Norwood Financial Corp.

NasdaqGM:NWFL 株式レポート

時価総額：US$369.8m

Norwood Financial 将来の成長

Future 基準チェック /46

Norwood Financialは、24.5%と13.5%でそれぞれ年率24.5%で利益と収益が成長すると予測される一方、EPSはgrowで19%年率。

主要情報

24.5%

収益成長率

18.97%

EPS成長率

Banks 収益成長7.1%
収益成長率13.5%
将来の株主資本利益率n/a
アナリストカバレッジ

Low

最終更新日27 Jul 2026

今後の成長に関する最新情報

Recent updates

Seeking Alpha • Jul 15

Norwood Financial's Quality Overrides Its Valuation

Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alpha
ナラティブ更新 • Jun 26

NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook

Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.
分析記事 • Jan 06

Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32

Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...
分析記事 • Dec 20

Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year

Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...
Seeking Alpha • Aug 27

Norwood Financial: Still On The Sidelines Despite A Solid Loan Book

Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking Alpha
分析記事 • Sep 22

Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29

Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...
分析記事 • Jul 04

Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...
分析記事 • Jun 20

Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...
分析記事 • Jun 07

Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
分析記事 • Apr 05

Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's

Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...
Seeking Alpha • Sep 16

Norwood Financial declares $0.28 dividend

Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Jul 22

Norwood Financial GAAP EPS of $0.84, revenue of $19.38M

Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).
Seeking Alpha • Jul 10

Norwood Financial: The Book Value Gets Hit Despite Good Results

Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.
Seeking Alpha • Apr 06

Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio

Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.
分析記事 • Mar 17

Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...
分析記事 • Dec 21

Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28

Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend on the 1st of February to US$0.28. This will take...

業績と収益の成長予測

NasdaqGM:NWFL - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202712542N/AN/A1
12/31/202611734N/AN/A1
6/30/202610029N/AN/AN/A
3/31/202693262731N/A
12/31/202586282934N/A
9/30/20256182530N/A
6/30/20255432125N/A
3/31/20255012428N/A
12/31/20244802023N/A
9/30/202462132225N/A
6/30/202462132527N/A
3/31/202464152224N/A
12/31/202365172830N/A
9/30/202372242829N/A
6/30/202376283031N/A
3/31/202376282931N/A
12/31/202277292931N/A
9/30/202277292931N/A
6/30/202275282830N/A
3/31/202272273031N/A
12/31/202169252829N/A
9/30/202168242728N/A
6/30/202165222728N/A
3/31/202158181617N/A
12/31/202053151314N/A
9/30/202047131213N/A
6/30/2020431289N/A
3/31/20204414N/A19N/A
12/31/20194414N/A18N/A
9/30/20194314N/A18N/A
6/30/20194314N/A18N/A
3/31/20194314N/A20N/A
12/31/20184214N/A17N/A
9/30/20184211N/A18N/A
6/30/20184110N/A17N/A
3/31/2018409N/A15N/A
12/31/2017408N/A16N/A
9/30/20173910N/A16N/A
6/30/2017378N/A16N/A
3/31/2017347N/A12N/A
12/31/2016327N/A11N/A
9/30/2016274N/A10N/A
6/30/2016256N/A10N/A
3/31/2016246N/A11N/A
12/31/2015256N/A10N/A
9/30/2015277N/A11N/A

アナリストによる今後の成長予測

収入対貯蓄率: NWFLの予測収益成長率 (年間24.5% ) は 貯蓄率 ( 3.5% ) を上回っています。

収益対市場: NWFLの収益 ( 24.5% ) はUS市場 ( 16.5% ) よりも速いペースで成長すると予測されています。

高成長収益: NWFLの収益は今後 3 年間で 大幅に 増加すると予想されています。

収益対市場: NWFLの収益 ( 13.5% ) US市場 ( 12.7% ) よりも速いペースで成長すると予測されています。

高い収益成長: NWFLの収益 ( 13.5% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: NWFLの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/08/04 15:17
終値2026/08/03 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Norwood Financial Corp. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3

アナリスト機関
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