Citizens Financial Group, Inc.

NYSE:CFG 株式レポート

時価総額：US$26.6b

Citizens Financial Group 将来の成長

Future 基準チェック /26

Citizens Financial Group利益と収益がそれぞれ年間17.4%と11.5%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に10.4% 20.3%なると予測されています。

主要情報

17.4%

収益成長率

20.33%

EPS成長率

Banks 収益成長8.2%
収益成長率11.5%
将来の株主資本利益率10.44%
アナリストカバレッジ

Good

最終更新日22 May 2026

今後の成長に関する最新情報

Recent updates

ナラティブの更新 • Apr 23

CFG: Future Upside Will Hinge On Credit Quality And Capital Returns

The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.
Seeking Alpha • Apr 17

Citizens Financial Group: Margin Expansion Continues To Drive Strong Growth

Summary Citizens Financial Group (CFG) delivered double-digit revenue and earnings growth in Q1 2026, driven by interest margin expansion and the ongoing buildout of its private bank. CFG continues to benefit from the roll-off of low-yielding receiver swaps, creating a multi-year tailwind to its interest margin and earnings. The buildout of its private banking business, previously a drag, continues to kick in a growing, positive contribution to the bottom line. With these drivers set to be an ongoing tailwind over the coming years, CFG can deliver enough earnings growth to drive a double-digit annualized return for today's buyer. Read the full article on Seeking Alpha
ナラティブの更新 • Apr 07

CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks

Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.
ナラティブの更新 • Mar 24

CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks

Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.
ナラティブの更新 • Mar 09

CFG: Multi Year Outlook Will Lean On Credit Strength And Capital Returns

Analysts have nudged their fair value estimate for Citizens Financial Group slightly higher to $72.80, reflecting a series of upward price target revisions across the Street that highlight improving views on loan growth, net interest margin and capital strength in regional banks. Analyst Commentary Street research on Citizens Financial Group has tilted more constructive, with a cluster of price target increases and at least one rating upgrade pointing to growing confidence in the bank's earnings power, balance sheet resilience and ability to execute on its initiatives.
ナラティブの更新 • Feb 23

CFG: Multi Year Outlook Will Prioritize Credit Risk Over Expense Uncertainty

Analysts have raised their price targets on Citizens Financial Group, leading to a modest increase in our fair value estimate to $72.70. They cite updated expectations for expenses, loan growth, and returns, which are reflected in a slightly lower assumed future P/E multiple.
ナラティブの更新 • Feb 08

CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution

Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.
ナラティブの更新 • Jan 25

CFG: Prime Rate Cut And Credit Trends Will Support Multi Year Upside

Analysts have lifted their price targets on Citizens Financial Group, supporting an increase in our fair value estimate from $67.18 to $71.38. This reflects updated assumptions around revenue growth, profit margins, and a slightly higher future P/E multiple.
ナラティブの更新 • Jan 09

CFG: Lower Prime Rate And Capital Returns Will Shape Expense And Credit Outlook

The analyst price target for Citizens Financial Group has moved higher to approximately US$67 from about US$62, as analysts factor in updated views on loan growth, profitability, and valuation following recent research that highlights stronger fee income, ongoing net interest income momentum, and an improving outlook for regional banks. Analyst Commentary Recent Street research on Citizens Financial Group presents a mix of optimism on earnings power and valuation, alongside some caution on expenses and credit risk.
ナラティブの更新 • Dec 16

CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook

Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.
ナラティブの更新 • Nov 29

CFG: Lower Lending Rates And Dividend Growth Will Signal Improving Profit Outlook

The consensus analyst price target for Citizens Financial Group has been raised. Recent updates range from $56 to $71 per share, reflecting improved earnings and increased optimism for sustained profitability and loan growth, according to analysts.
ナラティブの更新 • Nov 15

CFG: Net Interest Momentum And Lower Lending Rates Will Drive Further Upside

The analyst fair value price target for Citizens Financial Group has increased slightly by $0.10 to $61.83. Analysts point to ongoing improvements in profitability and continued momentum behind higher fee income and net interest growth.
ナラティブの更新 • Oct 31

CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum

The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.
分析記事 • Oct 18

Citizens Financial Group (NYSE:CFG) Will Pay A Larger Dividend Than Last Year At $0.46

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will be increasing its periodic dividend on the 12th...
ナラティブの更新 • Oct 17

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.
ナラティブの更新 • Oct 03

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $56.45 to $58.60. This reflects analysts' expectations for improved profitability and favorable sector catalysts in the near term.
ナラティブの更新 • Sep 09

AI And Digital Banking Will Improve Operational Efficiency

Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.
分析記事 • Jul 21

Citizens Financial Group (NYSE:CFG) Has Affirmed Its Dividend Of $0.42

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will pay a dividend of $0.42 per share on the 14th of...
Seeking Alpha • Jan 17

Citizens Financial Group: Much Better Options Out There

Summary Citizens Financial Group's Q4 results show mixed performance, with declines in deposits and loans but slight improvements in net income and EPS. Despite tightening lending standards, key metrics like asset quality and net loan charge-offs have not significantly improved, justifying a hold rating. Return on average assets and equity saw slight improvements, but overall metrics still trend negatively, making Citizens less attractive compared to higher-yielding banks. Sector strength supports a neutral stance, but better investment opportunities exist in banks with stronger growth and yield profiles. Read the full article on Seeking Alpha
Seeking Alpha • Dec 30

Citizens Financial: A Pivotal Year On Tap, Shares Fairly Priced, A Mixed Chart

Summary I am downgrading Citizens Financial Group (CFG) to a hold due to fair valuation and mixed technicals despite a 64% gain since April 2023. Key January catalysts include the December payrolls report, bank earnings, and a Fed meeting, with CFG's Q4 earnings report on January 17 being crucial. CFG's Q3 results were mixed, with a revenue miss and slight NIM decline, but Q4 projections show potential NII and non-interest income growth. Risks include higher loan losses, economic softness, and regulatory changes, while CFG's valuation is near fair value with mixed technical indicators. Read the full article on Seeking Alpha
Seeking Alpha • Oct 16

Citizens Financial: After An In-Line Q3, Shares Appear Fairly Valued

Summary Citizens Financial Group, Inc. reported Q3 earnings in line with expectations, with shares flat after a 60% gain over the past year. Net interest income and margin declined due to fixed-rate swaps and rising deposit costs, but the private bank showed strong growth. Credit quality is a concern with reduced reserves and increased non-accrual loans, though capital levels remain healthy with a 3.9% dividend yield. I maintain a “hold” rating, expecting modest NII growth in Q4, but see more upside in other names like KEY. Read the full article on Seeking Alpha
Seeking Alpha • Jul 11

Citizens Financial Group Q2 Preview: Potential Reserve Build Is A Source Of Caution (Downgrade)

Summary Citizens Financial Group shares have performed well, up 36% in the past year, approaching my target of $37.50, as it has weathered the regional banking crisis well. Q1 results showed stable funding but slow asset growth, given non-core run-off; reserves appear low. My Q2 earnings analysis suggests a potential in-line quarter, with questions about reserves and the pace of loan growth. With shares near fair value and a strong Q2 earnings catalyst unlikely, I am downgrading shares to a hold. Read the full article on Seeking Alpha
Seeking Alpha • May 09

Citizens Financial Group: Two Good Income Options

Summary Citizens Financial Group is struggling to maintain earnings growth and deposits in a high-interest rate environment. The bank has seen a decline in net interest income and a decrease in lending. Despite these challenges, the bank has a leverage ratio under the commercial bank average and access to fresh capital if needed. In addition to the floating preferred share, there's a new fixed/float bond that provides attractive income. Read the full article on Seeking Alpha
Seeking Alpha • Apr 18

Citizens Financial: Solid Dividend And Discount

Summary Citizens Financial Group is a bank holding company that offers banking products and services in 14 states. This is a profitable business managed by a company with adequate liquidity and conservative lending practices. But most importantly, its shares are trading at an unjustified discount to its book value and the current price has resulted in an attractive but safe dividend yield. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:CFG - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202810,6532,887N/AN/A1
12/31/20279,9172,648N/AN/A7
12/31/20269,1162,229N/AN/A6
3/31/20267,8851,8322,5012,661N/A
12/31/20257,6391,6882,0372,211N/A
9/30/20257,4431,5662,7222,852N/A
6/30/20257,2081,4531,1571,286N/A
3/31/20257,1161,4081,1081,234N/A
12/31/20247,1221,3721,8792,001N/A
9/30/20247,1151,1642,0662,188N/A
6/30/20247,2281,2202,9523,073N/A
3/31/20247,3651,3072,2312,361N/A
12/31/20237,5371,4912,7892,961N/A
9/30/20237,7571,9533,6233,732N/A
6/30/20237,9692,1645,5565,717N/A
3/31/20237,8412,0523,5923,719N/A
12/31/20227,5471,9603,9934,119N/A
9/30/20227,2551,8373,5773,783N/A
6/30/20226,8931,7301,9152,063N/A
3/31/20226,9252,0144,3544,519N/A
12/31/20217,0582,2062,1512,275N/A
9/30/20216,8962,1321,8592,036N/A
6/30/20216,5671,9171,3171,414N/A
3/31/20216,0311,526636748N/A
12/31/20205,289950-7111N/A
9/30/20205,233953-76-28N/A
6/30/20205,4071,096-431-293N/A
3/31/20205,6521,306-213-102N/A
12/31/20196,0981,718N/A1,697N/A
9/30/20196,0791,741N/A1,530N/A
6/30/20196,0281,745N/A929N/A
3/31/20195,9211,735N/A1,535N/A
12/31/20185,8021,692N/A1,767N/A
9/30/20185,7101,908N/A1,640N/A
6/30/20185,6061,813N/A2,761N/A
3/31/20185,4821,706N/A1,734N/A
12/31/20175,3861,638N/A1,883N/A
9/30/20175,2051,254N/A1,742N/A
6/30/20175,1171,203N/A1,323N/A
3/31/20175,0311,128N/A1,969N/A
12/31/20164,8861,031N/A1,490N/A
9/30/20164,783970N/A1,596N/A
6/30/20164,622893N/A1,418N/A
3/31/20164,531840N/A1,505N/A
12/31/20154,522833N/A1,229N/A
9/30/20154,483809N/A1,014N/A
6/30/20154,434785N/A884N/A

アナリストによる今後の成長予測

収入対貯蓄率: CFGの予測収益成長率 (年間17.4% ) は 貯蓄率 ( 3.5% ) を上回っています。

収益対市場: CFGの収益 ( 17.4% ) はUS市場 ( 16.8% ) よりも速いペースで成長すると予測されています。

高成長収益: CFGの収益は増加すると予測されていますが、大幅には増加しません。

収益対市場: CFGの収益 ( 11.5% ) US市場 ( 11.7% ) よりも低い成長が予測されています。

高い収益成長: CFGの収益 ( 11.5% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: CFGの 自己資本利益率 は、3年後には低くなると予測されています ( 10.4 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/24 12:45
終値2026/05/22 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Citizens Financial Group, Inc. 11 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。38

アナリスト機関
null nullArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays