Citizens Financial Group（CFG）株式概要
シチズンズ・ファイナンシャル・グループは銀行持株会社として、米国の個人、中小企業、中堅企業、大企業、機関投資家向けにリテールおよび商業銀行商品・サービスを提供している。 詳細
CFG Community Fair Values
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Tommorow Morning will be a Beat added to their records.
Citizens Financial is currently $43.60. They will be releasing their quarterly report tomorrow morning during Pre-Market.
View narrativeUS$86.72
FV
27.5% 割安 内在価値ディスカウント15.00%
Revenue growth p.a.
66
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Citizens Financial Group, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$62.89 |
| 52週高値 | US$68.79 |
| 52週安値 | US$39.40 |
| ベータ | 1.04 |
| 1ヶ月の変化 | -1.41% |
| 3ヶ月変化 | 1.32% |
| 1年変化 | 58.93% |
| 3年間の変化 | 132.84% |
| 5年間の変化 | 26.03% |
| IPOからの変化 | 172.49% |
最新ニュース
ナラティブの更新 • Apr 23
CFG: Future Upside Will Hinge On Credit Quality And Capital Returns
The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.Seeking Alpha • Apr 17
Citizens Financial Group: Margin Expansion Continues To Drive Strong Growth
Summary Citizens Financial Group (CFG) delivered double-digit revenue and earnings growth in Q1 2026, driven by interest margin expansion and the ongoing buildout of its private bank. CFG continues to benefit from the roll-off of low-yielding receiver swaps, creating a multi-year tailwind to its interest margin and earnings. The buildout of its private banking business, previously a drag, continues to kick in a growing, positive contribution to the bottom line. With these drivers set to be an ongoing tailwind over the coming years, CFG can deliver enough earnings growth to drive a double-digit annualized return for today's buyer. Read the full article on Seeking AlphaRecent updates
ナラティブの更新 • Apr 23
CFG: Future Upside Will Hinge On Credit Quality And Capital Returns
The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.Seeking Alpha • Apr 17
Citizens Financial Group: Margin Expansion Continues To Drive Strong Growth
Summary Citizens Financial Group (CFG) delivered double-digit revenue and earnings growth in Q1 2026, driven by interest margin expansion and the ongoing buildout of its private bank. CFG continues to benefit from the roll-off of low-yielding receiver swaps, creating a multi-year tailwind to its interest margin and earnings. The buildout of its private banking business, previously a drag, continues to kick in a growing, positive contribution to the bottom line. With these drivers set to be an ongoing tailwind over the coming years, CFG can deliver enough earnings growth to drive a double-digit annualized return for today's buyer. Read the full article on Seeking Alphaナラティブの更新 • Apr 07
CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks
Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.ナラティブの更新 • Mar 24
CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks
Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.ナラティブの更新 • Mar 09
CFG: Multi Year Outlook Will Lean On Credit Strength And Capital Returns
Analysts have nudged their fair value estimate for Citizens Financial Group slightly higher to $72.80, reflecting a series of upward price target revisions across the Street that highlight improving views on loan growth, net interest margin and capital strength in regional banks. Analyst Commentary Street research on Citizens Financial Group has tilted more constructive, with a cluster of price target increases and at least one rating upgrade pointing to growing confidence in the bank's earnings power, balance sheet resilience and ability to execute on its initiatives.ナラティブの更新 • Feb 23
CFG: Multi Year Outlook Will Prioritize Credit Risk Over Expense Uncertainty
Analysts have raised their price targets on Citizens Financial Group, leading to a modest increase in our fair value estimate to $72.70. They cite updated expectations for expenses, loan growth, and returns, which are reflected in a slightly lower assumed future P/E multiple.ナラティブの更新 • Feb 08
CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution
Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.ナラティブの更新 • Jan 25
CFG: Prime Rate Cut And Credit Trends Will Support Multi Year Upside
Analysts have lifted their price targets on Citizens Financial Group, supporting an increase in our fair value estimate from $67.18 to $71.38. This reflects updated assumptions around revenue growth, profit margins, and a slightly higher future P/E multiple.ナラティブの更新 • Jan 09
CFG: Lower Prime Rate And Capital Returns Will Shape Expense And Credit Outlook
The analyst price target for Citizens Financial Group has moved higher to approximately US$67 from about US$62, as analysts factor in updated views on loan growth, profitability, and valuation following recent research that highlights stronger fee income, ongoing net interest income momentum, and an improving outlook for regional banks. Analyst Commentary Recent Street research on Citizens Financial Group presents a mix of optimism on earnings power and valuation, alongside some caution on expenses and credit risk.ナラティブの更新 • Dec 16
CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook
Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.ナラティブの更新 • Nov 29
CFG: Lower Lending Rates And Dividend Growth Will Signal Improving Profit Outlook
The consensus analyst price target for Citizens Financial Group has been raised. Recent updates range from $56 to $71 per share, reflecting improved earnings and increased optimism for sustained profitability and loan growth, according to analysts.ナラティブの更新 • Nov 15
CFG: Net Interest Momentum And Lower Lending Rates Will Drive Further Upside
The analyst fair value price target for Citizens Financial Group has increased slightly by $0.10 to $61.83. Analysts point to ongoing improvements in profitability and continued momentum behind higher fee income and net interest growth.ナラティブの更新 • Oct 31
CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum
The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.分析記事 • Oct 18
Citizens Financial Group (NYSE:CFG) Will Pay A Larger Dividend Than Last Year At $0.46
Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will be increasing its periodic dividend on the 12th...ナラティブの更新 • Oct 17
AI And Digital Banking Will Improve Operational Efficiency
The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.ナラティブの更新 • Oct 03
AI And Digital Banking Will Improve Operational Efficiency
The analyst price target for Citizens Financial Group has been raised from $56.45 to $58.60. This reflects analysts' expectations for improved profitability and favorable sector catalysts in the near term.ナラティブの更新 • Sep 09
AI And Digital Banking Will Improve Operational Efficiency
Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.分析記事 • Jul 21
Citizens Financial Group (NYSE:CFG) Has Affirmed Its Dividend Of $0.42
Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will pay a dividend of $0.42 per share on the 14th of...Seeking Alpha • Jan 17
Citizens Financial Group: Much Better Options Out There
Summary Citizens Financial Group's Q4 results show mixed performance, with declines in deposits and loans but slight improvements in net income and EPS. Despite tightening lending standards, key metrics like asset quality and net loan charge-offs have not significantly improved, justifying a hold rating. Return on average assets and equity saw slight improvements, but overall metrics still trend negatively, making Citizens less attractive compared to higher-yielding banks. Sector strength supports a neutral stance, but better investment opportunities exist in banks with stronger growth and yield profiles. Read the full article on Seeking AlphaSeeking Alpha • Dec 30
Citizens Financial: A Pivotal Year On Tap, Shares Fairly Priced, A Mixed Chart
Summary I am downgrading Citizens Financial Group (CFG) to a hold due to fair valuation and mixed technicals despite a 64% gain since April 2023. Key January catalysts include the December payrolls report, bank earnings, and a Fed meeting, with CFG's Q4 earnings report on January 17 being crucial. CFG's Q3 results were mixed, with a revenue miss and slight NIM decline, but Q4 projections show potential NII and non-interest income growth. Risks include higher loan losses, economic softness, and regulatory changes, while CFG's valuation is near fair value with mixed technical indicators. Read the full article on Seeking AlphaSeeking Alpha • Oct 16
Citizens Financial: After An In-Line Q3, Shares Appear Fairly Valued
Summary Citizens Financial Group, Inc. reported Q3 earnings in line with expectations, with shares flat after a 60% gain over the past year. Net interest income and margin declined due to fixed-rate swaps and rising deposit costs, but the private bank showed strong growth. Credit quality is a concern with reduced reserves and increased non-accrual loans, though capital levels remain healthy with a 3.9% dividend yield. I maintain a “hold” rating, expecting modest NII growth in Q4, but see more upside in other names like KEY. Read the full article on Seeking AlphaSeeking Alpha • Jul 11
Citizens Financial Group Q2 Preview: Potential Reserve Build Is A Source Of Caution (Downgrade)
Summary Citizens Financial Group shares have performed well, up 36% in the past year, approaching my target of $37.50, as it has weathered the regional banking crisis well. Q1 results showed stable funding but slow asset growth, given non-core run-off; reserves appear low. My Q2 earnings analysis suggests a potential in-line quarter, with questions about reserves and the pace of loan growth. With shares near fair value and a strong Q2 earnings catalyst unlikely, I am downgrading shares to a hold. Read the full article on Seeking AlphaSeeking Alpha • May 09
Citizens Financial Group: Two Good Income Options
Summary Citizens Financial Group is struggling to maintain earnings growth and deposits in a high-interest rate environment. The bank has seen a decline in net interest income and a decrease in lending. Despite these challenges, the bank has a leverage ratio under the commercial bank average and access to fresh capital if needed. In addition to the floating preferred share, there's a new fixed/float bond that provides attractive income. Read the full article on Seeking AlphaSeeking Alpha • Apr 18
Citizens Financial: Solid Dividend And Discount
Summary Citizens Financial Group is a bank holding company that offers banking products and services in 14 states. This is a profitable business managed by a company with adequate liquidity and conservative lending practices. But most importantly, its shares are trading at an unjustified discount to its book value and the current price has resulted in an attractive but safe dividend yield. Read the full article on Seeking Alpha株主還元
| CFG | US Banks | US 市場 | |
|---|---|---|---|
| 7D | 2.8% | 2.4% | 1.1% |
| 1Y | 58.9% | 22.3% | 28.7% |
業界別リターン: CFG過去 1 年間で22.3 % の収益を上げたUS Banks業界を上回りました。
リターン対市場: CFG過去 1 年間で28.7 % の収益を上げたUS市場を上回りました。
価格変動
| CFG volatility | |
|---|---|
| CFG Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: CFG 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: CFGの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1828 | 17,398 | Bruce Van Saun | www.citizensbank.com |
シチズンズ・ファイナンシャル・グループは銀行持株会社として、米国の個人、中小企業、中堅企業、大企業、機関投資家向けにリテールおよび商業銀行商品・サービスを提供している。同社は消費者金融部門と商業金融部門の2つの部門で事業を展開している。コンシューマー・バンキング部門は預金商品、住宅ローン、ホームエクイティ融資商品、クレジットカード、ビジネスローン、ウェルス・マネジメント・サービス、教育ローン、POSローン、デジタル預金商品を提供している。当部門は電話サービス・センター、オンライン・プラットフォーム、モバイル・プラットフォームを通じて顧客にサービスを提供している。コマーシャル・バンキング部門は、融資・リース、預金・財務管理サービス、外国為替、金利・商品リスク管理ソリューション、シンジケート・ローン、コーポレート・ファイナンス、M&A、債券・株式資本市場サービスなど、様々な金融商品やソリューションを提供している。同社は顧客や中小企業、富裕層や超富裕層の個人・家族、投資家、起業家、企業・機関投資家、集合住宅、オフィス、産業、小売、ヘルスケア、ホスピタリティ部門にサービスを提供している。前身はRBSシチズンズ・ファイナンシャル・グループで、2014年4月にシチズンズ・ファイナンシャル・グループに社名変更した。シチズンズ・ファイナンシャル・グループは1828年に設立され、ロードアイランド州プロビデンスに本社を置いている。
Citizens Financial Group, Inc. 基礎のまとめ
| CFG 基礎統計学 | |
|---|---|
| 時価総額 | US$26.60b |
| 収益（TTM） | US$1.83b |
| 売上高(TTM) | US$7.89b |
14.5x
PER（株価収益率1.1x
PBR（株価純資産倍率CFG は割高か？
公正価値と評価分析を参照収益と収入
| CFG 損益計算書（TTM） | |
|---|---|
| 収益 | US$7.89b |
| 売上原価 | US$0 |
| 売上総利益 | US$7.89b |
| その他の費用 | US$6.05b |
| 収益 | US$1.83b |
直近の収益報告
Mar 31, 2026
次回決算日
Jul 16, 2026
| 一株当たり利益（EPS） | 4.33 |
| グロス・マージン | 100.00% |
| 純利益率 | 23.23% |
| 有利子負債／自己資本比率 | 47.1% |
CFG の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
2.9%
現在の配当利回り41%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/05/25 14:44 |
| 終値 | 2026/05/22 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Citizens Financial Group, Inc. 11 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。38
| アナリスト | 機関 |
|---|---|
| null null | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |