2023 and 2024. I believe that the stock demand will increase as soon as investors do notice the incoming increase in free cash flow. Marketscreener.com I didn’t see Lesaka’s outlook for the full year 2023 and 2024. However, I would note that management expects significant increase in both the EBITDA margin and revenue growth in 2023 Q1. If the EBITDA margin increase continues in 2023, I would say that the expectations of Lesaka would be aligned to those of investment analysts. Source: Presentation Balance Sheet As of June 30, 2022, Lesaka reports $43 million in cash, goodwill worth $162 million, intangible assets of $156 million, and total assets worth $656 million. The asset/liability ratio stands at around 2x, so the balance sheet looks in good shape. With that, let’s note that impairment of goodwill or intangibles could occur, which could rapidly lower the asset/liability ratio. Source: Annual Report Long-term borrowings stand at $134 million, and short-term credit facilities stand at close to $66 million. I believe that the net debt/forward EBITDA would stand at close to 3x-4x. In my view, Lesaka’s net debt does not seem worrying if net sales and free cash flow growth continue in the near future. Source: Annual Report Source: Presentation My Base Case Scenario Implied A Valuation Of $4 Per Share In my view, the recent acquisitions will likely bring new products and access to new sectors in South Africa. The recent acquisition of Connect Group during the year ended June 30, 2022 is a good example of new markets and products. More target markets will likely bring more economies of scale, more revenue, and perhaps FCF margin expansion. Through the introduction of a suite of solutions and technologies targeted at the MSME merchant sector where we were previously under-represented, we can address the needs of approximately 1.4 million informal and approximately 700,000 formal MSMEs in South Africa. Source: Annual Report I believe that Lesaka could obtain significant revenue traction through the acquisition of entities outside South Africa. Let’s notice that the presence of Lesaka in the rest of the world is quite small, which is a pity. In my view, if the know-how accumulated in South Africa is working, it may work in other territories like India, South America, or other parts of Africa. Source: Annual Report Finally, in my view, management will benefit significantly from an increase in communication about its new products to merchants. I believe that many merchants in South Africa and other regions may not be using the company’s products because they are not aware of their existence. Digital wallets, financing of working capital, or cash availability could make a lot of good to certain merchants: On the merchant side, less than 8% of merchants have access to formal credit and less than 4% of informal merchants can accept digital payments. And for consumers, approximately 20% of the estimated 26 million South African consumers in LSM 1-6 have access to credit and savings and a significant majority of the approximately 12 million permanent grant recipients require immediate cash withdrawals of their grant. Source: Annual Report Experts in the assessment of markets believe that the payment processing solutions market size could increase at a CAGR of 11.7% from 2020 to 2027. In this case scenario, I used these figures for the sales growth of Lesaka: Fortune Business Insights, published this information in its latest report, titled, Payment Processing Solutions Market Size, Share Forecast, 2027. The report further mentions that the market stood at USD 48.60 billion in 2019 and is likely to exhibit a CAGR of 11.7% between 2020 and 2027. Source: With 11.7% CAGR, Payment Processing Solutions Market SizeSeeking Alpha • Sep 19
Lesaka rises 8% on full year revenue forecast above estimates
Lesaka Technologies (NASDAQ:LSAK) is trading 8.1% higher after the bell after the company said it expect FY2023 revenue to be above estimates. The company sees revenue for the group between $565M and $600M, way ahead of analysts estimate of $562.92M. The company expects Adjusted EBITDA for the group between $31M and $34M. Merchant business segment Adjusted EBITDA between $31M and $33M.Seeking Alpha • Sep 09
Net 1 UEPS Technologies Non-GAAP EPS of -$0.09 misses by $0.01, revenue of $121.79M beats by $29.51M
Net 1 UEPS Technologies press release (NASDAQ:LSAK): Q4 Non-GAAP EPS of -$0.09 misses by $0.01. Revenue of $121.79M (+252.8% Y/Y) beats by $29.51M. Shares +11.41%.分析記事 • Jun 09
Is Lesaka Technologies (NASDAQ:LSAK) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...分析記事 • Feb 10
Is Net 1 UEPS Technologies (NASDAQ:UEPS) Using Debt Sensibly?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...株主還元
| LSAK | US Diversified Financial | US 市場 | |
|---|---|---|---|
| 7D | -1.0% | -0.9% | 1.6% |
| 1Y | 15.3% | -11.1% | 28.5% |
業界別リターン: LSAK過去 1 年間で-11.1 % の収益を上げたUS Diversified Financial業界を上回りました。
リターン対市場: LSAKは、過去 1 年間で28.5 % のリターンを上げたUS市場を下回りました。
価格変動
| LSAK volatility | |
|---|---|
| LSAK Average Weekly Movement | 5.9% |
| Diversified Financial Industry Average Movement | 5.8% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
安定した株価: LSAK 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: LSAKの 週次ボラティリティ ( 6% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1989 | 3,728 | Basie Kok | www.lesakatech.com |
レサカ・テクノロジーズ社は、南アフリカおよび国際的なプラットフォームを通じて、金融テクノロジー（フィンテック）製品とサービスを提供している。事業セグメントは3つ：マーチャント、コンシューマー、エンタープライズ。マーチャント・アクイジション、ホスピタリティ業界向けの統合POSソフトウェアとハードウェア、キャッシュ・マネジメントとデジタル化、小口キャッシングとビジネス・クレジット・ソリューションから成るマーチャント・ソリューションと、請求書支払い、国際送金、サプライヤー対応決済を含むオルタナティブ・デジタル・プロダクト（ADP）、および通信時間、データ、電力、ゲーム向けのプリペイド・ソリューションを提供している。また、低コストのEasyPay Everywhere取引用銀行口座、短期個人ローン、生命・葬儀保険、安全な支払いソリューション、決済処理と統合ソフトウェア・ソリューションを提供する決済・商取引実現プラットフォームAdumo、サブメーター管理と決済処理ソリューションを提供するプリペイド電力プラットフォームRechargerも提供している。さらに、カード決済、決済ゲートウェイ、現金管理、決済、デジタルウォレット、各種付加価値サービスも提供している。さらに、POSデバイス、SIMカード、その他の消耗品の販売や、同社が開発した特定の技術の使用権のライセンスも行っている。同社は、銀行口座を持たない消費者、中小・零細企業、銀行、モバイルネットワーク事業者、自治体などの企業や政府機関にサービスを提供している。同社は以前はNet 1 UEPS Technologies, Inc.として知られていたが、2022年5月にLesaka Technologies, Inc.に社名を変更した。レサカ・テクノロジーズは1989年に設立され、南アフリカのヨハネスブルグに本社を置いている。
Lesaka Technologies, Inc. 基礎のまとめ
| LSAK 基礎統計学 | |
|---|---|
| 時価総額 | US$406.64m |
| 収益（TTM） | -US$27.50m |
| 売上高(TTM) | US$701.70m |
0.6x
P/Sレシオ-14.8x
PER（株価収益率LSAK は割高か？
公正価値と評価分析を参照収益と収入
| LSAK 損益計算書（TTM） | |
|---|---|
| 収益 | US$701.70m |
| 売上原価 | US$484.68m |
| 売上総利益 | US$217.02m |
| その他の費用 | US$244.52m |
| 収益 | -US$27.50m |
直近の収益報告
Mar 31, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | -0.33 |
| グロス・マージン | 30.93% |
| 純利益率 | -3.92% |
| 有利子負債／自己資本比率 | 127.2% |
LSAK の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/31 03:52 |
| 終値 | 2026/05/29 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/06/30 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Lesaka Technologies, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4
| アナリスト | 機関 |
|---|---|
| David Koning | Baird |
| Thomas McCrohan | Brean Capital Historical (Janney Montgomery) |
| Theodore O'Neill | Litchfield Hills Research, LLC |