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OFG BancorpNYSE:OFG 株式レポート

時価総額 US$2.1b
株価
n/a
1Y11.1%
7D0.6%
1D-1.3%
ポートフォリオ価値
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OFG Bancorp

NYSE:OFG 株式レポート

時価総額:US$2.1b

OFG Bancorp(OFG)株式概要

金融持株会社であるOFGバンコープは、米国で様々な銀行・金融サービスを提供しています。 詳細

OFG ファンダメンタル分析
スノーフレーク・スコア
評価5/6
将来の成長0/6
過去の実績3/6
財務の健全性6/6
配当金3/6

OFG Community Fair Values

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OFG Bancorp 競合他社

価格と性能

株価の高値、安値、推移の概要OFG Bancorp
過去の株価
現在の株価US$49.48
52週高値US$50.66
52週安値US$35.71
ベータ0.71
1ヶ月の変化6.94%
3ヶ月変化18.63%
1年変化11.12%
3年間の変化82.72%
5年間の変化126.56%
IPOからの変化3,779.72%

最新ニュース

ナラティブの更新 Jun 17

OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price

Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.
Seeking Alpha Jun 03

OFG Bancorp: Further Progress Is Needed To Justify An Upgrade

Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking Alpha
ナラティブの更新 Jun 02

OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk

Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.

Recent updates

ナラティブの更新 Jun 17

OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price

Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.
Seeking Alpha Jun 03

OFG Bancorp: Further Progress Is Needed To Justify An Upgrade

Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking Alpha
ナラティブの更新 Jun 02

OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk

Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.
ナラティブの更新 Apr 28

OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance

OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.
ナラティブの更新 Apr 12

OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance

Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.
ナラティブの更新 Mar 28

OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance

Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.
ナラティブの更新 Mar 13

OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance

Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.
ナラティブの更新 Feb 27

OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook

Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.
ナラティブの更新 Feb 13

OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings

Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.
分析記事 Feb 01

OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35

OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...
ナラティブの更新 Jan 30

OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside

Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.
ナラティブの更新 Jan 15

OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns

Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.
分析記事 Mar 20

OFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...
Seeking Alpha Feb 08

OFG Bancorp: The Picture Looks Better Than I Previously Thought

Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking Alpha
Seeking Alpha Jan 29

OFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook

Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
User avatar
新しいナラティブ Oct 20

Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges

The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.
Seeking Alpha Oct 15

OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate

Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking Alpha
分析記事 Oct 14

Do OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
分析記事 Jul 03

Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...

株主還元

OFGUS BanksUS 市場
7D0.6%1.0%1.6%
1Y11.1%18.7%18.6%

業界別リターン: OFG過去 1 年間で18.7 % の収益を上げたUS Banks業界を下回りました。

リターン対市場: OFGは、過去 1 年間で18.6 % のリターンを上げたUS市場を下回りました。

価格変動

Is OFG's price volatile compared to industry and market?
OFG volatility
OFG Average Weekly Movement3.2%
Banks Industry Average Movement3.3%
Market Average Movement7.3%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.2%

安定した株価: OFG 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。

時間の経過による変動: OFGの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。

会社概要

設立従業員CEO(最高経営責任者ウェブサイト
19642,181Jos Fernándezwww.ofgbancorp.com

OFGバンコープは金融持株会社で、米国で様々な銀行・金融サービスを提供している。3つのセグメントで事業を展開している:バンキング、ウェルス・マネジメント、トレジャリー。同社は普通預金口座、譲渡性預金口座、個人退職年金口座、商業用無利息・有利子当座預金口座、定期預金商品、法人信託サービスを提供している。また、商業ローン、自動車ローン、住宅ローン、個人ローン、住宅用ソーラーパネル・ローン、クレジットカード、クレジットライン、その他のローンなどの消費者ローン、モーゲージ・バンキング・サービス、ローンの販売および証券化活動、証券仲介、保険代理店、キャプティブ再保険、信託サービス、その他の金融サービスから成るウェルス・マネジメント活動、および税制優遇のある債券、投資信託、株式、債券などの様々な投資代替商品を個人および機関投資家に提供している。また、住宅ローン担保証券、米国政府支援機関の債務、米国財務省証券、金融市場商品でポートフォリオを構成し、投資有価証券の購入・売却、金利リスク管理、デリバティブ、借入などの資産・負債管理業務を行っている。同社は1964年に設立され、プエルトリコのサンフアンに本社を置く。

OFG Bancorp 基礎のまとめ

OFG Bancorp の収益と売上を時価総額と比較するとどうか。
OFG 基礎統計学
時価総額US$2.09b
収益(TTM)US$213.47m
売上高(TTM)US$634.53m
9.8x
PER(株価収益率
1.5x
PBR(株価純資産倍率

収益と収入

最新の決算報告書(TTM)に基づく主な収益性統計
OFG 損益計算書(TTM)
収益US$634.53m
売上原価US$0
売上総利益US$634.53m
その他の費用US$421.06m
収益US$213.47m

直近の収益報告

Mar 31, 2026

次回決算日

Jul 21, 2026

一株当たり利益(EPS)5.05
グロス・マージン100.00%
純利益率33.64%
有利子負債/自己資本比率40.7%

OFG の長期的なパフォーマンスは?

過去の実績と比較を見る

配当金

2.8%
現在の配当利回り
26%
配当性向

OFG 配当は確実ですか?

OFG 配当履歴とベンチマークを見る
OFG 、いつまでに購入すれば配当金を受け取れますか?
OFG Bancorp 配当日
配当落ち日Jun 30 2026
配当支払日Jul 15 2026
配当落ちまでの日数7 days
配当支払日までの日数8 days

OFG 配当は確実ですか?

OFG 配当履歴とベンチマークを見る

企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/07/06 17:19
終値2026/07/02 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

OFG Bancorp 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。10

アナリスト機関
Joseph GladueB. Riley Securities, Inc.
Taylor BrodarickGuggenheim Securities, LLC
Kenneth UsdinJefferies LLC