This company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest Eventscreditshelf（CSQ）株式概要クレディシェルフ・アクチェンゲゼルシャフトは、ドイツのデジタル中小企業金融会社として事業を展開している。 詳細CSQ ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長0/6過去の実績0/6財務の健全性1/6配当金0/6リスク分析意味のある時価総額がありません ( €70K )キャッシュランウェイが1年未満である 株式の流動性は非常に低い 最新の財務報告は6か月以上前のものである すべてのリスクチェックを見るCSQ Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW490,132 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG490,132 investors already sharing narrativesYour Fair Value€Current Price€2.3083.1% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-8m11m2016201920222025202620282031Revenue €10.8mEarnings €2.2mAdvancedSet Fair ValueView all narrativescreditshelf Aktiengesellschaft 競合他社independent capitalSymbol: HMSE:I8CKMarket cap: €923.5kXBT ProviderSymbol: BST:0LNBMarket cap: €6.1miFundedSymbol: BST:0000Market cap: €29.1kEV Digital InvestSymbol: XTRA:ENGMarket cap: €292.3k価格と性能株価の高値、安値、推移の概要creditshelf過去の株価現在の株価€2.3052週高値€10.8052週安値€0.22ベータ0.491ヶ月の変化0%3ヶ月変化0%1年変化-76.53%3年間の変化-95.19%5年間の変化-96.46%IPOからの変化-97.14%最新ニュースお知らせ • Sep 04creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024, at 10:00 W. Europe Standard Time.New Risk • Feb 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 23% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€3.2m free cash flow). Share price has been highly volatile over the past 3 months (23% average weekly change). Market cap is less than US$10m (€1.35m market cap, or US$1.46m).お知らせ • Jan 19+ 4 more updatescreditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024.Reported Earnings • Nov 12Third quarter 2023 earnings released: €0.15 loss per share (vs €0.68 loss in 3Q 2022)Third quarter 2023 results: €0.15 loss per share (improved from €0.68 loss in 3Q 2022). Revenue: €2.72m (up 101% from 3Q 2022). Net loss: €210.9k (loss narrowed 78% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 55% per year, which means it is significantly lagging earnings.Reported Earnings • Sep 01Second quarter 2023 earnings released: €0.28 loss per share (vs €0.61 profit in 2Q 2022)Second quarter 2023 results: €0.28 loss per share (down from €0.61 profit in 2Q 2022). Revenue: €2.24m (up 35% from 2Q 2022). Net loss: €392.7k (down 147% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 52% per year, which means it is significantly lagging earnings.New Risk • Aug 18New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Market cap is less than US$10m (€6.98m market cap, or US$7.59m).最新情報をもっと見るRecent updatesお知らせ • Sep 04creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024, at 10:00 W. Europe Standard Time.New Risk • Feb 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 23% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€3.2m free cash flow). Share price has been highly volatile over the past 3 months (23% average weekly change). Market cap is less than US$10m (€1.35m market cap, or US$1.46m).お知らせ • Jan 19+ 4 more updatescreditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024.Reported Earnings • Nov 12Third quarter 2023 earnings released: €0.15 loss per share (vs €0.68 loss in 3Q 2022)Third quarter 2023 results: €0.15 loss per share (improved from €0.68 loss in 3Q 2022). Revenue: €2.72m (up 101% from 3Q 2022). Net loss: €210.9k (loss narrowed 78% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 55% per year, which means it is significantly lagging earnings.Reported Earnings • Sep 01Second quarter 2023 earnings released: €0.28 loss per share (vs €0.61 profit in 2Q 2022)Second quarter 2023 results: €0.28 loss per share (down from €0.61 profit in 2Q 2022). Revenue: €2.24m (up 35% from 2Q 2022). Net loss: €392.7k (down 147% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 52% per year, which means it is significantly lagging earnings.New Risk • Aug 18New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Market cap is less than US$10m (€6.98m market cap, or US$7.59m).お知らせ • Aug 10creditshelf Aktiengesellschaft to Report Q2, 2023 Results on Aug 31, 2023creditshelf Aktiengesellschaft announced that they will report Q2, 2023 results on Aug 31, 2023Breakeven Date Change • May 26Forecast breakeven date moved forward to 2023The analyst covering creditshelf previously expected the company to break even in 2024. New forecast suggests the company will make a profit of €600.0k in 2023. Earnings growth of 94% is required to achieve expected profit on schedule.お知らせ • May 25creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2023creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2023, at 11:00 Central European Standard Time. Location: Mainzer Landstraße 33a event facilities "Zwischengeschoss," 60329 Frankfurt GermanyValuation Update With 7 Day Price Move • May 11Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €12.70, the stock trades at a forward P/E ratio of 33x. Average forward P/E is 15x in the Diversified Financial industry in Germany. Total loss to shareholders of 77% over the past three years.お知らせ • Dec 28Creditshelf Aktiengesellschaft Revised Earnings Guidance for the Financial Year 2022creditshelf Aktiengesellschaft adjusts its forecast for the financial year 2022. Due to delays in the implementation of conditions subsequent of a recently closed refinancing facility, in particular the conclusion of a back-up servicing agreement, this facility cannot yet be used as planned. As a result, the processing of some new business that was originally planned for this year on the basis of contracts already brokered will be postponed to the coming year. Consequently, the 2022 revenues forecast will be adjusted from EUR 7 million to EUR 8 million to EUR 6 million to EUR 7 million as well as the EBIT forecast from EUR 0 million to EUR 1 million to EUR -1 million to EUR 0 million.Major Estimate Revision • Nov 16Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate fell from €0.39 to €0.29. Revenue forecast unchanged from €7.40m at last update. Net income forecast to shrink 22% next year vs 13% decline forecast for Diversified Financial industry in Germany. Consensus price target up from €40.00 to €49.00. Share price was steady at €28.80 over the past week.Major Estimate Revision • Sep 17Consensus forecasts updatedThe consensus outlook for 2022 has been updated. Forecast profits in 2022 with EPS up from -€0.63 to €0.39 per share. Revenue forecast unchanged from last update at €7.40m. Diversified Financial industry in Germany expected to see average net income decline 15% next year. Consensus price target of €40.00 unchanged from last update. Share price fell 5.0% to €30.20 over the past week.Reported Earnings • Sep 09Second quarter 2022 earnings released: EPS: €0.61 (vs €0.62 loss in 2Q 2021)Second quarter 2022 results: EPS: €0.61 (up from €0.62 loss in 2Q 2021). Revenue: €3.61m (up 91% from 2Q 2021). Net income: €836.8k (up €1.69m from 2Q 2021). Profit margin: 23% (up from net loss in 2Q 2021). The move to profitability was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 54% per year but the company’s share price has fallen by 21% per year, which means it is significantly lagging earnings.お知らせ • Jun 11Creditshelf Aktiengesellschaft Updates Earnings Guidance for the Financial Year 2022creditshelf Aktiengesellschaft updated earnings guidance for the financial year 2022. For the period, the company expects revenue forecast with a range of EUR 10 million to EUR 12 million, the compensation amount as well as increased expenses the company now expects an EBIT of EUR 0.0 to EUR 1.0 million for the current financial year (original EBIT forecast: EUR minus 0.5 million to plus EUR 0.5 million).Breakeven Date Change • May 31Forecast breakeven date pushed back to 2024The analyst covering creditshelf previously expected the company to break even in 2023. New forecast suggests losses will reduce by 79% per year to 2023. The company is expected to make a profit of €1.60m in 2024. Average annual earnings growth of 105% is required to achieve expected profit on schedule.Price Target Changed • May 19Price target decreased to €58.00Down from €63.00, the current price target is an average from 2 analysts. New target price is 78% above last closing price of €32.60. Stock is down 32% over the past year. The company is forecast to post a net loss per share of €0.035 next year compared to a net loss per share of €1.67 last year.Reported Earnings • May 12First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2022 results: EPS: €0.37 (up from €0.53 loss in 1Q 2021). Revenue: €2.70m (up 50% from 1Q 2021). Net income: €514.6k (up €1.24m from 1Q 2021). Profit margin: 19% (up from net loss in 1Q 2021). The move to profitability was primarily driven by higher revenue. Revenue missed analyst estimates by 100%. Earnings per share (EPS) exceeded analyst estimates. Over the next year, revenue is forecast to grow 32%, compared to a 8.6% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.お知らせ • May 12Creditshelf Aktiengesellschaft Provides Consolidated Earnings Guidance for the Year 2022creditshelf Aktiengesellschaft provided consolidated earnings guidance for the year 2022. The Management Board expects consolidated revenues of EUR 10 million to EUR 12 million for the fiscal year 2022. In addition, EBIT of EUR minus 0.5 million to EUR plus 0.5 million is expected at group level.Reported Earnings • Mar 31Full year 2021 earnings: EPS and revenues miss analyst expectationsFull year 2021 results: €1.67 loss per share (up from €3.92 loss in FY 2020). Revenue: €8.03m (up 51% from FY 2020). Net loss: €2.29m (loss narrowed 57% from FY 2020). Revenue missed analyst estimates by 100%. Earnings per share (EPS) also missed analyst estimates by 100%. Over the next year, revenue is forecast to grow 36%, compared to a 12% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 23% per year, which means it is significantly lagging earnings.お知らせ • Mar 31creditshelf Aktiengesellschaft Provides Consolidated Earnings Guidance for the Year 2022creditshelf Aktiengesellschaft provided consolidated earnings guidance for the year 2022. The Management Board expects consolidated revenues of EUR 10 million to EUR 12 million for the fiscal year 2022. In addition, EBIT of EUR minus 0.5 million to EUR plus 0.5 million is expected at group level. Break-even at EBIT level is thus within reach.Price Target Changed • Feb 10Price target decreased to €60.00Down from €65.50, the current price target is an average from 2 analysts. New target price is 94% above last closing price of €31.00. Stock is down 30% over the past year. The company is forecast to post a net loss per share of €2.49 next year compared to a net loss per share of €3.92 last year.お知らせ • Feb 05+ 3 more updatescreditshelf Aktiengesellschaft to Report First Half, 2022 Results on Sep 09, 2022creditshelf Aktiengesellschaft announced that they will report first half, 2022 results on Sep 09, 2022お知らせ • Feb 03creditshelf Aktiengesellschaft Provides Earnings Guidance for the Full Financial Year 2021creditshelf Aktiengesellschaft provided earnings guidance for the full financial year 2021. Based on preliminary, unaudited figures, the company achieved a group EBIT of minus EUR 2.2 million (previous year: minus EUR 5.3 million) in the 2021 financial year. Group revenues are expected to amount to EUR 7.3 million (previous year: EUR 4.9 million).お知らせ • Feb 02creditshelf Aktiengesellschaft to Report Fiscal Year 2021 Final Results on Mar 30, 2022creditshelf Aktiengesellschaft announced that they will report fiscal year 2021 final results on Mar 30, 2022Reported Earnings • Nov 13Third quarter 2021 earnings released: €0.41 loss per share (vs €0.85 loss in 3Q 2020)The company reported a solid third quarter result with reduced losses, improved revenues and improved control over expenses. Third quarter 2021 results: Revenue: €1.73m (up 33% from 3Q 2020). Net loss: €564.2k (loss narrowed 51% from 3Q 2020). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings.Reported Earnings • Sep 10Second quarter 2021 earnings released: €0.62 loss per share (vs €0.73 loss in 2Q 2020)The company reported a decent second quarter result with reduced losses and improved control over expenses, although revenues were weaker. Second quarter 2021 results: Revenue: €1.89m (down 2.2% from 2Q 2020). Net loss: €855.3k (loss narrowed 13% from 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 18% per year, which means it is performing significantly worse than earnings.お知らせ • Sep 09creditshelf Aktiengesellschaft Provides Earning Guidance for the Year 2021creditshelf Aktiengesellschaft provided earning guidance for the year 2021. The range for group revenue remains unchanged at EUR 6 million to EUR 8 million. Also unchanged, the Management Board expects negative group EBIT of minus EUR 3 million to minus EUR 4 million.Reported Earnings • May 14First quarter 2021 earnings released: EPS €0.53 (vs €1.57 loss in 1Q 2020)The company reported a solid first quarter result with reduced losses, improved revenues and improved control over expenses. First quarter 2021 results: Revenue: €1.80m (up 138% from 1Q 2020). Net loss: €727.4k (loss narrowed 66% from 1Q 2020).Executive Departure • May 01Chief Risk Officer & Member of Management Board has left the companyOn the 30th of April, Mark Wahrisch's tenure in the role of Chief Risk Officer & Member of Management Board ended. We don't have any record of a personal shareholding under Mark's name. Mark is the only executive to leave the company over the last 12 months.Major Estimate Revision • Apr 09Consensus revenue estimates fall to €7.20mThe consensus outlook for revenues in 2021 has deteriorated. 2021 revenue forecast decreased from €9.54m to €7.20m. Forecast losses increased from -€0.83 to -€2.89 per share. Diversified Financial industry in Germany expected to see average net income growth of 16% next year. Consensus price target down from €69.00 to €66.67. Share price rose 5.2% to €48.80 over the past week.Reported Earnings • Mar 31Full year 2020 earnings released: €3.92 loss per share (vs €3.73 loss in FY 2019)The company reported a solid full year result with improved revenues and control over costs, although losses increased. Full year 2020 results: Revenue: €6.26m (up 31% from FY 2019). Net loss: €5.33m (loss widened 7.2% from FY 2019).分析記事 • Feb 27Breakeven On The Horizon For creditshelf Aktiengesellschaft (ETR:CSQ)With the business potentially at an important milestone, we thought we'd take a closer look at creditshelf...Is New 90 Day High Low • Feb 13New 90-day high: €47.00The company is up 2.0% from its price of €46.00 on 13 November 2020. The German market is up 11% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 18% over the same period.お知らせ • Jan 14creditshelf Aktiengesellschaft to Report Fiscal Year 2020 Results on Mar 30, 2021creditshelf Aktiengesellschaft announced that they will report fiscal year 2020 results on Mar 30, 2021分析記事 • Jan 05creditshelf's (ETR:CSQ) Stock Price Has Reduced 17% In The Past YearThe simplest way to benefit from a rising market is to buy an index fund. While individual stocks can be big winners...Is New 90 Day High Low • Dec 29New 90-day low: €40.00The company is down 20% from its price of €50.00 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.お知らせ • Nov 20creditshelf Aktiengesellschaft to Report Q1, 2021 Results on May 12, 2021creditshelf Aktiengesellschaft announced that they will report Q1, 2021 results on May 12, 2021Major Estimate Revision • Nov 19Analysts lower revenue estimates to €5.60mThe 2020 consensus revenue estimate decreased from €7.21m. Earnings per share (EPS) also decreased, with analysts lowering their estimates from -€3.07 to -€3.45 for the same period. The Diversified Financial industry in Germany is expected to see an average net income growth of 2.0% next year. The consensus price target of €71.67 was unchanged from the last update. Share price is up 5.3% to €44.00 over the past week.Reported Earnings • Nov 13Third quarter 2020 earnings released: €0.85 loss per shareThe company reported a solid third quarter result with reduced losses and improved revenues and control over expenses. Third quarter 2020 results: Revenue: €1.81m (up 149% from 3Q 2019). Net loss: €1.15m (loss narrowed 17% from 3Q 2019).Is New 90 Day High Low • Nov 05New 90-day low: €42.60The company is down 15% from its price of €50.00 on 07 August 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Diversified Financial industry, which is down 22% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.Is New 90 Day High Low • Oct 16New 90-day low: €47.00The company is down 8.0% from its price of €51.00 on 17 July 2020. The German market is flat over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Diversified Financial industry, which is down 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.株主還元CSQDE Diversified FinancialDE 市場7D0%-3.1%-2.5%1Y-76.5%-23.1%-0.6%株主還元を見る業界別リターン: CSQ過去 1 年間で-23.1 % の収益を上げたGerman Diversified Financial業界を下回りました。リターン対市場: CSQは、過去 1 年間で-0.6 % のリターンを上げたGerman市場を下回りました。価格変動Is CSQ's price volatile compared to industry and market?CSQ volatilityCSQ Average Weekly Movementn/aDiversified Financial Industry Average Movement4.6%Market Average Movement5.4%10% most volatile stocks in DE Market12.7%10% least volatile stocks in DE Market2.8%安定した株価: CSQの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 過去 1 年間のCSQのボラティリティの変化を判断するには データが不十分です。会社概要設立従業員CEO（最高経営責任者ウェブサイト201449Tim Thaben/aクレディシェルフ・アクチェンゲゼルシャフトはドイツでデジタル中小企業金融会社として営業している。同社は法人、投資、運転資金融資、企業、プロジェクト、成長融資ソリューションを提供している。同社はオンラインプラットフォームであるcreditshelf.comを通じて顧客にサービスを提供している。creditshelf Aktiengesellschaftは2014年に設立され、ドイツのフランクフルト・アム・マインに拠点を置いている。もっと見るcreditshelf Aktiengesellschaft 基礎のまとめcreditshelf の収益と売上を時価総額と比較するとどうか。CSQ 基礎統計学時価総額€69.80k収益（TTM）-€2.56m売上高(TTM)€5.23m0.0xP/Sレシオ0.0xPER（株価収益率CSQ は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CSQ 損益計算書（TTM）収益€5.23m売上原価€5.67m売上総利益-€440.90kその他の費用€2.12m収益-€2.56m直近の収益報告Sep 30, 2023次回決算日Aug 30, 2024一株当たり利益（EPS）-1.83グロス・マージン-8.42%純利益率-48.85%有利子負債／自己資本比率1,165.8%CSQ の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2024/06/24 10:59終値2024/03/27 00:00収益2023/09/30年間収益2022/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋creditshelf Aktiengesellschaft 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Frederik JarchowHauck Aufhäuser Investment Banking
お知らせ • Sep 04creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024, at 10:00 W. Europe Standard Time.
New Risk • Feb 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 23% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€3.2m free cash flow). Share price has been highly volatile over the past 3 months (23% average weekly change). Market cap is less than US$10m (€1.35m market cap, or US$1.46m).
お知らせ • Jan 19+ 4 more updatescreditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024.
Reported Earnings • Nov 12Third quarter 2023 earnings released: €0.15 loss per share (vs €0.68 loss in 3Q 2022)Third quarter 2023 results: €0.15 loss per share (improved from €0.68 loss in 3Q 2022). Revenue: €2.72m (up 101% from 3Q 2022). Net loss: €210.9k (loss narrowed 78% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 55% per year, which means it is significantly lagging earnings.
Reported Earnings • Sep 01Second quarter 2023 earnings released: €0.28 loss per share (vs €0.61 profit in 2Q 2022)Second quarter 2023 results: €0.28 loss per share (down from €0.61 profit in 2Q 2022). Revenue: €2.24m (up 35% from 2Q 2022). Net loss: €392.7k (down 147% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 52% per year, which means it is significantly lagging earnings.
New Risk • Aug 18New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Market cap is less than US$10m (€6.98m market cap, or US$7.59m).
お知らせ • Sep 04creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Oct 11, 2024, at 10:00 W. Europe Standard Time.
New Risk • Feb 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 23% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€3.2m free cash flow). Share price has been highly volatile over the past 3 months (23% average weekly change). Market cap is less than US$10m (€1.35m market cap, or US$1.46m).
お知らせ • Jan 19+ 4 more updatescreditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2024.
Reported Earnings • Nov 12Third quarter 2023 earnings released: €0.15 loss per share (vs €0.68 loss in 3Q 2022)Third quarter 2023 results: €0.15 loss per share (improved from €0.68 loss in 3Q 2022). Revenue: €2.72m (up 101% from 3Q 2022). Net loss: €210.9k (loss narrowed 78% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has fallen by 55% per year, which means it is significantly lagging earnings.
Reported Earnings • Sep 01Second quarter 2023 earnings released: €0.28 loss per share (vs €0.61 profit in 2Q 2022)Second quarter 2023 results: €0.28 loss per share (down from €0.61 profit in 2Q 2022). Revenue: €2.24m (up 35% from 2Q 2022). Net loss: €392.7k (down 147% from profit in 2Q 2022). Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 52% per year, which means it is significantly lagging earnings.
New Risk • Aug 18New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Market cap is less than US$10m (€6.98m market cap, or US$7.59m).
お知らせ • Aug 10creditshelf Aktiengesellschaft to Report Q2, 2023 Results on Aug 31, 2023creditshelf Aktiengesellschaft announced that they will report Q2, 2023 results on Aug 31, 2023
Breakeven Date Change • May 26Forecast breakeven date moved forward to 2023The analyst covering creditshelf previously expected the company to break even in 2024. New forecast suggests the company will make a profit of €600.0k in 2023. Earnings growth of 94% is required to achieve expected profit on schedule.
お知らせ • May 25creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2023creditshelf Aktiengesellschaft, Annual General Meeting, Jul 04, 2023, at 11:00 Central European Standard Time. Location: Mainzer Landstraße 33a event facilities "Zwischengeschoss," 60329 Frankfurt Germany
Valuation Update With 7 Day Price Move • May 11Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €12.70, the stock trades at a forward P/E ratio of 33x. Average forward P/E is 15x in the Diversified Financial industry in Germany. Total loss to shareholders of 77% over the past three years.
お知らせ • Dec 28Creditshelf Aktiengesellschaft Revised Earnings Guidance for the Financial Year 2022creditshelf Aktiengesellschaft adjusts its forecast for the financial year 2022. Due to delays in the implementation of conditions subsequent of a recently closed refinancing facility, in particular the conclusion of a back-up servicing agreement, this facility cannot yet be used as planned. As a result, the processing of some new business that was originally planned for this year on the basis of contracts already brokered will be postponed to the coming year. Consequently, the 2022 revenues forecast will be adjusted from EUR 7 million to EUR 8 million to EUR 6 million to EUR 7 million as well as the EBIT forecast from EUR 0 million to EUR 1 million to EUR -1 million to EUR 0 million.
Major Estimate Revision • Nov 16Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate fell from €0.39 to €0.29. Revenue forecast unchanged from €7.40m at last update. Net income forecast to shrink 22% next year vs 13% decline forecast for Diversified Financial industry in Germany. Consensus price target up from €40.00 to €49.00. Share price was steady at €28.80 over the past week.
Major Estimate Revision • Sep 17Consensus forecasts updatedThe consensus outlook for 2022 has been updated. Forecast profits in 2022 with EPS up from -€0.63 to €0.39 per share. Revenue forecast unchanged from last update at €7.40m. Diversified Financial industry in Germany expected to see average net income decline 15% next year. Consensus price target of €40.00 unchanged from last update. Share price fell 5.0% to €30.20 over the past week.
Reported Earnings • Sep 09Second quarter 2022 earnings released: EPS: €0.61 (vs €0.62 loss in 2Q 2021)Second quarter 2022 results: EPS: €0.61 (up from €0.62 loss in 2Q 2021). Revenue: €3.61m (up 91% from 2Q 2021). Net income: €836.8k (up €1.69m from 2Q 2021). Profit margin: 23% (up from net loss in 2Q 2021). The move to profitability was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Diversified Financial industry in Germany. Over the last 3 years on average, earnings per share has increased by 54% per year but the company’s share price has fallen by 21% per year, which means it is significantly lagging earnings.
お知らせ • Jun 11Creditshelf Aktiengesellschaft Updates Earnings Guidance for the Financial Year 2022creditshelf Aktiengesellschaft updated earnings guidance for the financial year 2022. For the period, the company expects revenue forecast with a range of EUR 10 million to EUR 12 million, the compensation amount as well as increased expenses the company now expects an EBIT of EUR 0.0 to EUR 1.0 million for the current financial year (original EBIT forecast: EUR minus 0.5 million to plus EUR 0.5 million).
Breakeven Date Change • May 31Forecast breakeven date pushed back to 2024The analyst covering creditshelf previously expected the company to break even in 2023. New forecast suggests losses will reduce by 79% per year to 2023. The company is expected to make a profit of €1.60m in 2024. Average annual earnings growth of 105% is required to achieve expected profit on schedule.
Price Target Changed • May 19Price target decreased to €58.00Down from €63.00, the current price target is an average from 2 analysts. New target price is 78% above last closing price of €32.60. Stock is down 32% over the past year. The company is forecast to post a net loss per share of €0.035 next year compared to a net loss per share of €1.67 last year.
Reported Earnings • May 12First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2022 results: EPS: €0.37 (up from €0.53 loss in 1Q 2021). Revenue: €2.70m (up 50% from 1Q 2021). Net income: €514.6k (up €1.24m from 1Q 2021). Profit margin: 19% (up from net loss in 1Q 2021). The move to profitability was primarily driven by higher revenue. Revenue missed analyst estimates by 100%. Earnings per share (EPS) exceeded analyst estimates. Over the next year, revenue is forecast to grow 32%, compared to a 8.6% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.
お知らせ • May 12Creditshelf Aktiengesellschaft Provides Consolidated Earnings Guidance for the Year 2022creditshelf Aktiengesellschaft provided consolidated earnings guidance for the year 2022. The Management Board expects consolidated revenues of EUR 10 million to EUR 12 million for the fiscal year 2022. In addition, EBIT of EUR minus 0.5 million to EUR plus 0.5 million is expected at group level.
Reported Earnings • Mar 31Full year 2021 earnings: EPS and revenues miss analyst expectationsFull year 2021 results: €1.67 loss per share (up from €3.92 loss in FY 2020). Revenue: €8.03m (up 51% from FY 2020). Net loss: €2.29m (loss narrowed 57% from FY 2020). Revenue missed analyst estimates by 100%. Earnings per share (EPS) also missed analyst estimates by 100%. Over the next year, revenue is forecast to grow 36%, compared to a 12% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has fallen by 23% per year, which means it is significantly lagging earnings.
お知らせ • Mar 31creditshelf Aktiengesellschaft Provides Consolidated Earnings Guidance for the Year 2022creditshelf Aktiengesellschaft provided consolidated earnings guidance for the year 2022. The Management Board expects consolidated revenues of EUR 10 million to EUR 12 million for the fiscal year 2022. In addition, EBIT of EUR minus 0.5 million to EUR plus 0.5 million is expected at group level. Break-even at EBIT level is thus within reach.
Price Target Changed • Feb 10Price target decreased to €60.00Down from €65.50, the current price target is an average from 2 analysts. New target price is 94% above last closing price of €31.00. Stock is down 30% over the past year. The company is forecast to post a net loss per share of €2.49 next year compared to a net loss per share of €3.92 last year.
お知らせ • Feb 05+ 3 more updatescreditshelf Aktiengesellschaft to Report First Half, 2022 Results on Sep 09, 2022creditshelf Aktiengesellschaft announced that they will report first half, 2022 results on Sep 09, 2022
お知らせ • Feb 03creditshelf Aktiengesellschaft Provides Earnings Guidance for the Full Financial Year 2021creditshelf Aktiengesellschaft provided earnings guidance for the full financial year 2021. Based on preliminary, unaudited figures, the company achieved a group EBIT of minus EUR 2.2 million (previous year: minus EUR 5.3 million) in the 2021 financial year. Group revenues are expected to amount to EUR 7.3 million (previous year: EUR 4.9 million).
お知らせ • Feb 02creditshelf Aktiengesellschaft to Report Fiscal Year 2021 Final Results on Mar 30, 2022creditshelf Aktiengesellschaft announced that they will report fiscal year 2021 final results on Mar 30, 2022
Reported Earnings • Nov 13Third quarter 2021 earnings released: €0.41 loss per share (vs €0.85 loss in 3Q 2020)The company reported a solid third quarter result with reduced losses, improved revenues and improved control over expenses. Third quarter 2021 results: Revenue: €1.73m (up 33% from 3Q 2020). Net loss: €564.2k (loss narrowed 51% from 3Q 2020). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 16% per year, which means it is significantly lagging earnings.
Reported Earnings • Sep 10Second quarter 2021 earnings released: €0.62 loss per share (vs €0.73 loss in 2Q 2020)The company reported a decent second quarter result with reduced losses and improved control over expenses, although revenues were weaker. Second quarter 2021 results: Revenue: €1.89m (down 2.2% from 2Q 2020). Net loss: €855.3k (loss narrowed 13% from 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 18% per year, which means it is performing significantly worse than earnings.
お知らせ • Sep 09creditshelf Aktiengesellschaft Provides Earning Guidance for the Year 2021creditshelf Aktiengesellschaft provided earning guidance for the year 2021. The range for group revenue remains unchanged at EUR 6 million to EUR 8 million. Also unchanged, the Management Board expects negative group EBIT of minus EUR 3 million to minus EUR 4 million.
Reported Earnings • May 14First quarter 2021 earnings released: EPS €0.53 (vs €1.57 loss in 1Q 2020)The company reported a solid first quarter result with reduced losses, improved revenues and improved control over expenses. First quarter 2021 results: Revenue: €1.80m (up 138% from 1Q 2020). Net loss: €727.4k (loss narrowed 66% from 1Q 2020).
Executive Departure • May 01Chief Risk Officer & Member of Management Board has left the companyOn the 30th of April, Mark Wahrisch's tenure in the role of Chief Risk Officer & Member of Management Board ended. We don't have any record of a personal shareholding under Mark's name. Mark is the only executive to leave the company over the last 12 months.
Major Estimate Revision • Apr 09Consensus revenue estimates fall to €7.20mThe consensus outlook for revenues in 2021 has deteriorated. 2021 revenue forecast decreased from €9.54m to €7.20m. Forecast losses increased from -€0.83 to -€2.89 per share. Diversified Financial industry in Germany expected to see average net income growth of 16% next year. Consensus price target down from €69.00 to €66.67. Share price rose 5.2% to €48.80 over the past week.
Reported Earnings • Mar 31Full year 2020 earnings released: €3.92 loss per share (vs €3.73 loss in FY 2019)The company reported a solid full year result with improved revenues and control over costs, although losses increased. Full year 2020 results: Revenue: €6.26m (up 31% from FY 2019). Net loss: €5.33m (loss widened 7.2% from FY 2019).
分析記事 • Feb 27Breakeven On The Horizon For creditshelf Aktiengesellschaft (ETR:CSQ)With the business potentially at an important milestone, we thought we'd take a closer look at creditshelf...
Is New 90 Day High Low • Feb 13New 90-day high: €47.00The company is up 2.0% from its price of €46.00 on 13 November 2020. The German market is up 11% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 18% over the same period.
お知らせ • Jan 14creditshelf Aktiengesellschaft to Report Fiscal Year 2020 Results on Mar 30, 2021creditshelf Aktiengesellschaft announced that they will report fiscal year 2020 results on Mar 30, 2021
分析記事 • Jan 05creditshelf's (ETR:CSQ) Stock Price Has Reduced 17% In The Past YearThe simplest way to benefit from a rising market is to buy an index fund. While individual stocks can be big winners...
Is New 90 Day High Low • Dec 29New 90-day low: €40.00The company is down 20% from its price of €50.00 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.
お知らせ • Nov 20creditshelf Aktiengesellschaft to Report Q1, 2021 Results on May 12, 2021creditshelf Aktiengesellschaft announced that they will report Q1, 2021 results on May 12, 2021
Major Estimate Revision • Nov 19Analysts lower revenue estimates to €5.60mThe 2020 consensus revenue estimate decreased from €7.21m. Earnings per share (EPS) also decreased, with analysts lowering their estimates from -€3.07 to -€3.45 for the same period. The Diversified Financial industry in Germany is expected to see an average net income growth of 2.0% next year. The consensus price target of €71.67 was unchanged from the last update. Share price is up 5.3% to €44.00 over the past week.
Reported Earnings • Nov 13Third quarter 2020 earnings released: €0.85 loss per shareThe company reported a solid third quarter result with reduced losses and improved revenues and control over expenses. Third quarter 2020 results: Revenue: €1.81m (up 149% from 3Q 2019). Net loss: €1.15m (loss narrowed 17% from 3Q 2019).
Is New 90 Day High Low • Nov 05New 90-day low: €42.60The company is down 15% from its price of €50.00 on 07 August 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Diversified Financial industry, which is down 22% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.
Is New 90 Day High Low • Oct 16New 90-day low: €47.00The company is down 8.0% from its price of €51.00 on 17 July 2020. The German market is flat over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Diversified Financial industry, which is down 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.
