View Future GrowthThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsEmclaire Financial 過去の業績過去 基準チェック /36主要情報19.01%収益成長率14.60%EPS成長率Banks 業界の成長11.18%収益成長率7.13%株主資本利益率14.65%ネット・マージン28.68%前回の決算情報30 Sep 2022最近の業績更新Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: US$1.10 (vs US$1.24 in 3Q 2021)Third quarter 2022 results: EPS: US$1.10 (down from US$1.24 in 3Q 2021). Revenue: US$9.30m (down 5.7% from 3Q 2021). Net income: US$3.01m (down 11% from 3Q 2021). Profit margin: 32% (down from 34% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 13Second quarter 2022 earnings released: EPS: US$0.78 (vs US$0.68 in 2Q 2021)Second quarter 2022 results: EPS: US$0.78 (up from US$0.68 in 2Q 2021). Revenue: US$8.67m (up 7.8% from 2Q 2021). Net income: US$2.14m (up 16% from 2Q 2021). Profit margin: 25% (up from 23% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Reported Earnings • May 03First quarter 2022 earnings released: EPS: US$0.89 (vs US$0.80 in 1Q 2021)First quarter 2022 results: EPS: US$0.89 (up from US$0.80 in 1Q 2021). Revenue: US$8.83m (up 4.7% from 1Q 2021). Net income: US$2.44m (up 12% from 1Q 2021). Profit margin: 28% (up from 26% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Reported Earnings • Mar 19Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.15% (down from 3.16% in FY 2020). Non-performing loans: 0.42% (down from 0.51% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Reported Earnings • Jan 31Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$1.24 (vs US$0.66 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$9.86m (up 29% from 3Q 2020). Net income: US$3.38m (up 88% from 3Q 2020). Profit margin: 34% (up from 24% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.すべての更新を表示Recent updatesお知らせ • Jan 04Emclaire Financial Corp(NasdaqCM:EMCF) dropped from NASDAQ Composite IndexEmclaire Financial Corp removed.Upcoming Dividend • Nov 23Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 30 November 2022. Payment date: 16 December 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).お知らせ • Nov 17Emclaire Financial Corp Announces Quarterly Dividend, Payable on December 16, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on November 16, 2022 of $0.31 per common share payable on December 16, 2022, to shareholders of record on December 1, 2022.Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: US$1.10 (vs US$1.24 in 3Q 2021)Third quarter 2022 results: EPS: US$1.10 (down from US$1.24 in 3Q 2021). Revenue: US$9.30m (down 5.7% from 3Q 2021). Net income: US$3.01m (down 11% from 3Q 2021). Profit margin: 32% (down from 34% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Steve Hunter was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Sep 21Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$38.50, the stock trades at a trailing P/E ratio of 10x. Average trailing P/E is 10x in the Banks industry in the US. Total returns to shareholders of 40% over the past three years.Upcoming Dividend • Aug 24Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 31 August 2022. Payment date: 23 September 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of American dividend payers (4.1%). Higher than average of industry peers (3.1%).お知らせ • Aug 18Emclaire Financial Corp Announces Quarterly Dividend, Payable on September 23, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on August 17, 2022 of $0.31 per common share payable on September 23, 2022, to shareholders of record on September 1, 2022. This quarterly dividend reflects an annualized dividend yield of 3.7% based on the stock’s closing price of $33.80 per share on August 16, 2022.Seeking Alpha • Aug 17Emclaire Financial declares $0.31 dividendEmclaire Financial (NASDAQ:EMCF) declares $0.31/share quarterly dividend, in line with previous. Forward yield 3.78% Payable Sept. 23; for shareholders of record Sept. 1; ex-div Aug. 31. See EMCF Dividend Scorecard, Yield Chart, & Dividend Growth.Reported Earnings • Aug 13Second quarter 2022 earnings released: EPS: US$0.78 (vs US$0.68 in 2Q 2021)Second quarter 2022 results: EPS: US$0.78 (up from US$0.68 in 2Q 2021). Revenue: US$8.67m (up 7.8% from 2Q 2021). Net income: US$2.14m (up 16% from 2Q 2021). Profit margin: 25% (up from 23% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Upcoming Dividend • May 24Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 31 May 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of American dividend payers (4.0%). Higher than average of industry peers (2.9%).お知らせ • May 19Emclaire Financial Corp Announces Quarterly Dividend, Payable on June 17, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on May 18, 2022 of $0.31 per common share payable on June 17, 2022, to shareholders of record on June 1, 2022.Reported Earnings • May 03First quarter 2022 earnings released: EPS: US$0.89 (vs US$0.80 in 1Q 2021)First quarter 2022 results: EPS: US$0.89 (up from US$0.80 in 1Q 2021). Revenue: US$8.83m (up 4.7% from 1Q 2021). Net income: US$2.44m (up 12% from 1Q 2021). Profit margin: 28% (up from 26% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Steve Hunter was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Mar 19Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.15% (down from 3.16% in FY 2020). Non-performing loans: 0.42% (down from 0.51% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Upcoming Dividend • Feb 22Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 28 February 2022. Payment date: 18 March 2022. Payout ratio is a comfortable 33% but the company is not cash flow positive. Trailing yield: 4.2%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).分析記事 • Feb 21Emclaire Financial (NASDAQ:EMCF) Has Announced That It Will Be Increasing Its Dividend To US$0.31The board of Emclaire Financial Corp ( NASDAQ:EMCF ) has announced that it will be increasing its dividend by 3.3% on...お知らせ • Feb 17Emclaire Financial Corp Declares Quarterly Cash Dividend, Payable on March 18, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on February 16, 2022 of $0.31 per common share payable on March 18, 2022, to shareholders of record on March 1, 2022. The $0.31 per share quarterly dividend represents a 3.3% increase from the $0.30 per common share dividend declared and paid each quarter during 2021.Reported Earnings • Jan 31Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Upcoming Dividend • Nov 23Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 30 November 2021. Payment date: 17 December 2021. Trailing yield: 4.1%. Within top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.3%).分析記事 • Nov 21Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30The board of Emclaire Financial Corp ( NASDAQ:EMCF ) has announced that it will pay a dividend on the 17th of December...Board Change • Nov 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Steve Hunter was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$1.24 (vs US$0.66 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$9.86m (up 29% from 3Q 2020). Net income: US$3.38m (up 88% from 3Q 2020). Profit margin: 34% (up from 24% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Upcoming Dividend • Aug 24Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 31 August 2021. Payment date: 17 September 2021. Trailing yield: 4.3%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).分析記事 • Aug 22Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30Emclaire Financial Corp ( NASDAQ:EMCF ) has announced that it will pay a dividend of US$0.30 per share on the 17th of...Reported Earnings • Jul 24Second quarter 2021 earnings released: EPS US$0.68 (vs US$0.44 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$8.05m (up 12% from 2Q 2020). Net income: US$1.84m (up 53% from 2Q 2020). Profit margin: 23% (up from 17% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • May 21Emclaire Financial Corp Declares Quarterly Dividend, Payable on June 18, 2021The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on May 19, 2021 of $0.30 per common share payable on June 18, 2021, to shareholders of record on June 1, 2021. This quarterly dividend reflects an annualized dividend yield of 4.3% based on the stock’s closing price of $28.00 per share on May 18, 2021.Recent Insider Transactions • May 06Independent Director recently bought US$594k worth of stockOn the 4th of May, Nicholas Varischetti bought around 22k shares on-market at roughly US$27.30 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.0m more in shares than they have sold in the last 12 months.Reported Earnings • Apr 26First quarter 2021 earnings released: EPS US$0.80 (vs US$0.44 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$8.43m (up 22% from 1Q 2020). Net income: US$2.17m (up 83% from 1Q 2020). Profit margin: 26% (up from 17% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.分析記事 • Apr 14You Have To Love Emclaire Financial Corp's (NASDAQ:EMCF) DividendIs Emclaire Financial Corp ( NASDAQ:EMCF ) a good dividend stock? How can we tell? Dividend paying companies with...Reported Earnings • Mar 20Full year 2020 earnings releasedThe company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$30.2m (down 4.8% from FY 2019). Net income: US$6.56m (down 16% from FY 2019). Profit margin: 22% (down from 25% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.16% (down from 3.35% in FY 2019). Non-performing loans: 0.51% (up from 0.41% in FY 2019). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.分析記事 • Feb 21Should You Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Upcoming Dividend?Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Emclaire...Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$2.42 (vs US$2.88 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$30.2m (down 4.8% from FY 2019). Net income: US$6.56m (down 16% from FY 2019). Profit margin: 22% (down from 25% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.お知らせ • Jan 30Emclaire Financial Corp, Annual General Meeting, Apr 21, 2021Emclaire Financial Corp, Annual General Meeting, Apr 21, 2021, at 09:00 US Eastern Standard Time.分析記事 • Dec 30How Much Is Emclaire Financial Corp (NASDAQ:EMCF) CEO Getting Paid?This article will reflect on the compensation paid to Bill Marsh who has served as CEO of Emclaire Financial Corp...お知らせ • Dec 20Emclaire Financial Corp Appoints Steven J. Hunter to the Board of Directors, Effective on January 1, 2021As previously reported, on December 16, 2020, the Board of Directors of Emclaire Financial Corp. appointed Steven J. Hunter to the Board of Directors of the company, effective on January 1, 2021. However, under the Bylaws of the company, Steven Hunter will fill a vacancy on the Board and serve an initial term as director until the company’s annual meeting of shareholders to be held in April 2023.Is New 90 Day High Low • Dec 17New 90-day high: US$28.49The company is up 6.0% from its price of US$27.00 on 18 September 2020. The American market is up 13% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 24% over the same period.Valuation Update With 7 Day Price Move • Dec 17Investor sentiment improved over the past weekAfter last week's 16% share price gain to US$28.49, the stock is trading at a trailing P/E ratio of 13.6x, up from the previous P/E ratio of 11.7x. This compares to an average P/E of 12x in the Banks industry in the US. Total returns to shareholders over the past three years are 2.8%.分析記事 • Nov 25Don't Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Next Dividend Without Doing These ChecksReaders hoping to buy Emclaire Financial Corp (NASDAQ:EMCF) for its dividend will need to make their move shortly, as...Upcoming Dividend • Nov 24Upcoming Dividend of US$0.30 Per ShareWill be paid on the 18th of December to those who are registered shareholders by the 30th of November. The trailing yield of 4.8% is in the top quartile of American dividend payers (4.2%), and it is higher than industry peers (3.1%).Reported Earnings • Oct 25Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$5.66m, down 13% from the prior year. Total revenue was US$29.1m over the last 12 months, down 11% from the prior year.Is New 90 Day High Low • Sep 19New 90-day high: US$27.00The company is up 3.0% from its price of US$26.10 on 19 June 2020. The American market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Banks industry, which is down 3.0% over the same period.収支内訳Emclaire Financial の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NasdaqCM:EMCF 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費30 Sep 22351015030 Jun 22361116031 Mar 22351016031 Dec 21351016030 Sep 21351016030 Jun 2133816031 Mar 2132816031 Dec 2030716030 Sep 2029616030 Jun 2030616031 Mar 2031716031 Dec 1932816030 Sep 1933616030 Jun 1931516031 Mar 1930515031 Dec 1829415030 Sep 1827514030 Jun 1826514031 Mar 1825514031 Dec 1725413030 Sep 1724513030 Jun 1724413031 Mar 1723413031 Dec 1623413030 Sep 1622412030 Jun 1622412031 Mar 16224120質の高い収益: EMCFは 高品質の収益 を持っています。利益率の向上: EMCFの現在の純利益率 (28.7%)は、昨年(28.1%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: EMCFの収益は過去 5 年間で年間19%増加しました。成長の加速: EMCFの過去 1 年間の収益成長率 ( 4.2% ) は、5 年間の平均 ( 年間19%を下回っています。収益対業界: EMCFの過去 1 年間の収益成長率 ( 4.2% ) Banks業界22.8%を上回りませんでした。株主資本利益率高いROE: EMCFの 自己資本利益率 ( 14.7% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2023/01/04 23:26終値2022/12/30 00:00収益2022/09/30年間収益2021/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Emclaire Financial Corp これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: US$1.10 (vs US$1.24 in 3Q 2021)Third quarter 2022 results: EPS: US$1.10 (down from US$1.24 in 3Q 2021). Revenue: US$9.30m (down 5.7% from 3Q 2021). Net income: US$3.01m (down 11% from 3Q 2021). Profit margin: 32% (down from 34% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 13Second quarter 2022 earnings released: EPS: US$0.78 (vs US$0.68 in 2Q 2021)Second quarter 2022 results: EPS: US$0.78 (up from US$0.68 in 2Q 2021). Revenue: US$8.67m (up 7.8% from 2Q 2021). Net income: US$2.14m (up 16% from 2Q 2021). Profit margin: 25% (up from 23% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Reported Earnings • May 03First quarter 2022 earnings released: EPS: US$0.89 (vs US$0.80 in 1Q 2021)First quarter 2022 results: EPS: US$0.89 (up from US$0.80 in 1Q 2021). Revenue: US$8.83m (up 4.7% from 1Q 2021). Net income: US$2.44m (up 12% from 1Q 2021). Profit margin: 28% (up from 26% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Mar 19Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.15% (down from 3.16% in FY 2020). Non-performing loans: 0.42% (down from 0.51% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Reported Earnings • Jan 31Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$1.24 (vs US$0.66 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$9.86m (up 29% from 3Q 2020). Net income: US$3.38m (up 88% from 3Q 2020). Profit margin: 34% (up from 24% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
お知らせ • Jan 04Emclaire Financial Corp(NasdaqCM:EMCF) dropped from NASDAQ Composite IndexEmclaire Financial Corp removed.
Upcoming Dividend • Nov 23Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 30 November 2022. Payment date: 16 December 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).
お知らせ • Nov 17Emclaire Financial Corp Announces Quarterly Dividend, Payable on December 16, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on November 16, 2022 of $0.31 per common share payable on December 16, 2022, to shareholders of record on December 1, 2022.
Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: US$1.10 (vs US$1.24 in 3Q 2021)Third quarter 2022 results: EPS: US$1.10 (down from US$1.24 in 3Q 2021). Revenue: US$9.30m (down 5.7% from 3Q 2021). Net income: US$3.01m (down 11% from 3Q 2021). Profit margin: 32% (down from 34% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Steve Hunter was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Sep 21Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$38.50, the stock trades at a trailing P/E ratio of 10x. Average trailing P/E is 10x in the Banks industry in the US. Total returns to shareholders of 40% over the past three years.
Upcoming Dividend • Aug 24Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 31 August 2022. Payment date: 23 September 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of American dividend payers (4.1%). Higher than average of industry peers (3.1%).
お知らせ • Aug 18Emclaire Financial Corp Announces Quarterly Dividend, Payable on September 23, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on August 17, 2022 of $0.31 per common share payable on September 23, 2022, to shareholders of record on September 1, 2022. This quarterly dividend reflects an annualized dividend yield of 3.7% based on the stock’s closing price of $33.80 per share on August 16, 2022.
Seeking Alpha • Aug 17Emclaire Financial declares $0.31 dividendEmclaire Financial (NASDAQ:EMCF) declares $0.31/share quarterly dividend, in line with previous. Forward yield 3.78% Payable Sept. 23; for shareholders of record Sept. 1; ex-div Aug. 31. See EMCF Dividend Scorecard, Yield Chart, & Dividend Growth.
Reported Earnings • Aug 13Second quarter 2022 earnings released: EPS: US$0.78 (vs US$0.68 in 2Q 2021)Second quarter 2022 results: EPS: US$0.78 (up from US$0.68 in 2Q 2021). Revenue: US$8.67m (up 7.8% from 2Q 2021). Net income: US$2.14m (up 16% from 2Q 2021). Profit margin: 25% (up from 23% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Upcoming Dividend • May 24Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 31 May 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of American dividend payers (4.0%). Higher than average of industry peers (2.9%).
お知らせ • May 19Emclaire Financial Corp Announces Quarterly Dividend, Payable on June 17, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on May 18, 2022 of $0.31 per common share payable on June 17, 2022, to shareholders of record on June 1, 2022.
Reported Earnings • May 03First quarter 2022 earnings released: EPS: US$0.89 (vs US$0.80 in 1Q 2021)First quarter 2022 results: EPS: US$0.89 (up from US$0.80 in 1Q 2021). Revenue: US$8.83m (up 4.7% from 1Q 2021). Net income: US$2.44m (up 12% from 1Q 2021). Profit margin: 28% (up from 26% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Steve Hunter was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Mar 19Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.15% (down from 3.16% in FY 2020). Non-performing loans: 0.42% (down from 0.51% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Feb 22Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 28 February 2022. Payment date: 18 March 2022. Payout ratio is a comfortable 33% but the company is not cash flow positive. Trailing yield: 4.2%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).
分析記事 • Feb 21Emclaire Financial (NASDAQ:EMCF) Has Announced That It Will Be Increasing Its Dividend To US$0.31The board of Emclaire Financial Corp ( NASDAQ:EMCF ) has announced that it will be increasing its dividend by 3.3% on...
お知らせ • Feb 17Emclaire Financial Corp Declares Quarterly Cash Dividend, Payable on March 18, 2022The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on February 16, 2022 of $0.31 per common share payable on March 18, 2022, to shareholders of record on March 1, 2022. The $0.31 per share quarterly dividend represents a 3.3% increase from the $0.30 per common share dividend declared and paid each quarter during 2021.
Reported Earnings • Jan 31Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.66 (up from US$2.42 in FY 2020). Revenue: US$35.0m (up 16% from FY 2020). Net income: US$9.98m (up 52% from FY 2020). Profit margin: 28% (up from 22% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Nov 23Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 30 November 2021. Payment date: 17 December 2021. Trailing yield: 4.1%. Within top quartile of American dividend payers (3.5%). Higher than average of industry peers (2.3%).
分析記事 • Nov 21Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30The board of Emclaire Financial Corp ( NASDAQ:EMCF ) has announced that it will pay a dividend on the 17th of December...
Board Change • Nov 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. Independent Director Steve Hunter was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$1.24 (vs US$0.66 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$9.86m (up 29% from 3Q 2020). Net income: US$3.38m (up 88% from 3Q 2020). Profit margin: 34% (up from 24% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Aug 24Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 31 August 2021. Payment date: 17 September 2021. Trailing yield: 4.3%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).
分析記事 • Aug 22Emclaire Financial (NASDAQ:EMCF) Is Due To Pay A Dividend Of US$0.30Emclaire Financial Corp ( NASDAQ:EMCF ) has announced that it will pay a dividend of US$0.30 per share on the 17th of...
Reported Earnings • Jul 24Second quarter 2021 earnings released: EPS US$0.68 (vs US$0.44 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$8.05m (up 12% from 2Q 2020). Net income: US$1.84m (up 53% from 2Q 2020). Profit margin: 23% (up from 17% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • May 21Emclaire Financial Corp Declares Quarterly Dividend, Payable on June 18, 2021The Board of Directors of Emclaire Financial Corp. declared a quarterly cash dividend on May 19, 2021 of $0.30 per common share payable on June 18, 2021, to shareholders of record on June 1, 2021. This quarterly dividend reflects an annualized dividend yield of 4.3% based on the stock’s closing price of $28.00 per share on May 18, 2021.
Recent Insider Transactions • May 06Independent Director recently bought US$594k worth of stockOn the 4th of May, Nicholas Varischetti bought around 22k shares on-market at roughly US$27.30 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.0m more in shares than they have sold in the last 12 months.
Reported Earnings • Apr 26First quarter 2021 earnings released: EPS US$0.80 (vs US$0.44 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$8.43m (up 22% from 1Q 2020). Net income: US$2.17m (up 83% from 1Q 2020). Profit margin: 26% (up from 17% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
分析記事 • Apr 14You Have To Love Emclaire Financial Corp's (NASDAQ:EMCF) DividendIs Emclaire Financial Corp ( NASDAQ:EMCF ) a good dividend stock? How can we tell? Dividend paying companies with...
Reported Earnings • Mar 20Full year 2020 earnings releasedThe company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$30.2m (down 4.8% from FY 2019). Net income: US$6.56m (down 16% from FY 2019). Profit margin: 22% (down from 25% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.16% (down from 3.35% in FY 2019). Non-performing loans: 0.51% (up from 0.41% in FY 2019). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
分析記事 • Feb 21Should You Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Upcoming Dividend?Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Emclaire...
Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$2.42 (vs US$2.88 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$30.2m (down 4.8% from FY 2019). Net income: US$6.56m (down 16% from FY 2019). Profit margin: 22% (down from 25% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
お知らせ • Jan 30Emclaire Financial Corp, Annual General Meeting, Apr 21, 2021Emclaire Financial Corp, Annual General Meeting, Apr 21, 2021, at 09:00 US Eastern Standard Time.
分析記事 • Dec 30How Much Is Emclaire Financial Corp (NASDAQ:EMCF) CEO Getting Paid?This article will reflect on the compensation paid to Bill Marsh who has served as CEO of Emclaire Financial Corp...
お知らせ • Dec 20Emclaire Financial Corp Appoints Steven J. Hunter to the Board of Directors, Effective on January 1, 2021As previously reported, on December 16, 2020, the Board of Directors of Emclaire Financial Corp. appointed Steven J. Hunter to the Board of Directors of the company, effective on January 1, 2021. However, under the Bylaws of the company, Steven Hunter will fill a vacancy on the Board and serve an initial term as director until the company’s annual meeting of shareholders to be held in April 2023.
Is New 90 Day High Low • Dec 17New 90-day high: US$28.49The company is up 6.0% from its price of US$27.00 on 18 September 2020. The American market is up 13% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 24% over the same period.
Valuation Update With 7 Day Price Move • Dec 17Investor sentiment improved over the past weekAfter last week's 16% share price gain to US$28.49, the stock is trading at a trailing P/E ratio of 13.6x, up from the previous P/E ratio of 11.7x. This compares to an average P/E of 12x in the Banks industry in the US. Total returns to shareholders over the past three years are 2.8%.
分析記事 • Nov 25Don't Buy Emclaire Financial Corp (NASDAQ:EMCF) For Its Next Dividend Without Doing These ChecksReaders hoping to buy Emclaire Financial Corp (NASDAQ:EMCF) for its dividend will need to make their move shortly, as...
Upcoming Dividend • Nov 24Upcoming Dividend of US$0.30 Per ShareWill be paid on the 18th of December to those who are registered shareholders by the 30th of November. The trailing yield of 4.8% is in the top quartile of American dividend payers (4.2%), and it is higher than industry peers (3.1%).
Reported Earnings • Oct 25Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$5.66m, down 13% from the prior year. Total revenue was US$29.1m over the last 12 months, down 11% from the prior year.
Is New 90 Day High Low • Sep 19New 90-day high: US$27.00The company is up 3.0% from its price of US$26.10 on 19 June 2020. The American market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Banks industry, which is down 3.0% over the same period.