Cathay General Bancorp バランスシートの健全性
財務の健全性 基準チェック /66
Cathay General Bancorpの総資産は$24.7B 、総資本は$3.0Bです。預金総額は$21.1B 、ローン総額は$20.4Bです。純金利マージンは3.3% 。不良債権に対する十分な引当金があり、現在、総融資額の0.5%ます。現金および短期投資は$164.0Mです。
主要情報
8.1x
自己資本比率
3.3%
純金利マージン
| 預金総額 | US$21.06b |
| 預貸率 | 適切 |
| 不良債権 | 0.5% |
| 貸倒引当金 | 十分 |
| 流動比率 | 低い |
| 現金および同等物 | US$163.98m |
財務の健全性に関する最新情報
更新なし
Recent updates
Seeking Alpha • 5h
Cathay General Bancorp: Valuation Now Reflects Improved Profitability
Summary Given its liability-sensitive balance sheet, Cathay General Bancorp has been a winner from lower interest rates. Specifically, a wider interest margin has driven strong operating leverage and a structural improvement in CATY's earnings and profitability. CATY's net interest margin is now just under 3.5%. Comps will get incrementally tougher, while the war in Iran has flipped the outlook for rates. With CATY now trading for 1.6x tangible book value and 11.6x consensus EPS, the valuation has caught up with the business. Read the full article on Seeking Alpha
ナラティブ更新 • Jul 28
CATY: Dividend Strength And Buybacks Will Support Margins And Fairly Balanced Prospects
The fair value estimate for Cathay General Bancorp has increased from $60.10 to $64.80, with analysts citing stronger balance sheet growth, better net interest margins, higher fees, lower credit costs, and stable asset quality behind higher price targets across recent research updates. Analyst Commentary Recent research updates on Cathay General Bancorp point to a mixed but generally constructive tone, with higher price targets and refreshed earnings estimates grounded in specific balance sheet and income statement drivers.ナラティブ更新 • Jul 14
CATY: Dividend Strength And Buybacks Are Expected To Support Balanced Prospects
The analyst price target for Cathay General Bancorp has been raised by $2 to $60.10, with analysts pointing to updated fair value estimates and modestly higher assumptions for revenue growth, profit margins, and future P/E as key drivers of the revision. Analyst Commentary Recent research updates on Cathay General Bancorp highlight both optimism and caution around the higher price target, with analysts focusing on how revenue growth assumptions, profit margins, and future P/E expectations line up with current execution.
ナラティブ更新 • Jun 30
CATY: Share Repurchases And Higher Profit Margins Will Support Future Upside
Analysts have raised the fair value estimate for Cathay General Bancorp from $65.00 to $75.00, citing updated assumptions on profit margin, discount rate, and future P/E following recent price target increases reported in Street research from firms covering the stock. Analyst Commentary Bullish analysts covering Cathay General Bancorp have recently raised their price targets, which has contributed to the higher fair value estimate.分析記事 • Jun 19
Cathay General Bancorp (CATY) Stock Could Be 52% Below Fair Value Despite 3% Overvaluation View
Cathay General Bancorp (CATY) continues to draw interest after a period of strong multi year total returns, with the stock last closing at $59.09. Investors are weighing this performance against fundamentals and valuation metrics. See our latest analysis for Cathay General Bancorp. Over the past year, Cathay General Bancorp has combined a 21.41% year to date share price return with a 40.49% total shareholder return over 12 months. Its strong 90 day share price momentum of 23.54% suggests...
ナラティブ更新 • Jun 16
CATY: Higher P/E Assumptions Will Likely Limit Future Stock Returns
Analysts recently raised their fair value estimate for Cathay General Bancorp stock from $41.00 to $47.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations that align with recent Street research price target increases from firms covering the company. Analyst Commentary on Cathay General Bancorp Recent Street research on Cathay General Bancorp has centered on refreshed valuation work, with firms updating their price targets alongside new assumptions for discount rates, revenue trends, and profit margins.ナラティブ更新 • Jun 02
CATY: Dividend And Buybacks Are Expected To Sustain A Measured Outlook
Narrative Update on Cathay General Bancorp The analyst price target for Cathay General Bancorp has been lifted by $1 to $57.40, with analysts pointing to updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E following recent research updates from multiple firms. Analyst Commentary Recent Street research points to a modest reset higher in fair value assumptions for Cathay General Bancorp, with analysts updating their models following new work on discount rates, profit margins and expected P/E levels.ナラティブ更新 • Apr 29
CATY: Dividend And Buybacks Will Support Steady Outlook As Market Expectations Rise
The updated analyst price target for Cathay General Bancorp moves to $56.40 from $53.80. This reflects analysts' use of slightly higher revenue growth, profit margin and future P/E assumptions in their refreshed models following recent Street research updates.ナラティブ更新 • Apr 15
CATY: Share Repurchases And Dividend Will Support Future Upside
Analysts have maintained their $65.00 price target for Cathay General Bancorp, citing updated assumptions that incorporate slightly adjusted revenue growth, profit margin, and forward P/E expectations, while keeping the same fair value and discount rate in their models. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).ナラティブ更新 • Apr 01
CATY: Dividend And Buybacks Will Support Steady Outlook Despite Management Changes
Analysts have kept their $53.80 price target for Cathay General Bancorp unchanged, citing relatively stable modeled revenue growth, profit margin and forward P/E assumptions in their updated forecasts. What's in the News The board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).ナラティブ更新 • Mar 18
CATY: Dividend Strength And Share Repurchases Will Support Future Upside Potential
Analysts have trimmed their price target on Cathay General Bancorp to about $53.80 from roughly $54.20, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (company announcement).ナラティブ更新 • Mar 04
CATY: Share Repurchases Will Drive Future Upside
Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only small model tweaks to revenue growth, profit margin, and future P/E assumptions that do not materially alter their overall view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).ナラティブ更新 • Feb 18
CATY: Share Repurchases And Lower Charge Offs Will Drive Future Upside
Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only slight tweaks to inputs such as the discount rate, revenue growth, profit margin, and future P/E assumptions that collectively do not alter their overall valuation view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).ナラティブ更新 • Feb 04
CATY: Share Repurchases And Lower Charge Offs Will Support Upside Potential
Narrative Update Overview Analysts now see Cathay General Bancorp's fair value at $65.00, up from $60.00, citing updated assumptions that include a 6.96% discount rate, 12.64% revenue growth, a 40.60% profit margin, and a forward P/E of 10.67x. What's in the News Cathay General Bancorp plans an executive transition, with long-serving Chief Financial Officer Heng W.ナラティブ更新 • Jan 20
CATY: Net Interest Margin Strength Will Offset Elevated Loan Loss Provision Concerns
Narrative Update Analysts have nudged their expectations for Cathay General Bancorp higher, with recent Street research lifting price targets in a range of about $1 to $2 per share. They point to solid net interest income and margin performance, while also flagging a higher than expected loan loss provision as a key watchpoint.ナラティブ更新 • Jan 06
CATY: Net Interest Strength And Buybacks Will Offset Credit Cost Uncertainty
Analysts have nudged their fair value estimate for Cathay General Bancorp higher from about US$52.20 to roughly US$54.20. This reflects updated views on price targets in the low US$50s and recent commentary around solid net interest income and margin trends, alongside a higher than expected loan loss provision and limited credit concerns.ナラティブ更新 • Dec 17
CATY: Net Interest Strength And Buybacks Will Balance Emerging Credit Cost Pressures
Analysts have nudged their average price target on Cathay General Bancorp modestly higher, citing solid net interest income growth, expanding net interest margins, and manageable credit concerns as support for a fair value near $52.20. Analyst Commentary Recent commentary from Street research points to a balanced view on Cathay General Bancorp, with modestly higher price targets reflecting confidence in the bank's earnings power and capitalization, while still acknowledging pockets of risk around credit costs and loan growth sustainability.ナラティブ更新 • Dec 03
CATY: Net Interest Strength And Buybacks Will Offset Rising Credit Costs
Analysts have raised their price targets on Cathay General Bancorp to a range centered around approximately $52 per share, up from the low $50s. They cite solid net interest income and margin expansion that more than offset modest concerns about higher loan loss provisioning and slightly softer profit margins.分析記事 • Nov 25
Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34
Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 11th of...ナラティブ更新 • Oct 09
Asian American Demand And Digital Banking Will Strengthen Performance
Analysts have modestly raised their price target for Cathay General Bancorp from $51.60 to $52.40, citing improved expectations for profit margin and forward price-to-earnings ratio. What's in the News Cathay General Bancorp completed the repurchase of 804,179 shares, representing 1.15 percent of shares outstanding, for $35.56 million during June 2025 under its previously announced buyback program.分析記事 • Aug 21
Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34
The board of Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend on the 8th of September...分析記事 • May 19
Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34
Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 9th of June. This...Seeking Alpha • Apr 26
Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)
Summary Cathay General Bancorp faces stagnation with a high loan-to-deposit ratio and limited flexibility, but its tangible book value justifies a hold rating. Loan growth is constrained, and average loan yields are declining, but deposit costs are decreasing, offering some hope for future performance. Heavy exposure to CRE loans increases risk, but prudent LTV ratios and low net charge-offs indicate high creditworthiness. Dividend yield is stable at 3.22%, but growth is unlikely; buybacks are expected pending Board approval, reflecting cautious shareholder remuneration. Read the full article on Seeking AlphaSeeking Alpha • Jan 30
Cathay General Bancorp: Reducing The EPS Estimate, But Maintaining A Hold Rating
Summary Cathay General Bancorp's net interest margin will benefit from the rollover of Chinese New Year promotional deposits, deposit mix improvement, and interest rate cuts. I’m reducing my loan growth estimate to 3.5%. Unemployment rates in CATY’s markets have improved, but they’re still quite high based on peer comparison. Unlike the last couple of years, CATY is not planning to invest in any solar tax credit investment funds in 2025. Therefore, the bottom line will take a hit. I’m reducing my EPS estimate to $4.03 for 2025 because of changes in my provision expense, taxation, and loan estimates. My total expected return is negative 3.7%, based on a price downside of 6.6% and a dividend yield of 2.9%. Read the full article on Seeking Alpha分析記事 • Nov 21
Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34
Cathay General Bancorp ( NASDAQ:CATY ) will pay a dividend of $0.34 on the 9th of December. This means the dividend...Seeking Alpha • Nov 14
Cathay General Bancorp: Shares Performed As Expected
Summary Cathay General Bancorp has had a nice run lower over the past year or so, with shares outperforming the broader market. This has come at a time when income statement results have worsened, but deposits have increased nicely. Unfortunately, the company now looks ready for a downgrade based on pricing, asset quality, and other factors. Read the full article on Seeking AlphaSeeking Alpha • Nov 05
Cathay General Bancorp: Rate Cuts To Help Earnings Bounce Back Next Year
Summary Despite recent performance, my loan growth outlook remains positive because of the economic strength of urban markets and interest rate cuts. The net interest margin will likely continue to expand because rate cuts will reduce the average deposit cost, but the average loan yield will remain sticky. The December 2024 target price is close to the current market price. Cathay General Bancorp is offering a moderate dividend yield of 3.0%. Read the full article on Seeking Alpha
新しいナラティブ • Oct 27
Revamping Revenue Streams And Enhancing Margins With Strategic Moves And Market Adaptation
Strategic stock repurchase is expected to enhance EPS by reducing share count, while increased core deposits support liquidity and potential revenue growth.分析記事 • Aug 20
Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34
Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 9th of...財務状況分析
デット・ツー・エクイティの歴史と分析
貸借対照表
金融機関分析
資産レベル: CATYの 資産対自己資本比率 ( 8.1 x) は 低い です。
不良債権引当金: CATYには 十分な 不良債権引当金 ( 196 %) があります。
低リスク負債: CATYの負債の97%は主に 低リスク の資金源で構成されています。
ローンレベル: CATYは 適切な レベルの ローン対資産比率 ( 83% ) を持っています。
低リスク預金: CATYの 預金に対する貸出金の比率 ( 97% ) は 適切 です。
不良債権レベル: CATYには 適切な レベルの 不良債権 があります ( 0.5 %)。
健全な企業の発掘
企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/08/05 21:58 |
| 終値 | 2026/08/05 00:00 |
| 収益 | 2026/06/30 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
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| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
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| 主な進展 | 10年 |
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* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
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業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
Cathay General Bancorp 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。21
| アナリスト | 機関 |
|---|---|
| Leanne Caravaggio | BMO Capital Markets Equity Research |
| Lana Chan | BMO Capital Markets Equity Research |
| Peter Winter | BMO Capital Markets Equity Research |