First Internet Bancorp

NasdaqGS:INBK 株式レポート

時価総額：US$206.1m

First Internet Bancorp 過去の業績

過去 基準チェック /06

First Internet Bancorpの収益は年間平均-46.8%の割合で減少していますが、 Banks業界の収益は年間 増加しています。収益は年間2.8% 10.2%割合で 減少しています。

主要情報

-46.78%

収益成長率

-45.14%

EPS成長率

Banks 業界の成長11.18%
収益成長率-10.18%
株主資本利益率-9.31%
ネット・マージン-70.92%
前回の決算情報31 Mar 2026

最近の業績更新

Recent updates

ナラティブの更新 • May 14

INBK: Updated Discount Rate And Profitability Assumptions Will Support Further Re Rating Potential

Analysts have raised their price target for First Internet Bancorp by $0.50, citing updated views on discount rates, profitability, and future P/E assumptions reflected in recent research. Analyst Commentary Bullish analysts are using the updated research to frame the new price target as a reflection of refreshed thinking on discount rates, profitability, and future P/E assumptions, rather than a change driven by any single short term factor.
ナラティブの更新 • Apr 26

INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential

Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.
ナラティブの更新 • Apr 12

INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential

Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.
ナラティブの更新 • Mar 29

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.
ナラティブの更新 • Mar 14

INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case

Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.
ナラティブの更新 • Feb 28

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.
Seeking Alpha • Feb 20

First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive

Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking Alpha
ナラティブの更新 • Feb 14

INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case

Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.
ナラティブの更新 • Jan 31

INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case

Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.
分析記事 • Dec 20

First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06

The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
ナラティブの更新 • Dec 12

INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside

Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.
分析記事 • Sep 20

First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06

First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...
分析記事 • Jun 21

First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06

The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...
分析記事 • Mar 22

First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06

First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...
Seeking Alpha • Jan 03

First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield

Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
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新しいナラティブ • Sep 26

Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability

Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.
Seeking Alpha • Sep 22

Despite Rapid Growth, First Internet Bancorp Deserves A Pass

Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking Alpha
Seeking Alpha • Jul 04

First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future

Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking Alpha
分析記事 • Jun 23

First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06

First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...
Seeking Alpha • Apr 28

First Internet Bancorp: The Recovery Begins

Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking Alpha
Seeking Alpha • Feb 01

First Internet Bancorp: There Is Light At The End Of The Tunnel

Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking Alpha

収支内訳

First Internet Bancorp の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。

収益と収入の歴史

NasdaqGS:INBK 収益、費用、利益 ( )USD Millions
日付収益収益G+A経費研究開発費
31 Mar 2647-34750
31 Dec 2544-35740
30 Sep 2547-33750
30 Jun 2510615730
31 Mar 2511521740
31 Dec 2411825720
30 Sep 2410922690
30 Jun 2410119660
31 Mar 249517660
31 Dec 23848640
30 Sep 238611650
30 Jun 239116640
31 Mar 239721630
31 Dec 2211336630
30 Sep 2211942610
30 Jun 2212145580
31 Mar 2212349560
31 Dec 2111848540
30 Sep 2111647520
30 Jun 2111343510
31 Mar 219934490
31 Dec 209229470
30 Sep 208325460
30 Jun 207523430
31 Mar 207626420
31 Dec 197425400
30 Sep 196922380
30 Jun 196922370
31 Mar 196722350
31 Dec 186722350
30 Sep 186822340
30 Jun 186720340
31 Mar 186418330
31 Dec 176015320
30 Sep 175615310
30 Jun 175414300
31 Mar 175112290
31 Dec 164912270
30 Sep 164611260
30 Jun 164310240
31 Mar 16409230
31 Dec 15399220
30 Sep 15378220
30 Jun 15357210

質の高い収益: INBKは現在利益が出ていません。

利益率の向上: INBKは現在利益が出ていません。

フリー・キャッシュフローと収益の比較

過去の収益成長分析

収益動向: INBKは利益が出ておらず、過去 5 年間で損失は年間46.8%の割合で増加しています。

成長の加速: INBKの過去 1 年間の収益成長を 5 年間の平均と比較することはできません。現在は利益が出ていないためです。

収益対業界: INBKは利益が出ていないため、過去 1 年間の収益成長をBanks業界 ( 22.8% ) と比較することは困難です。

株主資本利益率

高いROE: INBKは現在利益が出ていないため、自己資本利益率 ( -9.31% ) はマイナスです。

総資産利益率

使用総資本利益率

過去の好業績企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/20 20:21
終値2026/05/20 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

First Internet Bancorp 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。5

アナリスト機関
George SuttonCraig-Hallum Capital Group LLC
Brett RabatinHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods