Goldmoney（O5U）株式概要Goldmoney Inc.は、その子会社を通じて、世界中で貴金属取引サービスを提供している。 詳細O5U ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長0/6過去の実績5/6財務の健全性5/6配当金0/6報酬当社が推定した公正価値より49.5%で取引されている 過去1年間で収益は211.4%増加しました リスク分析財務結果に影響を与える大きな一時的項目 すべてのリスクチェックを見るO5U Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW467,536 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA467,536 investors already sharing narrativesYour Fair Value€Current Price€8.38897.6% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-16m584m2016201920222025202620282031Revenue CA$38.1mEarnings CA$11.7mAdvancedSet Fair ValueView all narrativesGoldmoney Inc. 競合他社Bike24 HoldingSymbol: XTRA:BIKEMarket cap: €109.5mWeng Fine ArtSymbol: DB:WFAMarket cap: €18.8mDouglasSymbol: XTRA:DOUMarket cap: €857.2mFielmann GroupSymbol: XTRA:FIEMarket cap: €3.3b価格と性能株価の高値、安値、推移の概要Goldmoney過去の株価現在の株価CA$8.3852週高値CA$11.9052週安値CA$5.35ベータ0.651ヶ月の変化-5.42%3ヶ月変化-13.43%1年変化55.19%3年間の変化31.97%5年間の変化-9.11%IPOからの変化-62.92%最新ニュースReported Earnings • Aug 09First quarter 2027 earnings releasedFirst quarter 2027 results: Revenue: CA$23.2m (down 67% from 1Q 2026). Net income: CA$4.36m (down 54% from 1Q 2026). Profit margin: 19% (up from 13% in 1Q 2026). Over the last 3 years on average, earnings per share has increased by 82% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 27Goldmoney Inc., Annual General Meeting, Sep 30, 2026Goldmoney Inc., Annual General Meeting, Sep 30, 2026.New Risk • Jun 25New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.Reported Earnings • Jun 25Full year 2026 earnings released: EPS: CA$5.09 (vs CA$1.11 in FY 2025)Full year 2026 results: EPS: CA$5.09 (up from CA$1.11 in FY 2025). Revenue: CA$227.2m (up 118% from FY 2025). Net income: CA$64.1m (up 340% from FY 2025). Profit margin: 28% (up from 14% in FY 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Jul 28Goldmoney Inc., Annual General Meeting, Sep 30, 2025Goldmoney Inc., Annual General Meeting, Sep 30, 2025.最新情報をもっと見るRecent updatesReported Earnings • Aug 09First quarter 2027 earnings releasedFirst quarter 2027 results: Revenue: CA$23.2m (down 67% from 1Q 2026). Net income: CA$4.36m (down 54% from 1Q 2026). Profit margin: 19% (up from 13% in 1Q 2026). Over the last 3 years on average, earnings per share has increased by 82% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 27Goldmoney Inc., Annual General Meeting, Sep 30, 2026Goldmoney Inc., Annual General Meeting, Sep 30, 2026.New Risk • Jun 25New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.Reported Earnings • Jun 25Full year 2026 earnings released: EPS: CA$5.09 (vs CA$1.11 in FY 2025)Full year 2026 results: EPS: CA$5.09 (up from CA$1.11 in FY 2025). Revenue: CA$227.2m (up 118% from FY 2025). Net income: CA$64.1m (up 340% from FY 2025). Profit margin: 28% (up from 14% in FY 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Jul 28Goldmoney Inc., Annual General Meeting, Sep 30, 2025Goldmoney Inc., Annual General Meeting, Sep 30, 2025.Board Change • Dec 30Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 1 experienced director. 5 highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Reported Earnings • Nov 13Second quarter 2025 earnings released: CA$0.29 loss per share (vs CA$0.15 profit in 2Q 2024)Second quarter 2025 results: CA$0.29 loss per share (down from CA$0.15 profit in 2Q 2024). Revenue: CA$15.2m (up 30% from 2Q 2024). Net loss: CA$3.90m (down 292% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has fallen by 41% per year but the company’s share price has only fallen by 14% per year, which means it has not declined as severely as earnings.Buy Or Sell Opportunity • Nov 12Now 21% undervaluedOver the last 90 days, the stock has risen 18% to €6.28. The fair value is estimated to be €7.95, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 73% over the last 3 years. Meanwhile, the company became loss making.Buy Or Sell Opportunity • Sep 27Now 21% undervaluedOver the last 90 days, the stock has risen 22% to €6.14. The fair value is estimated to be €7.76, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 73% over the last 3 years. Meanwhile, the company became loss making.Recent Insider Transactions • Aug 08Co-Founder recently bought €54k worth of stockOn the 6th of August, Roy Sebag bought around 10k shares on-market at roughly €5.36 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €348k. Roy has been a buyer over the last 12 months, purchasing a net total of €1.9m worth in shares.New Risk • Aug 05New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 31% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Market cap is less than US$100m (€74.1m market cap, or US$81.3m).Reported Earnings • Aug 02First quarter 2025 earnings released: EPS: CA$0.39 (vs CA$0.14 in 1Q 2024)First quarter 2025 results: EPS: CA$0.39 (up from CA$0.14 in 1Q 2024). Revenue: CA$27.2m (up 65% from 1Q 2024). Net income: CA$5.13m (up 157% from 1Q 2024). Profit margin: 19% (up from 12% in 1Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year whereas the company’s share price has fallen by 18% per year.お知らせ • Jul 26Goldmoney Inc., Annual General Meeting, Sep 16, 2024Goldmoney Inc., Annual General Meeting, Sep 16, 2024.Recent Insider Transactions • Jun 26Co-Founder recently bought €348k worth of stockOn the 24th of June, Roy Sebag bought around 77k shares on-market at roughly €4.54 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of €944k worth in shares.Reported Earnings • Jun 20Full year 2024 earnings released: CA$1.61 loss per share (vs CA$0.46 profit in FY 2023)Full year 2024 results: CA$1.61 loss per share (down from CA$0.46 profit in FY 2023). Revenue: CA$68.2m (down 79% from FY 2023). Net loss: CA$22.0m (down 424% from profit in FY 2023). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has fallen by 22% per year, which means it is performing significantly worse than earnings.お知らせ • Mar 27Goldmoney Inc. Announces Chief Financial Officer Changes, Effective March 31, 2024Goldmoney Inc. announced the appointment of Sean Ty as Chief Financial Officer, effective March 31, 2024. Mr. Ty will succeed Mr. Mark Olson, following his retirement as CFO. Mr. Olson will remain in advisory capacity with the company for an appropriate period to ensure a smooth transition in CFO roles. Mr. Ty will report to Goldmoney's CEO, Roy Sebag, and will oversee the company's financial operations. Mr. Ty most recently served as founder and CEO of Ty Consulting Inc. which provided financial reporting, and accounting services to TSX and TSXV listed companies. Prior to that, Mr. Ty was a manager at Ernst and Young LLP in Vancouver within the commercial real estate, technology, and financial services audit team. Mr. Ty holds a Bachelor of Science Degree from the University of British Columbia and is a Chartered Accountant.Recent Insider Transactions • Feb 23Co-Founder recently bought €54k worth of stockOn the 20th of February, Roy Sebag bought around 10k shares on-market at roughly €5.38 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €158k. Roy has been a buyer over the last 12 months, purchasing a net total of €580k worth in shares.New Risk • Feb 13New major risk - Revenue and earnings growthEarnings have declined by 25% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Market cap is less than US$100m (€72.1m market cap, or US$77.7m).Recent Insider Transactions • Feb 11Co-Founder recently bought €54k worth of stockOn the 7th of February, Roy Sebag bought around 10k shares on-market at roughly €5.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €158k. Roy has been a buyer over the last 12 months, purchasing a net total of €446k worth in shares.Recent Insider Transactions • Dec 22Co-Founder recently bought €158k worth of stockOn the 20th of December, Roy Sebag bought around 30k shares on-market at roughly €5.31 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of €346k worth in shares.Reported Earnings • Nov 08Second quarter 2024 earnings released: EPS: CA$0.15 (vs CA$0.27 in 2Q 2023)Second quarter 2024 results: EPS: CA$0.15 (down from CA$0.27 in 2Q 2023). Revenue: CA$11.7m (down 82% from 2Q 2023). Net income: CA$2.03m (down 50% from 2Q 2023). Profit margin: 17% (up from 6.2% in 2Q 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Sep 28PDS Family Hycet Trust signed a binding term sheet to acquire Schiff Gold, LLC from Goldmoney Inc. (TSX:XAU).PDS Family Hycet Trust signed a binding term sheet to acquire Schiff Gold, LLC from Goldmoney Inc. (TSX:XAU) on September 26, 2023. PDS Family Hycet Trust will exchange 212,600 common shares of Goldmoney and 280,000 common share purchase warrants of Goldmoney in consideration for all of Goldmoney's membership interests in SGL. The Goldmoney Shares shall have a deemed value of approximately CAD 1,798,596. The Goldmoney Warrants were issued in tranches of 140,000, 70,000 and 70,000, with exercise prices of CAD 25.00, CAD 27.50 and CAD 33.75, respectively, and an expiry date of November 14, 2026. The Goldmoney Securities are currently held by the Purchaser and were issued when Goldmoney acquired SGL in 2016. The transaction and the cancellation are subject to all applicable regulatory approvals, including that of the Toronto Stock Exchange.Reported Earnings • Aug 13First quarter 2024 earnings released: EPS: CA$0.18 (vs CA$0.29 loss in 1Q 2023)First quarter 2024 results: EPS: CA$0.18 (up from CA$0.29 loss in 1Q 2023). Revenue: CA$96.0m (up 23% from 1Q 2023). Net income: CA$2.55m (up CA$6.91m from 1Q 2023). Profit margin: 2.7% (up from net loss in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Jul 14Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €6.64, the stock trades at a trailing P/E ratio of 20.1x. Average trailing P/E is 26x in the Diversified Financial industry in Germany. Total loss to shareholders of 7.6% over the past three years.Recent Insider Transactions • Jul 03Co-Founder recently bought €83k worth of stockOn the 30th of June, Roy Sebag bought around 14k shares on-market at roughly €5.95 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of €98k worth in shares.お知らせ • Jun 30Goldmoney Inc., Annual General Meeting, Sep 12, 2023Goldmoney Inc., Annual General Meeting, Sep 12, 2023.Reported Earnings • Jun 14Full year 2023 earnings released: EPS: CA$0.092 (vs CA$0.076 loss in FY 2022)Full year 2023 results: EPS: CA$0.092 (up from CA$0.076 loss in FY 2022). Revenue: CA$318.7m (down 11% from FY 2022). Net income: CA$6.80m (up CA$12.6m from FY 2022). Profit margin: 2.1% (up from net loss in FY 2022). Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 5% per year.Reported Earnings • Feb 08Third quarter 2023 earnings released: EPS: CA$0.14 (vs CA$0.035 in 3Q 2022)Third quarter 2023 results: EPS: CA$0.14 (up from CA$0.035 in 3Q 2022). Revenue: CA$60.4m (down 12% from 3Q 2022). Net income: CA$10.5m (up 300% from 3Q 2022). Profit margin: 17% (up from 3.8% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Reported Earnings • Nov 12Second quarter 2023 earnings released: EPS: CA$0.054 (vs CA$0.043 loss in 2Q 2022)Second quarter 2023 results: EPS: CA$0.054 (up from CA$0.043 loss in 2Q 2022). Revenue: CA$65.5m (down 7.2% from 2Q 2022). Net income: CA$4.06m (up CA$7.34m from 2Q 2022). Profit margin: 6.2% (up from net loss in 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.Reported Earnings • Aug 16First quarter 2023 earnings released: CA$0.058 loss per share (vs CA$0.013 profit in 1Q 2022)First quarter 2023 results: CA$0.058 loss per share (down from CA$0.013 profit in 1Q 2022). Revenue: CA$77.9m (down 19% from 1Q 2022). Net loss: CA$4.35m (down CA$5.30m from profit in 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 69 percentage points per year, which is a significant difference in performance.Reported Earnings • Jun 22Full year 2022 earnings released: CA$0.076 loss per share (vs CA$0.15 profit in FY 2021)Full year 2022 results: CA$0.076 loss per share (down from CA$0.15 profit in FY 2021). Revenue: CA$358.6m (down 46% from FY 2021). Net loss: CA$5.75m (down 149% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 67 percentage points per year, which is a significant difference in performance.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Buying Opportunity • Apr 05Now 21% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be €1.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Meanwhile, the company became loss making.Buying Opportunity • Mar 15Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 5.7%. The fair value is estimated to be CA$1.77, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% per annum over the last 3 years. The company became loss making over the last year.Reported Earnings • Feb 09Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2022 results: EPS: CA$0.035 (down from CA$0.054 in 3Q 2021). Revenue: CA$68.6m (down 32% from 3Q 2021). Net income: CA$2.62m (down 35% from 3Q 2021). Profit margin: 3.8% (down from 4.0% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 49%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.Buying Opportunity • Feb 09Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 29%. The fair value is estimated to be CA$1.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% per annum over the last 3 years. The company became loss making over the last year.Reported Earnings • Nov 10Second quarter 2022 earnings released: CA$0.041 loss per share (vs CA$0.099 profit in 2Q 2021)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2022 results: Revenue: CA$70.6m (down 71% from 2Q 2021). Net loss: CA$3.07m (down 141% from profit in 2Q 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improved over the past weekAfter last week's 16% share price gain to €1.78, the stock trades at a trailing P/E ratio of 31.1x. Average trailing P/E is 14x in the Diversified Financial industry in Germany. Total returns to shareholders of 5.1% over the past three years.Executive Departure • Aug 18Chief Financial Officer Steve Fray has left the companyDuring their tenure, earnings grew by 14% annually compared to the industry average, which went down by 7.9%. On the 15th of August, Steve Fray left the company after 3.5 in the role. As of June 2021, Steve still personally held 50.47k shares (€91k worth at the time). Steve is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 6.54 years.Reported Earnings • Aug 12First quarter 2022 earnings released: EPS CA$0.013 (vs CA$0.078 in 1Q 2021)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2022 results: Revenue: CA$96.1m (down 45% from 1Q 2021). Net income: CA$950.9k (down 84% from 1Q 2021). Profit margin: 1.0% (down from 3.4% in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improved over the past weekAfter last week's 24% share price gain to CA$2.04, the stock trades at a trailing P/E ratio of 18.1x. Average trailing P/E is 22x in the Diversified Financial industry in Germany. Total returns to shareholders of 3.4% over the past three years.Reported Earnings • Jun 25Full year 2021 earnings released: EPS CA$0.15 (vs CA$0.13 loss in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: CA$663.3m (up 43% from FY 2020). Net income: CA$11.7m (up CA$21.4m from FY 2020). Profit margin: 1.8% (up from net loss in FY 2020). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.Recent Insider Transactions • Feb 20Chief Financial Officer recently sold €49k worth of stockOn the 11th of February, Steve Fray sold around 20k shares on-market at roughly €2.44 per share. In the last 3 months, there was an even bigger sale from another insider worth €66k. Steve has been a seller over the last 12 months, reducing personal holdings by €137k.Reported Earnings • Feb 10Third quarter 2021 earnings released: EPS CA$0.054 (vs CA$0.038 loss in 3Q 2020)The company reported a decent third quarter result with improved earnings and profit margins, although revenues were weaker. Third quarter 2021 results: Revenue: CA$100.5m (down 7.7% from 3Q 2020). Net income: CA$4.04m (up CA$7.00m from 3Q 2020). Profit margin: 4.0% (up from net loss in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Is New 90 Day High Low • Feb 10New 90-day high: €2.71The company is up 88% from its price of €1.44 on 11 November 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 16% over the same period.Recent Insider Transactions • Jan 17Chief Technology Officer recently sold €66k worth of stockOn the 15th of January, Alessandro Premoli sold around 30k shares on-market at roughly €2.19 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €258k more than they bought in the last 12 months.Is New 90 Day High Low • Jan 06New 90-day high: €1.84The company is up 32% from its price of €1.39 on 08 October 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is down 4.0% over the same period.Is New 90 Day High Low • Dec 20New 90-day high: €1.66The company is up 2.0% from its price of €1.62 on 21 September 2020. The German market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 9.0% over the same period.Reported Earnings • Nov 11Second quarter 2021 earnings released: EPS CA$0.099The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CA$245.4m (up 92% from 2Q 2020). Net income: CA$7.51m (up CA$6.46m from 2Q 2020). Profit margin: 3.1% (up from 0.8% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has fallen by 29% per year, which means it is performing significantly worse than earnings.株主還元O5UDE Specialty RetailDE 市場7D1.7%-2.3%-0.6%1Y55.2%-20.2%2.7%株主還元を見る業界別リターン: O5U過去 1 年間で-20.2 % の収益を上げたGerman Specialty Retail業界を上回りました。リターン対市場: O5U過去 1 年間で2.7 % の収益を上げたGerman市場を上回りました。価格変動Is O5U's price volatile compared to industry and market?O5U volatilityO5U Average Weekly Movement4.3%Specialty Retail Industry Average Movement5.4%Market Average Movement5.2%10% most volatile stocks in DE Market12.8%10% least volatile stocks in DE Market2.6%安定した株価: O5U 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: O5Uの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト200125Roy Sebagwww.goldmoney.comGoldmoney Inc.はその子会社を通じて、貴金属取引サービスを世界中に提供している。同社は2つのセグメントを通じて事業を展開している：Goldmoney.comとGoldmoney Properties。Goldmoney.comは、顧客が貴金属現物を売買し、保管・保管を手配するためのオンライン・プラットフォームであり、また、インフレ連動キャッシュフローを持つ長寿命の不動産資産を取得・賃貸している。同社は以前はBitGold Inc.として知られていたが、2015年7月に社名をGoldmoney Inc.に変更した。Goldmoney Inc.は2001年に設立され、カナダのトロントに本社を置いている。もっと見るGoldmoney Inc. 基礎のまとめGoldmoney の収益と売上を時価総額と比較するとどうか。O5U 基礎統計学時価総額€113.94m収益（TTM）€36.67m売上高(TTM)€119.75m3.1xPER（株価収益率1.0xP/SレシオO5U は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計O5U 損益計算書（TTM）収益CA$192.56m売上原価CA$130.37m売上総利益CA$62.19mその他の費用CA$3.23m収益CA$58.97m直近の収益報告Jun 30, 2026次回決算日該当なし一株当たり利益（EPS）4.61グロス・マージン32.30%純利益率30.62%有利子負債／自己資本比率36.1%O5U の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/23 20:47終値2026/08/21 00:00収益2026/06/30年間収益2026/03/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Goldmoney Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Noel AtkinsonClarus Securities Inc.Nikhil ThadaniResearch Capital CorporationStephen BolandStifel Canada
Reported Earnings • Aug 09First quarter 2027 earnings releasedFirst quarter 2027 results: Revenue: CA$23.2m (down 67% from 1Q 2026). Net income: CA$4.36m (down 54% from 1Q 2026). Profit margin: 19% (up from 13% in 1Q 2026). Over the last 3 years on average, earnings per share has increased by 82% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 27Goldmoney Inc., Annual General Meeting, Sep 30, 2026Goldmoney Inc., Annual General Meeting, Sep 30, 2026.
New Risk • Jun 25New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.
Reported Earnings • Jun 25Full year 2026 earnings released: EPS: CA$5.09 (vs CA$1.11 in FY 2025)Full year 2026 results: EPS: CA$5.09 (up from CA$1.11 in FY 2025). Revenue: CA$227.2m (up 118% from FY 2025). Net income: CA$64.1m (up 340% from FY 2025). Profit margin: 28% (up from 14% in FY 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Jul 28Goldmoney Inc., Annual General Meeting, Sep 30, 2025Goldmoney Inc., Annual General Meeting, Sep 30, 2025.
Reported Earnings • Aug 09First quarter 2027 earnings releasedFirst quarter 2027 results: Revenue: CA$23.2m (down 67% from 1Q 2026). Net income: CA$4.36m (down 54% from 1Q 2026). Profit margin: 19% (up from 13% in 1Q 2026). Over the last 3 years on average, earnings per share has increased by 82% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 27Goldmoney Inc., Annual General Meeting, Sep 30, 2026Goldmoney Inc., Annual General Meeting, Sep 30, 2026.
New Risk • Jun 25New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 30% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.
Reported Earnings • Jun 25Full year 2026 earnings released: EPS: CA$5.09 (vs CA$1.11 in FY 2025)Full year 2026 results: EPS: CA$5.09 (up from CA$1.11 in FY 2025). Revenue: CA$227.2m (up 118% from FY 2025). Net income: CA$64.1m (up 340% from FY 2025). Profit margin: 28% (up from 14% in FY 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 6 highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Jul 28Goldmoney Inc., Annual General Meeting, Sep 30, 2025Goldmoney Inc., Annual General Meeting, Sep 30, 2025.
Board Change • Dec 30Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 1 experienced director. 5 highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Reported Earnings • Nov 13Second quarter 2025 earnings released: CA$0.29 loss per share (vs CA$0.15 profit in 2Q 2024)Second quarter 2025 results: CA$0.29 loss per share (down from CA$0.15 profit in 2Q 2024). Revenue: CA$15.2m (up 30% from 2Q 2024). Net loss: CA$3.90m (down 292% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has fallen by 41% per year but the company’s share price has only fallen by 14% per year, which means it has not declined as severely as earnings.
Buy Or Sell Opportunity • Nov 12Now 21% undervaluedOver the last 90 days, the stock has risen 18% to €6.28. The fair value is estimated to be €7.95, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 73% over the last 3 years. Meanwhile, the company became loss making.
Buy Or Sell Opportunity • Sep 27Now 21% undervaluedOver the last 90 days, the stock has risen 22% to €6.14. The fair value is estimated to be €7.76, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 73% over the last 3 years. Meanwhile, the company became loss making.
Recent Insider Transactions • Aug 08Co-Founder recently bought €54k worth of stockOn the 6th of August, Roy Sebag bought around 10k shares on-market at roughly €5.36 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €348k. Roy has been a buyer over the last 12 months, purchasing a net total of €1.9m worth in shares.
New Risk • Aug 05New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 31% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Market cap is less than US$100m (€74.1m market cap, or US$81.3m).
Reported Earnings • Aug 02First quarter 2025 earnings released: EPS: CA$0.39 (vs CA$0.14 in 1Q 2024)First quarter 2025 results: EPS: CA$0.39 (up from CA$0.14 in 1Q 2024). Revenue: CA$27.2m (up 65% from 1Q 2024). Net income: CA$5.13m (up 157% from 1Q 2024). Profit margin: 19% (up from 12% in 1Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year whereas the company’s share price has fallen by 18% per year.
お知らせ • Jul 26Goldmoney Inc., Annual General Meeting, Sep 16, 2024Goldmoney Inc., Annual General Meeting, Sep 16, 2024.
Recent Insider Transactions • Jun 26Co-Founder recently bought €348k worth of stockOn the 24th of June, Roy Sebag bought around 77k shares on-market at roughly €4.54 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of €944k worth in shares.
Reported Earnings • Jun 20Full year 2024 earnings released: CA$1.61 loss per share (vs CA$0.46 profit in FY 2023)Full year 2024 results: CA$1.61 loss per share (down from CA$0.46 profit in FY 2023). Revenue: CA$68.2m (down 79% from FY 2023). Net loss: CA$22.0m (down 424% from profit in FY 2023). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has fallen by 22% per year, which means it is performing significantly worse than earnings.
お知らせ • Mar 27Goldmoney Inc. Announces Chief Financial Officer Changes, Effective March 31, 2024Goldmoney Inc. announced the appointment of Sean Ty as Chief Financial Officer, effective March 31, 2024. Mr. Ty will succeed Mr. Mark Olson, following his retirement as CFO. Mr. Olson will remain in advisory capacity with the company for an appropriate period to ensure a smooth transition in CFO roles. Mr. Ty will report to Goldmoney's CEO, Roy Sebag, and will oversee the company's financial operations. Mr. Ty most recently served as founder and CEO of Ty Consulting Inc. which provided financial reporting, and accounting services to TSX and TSXV listed companies. Prior to that, Mr. Ty was a manager at Ernst and Young LLP in Vancouver within the commercial real estate, technology, and financial services audit team. Mr. Ty holds a Bachelor of Science Degree from the University of British Columbia and is a Chartered Accountant.
Recent Insider Transactions • Feb 23Co-Founder recently bought €54k worth of stockOn the 20th of February, Roy Sebag bought around 10k shares on-market at roughly €5.38 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €158k. Roy has been a buyer over the last 12 months, purchasing a net total of €580k worth in shares.
New Risk • Feb 13New major risk - Revenue and earnings growthEarnings have declined by 25% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Market cap is less than US$100m (€72.1m market cap, or US$77.7m).
Recent Insider Transactions • Feb 11Co-Founder recently bought €54k worth of stockOn the 7th of February, Roy Sebag bought around 10k shares on-market at roughly €5.40 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €158k. Roy has been a buyer over the last 12 months, purchasing a net total of €446k worth in shares.
Recent Insider Transactions • Dec 22Co-Founder recently bought €158k worth of stockOn the 20th of December, Roy Sebag bought around 30k shares on-market at roughly €5.31 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of €346k worth in shares.
Reported Earnings • Nov 08Second quarter 2024 earnings released: EPS: CA$0.15 (vs CA$0.27 in 2Q 2023)Second quarter 2024 results: EPS: CA$0.15 (down from CA$0.27 in 2Q 2023). Revenue: CA$11.7m (down 82% from 2Q 2023). Net income: CA$2.03m (down 50% from 2Q 2023). Profit margin: 17% (up from 6.2% in 2Q 2023). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Sep 28PDS Family Hycet Trust signed a binding term sheet to acquire Schiff Gold, LLC from Goldmoney Inc. (TSX:XAU).PDS Family Hycet Trust signed a binding term sheet to acquire Schiff Gold, LLC from Goldmoney Inc. (TSX:XAU) on September 26, 2023. PDS Family Hycet Trust will exchange 212,600 common shares of Goldmoney and 280,000 common share purchase warrants of Goldmoney in consideration for all of Goldmoney's membership interests in SGL. The Goldmoney Shares shall have a deemed value of approximately CAD 1,798,596. The Goldmoney Warrants were issued in tranches of 140,000, 70,000 and 70,000, with exercise prices of CAD 25.00, CAD 27.50 and CAD 33.75, respectively, and an expiry date of November 14, 2026. The Goldmoney Securities are currently held by the Purchaser and were issued when Goldmoney acquired SGL in 2016. The transaction and the cancellation are subject to all applicable regulatory approvals, including that of the Toronto Stock Exchange.
Reported Earnings • Aug 13First quarter 2024 earnings released: EPS: CA$0.18 (vs CA$0.29 loss in 1Q 2023)First quarter 2024 results: EPS: CA$0.18 (up from CA$0.29 loss in 1Q 2023). Revenue: CA$96.0m (up 23% from 1Q 2023). Net income: CA$2.55m (up CA$6.91m from 1Q 2023). Profit margin: 2.7% (up from net loss in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Jul 14Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €6.64, the stock trades at a trailing P/E ratio of 20.1x. Average trailing P/E is 26x in the Diversified Financial industry in Germany. Total loss to shareholders of 7.6% over the past three years.
Recent Insider Transactions • Jul 03Co-Founder recently bought €83k worth of stockOn the 30th of June, Roy Sebag bought around 14k shares on-market at roughly €5.95 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Roy has been a buyer over the last 12 months, purchasing a net total of €98k worth in shares.
お知らせ • Jun 30Goldmoney Inc., Annual General Meeting, Sep 12, 2023Goldmoney Inc., Annual General Meeting, Sep 12, 2023.
Reported Earnings • Jun 14Full year 2023 earnings released: EPS: CA$0.092 (vs CA$0.076 loss in FY 2022)Full year 2023 results: EPS: CA$0.092 (up from CA$0.076 loss in FY 2022). Revenue: CA$318.7m (down 11% from FY 2022). Net income: CA$6.80m (up CA$12.6m from FY 2022). Profit margin: 2.1% (up from net loss in FY 2022). Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 5% per year.
Reported Earnings • Feb 08Third quarter 2023 earnings released: EPS: CA$0.14 (vs CA$0.035 in 3Q 2022)Third quarter 2023 results: EPS: CA$0.14 (up from CA$0.035 in 3Q 2022). Revenue: CA$60.4m (down 12% from 3Q 2022). Net income: CA$10.5m (up 300% from 3Q 2022). Profit margin: 17% (up from 3.8% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Reported Earnings • Nov 12Second quarter 2023 earnings released: EPS: CA$0.054 (vs CA$0.043 loss in 2Q 2022)Second quarter 2023 results: EPS: CA$0.054 (up from CA$0.043 loss in 2Q 2022). Revenue: CA$65.5m (down 7.2% from 2Q 2022). Net income: CA$4.06m (up CA$7.34m from 2Q 2022). Profit margin: 6.2% (up from net loss in 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
Reported Earnings • Aug 16First quarter 2023 earnings released: CA$0.058 loss per share (vs CA$0.013 profit in 1Q 2022)First quarter 2023 results: CA$0.058 loss per share (down from CA$0.013 profit in 1Q 2022). Revenue: CA$77.9m (down 19% from 1Q 2022). Net loss: CA$4.35m (down CA$5.30m from profit in 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 69 percentage points per year, which is a significant difference in performance.
Reported Earnings • Jun 22Full year 2022 earnings released: CA$0.076 loss per share (vs CA$0.15 profit in FY 2021)Full year 2022 results: CA$0.076 loss per share (down from CA$0.15 profit in FY 2021). Revenue: CA$358.6m (down 46% from FY 2021). Net loss: CA$5.75m (down 149% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 67 percentage points per year, which is a significant difference in performance.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. Independent Director Andres Finkielsztain was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Buying Opportunity • Apr 05Now 21% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be €1.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Meanwhile, the company became loss making.
Buying Opportunity • Mar 15Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 5.7%. The fair value is estimated to be CA$1.77, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% per annum over the last 3 years. The company became loss making over the last year.
Reported Earnings • Feb 09Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatThird quarter 2022 results: EPS: CA$0.035 (down from CA$0.054 in 3Q 2021). Revenue: CA$68.6m (down 32% from 3Q 2021). Net income: CA$2.62m (down 35% from 3Q 2021). Profit margin: 3.8% (down from 4.0% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 49%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.
Buying Opportunity • Feb 09Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 29%. The fair value is estimated to be CA$1.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% per annum over the last 3 years. The company became loss making over the last year.
Reported Earnings • Nov 10Second quarter 2022 earnings released: CA$0.041 loss per share (vs CA$0.099 profit in 2Q 2021)The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2022 results: Revenue: CA$70.6m (down 71% from 2Q 2021). Net loss: CA$3.07m (down 141% from profit in 2Q 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improved over the past weekAfter last week's 16% share price gain to €1.78, the stock trades at a trailing P/E ratio of 31.1x. Average trailing P/E is 14x in the Diversified Financial industry in Germany. Total returns to shareholders of 5.1% over the past three years.
Executive Departure • Aug 18Chief Financial Officer Steve Fray has left the companyDuring their tenure, earnings grew by 14% annually compared to the industry average, which went down by 7.9%. On the 15th of August, Steve Fray left the company after 3.5 in the role. As of June 2021, Steve still personally held 50.47k shares (€91k worth at the time). Steve is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 6.54 years.
Reported Earnings • Aug 12First quarter 2022 earnings released: EPS CA$0.013 (vs CA$0.078 in 1Q 2021)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2022 results: Revenue: CA$96.1m (down 45% from 1Q 2021). Net income: CA$950.9k (down 84% from 1Q 2021). Profit margin: 1.0% (down from 3.4% in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improved over the past weekAfter last week's 24% share price gain to CA$2.04, the stock trades at a trailing P/E ratio of 18.1x. Average trailing P/E is 22x in the Diversified Financial industry in Germany. Total returns to shareholders of 3.4% over the past three years.
Reported Earnings • Jun 25Full year 2021 earnings released: EPS CA$0.15 (vs CA$0.13 loss in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: CA$663.3m (up 43% from FY 2020). Net income: CA$11.7m (up CA$21.4m from FY 2020). Profit margin: 1.8% (up from net loss in FY 2020). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions • Feb 20Chief Financial Officer recently sold €49k worth of stockOn the 11th of February, Steve Fray sold around 20k shares on-market at roughly €2.44 per share. In the last 3 months, there was an even bigger sale from another insider worth €66k. Steve has been a seller over the last 12 months, reducing personal holdings by €137k.
Reported Earnings • Feb 10Third quarter 2021 earnings released: EPS CA$0.054 (vs CA$0.038 loss in 3Q 2020)The company reported a decent third quarter result with improved earnings and profit margins, although revenues were weaker. Third quarter 2021 results: Revenue: CA$100.5m (down 7.7% from 3Q 2020). Net income: CA$4.04m (up CA$7.00m from 3Q 2020). Profit margin: 4.0% (up from net loss in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Is New 90 Day High Low • Feb 10New 90-day high: €2.71The company is up 88% from its price of €1.44 on 11 November 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is up 16% over the same period.
Recent Insider Transactions • Jan 17Chief Technology Officer recently sold €66k worth of stockOn the 15th of January, Alessandro Premoli sold around 30k shares on-market at roughly €2.19 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €258k more than they bought in the last 12 months.
Is New 90 Day High Low • Jan 06New 90-day high: €1.84The company is up 32% from its price of €1.39 on 08 October 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Diversified Financial industry, which is down 4.0% over the same period.
Is New 90 Day High Low • Dec 20New 90-day high: €1.66The company is up 2.0% from its price of €1.62 on 21 September 2020. The German market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 9.0% over the same period.
Reported Earnings • Nov 11Second quarter 2021 earnings released: EPS CA$0.099The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CA$245.4m (up 92% from 2Q 2020). Net income: CA$7.51m (up CA$6.46m from 2Q 2020). Profit margin: 3.1% (up from 0.8% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has fallen by 29% per year, which means it is performing significantly worse than earnings.
