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First Commonwealth Financial CorporationNYSE:FCF 株式レポート

時価総額 US$1.9b
株価
US$18.60
US$20.83
10.7% 割安 内在価値ディスカウント
1Y20.5%
7D3.0%
1D
ポートフォリオ価値
​
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First Commonwealth Financial Corporation

NYSE:FCF 株式レポート

時価総額：US$1.9b

First Commonwealth Financial（FCF）株式概要

金融持株会社であるファースト・コモンウェルス・ファイナンシャル・コーポレーションは、米国で様々な消費者・商業向け銀行商品やサービスを提供している。 詳細

FCF ファンダメンタル分析
スノーフレーク・スコア
評価4/6
将来の成長1/6
過去の実績4/6
財務の健全性6/6
配当金4/6

報酬

当社が推定した公正価値より49.3%で取引されている

収益は年間12.63%増加すると予測されています

過去5年間の収益は年間5%増加しました。

2.9%の安定した配当金を支払う

リスク分析

過去3か月間に大規模なインサイダー売却が発生


FCF Community Fair Values

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First Commonwealth Financial Corporation 競合他社

価格と性能

株価の高値、安値、推移の概要First Commonwealth Financial
過去の株価
現在の株価US$18.60
52週高値US$19.14
52週安値US$15.00
ベータ0.74
1ヶ月の変化0.54%
3ヶ月変化0.98%
1年変化20.47%
3年間の変化42.64%
5年間の変化22.77%
IPOからの変化302.16%

最新ニュース

ナラティブの更新 • May 15

FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).

Recent updates

ナラティブの更新 • May 15

FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).
ナラティブの更新 • Apr 28

FCF: Stable Assumptions And Fair Pricing Will Guide Balanced Outlook

Analysts have maintained their $20.67 price target for First Commonwealth Financial, citing unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for keeping their outlook steady. Valuation Changes Fair Value: Remains at $20.67, indicating no change in the estimated per share value used in the model.
ナラティブの更新 • Apr 14

FCF: Share Repurchases And Stable Credit Costs Will Shape Balanced Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to about $20.67 from roughly $20.33. This reflects updated assumptions for fair value, revenue growth, profit margin, and future P/E multiples.
ナラティブの更新 • Mar 30

FCF: Expanded Buybacks And Steady Credit Costs Will Support Further Upside

Analysts have kept their average price target for First Commonwealth Financial steady at about $20.33, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin and future P/E. What's in the News First Commonwealth Financial Corporation announced a share repurchase program authorizing the company to buy back up to $25 million of its shares (Buyback Transaction Announcements).
ナラティブの更新 • Mar 16

FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside

Analysts have kept their price target for First Commonwealth Financial effectively unchanged at around $20.33. This reflects steady assumptions on fair value, discount rate, revenue growth, profit margin and a slightly lower future P/E that together support a consistent outlook on the shares.
Seeking Alpha • Mar 15

First Commonwealth Financial: Just Good Enough To Remain Bullish

Summary First Commonwealth Financial remains a 'buy' despite recent share underperformance and slightly elevated valuation multiples. FCF demonstrates strong asset quality, with return on assets at 1.46% and manageable exposure to office real estate loans. Deposit and loan growth continue, though uninsured deposits have risen to 29% and non-performing loans increased to 0.94%. Net interest income and margin improved, aided by lower deposit and borrowing costs, but investors should monitor rising credit risk metrics. Management is forward-looking with their focus on digital innovation, and the company's balance sheet should hold up well for now in the face of interest rate declines. Read the full article on Seeking Alpha
ナラティブの更新 • Mar 02

FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside

Analysts have revised their price target on First Commonwealth Financial slightly lower to about $20.33 from $20.40, reflecting updated assumptions about fair value, discount rate, revenue growth, profit margin, and a modestly lower future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares for $20.83 million, completing a total buyback of 5,101,327 shares (5.07%) for $75.14 million under the program announced on October 26, 2021 (Key Developments).
ナラティブの更新 • Feb 15

FCF: Ongoing Buybacks And Stable Credit Costs Will Support Fair Upside

Analysts have adjusted their price target for First Commonwealth Financial from $20.00 to $20.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) assumptions. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares, for US$20.83 million under the buyback program announced on October 26, 2021.
ナラティブの更新 • Feb 01

FCF: Buybacks And Stable Credit Costs Will Support Measured Upside

Analysts have raised their price target for First Commonwealth Financial from $19.20 to $20.00, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News First Commonwealth Financial completed a share repurchase program announced on October 26, 2021, buying back 5,101,327 shares (5.07%) for $75.14 million.
分析記事 • Jan 31

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.135

The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend on the...
分析記事 • Nov 04

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...
分析記事 • Aug 05

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...
分析記事 • May 05

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135

First Commonwealth Financial Corporation's ( NYSE:FCF ) dividend will be increasing from last year's payment of the...
分析記事 • Apr 23

Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable

Key Insights First Commonwealth Financial will host its Annual General Meeting on 29th of April Salary of US$683.3k is...
Seeking Alpha • Mar 27

First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy

Summary The upcoming acquisition of CenterBank will lead to loan growth of 3% to 4%. Cost savings from the acquisition will curtail non-interest expense growth, while one-time merger-related expenses will lift non-interest expenses. I’m expecting the earnings per share to grow by just 1% to $1.41 in 2025. As of the writing of this report, FCF is offering a price upside of 6.9% and a dividend yield of 3.3%. Read the full article on Seeking Alpha
Seeking Alpha • Dec 12

First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On

Summary First Commonwealth Financial has shown positive growth in deposits and loans, but its stock is more expensive than I'd prefer, leading to a 'hold' rating. The firm's digital strategy and partnerships with fintech companies are promising, with significant increases in digital platform users and transaction volumes. Despite solid net interest income growth in recent years, falling interest rates and recent financial performance pose challenges, impacting net interest income negatively. Relative valuation places First Commonwealth Financial near the cheaper end compared to peers, but absolute valuation and asset quality do not justify a bullish rating. Read the full article on Seeking Alpha
分析記事 • Nov 02

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13

First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.13 on the 22nd of November. This...
分析記事 • Nov 01

First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models

First Commonwealth Financial Corporation ( NYSE:FCF ) last week reported its latest quarterly results, which makes it a...
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新しいナラティブ • Sep 24

Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability

Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.
Seeking Alpha • Sep 20

First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate

Summary Interest rate cuts will boost residential mortgage loans, which will, in turn, lift total loan growth. The net interest margin will likely shrink due to interest rate cuts, promotional rates on time deposits, and the ending of purchase accounting accretion. I’ve reduced the earnings estimate for 2024 to $1.48 as I’ve reduced my loan growth estimate following the first half’s disappointing performance. The December 2024 target price is close to the current stock price. Further, FCF is offering a dividend yield of 3.0%. Read the full article on Seeking Alpha
分析記事 • Jul 30

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13

The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.13...
分析記事 • Jul 26

First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75

It's been a pretty great week for First Commonwealth Financial Corporation ( NYSE:FCF ) shareholders, with its shares...
Seeking Alpha • Apr 22

First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook

Summary Loan growth will receive support from strong regional markets. After rising for the last two years, the margin will likely stabilize this year. The December 2024 target price suggests a high upside from the current market price. Further, the dividend yield is decent at around 3.8%. Read the full article on Seeking Alpha
分析記事 • Feb 03

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.125 per share on...
Seeking Alpha • Feb 01

First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation

Summary FCF recently reported strong quarterly results, beating the market EPS estimate by 12.4% but missing the revenue estimates by 2.5%. It has a 3.75% dividend yield and a safe and consistent dividend history. FCF reported solid Q4 FY23 results with growth in both deposit and loan values. Read the full article on Seeking Alpha
分析記事 • Feb 01

If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Seeking Alpha • Nov 03

First Commonwealth Financial: Q3 2023 Shows Positive Signs

Summary Confidence in regional banks has waned since the failure of SVB, making 2023 a challenging year for them. First Commonwealth's YTD performance is relatively better than peers, with an -11.34% loss. The bank's quarterly performance was not bad, with a high net interest margin, a low cost of deposits, and rewards for shareholders through buybacks and dividends. Read the full article on Seeking Alpha

株主還元

FCFUS BanksUS 市場
7D3.0%3.2%1.0%
1Y20.5%22.4%28.7%

業界別リターン: FCF過去 1 年間で22.4 % のリターンをもたらしたUS Banks業界と一致しました。

リターン対市場: FCFは、過去 1 年間で28.7 % のリターンを上げたUS市場を下回りました。

価格変動

Is FCF's price volatile compared to industry and market?
FCF volatility
FCF Average Weekly Movement2.8%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

安定した株価: FCF 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。

時間の経過による変動: FCFの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。

会社概要

設立従業員CEO（最高経営責任者ウェブサイト
19341,592Mike Pricewww.fcbanking.com

金融持株会社であるファースト・コモンウェルス・ファイナンシャル・コーポレーションは、米国で様々な消費者向けおよび商業向けの銀行商品やサービスを提供している。同社の消費者向けサービスには、インターネット、モバイル、テレフォンバンキング、現金自動預け払い機ネットワーク、個人向け当座預金口座、利子付き当座預金口座、貯蓄・健康貯蓄口座、保険付きマネーマーケット口座、デビットカード、投資証書、固定・変動金利預金証書、住宅ローン、有担保・無担保分割ローン、建設・不動産ローン、貸金庫、クレジットカード、当座貸越保護付きクレジットライン、IRA口座などがある。また、商業用融資およびリース、ビジネス・チェッキング口座、オンライン口座管理サービス、給与振込口座、商業用資金管理サービス、現先取引、ACHオリジネーション・サービスから成る商業用バンキング・サービスも提供している。さらに、ブローカー・ディーラーや保険ブローカーを通じて、各種信託・資産管理サービス、自動車保険、住宅保険、企業保険、定期生命保険商品、年金、投資信託、株式・債券仲介サービスも提供している。さらに、商業用不動産、住宅用不動産、不動産建設ローン、個人向けローン、商業用、金融用、農業用、その他のローンを提供している。同社は1934年に設立され、ペンシルバニア州インディアナに本社を置く。

First Commonwealth Financial Corporation 基礎のまとめ

First Commonwealth Financial の収益と売上を時価総額と比較するとどうか。
FCF 基礎統計学
時価総額US$1.90b
収益（TTM）US$157.15m
売上高(TTM)US$495.72m
12.0x
PER（株価収益率
1.2x
PBR（株価純資産倍率

FCF は割高か？

公正価値と評価分析を参照

収益と収入

最新の決算報告書（TTM）に基づく主な収益性統計
FCF 損益計算書（TTM）
収益US$495.72m
売上原価US$0
売上総利益US$495.72m
その他の費用US$338.57m
収益US$157.15m

直近の収益報告

Mar 31, 2026

次回決算日

該当なし

一株当たり利益（EPS）1.55
グロス・マージン100.00%
純利益率31.70%
有利子負債／自己資本比率10.6%

FCF の長期的なパフォーマンスは？

過去の実績と比較を見る

配当金

2.9%
現在の配当利回り
36%
配当性向

FCF 配当は確実ですか？

FCF 配当履歴とベンチマークを見る
FCF 、いつまでに購入すれば配当金を受け取れますか？
First Commonwealth Financial 配当日
配当落ち日May 08 2026
配当支払日May 22 2026
配当落ちまでの日数16 days
配当支払日までの日数2 days

FCF 配当は確実ですか？

FCF 配当履歴とベンチマークを見る

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/22 12:33
終値2026/05/22 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

First Commonwealth Financial Corporation 6 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。14

アナリスト機関
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Stephen MossB. Riley Securities, Inc.
Kelly MottaKeefe, Bruyette, & Woods