Northeast Community Bancorp（NECB）株式概要はノースイースト・コミュニティ・バンクの持株会社として、個人・企業向け金融サービスを提供している。 詳細NECB ファンダメンタル分析スノーフレーク・スコア評価5/6将来の成長1/6過去の実績2/6財務の健全性4/6配当金3/6報酬当社が推定した公正価値より58.8%で取引されている 収益は年間4.53%増加すると予測されています 同業他社や業界と比較して、良好な取引価格 リスク分析過去3か月間に大規模なインサイダー売却が発生 不安定な配当実績 すべてのリスクチェックを見るNECB Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$25.006.3% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0133m2016201920222025202620282031Revenue US$132.7mEarnings US$55.6mAdvancedSet Fair ValueView all narrativesNortheast Community Bancorp, Inc. 競合他社CoastalSouth BancsharesSymbol: NYSE:COSOMarket cap: US$312.6mMission BancorpSymbol: OTCPK:MSBCMarket cap: US$301.5mBankFirst CapitalSymbol: OTCPK:BFCCMarket cap: US$331.0mJohn Marshall BancorpSymbol: NasdaqCM:JMSBMarket cap: US$300.8m価格と性能株価の高値、安値、推移の概要Northeast Community Bancorp過去の株価現在の株価US$25.0052週高値US$25.6552週安値US$19.27ベータ0.361ヶ月の変化2.21%3ヶ月変化8.32%1年変化11.01%3年間の変化77.05%5年間の変化110.96%IPOからの変化204.55%最新ニュースNew Risk • May 14New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 3.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (US$82k sold).Price Target Changed • May 05Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 17% above last closing price of US$24.17. Stock is up 4.9% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$3.35 last year.Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (down from US$0.80 in 1Q 2025). Revenue: US$24.9m (down 1.3% from 1Q 2025). Net income: US$9.95m (down 5.8% from 1Q 2025). Profit margin: 40% (down from 42% in 1Q 2025). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 5.2%. Earnings per share (EPS) also missed analyst estimates by 1.3%. Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.Price Target Changed • Apr 07Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$24.54. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.22 for next year compared to US$3.35 last year.Declared Dividend • Mar 23Dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 6th April 2026 Payment date: 5th May 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (24% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 27% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 20Northeast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or About May 5, 2026NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 5, 2026 to shareholders of record as of the close of business on April 6, 2026.最新情報をもっと見るRecent updatesNew Risk • May 14New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 3.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (US$82k sold).Price Target Changed • May 05Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 17% above last closing price of US$24.17. Stock is up 4.9% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$3.35 last year.Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (down from US$0.80 in 1Q 2025). Revenue: US$24.9m (down 1.3% from 1Q 2025). Net income: US$9.95m (down 5.8% from 1Q 2025). Profit margin: 40% (down from 42% in 1Q 2025). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 5.2%. Earnings per share (EPS) also missed analyst estimates by 1.3%. Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.Price Target Changed • Apr 07Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$24.54. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.22 for next year compared to US$3.35 last year.Declared Dividend • Mar 23Dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 6th April 2026 Payment date: 5th May 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (24% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 27% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 20Northeast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or About May 5, 2026NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 5, 2026 to shareholders of record as of the close of business on April 6, 2026.Recent Insider Transactions • Mar 18Independent Director recently sold US$82k worth of stockOn the 12th of March, Charles Cirillo sold around 4k shares on-market at roughly US$22.94 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$472k more than they bought in the last 12 months.Reported Earnings • Mar 15Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.35 (down from US$3.58 in FY 2024). Revenue: US$104.9m (flat on FY 2024). Net income: US$44.4m (down 5.7% from FY 2024). Profit margin: 42% (down from 45% in FY 2024). Net interest margin (NIM): 5.25% (down from 5.62% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.1%. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 19% per year.Seeking Alpha • Mar 09Northeast Community Bancorp Is Still A Fantastic Firm To Bank OnSummary Northeast Community Bancorp remains a 'Strong Buy' due to robust asset quality and compelling valuation, despite recent share price appreciation. NECB's loan portfolio is diversifying away from construction loans, with multifamily and commercial loans growing 48.4% and 26.7% year over year, respectively. The bank trades at a 7.5x P/E, below peers and book value, while maintaining superior returns on assets (2.11%) and equity (12.32%). Non-performing loans and assets are at 0%, highlighting exceptional credit quality and supporting continued bullishness. Read the full article on Seeking AlphaRecent Insider Transactions Derivative • Mar 08Independent Director notifies of intention to sell stockJohn McKenzie intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of March. If the sale is conducted around the recent share price of US$24.08, it would amount to US$72k. Since June 2025, John has owned 35.64k shares directly. Company insiders have collectively sold US$375k more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Feb 20Northeast Community Bancorp, Inc., Annual General Meeting, May 21, 2026Northeast Community Bancorp, Inc., Annual General Meeting, May 21, 2026.お知らせ • Jan 30Northeast Community Bancorp, Inc. Reports Charge-Offs for the Fourth Quarter Ended December 31, 2025Northeast Community Bancorp, Inc. reported charge-offs for the fourth quarter ended December 31, 2025. For the quarter, with respect to the allowance for credit losses for loans, the company charged-off $24,000 as compared to charge-offs of $1.2 million during the quarter ended December 31, 2024. The charge-offs during the quarter ended December 31, 2025 were against various unpaid overdrafts in the demand deposit accounts. The charge-offs during the quarter ended December 31, 2024 were due to an uncollectible $1.0 million commercial and industrial loan, an overdrawn demand deposit account totaling $202,000, and various smaller unpaid overdrafts in the company's demand deposit accounts.Reported Earnings • Jan 29Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.34 (down from US$3.58 in FY 2024). Revenue: US$104.9m (flat on FY 2024). Net income: US$44.4m (down 5.7% from FY 2024). Profit margin: 42% (down from 45% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.1%. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 14% per year.お知らせ • Jan 27Northeast Community Bancorp, Inc. and NorthEast Community Bank Announces Directorate Changesnounced that On January 20, 2026, Linda M. Swan notified the NorthEast Community Bancorp, Inc“Company” and NorthEast Community Bank (the “Bank”) that she will be retiring as a director of the Company and the Bank effective as of January 20, 2026. Ms. Swan’s retirement was not the result of any disagreement with the Company or the Bank regarding the operations, policies or practices of the Company or the Bank. (d) On January 22, 2026, the Board of Directors of the Company and the Bank appointed Lynette Bennett to serve as a director of the Company and the Bank. Ms. Bennett was appointed to fill the vacancy on the Board of Directors of the Company and the Bank resulting from the retirement of Ms. Swan.Declared Dividend • Dec 22Dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 5th January 2026 Payment date: 6th February 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (22% forecast payout ratio). The dividend has increased by an average of 27% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Dec 20Northeast Community Bancorp, Inc. announces Quarterly dividend, payable on February 06, 2026Northeast Community Bancorp, Inc. announced Quarterly dividend of USD 0.2000 per share payable on February 06, 2026, ex-date on January 05, 2026 and record date on January 05, 2026.New Risk • Nov 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 20% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (20% increase in shares outstanding). Significant insider selling over the past 3 months (US$224k sold).Recent Insider Transactions • Oct 31Executive VP & CFO recently sold US$81k worth of stockOn the 28th of October, Donald Hom sold around 4k shares on-market at roughly US$20.19 per share. This transaction amounted to 7.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$121k. Donald has been a net seller over the last 12 months, reducing personal holdings by US$190k.Reported Earnings • Oct 26Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.90 (down from US$0.97 in 3Q 2024). Revenue: US$27.0m (down 2.1% from 3Q 2024). Net income: US$11.9m (down 6.5% from 3Q 2024). Profit margin: 44% (down from 46% in 3Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.6%. Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 24Northeast Community Bancorp, Inc. Reports Charged-Offs for the Quarter Ended September 30, 2025Northeast Community Bancorp, Inc. reported charged-offs for the quarter ended September 30, 2025. For the period, With respect to the allowance for credit losses for loans, company charged-off $75,000 during the three months ended September 30, 2025 as compared to charge-offs of $82,000 during the three months ended September 30, 2024. The charge-offs during both periods were against various unpaid overdrafts in our demand deposit accounts.お知らせ • Sep 19NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or about November 7, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about November 7, 2025 to shareholders of record as of the close of business on October 3, 2025.Upcoming Dividend • Sep 01Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 08 September 2025. Payment date: 06 October 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.4%).Recent Insider Transactions • Aug 29President recently sold US$121k worth of stockOn the 26th of August, Jose Collazo sold around 5k shares on-market at roughly US$22.33 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Jose's only on-market trade for the last 12 months.Recent Insider Transactions Derivative • Aug 24President notifies of intention to sell stockJose Collazo intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of August. If the sale is conducted around the recent share price of US$22.50, it would amount to US$122k. Since December 2024, Jose's direct individual holding has increased from 105.90k shares to 109.40k. Company insiders have collectively sold US$264k more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Aug 22NorthEast Community Bancorp, Inc. Announces Special Cash Dividend, Payable on or about October 6, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a special cash dividend of $0.20 per share on its outstanding common stock. The special cash dividend will be paid on or about October 6, 2025, to shareholders of record as of the close of business on September 8, 2025.New Risk • Jul 27New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.5% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 27Second quarter 2025 earnings: EPS exceeds analyst expectationsSecond quarter 2025 results: EPS: US$0.84 (down from US$0.98 in 2Q 2024). Revenue: US$25.9m (down 4.6% from 2Q 2024). Net income: US$11.2m (down 13% from 2Q 2024). Profit margin: 43% (down from 47% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.8%. Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 22% per year, which means it is significantly lagging earnings growth.Board Change • Jul 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 7 highly experienced directors. Independent Director Joel Morgenthau was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.New Risk • Jun 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 3.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Declared Dividend • Jun 23First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 7th July 2025 Payment date: 6th August 2025 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 24% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 4.1% over the next year. However, it would need to fall by 81% to increase the payout ratio to a potentially unsustainable range.お知らせ • Jun 20Northeast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or About August 6, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about August 6, 2025 to shareholders of record as of the close of business on July 7, 2025.Reported Earnings • Apr 23First quarter 2025 earnings released: EPS: US$0.80 (vs US$0.87 in 1Q 2024)First quarter 2025 results: EPS: US$0.80 (down from US$0.87 in 1Q 2024). Revenue: US$25.3m (down 1.7% from 1Q 2024). Net income: US$10.6m (down 7.1% from 1Q 2024). Profit margin: 42% (down from 44% in 1Q 2024). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 22Northeast Community Bancorp, Inc. Reports Charged-Offs for the Three Months Ended Mar. 31, 2025Northeast Community Bancorp, Inc. reported charged-offs for the three months ended Mar. 31, 2025. With respect to the allowance for credit losses for loans, the company charged-off $117,000 during the three months ended March 31, 2025 as compared to charge-offs of $21,000 during the three months ended March 31, 2024. The charge-offs during both periods were against various unpaid overdrafts in the company's demand deposit accounts.Price Target Changed • Mar 25Price target decreased by 13% to US$27.00Down from US$31.00, the current price target is provided by 1 analyst. New target price is 19% above last closing price of US$22.77. Stock is up 49% over the past year. The company is forecast to post earnings per share of US$3.18 for next year compared to US$3.58 last year.Declared Dividend • Mar 24Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 7th April 2025 Payment date: 6th May 2025 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (19% forecast payout ratio). The dividend has increased by an average of 21% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 12% over the next 2 years. However, it would need to fall by 84% to increase the payout ratio to a potentially unsustainable range.Recent Insider Transactions Derivative • Mar 16Independent Director notifies of intention to sell stockCharles Cirillo intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 14th of March. If the sale is conducted around the recent share price of US$22.93, it would amount to US$66k. Since June 2024, Charles has owned 24.49k shares directly. Company insiders have collectively sold US$210k more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Mar 13Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$3.58 (up from US$3.32 in FY 2023). Revenue: US$104.8m (up 5.0% from FY 2023). Net income: US$47.1m (up 1.7% from FY 2023). Profit margin: 45% (down from 46% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 5.62% (down from 6.41% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 23% per year, which means it is significantly lagging earnings growth.お知らせ • Feb 21Northeast Community Bancorp, Inc., Annual General Meeting, May 22, 2025Northeast Community Bancorp, Inc., Annual General Meeting, May 22, 2025.Reported Earnings • Feb 02Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$3.64 (up from US$3.32 in FY 2023). Revenue: US$105.8m (up 6.0% from FY 2023). Net income: US$47.8m (up 3.3% from FY 2023). Profit margin: 45% (down from 46% in FY 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 3.7% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has only increased by 28% per year, which means it is significantly lagging earnings growth.お知らせ • Feb 01Northeast Community Bancorp, Inc. Reports Charge-Offs for the Fourth Quarter Ended December 31, 2024Northeast Community Bancorp, Inc. reported charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company charged-off $232,000 as compared to charge-offs of $27,000 a year ago. The charge-offs during both periods were against various unpaid overdrafts in demand deposit accounts.Declared Dividend • Dec 23Third quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 3rd January 2025 Payment date: 5th February 2025 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (11% payout ratio) and is expected to be well covered in 3 years' time (19% forecast payout ratio). The dividend has increased by an average of 21% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 15% over the next 2 years. However, it would need to fall by 88% to increase the payout ratio to a potentially unsustainable range.お知らせ • Dec 20NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or about February 5, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.15 per common share. The dividend will be paid on or about February 5, 2025 to shareholders of record as of the close of business on January 3, 2025.New Risk • Dec 16New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 7.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.1% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (US$210k sold).Recent Insider Transactions • Dec 08Executive VP & CFO recently sold US$87k worth of stockOn the 5th of December, Donald Hom sold around 3k shares on-market at roughly US$29.09 per share. This transaction amounted to 5.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Donald's only on-market trade for the last 12 months.Seeking Alpha • Nov 30Northeast Community Bancorp: Don't Overlook The Construction Loan RiskSummary Regional banks have rebounded in 2024 as deposit flight and commerical real estate worries have subsided. Northeast Community Bancorp stock has surged 73% in six months, and even so, shares still look cheap. NECB's heavy reliance on construction loans, comprising more than 75% of its loan book, poses significant risk, especially if the economy weakens in 2025. This is a bank stock I'd be interested in owning coming out of a recession, but I don't see the current entry point favorably. Read the full article on Seeking AlphaReported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$0.91 (vs US$0.80 in 3Q 2023)Third quarter 2024 results: EPS: US$0.91 (up from US$0.80 in 3Q 2023). Revenue: US$27.5m (up 9.3% from 3Q 2023). Net income: US$12.7m (up 7.1% from 3Q 2023). Profit margin: 46% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has only increased by 34% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 29Northeast Community Bancorp, Inc. Reports Charged-Offs for the Third Quarter Ended September 30, 2024Northeast Community Bancorp, Inc. reported charged-offs for the third quarter ended September 30, 2024. With respect to the allowance for credit losses for loans, the company charged-off $82,000 during the three months ended September 30, 2024 as compared to charge-offs of $71,000 during the three months ended September 30, 2023.分析記事 • Sep 24Northeast Community Bancorp's (NASDAQ:NECB) Upcoming Dividend Will Be Larger Than Last Year'sNortheast Community Bancorp, Inc.'s ( NASDAQ:NECB ) dividend will be increasing from last year's payment of the same...Declared Dividend • Sep 23Second quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 4th October 2024 Payment date: 6th November 2024 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 39% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Sep 22Northeast Community Bancorp, Inc. Declares Special Cash Dividend, Payable on or About November 6, 2024On September 19, 2024, NorthEast Community Bancorp, Inc. announcing that its Board of Directors has (i) declared a special cash dividend of $0.15 per share on the Company’s outstanding common stock. The special cash dividend will be paid on or about November 6, 2024 to shareholders of record as of the close of business on October 4, 2024.お知らせ • Sep 21Northeast Community Bancorp, Inc. Approves Quarterly Cash Dividend, to Be Paid on or About November 6, 2024On September 19, 2024, NorthEast Community Bancorp, Inc. announcing that its Board of Directors has approved an increase in the Company’s quarterly cash dividend from $0.10 per share to $0.15 per share. The increased quarterly dividend will be paid on or about November 6, 2024 to shareholders of record as of the close of business on October 4, 2024.Buy Or Sell Opportunity • Sep 10Now 20% undervaluedOver the last 90 days, the stock has risen 30% to US$22.11. The fair value is estimated to be US$27.74, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 37% over the last 3 years. Earnings per share has grown by 59%. Revenue is forecast to decline by 4.1% in a year. Earnings are forecast to decline by 25% in the next year.Seeking Alpha • Sep 01Northeast Community Bancorp: Recent Stellar Upside Isn't The End Of The StorySummary Northeast Community Bancorp has surged 36% since my 'strong buy' rating in May, significantly outperforming the S&P 500's 7.3% rise. Despite a drop in net interest margin, net interest income rose 12.8% year-over-year, driven by increased interest-bearing liabilities. The bank's balance sheet shows growth in deposits and loans, low debt, and increased cash, making it financially robust. With a low price-to-earnings ratio and high asset quality, Northeast Community Bancorp remains a 'strong buy' for long-term gains. Read the full article on Seeking AlphaBuy Or Sell Opportunity • Aug 20Now 21% undervaluedOver the last 90 days, the stock has risen 26% to US$21.81. The fair value is estimated to be US$27.46, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 37% over the last 3 years. Earnings per share has grown by 59%. Revenue is forecast to decline by 4.1% in a year. Earnings are forecast to decline by 25% in the next year.Buy Or Sell Opportunity • Aug 02Now 22% undervaluedOver the last 90 days, the stock has risen 29% to US$21.44. The fair value is estimated to be US$27.47, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 37% over the last 3 years. Earnings per share has grown by 59%. Revenue is forecast to decline by 4.1% in a year. Earnings are forecast to decline by 25% in the next year.Reported Earnings • Jul 25Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.98 (up from US$0.75 in 2Q 2023). Revenue: US$27.2m (up 11% from 2Q 2023). Net income: US$12.8m (up 15% from 2Q 2023). Profit margin: 47% (up from 45% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.2%. Earnings per share (EPS) also surpassed analyst estimates by 36%. Revenue is expected to decline by 1.7% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has only increased by 30% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$20.87, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 114% over the past three years.Major Estimate Revision • Jun 27Consensus EPS estimates increase by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$98.2m to US$99.2m. EPS estimate increased from US$2.56 to US$2.93 per share. Net income forecast to shrink 20% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target up from US$18.00 to US$19.50. Share price rose 3.7% to US$17.40 over the past week.Price Target Changed • Jun 25Price target increased by 8.3% to US$19.50Up from US$18.00, the current price target is provided by 1 analyst. New target price is 12% above last closing price of US$17.42. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$2.93 for next year compared to US$3.32 last year.分析記事 • Jun 24Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.10The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.10 per...Declared Dividend • Jun 24First quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 5th July 2024 Payment date: 6th August 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 19% over the next year. However, it would need to fall by 91% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Apr 28First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.87 (up from US$0.77 in 1Q 2023). Revenue: US$25.7m (up 7.3% from 1Q 2023). Net income: US$11.4m (up 1.2% from 1Q 2023). Profit margin: 44% (down from 47% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 19%. Revenue is expected to decline by 2.0% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 01Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$3.32 (up from US$1.61 in FY 2022). Revenue: US$99.8m (up 53% from FY 2022). Net income: US$46.3m (up 86% from FY 2022). Profit margin: 46% (up from 38% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 6.41% (up from 5.32% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is forecast to stay flat during the next 2 years compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.分析記事 • Mar 26Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Larger Dividend Than Last Year At $0.10Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) periodic dividend will be increasing on the 6th of May to $0.10...お知らせ • Mar 22Northeast Community Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About May 6, 2024Northeast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.10 per common share. The dividend will be paid on or about May 6, 2024 to shareholders of record as of the close of business on April 5, 2024.Price Target Changed • Mar 12Price target decreased by 7.5% to US$18.50Down from US$20.00, the current price target is provided by 1 analyst. New target price is 20% above last closing price of US$15.38. Stock is up 6.9% over the past year. The company is forecast to post earnings per share of US$2.56 for next year compared to US$3.32 last year.お知らせ • Feb 23Northeast Community Bancorp, Inc., Annual General Meeting, May 23, 2024Northeast Community Bancorp, Inc., Annual General Meeting, May 23, 2024.Reported Earnings • Feb 06Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$3.32 (up from US$1.61 in FY 2022). Revenue: US$99.8m (up 53% from FY 2022). Net income: US$46.3m (up 86% from FY 2022). Profit margin: 46% (up from 38% in FY 2022). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is expected to decline by 1.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.7%. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.お知らせ • Feb 02Northeast Community Bancorp, Inc. Reports Charge-Offs for the Fourth Quarter Ended December 31, 2023Northeast Community Bancorp, Inc. reported charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company charged-off $27,000 as compared to charge-offs of $426,000 a year ago. The company recorded no recoveries from previously charged-off loans during the three months ended December 31, 2023 and 2022.分析記事 • Dec 26Northeast Community Bancorp (NASDAQ:NECB) Is Paying Out A Dividend Of $0.06The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend on the 5th of...お知らせ • Dec 22NorthEast Community Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About February 5, 2024NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per common share. The dividend will be paid on or about February 5, 2024 to shareholders of record as of the close of business on January 3, 2024.Price Target Changed • Dec 12Price target increased by 8.1% to US$20.00Up from US$18.50, the current price target is provided by 1 analyst. New target price is 16% above last closing price of US$17.18. Stock is up 19% over the past year. The company is forecast to post earnings per share of US$3.11 for next year compared to US$1.61 last year.分析記事 • Nov 04With EPS Growth And More, Northeast Community Bancorp (NASDAQ:NECB) Makes An Interesting CaseFor beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...New Risk • Nov 03New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 13% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Nov 01Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2023 results: EPS: US$0.80 (up from US$0.48 in 3Q 2022). Revenue: US$25.2m (up 42% from 3Q 2022). Net income: US$11.8m (up 57% from 3Q 2022). Profit margin: 47% (up from 42% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 8.6%. Earnings per share (EPS) missed analyst estimates by 53%. Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Sep 28Upcoming dividend of US$0.06 per share at 1.6% yieldEligible shareholders must have bought the stock before 05 October 2023. Payment date: 08 November 2023. Payout ratio is a comfortable 9.3% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.9%).Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.75 (up from US$0.35 in 2Q 2022). Revenue: US$24.4m (up 74% from 2Q 2022). Net income: US$11.1m (up 106% from 2Q 2022). Profit margin: 45% (up from 38% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 12%. Earnings per share (EPS) also surpassed analyst estimates by 15%. Revenue is expected to decline by 12% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%.分析記事 • Jun 27Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.06 per...Price Target Changed • Jun 27Price target increased by 13% to US$17.00Up from US$15.00, the current price target is provided by 1 analyst. New target price is 18% above last closing price of US$14.42. Stock is up 20% over the past year. The company is forecast to post earnings per share of US$2.61 for next year compared to US$1.61 last year.お知らせ • Jun 23NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or about August 4, 2023NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per common share. The dividend will be paid on or about August 4, 2023 to shareholders of record as of the close of business on July 5, 2023.Major Estimate Revision • May 10Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has improved. 2023 revenue forecast increased from US$87.5m to US$89.4m. EPS estimate increased from US$2.32 to US$2.61 per share. Net income forecast to grow 4.8% next year vs 5.9% decline forecast for Banks industry in the US. Consensus price target down from US$16.00 to US$15.00. Share price fell 2.3% to US$12.81 over the past week.Reported Earnings • May 03First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: EPS: US$0.80 (up from US$0.23 in 1Q 2022). Revenue: US$24.0m (up 100% from 1Q 2022). Net income: US$11.2m (up 209% from 1Q 2022). Profit margin: 47% (up from 30% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.3%. Earnings per share (EPS) also surpassed analyst estimates by 26%. Revenue is forecast to stay flat during the next 2 years compared to a 2.9% growth forecast for the Banks industry in the US.Upcoming Dividend • Apr 03Upcoming dividend of US$0.06 per share at 1.8% yieldEligible shareholders must have bought the stock before 10 April 2023. Payment date: 08 May 2023. Trailing yield: 1.8%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.7%).分析記事 • Apr 01Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend on the 8th of...Price Target Changed • Mar 28Price target decreased by 11% to US$16.00Down from US$18.00, the current price target is provided by 1 analyst. New target price is 24% above last closing price of US$12.86. Stock is up 7.1% over the past year. The company is forecast to post earnings per share of US$2.32 for next year compared to US$1.61 last year.Recent Insider Transactions • Mar 17Independent Director recently bought US$62k worth of stockOn the 9th of March, Charles Cirillo bought around 4k shares on-market at roughly US$15.48 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$395k more in shares than they have sold in the last 12 months.分析記事 • Feb 15This Analyst Just Wrote A Brand New Outlook For Northeast Community Bancorp, Inc.'s (NASDAQ:NECB) BusinessShareholders in Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) may be thrilled to learn that the covering analyst...Major Estimate Revision • Feb 15Consensus revenue estimates increase by 20%The consensus outlook for revenues in fiscal year 2023 has improved. 2023 revenue forecast increased from US$74.2m to US$89.3m. EPS estimate increased from US$1.79 to US$2.41 per share. Net income forecast to grow 46% next year vs 4.9% decline forecast for Mortgage industry in the US. Consensus price target up from US$15.50 to US$18.00. Share price was steady at US$15.85 over the past week.Reported Earnings • Feb 03Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.61 (up from US$0.75 in FY 2021). Revenue: US$65.1m (up 55% from FY 2021). Net income: US$24.8m (up 109% from FY 2021). Profit margin: 38% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.1%. Revenue is forecast to grow 5.5% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.お知らせ • Feb 02Northeast Community Bancorp, Inc. Reports Unaudited Impairment Loss for the Fourth Quarter Ended December 31, 2022Northeast Community Bancorp, Inc. reported unaudited impairment loss for the fourth quarter ended December 31, 2022. For the year, the company reported impairment loss on goodwill of $451,000.Upcoming Dividend • Dec 23Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 30 December 2022. Payment date: 06 February 2023. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (6.7%).分析記事 • Dec 20Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.06 per share on the...Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 7 highly experienced directors. Director Linda Swan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Major Estimate Revision • Nov 07Consensus revenue estimates increase by 12%The consensus outlook for revenues in 2022 has improved. 2022 revenue forecast increased from US$58.0m to US$65.0m. EPS estimate increased from US$1.33 to US$1.63 per share. Net income forecast to grow 27% next year vs 3.1% growth forecast for Mortgage industry in the US. Consensus price target up from US$13.50 to US$15.50. Share price rose 4.8% to US$13.79 over the past week.Price Target Changed • Nov 03Price target increased to US$15.50Up from US$13.00, the current price target is provided by 1 analyst. New target price is 15% above last closing price of US$13.50. Stock is up 22% over the past year. The company is forecast to post earnings per share of US$1.33 for next year compared to US$0.75 last year.Reported Earnings • Nov 02Third quarter 2022 earnings released: EPS: US$0.48 (vs US$0.05 in 3Q 2021)Third quarter 2022 results: EPS: US$0.48 (up from US$0.05 in 3Q 2021). Revenue: US$17.8m (up 126% from 3Q 2021). Net income: US$7.54m (up US$6.81m from 3Q 2021). Profit margin: 42% (up from 9.3% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 4.5% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 15% per year.Upcoming Dividend • Oct 06Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 13 October 2022. Payment date: 15 November 2022. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (6.6%).分析記事 • Oct 04Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) investors are due to receive a payment of $0.06 per share on 15th...株主還元NECBUS BanksUS 市場7D3.2%3.7%-2.5%1Y11.0%21.0%22.7%株主還元を見る業界別リターン: NECB過去 1 年間で21 % の収益を上げたUS Banks業界を下回りました。リターン対市場: NECBは、過去 1 年間で22.7 % のリターンを上げたUS市場を下回りました。価格変動Is NECB's price volatile compared to industry and market?NECB volatilityNECB Average Weekly Movement3.0%Banks Industry Average Movement3.2%Market Average Movement7.2%10% most volatile stocks in US Market16.6%10% least volatile stocks in US Market3.1%安定した株価: NECB 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: NECBの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1934140Kenneth Martinekwww.necb.comノースイースト・コミュニティ・バンクの持株会社として、個人および企業向け金融サービスを提供している。当座預金、マネーマーケット口座、普通預金、無利息要求払い預金、譲渡性預金など、さまざまな預金商品を取り扱っている。また、建設・商業・工業用ローン、集合住宅・複合用途不動産ローン、非住宅用不動産ローン、消費者ローンも提供している。さらに、米国債、地方債、ニューヨーク連邦住宅貸付銀行の預金、連邦政府保証機関の預金証書、各種連邦政府機関、州政府、地方自治体などの有価証券など、さまざまな種類の流動資産に投資している。さらに、生命保険商品と定額年金も提供している。ニューヨーク州ブロンクス、ニューヨーク州オレンジ、ロックランド、サリバン郡、マサチューセッツ州エセックス、ミドルセックス、ノーフォーク郡にフルサービスの支店を、ニューヨーク州ホワイトプレーンズ、ニューヨーク州ニューシティ、マサチューセッツ州ダンバースにローンプロダクション事務所を展開している。さらに、個人ローンや当座貸越保護などのサービスを提供し、仲介預金、リスティング・サービス、軍用預金、借入金、資金源、リテール預金商品も利用している。ノースイーストコミュニティバンコープは1934年に設立され、ニューヨーク州ホワイトプレーンズに本社を置く。もっと見るNortheast Community Bancorp, Inc. 基礎のまとめNortheast Community Bancorp の収益と売上を時価総額と比較するとどうか。NECB 基礎統計学時価総額US$309.82m収益（TTM）US$43.80m売上高(TTM)US$104.60m7.1xPER（株価収益率0.9xPBR（株価純資産倍率NECB は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計NECB 損益計算書（TTM）収益US$104.60m売上原価US$0売上総利益US$104.60mその他の費用US$60.80m収益US$43.80m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）3.53グロス・マージン100.00%純利益率41.87%有利子負債／自己資本比率5.6%NECB の長期的なパフォーマンスは？過去の実績と比較を見る配当金3.2%現在の配当利回り24%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/08 23:33終値2026/06/08 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Northeast Community Bancorp, Inc. 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Amirlan KalymbekovFreedom BrokerMark FitzgibbonPiper Sandler CompaniesJustin CrowleyPiper Sandler Companies
New Risk • May 14New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 3.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (US$82k sold).
Price Target Changed • May 05Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 17% above last closing price of US$24.17. Stock is up 4.9% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$3.35 last year.
Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (down from US$0.80 in 1Q 2025). Revenue: US$24.9m (down 1.3% from 1Q 2025). Net income: US$9.95m (down 5.8% from 1Q 2025). Profit margin: 40% (down from 42% in 1Q 2025). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 5.2%. Earnings per share (EPS) also missed analyst estimates by 1.3%. Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.
Price Target Changed • Apr 07Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$24.54. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.22 for next year compared to US$3.35 last year.
Declared Dividend • Mar 23Dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 6th April 2026 Payment date: 5th May 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (24% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 27% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 20Northeast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or About May 5, 2026NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 5, 2026 to shareholders of record as of the close of business on April 6, 2026.
New Risk • May 14New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 3.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (US$82k sold).
Price Target Changed • May 05Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 17% above last closing price of US$24.17. Stock is up 4.9% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$3.35 last year.
Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.76 (down from US$0.80 in 1Q 2025). Revenue: US$24.9m (down 1.3% from 1Q 2025). Net income: US$9.95m (down 5.8% from 1Q 2025). Profit margin: 40% (down from 42% in 1Q 2025). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 5.2%. Earnings per share (EPS) also missed analyst estimates by 1.3%. Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.
Price Target Changed • Apr 07Price target increased by 11% to US$28.25Up from US$25.50, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$24.54. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.22 for next year compared to US$3.35 last year.
Declared Dividend • Mar 23Dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 6th April 2026 Payment date: 5th May 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (24% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 27% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 20Northeast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or About May 5, 2026NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 5, 2026 to shareholders of record as of the close of business on April 6, 2026.
Recent Insider Transactions • Mar 18Independent Director recently sold US$82k worth of stockOn the 12th of March, Charles Cirillo sold around 4k shares on-market at roughly US$22.94 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$472k more than they bought in the last 12 months.
Reported Earnings • Mar 15Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.35 (down from US$3.58 in FY 2024). Revenue: US$104.9m (flat on FY 2024). Net income: US$44.4m (down 5.7% from FY 2024). Profit margin: 42% (down from 45% in FY 2024). Net interest margin (NIM): 5.25% (down from 5.62% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.1%. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 19% per year.
Seeking Alpha • Mar 09Northeast Community Bancorp Is Still A Fantastic Firm To Bank OnSummary Northeast Community Bancorp remains a 'Strong Buy' due to robust asset quality and compelling valuation, despite recent share price appreciation. NECB's loan portfolio is diversifying away from construction loans, with multifamily and commercial loans growing 48.4% and 26.7% year over year, respectively. The bank trades at a 7.5x P/E, below peers and book value, while maintaining superior returns on assets (2.11%) and equity (12.32%). Non-performing loans and assets are at 0%, highlighting exceptional credit quality and supporting continued bullishness. Read the full article on Seeking Alpha
Recent Insider Transactions Derivative • Mar 08Independent Director notifies of intention to sell stockJohn McKenzie intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of March. If the sale is conducted around the recent share price of US$24.08, it would amount to US$72k. Since June 2025, John has owned 35.64k shares directly. Company insiders have collectively sold US$375k more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Feb 20Northeast Community Bancorp, Inc., Annual General Meeting, May 21, 2026Northeast Community Bancorp, Inc., Annual General Meeting, May 21, 2026.
お知らせ • Jan 30Northeast Community Bancorp, Inc. Reports Charge-Offs for the Fourth Quarter Ended December 31, 2025Northeast Community Bancorp, Inc. reported charge-offs for the fourth quarter ended December 31, 2025. For the quarter, with respect to the allowance for credit losses for loans, the company charged-off $24,000 as compared to charge-offs of $1.2 million during the quarter ended December 31, 2024. The charge-offs during the quarter ended December 31, 2025 were against various unpaid overdrafts in the demand deposit accounts. The charge-offs during the quarter ended December 31, 2024 were due to an uncollectible $1.0 million commercial and industrial loan, an overdrawn demand deposit account totaling $202,000, and various smaller unpaid overdrafts in the company's demand deposit accounts.
Reported Earnings • Jan 29Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.34 (down from US$3.58 in FY 2024). Revenue: US$104.9m (flat on FY 2024). Net income: US$44.4m (down 5.7% from FY 2024). Profit margin: 42% (down from 45% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.1%. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 14% per year.
お知らせ • Jan 27Northeast Community Bancorp, Inc. and NorthEast Community Bank Announces Directorate Changesnounced that On January 20, 2026, Linda M. Swan notified the NorthEast Community Bancorp, Inc“Company” and NorthEast Community Bank (the “Bank”) that she will be retiring as a director of the Company and the Bank effective as of January 20, 2026. Ms. Swan’s retirement was not the result of any disagreement with the Company or the Bank regarding the operations, policies or practices of the Company or the Bank. (d) On January 22, 2026, the Board of Directors of the Company and the Bank appointed Lynette Bennett to serve as a director of the Company and the Bank. Ms. Bennett was appointed to fill the vacancy on the Board of Directors of the Company and the Bank resulting from the retirement of Ms. Swan.
Declared Dividend • Dec 22Dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 5th January 2026 Payment date: 6th February 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (22% forecast payout ratio). The dividend has increased by an average of 27% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Dec 20Northeast Community Bancorp, Inc. announces Quarterly dividend, payable on February 06, 2026Northeast Community Bancorp, Inc. announced Quarterly dividend of USD 0.2000 per share payable on February 06, 2026, ex-date on January 05, 2026 and record date on January 05, 2026.
New Risk • Nov 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 20% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (20% increase in shares outstanding). Significant insider selling over the past 3 months (US$224k sold).
Recent Insider Transactions • Oct 31Executive VP & CFO recently sold US$81k worth of stockOn the 28th of October, Donald Hom sold around 4k shares on-market at roughly US$20.19 per share. This transaction amounted to 7.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth US$121k. Donald has been a net seller over the last 12 months, reducing personal holdings by US$190k.
Reported Earnings • Oct 26Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.90 (down from US$0.97 in 3Q 2024). Revenue: US$27.0m (down 2.1% from 3Q 2024). Net income: US$11.9m (down 6.5% from 3Q 2024). Profit margin: 44% (down from 46% in 3Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.6%. Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 24Northeast Community Bancorp, Inc. Reports Charged-Offs for the Quarter Ended September 30, 2025Northeast Community Bancorp, Inc. reported charged-offs for the quarter ended September 30, 2025. For the period, With respect to the allowance for credit losses for loans, company charged-off $75,000 during the three months ended September 30, 2025 as compared to charge-offs of $82,000 during the three months ended September 30, 2024. The charge-offs during both periods were against various unpaid overdrafts in our demand deposit accounts.
お知らせ • Sep 19NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or about November 7, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about November 7, 2025 to shareholders of record as of the close of business on October 3, 2025.
Upcoming Dividend • Sep 01Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 08 September 2025. Payment date: 06 October 2025. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.4%).
Recent Insider Transactions • Aug 29President recently sold US$121k worth of stockOn the 26th of August, Jose Collazo sold around 5k shares on-market at roughly US$22.33 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Jose's only on-market trade for the last 12 months.
Recent Insider Transactions Derivative • Aug 24President notifies of intention to sell stockJose Collazo intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of August. If the sale is conducted around the recent share price of US$22.50, it would amount to US$122k. Since December 2024, Jose's direct individual holding has increased from 105.90k shares to 109.40k. Company insiders have collectively sold US$264k more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Aug 22NorthEast Community Bancorp, Inc. Announces Special Cash Dividend, Payable on or about October 6, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a special cash dividend of $0.20 per share on its outstanding common stock. The special cash dividend will be paid on or about October 6, 2025, to shareholders of record as of the close of business on September 8, 2025.
New Risk • Jul 27New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.5% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 27Second quarter 2025 earnings: EPS exceeds analyst expectationsSecond quarter 2025 results: EPS: US$0.84 (down from US$0.98 in 2Q 2024). Revenue: US$25.9m (down 4.6% from 2Q 2024). Net income: US$11.2m (down 13% from 2Q 2024). Profit margin: 43% (down from 47% in 2Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.8%. Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 22% per year, which means it is significantly lagging earnings growth.
Board Change • Jul 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 7 highly experienced directors. Independent Director Joel Morgenthau was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
New Risk • Jun 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 3.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Declared Dividend • Jun 23First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 7th July 2025 Payment date: 6th August 2025 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 24% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 4.1% over the next year. However, it would need to fall by 81% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Jun 20Northeast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or About August 6, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about August 6, 2025 to shareholders of record as of the close of business on July 7, 2025.
Reported Earnings • Apr 23First quarter 2025 earnings released: EPS: US$0.80 (vs US$0.87 in 1Q 2024)First quarter 2025 results: EPS: US$0.80 (down from US$0.87 in 1Q 2024). Revenue: US$25.3m (down 1.7% from 1Q 2024). Net income: US$10.6m (down 7.1% from 1Q 2024). Profit margin: 42% (down from 44% in 1Q 2024). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 22Northeast Community Bancorp, Inc. Reports Charged-Offs for the Three Months Ended Mar. 31, 2025Northeast Community Bancorp, Inc. reported charged-offs for the three months ended Mar. 31, 2025. With respect to the allowance for credit losses for loans, the company charged-off $117,000 during the three months ended March 31, 2025 as compared to charge-offs of $21,000 during the three months ended March 31, 2024. The charge-offs during both periods were against various unpaid overdrafts in the company's demand deposit accounts.
Price Target Changed • Mar 25Price target decreased by 13% to US$27.00Down from US$31.00, the current price target is provided by 1 analyst. New target price is 19% above last closing price of US$22.77. Stock is up 49% over the past year. The company is forecast to post earnings per share of US$3.18 for next year compared to US$3.58 last year.
Declared Dividend • Mar 24Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 7th April 2025 Payment date: 6th May 2025 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (19% forecast payout ratio). The dividend has increased by an average of 21% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 12% over the next 2 years. However, it would need to fall by 84% to increase the payout ratio to a potentially unsustainable range.
Recent Insider Transactions Derivative • Mar 16Independent Director notifies of intention to sell stockCharles Cirillo intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 14th of March. If the sale is conducted around the recent share price of US$22.93, it would amount to US$66k. Since June 2024, Charles has owned 24.49k shares directly. Company insiders have collectively sold US$210k more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Mar 13Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$3.58 (up from US$3.32 in FY 2023). Revenue: US$104.8m (up 5.0% from FY 2023). Net income: US$47.1m (up 1.7% from FY 2023). Profit margin: 45% (down from 46% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 5.62% (down from 6.41% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 23% per year, which means it is significantly lagging earnings growth.
お知らせ • Feb 21Northeast Community Bancorp, Inc., Annual General Meeting, May 22, 2025Northeast Community Bancorp, Inc., Annual General Meeting, May 22, 2025.
Reported Earnings • Feb 02Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$3.64 (up from US$3.32 in FY 2023). Revenue: US$105.8m (up 6.0% from FY 2023). Net income: US$47.8m (up 3.3% from FY 2023). Profit margin: 45% (down from 46% in FY 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 3.7% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has only increased by 28% per year, which means it is significantly lagging earnings growth.
お知らせ • Feb 01Northeast Community Bancorp, Inc. Reports Charge-Offs for the Fourth Quarter Ended December 31, 2024Northeast Community Bancorp, Inc. reported charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company charged-off $232,000 as compared to charge-offs of $27,000 a year ago. The charge-offs during both periods were against various unpaid overdrafts in demand deposit accounts.
Declared Dividend • Dec 23Third quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 3rd January 2025 Payment date: 5th February 2025 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (11% payout ratio) and is expected to be well covered in 3 years' time (19% forecast payout ratio). The dividend has increased by an average of 21% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 15% over the next 2 years. However, it would need to fall by 88% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Dec 20NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or about February 5, 2025NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.15 per common share. The dividend will be paid on or about February 5, 2025 to shareholders of record as of the close of business on January 3, 2025.
New Risk • Dec 16New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 7.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.1% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (US$210k sold).
Recent Insider Transactions • Dec 08Executive VP & CFO recently sold US$87k worth of stockOn the 5th of December, Donald Hom sold around 3k shares on-market at roughly US$29.09 per share. This transaction amounted to 5.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Donald's only on-market trade for the last 12 months.
Seeking Alpha • Nov 30Northeast Community Bancorp: Don't Overlook The Construction Loan RiskSummary Regional banks have rebounded in 2024 as deposit flight and commerical real estate worries have subsided. Northeast Community Bancorp stock has surged 73% in six months, and even so, shares still look cheap. NECB's heavy reliance on construction loans, comprising more than 75% of its loan book, poses significant risk, especially if the economy weakens in 2025. This is a bank stock I'd be interested in owning coming out of a recession, but I don't see the current entry point favorably. Read the full article on Seeking Alpha
Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$0.91 (vs US$0.80 in 3Q 2023)Third quarter 2024 results: EPS: US$0.91 (up from US$0.80 in 3Q 2023). Revenue: US$27.5m (up 9.3% from 3Q 2023). Net income: US$12.7m (up 7.1% from 3Q 2023). Profit margin: 46% (in line with 3Q 2023). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has only increased by 34% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 29Northeast Community Bancorp, Inc. Reports Charged-Offs for the Third Quarter Ended September 30, 2024Northeast Community Bancorp, Inc. reported charged-offs for the third quarter ended September 30, 2024. With respect to the allowance for credit losses for loans, the company charged-off $82,000 during the three months ended September 30, 2024 as compared to charge-offs of $71,000 during the three months ended September 30, 2023.
分析記事 • Sep 24Northeast Community Bancorp's (NASDAQ:NECB) Upcoming Dividend Will Be Larger Than Last Year'sNortheast Community Bancorp, Inc.'s ( NASDAQ:NECB ) dividend will be increasing from last year's payment of the same...
Declared Dividend • Sep 23Second quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 4th October 2024 Payment date: 6th November 2024 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 39% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Sep 22Northeast Community Bancorp, Inc. Declares Special Cash Dividend, Payable on or About November 6, 2024On September 19, 2024, NorthEast Community Bancorp, Inc. announcing that its Board of Directors has (i) declared a special cash dividend of $0.15 per share on the Company’s outstanding common stock. The special cash dividend will be paid on or about November 6, 2024 to shareholders of record as of the close of business on October 4, 2024.
お知らせ • Sep 21Northeast Community Bancorp, Inc. Approves Quarterly Cash Dividend, to Be Paid on or About November 6, 2024On September 19, 2024, NorthEast Community Bancorp, Inc. announcing that its Board of Directors has approved an increase in the Company’s quarterly cash dividend from $0.10 per share to $0.15 per share. The increased quarterly dividend will be paid on or about November 6, 2024 to shareholders of record as of the close of business on October 4, 2024.
Buy Or Sell Opportunity • Sep 10Now 20% undervaluedOver the last 90 days, the stock has risen 30% to US$22.11. The fair value is estimated to be US$27.74, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 37% over the last 3 years. Earnings per share has grown by 59%. Revenue is forecast to decline by 4.1% in a year. Earnings are forecast to decline by 25% in the next year.
Seeking Alpha • Sep 01Northeast Community Bancorp: Recent Stellar Upside Isn't The End Of The StorySummary Northeast Community Bancorp has surged 36% since my 'strong buy' rating in May, significantly outperforming the S&P 500's 7.3% rise. Despite a drop in net interest margin, net interest income rose 12.8% year-over-year, driven by increased interest-bearing liabilities. The bank's balance sheet shows growth in deposits and loans, low debt, and increased cash, making it financially robust. With a low price-to-earnings ratio and high asset quality, Northeast Community Bancorp remains a 'strong buy' for long-term gains. Read the full article on Seeking Alpha
Buy Or Sell Opportunity • Aug 20Now 21% undervaluedOver the last 90 days, the stock has risen 26% to US$21.81. The fair value is estimated to be US$27.46, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 37% over the last 3 years. Earnings per share has grown by 59%. Revenue is forecast to decline by 4.1% in a year. Earnings are forecast to decline by 25% in the next year.
Buy Or Sell Opportunity • Aug 02Now 22% undervaluedOver the last 90 days, the stock has risen 29% to US$21.44. The fair value is estimated to be US$27.47, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 37% over the last 3 years. Earnings per share has grown by 59%. Revenue is forecast to decline by 4.1% in a year. Earnings are forecast to decline by 25% in the next year.
Reported Earnings • Jul 25Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.98 (up from US$0.75 in 2Q 2023). Revenue: US$27.2m (up 11% from 2Q 2023). Net income: US$12.8m (up 15% from 2Q 2023). Profit margin: 47% (up from 45% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.2%. Earnings per share (EPS) also surpassed analyst estimates by 36%. Revenue is expected to decline by 1.7% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has only increased by 30% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$20.87, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 114% over the past three years.
Major Estimate Revision • Jun 27Consensus EPS estimates increase by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$98.2m to US$99.2m. EPS estimate increased from US$2.56 to US$2.93 per share. Net income forecast to shrink 20% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target up from US$18.00 to US$19.50. Share price rose 3.7% to US$17.40 over the past week.
Price Target Changed • Jun 25Price target increased by 8.3% to US$19.50Up from US$18.00, the current price target is provided by 1 analyst. New target price is 12% above last closing price of US$17.42. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$2.93 for next year compared to US$3.32 last year.
分析記事 • Jun 24Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.10The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.10 per...
Declared Dividend • Jun 24First quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 5th July 2024 Payment date: 6th August 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 19% over the next year. However, it would need to fall by 91% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Apr 28First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.87 (up from US$0.77 in 1Q 2023). Revenue: US$25.7m (up 7.3% from 1Q 2023). Net income: US$11.4m (up 1.2% from 1Q 2023). Profit margin: 44% (down from 47% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 19%. Revenue is expected to decline by 2.0% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 01Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$3.32 (up from US$1.61 in FY 2022). Revenue: US$99.8m (up 53% from FY 2022). Net income: US$46.3m (up 86% from FY 2022). Profit margin: 46% (up from 38% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 6.41% (up from 5.32% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is forecast to stay flat during the next 2 years compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
分析記事 • Mar 26Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Larger Dividend Than Last Year At $0.10Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) periodic dividend will be increasing on the 6th of May to $0.10...
お知らせ • Mar 22Northeast Community Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About May 6, 2024Northeast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.10 per common share. The dividend will be paid on or about May 6, 2024 to shareholders of record as of the close of business on April 5, 2024.
Price Target Changed • Mar 12Price target decreased by 7.5% to US$18.50Down from US$20.00, the current price target is provided by 1 analyst. New target price is 20% above last closing price of US$15.38. Stock is up 6.9% over the past year. The company is forecast to post earnings per share of US$2.56 for next year compared to US$3.32 last year.
お知らせ • Feb 23Northeast Community Bancorp, Inc., Annual General Meeting, May 23, 2024Northeast Community Bancorp, Inc., Annual General Meeting, May 23, 2024.
Reported Earnings • Feb 06Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$3.32 (up from US$1.61 in FY 2022). Revenue: US$99.8m (up 53% from FY 2022). Net income: US$46.3m (up 86% from FY 2022). Profit margin: 46% (up from 38% in FY 2022). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is expected to decline by 1.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.7%. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
お知らせ • Feb 02Northeast Community Bancorp, Inc. Reports Charge-Offs for the Fourth Quarter Ended December 31, 2023Northeast Community Bancorp, Inc. reported charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company charged-off $27,000 as compared to charge-offs of $426,000 a year ago. The company recorded no recoveries from previously charged-off loans during the three months ended December 31, 2023 and 2022.
分析記事 • Dec 26Northeast Community Bancorp (NASDAQ:NECB) Is Paying Out A Dividend Of $0.06The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend on the 5th of...
お知らせ • Dec 22NorthEast Community Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About February 5, 2024NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per common share. The dividend will be paid on or about February 5, 2024 to shareholders of record as of the close of business on January 3, 2024.
Price Target Changed • Dec 12Price target increased by 8.1% to US$20.00Up from US$18.50, the current price target is provided by 1 analyst. New target price is 16% above last closing price of US$17.18. Stock is up 19% over the past year. The company is forecast to post earnings per share of US$3.11 for next year compared to US$1.61 last year.
分析記事 • Nov 04With EPS Growth And More, Northeast Community Bancorp (NASDAQ:NECB) Makes An Interesting CaseFor beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
New Risk • Nov 03New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 13% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Nov 01Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2023 results: EPS: US$0.80 (up from US$0.48 in 3Q 2022). Revenue: US$25.2m (up 42% from 3Q 2022). Net income: US$11.8m (up 57% from 3Q 2022). Profit margin: 47% (up from 42% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 8.6%. Earnings per share (EPS) missed analyst estimates by 53%. Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Sep 28Upcoming dividend of US$0.06 per share at 1.6% yieldEligible shareholders must have bought the stock before 05 October 2023. Payment date: 08 November 2023. Payout ratio is a comfortable 9.3% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.9%).
Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.75 (up from US$0.35 in 2Q 2022). Revenue: US$24.4m (up 74% from 2Q 2022). Net income: US$11.1m (up 106% from 2Q 2022). Profit margin: 45% (up from 38% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 12%. Earnings per share (EPS) also surpassed analyst estimates by 15%. Revenue is expected to decline by 12% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%.
分析記事 • Jun 27Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.06 per...
Price Target Changed • Jun 27Price target increased by 13% to US$17.00Up from US$15.00, the current price target is provided by 1 analyst. New target price is 18% above last closing price of US$14.42. Stock is up 20% over the past year. The company is forecast to post earnings per share of US$2.61 for next year compared to US$1.61 last year.
お知らせ • Jun 23NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on or about August 4, 2023NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per common share. The dividend will be paid on or about August 4, 2023 to shareholders of record as of the close of business on July 5, 2023.
Major Estimate Revision • May 10Consensus EPS estimates increase by 13%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has improved. 2023 revenue forecast increased from US$87.5m to US$89.4m. EPS estimate increased from US$2.32 to US$2.61 per share. Net income forecast to grow 4.8% next year vs 5.9% decline forecast for Banks industry in the US. Consensus price target down from US$16.00 to US$15.00. Share price fell 2.3% to US$12.81 over the past week.
Reported Earnings • May 03First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: EPS: US$0.80 (up from US$0.23 in 1Q 2022). Revenue: US$24.0m (up 100% from 1Q 2022). Net income: US$11.2m (up 209% from 1Q 2022). Profit margin: 47% (up from 30% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.3%. Earnings per share (EPS) also surpassed analyst estimates by 26%. Revenue is forecast to stay flat during the next 2 years compared to a 2.9% growth forecast for the Banks industry in the US.
Upcoming Dividend • Apr 03Upcoming dividend of US$0.06 per share at 1.8% yieldEligible shareholders must have bought the stock before 10 April 2023. Payment date: 08 May 2023. Trailing yield: 1.8%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.7%).
分析記事 • Apr 01Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06The board of Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend on the 8th of...
Price Target Changed • Mar 28Price target decreased by 11% to US$16.00Down from US$18.00, the current price target is provided by 1 analyst. New target price is 24% above last closing price of US$12.86. Stock is up 7.1% over the past year. The company is forecast to post earnings per share of US$2.32 for next year compared to US$1.61 last year.
Recent Insider Transactions • Mar 17Independent Director recently bought US$62k worth of stockOn the 9th of March, Charles Cirillo bought around 4k shares on-market at roughly US$15.48 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$395k more in shares than they have sold in the last 12 months.
分析記事 • Feb 15This Analyst Just Wrote A Brand New Outlook For Northeast Community Bancorp, Inc.'s (NASDAQ:NECB) BusinessShareholders in Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) may be thrilled to learn that the covering analyst...
Major Estimate Revision • Feb 15Consensus revenue estimates increase by 20%The consensus outlook for revenues in fiscal year 2023 has improved. 2023 revenue forecast increased from US$74.2m to US$89.3m. EPS estimate increased from US$1.79 to US$2.41 per share. Net income forecast to grow 46% next year vs 4.9% decline forecast for Mortgage industry in the US. Consensus price target up from US$15.50 to US$18.00. Share price was steady at US$15.85 over the past week.
Reported Earnings • Feb 03Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.61 (up from US$0.75 in FY 2021). Revenue: US$65.1m (up 55% from FY 2021). Net income: US$24.8m (up 109% from FY 2021). Profit margin: 38% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.1%. Revenue is forecast to grow 5.5% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.
お知らせ • Feb 02Northeast Community Bancorp, Inc. Reports Unaudited Impairment Loss for the Fourth Quarter Ended December 31, 2022Northeast Community Bancorp, Inc. reported unaudited impairment loss for the fourth quarter ended December 31, 2022. For the year, the company reported impairment loss on goodwill of $451,000.
Upcoming Dividend • Dec 23Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 30 December 2022. Payment date: 06 February 2023. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (6.7%).
分析記事 • Dec 20Northeast Community Bancorp (NASDAQ:NECB) Will Pay A Dividend Of $0.06Northeast Community Bancorp, Inc. ( NASDAQ:NECB ) has announced that it will pay a dividend of $0.06 per share on the...
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 7 highly experienced directors. Director Linda Swan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Major Estimate Revision • Nov 07Consensus revenue estimates increase by 12%The consensus outlook for revenues in 2022 has improved. 2022 revenue forecast increased from US$58.0m to US$65.0m. EPS estimate increased from US$1.33 to US$1.63 per share. Net income forecast to grow 27% next year vs 3.1% growth forecast for Mortgage industry in the US. Consensus price target up from US$13.50 to US$15.50. Share price rose 4.8% to US$13.79 over the past week.
Price Target Changed • Nov 03Price target increased to US$15.50Up from US$13.00, the current price target is provided by 1 analyst. New target price is 15% above last closing price of US$13.50. Stock is up 22% over the past year. The company is forecast to post earnings per share of US$1.33 for next year compared to US$0.75 last year.
Reported Earnings • Nov 02Third quarter 2022 earnings released: EPS: US$0.48 (vs US$0.05 in 3Q 2021)Third quarter 2022 results: EPS: US$0.48 (up from US$0.05 in 3Q 2021). Revenue: US$17.8m (up 126% from 3Q 2021). Net income: US$7.54m (up US$6.81m from 3Q 2021). Profit margin: 42% (up from 9.3% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 4.5% growth forecast for the Mortgage industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 15% per year.
Upcoming Dividend • Oct 06Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 13 October 2022. Payment date: 15 November 2022. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (6.6%).
分析記事 • Oct 04Northeast Community Bancorp (NASDAQ:NECB) Has Announced A Dividend Of $0.06Northeast Community Bancorp, Inc.'s ( NASDAQ:NECB ) investors are due to receive a payment of $0.06 per share on 15th...
