Provident Financial Services（PFS）株式概要
プロビデント・ファイナンシャル・サービシズ・インクはプロビデント銀行の銀行持株会社として、米国の個人、家族、企業向けに様々な銀行商品やサービスを提供している。 詳細
PFS Community Fair Values
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Analyst Price Targets
Provident Financial Services, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$23.06 |
| 52週高値 | US$25.49 |
| 52週安値 | US$17.69 |
| ベータ | 0.77 |
| 1ヶ月の変化 | -2.74% |
| 3ヶ月変化 | 0.22% |
| 1年変化 | 15.88% |
| 3年間の変化 | 51.61% |
| 5年間の変化 | 0.87% |
| IPOからの変化 | 48.77% |
最新ニュース
Recent updates
Seeking Alpha • Aug 03
Provident Financial Services: Moderate Upside Given Potential Credit Resolution
Summary Provident Financial Services remains a 'Hold' after strong Q2 results and a 25% stock gain over the past year. PFS benefits from robust loan growth, successful Lakeland integration, and expanding fee income but faces rising deposit costs and competitive funding pressures. Credit quality is solid with low charge-offs and manageable NPLs; reserve coverage appears sufficient even with senior housing exposure. Guidance implies high-end loan growth and modest NIM expansion; valuation suggests ~8% upside, supporting a market-performer view. Read the full article on Seeking Alpha
ナラティブ更新 • Jul 31
PFS: Net Interest Margins And Operating Leverage Will Shape Future Returns
Analysts have raised the implied fair value for Provident Financial Services to about $27.42 from $25. They cite higher Street price targets in the $24 to $30 range, supported by stronger than expected net interest income, loan growth, and positive operating leverage.ナラティブ更新 • Jun 18
PFS: Net Interest Margins And Selective Deals Will Shape Future Returns
Analysts have trimmed their fair value estimate for Provident Financial Services stock from $25.20 to $25.00, reflecting updated price targets and expectations around future profitability and P/E assumptions. Analyst Commentary Recent commentary on Provident Financial Services highlights a mix of optimism about earnings potential and caution around how those earnings will ultimately support the current valuation and fair value estimates.分析記事 • Jun 17
Provident Financial Services (PFS) Stock Could Be 8.1% Undervalued on Its Digital Banking Story
Why Provident Financial Services Stock Is On Investors’ Radar Provident Financial Services (PFS) has drawn fresh attention after a period of solid share price gains, with the stock up 7.9% over the past month and 15.0% over the past 3 months. See our latest analysis for Provident Financial Services. Beyond the recent monthly gains, Provident Financial Services has delivered a 17.2% year to date share price return and a 51.8% total shareholder return over the past year. This points to building...ナラティブ更新 • Jun 04
PFS: Net Interest Margin Expansion And Cost Discipline Will Support Future Returns
Analysts have lifted their price target on Provident Financial Services by $1 to $25, citing expectations for steady profitability, gradual net interest margin gains of roughly 4 to 5 basis points per quarter, solid expense control, and an entry valuation around 8.2x the 2026 P/E with an estimated dividend yield near 4.5%. Analyst Commentary Bullish Takeaways Bullish analysts highlight the raised US$25 price target as reflecting confidence that the stock’s current valuation around 8.2x estimated 2026 P/E leaves room for upside if the company meets execution goals.ナラティブ更新 • May 08
PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns
Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.ナラティブ更新 • Apr 21
PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns
Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.ナラティブ更新 • Apr 07
PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside
The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.ナラティブ更新 • Mar 24
PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside
Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.ナラティブ更新 • Mar 10
PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook
Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.ナラティブ更新 • Feb 23
PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook
Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.ナラティブ更新 • Feb 08
PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside
Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.分析記事 • Feb 01
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 27th of...ナラティブ更新 • Jan 25
PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained
Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.ナラティブ更新 • Jan 10
PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside
Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).ナラティブ更新 • Dec 24
PFS: Improving Credit Quality Will Drive Future Earnings Upside
Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.ナラティブ更新 • Dec 10
PFS: Improving Credit Quality Will Drive Future Upside Potential
Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.ナラティブ更新 • Nov 26
PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum
Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.ナラティブ更新 • Nov 07
PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead
Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.分析記事 • Nov 03
Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24
The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 28th of...ナラティブ更新 • Oct 22
Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion
Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.分析記事 • Jul 28
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of August. This means the...Seeking Alpha • Feb 17
Provident Financial Services: Reported Earnings Could Almost Double In 2025
Summary Provident Financial Services is a U.S. regional bank focused on mortgage lending in New Jersey, Pennsylvania, and New York. The bank's Q4 2024 results reflected the final costs of the merger with Lakeland Bancorp. Looking ahead to 2025, the bank expects no additional merger costs and a stable net interest margin. Coupled with loan growth and operational synergies, this should result in earnings close to $2.00/share, earning PFS a Buy rating. PFS boasts low credit costs and a high capital buffer. As such, the main risk in the investment case remains the effect on the net interest margin from Fed policy normalization. Read the full article on Seeking Alpha分析記事 • Nov 02
Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of November. Based on this...
新しいナラティブ • Sep 24
The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability
The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.株主還元
| PFS | US Banks | US 市場 | |
|---|---|---|---|
| 7D | -1.0% | -3.6% | -0.2% |
| 1Y | 15.9% | 11.3% | 12.1% |
業界別リターン: PFS過去 1 年間で11.3 % の収益を上げたUS Banks業界を上回りました。
リターン対市場: PFS過去 1 年間で12.1 % の収益を上げたUS市場を上回りました。
価格変動
| PFS volatility | |
|---|---|
| PFS Average Weekly Movement | 2.7% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.1% |
| 10% least volatile stocks in US Market | 2.9% |
安定した株価: PFS 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: PFSの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1839 | 1,842 | Tony Labozzetta | www.provident.bank |
プロビデント・ファイナンシャル・サービシズ社はプロビデント銀行の銀行持株会社として、米国の個人、家族、企業向けに様々な銀行商品やサービスを提供している。預金商品には、普通預金、当座預金、利付当座預金、マネーマーケット預金、譲渡性預金口座、IRA商品などがある。ローン・ポートフォリオには、集合住宅、小売・工業用不動産、オフィスビルなどの不動産を担保とする商業用不動産ローン、商業用ビジネスローン、1～4世帯住宅用不動産を担保とする固定金利および変動金利モーゲージローン、住宅用モーゲージローン、商業用建設ローン、ホーム・エクイティ・ローン、ホーム・エクイティ・ライン・オブ・クレジット、パーソナル・ローン、無担保ライン・オブ・クレジット、自動車・レクリエーショナル・ビークル・ローンなどの消費者ローンがある。また、キャッシュ・マネジメント、リモート・デポジット・キャプチャー、ペイロール・オリジネーション、エスクロー口座管理、オンラインおよびモバイル・バンキング・サービス、ビジネス・クレジットカードも提供している。さらに、投資管理、信託・財産管理、ファイナンシャル・プランニング、税務コンプライアンス・プランニングからなるウェルス・マネジメント・サービス、保険代理店業務も提供している。さらに、年金などの保険・投資商品の販売、差し押さえにより取得した不動産物件の管理・販売も行っている。同社は1839年に設立され、ニュージャージー州ジャージーシティに本社を置いている。
Provident Financial Services, Inc. 基礎のまとめ
| PFS 基礎統計学 | |
|---|---|
| 時価総額 | US$3.01b |
| 収益（TTM） | US$312.72m |
| 売上高(TTM) | US$894.28m |
9.6x
PER（株価収益率1.0x
PBR（株価純資産倍率PFS は割高か？
公正価値と評価分析を参照収益と収入
| PFS 損益計算書（TTM） | |
|---|---|
| 収益 | US$894.28m |
| 売上原価 | US$0 |
| 売上総利益 | US$894.28m |
| その他の費用 | US$581.56m |
| 収益 | US$312.72m |
直近の収益報告
Jun 30, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 2.40 |
| グロス・マージン | 100.00% |
| 純利益率 | 34.97% |
| 有利子負債／自己資本比率 | 100.7% |
PFS の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
4.2%
現在の配当利回り20%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/09/20 08:57 |
| 終値 | 2026/09/18 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Provident Financial Services, Inc. 6 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。11
| アナリスト | 機関 |
|---|---|
| Jacob Civiello | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Feddie Strickland | Hovde Group, LLC |