Jiayin Group（JFIN）株式概要Jiayin Group Inc.は中華人民共和国でオンライン消費者金融サービスを提供している。 詳細JFIN ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長0/6過去の実績5/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より92.3%で取引されている 過去1年間で収益は45.4%増加しました リスク分析高いレベルの非現金収入 不安定な配当実績 すべてのリスクチェックを見るJFIN Community Fair Values Create NarrativeSee what 20 others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$4.3660.6% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-390m24b2016201920222025202620282031Revenue CN¥23.7bEarnings CN¥5.9bAdvancedSet Fair ValueView all narrativesJiayin Group Inc. 競合他社Medallion FinancialSymbol: NasdaqGS:MFINMarket cap: US$218.6mYiren DigitalSymbol: NYSE:YRDMarket cap: US$166.2mX FinancialSymbol: NYSE:XYFMarket cap: US$183.0mAntalpha Platform HoldingSymbol: NasdaqGM:ANTAMarket cap: US$203.9m価格と性能株価の高値、安値、推移の概要Jiayin Group過去の株価現在の株価US$4.3652週高値US$19.2352週安値US$3.70ベータ0.851ヶ月の変化-4.60%3ヶ月変化-33.44%1年変化-67.70%3年間の変化-9.36%5年間の変化-32.72%IPOからの変化-73.00%最新ニュースBoard Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • May 16Jiayin Group Inc Announces Management Changes, Effective June 1, 2026Jiayin Group Inc. announced that Ms. Dan Qi has been appointed as the Chief Risk Officer of the Company, effective as of June 1, 2026. Ms. Yifang Xu has resigned from her position as Chief Risk Officer of the Company, effective as of June 1, 2026, for personal reasons. Ms. Xu will continue to serve as a member of the Board of Directors of the Company. Ms. Dan Qi has served as the Company’s Head of Risk Policy since September 2025. She has 14 years of expertise in big data risk management at top financial technology platforms and digital financial institutions. Prior to joining the Company, Ms. Qi held key risk management roles at WeBank from 2015 to 2025. As a core member of the Weilidai team, she was deeply involved in the end-to-end development of the credit risk management system and built extensive experience in team leadership and development. Between 2012 and 2015, Ms. Qi held risk management roles at Alipay, where she specialized in international payment risk control, and at Guangfa Bank Card Center, where she focused on asset risk prediction and post-credit card collection strategies. Ms. Qi received her Master’s degree in Economics from Huazhong University of Science and Technology in 2012, and her Bachelor’s degree in Mathematics and Applied Mathematics from Hubei University of Education in 2008.お知らせ • Mar 31Jiayin Group Inc. Approves Adjustment to the Existing Dividend Policy to Increase the Annual DividendJiayin Group Inc. announced that the Board approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant.お知らせ • Mar 24Jiayin Group Inc. to Report Q4, 2025 Results on Mar 31, 2026Jiayin Group Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 31, 2026Seeking Alpha • Dec 11Jiayin Group: Why It Could Go LowerSummary Jiayin Group has bounced after sliding for months, but it is possible the decline is not over and lower prices are in the pipeline. Regulators want to lower risk in the fintech space, which has negatively affected everyone, but JFIN could be more sensitive than others. The charts leave open the possibility that the stock has yet to hit bottom, especially with buyers having cheaper alternatives to JFIN. The most likely direction is for the stock to keep going lower, which is why I am neutral on JFIN with a hold rating. Read the full article on Seeking Alpha分析記事 • Dec 10Revenues Working Against Jiayin Group Inc.'s (NASDAQ:JFIN) Share Price Following 26% DiveUnfortunately for some shareholders, the Jiayin Group Inc. ( NASDAQ:JFIN ) share price has dived 26% in the last thirty...最新情報をもっと見るRecent updatesBoard Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • May 16Jiayin Group Inc Announces Management Changes, Effective June 1, 2026Jiayin Group Inc. announced that Ms. Dan Qi has been appointed as the Chief Risk Officer of the Company, effective as of June 1, 2026. Ms. Yifang Xu has resigned from her position as Chief Risk Officer of the Company, effective as of June 1, 2026, for personal reasons. Ms. Xu will continue to serve as a member of the Board of Directors of the Company. Ms. Dan Qi has served as the Company’s Head of Risk Policy since September 2025. She has 14 years of expertise in big data risk management at top financial technology platforms and digital financial institutions. Prior to joining the Company, Ms. Qi held key risk management roles at WeBank from 2015 to 2025. As a core member of the Weilidai team, she was deeply involved in the end-to-end development of the credit risk management system and built extensive experience in team leadership and development. Between 2012 and 2015, Ms. Qi held risk management roles at Alipay, where she specialized in international payment risk control, and at Guangfa Bank Card Center, where she focused on asset risk prediction and post-credit card collection strategies. Ms. Qi received her Master’s degree in Economics from Huazhong University of Science and Technology in 2012, and her Bachelor’s degree in Mathematics and Applied Mathematics from Hubei University of Education in 2008.お知らせ • Mar 31Jiayin Group Inc. Approves Adjustment to the Existing Dividend Policy to Increase the Annual DividendJiayin Group Inc. announced that the Board approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant.お知らせ • Mar 24Jiayin Group Inc. to Report Q4, 2025 Results on Mar 31, 2026Jiayin Group Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 31, 2026Seeking Alpha • Dec 11Jiayin Group: Why It Could Go LowerSummary Jiayin Group has bounced after sliding for months, but it is possible the decline is not over and lower prices are in the pipeline. Regulators want to lower risk in the fintech space, which has negatively affected everyone, but JFIN could be more sensitive than others. The charts leave open the possibility that the stock has yet to hit bottom, especially with buyers having cheaper alternatives to JFIN. The most likely direction is for the stock to keep going lower, which is why I am neutral on JFIN with a hold rating. Read the full article on Seeking Alpha分析記事 • Dec 10Revenues Working Against Jiayin Group Inc.'s (NASDAQ:JFIN) Share Price Following 26% DiveUnfortunately for some shareholders, the Jiayin Group Inc. ( NASDAQ:JFIN ) share price has dived 26% in the last thirty...お知らせ • Nov 18Jiayin Group Inc. to Report Q3, 2025 Results on Nov 25, 2025Jiayin Group Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 25, 2025分析記事 • Aug 12Market Cool On Jiayin Group Inc.'s (NASDAQ:JFIN) Earnings Pushing Shares 30% LowerJiayin Group Inc. ( NASDAQ:JFIN ) shareholders won't be pleased to see that the share price has had a very rough month...お知らせ • Aug 12Jiayin Group Inc. to Report Q2, 2025 Results on Aug 20, 2025Jiayin Group Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 20, 2025お知らせ • Jul 03Jiayin Group Inc. Announces Cash Dividends, Payable on or Around July 24, 2025Jiayin Group Inc. announced the record date and payment date of cash dividends. As previously announced, the board of directors of the Company approved the declaration and payment of cash dividends of USD 0.20 per ordinary share, or USD 0.80 per American depositary share (ADS). The Board further approved that the holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on July 14, 2025 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive the payments of dividends on or around July 18, 2025. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around July 24, 2025, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 41.1 million.お知らせ • May 28Jiayin Group Inc. to Report Q1, 2025 Results on Jun 04, 2025Jiayin Group Inc. announced that they will report Q1, 2025 results Pre-Market on Jun 04, 2025分析記事 • May 22Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% BounceThe Jiayin Group Inc. ( NASDAQ:JFIN ) share price has done very well over the last month, posting an excellent gain of...お知らせ • May 20Jiayin Group Inc. Announces Cash DividendsJiayin Group Inc. announced that its board of directors (the “Board”) approved the declaration and payment of cash dividends of USD 0.20 per ordinary share, or USD 0.80 per American depositary share. The Company will make another announcement after the Board determines the record date and dividend payment date.お知らせ • Mar 27Jiayin Group Inc. Approves and Adopts Further Adjustment to the Existing Dividend PolicyOn March 27, 2025, in order to provide investors with higher returns, the Board of Jiayin Group Inc. approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant.分析記事 • Mar 20Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance CompletelyJiayin Group Inc. ( NASDAQ:JFIN ) shares have continued their recent momentum with a 36% gain in the last month alone...お知らせ • Mar 20Jiayin Group Inc. to Report Q4, 2024 Results on Mar 27, 2025Jiayin Group Inc. announced that they will report Q4, 2024 results Pre-Market on Mar 27, 2025Seeking Alpha • Mar 19Jiayin Group: A Questionable Move Offsets The Positives ElsewhereSummary The stock is on fire after closing at a new 2025 high and the rally could continue with a lot in JFIN’s favor to push it higher. JFIN offers a number of desirable attributes to investors, including AI exposure, a very low P/E ratio, and substantial capital returns. JFIN recently decided to splurge a hefty sum on new headquarters, but the wisdom to do so could be questioned. The decision as to whether to be long JFIN is unlikely to be unanimous, depending on what one values most. Read the full article on Seeking Alpha分析記事 • Jan 23Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price BoostJiayin Group Inc. ( NASDAQ:JFIN ) shareholders would be excited to see that the share price has had a great month...お知らせ • Nov 13Jiayin Group Inc. to Report Q3, 2024 Results on Nov 20, 2024Jiayin Group Inc. announced that they will report Q3, 2024 results Pre-Market on Nov 20, 2024Seeking Alpha • Oct 08Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)Summary I upgrade my rating for Jiayin Group from a Hold to a Buy, driven by an expected 2H 2024 earnings turnaround and an attractive shareholder yield. JFIN's potential FY 2024 shareholder yield is at the mid-teens percentage level, considering the company's dividend hike and continued buybacks. A favorable shift in business mix is anticipated to boost JFIN's 2H 2024 profitability, and enhance the company's dividend sustainability. Read the full article on Seeking Alpha分析記事 • Oct 01Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full StoryJiayin Group Inc. ( NASDAQ:JFIN ) shareholders would be excited to see that the share price has had a great month...お知らせ • Aug 16Jiayin Group Inc. Announces Cash Dividend, Payable on or Around September 3, 2024Jiayin Group Inc. announced that its board of directors approved the payment of cash dividends of $0.125 per ordinary share, or $0.50 per American depositary share (“ADS”). The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on August 27, 2024 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive the payments of dividends on or around September 3, 2024. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around September 6, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder.お知らせ • Aug 13Jiayin Group Inc. to Report Q2, 2024 Results on Aug 27, 2024Jiayin Group Inc. announced that they will report Q2, 2024 results Pre-Market on Aug 27, 2024分析記事 • Jul 25Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance CompletelyJiayin Group Inc.'s ( NASDAQ:JFIN ) price-to-sales (or "P/S") ratio of 0.4x may look like a pretty appealing investment...お知らせ • May 31Jiayin Group Inc. to Report Q1, 2024 Results on Jun 06, 2024Jiayin Group Inc. announced that they will report Q1, 2024 results Pre-Market on Jun 06, 2024Seeking Alpha • Apr 06Jiayin Group: Risk-Reward Is BalancedSummary The key positives for JFIN are generous shareholder capital returns and favorable loan facilitation volume guidance. Jiayin Group's major negatives are associated with its future profitability expectations and the increase in delinquency rates for specific outstanding loans towards the end of last year. I leave my Hold rating for JFIN unchanged, considering the balanced risk-reward that is reflected in the different positive and negative factors. Read the full article on Seeking AlphaNew Risk • Apr 01New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Continuous dividend paying years: 1 Dividend yield: 12% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (24% net profit margin).お知らせ • Mar 29Jiayin Group Inc. to Declare and Distribute Recurring Cash Dividend Semi-Annually for Year 2024Jiayin Group Inc. to declare and distribute a recurring cash dividend semi-annually for year 2024. In 2024, the Company will continue to declare and distribute a recurring cash dividend semi-annually. The determination to make dividend distributions and the exact amount of such distributions in any particular six-month period will be based upon the Company’s operations and financial conditions, and other relevant factors, and subject to adjustment and determination by the Board.Reported Earnings • Mar 28Full year 2023 earnings released: EPS: CN¥24.26 (vs CN¥21.92 in FY 2022)Full year 2023 results: EPS: CN¥24.26 (up from CN¥21.92 in FY 2022). Revenue: CN¥5.47b (up 67% from FY 2022). Net income: CN¥1.30b (up 10.0% from FY 2022). Profit margin: 24% (down from 36% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Mar 22Jiayin Group Inc. to Report Q4, 2023 Results on Mar 28, 2024Jiayin Group Inc. announced that they will report Q4, 2023 results Pre-Market on Mar 28, 2024分析記事 • Mar 14Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% BounceDespite an already strong run, Jiayin Group Inc. ( NASDAQ:JFIN ) shares have been powering on, with a gain of 26% in...分析記事 • Mar 07Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Seeking Alpha • Jan 18Jiayin Group: High Dividends Meet Fintech InnovationSummary Jiayin Group is a leading AI-driven fintech platform in China, transitioning from P2P lending to institutional loan facilitation. The company's business model focuses on AI and fintech for enhanced risk control, utilizing big data analytics and proprietary risk assessment models. JFIN has experienced skyrocketing growth through partnerships with institutional investors and is expanding its international operations, particularly in Nigeria and Indonesia. Jiayin Group declared a high 11.5% dividend yield for 2023 with bi-annual payouts, totaling $0.80 per share, reflecting its strong financial position and commitment to shareholder returns. Read the full article on Seeking AlphaUpcoming Dividend • Jan 12Inaugural dividend of US$0.38 per shareEligible shareholders must have bought the stock before 18 January 2024. Payment date: 31 January 2024. This is the first dividend for Jiayin Group since going public. The average dividend yield among industry peers is 2.0%.お知らせ • Jan 08Jiayin Group Inc. Announces Cash Dividend, Payable on or Around January 24, 2024 and for ADS Holders Payable on or Around January 31, 2024Jiayin Group Inc. announced that its board of directors approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share. The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on January 19, 2024 will be entitled to these dividends. These shareholders, including Citibank, N.A., the depositary of ADS program, are expected to receive the payments of dividends on or around January 24, 2024. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around January 31, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 21.2 million.Recent Insider Transactions Derivative • Dec 07Chief Risk Officer & Director notifies of intention to sell stockYifang Xu intends to sell 120k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of December. If the sale is conducted around the recent share price of US$5.27, it would amount to US$632k. Since March 2023, Yifang has owned 808.85k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.分析記事 • Nov 24Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of InvestorsThe excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Reported Earnings • Nov 24Third quarter 2023 earnings released: EPS: CN¥6.06 (vs CN¥4.61 in 3Q 2022)Third quarter 2023 results: EPS: CN¥6.06 (up from CN¥4.61 in 3Q 2022). Revenue: CN¥1.47b (up 64% from 3Q 2022). Net income: CN¥323.8m (up 31% from 3Q 2022). Profit margin: 22% (down from 28% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.お知らせ • Nov 23Jiayin Group Inc. Approves Cash DividendOn November 22, 2023, the board of directors of Jiayin Group Inc. approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share (ADS). The dividend record date will be determined and announced in due course by the Company.お知らせ • Nov 14Jiayin Group Inc. to Report Q3, 2023 Results on Nov 22, 2023Jiayin Group Inc. announced that they will report Q3, 2023 results Pre-Market on Nov 22, 2023Recent Insider Transactions Derivative • Sep 04VP of Finance & Director notifies of intention to sell stockLibin Wang intends to sell 119k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of September. If the sale is conducted around the recent share price of US$5.66, it would amount to US$671k. Since March 2023, Libin has owned 609.47k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.Reported Earnings • Aug 22Second quarter 2023 earnings released: EPS: CN¥6.10 (vs CN¥4.70 in 2Q 2022)Second quarter 2023 results: EPS: CN¥6.10 (up from CN¥4.70 in 2Q 2022). Revenue: CN¥1.28b (up 57% from 2Q 2022). Net income: CN¥326.4m (up 28% from 2Q 2022). Profit margin: 26% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Aug 16Now 20% undervaluedOver the last 90 days, the stock is up 1.5%. The fair value is estimated to be US$6.83, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has grown by 61%.お知らせ • Aug 11Jiayin Group Inc. to Report Q2, 2023 Results on Aug 21, 2023Jiayin Group Inc. announced that they will report Q2, 2023 results Pre-Market on Aug 21, 2023Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 38%After last week's 38% share price gain to US$7.35, the stock trades at a trailing P/E ratio of 2.1x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 87% over the past three years.お知らせ • Jul 11Jiayin Group Inc. Announces Cash Dividend, Payable on or Around August 2, 2023 and for ADS Holders Payable on or Around August 16, 2023Jiayin Group Inc. announced that its board of directors approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share (ADS). The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on July 28, 2023 (U.S. Eastern Daylight Time) will be entitled to these dividends. These shareholders, including Citibank, N.A., the depositary of ADS program (the Depositary), are expected to receive the payments of dividends on or around August 2, 2023. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around August 16, 2023, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 21.5 million.分析記事 • Jul 02Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...New Risk • Jun 16New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Recent Insider Transactions Derivative • Jun 12VP of Finance & Director notifies of intention to sell stockLibin Wang intends to sell 85k shares in the next 90 days after lodging an Intent To Sell Form on the 12th of June. If the sale is conducted around the recent share price of US$6.30, it would amount to US$538k. Since March 2023, Libin has owned 609.47k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.Reported Earnings • Jun 09First quarter 2023 earnings released: EPS: CN¥5.24 (vs CN¥2.68 in 1Q 2022)First quarter 2023 results: EPS: CN¥5.24 (up from CN¥2.68 in 1Q 2022). Revenue: CN¥1.12b (up 120% from 1Q 2022). Net income: CN¥279.7m (up 93% from 1Q 2022). Profit margin: 25% (down from 28% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jun 02Investor sentiment improves as stock rises 31%After last week's 31% share price gain to US$6.30, the stock trades at a trailing P/E ratio of 2x. Average trailing P/E is 6x in the Consumer Finance industry in the US. Total returns to shareholders of 180% over the past three years.お知らせ • May 23Jiayin Group Inc. to Report Q1, 2023 Results on Jun 08, 2023Jiayin Group Inc. announced that they will report Q1, 2023 results Pre-Market on Jun 08, 2023Reported Earnings • Mar 31Full year 2022 earnings released: EPS: CN¥22.12 (vs CN¥8.74 in FY 2021)Full year 2022 results: EPS: CN¥22.12 (up from CN¥8.74 in FY 2021). Revenue: CN¥3.27b (up 84% from FY 2021). Net income: CN¥1.18b (up 150% from FY 2021). Profit margin: 36% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.分析記事 • Feb 11Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Reported Earnings • Nov 24Third quarter 2022 earnings released: EPS: CN¥4.61 (vs CN¥2.38 in 3Q 2021)Third quarter 2022 results: EPS: CN¥4.61 (up from CN¥2.38 in 3Q 2021). Revenue: CN¥894.3m (up 55% from 3Q 2021). Net income: CN¥248.1m (up 93% from 3Q 2021). Profit margin: 28% (up from 22% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings.Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • Nov 15Jiayin Group Inc. to Report Q3, 2022 Results on Nov 23, 2022Jiayin Group Inc. announced that they will report Q3, 2022 results Pre-Market on Nov 23, 2022Reported Earnings • Aug 18Second quarter 2022 earnings released: EPS: CN¥4.70 (vs CN¥2.35 in 2Q 2021)Second quarter 2022 results: EPS: CN¥4.70 (up from CN¥2.35 in 2Q 2021). Revenue: CN¥811.6m (up 65% from 2Q 2021). Net income: CN¥253.9m (up 100% from 2Q 2021). Profit margin: 31% (up from 26% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 40% per year, which means it is significantly lagging earnings.Seeking Alpha • Aug 18Jiayin Group GAAP EPS of $0.18, revenue of $121.2MJiayin Group press release (NASDAQ:JFIN): Q2 GAAP EPS of $0.18. Revenue of $121.2M (+64.9% Y/Y). Loan origination volume was RMB13.5 billion (US$2.0 billion), representing an increase of 138.4% from the same period of 2021. Average borrowing amount per borrowing was RMB8,939 (US$1,335), representing an increase of 49.4% from the same period of 2021. Repeat borrowing rate was 67.8%, compared with repeat borrowing rate of 72.4% in the same period of 2021.Valuation Update With 7 Day Price Move • Aug 17Investor sentiment improved over the past weekAfter last week's 24% share price gain to US$2.98, the stock trades at a trailing P/E ratio of 2.1x. Average trailing P/E is 5x in the Consumer Finance industry in the US. Total loss to shareholders of 77% over the past three years.お知らせ • Aug 12Jiayin Group Inc. to Report Q2, 2022 Results on Aug 18, 2022Jiayin Group Inc. announced that they will report Q2, 2022 results Pre-Market on Aug 18, 2022お知らせ • Jun 17Jiayin Group Inc. (NasdaqGM:JFIN) announces an Equity Buyback for $10 million worth of its shares.Jiayin Group Inc. (NasdaqGM:JFIN) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. The program will continue for 12 months.Reported Earnings • Jun 10First quarter 2022 earnings released: EPS: CN¥2.68 (vs CN¥1.73 in 1Q 2021)First quarter 2022 results: EPS: CN¥2.68 (up from CN¥1.73 in 1Q 2021). Revenue: CN¥511.2m (up 49% from 1Q 2021). Net income: CN¥144.7m (up 55% from 1Q 2021). Profit margin: 28% (up from 27% in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.お知らせ • Jun 02Jiayin Group Inc. to Report Q1, 2022 Results on Jun 08, 2022Jiayin Group Inc. announced that they will report Q1, 2022 results Pre-Market on Jun 08, 2022お知らせ • May 10Jiayin Group Inc. Announces CFO ChangesJiayin Group Inc. announced Mr. Chunlin Fan has rejoined the Company as Chief Financial Officer, effective from May 5, 2022. Ms. Bei Bai and Ms. Jin Chen, who have served as the Co-Chief Financial Officers of the Company since January 8, 2021, will step down from such roles and continue serving the Company as Senior Financial Controller and Senior Investment and Finance Director, respectively, effective from May 5, 2022. Mr. Fan previously served as the Company’s Chief Financial Officer from January 2016 to January 2021. Prior to rejoining the Company, Mr. Fan worked as the Chief Financial Officer of LinkDoc Techology Limited from January 2021 to March 2022. Mr. Fan worked as the Chief Financial Officer and leader of the strategic development department at Shanghai Richtech Engineering Co. Ltd. from 2014 to 2016. Mr. Fan also served a wide range of international corporations including Microsoft, Nomura, Macquarie, ICBCI, Deloitte and Shenyin & Wanguo Investment Co. Ltd.Price Target Changed • Apr 27Price target increased to US$12.00Up from US$10.40, the current price target is provided by 1 analyst. New target price is 500% above last closing price of US$2.00. Stock is down 71% over the past year. The company posted earnings per share of CN¥8.74 last year.Board Change • Apr 27Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Founder, Chairman & CEO Dinggui Yan is the most experienced director on the board, commencing their role in 2015. Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.Reported Earnings • Apr 01Full year 2021 earnings released: EPS: CN¥8.74 (vs CN¥4.68 in FY 2020)Full year 2021 results: EPS: CN¥8.74 (up from CN¥4.68 in FY 2020). Revenue: CN¥1.78b (up 37% from FY 2020). Net income: CN¥472.1m (up 87% from FY 2020). Profit margin: 27% (up from 20% in FY 2020). Over the next year, revenue is forecast to grow 44%, compared to a 14% growth forecast for the industry in the US.Valuation Update With 7 Day Price Move • Mar 22Investor sentiment improved over the past weekAfter last week's 28% share price gain to US$2.54, the stock trades at a trailing P/E ratio of 2x. Average forward P/E is 7x in the Consumer Finance industry in the US. Total loss to shareholders of 75% over the past year.Valuation Update With 7 Day Price Move • Dec 02Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to US$3.12, the stock trades at a trailing P/E ratio of 2.5x. Average forward P/E is 7x in the Consumer Finance industry in the US. Total loss to shareholders of 5.7% over the past year.Reported Earnings • Nov 26Third quarter 2021 earnings: EPS in line with expectations, revenues disappointThird quarter 2021 results: EPS: CN¥2.38 (up from CN¥1.59 in 3Q 2020). Revenue: CN¥577.1m (up 44% from 3Q 2020). Net income: CN¥128.4m (up 49% from 3Q 2020). Profit margin: 22% (in line with 3Q 2020). Revenue missed analyst estimates by 1.4%. Over the next year, revenue is forecast to grow 67%, compared to a 13% growth forecast for the industry in the US.Valuation Update With 7 Day Price Move • Sep 28Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$4.40, the stock trades at a trailing P/E ratio of 3.9x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 47% over the past year.Valuation Update With 7 Day Price Move • Sep 14Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to US$3.82, the stock trades at a trailing P/E ratio of 4.4x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 50% over the past year.Reported Earnings • Aug 27Second quarter 2021 earnings released: EPS CN¥2.35 (vs CN¥0.75 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥492.2m (up 101% from 2Q 2020). Net income: CN¥126.8m (up 212% from 2Q 2020). Profit margin: 26% (up from 17% in 2Q 2020). The increase in margin was driven by higher revenue.Valuation Update With 7 Day Price Move • Aug 25Investor sentiment improved over the past weekAfter last week's 34% share price gain to US$4.97, the stock trades at a trailing P/E ratio of 5.7x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 42% over the past year.Valuation Update With 7 Day Price Move • Jul 29Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to CN¥3.99, the stock trades at a trailing P/E ratio of 4.6x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 15% over the past year.Valuation Update With 7 Day Price Move • Jun 17Investor sentiment deteriorated over the past weekAfter last week's 21% share price decline to CN¥5.43, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total returns to shareholders of 2.5% over the past year.Recent Insider Transactions Derivative • Jun 14Founder notifies of intention to sell stockDinggui Yan intends to sell 2m shares in the next 90 days after lodging an Intent To Sell Form on the 14th of June. If the sale is conducted around the recent share price of US$6.48, it would amount to US$13m. Since December 2020, Dinggui has owned 29.00m shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.Reported Earnings • Jun 09First quarter 2021 earnings released: EPS CN¥1.73 (vs CN¥0.75 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CN¥343.1m (up 9.4% from 1Q 2020). Net income: CN¥93.2m (up 130% from 1Q 2020). Profit margin: 27% (up from 13% in 1Q 2020). The increase in margin was primarily driven by higher revenue.Valuation Update With 7 Day Price Move • May 13Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to CN¥5.01, the stock trades at a trailing P/E ratio of 6.9x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 160% over the past year.Reported Earnings • May 04Full year 2020 earnings released: EPS CN¥4.68 (vs CN¥10.03 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥1.30b (down 42% from FY 2019). Net income: CN¥252.9m (down 52% from FY 2019). Profit margin: 20% (down from 24% in FY 2019). The decrease in margin was driven by lower revenue.Valuation Update With 7 Day Price Move • Apr 16Investor sentiment deteriorated over the past weekAfter last week's 33% share price decline to CN¥5.66, the stock trades at a trailing P/E ratio of 7.9x. Average forward P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 102% over the past year.Reported Earnings • Apr 11Full year 2020 earnings released: EPS CN¥4.68 (vs CN¥10.03 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥1.30b (down 42% from FY 2019). Net income: CN¥252.9m (down 52% from FY 2019). Profit margin: 20% (down from 24% in FY 2019). The decrease in margin was driven by lower revenue.Valuation Update With 7 Day Price Move • Mar 16Investor sentiment improved over the past weekAfter last week's 24% share price gain to CN¥4.56, the stock trades at a trailing P/E ratio of 7.6x, up from the previous P/E ratio of 6.1x. Average P/E is 13x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 178%.分析記事 • Mar 03What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?If you want to know who really controls Jiayin Group Inc. ( NASDAQ:JFIN ), then you'll have to look at the makeup of...Valuation Update With 7 Day Price Move • Feb 20Investor sentiment improved over the past weekAfter last week's 22% share price gain to CN¥5.61, the stock is trading at a trailing P/E ratio of 9.3x, up from the previous P/E ratio of 7.6x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 103%.お知らせ • Feb 10Jiayin Group Inc. Announces Changes in ManagementJiayin Group Inc. announced that Mr. Jiong Feng has resigned from his position as the Company’s Chief Technology Officer due to personal reasons, effective from February 8, 2021. The Company has appointed Mr. Chongxian Bai, the current Vice President of Technology Operations, as the new Chief Technology Officer, effective from February 8, 2021. Mr. Chongxian Bai has over 15 years of technology leadership experience in internet, virtual reality and financial services. He joined Jiayin in 2013 and led the development of the microservices architecture and information security system, which provided efficient and stable technical support for the Company. Prior to joining the Company, Mr. Bai had held senior technology roles at well-known foreign companies such as Toshiba, NEC, and IBM since 2004. Mr. Bai graduated from Beijing University of Chemical Technology, majoring in electronic information engineering.Executive Departure • Feb 10Chief Technology Officer has left the companyOn the 8th of February, Jiong Feng's tenure in the role of Chief Technology Officer ended. We don't have any record of a personal shareholding under Jiong's name. A total of 2 executives have left over the last 12 months.Is New 90 Day High Low • Feb 10New 90-day high: US$4.11The company is up 50% from its price of US$2.74 on 11 November 2020. The American market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 20% over the same period.Valuation Update With 7 Day Price Move • Feb 06Investor sentiment improved over the past weekAfter last week's 20% share price gain to CN¥4.02, the stock is trading at a trailing P/E ratio of 6.6x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 33%.お知らせ • Jan 09Jiayin Group Inc. Announces Executive ChangesJiayin Group Inc. announced that Mr. Chunlin Fan tendered his resignation from the position as the Company’s Chief Financial Officer due to personal reasons, effective from January 8, 2021. Ms. Bei Bai, the current Financial Controller of the Company, and Ms. Jin Chen, the current Investment and Finance Director of the Company, have been appointed as the Co-Chief Financial Officers of the Company, effective from January 8, 2021. Ms. Bai, the current Financial Controller, joined the Company as the Director of Investor Relations in August 2018. Prior to joining the Company, Ms. Bai held various positions at PricewaterhouseCoopers Zhong Tian LLP, Shanghai Branch from 2006 to 2018, including manager and senior manager. Ms. Bai is also a member of Chinese Institute of Certified Public Accountants and American Institute of Certified Public Accountants. Ms. Chen joined the Company as the Investment and Finance Director in September 2019. Prior to joining the Company, Ms. Chen served as a coverage banker of TMT sector at Citibank (China) Co. Ltd. from 2011 to 2017, leading various capital market deals and launching global finance solutions for Chinese tech giants.Valuation Update With 7 Day Price Move • Dec 10Market bids up stock over the past weekAfter last week's 18% share price gain to CN¥3.91, the stock is trading at a trailing P/E ratio of 6.5x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past year is a loss of 33%.Is New 90 Day High Low • Dec 04New 90-day high: US$4.10The company is up 47% from its price of US$2.79 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 22% over the same period.分析記事 • Dec 03Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?If you want to know who really controls Jiayin Group Inc. ( NASDAQ:JFIN ), then you'll have to look at the makeup of...Analyst Estimate Surprise Post Earnings • Dec 03Revenue beats expectationsRevenue exceeded analyst estimates by 57%. Over the next year, revenue is forecast to grow 2.4%, compared to a 38% growth forecast for the Consumer Finance industry in the US.Recent Insider Transactions Derivative • Nov 27Founder notifies of intention to sell stockDinggui Yan intends to sell roughly 2.00m shares in the next 90 days after lodging an Intent To Sell Form on the 25th of November. If the sale is conducted around the recent share price of US$2.72, it would amount to US$5.4m. Since December 2019, Dinggui's direct individual holding has increased from 29.00m shares to 36.80m. There have been no trades via on-market transactions or options from company insiders in the last 12 months.Valuation Update With 7 Day Price Move • Nov 25Market bids up stock over the past weekAfter last week's 16% share price gain to CN¥3.39, the stock is trading at a trailing P/E ratio of 6.5x, up from the previous P/E ratio of 5.6x. This compares to an average P/E of 11x in the Consumer Finance industry in the US. Total return to shareholders over the past year is a loss of 55%.お知らせ • Nov 24Jiayin Group Inc. to Report Q3, 2020 Results on Nov 30, 2020Jiayin Group Inc. announced that they will report Q3, 2020 results on Nov 30, 2020お知らせ • Aug 21Jiayin Group Inc. to Report Q2, 2020 Results on Sep 02, 2020Jiayin Group Inc. announced that they will report Q2, 2020 results at 9:00 AM, China Standard Time on Sep 02, 2020株主還元JFINUS Consumer FinanceUS 市場7D-3.3%-0.8%-0.8%1Y-67.7%6.3%27.1%株主還元を見る業界別リターン: JFIN過去 1 年間で6.3 % の収益を上げたUS Consumer Finance業界を下回りました。リターン対市場: JFINは、過去 1 年間で27.1 % のリターンを上げたUS市場を下回りました。価格変動Is JFIN's price volatile compared to industry and market?JFIN volatilityJFIN Average Weekly Movement7.6%Consumer Finance Industry Average Movement6.6%Market Average Movement7.2%10% most volatile stocks in US Market16.3%10% least volatile stocks in US Market3.2%安定した株価: JFIN 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: JFINの 週次ボラティリティ ( 8% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト20111,155Dinggui Yanwww.jiayintech.cnは中華人民共和国でオンライン消費者金融サービスを提供している。同社はフィンテック・プラットフォームを運営し、個人の借り手と金融機関とのつながりを促進している。また、固定期間と返済スケジュールのローン商品、保証サービス、第三者の金融サービスプロバイダーが提供する投資商品の紹介サービス、技術開発サービス、商業サービスも提供している。同社は2011年に設立され、中国の上海に本社を置いている。嘉蔭集団股份有限公司はニュー・ドリーム・キャピタル・ホールディングスの子会社として運営されている。もっと見るJiayin Group Inc. 基礎のまとめJiayin Group の収益と売上を時価総額と比較するとどうか。JFIN 基礎統計学時価総額US$230.25m収益（TTM）US$225.76m売上高(TTM)US$914.69m1.0xPER（株価収益率0.2xP/SレシオJFIN は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計JFIN 損益計算書（TTM）収益CN¥6.22b売上原価CN¥1.24b売上総利益CN¥4.99bその他の費用CN¥3.45b収益CN¥1.54b直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）29.35グロス・マージン80.14%純利益率24.68%有利子負債／自己資本比率15.1%JFIN の長期的なパフォーマンスは？過去の実績と比較を見る配当金18.3%現在の配当利回り19%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 21:37終値2026/05/21 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Jiayin Group Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Andrew ScuttRoth Capital Partners
Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • May 16Jiayin Group Inc Announces Management Changes, Effective June 1, 2026Jiayin Group Inc. announced that Ms. Dan Qi has been appointed as the Chief Risk Officer of the Company, effective as of June 1, 2026. Ms. Yifang Xu has resigned from her position as Chief Risk Officer of the Company, effective as of June 1, 2026, for personal reasons. Ms. Xu will continue to serve as a member of the Board of Directors of the Company. Ms. Dan Qi has served as the Company’s Head of Risk Policy since September 2025. She has 14 years of expertise in big data risk management at top financial technology platforms and digital financial institutions. Prior to joining the Company, Ms. Qi held key risk management roles at WeBank from 2015 to 2025. As a core member of the Weilidai team, she was deeply involved in the end-to-end development of the credit risk management system and built extensive experience in team leadership and development. Between 2012 and 2015, Ms. Qi held risk management roles at Alipay, where she specialized in international payment risk control, and at Guangfa Bank Card Center, where she focused on asset risk prediction and post-credit card collection strategies. Ms. Qi received her Master’s degree in Economics from Huazhong University of Science and Technology in 2012, and her Bachelor’s degree in Mathematics and Applied Mathematics from Hubei University of Education in 2008.
お知らせ • Mar 31Jiayin Group Inc. Approves Adjustment to the Existing Dividend Policy to Increase the Annual DividendJiayin Group Inc. announced that the Board approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant.
お知らせ • Mar 24Jiayin Group Inc. to Report Q4, 2025 Results on Mar 31, 2026Jiayin Group Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 31, 2026
Seeking Alpha • Dec 11Jiayin Group: Why It Could Go LowerSummary Jiayin Group has bounced after sliding for months, but it is possible the decline is not over and lower prices are in the pipeline. Regulators want to lower risk in the fintech space, which has negatively affected everyone, but JFIN could be more sensitive than others. The charts leave open the possibility that the stock has yet to hit bottom, especially with buyers having cheaper alternatives to JFIN. The most likely direction is for the stock to keep going lower, which is why I am neutral on JFIN with a hold rating. Read the full article on Seeking Alpha
分析記事 • Dec 10Revenues Working Against Jiayin Group Inc.'s (NASDAQ:JFIN) Share Price Following 26% DiveUnfortunately for some shareholders, the Jiayin Group Inc. ( NASDAQ:JFIN ) share price has dived 26% in the last thirty...
Board Change • May 20Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • May 16Jiayin Group Inc Announces Management Changes, Effective June 1, 2026Jiayin Group Inc. announced that Ms. Dan Qi has been appointed as the Chief Risk Officer of the Company, effective as of June 1, 2026. Ms. Yifang Xu has resigned from her position as Chief Risk Officer of the Company, effective as of June 1, 2026, for personal reasons. Ms. Xu will continue to serve as a member of the Board of Directors of the Company. Ms. Dan Qi has served as the Company’s Head of Risk Policy since September 2025. She has 14 years of expertise in big data risk management at top financial technology platforms and digital financial institutions. Prior to joining the Company, Ms. Qi held key risk management roles at WeBank from 2015 to 2025. As a core member of the Weilidai team, she was deeply involved in the end-to-end development of the credit risk management system and built extensive experience in team leadership and development. Between 2012 and 2015, Ms. Qi held risk management roles at Alipay, where she specialized in international payment risk control, and at Guangfa Bank Card Center, where she focused on asset risk prediction and post-credit card collection strategies. Ms. Qi received her Master’s degree in Economics from Huazhong University of Science and Technology in 2012, and her Bachelor’s degree in Mathematics and Applied Mathematics from Hubei University of Education in 2008.
お知らせ • Mar 31Jiayin Group Inc. Approves Adjustment to the Existing Dividend Policy to Increase the Annual DividendJiayin Group Inc. announced that the Board approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant.
お知らせ • Mar 24Jiayin Group Inc. to Report Q4, 2025 Results on Mar 31, 2026Jiayin Group Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 31, 2026
Seeking Alpha • Dec 11Jiayin Group: Why It Could Go LowerSummary Jiayin Group has bounced after sliding for months, but it is possible the decline is not over and lower prices are in the pipeline. Regulators want to lower risk in the fintech space, which has negatively affected everyone, but JFIN could be more sensitive than others. The charts leave open the possibility that the stock has yet to hit bottom, especially with buyers having cheaper alternatives to JFIN. The most likely direction is for the stock to keep going lower, which is why I am neutral on JFIN with a hold rating. Read the full article on Seeking Alpha
分析記事 • Dec 10Revenues Working Against Jiayin Group Inc.'s (NASDAQ:JFIN) Share Price Following 26% DiveUnfortunately for some shareholders, the Jiayin Group Inc. ( NASDAQ:JFIN ) share price has dived 26% in the last thirty...
お知らせ • Nov 18Jiayin Group Inc. to Report Q3, 2025 Results on Nov 25, 2025Jiayin Group Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 25, 2025
分析記事 • Aug 12Market Cool On Jiayin Group Inc.'s (NASDAQ:JFIN) Earnings Pushing Shares 30% LowerJiayin Group Inc. ( NASDAQ:JFIN ) shareholders won't be pleased to see that the share price has had a very rough month...
お知らせ • Aug 12Jiayin Group Inc. to Report Q2, 2025 Results on Aug 20, 2025Jiayin Group Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 20, 2025
お知らせ • Jul 03Jiayin Group Inc. Announces Cash Dividends, Payable on or Around July 24, 2025Jiayin Group Inc. announced the record date and payment date of cash dividends. As previously announced, the board of directors of the Company approved the declaration and payment of cash dividends of USD 0.20 per ordinary share, or USD 0.80 per American depositary share (ADS). The Board further approved that the holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on July 14, 2025 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive the payments of dividends on or around July 18, 2025. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around July 24, 2025, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 41.1 million.
お知らせ • May 28Jiayin Group Inc. to Report Q1, 2025 Results on Jun 04, 2025Jiayin Group Inc. announced that they will report Q1, 2025 results Pre-Market on Jun 04, 2025
分析記事 • May 22Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% BounceThe Jiayin Group Inc. ( NASDAQ:JFIN ) share price has done very well over the last month, posting an excellent gain of...
お知らせ • May 20Jiayin Group Inc. Announces Cash DividendsJiayin Group Inc. announced that its board of directors (the “Board”) approved the declaration and payment of cash dividends of USD 0.20 per ordinary share, or USD 0.80 per American depositary share. The Company will make another announcement after the Board determines the record date and dividend payment date.
お知らせ • Mar 27Jiayin Group Inc. Approves and Adopts Further Adjustment to the Existing Dividend PolicyOn March 27, 2025, in order to provide investors with higher returns, the Board of Jiayin Group Inc. approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant.
分析記事 • Mar 20Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance CompletelyJiayin Group Inc. ( NASDAQ:JFIN ) shares have continued their recent momentum with a 36% gain in the last month alone...
お知らせ • Mar 20Jiayin Group Inc. to Report Q4, 2024 Results on Mar 27, 2025Jiayin Group Inc. announced that they will report Q4, 2024 results Pre-Market on Mar 27, 2025
Seeking Alpha • Mar 19Jiayin Group: A Questionable Move Offsets The Positives ElsewhereSummary The stock is on fire after closing at a new 2025 high and the rally could continue with a lot in JFIN’s favor to push it higher. JFIN offers a number of desirable attributes to investors, including AI exposure, a very low P/E ratio, and substantial capital returns. JFIN recently decided to splurge a hefty sum on new headquarters, but the wisdom to do so could be questioned. The decision as to whether to be long JFIN is unlikely to be unanimous, depending on what one values most. Read the full article on Seeking Alpha
分析記事 • Jan 23Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price BoostJiayin Group Inc. ( NASDAQ:JFIN ) shareholders would be excited to see that the share price has had a great month...
お知らせ • Nov 13Jiayin Group Inc. to Report Q3, 2024 Results on Nov 20, 2024Jiayin Group Inc. announced that they will report Q3, 2024 results Pre-Market on Nov 20, 2024
Seeking Alpha • Oct 08Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)Summary I upgrade my rating for Jiayin Group from a Hold to a Buy, driven by an expected 2H 2024 earnings turnaround and an attractive shareholder yield. JFIN's potential FY 2024 shareholder yield is at the mid-teens percentage level, considering the company's dividend hike and continued buybacks. A favorable shift in business mix is anticipated to boost JFIN's 2H 2024 profitability, and enhance the company's dividend sustainability. Read the full article on Seeking Alpha
分析記事 • Oct 01Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full StoryJiayin Group Inc. ( NASDAQ:JFIN ) shareholders would be excited to see that the share price has had a great month...
お知らせ • Aug 16Jiayin Group Inc. Announces Cash Dividend, Payable on or Around September 3, 2024Jiayin Group Inc. announced that its board of directors approved the payment of cash dividends of $0.125 per ordinary share, or $0.50 per American depositary share (“ADS”). The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on August 27, 2024 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive the payments of dividends on or around September 3, 2024. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around September 6, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder.
お知らせ • Aug 13Jiayin Group Inc. to Report Q2, 2024 Results on Aug 27, 2024Jiayin Group Inc. announced that they will report Q2, 2024 results Pre-Market on Aug 27, 2024
分析記事 • Jul 25Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance CompletelyJiayin Group Inc.'s ( NASDAQ:JFIN ) price-to-sales (or "P/S") ratio of 0.4x may look like a pretty appealing investment...
お知らせ • May 31Jiayin Group Inc. to Report Q1, 2024 Results on Jun 06, 2024Jiayin Group Inc. announced that they will report Q1, 2024 results Pre-Market on Jun 06, 2024
Seeking Alpha • Apr 06Jiayin Group: Risk-Reward Is BalancedSummary The key positives for JFIN are generous shareholder capital returns and favorable loan facilitation volume guidance. Jiayin Group's major negatives are associated with its future profitability expectations and the increase in delinquency rates for specific outstanding loans towards the end of last year. I leave my Hold rating for JFIN unchanged, considering the balanced risk-reward that is reflected in the different positive and negative factors. Read the full article on Seeking Alpha
New Risk • Apr 01New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Continuous dividend paying years: 1 Dividend yield: 12% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (24% net profit margin).
お知らせ • Mar 29Jiayin Group Inc. to Declare and Distribute Recurring Cash Dividend Semi-Annually for Year 2024Jiayin Group Inc. to declare and distribute a recurring cash dividend semi-annually for year 2024. In 2024, the Company will continue to declare and distribute a recurring cash dividend semi-annually. The determination to make dividend distributions and the exact amount of such distributions in any particular six-month period will be based upon the Company’s operations and financial conditions, and other relevant factors, and subject to adjustment and determination by the Board.
Reported Earnings • Mar 28Full year 2023 earnings released: EPS: CN¥24.26 (vs CN¥21.92 in FY 2022)Full year 2023 results: EPS: CN¥24.26 (up from CN¥21.92 in FY 2022). Revenue: CN¥5.47b (up 67% from FY 2022). Net income: CN¥1.30b (up 10.0% from FY 2022). Profit margin: 24% (down from 36% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Mar 22Jiayin Group Inc. to Report Q4, 2023 Results on Mar 28, 2024Jiayin Group Inc. announced that they will report Q4, 2023 results Pre-Market on Mar 28, 2024
分析記事 • Mar 14Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% BounceDespite an already strong run, Jiayin Group Inc. ( NASDAQ:JFIN ) shares have been powering on, with a gain of 26% in...
分析記事 • Mar 07Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Seeking Alpha • Jan 18Jiayin Group: High Dividends Meet Fintech InnovationSummary Jiayin Group is a leading AI-driven fintech platform in China, transitioning from P2P lending to institutional loan facilitation. The company's business model focuses on AI and fintech for enhanced risk control, utilizing big data analytics and proprietary risk assessment models. JFIN has experienced skyrocketing growth through partnerships with institutional investors and is expanding its international operations, particularly in Nigeria and Indonesia. Jiayin Group declared a high 11.5% dividend yield for 2023 with bi-annual payouts, totaling $0.80 per share, reflecting its strong financial position and commitment to shareholder returns. Read the full article on Seeking Alpha
Upcoming Dividend • Jan 12Inaugural dividend of US$0.38 per shareEligible shareholders must have bought the stock before 18 January 2024. Payment date: 31 January 2024. This is the first dividend for Jiayin Group since going public. The average dividend yield among industry peers is 2.0%.
お知らせ • Jan 08Jiayin Group Inc. Announces Cash Dividend, Payable on or Around January 24, 2024 and for ADS Holders Payable on or Around January 31, 2024Jiayin Group Inc. announced that its board of directors approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share. The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on January 19, 2024 will be entitled to these dividends. These shareholders, including Citibank, N.A., the depositary of ADS program, are expected to receive the payments of dividends on or around January 24, 2024. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around January 31, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 21.2 million.
Recent Insider Transactions Derivative • Dec 07Chief Risk Officer & Director notifies of intention to sell stockYifang Xu intends to sell 120k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of December. If the sale is conducted around the recent share price of US$5.27, it would amount to US$632k. Since March 2023, Yifang has owned 808.85k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.
分析記事 • Nov 24Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of InvestorsThe excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Reported Earnings • Nov 24Third quarter 2023 earnings released: EPS: CN¥6.06 (vs CN¥4.61 in 3Q 2022)Third quarter 2023 results: EPS: CN¥6.06 (up from CN¥4.61 in 3Q 2022). Revenue: CN¥1.47b (up 64% from 3Q 2022). Net income: CN¥323.8m (up 31% from 3Q 2022). Profit margin: 22% (down from 28% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
お知らせ • Nov 23Jiayin Group Inc. Approves Cash DividendOn November 22, 2023, the board of directors of Jiayin Group Inc. approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share (ADS). The dividend record date will be determined and announced in due course by the Company.
お知らせ • Nov 14Jiayin Group Inc. to Report Q3, 2023 Results on Nov 22, 2023Jiayin Group Inc. announced that they will report Q3, 2023 results Pre-Market on Nov 22, 2023
Recent Insider Transactions Derivative • Sep 04VP of Finance & Director notifies of intention to sell stockLibin Wang intends to sell 119k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of September. If the sale is conducted around the recent share price of US$5.66, it would amount to US$671k. Since March 2023, Libin has owned 609.47k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.
Reported Earnings • Aug 22Second quarter 2023 earnings released: EPS: CN¥6.10 (vs CN¥4.70 in 2Q 2022)Second quarter 2023 results: EPS: CN¥6.10 (up from CN¥4.70 in 2Q 2022). Revenue: CN¥1.28b (up 57% from 2Q 2022). Net income: CN¥326.4m (up 28% from 2Q 2022). Profit margin: 26% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Aug 16Now 20% undervaluedOver the last 90 days, the stock is up 1.5%. The fair value is estimated to be US$6.83, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has grown by 61%.
お知らせ • Aug 11Jiayin Group Inc. to Report Q2, 2023 Results on Aug 21, 2023Jiayin Group Inc. announced that they will report Q2, 2023 results Pre-Market on Aug 21, 2023
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 38%After last week's 38% share price gain to US$7.35, the stock trades at a trailing P/E ratio of 2.1x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 87% over the past three years.
お知らせ • Jul 11Jiayin Group Inc. Announces Cash Dividend, Payable on or Around August 2, 2023 and for ADS Holders Payable on or Around August 16, 2023Jiayin Group Inc. announced that its board of directors approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share (ADS). The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on July 28, 2023 (U.S. Eastern Daylight Time) will be entitled to these dividends. These shareholders, including Citibank, N.A., the depositary of ADS program (the Depositary), are expected to receive the payments of dividends on or around August 2, 2023. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around August 16, 2023, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 21.5 million.
分析記事 • Jul 02Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
New Risk • Jun 16New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Recent Insider Transactions Derivative • Jun 12VP of Finance & Director notifies of intention to sell stockLibin Wang intends to sell 85k shares in the next 90 days after lodging an Intent To Sell Form on the 12th of June. If the sale is conducted around the recent share price of US$6.30, it would amount to US$538k. Since March 2023, Libin has owned 609.47k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.
Reported Earnings • Jun 09First quarter 2023 earnings released: EPS: CN¥5.24 (vs CN¥2.68 in 1Q 2022)First quarter 2023 results: EPS: CN¥5.24 (up from CN¥2.68 in 1Q 2022). Revenue: CN¥1.12b (up 120% from 1Q 2022). Net income: CN¥279.7m (up 93% from 1Q 2022). Profit margin: 25% (down from 28% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jun 02Investor sentiment improves as stock rises 31%After last week's 31% share price gain to US$6.30, the stock trades at a trailing P/E ratio of 2x. Average trailing P/E is 6x in the Consumer Finance industry in the US. Total returns to shareholders of 180% over the past three years.
お知らせ • May 23Jiayin Group Inc. to Report Q1, 2023 Results on Jun 08, 2023Jiayin Group Inc. announced that they will report Q1, 2023 results Pre-Market on Jun 08, 2023
Reported Earnings • Mar 31Full year 2022 earnings released: EPS: CN¥22.12 (vs CN¥8.74 in FY 2021)Full year 2022 results: EPS: CN¥22.12 (up from CN¥8.74 in FY 2021). Revenue: CN¥3.27b (up 84% from FY 2021). Net income: CN¥1.18b (up 150% from FY 2021). Profit margin: 36% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
分析記事 • Feb 11Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Reported Earnings • Nov 24Third quarter 2022 earnings released: EPS: CN¥4.61 (vs CN¥2.38 in 3Q 2021)Third quarter 2022 results: EPS: CN¥4.61 (up from CN¥2.38 in 3Q 2021). Revenue: CN¥894.3m (up 55% from 3Q 2021). Net income: CN¥248.1m (up 93% from 3Q 2021). Profit margin: 28% (up from 22% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings.
Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • Nov 15Jiayin Group Inc. to Report Q3, 2022 Results on Nov 23, 2022Jiayin Group Inc. announced that they will report Q3, 2022 results Pre-Market on Nov 23, 2022
Reported Earnings • Aug 18Second quarter 2022 earnings released: EPS: CN¥4.70 (vs CN¥2.35 in 2Q 2021)Second quarter 2022 results: EPS: CN¥4.70 (up from CN¥2.35 in 2Q 2021). Revenue: CN¥811.6m (up 65% from 2Q 2021). Net income: CN¥253.9m (up 100% from 2Q 2021). Profit margin: 31% (up from 26% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 40% per year, which means it is significantly lagging earnings.
Seeking Alpha • Aug 18Jiayin Group GAAP EPS of $0.18, revenue of $121.2MJiayin Group press release (NASDAQ:JFIN): Q2 GAAP EPS of $0.18. Revenue of $121.2M (+64.9% Y/Y). Loan origination volume was RMB13.5 billion (US$2.0 billion), representing an increase of 138.4% from the same period of 2021. Average borrowing amount per borrowing was RMB8,939 (US$1,335), representing an increase of 49.4% from the same period of 2021. Repeat borrowing rate was 67.8%, compared with repeat borrowing rate of 72.4% in the same period of 2021.
Valuation Update With 7 Day Price Move • Aug 17Investor sentiment improved over the past weekAfter last week's 24% share price gain to US$2.98, the stock trades at a trailing P/E ratio of 2.1x. Average trailing P/E is 5x in the Consumer Finance industry in the US. Total loss to shareholders of 77% over the past three years.
お知らせ • Aug 12Jiayin Group Inc. to Report Q2, 2022 Results on Aug 18, 2022Jiayin Group Inc. announced that they will report Q2, 2022 results Pre-Market on Aug 18, 2022
お知らせ • Jun 17Jiayin Group Inc. (NasdaqGM:JFIN) announces an Equity Buyback for $10 million worth of its shares.Jiayin Group Inc. (NasdaqGM:JFIN) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. The program will continue for 12 months.
Reported Earnings • Jun 10First quarter 2022 earnings released: EPS: CN¥2.68 (vs CN¥1.73 in 1Q 2021)First quarter 2022 results: EPS: CN¥2.68 (up from CN¥1.73 in 1Q 2021). Revenue: CN¥511.2m (up 49% from 1Q 2021). Net income: CN¥144.7m (up 55% from 1Q 2021). Profit margin: 28% (up from 27% in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
お知らせ • Jun 02Jiayin Group Inc. to Report Q1, 2022 Results on Jun 08, 2022Jiayin Group Inc. announced that they will report Q1, 2022 results Pre-Market on Jun 08, 2022
お知らせ • May 10Jiayin Group Inc. Announces CFO ChangesJiayin Group Inc. announced Mr. Chunlin Fan has rejoined the Company as Chief Financial Officer, effective from May 5, 2022. Ms. Bei Bai and Ms. Jin Chen, who have served as the Co-Chief Financial Officers of the Company since January 8, 2021, will step down from such roles and continue serving the Company as Senior Financial Controller and Senior Investment and Finance Director, respectively, effective from May 5, 2022. Mr. Fan previously served as the Company’s Chief Financial Officer from January 2016 to January 2021. Prior to rejoining the Company, Mr. Fan worked as the Chief Financial Officer of LinkDoc Techology Limited from January 2021 to March 2022. Mr. Fan worked as the Chief Financial Officer and leader of the strategic development department at Shanghai Richtech Engineering Co. Ltd. from 2014 to 2016. Mr. Fan also served a wide range of international corporations including Microsoft, Nomura, Macquarie, ICBCI, Deloitte and Shenyin & Wanguo Investment Co. Ltd.
Price Target Changed • Apr 27Price target increased to US$12.00Up from US$10.40, the current price target is provided by 1 analyst. New target price is 500% above last closing price of US$2.00. Stock is down 71% over the past year. The company posted earnings per share of CN¥8.74 last year.
Board Change • Apr 27Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Founder, Chairman & CEO Dinggui Yan is the most experienced director on the board, commencing their role in 2015. Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.
Reported Earnings • Apr 01Full year 2021 earnings released: EPS: CN¥8.74 (vs CN¥4.68 in FY 2020)Full year 2021 results: EPS: CN¥8.74 (up from CN¥4.68 in FY 2020). Revenue: CN¥1.78b (up 37% from FY 2020). Net income: CN¥472.1m (up 87% from FY 2020). Profit margin: 27% (up from 20% in FY 2020). Over the next year, revenue is forecast to grow 44%, compared to a 14% growth forecast for the industry in the US.
Valuation Update With 7 Day Price Move • Mar 22Investor sentiment improved over the past weekAfter last week's 28% share price gain to US$2.54, the stock trades at a trailing P/E ratio of 2x. Average forward P/E is 7x in the Consumer Finance industry in the US. Total loss to shareholders of 75% over the past year.
Valuation Update With 7 Day Price Move • Dec 02Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to US$3.12, the stock trades at a trailing P/E ratio of 2.5x. Average forward P/E is 7x in the Consumer Finance industry in the US. Total loss to shareholders of 5.7% over the past year.
Reported Earnings • Nov 26Third quarter 2021 earnings: EPS in line with expectations, revenues disappointThird quarter 2021 results: EPS: CN¥2.38 (up from CN¥1.59 in 3Q 2020). Revenue: CN¥577.1m (up 44% from 3Q 2020). Net income: CN¥128.4m (up 49% from 3Q 2020). Profit margin: 22% (in line with 3Q 2020). Revenue missed analyst estimates by 1.4%. Over the next year, revenue is forecast to grow 67%, compared to a 13% growth forecast for the industry in the US.
Valuation Update With 7 Day Price Move • Sep 28Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$4.40, the stock trades at a trailing P/E ratio of 3.9x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 47% over the past year.
Valuation Update With 7 Day Price Move • Sep 14Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to US$3.82, the stock trades at a trailing P/E ratio of 4.4x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 50% over the past year.
Reported Earnings • Aug 27Second quarter 2021 earnings released: EPS CN¥2.35 (vs CN¥0.75 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥492.2m (up 101% from 2Q 2020). Net income: CN¥126.8m (up 212% from 2Q 2020). Profit margin: 26% (up from 17% in 2Q 2020). The increase in margin was driven by higher revenue.
Valuation Update With 7 Day Price Move • Aug 25Investor sentiment improved over the past weekAfter last week's 34% share price gain to US$4.97, the stock trades at a trailing P/E ratio of 5.7x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 42% over the past year.
Valuation Update With 7 Day Price Move • Jul 29Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to CN¥3.99, the stock trades at a trailing P/E ratio of 4.6x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 15% over the past year.
Valuation Update With 7 Day Price Move • Jun 17Investor sentiment deteriorated over the past weekAfter last week's 21% share price decline to CN¥5.43, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total returns to shareholders of 2.5% over the past year.
Recent Insider Transactions Derivative • Jun 14Founder notifies of intention to sell stockDinggui Yan intends to sell 2m shares in the next 90 days after lodging an Intent To Sell Form on the 14th of June. If the sale is conducted around the recent share price of US$6.48, it would amount to US$13m. Since December 2020, Dinggui has owned 29.00m shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months.
Reported Earnings • Jun 09First quarter 2021 earnings released: EPS CN¥1.73 (vs CN¥0.75 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CN¥343.1m (up 9.4% from 1Q 2020). Net income: CN¥93.2m (up 130% from 1Q 2020). Profit margin: 27% (up from 13% in 1Q 2020). The increase in margin was primarily driven by higher revenue.
Valuation Update With 7 Day Price Move • May 13Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to CN¥5.01, the stock trades at a trailing P/E ratio of 6.9x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 160% over the past year.
Reported Earnings • May 04Full year 2020 earnings released: EPS CN¥4.68 (vs CN¥10.03 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥1.30b (down 42% from FY 2019). Net income: CN¥252.9m (down 52% from FY 2019). Profit margin: 20% (down from 24% in FY 2019). The decrease in margin was driven by lower revenue.
Valuation Update With 7 Day Price Move • Apr 16Investor sentiment deteriorated over the past weekAfter last week's 33% share price decline to CN¥5.66, the stock trades at a trailing P/E ratio of 7.9x. Average forward P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 102% over the past year.
Reported Earnings • Apr 11Full year 2020 earnings released: EPS CN¥4.68 (vs CN¥10.03 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥1.30b (down 42% from FY 2019). Net income: CN¥252.9m (down 52% from FY 2019). Profit margin: 20% (down from 24% in FY 2019). The decrease in margin was driven by lower revenue.
Valuation Update With 7 Day Price Move • Mar 16Investor sentiment improved over the past weekAfter last week's 24% share price gain to CN¥4.56, the stock trades at a trailing P/E ratio of 7.6x, up from the previous P/E ratio of 6.1x. Average P/E is 13x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 178%.
分析記事 • Mar 03What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?If you want to know who really controls Jiayin Group Inc. ( NASDAQ:JFIN ), then you'll have to look at the makeup of...
Valuation Update With 7 Day Price Move • Feb 20Investor sentiment improved over the past weekAfter last week's 22% share price gain to CN¥5.61, the stock is trading at a trailing P/E ratio of 9.3x, up from the previous P/E ratio of 7.6x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 103%.
お知らせ • Feb 10Jiayin Group Inc. Announces Changes in ManagementJiayin Group Inc. announced that Mr. Jiong Feng has resigned from his position as the Company’s Chief Technology Officer due to personal reasons, effective from February 8, 2021. The Company has appointed Mr. Chongxian Bai, the current Vice President of Technology Operations, as the new Chief Technology Officer, effective from February 8, 2021. Mr. Chongxian Bai has over 15 years of technology leadership experience in internet, virtual reality and financial services. He joined Jiayin in 2013 and led the development of the microservices architecture and information security system, which provided efficient and stable technical support for the Company. Prior to joining the Company, Mr. Bai had held senior technology roles at well-known foreign companies such as Toshiba, NEC, and IBM since 2004. Mr. Bai graduated from Beijing University of Chemical Technology, majoring in electronic information engineering.
Executive Departure • Feb 10Chief Technology Officer has left the companyOn the 8th of February, Jiong Feng's tenure in the role of Chief Technology Officer ended. We don't have any record of a personal shareholding under Jiong's name. A total of 2 executives have left over the last 12 months.
Is New 90 Day High Low • Feb 10New 90-day high: US$4.11The company is up 50% from its price of US$2.74 on 11 November 2020. The American market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 20% over the same period.
Valuation Update With 7 Day Price Move • Feb 06Investor sentiment improved over the past weekAfter last week's 20% share price gain to CN¥4.02, the stock is trading at a trailing P/E ratio of 6.6x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 33%.
お知らせ • Jan 09Jiayin Group Inc. Announces Executive ChangesJiayin Group Inc. announced that Mr. Chunlin Fan tendered his resignation from the position as the Company’s Chief Financial Officer due to personal reasons, effective from January 8, 2021. Ms. Bei Bai, the current Financial Controller of the Company, and Ms. Jin Chen, the current Investment and Finance Director of the Company, have been appointed as the Co-Chief Financial Officers of the Company, effective from January 8, 2021. Ms. Bai, the current Financial Controller, joined the Company as the Director of Investor Relations in August 2018. Prior to joining the Company, Ms. Bai held various positions at PricewaterhouseCoopers Zhong Tian LLP, Shanghai Branch from 2006 to 2018, including manager and senior manager. Ms. Bai is also a member of Chinese Institute of Certified Public Accountants and American Institute of Certified Public Accountants. Ms. Chen joined the Company as the Investment and Finance Director in September 2019. Prior to joining the Company, Ms. Chen served as a coverage banker of TMT sector at Citibank (China) Co. Ltd. from 2011 to 2017, leading various capital market deals and launching global finance solutions for Chinese tech giants.
Valuation Update With 7 Day Price Move • Dec 10Market bids up stock over the past weekAfter last week's 18% share price gain to CN¥3.91, the stock is trading at a trailing P/E ratio of 6.5x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past year is a loss of 33%.
Is New 90 Day High Low • Dec 04New 90-day high: US$4.10The company is up 47% from its price of US$2.79 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 22% over the same period.
分析記事 • Dec 03Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?If you want to know who really controls Jiayin Group Inc. ( NASDAQ:JFIN ), then you'll have to look at the makeup of...
Analyst Estimate Surprise Post Earnings • Dec 03Revenue beats expectationsRevenue exceeded analyst estimates by 57%. Over the next year, revenue is forecast to grow 2.4%, compared to a 38% growth forecast for the Consumer Finance industry in the US.
Recent Insider Transactions Derivative • Nov 27Founder notifies of intention to sell stockDinggui Yan intends to sell roughly 2.00m shares in the next 90 days after lodging an Intent To Sell Form on the 25th of November. If the sale is conducted around the recent share price of US$2.72, it would amount to US$5.4m. Since December 2019, Dinggui's direct individual holding has increased from 29.00m shares to 36.80m. There have been no trades via on-market transactions or options from company insiders in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 25Market bids up stock over the past weekAfter last week's 16% share price gain to CN¥3.39, the stock is trading at a trailing P/E ratio of 6.5x, up from the previous P/E ratio of 5.6x. This compares to an average P/E of 11x in the Consumer Finance industry in the US. Total return to shareholders over the past year is a loss of 55%.
お知らせ • Nov 24Jiayin Group Inc. to Report Q3, 2020 Results on Nov 30, 2020Jiayin Group Inc. announced that they will report Q3, 2020 results on Nov 30, 2020
お知らせ • Aug 21Jiayin Group Inc. to Report Q2, 2020 Results on Sep 02, 2020Jiayin Group Inc. announced that they will report Q2, 2020 results at 9:00 AM, China Standard Time on Sep 02, 2020
