Norwood Financial（NWFL）株式概要
ノーウッド・ファイナンシャル・コーポレーションは、米国で様々な銀行商品やサービスを提供するウェイン銀行の銀行持株会社として運営されている。 詳細
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Analyst Price Targets
Norwood Financial Corp. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$31.33 |
| 52週高値 | US$32.86 |
| 52週安値 | US$23.70 |
| ベータ | 0.53 |
| 1ヶ月の変化 | 1.82% |
| 3ヶ月変化 | 0.71% |
| 1年変化 | 27.57% |
| 3年間の変化 | 2.25% |
| 5年間の変化 | 24.87% |
| IPOからの変化 | 623.72% |
最新ニュース
Seeking Alpha • Jul 15
Norwood Financial's Quality Overrides Its Valuation
Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alpha
ナラティブ更新 • Jun 26
NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook
Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.Recent updates
Seeking Alpha • Jul 15
Norwood Financial's Quality Overrides Its Valuation
Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alphaナラティブ更新 • Jun 26
NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook
Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.分析記事 • Jan 06
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32
Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...分析記事 • Dec 20
Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...Seeking Alpha • Aug 27
Norwood Financial: Still On The Sidelines Despite A Solid Loan Book
Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking Alpha分析記事 • Sep 22
Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...分析記事 • Jul 04
Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...分析記事 • Jun 20
Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...分析記事 • Jun 07
Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...分析記事 • Apr 05
Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...Seeking Alpha • Sep 16
Norwood Financial declares $0.28 dividend
Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.Seeking Alpha • Jul 22
Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).Seeking Alpha • Jul 10
Norwood Financial: The Book Value Gets Hit Despite Good Results
Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.Seeking Alpha • Apr 06
Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.分析記事 • Mar 17
Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...分析記事 • Dec 21
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend on the 1st of February to US$0.28. This will take...Seeking Alpha • Nov 05
Norwood Financial Corp.: There Is No Reason To Dislike This One
Norwood Financial Corp. is a regional bank with healthy and stable operations. Market expansion and acquisition will lead to more growth opportunities. The stock is a good investment choice in the current market environment.株主還元
| NWFL | US Banks | US 市場 | |
|---|---|---|---|
| 7D | 0.8% | 0.8% | -2.0% |
| 1Y | 27.6% | 21.6% | 17.4% |
業界別リターン: NWFL過去 1 年間で21.6 % の収益を上げたUS Banks業界を上回りました。
リターン対市場: NWFL過去 1 年間で17.4 % の収益を上げたUS市場を上回りました。
価格変動
| NWFL volatility | |
|---|---|
| NWFL Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.2% |
安定した株価: NWFL 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: NWFLの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1870 | 278 | Jim Donnelly | wayne.bank |
ノーウッド・ファイナンシャル・コーポレーションは、米国で様々な銀行商品やサービスを提供するウェイン銀行の銀行持株会社として運営されている。有利子、無利子の取引口座、ステートメント・セービング口座、マネー・マーケット口座、譲渡性預金などの預金商品を提供している。商業用ローンには、クレジットライン、リボルビング・クレジット、タームローン、住宅ローン、担保付融資商品、信用状ファシリティ、地方自治体向け融資、商業用建設プロジェクトおよび一戸建て住宅向け建設ローン、建設資金融資、土地・消費者ローン、自己所有住宅およびセカンドハウス向け住宅ローン融資、新車・中古車・ボート・レクリエーション用車両の間接的ディーラー融資が含まれる。さらに、投資証券サービス、個人・法人向けクレジット・サービス、信託・投資商品、キャッシュ・マネジメント、ダイレクト・デポジット、リモート・デポジット・キャプチャー、モバイル・デポジット・キャプチャー、自動手形交換所活動、不動産決済、インターネット・バンキング、モバイル・バンキング・サービスも提供している。さらに、年金や保険商品の提供、投資信託の販売、アドバイザリーサービス、ディスカウントブローカー業務、保険代理店業務も行っている。同社は消費者、企業、非営利団体、自治体にサービスを提供している。ペンシルベニア州北東部、およびニューヨーク州のデラウェア、サリバン、オンタリオ、オツェゴ、イェーツの各郡で現金自動預け払い機と支店を運営している。創業は1870年で、ペンシルバニア州ホーンズデールに本拠を置く。
Norwood Financial Corp. 基礎のまとめ
| NWFL 基礎統計学 | |
|---|---|
| 時価総額 | US$339.38m |
| 収益（TTM） | US$25.71m |
| 売上高(TTM) | US$92.63m |
13.2x
PER（株価収益率1.2x
PBR（株価純資産倍率NWFL は割高か？
公正価値と評価分析を参照収益と収入
| NWFL 損益計算書（TTM） | |
|---|---|
| 収益 | US$92.63m |
| 売上原価 | US$0 |
| 売上総利益 | US$92.63m |
| その他の費用 | US$66.92m |
| 収益 | US$25.71m |
直近の収益報告
Mar 31, 2026
次回決算日
Jul 22, 2026
| 一株当たり利益（EPS） | 2.37 |
| グロス・マージン | 100.00% |
| 純利益率 | 27.76% |
| 有利子負債／自己資本比率 | 31.4% |
NWFL の長期的なパフォーマンスは？
過去の実績と比較を見る| Norwood Financial 配当日 | |
|---|---|
| 配当落ち日 | Jul 15 2026 |
| 配当支払日 | Aug 03 2026 |
| 配当落ちまでの日数 | 5 days |
| 配当支払日までの日数 | 14 days |
NWFL 配当は確実ですか？
NWFL 配当履歴とベンチマークを見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/07/19 16:59 |
| 終値 | 2026/07/17 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Norwood Financial Corp. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3
| アナリスト | 機関 |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| null null | Stephens, Inc. |
| Matthew Breese | Stephens, Inc. |