View Past PerformanceSileon バランスシートの健全性財務の健全性 基準チェック /06Sileonの総株主資本はSEK18.5M 、総負債はSEK25.7Mで、負債比率は138.8%となります。総資産と総負債はそれぞれSEK61.1MとSEK42.6Mです。主要情報138.82%負債資本比率SEK 25.66m負債インタレスト・カバレッジ・レシオn/a現金SEK 4.29mエクイティSEK 18.49m負債合計SEK 42.60m総資産SEK 61.09m財務の健全性に関する最新情報分析記事 • May 04Sileon (STO:SILEON) Is Carrying A Fair Bit Of DebtSome say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...分析記事 • Aug 28Is Sileon (STO:SILEON) A Risky Investment?Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...分析記事 • Feb 02Does Paynova (NGM:PAY) Have A Healthy Balance Sheet?David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...分析記事 • May 27Paynova (NGM:PAY) Is Making Moderate Use Of DebtHoward Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...分析記事 • Feb 11Is Paynova (NGM:PAY) A Risky Investment?Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...すべての更新を表示Recent updatesNew Risk • Feb 09New major risk - Revenue and earnings growthEarnings have declined by 3.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr50m free cash flow). Share price has been highly volatile over the past 3 months (54% average weekly change). Earnings have declined by 3.6% per year over the past 5 years. Shareholders have been substantially diluted in the past year (100% increase in shares outstanding). Revenue is less than US$1m (kr7.9m revenue, or US$880k). Market cap is less than US$10m (kr11.5m market cap, or US$1.28m).New Risk • Dec 03New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 100% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr47m free cash flow). Share price has been highly volatile over the past 3 months (34% average weekly change). Shareholders have been substantially diluted in the past year (100% increase in shares outstanding). Revenue is less than US$1m (kr1.8m revenue, or US$188k). Market cap is less than US$10m (kr12.1m market cap, or US$1.29m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr28m net loss in 2 years).Reported Earnings • Nov 30Third quarter 2025 earnings released: kr2.38 loss per share (vs kr8.30 loss in 3Q 2024)Third quarter 2025 results: kr2.38 loss per share (improved from kr8.30 loss in 3Q 2024). Net loss: kr8.61m (loss narrowed 55% from 3Q 2024).New Risk • Aug 26New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr56m free cash flow). Share price has been highly volatile over the past 3 months (42% average weekly change). Revenue is less than US$1m. Market cap is less than US$10m (kr12.5m market cap, or US$1.30m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr34m net loss in 2 years).Board Change • Aug 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. No highly experienced directors. Independent Director Jenny Karlsson was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 20Omnione S.A. cancelled the acquisition of Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction.Omnione S.A. proposed to acquire Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction on March 28, 2025. Omnione S.A. signed a letter of intent to acquire Sileon AB (publ) from Rieber & Søn As and others in a reverse merger transaction on March 31, 2025. The letter of intent suggests that Sileon acquires Omnio and issues new shares to Omnio's shareholders, entailing that Omnio's shareholders will own approximately 95 percent of the new outstanding shares after such a transaction. In connection to the RTO, sileon intends to issue warrants, free of charge, to its existing shareholders. The indicative terms states that the warrants will have a duration of 4 years and a strike price of SEK 20 per new share. In order to fund Sileon's operations until the RTO has been completed, Sileon and the Company’s largest shareholder, Rieber & Søn AS, intend to enter into a convertible loan agreement of approximately SEK 10 million (the “Convertible Loan”). The Convertible Loan is intended to mature on November 15, 2025 and have a conversion price of SEK 15 per share. DDM to undertake due diligence for the RTO. If a merger agreement is not entered into by May 5, 2025, the LOI will terminate. Fulfillment of the transaction, and final terms for the Transactions, is contingent on binding merger agreement is entered into and will be subject to a number of conditions, including approval of an extraordinary general meeting in Sileon and approval from Nasdaq Stockholm. Assuming that a merger agreement is entered into, The transaction is expected to close during the second quarter of 2025. As of May 5, 2025. Sileon AB announced an extension of the Letter of Intent for a reverse takeover transaction with Omnione SA. The LOI's term and exclusivity have been extended until June 16, 2025, while all other terms and conditions of the transaction remain unchanged as per Letter of Intent dated March 31, 2025. Omnione S.A. cancelled the acquisition of Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction on May 18, 2025.お知らせ • May 09Sileon AB (publ), Annual General Meeting, Jun 10, 2025Sileon AB (publ), Annual General Meeting, Jun 10, 2025, at 14:00 W. Europe Standard Time. Location: at the company`s premises in, munchenbryggeriet, soder malarstrand 45, floor 9, stockholm Swedenお知らせ • Mar 31Omnione S.A. proposed to acquire Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction.Omnione S.A. proposed to acquire Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction on March 28, 2025. Parties signed a Letter of Intent on March 31, 2025. The LOI suggests that Sileon acquires Omnio and issues new shares to Omnio's shareholders, entailing that Omnio's shareholders will own approximately 95 percent of the new outstanding shares after such a transaction. In connection to the rto, sileon intends to issue warrants, free of charge, to its existing shareholders. the indicative terms states that the warrants will have a duration of 4 years and a strike price of SEK 20.0 per new share. In order to fund Sileon's operations until the RTO has been completed, Sileon and the Company’s largest shareholder, Rieber & Søn AS, intend to enter into a convertible loan agreement of approximately SEK 10 million (the “Convertible Loan”). The Convertible Loan is intended to mature on November 15, 2025 and have a conversion price of SEK 15.0 per share. DDM to undertake due diligence for the RTO. If a merger agreement is not entered into by May 5, 2025, the LOI will terminate. Fulfillment of the transaction, and final terms for the Transactions, is contingent on binding merger agreement is entered into and will be subject to a number of conditions, including approval of an extraordinary general meeting in Sileon and approval from Nasdaq Stockholm. Assuming that a merger agreement is entered into, the ambition is to complete the Transactions during the second quarter of 2025.Reported Earnings • Feb 17Full year 2024 earnings released: kr1.07 loss per share (vs kr71.83 loss in FY 2023)Full year 2024 results: kr1.07 loss per share. Revenue: kr15.6m (down 77% from FY 2023). Net loss: kr57.5m (loss widened 6.4% from FY 2023). Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in Sweden.New Risk • Feb 15New major risk - Revenue and earnings growthEarnings have declined by 1.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr43m free cash flow). Share price has been highly volatile over the past 3 months (31% average weekly change). Earnings have declined by 1.6% per year over the past 5 years. Shareholders have been substantially diluted in the past year (225% increase in shares outstanding). Market cap is less than US$10m (kr15.4m market cap, or US$1.44m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr41m net loss in 2 years).New Risk • Nov 11New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: kr54m (US$5.0m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr43m free cash flow). Share price has been highly volatile over the past 3 months (15% average weekly change). Shareholders have been substantially diluted in the past year (225% increase in shares outstanding). Market cap is less than US$10m (kr36.9m market cap, or US$3.40m). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (kr42m net loss in 2 years). Revenue is less than US$5m (kr54m revenue, or US$5.0m).Reported Earnings • Nov 08Third quarter 2024 earnings released: kr0.17 loss per share (vs kr0.43 loss in 3Q 2023)Third quarter 2024 results: kr0.17 loss per share. Revenue: kr9.77m (down 31% from 3Q 2023). Net loss: kr18.9m (loss widened 31% from 3Q 2023). Revenue is expected to decline by 45% p.a. on average during the next 3 years, while revenues in the Software industry in Sweden are expected to grow by 15%.New Risk • Nov 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (15% average weekly change). Earnings are forecast to decline by an average of 0.2% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (225% increase in shares outstanding). Market cap is less than US$10m (kr47.1m market cap, or US$4.38m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr43m net loss in 2 years).お知らせ • Nov 01Avarda AS agreed to acquire Assets related to the business area Payments from Sileon AB (publ) (OM:SILEON) for SEK 20 million.Avarda AS agreed to acquire Assets related to the business area Payments from Sileon AB (publ) (OM:SILEON) for SEK 20 million on October 31, 2024. The purchase price amounts to SEK 20 million and will be paid in cash at closing. The purchase price of SEK 20 million will strengthen Sileon’s cash position by approximately SEK 8 million net, after Sileon has repaid the revolving credit facility related to Payments. The transaction is conditional upon the approval from relevant contract parties of the transfer and closing is expected to take place on December 1, 2024.New Risk • Aug 28New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 2 years. Trailing 12-month net loss: kr45m Forecast net loss in 2 years: kr34m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (20% average weekly change). Shareholders have been substantially diluted in the past year (388% increase in shares outstanding). Market cap is less than US$10m (kr84.8m market cap, or US$8.32m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr34m net loss in 2 years).Reported Earnings • Aug 28Second quarter 2024 earnings released: kr0.10 loss per share (vs kr0.42 loss in 2Q 2023)Second quarter 2024 results: kr0.10 loss per share (improved from kr0.42 loss in 2Q 2023). Revenue: kr20.0m (up 17% from 2Q 2023). Net loss: kr5.15m (loss narrowed 64% from 2Q 2023). Revenue is forecast to grow 46% p.a. on average during the next 3 years, compared to a 16% growth forecast for the Software industry in Sweden.New Risk • Jul 28New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 388% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (22% average weekly change). Shareholders have been substantially diluted in the past year (388% increase in shares outstanding). Market cap is less than US$10m (kr84.0m market cap, or US$7.76m).お知らせ • Jul 04Sileon AB (publ) Unveils Innovative Feature as Part of its Comprehensive SaaS OfferingSileon announced the introduction of a new feature now available within its comprehensive SaaS solution. This new solution module is designed to promote responsible lending and offer better-tailored offers for cardholders. It also provides enhanced flexibility and convenience for both businesses and end users. Offering BNPL for all transactions can lead to lending for very low amounts and inappropriate transactions, such as deposits at gambling companies or tax payments. Smart BNPL addresses these issues by allowing banks to focus on the most relevant and high-value transactions. Additionally, banks have long-term, stable customer relationships and take greater responsibility than BNPL providers, needing the ability to control who receives BNPL services. This new solution module enhances responsible lending by enabling banks to take greater ownership and make informed decisions on who to target and/or exclude in their offerings. This control allows banks to decide who can use BNPL, when, and in what format, resulting in better-tailored offers for cardholders and improved conversion rates. In addition, the user experience for customers in physical stores is significantly improved, as they no longer need to request BNPL as an payment option at the POS; it is seamlessly accessible in their bank's app. This enables banks to reach their customers at the point of transaction, milliseconds after the transaction is authorized, bypassing the complex infrastructure of POS. This not only ensures awareness of BNPL and results in high conversion rates but also a convenient user experience for the customer. This new feature, currently available for Sileon's customers in Europe, it is initially limited to Mastercard cards, with plans to expand to other schemes and regions. Banks can easily set transaction eligibility rules in Sileon's Portal when creating BNPL offers. Sileon's SaaS Platform acts as a core banking system for BNPL, offering all necessary capabilities to quickly launch a card-linked BNPL product tailored to market and user needs. The Solution modules enhance the Platform, simplifying and accelerating time to market while increasing flexibility for both B2B and B2C focuses.Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The analyst covering Sileon previously expected the company to break even in 2024. New forecast suggests losses will reduce by 57% to 2024. The company is expected to make a profit of kr3.00m in 2025. Average annual earnings growth of 109% is required to achieve expected profit on schedule.お知らせ • Jun 13+ 1 more updateSileon AB (publ) Announces Chairman ChangesThe board of Sileon AB (publ) has appointed Kent Hansson acting CEO, effective immediately, which means that he leaves his role as Chairman but will still be a member of the Board. Linus Singelman, board member since 2022, is appointed Chairman.お知らせ • May 19Sileon AB (publ) has filed a Follow-on Equity Offering.Sileon AB (publ) has filed a Follow-on Equity Offering. Security Name: Shares Security Type: Common Stock Transaction Features: Rights OfferingReported Earnings • Apr 24First quarter 2024 earnings released: kr0.21 loss per share (vs kr0.32 loss in 1Q 2023)First quarter 2024 results: kr0.21 loss per share (improved from kr0.32 loss in 1Q 2023). Revenue: kr17.4m (down 9.0% from 1Q 2023). Net loss: kr10.5m (loss narrowed 3.9% from 1Q 2023). Revenue is forecast to grow 45% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has fallen by 57% per year, which means it is significantly lagging earnings.Reported Earnings • Feb 18Full year 2023 earnings released: kr1.44 loss per share (vs kr1.25 loss in FY 2022)Full year 2023 results: kr1.44 loss per share (further deteriorated from kr1.25 loss in FY 2022). Revenue: kr75.0m (up 5.7% from FY 2022). Net loss: kr54.2m (loss widened 69% from FY 2022). Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has fallen by 58% per year, which means it is significantly lagging earnings.お知らせ • Feb 18Sileon AB (publ), Annual General Meeting, Apr 16, 2024Sileon AB (publ), Annual General Meeting, Apr 16, 2024.お知らせ • Feb 17+ 1 more updateSileon AB (publ) to Report Q1, 2024 Results on Apr 16, 2024Sileon AB (publ) announced that they will report Q1, 2024 results on Apr 16, 2024New Risk • Feb 17New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Swedish stocks, typically moving 13% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr41m free cash flow). Share price has been highly volatile over the past 3 months (13% average weekly change). Earnings have declined by 1.2% per year over the past 5 years. Market cap is less than US$10m (kr57.0m market cap, or US$5.46m). Minor Risk Shareholders have been diluted in the past year (50% increase in shares outstanding).New Risk • Feb 13New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -kr41m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr41m free cash flow). Earnings have declined by 1.2% per year over the past 5 years. Market cap is less than US$10m (kr79.1m market cap, or US$7.58m). Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (50% increase in shares outstanding).Reported Earnings • Nov 19Third quarter 2023 earnings released: kr0.43 loss per share (vs kr0.14 loss in 3Q 2022)Third quarter 2023 results: kr0.43 loss per share (further deteriorated from kr0.14 loss in 3Q 2022). Revenue: kr14.2m (down 21% from 3Q 2022). Net loss: kr14.5m (loss widened 201% from 3Q 2022). Revenue is forecast to grow 59% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 52% per year but the company’s share price has fallen by 49% per year, which means it is significantly lagging earnings.お知らせ • Nov 17Sileon AB (publ) to Report Fiscal Year 2023 Results on Feb 16, 2024Sileon AB (publ) announced that they will report fiscal year 2023 results on Feb 16, 2024New Risk • Oct 18New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 50% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (kr88.7m market cap, or US$8.04m). Minor Risks Less than 1 year of cash runway based on current free cash flow (-kr39m). Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (50% increase in shares outstanding).Board Change • Oct 15High number of new and inexperienced directorsThere are 4 new directors who have joined the board in the last 3 years. The company's board is composed of: 4 new directors. No experienced directors. No highly experienced directors. Independent Chairman of the Board Kent Hansson is the most experienced director on the board, commencing their role in 2021. The company’s lack of experienced directors is considered a risk according to the Simply Wall St Risk Model.New Risk • Oct 05New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 50% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (12% average weekly change). Market cap is less than US$10m (kr101.4m market cap, or US$9.18m). Minor Risks Less than 1 year of cash runway based on current free cash flow (-kr39m). Shareholders have been diluted in the past year (50% increase in shares outstanding).お知らせ • Oct 05Sileon AB (publ) has completed a Follow-on Equity Offering in the amount of SEK 33.793604 million.Sileon AB (publ) has completed a Follow-on Equity Offering in the amount of SEK 33.793604 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 16,896,802 Price\Range: SEK 2 Discount Per Security: SEK 0.28 Transaction Features: Rights Offeringお知らせ • Sep 12Sileon AB (publ) Expands Product Line and Opens A Trial Account for Self-OnboardingSileon AB (publ) expands the product line and offers a Trial Account for potential customers wanting to get hands-on experience using Sileon's card-based BNPL SaaS Platform. Once qualified for a Trial Account, users will be able to explore all features of Sileon's BNPL SaaS platform, as well as get an overview of the integration and transaction patterns. Users can try the product for 14 days. During this period, users will gain full access rights to the Sileon Portal and be able to create and tailor an unlimited number of BNPL products to meet their specific market needs. The Trial Account supports enterprise customers' demand for understanding Sileon tech in detail and enables Sileon's card- based BNPL for an international market of smaller card-issuing fintechs.Reported Earnings • Aug 18Second quarter 2023 earnings released: kr0.42 loss per share (vs kr0.38 loss in 2Q 2022)Second quarter 2023 results: kr0.42 loss per share (further deteriorated from kr0.38 loss in 2Q 2022). Revenue: kr20.6m (up 18% from 2Q 2022). Net loss: kr14.2m (loss widened 101% from 2Q 2022). Revenue is forecast to grow 58% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has fallen by 33% per year, which means it is significantly lagging earnings.お知らせ • Jun 27Sileon AB (publ) Launches its First Complementing Solution Module - Risk AssessmentSileon AB (publ) launched its first complementing Solution module - risk assessment. The risk assessment module is launched in collaboration with Provenir, a leading international tech company that offers data and risk decision processes through identity, credit, and fraud. As a result of the Sileon and Provenir collaboration, banks and card issuers can now offer BNPL to their existing debit cards within a matter of weeks using Sileon's BNPL SaaS technology. The risk assessment Solution module includes following: Decisioning, Credit check, Fraud, KYC/ID validation, AML/PEP. Acting as a core banking system for BNPL, Sileon's SaaS Platform provides all the necessary capabilities to quickly go live with a card-based BNPL offering tailored to the market and end user's needs. The Solution modules, on the other hand, serve as extra capabilities to the Platform with the main purpose of simplifying and shortening the time to market, as well as increasing the flexibility, regardless of whether the focus is on B2B or B2C.Board Change • May 19High number of new and inexperienced directorsThere are 5 new directors who have joined the board in the last 3 years. The company's board is composed of: 5 new directors. No experienced directors. 1 highly experienced director. Independent Director Mats Holmfeldt is the most experienced director on the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Recent Insider Transactions • May 09Independent Chairman of the Board recently bought kr268k worth of stockOn the 5th of May, Kent Hansson bought around 63k shares on-market at roughly kr4.25 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth kr512k. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.9m worth in shares.分析記事 • May 04Sileon (STO:SILEON) Is Carrying A Fair Bit Of DebtSome say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Reported Earnings • Apr 12Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: kr1.23 loss per share (improved from kr3.05 loss in FY 2021). Revenue: kr71.0m (up 47% from FY 2021). Net loss: kr31.8m (loss narrowed 35% from FY 2021). Revenue missed analyst estimates by 5.1%. Earnings per share (EPS) also missed analyst estimates by 48%. Revenue is forecast to grow 51% p.a. on average during the next 3 years, compared to a 19% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 33% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Feb 24Independent Chairman of the Board recently bought kr512k worth of stockOn the 20th of February, Kent Hansson bought around 100k shares on-market at roughly kr5.12 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.6m worth in shares.Recent Insider Transactions • Feb 23Independent Chairman of the Board recently bought kr512k worth of stockOn the 20th of February, Kent Hansson bought around 100k shares on-market at roughly kr5.12 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.6m worth in shares.Reported Earnings • Feb 19Full year 2022 earnings released: kr0.94 loss per share (vs kr3.05 loss in FY 2021)Full year 2022 results: kr0.94 loss per share (improved from kr3.05 loss in FY 2021). Revenue: kr90.4m (up 87% from FY 2021). Net loss: kr31.9m (loss narrowed 35% from FY 2021). Revenue is forecast to grow 46% p.a. on average during the next 3 years, compared to a 18% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.Breakeven Date Change • Dec 08Forecast to breakeven in 2024The analyst covering Sileon expects the company to break even for the first time. New forecast suggests losses will reduce by 23% per year to 2023. The company is expected to make a profit of kr9.00m in 2024. Average annual earnings growth of 89% is required to achieve expected profit on schedule.Recent Insider Transactions • Nov 30Chairman of the Board recently bought kr296k worth of stockOn the 22nd of November, Kent Hansson bought around 70k shares on-market at roughly kr4.24 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.1m worth in shares.Reported Earnings • Nov 19Third quarter 2022 earnings: EPS and revenues miss analyst expectationsThird quarter 2022 results: kr0.14 loss per share (improved from kr0.58 loss in 3Q 2021). Revenue: kr23.4m (up 76% from 3Q 2021). Net loss: kr4.80m (loss narrowed 51% from 3Q 2021). Revenue missed analyst estimates by 37%. Earnings per share (EPS) also missed analyst estimates by 40%. Revenue is forecast to grow 47% p.a. on average during the next 3 years, compared to a 10% growth forecast for the IT industry in Sweden. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 26% per year, which means it is significantly lagging earnings.Price Target Changed • Nov 16Price target decreased to kr4.70Down from kr6.40, the current price target is provided by 1 analyst. New target price is 14% above last closing price of kr4.14. Stock is down 55% over the past year. The company is forecast to post a net loss per share of kr0.84 next year compared to a net loss per share of kr3.05 last year.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Director Mats Holmfeldt was the last independent director to join the board, commencing their role in 2014. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.分析記事 • Aug 28Is Sileon (STO:SILEON) A Risky Investment?Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...Reported Earnings • Aug 27Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: kr0.38 loss per share (up from kr0.67 loss in 2Q 2021). Revenue: kr22.5m (up 103% from 2Q 2021). Net loss: kr7.07m (loss narrowed 38% from 2Q 2021). Revenue missed analyst estimates by 31%. Earnings per share (EPS) also missed analyst estimates by 280%. Over the next year, revenue is forecast to grow 26%, compared to a 16% growth forecast for the IT industry in Sweden. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.Major Estimate Revision • May 13Consensus revenue estimates increase by 14%The consensus outlook for revenues in 2022 has improved. 2022 revenue forecast increased from kr67.1m to kr76.4m. Forecast losses expected to reduce from -kr2.70 to -kr0.70 per share. IT industry in Sweden expected to see average net income growth of 22% next year. Consensus price target down from kr6.40 to kr4.70. Share price fell 2.4% to kr4.12 over the past week.Price Target Changed • May 12Price target decreased to kr4.70Down from kr6.00, the current price target is provided by 1 analyst. New target price is 12% above last closing price of kr4.20. Stock is down 64% over the past year. The company is forecast to post a net loss per share of kr0.70 next year compared to a net loss per share of kr3.05 last year.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Director Mats Holmfeldt was the last independent director to join the board, commencing their role in 2014. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Feb 19Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: kr3.05 loss per share (up from kr4.62 loss in FY 2020). Revenue: kr51.7m (up 20% from FY 2020). Net loss: kr49.2m (flat on FY 2020). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 8.9%. Over the next year, revenue is forecast to grow 6.6%, compared to a 17% growth forecast for the industry in Sweden. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 30% per year, which means it is significantly lagging earnings.分析記事 • Feb 02Does Paynova (NGM:PAY) Have A Healthy Balance Sheet?David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Reported Earnings • Nov 24Third quarter 2021 earnings: EPS in line with expectations, revenues disappointThird quarter 2021 results: kr0.58 loss per share (up from kr1.16 loss in 3Q 2020). Revenue: kr13.5m (up 29% from 3Q 2020). Net loss: kr9.75m (loss narrowed 28% from 3Q 2020). Revenue missed analyst estimates by 43%. Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Oct 16Independent Director recently bought kr75k worth of stockOn the 15th of October, Mats Holmfeldt bought around 8k shares on-market at roughly kr9.33 per share. In the last 3 months, they made an even bigger purchase worth kr220k. Insiders have collectively bought kr1.1m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Sep 25Independent Director recently bought kr220k worth of stockOn the 20th of September, Mats Holmfeldt bought around 21k shares on-market at roughly kr10.49 per share. In the last 3 months, there was an even bigger purchase from another insider worth kr300k. Insiders have collectively bought kr847k more in shares than they have sold in the last 12 months.Reported Earnings • Aug 27Second quarter 2021 earnings released: kr0.67 loss per share (vs kr1.29 loss in 2Q 2020)The company reported a solid second quarter result with reduced losses, improved revenues and improved control over expenses. Second quarter 2021 results: Revenue: kr14.2m (up 21% from 2Q 2020). Net loss: kr11.3m (loss narrowed 4.5% from 2Q 2020). Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has fallen by 34% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Jul 15Independent Director recently sold kr226k worth of stockOn the 8th of July, Mats Holmfeldt sold around 20k shares on-market at roughly kr11.30 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought kr627k more than they sold in the last 12 months.Recent Insider Transactions • Jul 05Chairman of the Board recently bought kr300k worth of stockOn the 1st of July, Daniel Ekberger bought around 25k shares on-market at roughly kr12.00 per share. This was the largest purchase by an insider in the last 3 months. This was Daniel's only on-market trade for the last 12 months.分析記事 • May 27Paynova (NGM:PAY) Is Making Moderate Use Of DebtHoward Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Reported Earnings • May 10First quarter 2021 earnings released: kr1.07 loss per share (vs kr1.03 loss in 1Q 2020)The company reported a poor first quarter result with increased losses, weaker revenues and weaker control over costs. First quarter 2021 results: Revenue: kr8.78m (down 27% from 1Q 2020). Net loss: kr14.7m (loss widened 57% from 1Q 2020). Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has fallen by 32% per year, which means it is significantly lagging earnings.Reported Earnings • Apr 19Full year 2020 earnings released: kr4.62 loss per share (vs kr6.96 loss in FY 2019)The company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: kr43.2m (down 15% from FY 2019). Net loss: kr49.5m (loss widened 30% from FY 2019). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 30% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 23Independent Director recently sold kr296k worth of stockOn the 17th of March, Mats Holmfeldt sold around 20k shares on-market at roughly kr14.80 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought kr71k more than they sold in the last 12 months.分析記事 • Feb 11Is Paynova (NGM:PAY) A Risky Investment?Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Reported Earnings • Feb 10Full year 2020 earnings released: kr4.62 loss per share (vs kr6.96 loss in FY 2019)The company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: kr43.4m (down 14% from FY 2019). Net loss: kr49.5m (loss widened 30% from FY 2019). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 29% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Jan 29New 90-day low: kr13.70The company is down 4.0% from its price of kr14.20 on 30 October 2020. The Swedish market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the IT industry, which is up 20% over the same period.Recent Insider Transactions • Jan 17Independent Director recently bought kr71k worth of stockOn the 8th of January, Mats Holmfeldt bought around 5k shares on-market at roughly kr14.29 per share. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.分析記事 • Dec 20This Insider Has Just Sold Shares In Paynova AB (NGM:PAY)We'd be surprised if Paynova AB ( NGM:PAY ) shareholders haven't noticed that the Chairman of the Board & President...Recent Insider Transactions • Dec 20Chairman of the Board & President recently sold kr2.4m worth of stockOn the 16th of December, Daniel Ekberger sold around 160k shares on-market at roughly kr15.00 per share. This was the largest sale by an insider in the last 3 months. This was Daniel's only on-market trade for the last 12 months.分析記事 • Dec 03A Quick Analysis On Paynova's (NGM:PAY) CEO CompensationDaniel Ekberger has been the CEO of Paynova AB ( NGM:PAY ) since 2013, and this article will examine the executive's...Reported Earnings • Nov 16Third quarter 2020 earnings released: kr1.16 loss per shareThe company reported a poor third quarter result with increased losses and weaker revenues and control over expenses. Third quarter 2020 results: Revenue: kr10.4m (down 7.2% from 3Q 2019). Net loss: kr13.5m (loss widened 83% from 3Q 2019). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 23% per year, which means it is significantly lagging earnings.財務状況分析短期負債: SILEONの 短期資産 ( SEK7.7M ) は 短期負債 ( SEK27.7M ) をカバーしていません。長期負債: SILEONの短期資産 ( SEK7.7M ) は 長期負債 ( SEK14.9M ) をカバーしていません。デット・ツー・エクイティの歴史と分析負債レベル: SILEONの 純負債対資本比率 ( 115.6% ) は 高い と見なされます。負債の削減: SILEONの負債対資本比率は、過去 5 年間で71.8%から138.8%に増加しました。貸借対照表キャッシュ・ランウェイ分析過去に平均して赤字であった企業については、少なくとも1年間のキャッシュ・ランウェイがあるかどうかを評価する。安定したキャッシュランウェイ: SILEONは、現在の フリーキャッシュフロー に基づくと、キャッシュランウェイ が 1 年未満です。キャッシュランウェイの予測: SILEONは、フリーキャッシュフローが毎年5.6 % の歴史的率で減少し続ける場合、キャッシュランウェイが 1 年未満になります。健全な企業の発掘7D1Y7D1Y7D1YSoftware 業界の健全な企業。View Dividend企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/09 17:03終値2026/02/09 00:00収益2025/09/30年間収益2024/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Sileon AB (publ) 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Hugo LisjoDNB Carnegie Commissioned Research
分析記事 • May 04Sileon (STO:SILEON) Is Carrying A Fair Bit Of DebtSome say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
分析記事 • Aug 28Is Sileon (STO:SILEON) A Risky Investment?Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...
分析記事 • Feb 02Does Paynova (NGM:PAY) Have A Healthy Balance Sheet?David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
分析記事 • May 27Paynova (NGM:PAY) Is Making Moderate Use Of DebtHoward Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
分析記事 • Feb 11Is Paynova (NGM:PAY) A Risky Investment?Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
New Risk • Feb 09New major risk - Revenue and earnings growthEarnings have declined by 3.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr50m free cash flow). Share price has been highly volatile over the past 3 months (54% average weekly change). Earnings have declined by 3.6% per year over the past 5 years. Shareholders have been substantially diluted in the past year (100% increase in shares outstanding). Revenue is less than US$1m (kr7.9m revenue, or US$880k). Market cap is less than US$10m (kr11.5m market cap, or US$1.28m).
New Risk • Dec 03New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 100% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr47m free cash flow). Share price has been highly volatile over the past 3 months (34% average weekly change). Shareholders have been substantially diluted in the past year (100% increase in shares outstanding). Revenue is less than US$1m (kr1.8m revenue, or US$188k). Market cap is less than US$10m (kr12.1m market cap, or US$1.29m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr28m net loss in 2 years).
Reported Earnings • Nov 30Third quarter 2025 earnings released: kr2.38 loss per share (vs kr8.30 loss in 3Q 2024)Third quarter 2025 results: kr2.38 loss per share (improved from kr8.30 loss in 3Q 2024). Net loss: kr8.61m (loss narrowed 55% from 3Q 2024).
New Risk • Aug 26New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr56m free cash flow). Share price has been highly volatile over the past 3 months (42% average weekly change). Revenue is less than US$1m. Market cap is less than US$10m (kr12.5m market cap, or US$1.30m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr34m net loss in 2 years).
Board Change • Aug 18Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. No highly experienced directors. Independent Director Jenny Karlsson was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 20Omnione S.A. cancelled the acquisition of Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction.Omnione S.A. proposed to acquire Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction on March 28, 2025. Omnione S.A. signed a letter of intent to acquire Sileon AB (publ) from Rieber & Søn As and others in a reverse merger transaction on March 31, 2025. The letter of intent suggests that Sileon acquires Omnio and issues new shares to Omnio's shareholders, entailing that Omnio's shareholders will own approximately 95 percent of the new outstanding shares after such a transaction. In connection to the RTO, sileon intends to issue warrants, free of charge, to its existing shareholders. The indicative terms states that the warrants will have a duration of 4 years and a strike price of SEK 20 per new share. In order to fund Sileon's operations until the RTO has been completed, Sileon and the Company’s largest shareholder, Rieber & Søn AS, intend to enter into a convertible loan agreement of approximately SEK 10 million (the “Convertible Loan”). The Convertible Loan is intended to mature on November 15, 2025 and have a conversion price of SEK 15 per share. DDM to undertake due diligence for the RTO. If a merger agreement is not entered into by May 5, 2025, the LOI will terminate. Fulfillment of the transaction, and final terms for the Transactions, is contingent on binding merger agreement is entered into and will be subject to a number of conditions, including approval of an extraordinary general meeting in Sileon and approval from Nasdaq Stockholm. Assuming that a merger agreement is entered into, The transaction is expected to close during the second quarter of 2025. As of May 5, 2025. Sileon AB announced an extension of the Letter of Intent for a reverse takeover transaction with Omnione SA. The LOI's term and exclusivity have been extended until June 16, 2025, while all other terms and conditions of the transaction remain unchanged as per Letter of Intent dated March 31, 2025. Omnione S.A. cancelled the acquisition of Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction on May 18, 2025.
お知らせ • May 09Sileon AB (publ), Annual General Meeting, Jun 10, 2025Sileon AB (publ), Annual General Meeting, Jun 10, 2025, at 14:00 W. Europe Standard Time. Location: at the company`s premises in, munchenbryggeriet, soder malarstrand 45, floor 9, stockholm Sweden
お知らせ • Mar 31Omnione S.A. proposed to acquire Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction.Omnione S.A. proposed to acquire Sileon AB (publ) (OM:SILEON) from Rieber & Søn As and others in a reverse merger transaction on March 28, 2025. Parties signed a Letter of Intent on March 31, 2025. The LOI suggests that Sileon acquires Omnio and issues new shares to Omnio's shareholders, entailing that Omnio's shareholders will own approximately 95 percent of the new outstanding shares after such a transaction. In connection to the rto, sileon intends to issue warrants, free of charge, to its existing shareholders. the indicative terms states that the warrants will have a duration of 4 years and a strike price of SEK 20.0 per new share. In order to fund Sileon's operations until the RTO has been completed, Sileon and the Company’s largest shareholder, Rieber & Søn AS, intend to enter into a convertible loan agreement of approximately SEK 10 million (the “Convertible Loan”). The Convertible Loan is intended to mature on November 15, 2025 and have a conversion price of SEK 15.0 per share. DDM to undertake due diligence for the RTO. If a merger agreement is not entered into by May 5, 2025, the LOI will terminate. Fulfillment of the transaction, and final terms for the Transactions, is contingent on binding merger agreement is entered into and will be subject to a number of conditions, including approval of an extraordinary general meeting in Sileon and approval from Nasdaq Stockholm. Assuming that a merger agreement is entered into, the ambition is to complete the Transactions during the second quarter of 2025.
Reported Earnings • Feb 17Full year 2024 earnings released: kr1.07 loss per share (vs kr71.83 loss in FY 2023)Full year 2024 results: kr1.07 loss per share. Revenue: kr15.6m (down 77% from FY 2023). Net loss: kr57.5m (loss widened 6.4% from FY 2023). Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in Sweden.
New Risk • Feb 15New major risk - Revenue and earnings growthEarnings have declined by 1.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr43m free cash flow). Share price has been highly volatile over the past 3 months (31% average weekly change). Earnings have declined by 1.6% per year over the past 5 years. Shareholders have been substantially diluted in the past year (225% increase in shares outstanding). Market cap is less than US$10m (kr15.4m market cap, or US$1.44m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr41m net loss in 2 years).
New Risk • Nov 11New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: kr54m (US$5.0m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr43m free cash flow). Share price has been highly volatile over the past 3 months (15% average weekly change). Shareholders have been substantially diluted in the past year (225% increase in shares outstanding). Market cap is less than US$10m (kr36.9m market cap, or US$3.40m). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (kr42m net loss in 2 years). Revenue is less than US$5m (kr54m revenue, or US$5.0m).
Reported Earnings • Nov 08Third quarter 2024 earnings released: kr0.17 loss per share (vs kr0.43 loss in 3Q 2023)Third quarter 2024 results: kr0.17 loss per share. Revenue: kr9.77m (down 31% from 3Q 2023). Net loss: kr18.9m (loss widened 31% from 3Q 2023). Revenue is expected to decline by 45% p.a. on average during the next 3 years, while revenues in the Software industry in Sweden are expected to grow by 15%.
New Risk • Nov 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (15% average weekly change). Earnings are forecast to decline by an average of 0.2% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (225% increase in shares outstanding). Market cap is less than US$10m (kr47.1m market cap, or US$4.38m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr43m net loss in 2 years).
お知らせ • Nov 01Avarda AS agreed to acquire Assets related to the business area Payments from Sileon AB (publ) (OM:SILEON) for SEK 20 million.Avarda AS agreed to acquire Assets related to the business area Payments from Sileon AB (publ) (OM:SILEON) for SEK 20 million on October 31, 2024. The purchase price amounts to SEK 20 million and will be paid in cash at closing. The purchase price of SEK 20 million will strengthen Sileon’s cash position by approximately SEK 8 million net, after Sileon has repaid the revolving credit facility related to Payments. The transaction is conditional upon the approval from relevant contract parties of the transfer and closing is expected to take place on December 1, 2024.
New Risk • Aug 28New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 2 years. Trailing 12-month net loss: kr45m Forecast net loss in 2 years: kr34m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (20% average weekly change). Shareholders have been substantially diluted in the past year (388% increase in shares outstanding). Market cap is less than US$10m (kr84.8m market cap, or US$8.32m). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (kr34m net loss in 2 years).
Reported Earnings • Aug 28Second quarter 2024 earnings released: kr0.10 loss per share (vs kr0.42 loss in 2Q 2023)Second quarter 2024 results: kr0.10 loss per share (improved from kr0.42 loss in 2Q 2023). Revenue: kr20.0m (up 17% from 2Q 2023). Net loss: kr5.15m (loss narrowed 64% from 2Q 2023). Revenue is forecast to grow 46% p.a. on average during the next 3 years, compared to a 16% growth forecast for the Software industry in Sweden.
New Risk • Jul 28New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 388% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (22% average weekly change). Shareholders have been substantially diluted in the past year (388% increase in shares outstanding). Market cap is less than US$10m (kr84.0m market cap, or US$7.76m).
お知らせ • Jul 04Sileon AB (publ) Unveils Innovative Feature as Part of its Comprehensive SaaS OfferingSileon announced the introduction of a new feature now available within its comprehensive SaaS solution. This new solution module is designed to promote responsible lending and offer better-tailored offers for cardholders. It also provides enhanced flexibility and convenience for both businesses and end users. Offering BNPL for all transactions can lead to lending for very low amounts and inappropriate transactions, such as deposits at gambling companies or tax payments. Smart BNPL addresses these issues by allowing banks to focus on the most relevant and high-value transactions. Additionally, banks have long-term, stable customer relationships and take greater responsibility than BNPL providers, needing the ability to control who receives BNPL services. This new solution module enhances responsible lending by enabling banks to take greater ownership and make informed decisions on who to target and/or exclude in their offerings. This control allows banks to decide who can use BNPL, when, and in what format, resulting in better-tailored offers for cardholders and improved conversion rates. In addition, the user experience for customers in physical stores is significantly improved, as they no longer need to request BNPL as an payment option at the POS; it is seamlessly accessible in their bank's app. This enables banks to reach their customers at the point of transaction, milliseconds after the transaction is authorized, bypassing the complex infrastructure of POS. This not only ensures awareness of BNPL and results in high conversion rates but also a convenient user experience for the customer. This new feature, currently available for Sileon's customers in Europe, it is initially limited to Mastercard cards, with plans to expand to other schemes and regions. Banks can easily set transaction eligibility rules in Sileon's Portal when creating BNPL offers. Sileon's SaaS Platform acts as a core banking system for BNPL, offering all necessary capabilities to quickly launch a card-linked BNPL product tailored to market and user needs. The Solution modules enhance the Platform, simplifying and accelerating time to market while increasing flexibility for both B2B and B2C focuses.
Breakeven Date Change • Jun 30Forecast breakeven date pushed back to 2025The analyst covering Sileon previously expected the company to break even in 2024. New forecast suggests losses will reduce by 57% to 2024. The company is expected to make a profit of kr3.00m in 2025. Average annual earnings growth of 109% is required to achieve expected profit on schedule.
お知らせ • Jun 13+ 1 more updateSileon AB (publ) Announces Chairman ChangesThe board of Sileon AB (publ) has appointed Kent Hansson acting CEO, effective immediately, which means that he leaves his role as Chairman but will still be a member of the Board. Linus Singelman, board member since 2022, is appointed Chairman.
お知らせ • May 19Sileon AB (publ) has filed a Follow-on Equity Offering.Sileon AB (publ) has filed a Follow-on Equity Offering. Security Name: Shares Security Type: Common Stock Transaction Features: Rights Offering
Reported Earnings • Apr 24First quarter 2024 earnings released: kr0.21 loss per share (vs kr0.32 loss in 1Q 2023)First quarter 2024 results: kr0.21 loss per share (improved from kr0.32 loss in 1Q 2023). Revenue: kr17.4m (down 9.0% from 1Q 2023). Net loss: kr10.5m (loss narrowed 3.9% from 1Q 2023). Revenue is forecast to grow 45% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has fallen by 57% per year, which means it is significantly lagging earnings.
Reported Earnings • Feb 18Full year 2023 earnings released: kr1.44 loss per share (vs kr1.25 loss in FY 2022)Full year 2023 results: kr1.44 loss per share (further deteriorated from kr1.25 loss in FY 2022). Revenue: kr75.0m (up 5.7% from FY 2022). Net loss: kr54.2m (loss widened 69% from FY 2022). Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has fallen by 58% per year, which means it is significantly lagging earnings.
お知らせ • Feb 18Sileon AB (publ), Annual General Meeting, Apr 16, 2024Sileon AB (publ), Annual General Meeting, Apr 16, 2024.
お知らせ • Feb 17+ 1 more updateSileon AB (publ) to Report Q1, 2024 Results on Apr 16, 2024Sileon AB (publ) announced that they will report Q1, 2024 results on Apr 16, 2024
New Risk • Feb 17New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Swedish stocks, typically moving 13% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr41m free cash flow). Share price has been highly volatile over the past 3 months (13% average weekly change). Earnings have declined by 1.2% per year over the past 5 years. Market cap is less than US$10m (kr57.0m market cap, or US$5.46m). Minor Risk Shareholders have been diluted in the past year (50% increase in shares outstanding).
New Risk • Feb 13New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -kr41m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-kr41m free cash flow). Earnings have declined by 1.2% per year over the past 5 years. Market cap is less than US$10m (kr79.1m market cap, or US$7.58m). Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (50% increase in shares outstanding).
Reported Earnings • Nov 19Third quarter 2023 earnings released: kr0.43 loss per share (vs kr0.14 loss in 3Q 2022)Third quarter 2023 results: kr0.43 loss per share (further deteriorated from kr0.14 loss in 3Q 2022). Revenue: kr14.2m (down 21% from 3Q 2022). Net loss: kr14.5m (loss widened 201% from 3Q 2022). Revenue is forecast to grow 59% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 52% per year but the company’s share price has fallen by 49% per year, which means it is significantly lagging earnings.
お知らせ • Nov 17Sileon AB (publ) to Report Fiscal Year 2023 Results on Feb 16, 2024Sileon AB (publ) announced that they will report fiscal year 2023 results on Feb 16, 2024
New Risk • Oct 18New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 50% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (kr88.7m market cap, or US$8.04m). Minor Risks Less than 1 year of cash runway based on current free cash flow (-kr39m). Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (50% increase in shares outstanding).
Board Change • Oct 15High number of new and inexperienced directorsThere are 4 new directors who have joined the board in the last 3 years. The company's board is composed of: 4 new directors. No experienced directors. No highly experienced directors. Independent Chairman of the Board Kent Hansson is the most experienced director on the board, commencing their role in 2021. The company’s lack of experienced directors is considered a risk according to the Simply Wall St Risk Model.
New Risk • Oct 05New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 50% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (12% average weekly change). Market cap is less than US$10m (kr101.4m market cap, or US$9.18m). Minor Risks Less than 1 year of cash runway based on current free cash flow (-kr39m). Shareholders have been diluted in the past year (50% increase in shares outstanding).
お知らせ • Oct 05Sileon AB (publ) has completed a Follow-on Equity Offering in the amount of SEK 33.793604 million.Sileon AB (publ) has completed a Follow-on Equity Offering in the amount of SEK 33.793604 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 16,896,802 Price\Range: SEK 2 Discount Per Security: SEK 0.28 Transaction Features: Rights Offering
お知らせ • Sep 12Sileon AB (publ) Expands Product Line and Opens A Trial Account for Self-OnboardingSileon AB (publ) expands the product line and offers a Trial Account for potential customers wanting to get hands-on experience using Sileon's card-based BNPL SaaS Platform. Once qualified for a Trial Account, users will be able to explore all features of Sileon's BNPL SaaS platform, as well as get an overview of the integration and transaction patterns. Users can try the product for 14 days. During this period, users will gain full access rights to the Sileon Portal and be able to create and tailor an unlimited number of BNPL products to meet their specific market needs. The Trial Account supports enterprise customers' demand for understanding Sileon tech in detail and enables Sileon's card- based BNPL for an international market of smaller card-issuing fintechs.
Reported Earnings • Aug 18Second quarter 2023 earnings released: kr0.42 loss per share (vs kr0.38 loss in 2Q 2022)Second quarter 2023 results: kr0.42 loss per share (further deteriorated from kr0.38 loss in 2Q 2022). Revenue: kr20.6m (up 18% from 2Q 2022). Net loss: kr14.2m (loss widened 101% from 2Q 2022). Revenue is forecast to grow 58% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 50% per year but the company’s share price has fallen by 33% per year, which means it is significantly lagging earnings.
お知らせ • Jun 27Sileon AB (publ) Launches its First Complementing Solution Module - Risk AssessmentSileon AB (publ) launched its first complementing Solution module - risk assessment. The risk assessment module is launched in collaboration with Provenir, a leading international tech company that offers data and risk decision processes through identity, credit, and fraud. As a result of the Sileon and Provenir collaboration, banks and card issuers can now offer BNPL to their existing debit cards within a matter of weeks using Sileon's BNPL SaaS technology. The risk assessment Solution module includes following: Decisioning, Credit check, Fraud, KYC/ID validation, AML/PEP. Acting as a core banking system for BNPL, Sileon's SaaS Platform provides all the necessary capabilities to quickly go live with a card-based BNPL offering tailored to the market and end user's needs. The Solution modules, on the other hand, serve as extra capabilities to the Platform with the main purpose of simplifying and shortening the time to market, as well as increasing the flexibility, regardless of whether the focus is on B2B or B2C.
Board Change • May 19High number of new and inexperienced directorsThere are 5 new directors who have joined the board in the last 3 years. The company's board is composed of: 5 new directors. No experienced directors. 1 highly experienced director. Independent Director Mats Holmfeldt is the most experienced director on the board, commencing their role in 2014. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Recent Insider Transactions • May 09Independent Chairman of the Board recently bought kr268k worth of stockOn the 5th of May, Kent Hansson bought around 63k shares on-market at roughly kr4.25 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth kr512k. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.9m worth in shares.
分析記事 • May 04Sileon (STO:SILEON) Is Carrying A Fair Bit Of DebtSome say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...
Reported Earnings • Apr 12Full year 2022 earnings: EPS and revenues miss analyst expectationsFull year 2022 results: kr1.23 loss per share (improved from kr3.05 loss in FY 2021). Revenue: kr71.0m (up 47% from FY 2021). Net loss: kr31.8m (loss narrowed 35% from FY 2021). Revenue missed analyst estimates by 5.1%. Earnings per share (EPS) also missed analyst estimates by 48%. Revenue is forecast to grow 51% p.a. on average during the next 3 years, compared to a 19% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 33% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Feb 24Independent Chairman of the Board recently bought kr512k worth of stockOn the 20th of February, Kent Hansson bought around 100k shares on-market at roughly kr5.12 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.6m worth in shares.
Recent Insider Transactions • Feb 23Independent Chairman of the Board recently bought kr512k worth of stockOn the 20th of February, Kent Hansson bought around 100k shares on-market at roughly kr5.12 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.6m worth in shares.
Reported Earnings • Feb 19Full year 2022 earnings released: kr0.94 loss per share (vs kr3.05 loss in FY 2021)Full year 2022 results: kr0.94 loss per share (improved from kr3.05 loss in FY 2021). Revenue: kr90.4m (up 87% from FY 2021). Net loss: kr31.9m (loss narrowed 35% from FY 2021). Revenue is forecast to grow 46% p.a. on average during the next 3 years, compared to a 18% growth forecast for the Software industry in Sweden. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.
Breakeven Date Change • Dec 08Forecast to breakeven in 2024The analyst covering Sileon expects the company to break even for the first time. New forecast suggests losses will reduce by 23% per year to 2023. The company is expected to make a profit of kr9.00m in 2024. Average annual earnings growth of 89% is required to achieve expected profit on schedule.
Recent Insider Transactions • Nov 30Chairman of the Board recently bought kr296k worth of stockOn the 22nd of November, Kent Hansson bought around 70k shares on-market at roughly kr4.24 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Kent has been a buyer over the last 12 months, purchasing a net total of kr1.1m worth in shares.
Reported Earnings • Nov 19Third quarter 2022 earnings: EPS and revenues miss analyst expectationsThird quarter 2022 results: kr0.14 loss per share (improved from kr0.58 loss in 3Q 2021). Revenue: kr23.4m (up 76% from 3Q 2021). Net loss: kr4.80m (loss narrowed 51% from 3Q 2021). Revenue missed analyst estimates by 37%. Earnings per share (EPS) also missed analyst estimates by 40%. Revenue is forecast to grow 47% p.a. on average during the next 3 years, compared to a 10% growth forecast for the IT industry in Sweden. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 26% per year, which means it is significantly lagging earnings.
Price Target Changed • Nov 16Price target decreased to kr4.70Down from kr6.40, the current price target is provided by 1 analyst. New target price is 14% above last closing price of kr4.14. Stock is down 55% over the past year. The company is forecast to post a net loss per share of kr0.84 next year compared to a net loss per share of kr3.05 last year.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Director Mats Holmfeldt was the last independent director to join the board, commencing their role in 2014. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
分析記事 • Aug 28Is Sileon (STO:SILEON) A Risky Investment?Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...
Reported Earnings • Aug 27Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: kr0.38 loss per share (up from kr0.67 loss in 2Q 2021). Revenue: kr22.5m (up 103% from 2Q 2021). Net loss: kr7.07m (loss narrowed 38% from 2Q 2021). Revenue missed analyst estimates by 31%. Earnings per share (EPS) also missed analyst estimates by 280%. Over the next year, revenue is forecast to grow 26%, compared to a 16% growth forecast for the IT industry in Sweden. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.
Major Estimate Revision • May 13Consensus revenue estimates increase by 14%The consensus outlook for revenues in 2022 has improved. 2022 revenue forecast increased from kr67.1m to kr76.4m. Forecast losses expected to reduce from -kr2.70 to -kr0.70 per share. IT industry in Sweden expected to see average net income growth of 22% next year. Consensus price target down from kr6.40 to kr4.70. Share price fell 2.4% to kr4.12 over the past week.
Price Target Changed • May 12Price target decreased to kr4.70Down from kr6.00, the current price target is provided by 1 analyst. New target price is 12% above last closing price of kr4.20. Stock is down 64% over the past year. The company is forecast to post a net loss per share of kr0.70 next year compared to a net loss per share of kr3.05 last year.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 3 non-independent directors. Independent Director Mats Holmfeldt was the last independent director to join the board, commencing their role in 2014. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Feb 19Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: kr3.05 loss per share (up from kr4.62 loss in FY 2020). Revenue: kr51.7m (up 20% from FY 2020). Net loss: kr49.2m (flat on FY 2020). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) also surpassed analyst estimates by 8.9%. Over the next year, revenue is forecast to grow 6.6%, compared to a 17% growth forecast for the industry in Sweden. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 30% per year, which means it is significantly lagging earnings.
分析記事 • Feb 02Does Paynova (NGM:PAY) Have A Healthy Balance Sheet?David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Reported Earnings • Nov 24Third quarter 2021 earnings: EPS in line with expectations, revenues disappointThird quarter 2021 results: kr0.58 loss per share (up from kr1.16 loss in 3Q 2020). Revenue: kr13.5m (up 29% from 3Q 2020). Net loss: kr9.75m (loss narrowed 28% from 3Q 2020). Revenue missed analyst estimates by 43%. Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Oct 16Independent Director recently bought kr75k worth of stockOn the 15th of October, Mats Holmfeldt bought around 8k shares on-market at roughly kr9.33 per share. In the last 3 months, they made an even bigger purchase worth kr220k. Insiders have collectively bought kr1.1m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Sep 25Independent Director recently bought kr220k worth of stockOn the 20th of September, Mats Holmfeldt bought around 21k shares on-market at roughly kr10.49 per share. In the last 3 months, there was an even bigger purchase from another insider worth kr300k. Insiders have collectively bought kr847k more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 27Second quarter 2021 earnings released: kr0.67 loss per share (vs kr1.29 loss in 2Q 2020)The company reported a solid second quarter result with reduced losses, improved revenues and improved control over expenses. Second quarter 2021 results: Revenue: kr14.2m (up 21% from 2Q 2020). Net loss: kr11.3m (loss narrowed 4.5% from 2Q 2020). Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has fallen by 34% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Jul 15Independent Director recently sold kr226k worth of stockOn the 8th of July, Mats Holmfeldt sold around 20k shares on-market at roughly kr11.30 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought kr627k more than they sold in the last 12 months.
Recent Insider Transactions • Jul 05Chairman of the Board recently bought kr300k worth of stockOn the 1st of July, Daniel Ekberger bought around 25k shares on-market at roughly kr12.00 per share. This was the largest purchase by an insider in the last 3 months. This was Daniel's only on-market trade for the last 12 months.
分析記事 • May 27Paynova (NGM:PAY) Is Making Moderate Use Of DebtHoward Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Reported Earnings • May 10First quarter 2021 earnings released: kr1.07 loss per share (vs kr1.03 loss in 1Q 2020)The company reported a poor first quarter result with increased losses, weaker revenues and weaker control over costs. First quarter 2021 results: Revenue: kr8.78m (down 27% from 1Q 2020). Net loss: kr14.7m (loss widened 57% from 1Q 2020). Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has fallen by 32% per year, which means it is significantly lagging earnings.
Reported Earnings • Apr 19Full year 2020 earnings released: kr4.62 loss per share (vs kr6.96 loss in FY 2019)The company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: kr43.2m (down 15% from FY 2019). Net loss: kr49.5m (loss widened 30% from FY 2019). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 30% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 23Independent Director recently sold kr296k worth of stockOn the 17th of March, Mats Holmfeldt sold around 20k shares on-market at roughly kr14.80 per share. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought kr71k more than they sold in the last 12 months.
分析記事 • Feb 11Is Paynova (NGM:PAY) A Risky Investment?Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...
Reported Earnings • Feb 10Full year 2020 earnings released: kr4.62 loss per share (vs kr6.96 loss in FY 2019)The company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: kr43.4m (down 14% from FY 2019). Net loss: kr49.5m (loss widened 30% from FY 2019). Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has fallen by 29% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Jan 29New 90-day low: kr13.70The company is down 4.0% from its price of kr14.20 on 30 October 2020. The Swedish market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the IT industry, which is up 20% over the same period.
Recent Insider Transactions • Jan 17Independent Director recently bought kr71k worth of stockOn the 8th of January, Mats Holmfeldt bought around 5k shares on-market at roughly kr14.29 per share. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
分析記事 • Dec 20This Insider Has Just Sold Shares In Paynova AB (NGM:PAY)We'd be surprised if Paynova AB ( NGM:PAY ) shareholders haven't noticed that the Chairman of the Board & President...
Recent Insider Transactions • Dec 20Chairman of the Board & President recently sold kr2.4m worth of stockOn the 16th of December, Daniel Ekberger sold around 160k shares on-market at roughly kr15.00 per share. This was the largest sale by an insider in the last 3 months. This was Daniel's only on-market trade for the last 12 months.
分析記事 • Dec 03A Quick Analysis On Paynova's (NGM:PAY) CEO CompensationDaniel Ekberger has been the CEO of Paynova AB ( NGM:PAY ) since 2013, and this article will examine the executive's...
Reported Earnings • Nov 16Third quarter 2020 earnings released: kr1.16 loss per shareThe company reported a poor third quarter result with increased losses and weaker revenues and control over expenses. Third quarter 2020 results: Revenue: kr10.4m (down 7.2% from 3Q 2019). Net loss: kr13.5m (loss widened 83% from 3Q 2019). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 23% per year, which means it is significantly lagging earnings.