This company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsFlagstar Bancorp（FBC）株式概要As of December 1, 2022, Flagstar Bancorp, Inc. 詳細FBC ファンダメンタル分析スノーフレーク・スコア評価5/6将来の成長1/6過去の実績2/6財務の健全性6/6配当金0/6報酬当社が推定した公正価値より61.4%で取引されている 収益は年間3.05%増加すると予測されています 同業他社や業界と比較して、良好な取引価格 リスク分析過去3か月間に大規模なインサイダー売却が発生 利益率(19.5%)は昨年より低い(29.8%) すべてのリスクチェックを見るFBC Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$37.54該当なし内在価値ディスカウントEst. Revenue$PastFuture02b2016201920222025202620282031Revenue US$1.1bEarnings US$213.3mAdvancedSet Fair ValueView all narrativesFlagstar Bancorp, Inc. 競合他社Fulton FinancialSymbol: NasdaqGS:FULTMarket cap: US$4.1bFirst Financial BancorpSymbol: NasdaqGS:FFBCMarket cap: US$3.2bColumbia FinancialSymbol: NasdaqGS:CLBKMarket cap: US$2.1bCathay General BancorpSymbol: NasdaqGS:CATYMarket cap: US$3.8b価格と性能株価の高値、安値、推移の概要Flagstar Bancorp過去の株価現在の株価US$37.5452週高値US$53.3052週安値US$30.82ベータ1.491ヶ月の変化-3.00%3ヶ月変化-2.34%1年変化-20.85%3年間の変化1.68%5年間の変化-0.56%IPOからの変化-87.13%最新ニュースRecent Insider Transactions • Nov 16Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.Price Target Changed • Nov 16Price target decreased to US$38.00Down from US$41.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$38.80. Stock is down 19% over the past year. The company is forecast to post earnings per share of US$4.79 for next year compared to US$10.10 last year.Recent Insider Transactions • Nov 11Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.Major Estimate Revision • Nov 09Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$802.5m to US$971.1m. EPS estimate unchanged from US$4.79 at last update. Mortgage industry in the US expected to see average net income growth of 3.1% next year. Consensus price target of US$38.00 unchanged from last update. Share price fell 4.8% to US$35.86 over the past week.Seeking Alpha • Nov 07New York Community Bancorp, Flagstar get Fed approval for mergerNew York Community Bancorp (NYSE:NYCB) and Flagstar Bancorp (NYSE:FBC) received Federal Reserve approval for NYCB's acquisition of FBC, the companies announced Monday. The Fed approval marks the last approval needed for the deal to close. The deal is expected to close on Dec. 1, according to a statement. The Fed news comes after the banks received approval from the Office of the Comptroller of the Currency for NYCB's late last month.Valuation Update With 7 Day Price Move • Nov 02Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$38.70, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Mortgage industry in the US. Total returns to shareholders of 8.1% over the past three years.最新情報をもっと見るRecent updatesRecent Insider Transactions • Nov 16Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.Price Target Changed • Nov 16Price target decreased to US$38.00Down from US$41.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$38.80. Stock is down 19% over the past year. The company is forecast to post earnings per share of US$4.79 for next year compared to US$10.10 last year.Recent Insider Transactions • Nov 11Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.Major Estimate Revision • Nov 09Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$802.5m to US$971.1m. EPS estimate unchanged from US$4.79 at last update. Mortgage industry in the US expected to see average net income growth of 3.1% next year. Consensus price target of US$38.00 unchanged from last update. Share price fell 4.8% to US$35.86 over the past week.Seeking Alpha • Nov 07New York Community Bancorp, Flagstar get Fed approval for mergerNew York Community Bancorp (NYSE:NYCB) and Flagstar Bancorp (NYSE:FBC) received Federal Reserve approval for NYCB's acquisition of FBC, the companies announced Monday. The Fed approval marks the last approval needed for the deal to close. The deal is expected to close on Dec. 1, according to a statement. The Fed news comes after the banks received approval from the Office of the Comptroller of the Currency for NYCB's late last month.Valuation Update With 7 Day Price Move • Nov 02Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$38.70, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Mortgage industry in the US. Total returns to shareholders of 8.1% over the past three years.Price Target Changed • Oct 31Price target decreased to US$38.00Down from US$41.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$39.48. Stock is down 18% over the past year. The company is forecast to post earnings per share of US$4.71 for next year compared to US$10.10 last year.Reported Earnings • Oct 26Third quarter 2022 earnings: EPS exceeds analyst expectationsThird quarter 2022 results: EPS: US$1.36 (down from US$2.88 in 3Q 2021). Revenue: US$328.0m (down 32% from 3Q 2021). Net income: US$73.0m (down 52% from 3Q 2021). Profit margin: 22% (down from 31% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.8%. Revenue is expected to decline by 20% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Seeking Alpha • Oct 26Flagstar declares $0.06 dividendFlagstar (NYSE:FBC) declares $0.06/share quarterly dividend, in line with previous. Forward yield 0.73% Payable Nov. 17; for shareholders of record Nov. 7; ex-div Nov. 4. See FBC Dividend Scorecard, Yield Chart, & Dividend Growth.Price Target Changed • Oct 07Price target decreased to US$40.00Down from US$43.33, the current price target is an average from 2 analysts. New target price is 24% above last closing price of US$32.37. Stock is down 40% over the past year. The company is forecast to post earnings per share of US$4.60 for next year compared to US$10.10 last year.Seeking Alpha • Oct 06Deal spread in Flagstar/New York Community widens on widens on report on potential discrimination lawsuitThe spread in N.Y. Community Bancorp's (NYSE:NYCB) planned purchase of Flagstar (NYSE:FBC) widened slightly amid a report that the Dept. of Justice may be considering a lawsuit against Flagtsar over allegations of racial discrimination. The DOJ may be mulling a racial discrimination suit on allegations that the bank's black customers paid more for home loans than others, according to traders, who cited a Capitol Forum report that's circulating. The deal spread widened to $1.81. New York Community (NYCB) agreed to purchase Flagstar (FBC) last April in a $2.6B stock deal at the time. NYCB CEO Thomas Cangemi said in late July during the Q2 earnings call that both sides are fully committed to completing the transaction as soon as possible. Flagstar (FBC) didn't immediately respond to Seeking Alpha email request for comment. The report comes after the DOJ last Wednesday announced an agreement to resolve allegations that Lakeland Bank (LBAI) allegedly engaged in a pattern or practice of lending discrimination by “redlining” in the Newark metropolitan area.Upcoming Dividend • Jul 29Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 05 August 2022. Payment date: 18 August 2022. Payout ratio is a comfortable 3.6% and this is well supported by cash flows. Trailing yield: 0.6%. Lower than top quartile of American dividend payers (4.1%). Lower than average of industry peers (5.8%).Price Target Changed • Jul 28Price target decreased to US$40.67Down from US$45.33, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$41.10. Stock is down 11% over the past year. The company is forecast to post earnings per share of US$4.55 for next year compared to US$10.10 last year.Reported Earnings • Jul 28Second quarter 2022 earnings: EPS exceeds analyst expectationsSecond quarter 2022 results: EPS: US$1.13 (down from US$2.79 in 2Q 2021). Revenue: US$333.0m (down 31% from 2Q 2021). Net income: US$60.0m (down 59% from 2Q 2021). Profit margin: 18% (down from 31% in 2Q 2021). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.2%. Over the next year, revenue is expected to shrink by 47% compared to a 11% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Jul 27Flagstar Non-GAAP EPS of $1.17 beats by $0.09, revenue of $324M beats by $130.57MFlagstar press release (NYSE:FBC): Q2 Non-GAAP EPS of $1.17 beats by $0.09. Revenue of $324M (-25.5% Y/Y) beats by $130.57M. Expanded net interest margin by 58 basis points to 3.69 percent. Grew average commercial loans, excluding warehouse loans, by 9 percent compared to the first quarter. Expanded portfolio of loans serviced or subserviced by 10 percent to nearly 1.4 million accounts and $0.3 trillion in UPB. Maintained strong asset quality with no nonperforming commercial loans at quarter-end and a 42 percent reduction in forbearance-related delinquent loans.Seeking Alpha • Jul 21Flagstar declares $0.06 dividendFlagstar (NYSE:FBC) declares $0.06/share quarterly dividend, in line with previous. Forward yield 0.65% Payable Aug. 18; for shareholders of record Aug. 8; ex-div Aug. 5. See FBC Dividend Scorecard, Yield Chart, & Dividend Growth.Price Target Changed • Jun 14Price target decreased to US$46.00Down from US$55.42, the current price target is an average from 3 analysts. New target price is 32% above last closing price of US$34.83. Stock is down 24% over the past year. The company is forecast to post earnings per share of US$4.90 for next year compared to US$10.10 last year.Recent Insider Transactions • May 28Independent Director recently bought US$509k worth of stockOn the 27th of May, Peter Schoels bought around 14k shares on-market at roughly US$37.72 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$829k more in shares than they have sold in the last 12 months.Major Estimate Revision • May 06Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$711.4m to US$763.6m. EPS estimate fell from US$5.72 to US$4.91 per share. Net income forecast to shrink 39% next year vs 0.7% decline forecast for Mortgage industry in the US. Consensus price target of US$55.42 unchanged from last update. Share price was steady at US$35.51 over the past week.Price Target Changed • Apr 30Price target decreased to US$55.42Down from US$62.08, the current price target is provided by 1 analyst. New target price is 57% above last closing price of US$35.30. Stock is down 24% over the past year. The company is forecast to post earnings per share of US$4.96 for next year compared to US$10.10 last year.Recent Insider Transactions • Apr 30Executive VP & CFO recently bought US$183k worth of stockOn the 28th of April, James Ciroli bought around 5k shares on-market at roughly US$36.52 per share. This was the largest purchase by an insider in the last 3 months. James has been a buyer over the last 12 months, purchasing a net total of US$412k worth in shares.Upcoming Dividend • Apr 29Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 06 May 2022. Payment date: 19 May 2022. Payout ratio is a comfortable 2.4% but the company is not cash flow positive. Trailing yield: 0.7%. Lower than top quartile of American dividend payers (3.9%). Lower than average of industry peers (6.2%).Reported Earnings • Apr 28First quarter 2022 earnings: Revenues miss analyst expectationsFirst quarter 2022 results: Revenue: US$329.0m (down 39% from 1Q 2021). Net income: US$53.0m (down 64% from 1Q 2021). Profit margin: 16% (down from 28% in 1Q 2021). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 4.4%. Over the next year, revenue is expected to shrink by 58% compared to a 7.6% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Apr 19New York Community Bancorp: I'm Buying This 6.8% Yielder AgainNew York Community Bancorp has slid in recent months. One factor is due to the Flagstar acquisition not closing yet. The other is a sell-off in income securities more generally. I'm not too worried about either factor and see the name as a safe income play with potential stock price upside in the back half of the year.Price Target Changed • Apr 13Price target decreased to US$58.08Down from US$62.75, the current price target is an average from 3 analysts. New target price is 49% above last closing price of US$39.04. The company is forecast to post earnings per share of US$5.72 for next year compared to US$10.10 last year.Recent Insider Transactions • Feb 16Director recently sold US$110k worth of stockOn the 10th of February, Toan Huynh sold around 2k shares on-market at roughly US$45.45 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$119k more than they sold in the last 12 months.Recent Insider Transactions • Jan 28Executive VP & CFO recently bought US$229k worth of stockOn the 27th of January, James Ciroli bought around 5k shares on-market at roughly US$45.79 per share. This was the largest purchase by an insider in the last 3 months. This was James' only on-market trade for the last 12 months.Reported Earnings • Jan 28Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$10.10 (up from US$9.59 in FY 2020). Revenue: US$1.90b (up 2.3% from FY 2020). Net income: US$533.0m (flat on FY 2020). Profit margin: 28% (in line with FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.5%. Over the next year, revenue is expected to shrink by 63% compared to a 11% decline forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Jan 28Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 04 February 2022. Payment date: 17 February 2022. Payout ratio is a comfortable 2.4% but the company is not cash flow positive. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.6%). Lower than average of industry peers (3.7%).Reported Earnings • Oct 28Third quarter 2021 earnings released: EPS US$2.87 (vs US$3.89 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$484.0m (down 19% from 3Q 2020). Net income: US$152.0m (down 32% from 3Q 2020). Profit margin: 31% (down from 37% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Oct 28Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 04 November 2021. Payment date: 16 November 2021. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.5%). Lower than average of industry peers (3.2%).Upcoming Dividend • Aug 24Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 31 August 2021. Payment date: 15 September 2021. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.6%). Lower than average of industry peers (3.3%).Major Estimate Revision • Aug 04Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate increased from US$7.56 to US$8.97. Revenue forecast steady at US$728.6m. Net income forecast to shrink 42% next year vs 4.6% decline forecast for Mortgage industry in the US. Consensus price target of US$62.75 unchanged from last update. Share price rose 11% to US$47.10 over the past week.Reported Earnings • Jul 31Second quarter 2021 earnings released: EPS US$2.79 (vs US$2.04 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$479.0m (up 7.9% from 2Q 2020). Net income: US$147.0m (up 27% from 2Q 2020). Profit margin: 31% (up from 26% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 64% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.Executive Departure • Jun 04Director David Matlin has left the companyOn the 25th of May, David Matlin's tenure as Director ended after 12.3 years in the role. As of March 2021, David still personally held 2.87k shares (US$129k worth at the time). A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 6.58 years.Upcoming Dividend • May 21Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 28 May 2021. Payment date: 15 June 2021. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.4%). Lower than average of industry peers (3.1%).分析記事 • Apr 08Do Flagstar Bancorp's (NYSE:FBC) Earnings Warrant Your Attention?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Valuation Update With 7 Day Price Move • Mar 13Investor sentiment improved over the past weekAfter last week's 17% share price gain to US$51.12, the stock is trading at a trailing P/E ratio of 5.3x, up from the previous P/E ratio of 4.6x. This compares to an average P/E of 14x in the Mortgage industry in the US. Total returns to shareholders over the past three years are 41%.Is New 90 Day High Low • Mar 11New 90-day high: US$48.50The company is up 32% from its price of US$36.78 on 10 December 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 20% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$105 per share.分析記事 • Mar 04Did You Miss Flagstar Bancorp's (NYSE:FBC) Impressive 129% Share Price Gain?When you buy shares in a company, it's worth keeping in mind the possibility that it could fail, and you could lose...Reported Earnings • Mar 02Full year 2020 earnings released: EPS US$9.59 (vs US$3.85 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$1.86b (up 65% from FY 2019). Net income: US$538.0m (up 147% from FY 2019). Profit margin: 29% (up from 19% in FY 2019). Net interest margin (NIM): 2.80% (down from 3.05% in FY 2019). Cost-to-income ratio: 57.6% (down from 75.8% in FY 2019). Non-performing loans: 0.40% (up from 0.26% in FY 2019). Over the last 3 years on average, earnings per share has increased by 62% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Analyst Estimate Surprise Post Earnings • Mar 02Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 5.0%. Over the next year, revenue is forecast to decline by -62% while the Mortgage industry in the US is not expected to grow.Upcoming Dividend • Feb 19Upcoming Dividend of US$0.06 Per ShareWill be paid on the 15th of March to those who are registered shareholders by the 26th of February. The trailing yield of 0.5% is below the top quartile of American dividend payers (3.8%), and is lower than industry peers (3.3%).分析記事 • Jan 28Karen Buck of Flagstar Bancorp, Inc. (NYSE:FBC) Just Spent US$95k On SharesEven if it's not a huge purchase, we think it was good to see that Karen Buck, a Flagstar Bancorp, Inc. ( NYSE:FBC...Major Estimate Revision • Jan 28Analysts increase EPS estimates to US$7.60The 2021 consensus revenue estimate increased from US$679.5m to US$714.0m. The earnings per share estimate also received an upgrade from US$6.17 to US$7.60 for the same period. Net income is expected to shrink by 24% next year compared to 2.8% growth forecast for the Mortgage industry in the US . The consensus price target increased from US$48.92 to US$54.33. Share price is down by 1.6% to US$44.64 over the past week.Recent Insider Transactions • Jan 28Insider recently bought US$95k worth of stockOn the 26th of January, Karen Buck bought around 2k shares on-market at roughly US$47.41 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$301k more in shares than they have sold in the last 12 months.Reported Earnings • Jan 23Full year 2020 earnings released: EPS US$9.59The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$1.86b (up 65% from FY 2019). Net income: US$538.0m (up 147% from FY 2019). Profit margin: 29% (up from 19% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 62% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Price Target Changed • Jan 23Price target raised to US$52.67Up from US$48.92, the current price target is an average from 6 analysts. The new target price is 14% above the current share price of US$46.20. As of last close, the stock is up 25% over the past year.Analyst Estimate Surprise Post Earnings • Jan 23Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 5.0%. Over the next year, revenue is expected to shrink by 63% compared to a 1.4% decline forecast for the Mortgage industry in the US.分析記事 • Jan 12Is Flagstar Bancorp, Inc. (NYSE:FBC) Popular Amongst Institutions?If you want to know who really controls Flagstar Bancorp, Inc. ( NYSE:FBC ), then you'll have to look at the makeup of...Is New 90 Day High Low • Jan 07New 90-day high: US$42.19The company is up 30% from its price of US$32.50 on 09 October 2020. The American market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$91.25 per share.Price Target Changed • Dec 31Price target raised to US$46.50Up from US$43.17, the current price target is an average from 5 analysts. The new target price is 14% above the current share price of US$40.62. As of last close, the stock is up 6.2% over the past year.分析記事 • Dec 17Here's Why I Think Flagstar Bancorp (NYSE:FBC) Might Deserve Your Attention TodayLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Is New 90 Day High Low • Dec 15New 90-day high: US$37.20The company is up 18% from its price of US$31.51 on 15 September 2020. The American market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$115 per share.Upcoming Dividend • Nov 23Upcoming Dividend of US$0.05 Per ShareWill be paid on the 15th of December to those who are registered shareholders by the 30th of November. The trailing yield of 0.6% is below the top quartile of American dividend payers (4.2%), and is lower than industry peers (3.2%).Analyst Estimate Surprise Post Earnings • Nov 12Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 67%. Over the next year, revenue is expected to shrink by 58% compared to a 11% growth forecast for the Mortgage industry in the US.Reported Earnings • Nov 12Third quarter 2020 earnings released: EPS US$3.89The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$600.0m (up 90% from 3Q 2019). Net income: US$222.0m (up 252% from 3Q 2019). Profit margin: 37% (up from 20% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Nov 11New 90-day high: US$33.00The company is up 2.0% from its price of US$32.36 on 12 August 2020. The American market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$96.90 per share.Recent Insider Transactions • Nov 04Executive VP & CFO recently bought US$60k worth of stockOn the 2nd of November, James Ciroli bought around 2k shares on-market at roughly US$30.12 per share. In the last 3 months, they made an even bigger purchase worth US$61k. James has been a buyer over the last 12 months, purchasing a net total of US$206k worth in shares.Major Estimate Revision • Oct 28Analysts increase EPS estimates to US$8.87The 2020 consensus revenue estimate increased from US$659.7m to US$680.1m. The earnings per share estimate also received an upgrade from US$6.67 to US$8.87 for the same period. Net income is expected to shrink by 15% next year compared to 5.9% decline forecast for the Mortgage industry in the US. The consensus price target increased from US$39.50 to US$42.50. Share price is down by 5.3% to US$31.05 over the past week.Price Target Changed • Oct 26Price target raised to US$42.50Up from US$39.50, the current price target is an average from 6 analysts. The new target price is 32% above the current share price of US$32.30. As of last close, the stock is down 14% over the past year.Reported Earnings • Oct 23Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$442.0m, up 107% from the prior year. Total revenue was US$1.63b over the last 12 months, up 48% from the prior year.Analyst Estimate Surprise Post Earnings • Oct 23Third-quarter earnings released: Earnings beat expectationsEarnings per share (EPS) surpassed analyst estimates by 67% at US$3.88. Revenue is expected to shrink by 58% over the next year, compared to a 11% growth forecast for the Mortgage industry in the US.Is New 90 Day High Low • Oct 13New 90-day high: US$32.89The company is up 14% from its price of US$28.89 on 15 July 2020. The American market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$75.98 per share.株主還元FBCUS MortgageUS 市場7D-1.2%0%0%1Y-20.9%0%0%株主還元を見る業界別リターン: FBC過去 1 年間で0 % のリターンをもたらしたUS 業界と一致しました。リターン対市場: FBCは、過去 1 年間で27.1 % のリターンを上げたUS市場を下回りました。価格変動Is FBC's price volatile compared to industry and market?FBC volatilityFBC Average Weekly Movement7.0%Mortgage Industry Average Movement0%Market Average Movement0%10% most volatile stocks in US Market0%10% least volatile stocks in US Market0%安定した株価: FBC 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: FBCの 週次ボラティリティ ( 7% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19874,911Sandro DiNellowww.flagstar.comもっと見るFlagstar Bancorp, Inc. 基礎のまとめFlagstar Bancorp の収益と売上を時価総額と比較するとどうか。FBC 基礎統計学時価総額US$2.00b収益（TTM）US$271.00m売上高(TTM)US$1.39b7.4xPER（株価収益率0.8xPBR（株価純資産倍率FBC は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計FBC 損益計算書（TTM）収益US$1.39b売上原価US$0売上総利益US$1.39bその他の費用US$1.12b収益US$271.00m直近の収益報告Sep 30, 2022次回決算日該当なし一株当たり利益（EPS）5.08グロス・マージン100.00%純利益率19.50%有利子負債／自己資本比率189.8%FBC の長期的なパフォーマンスは？過去の実績と比較を見る配当金0.6%現在の配当利回り5%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2022/12/01 13:17終値2022/11/30 00:00収益2022/09/30年間収益2021/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Flagstar Bancorp, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。9 アナリスト機関Stephen MossB. Riley Securities, Inc.Mark PalmerBTIGMichael DianaCantor Fitzgerald & Co.6 その他のアナリストを表示
Recent Insider Transactions • Nov 16Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.
Price Target Changed • Nov 16Price target decreased to US$38.00Down from US$41.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$38.80. Stock is down 19% over the past year. The company is forecast to post earnings per share of US$4.79 for next year compared to US$10.10 last year.
Recent Insider Transactions • Nov 11Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.
Major Estimate Revision • Nov 09Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$802.5m to US$971.1m. EPS estimate unchanged from US$4.79 at last update. Mortgage industry in the US expected to see average net income growth of 3.1% next year. Consensus price target of US$38.00 unchanged from last update. Share price fell 4.8% to US$35.86 over the past week.
Seeking Alpha • Nov 07New York Community Bancorp, Flagstar get Fed approval for mergerNew York Community Bancorp (NYSE:NYCB) and Flagstar Bancorp (NYSE:FBC) received Federal Reserve approval for NYCB's acquisition of FBC, the companies announced Monday. The Fed approval marks the last approval needed for the deal to close. The deal is expected to close on Dec. 1, according to a statement. The Fed news comes after the banks received approval from the Office of the Comptroller of the Currency for NYCB's late last month.
Valuation Update With 7 Day Price Move • Nov 02Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$38.70, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Mortgage industry in the US. Total returns to shareholders of 8.1% over the past three years.
Recent Insider Transactions • Nov 16Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.
Price Target Changed • Nov 16Price target decreased to US$38.00Down from US$41.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$38.80. Stock is down 19% over the past year. The company is forecast to post earnings per share of US$4.79 for next year compared to US$10.10 last year.
Recent Insider Transactions • Nov 11Independent Director recently sold US$350k worth of stockOn the 9th of November, Peter Schoels sold around 10k shares on-market at roughly US$34.97 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$449k more than they sold in the last 12 months.
Major Estimate Revision • Nov 09Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$802.5m to US$971.1m. EPS estimate unchanged from US$4.79 at last update. Mortgage industry in the US expected to see average net income growth of 3.1% next year. Consensus price target of US$38.00 unchanged from last update. Share price fell 4.8% to US$35.86 over the past week.
Seeking Alpha • Nov 07New York Community Bancorp, Flagstar get Fed approval for mergerNew York Community Bancorp (NYSE:NYCB) and Flagstar Bancorp (NYSE:FBC) received Federal Reserve approval for NYCB's acquisition of FBC, the companies announced Monday. The Fed approval marks the last approval needed for the deal to close. The deal is expected to close on Dec. 1, according to a statement. The Fed news comes after the banks received approval from the Office of the Comptroller of the Currency for NYCB's late last month.
Valuation Update With 7 Day Price Move • Nov 02Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$38.70, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Mortgage industry in the US. Total returns to shareholders of 8.1% over the past three years.
Price Target Changed • Oct 31Price target decreased to US$38.00Down from US$41.00, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$39.48. Stock is down 18% over the past year. The company is forecast to post earnings per share of US$4.71 for next year compared to US$10.10 last year.
Reported Earnings • Oct 26Third quarter 2022 earnings: EPS exceeds analyst expectationsThird quarter 2022 results: EPS: US$1.36 (down from US$2.88 in 3Q 2021). Revenue: US$328.0m (down 32% from 3Q 2021). Net income: US$73.0m (down 52% from 3Q 2021). Profit margin: 22% (down from 31% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.8%. Revenue is expected to decline by 20% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Seeking Alpha • Oct 26Flagstar declares $0.06 dividendFlagstar (NYSE:FBC) declares $0.06/share quarterly dividend, in line with previous. Forward yield 0.73% Payable Nov. 17; for shareholders of record Nov. 7; ex-div Nov. 4. See FBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Price Target Changed • Oct 07Price target decreased to US$40.00Down from US$43.33, the current price target is an average from 2 analysts. New target price is 24% above last closing price of US$32.37. Stock is down 40% over the past year. The company is forecast to post earnings per share of US$4.60 for next year compared to US$10.10 last year.
Seeking Alpha • Oct 06Deal spread in Flagstar/New York Community widens on widens on report on potential discrimination lawsuitThe spread in N.Y. Community Bancorp's (NYSE:NYCB) planned purchase of Flagstar (NYSE:FBC) widened slightly amid a report that the Dept. of Justice may be considering a lawsuit against Flagtsar over allegations of racial discrimination. The DOJ may be mulling a racial discrimination suit on allegations that the bank's black customers paid more for home loans than others, according to traders, who cited a Capitol Forum report that's circulating. The deal spread widened to $1.81. New York Community (NYCB) agreed to purchase Flagstar (FBC) last April in a $2.6B stock deal at the time. NYCB CEO Thomas Cangemi said in late July during the Q2 earnings call that both sides are fully committed to completing the transaction as soon as possible. Flagstar (FBC) didn't immediately respond to Seeking Alpha email request for comment. The report comes after the DOJ last Wednesday announced an agreement to resolve allegations that Lakeland Bank (LBAI) allegedly engaged in a pattern or practice of lending discrimination by “redlining” in the Newark metropolitan area.
Upcoming Dividend • Jul 29Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 05 August 2022. Payment date: 18 August 2022. Payout ratio is a comfortable 3.6% and this is well supported by cash flows. Trailing yield: 0.6%. Lower than top quartile of American dividend payers (4.1%). Lower than average of industry peers (5.8%).
Price Target Changed • Jul 28Price target decreased to US$40.67Down from US$45.33, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$41.10. Stock is down 11% over the past year. The company is forecast to post earnings per share of US$4.55 for next year compared to US$10.10 last year.
Reported Earnings • Jul 28Second quarter 2022 earnings: EPS exceeds analyst expectationsSecond quarter 2022 results: EPS: US$1.13 (down from US$2.79 in 2Q 2021). Revenue: US$333.0m (down 31% from 2Q 2021). Net income: US$60.0m (down 59% from 2Q 2021). Profit margin: 18% (down from 31% in 2Q 2021). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.2%. Over the next year, revenue is expected to shrink by 47% compared to a 11% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Jul 27Flagstar Non-GAAP EPS of $1.17 beats by $0.09, revenue of $324M beats by $130.57MFlagstar press release (NYSE:FBC): Q2 Non-GAAP EPS of $1.17 beats by $0.09. Revenue of $324M (-25.5% Y/Y) beats by $130.57M. Expanded net interest margin by 58 basis points to 3.69 percent. Grew average commercial loans, excluding warehouse loans, by 9 percent compared to the first quarter. Expanded portfolio of loans serviced or subserviced by 10 percent to nearly 1.4 million accounts and $0.3 trillion in UPB. Maintained strong asset quality with no nonperforming commercial loans at quarter-end and a 42 percent reduction in forbearance-related delinquent loans.
Seeking Alpha • Jul 21Flagstar declares $0.06 dividendFlagstar (NYSE:FBC) declares $0.06/share quarterly dividend, in line with previous. Forward yield 0.65% Payable Aug. 18; for shareholders of record Aug. 8; ex-div Aug. 5. See FBC Dividend Scorecard, Yield Chart, & Dividend Growth.
Price Target Changed • Jun 14Price target decreased to US$46.00Down from US$55.42, the current price target is an average from 3 analysts. New target price is 32% above last closing price of US$34.83. Stock is down 24% over the past year. The company is forecast to post earnings per share of US$4.90 for next year compared to US$10.10 last year.
Recent Insider Transactions • May 28Independent Director recently bought US$509k worth of stockOn the 27th of May, Peter Schoels bought around 14k shares on-market at roughly US$37.72 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$829k more in shares than they have sold in the last 12 months.
Major Estimate Revision • May 06Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$711.4m to US$763.6m. EPS estimate fell from US$5.72 to US$4.91 per share. Net income forecast to shrink 39% next year vs 0.7% decline forecast for Mortgage industry in the US. Consensus price target of US$55.42 unchanged from last update. Share price was steady at US$35.51 over the past week.
Price Target Changed • Apr 30Price target decreased to US$55.42Down from US$62.08, the current price target is provided by 1 analyst. New target price is 57% above last closing price of US$35.30. Stock is down 24% over the past year. The company is forecast to post earnings per share of US$4.96 for next year compared to US$10.10 last year.
Recent Insider Transactions • Apr 30Executive VP & CFO recently bought US$183k worth of stockOn the 28th of April, James Ciroli bought around 5k shares on-market at roughly US$36.52 per share. This was the largest purchase by an insider in the last 3 months. James has been a buyer over the last 12 months, purchasing a net total of US$412k worth in shares.
Upcoming Dividend • Apr 29Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 06 May 2022. Payment date: 19 May 2022. Payout ratio is a comfortable 2.4% but the company is not cash flow positive. Trailing yield: 0.7%. Lower than top quartile of American dividend payers (3.9%). Lower than average of industry peers (6.2%).
Reported Earnings • Apr 28First quarter 2022 earnings: Revenues miss analyst expectationsFirst quarter 2022 results: Revenue: US$329.0m (down 39% from 1Q 2021). Net income: US$53.0m (down 64% from 1Q 2021). Profit margin: 16% (down from 28% in 1Q 2021). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 4.4%. Over the next year, revenue is expected to shrink by 58% compared to a 7.6% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Apr 19New York Community Bancorp: I'm Buying This 6.8% Yielder AgainNew York Community Bancorp has slid in recent months. One factor is due to the Flagstar acquisition not closing yet. The other is a sell-off in income securities more generally. I'm not too worried about either factor and see the name as a safe income play with potential stock price upside in the back half of the year.
Price Target Changed • Apr 13Price target decreased to US$58.08Down from US$62.75, the current price target is an average from 3 analysts. New target price is 49% above last closing price of US$39.04. The company is forecast to post earnings per share of US$5.72 for next year compared to US$10.10 last year.
Recent Insider Transactions • Feb 16Director recently sold US$110k worth of stockOn the 10th of February, Toan Huynh sold around 2k shares on-market at roughly US$45.45 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$119k more than they sold in the last 12 months.
Recent Insider Transactions • Jan 28Executive VP & CFO recently bought US$229k worth of stockOn the 27th of January, James Ciroli bought around 5k shares on-market at roughly US$45.79 per share. This was the largest purchase by an insider in the last 3 months. This was James' only on-market trade for the last 12 months.
Reported Earnings • Jan 28Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$10.10 (up from US$9.59 in FY 2020). Revenue: US$1.90b (up 2.3% from FY 2020). Net income: US$533.0m (flat on FY 2020). Profit margin: 28% (in line with FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.5%. Over the next year, revenue is expected to shrink by 63% compared to a 11% decline forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Jan 28Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 04 February 2022. Payment date: 17 February 2022. Payout ratio is a comfortable 2.4% but the company is not cash flow positive. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.6%). Lower than average of industry peers (3.7%).
Reported Earnings • Oct 28Third quarter 2021 earnings released: EPS US$2.87 (vs US$3.89 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$484.0m (down 19% from 3Q 2020). Net income: US$152.0m (down 32% from 3Q 2020). Profit margin: 31% (down from 37% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Oct 28Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 04 November 2021. Payment date: 16 November 2021. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.5%). Lower than average of industry peers (3.2%).
Upcoming Dividend • Aug 24Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 31 August 2021. Payment date: 15 September 2021. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.6%). Lower than average of industry peers (3.3%).
Major Estimate Revision • Aug 04Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate increased from US$7.56 to US$8.97. Revenue forecast steady at US$728.6m. Net income forecast to shrink 42% next year vs 4.6% decline forecast for Mortgage industry in the US. Consensus price target of US$62.75 unchanged from last update. Share price rose 11% to US$47.10 over the past week.
Reported Earnings • Jul 31Second quarter 2021 earnings released: EPS US$2.79 (vs US$2.04 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$479.0m (up 7.9% from 2Q 2020). Net income: US$147.0m (up 27% from 2Q 2020). Profit margin: 31% (up from 26% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 64% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
Executive Departure • Jun 04Director David Matlin has left the companyOn the 25th of May, David Matlin's tenure as Director ended after 12.3 years in the role. As of March 2021, David still personally held 2.87k shares (US$129k worth at the time). A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 6.58 years.
Upcoming Dividend • May 21Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 28 May 2021. Payment date: 15 June 2021. Trailing yield: 0.5%. Lower than top quartile of American dividend payers (3.4%). Lower than average of industry peers (3.1%).
分析記事 • Apr 08Do Flagstar Bancorp's (NYSE:FBC) Earnings Warrant Your Attention?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment improved over the past weekAfter last week's 17% share price gain to US$51.12, the stock is trading at a trailing P/E ratio of 5.3x, up from the previous P/E ratio of 4.6x. This compares to an average P/E of 14x in the Mortgage industry in the US. Total returns to shareholders over the past three years are 41%.
Is New 90 Day High Low • Mar 11New 90-day high: US$48.50The company is up 32% from its price of US$36.78 on 10 December 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 20% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$105 per share.
分析記事 • Mar 04Did You Miss Flagstar Bancorp's (NYSE:FBC) Impressive 129% Share Price Gain?When you buy shares in a company, it's worth keeping in mind the possibility that it could fail, and you could lose...
Reported Earnings • Mar 02Full year 2020 earnings released: EPS US$9.59 (vs US$3.85 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$1.86b (up 65% from FY 2019). Net income: US$538.0m (up 147% from FY 2019). Profit margin: 29% (up from 19% in FY 2019). Net interest margin (NIM): 2.80% (down from 3.05% in FY 2019). Cost-to-income ratio: 57.6% (down from 75.8% in FY 2019). Non-performing loans: 0.40% (up from 0.26% in FY 2019). Over the last 3 years on average, earnings per share has increased by 62% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Analyst Estimate Surprise Post Earnings • Mar 02Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 5.0%. Over the next year, revenue is forecast to decline by -62% while the Mortgage industry in the US is not expected to grow.
Upcoming Dividend • Feb 19Upcoming Dividend of US$0.06 Per ShareWill be paid on the 15th of March to those who are registered shareholders by the 26th of February. The trailing yield of 0.5% is below the top quartile of American dividend payers (3.8%), and is lower than industry peers (3.3%).
分析記事 • Jan 28Karen Buck of Flagstar Bancorp, Inc. (NYSE:FBC) Just Spent US$95k On SharesEven if it's not a huge purchase, we think it was good to see that Karen Buck, a Flagstar Bancorp, Inc. ( NYSE:FBC...
Major Estimate Revision • Jan 28Analysts increase EPS estimates to US$7.60The 2021 consensus revenue estimate increased from US$679.5m to US$714.0m. The earnings per share estimate also received an upgrade from US$6.17 to US$7.60 for the same period. Net income is expected to shrink by 24% next year compared to 2.8% growth forecast for the Mortgage industry in the US . The consensus price target increased from US$48.92 to US$54.33. Share price is down by 1.6% to US$44.64 over the past week.
Recent Insider Transactions • Jan 28Insider recently bought US$95k worth of stockOn the 26th of January, Karen Buck bought around 2k shares on-market at roughly US$47.41 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$301k more in shares than they have sold in the last 12 months.
Reported Earnings • Jan 23Full year 2020 earnings released: EPS US$9.59The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$1.86b (up 65% from FY 2019). Net income: US$538.0m (up 147% from FY 2019). Profit margin: 29% (up from 19% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 62% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Jan 23Price target raised to US$52.67Up from US$48.92, the current price target is an average from 6 analysts. The new target price is 14% above the current share price of US$46.20. As of last close, the stock is up 25% over the past year.
Analyst Estimate Surprise Post Earnings • Jan 23Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 5.0%. Over the next year, revenue is expected to shrink by 63% compared to a 1.4% decline forecast for the Mortgage industry in the US.
分析記事 • Jan 12Is Flagstar Bancorp, Inc. (NYSE:FBC) Popular Amongst Institutions?If you want to know who really controls Flagstar Bancorp, Inc. ( NYSE:FBC ), then you'll have to look at the makeup of...
Is New 90 Day High Low • Jan 07New 90-day high: US$42.19The company is up 30% from its price of US$32.50 on 09 October 2020. The American market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$91.25 per share.
Price Target Changed • Dec 31Price target raised to US$46.50Up from US$43.17, the current price target is an average from 5 analysts. The new target price is 14% above the current share price of US$40.62. As of last close, the stock is up 6.2% over the past year.
分析記事 • Dec 17Here's Why I Think Flagstar Bancorp (NYSE:FBC) Might Deserve Your Attention TodayLike a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Is New 90 Day High Low • Dec 15New 90-day high: US$37.20The company is up 18% from its price of US$31.51 on 15 September 2020. The American market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$115 per share.
Upcoming Dividend • Nov 23Upcoming Dividend of US$0.05 Per ShareWill be paid on the 15th of December to those who are registered shareholders by the 30th of November. The trailing yield of 0.6% is below the top quartile of American dividend payers (4.2%), and is lower than industry peers (3.2%).
Analyst Estimate Surprise Post Earnings • Nov 12Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 67%. Over the next year, revenue is expected to shrink by 58% compared to a 11% growth forecast for the Mortgage industry in the US.
Reported Earnings • Nov 12Third quarter 2020 earnings released: EPS US$3.89The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$600.0m (up 90% from 3Q 2019). Net income: US$222.0m (up 252% from 3Q 2019). Profit margin: 37% (up from 20% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Nov 11New 90-day high: US$33.00The company is up 2.0% from its price of US$32.36 on 12 August 2020. The American market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$96.90 per share.
Recent Insider Transactions • Nov 04Executive VP & CFO recently bought US$60k worth of stockOn the 2nd of November, James Ciroli bought around 2k shares on-market at roughly US$30.12 per share. In the last 3 months, they made an even bigger purchase worth US$61k. James has been a buyer over the last 12 months, purchasing a net total of US$206k worth in shares.
Major Estimate Revision • Oct 28Analysts increase EPS estimates to US$8.87The 2020 consensus revenue estimate increased from US$659.7m to US$680.1m. The earnings per share estimate also received an upgrade from US$6.67 to US$8.87 for the same period. Net income is expected to shrink by 15% next year compared to 5.9% decline forecast for the Mortgage industry in the US. The consensus price target increased from US$39.50 to US$42.50. Share price is down by 5.3% to US$31.05 over the past week.
Price Target Changed • Oct 26Price target raised to US$42.50Up from US$39.50, the current price target is an average from 6 analysts. The new target price is 32% above the current share price of US$32.30. As of last close, the stock is down 14% over the past year.
Reported Earnings • Oct 23Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$442.0m, up 107% from the prior year. Total revenue was US$1.63b over the last 12 months, up 48% from the prior year.
Analyst Estimate Surprise Post Earnings • Oct 23Third-quarter earnings released: Earnings beat expectationsEarnings per share (EPS) surpassed analyst estimates by 67% at US$3.88. Revenue is expected to shrink by 58% over the next year, compared to a 11% growth forecast for the Mortgage industry in the US.
Is New 90 Day High Low • Oct 13New 90-day high: US$32.89The company is up 14% from its price of US$28.89 on 15 July 2020. The American market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$75.98 per share.
