First BanCorp（OLWN）株式概要ファースト・バンコープは、ファーストバンク・プエルトリコの銀行持株会社として、消費者および法人顧客に金融商品・サービスを提供している。 詳細OLWN ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長1/6過去の実績5/6財務の健全性6/6配当金2/6報酬当社が推定した公正価値より61.1%で取引されている 収益は年間7.87%増加すると予測されています 過去1年間で収益は17.9%増加しました リスク分析今後3年間の収益は年平均0.6%減少すると予測されている。 すべてのリスクチェックを見るOLWN Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€19.4030.7% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture01b2016201920222025202620282031Revenue US$1.4bEarnings US$520.8mAdvancedSet Fair ValueView all narrativesFirst BanCorp. 競合他社ProCredit HoldingSymbol: XTRA:PCZMarket cap: €475.9mIndependent BankSymbol: NasdaqGS:INDBMarket cap: US$3.8bWSFS FinancialSymbol: NasdaqGS:WSFSMarket cap: US$3.7bBNK Financial GroupSymbol: KOSE:A138930Market cap: ₩5.4t価格と性能株価の高値、安値、推移の概要First BanCorp過去の株価現在の株価US$19.4052週高値US$20.8052週安値US$16.40ベータ0.841ヶ月の変化-4.90%3ヶ月変化3.74%1年変化9.60%3年間の変化81.31%5年間の変化84.76%IPOからの変化219.34%最新ニュースBoard Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Patricia Eaves was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 23+ 1 more updateFirst Bancorp. Declares Quarterly Cash Dividend on Common Stock, Payable on June 12, 2026First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per share on its outstanding common stock. The dividend is payable on June 12, 2026 to shareholders of record at the close of business on May 28, 2026.お知らせ • Mar 26First BanCorp., Annual General Meeting, May 06, 2026First BanCorp., Annual General Meeting, May 06, 2026.お知らせ • Mar 17First BanCorp. to Report Q1, 2026 Results on Apr 22, 2026First BanCorp. announced that they will report Q1, 2026 results Pre-Market on Apr 22, 2026お知らせ • Feb 10+ 1 more updateFirst Bancorp. Announces Executive ChangesFirst BanCorp. announced that Orlando Berges, Executive Vice President will retire from the Corporation effective June 30, 2026, after close to 17 years of distinguished service. Mr. Berges joined the Corporation in May 2009 and has played a central leadership role in the Corporation’s transformation and long-term strengthening. Throughout his tenure, he led the Finance organization with discipline, transparency, and strategic vision. His contributions were instrumental in recapitalizing the institution and guiding it through its turnaround, adhering to the highest level of financial reporting standards, executing major acquisitions and integrations, enhancing capital planning and balance sheet strength, and contributing to the profitability and stable capital position that characterize FirstBank now. The Corporation also announced that Said Ortiz, currently Senior Vice President and Chief Accounting Officer, has been appointed Executive Vice President, effective July 1, 2026. Mr. Ortiz initially joined the Corporation in 2013 and brings more than 19 years of experience in accounting, auditing, and financial management, including leadership roles at global professional public accounting firms. As a key leader within the Controller’s and Finance divisions, he has played a significant role in strengthening the Corporation’s financial reporting, controls, and accounting functions. His extensive experience and record of performance make him exceptionally well prepared to assume the CFO role. Mr. Berges and Mr. Ortiz will work closely over the coming months to ensure a seamless transition.お知らせ • Jan 27First BanCorp. Announces Net Charge Off for the Fourth Quarter Ended December 31, 2025First BanCorp. announced net charge off for the fourth quarter ended December 31, 2025. Net charge-offs were $20.4 million for the fourth quarter of 2025, or an annualized 0.63% of average loans, compared to $19.9 million, or an annualized 0.62% of average loans, in the third quarter of 2025. The $0.5 million increase in net charge-offs was driven by a $0.3 million increase in consumer loans and finance leases net charge-offs, mainly in the unsecured loan portfolio, and a $0.3 million recovery associated with a construction loan in the Florida region during the third quarter of 2025.最新情報をもっと見るRecent updatesBoard Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Patricia Eaves was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 23+ 1 more updateFirst Bancorp. Declares Quarterly Cash Dividend on Common Stock, Payable on June 12, 2026First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per share on its outstanding common stock. The dividend is payable on June 12, 2026 to shareholders of record at the close of business on May 28, 2026.お知らせ • Mar 26First BanCorp., Annual General Meeting, May 06, 2026First BanCorp., Annual General Meeting, May 06, 2026.お知らせ • Mar 17First BanCorp. to Report Q1, 2026 Results on Apr 22, 2026First BanCorp. announced that they will report Q1, 2026 results Pre-Market on Apr 22, 2026お知らせ • Feb 10+ 1 more updateFirst Bancorp. Announces Executive ChangesFirst BanCorp. announced that Orlando Berges, Executive Vice President will retire from the Corporation effective June 30, 2026, after close to 17 years of distinguished service. Mr. Berges joined the Corporation in May 2009 and has played a central leadership role in the Corporation’s transformation and long-term strengthening. Throughout his tenure, he led the Finance organization with discipline, transparency, and strategic vision. His contributions were instrumental in recapitalizing the institution and guiding it through its turnaround, adhering to the highest level of financial reporting standards, executing major acquisitions and integrations, enhancing capital planning and balance sheet strength, and contributing to the profitability and stable capital position that characterize FirstBank now. The Corporation also announced that Said Ortiz, currently Senior Vice President and Chief Accounting Officer, has been appointed Executive Vice President, effective July 1, 2026. Mr. Ortiz initially joined the Corporation in 2013 and brings more than 19 years of experience in accounting, auditing, and financial management, including leadership roles at global professional public accounting firms. As a key leader within the Controller’s and Finance divisions, he has played a significant role in strengthening the Corporation’s financial reporting, controls, and accounting functions. His extensive experience and record of performance make him exceptionally well prepared to assume the CFO role. Mr. Berges and Mr. Ortiz will work closely over the coming months to ensure a seamless transition.お知らせ • Jan 27First BanCorp. Announces Net Charge Off for the Fourth Quarter Ended December 31, 2025First BanCorp. announced net charge off for the fourth quarter ended December 31, 2025. Net charge-offs were $20.4 million for the fourth quarter of 2025, or an annualized 0.63% of average loans, compared to $19.9 million, or an annualized 0.62% of average loans, in the third quarter of 2025. The $0.5 million increase in net charge-offs was driven by a $0.3 million increase in consumer loans and finance leases net charge-offs, mainly in the unsecured loan portfolio, and a $0.3 million recovery associated with a construction loan in the Florida region during the third quarter of 2025.お知らせ • Jan 26First BanCorp. Increases Quarterly Cash Dividend on Common Stock, Payable on March 13, 2026First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per share, which represents an increase of 11% or $0.02 per common share compared to its most recent dividend paid in December 2025. The dividend is payable on March 13, 2026 to shareholders of record at the close of business on February 26, 2026.お知らせ • Dec 23First BanCorp. to Report Q4, 2025 Results on Jan 27, 2026First BanCorp. announced that they will report Q4, 2025 results Pre-Market on Jan 27, 2026お知らせ • Oct 23+ 1 more updateFirst BanCorp. Approves Quarterly Cash Dividend on Outstanding Common Stock, Payable on December 12, 2025First BanCorp. announced that its Board of Directors approved quarterly cash dividend of $0.18 per share on its outstanding common stock. The dividend is payable on December 12, 2025 to shareholders of record at the close of business on November 28, 2025.お知らせ • Sep 24First BanCorp. to Report Q3, 2025 Results on Oct 23, 2025First BanCorp. announced that they will report Q3, 2025 results on Oct 23, 2025お知らせ • Jul 22First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on September 12, 2025First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.18 per share on its outstanding common stock. The dividend is payable on September 12, 2025 to shareholders of record at the close of business on August 28, 2025.お知らせ • Jun 19First BanCorp. Announces Executive ChangesFirst BanCorp. announced on June 16, 2025, the corporation announced a strategic reorganization aligned with the Corporation’s corporate succession plan (the strategic reorganization). As part of the Strategic Reorganization, the corporation announced that Mr. Donald Kafka, Executive Vice President and Chief Operating Officer (COO), will retire from his position at the Corporation effective September 15, 2025. In connection with Mr. Kafka’s retirement, the Corporation also announced that Mr. Juan Carlos Pavía, Executive Vice President and Chief Credit Officer, will succeed Mr. Kafka as COO, effective August 1, 2025. As COO, Mr. Pavía will oversee the areas of Banking Operations, Corporate Security, Information Technology, Real Estate, a new Business Transformation Unit, and will also continue to oversee the areas of Credit Risk and Credit Administration. Mr. Kafka will remain an officer of the Corporation and will continue to work closely with Mr. Pavía through September 15, 2025. Mr. Pavía, age 45, joined the Corporation in 2014 as Senior Vice President and Chief Credit Risk Officer. In May 2021, Mr. Pavía was promoted to Executive Vice President and Chief Credit Officer, a position he currently holds. Additionally, Mr. Pavía currently serves on the Board of Managers of the Corporation’s subsidiaries: FB Private Equity Fund LLC, and FB Opportunity Zone Fund LLC, a wholly owned subsidiary of FB Private Equity Fund LLC. Mr. Pavía has over fifteen years of experience within the banking industry, including roles within the credit risk, current expected credit losses, workout, operations and asset-based lending areas. Prior to joining the Corporation, Mr. Pavía held various leadership positions at other financial institutions in Puerto Rico and in the Government of Puerto Rico.お知らせ • Jun 10First BanCorp. to Report Q2, 2025 Results on Jul 22, 2025First BanCorp. announced that they will report Q2, 2025 results Pre-Market on Jul 22, 2025お知らせ • Apr 25+ 1 more updateFirst BanCorp. Announces Net Charge Offs for the First Quarter Ended March 31, 2025First BanCorp. announced net charge offs for the first quarter ended March 31, 2025. The company's net charge-offs were $21.,510 million compared to $11.168 million a year ago.お知らせ • Apr 11First BanCorp., Annual General Meeting, May 21, 2025First BanCorp., Annual General Meeting, May 21, 2025.お知らせ • Apr 04First BanCorp. to Report Q1, 2025 Results on Apr 24, 2025First BanCorp. announced that they will report Q1, 2025 results Pre-Market on Apr 24, 2025お知らせ • Jan 23First BanCorp. Announces Net Charge Off for the Fourth Quarter Ended December 31, 2024First BanCorp. announced net charge off for the fourth quarter ended December 31, 2024. For the period, Company reported Net charge-offs were $24.6 million or an annualized 0.78% of average loans, compared to $24.0 million, or an annualized 0.78% of average loans, in the third quarter of 2024.お知らせ • Jan 22First BanCorp. Announces Quarterly Cash Dividend, Payable on March 7, 2025First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.18 per share, which represents an increase of 13% or $0.02 per common share compared to its most recent dividend paid in December 2024. The dividend is payable on March 7, 2025 to shareholders of record at the close of business on February 21, 2025.お知らせ • Jan 09First BanCorp. to Report Q4, 2024 Results on Jan 23, 2025First BanCorp. announced that they will report Q4, 2024 results Pre-Market on Jan 23, 2025Recent Insider Transactions • Nov 12Independent Chairman recently sold €2.1m worth of stockOn the 6th of November, Roberto Herencia sold around 100k shares on-market at roughly €20.67 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Roberto's only on-market trade for the last 12 months.Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €20.60, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 88% over the past three years.Declared Dividend • Nov 04Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 29th November 2024 Payment date: 13th December 2024 Dividend yield will be 3.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 32% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 12% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 31First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on December 13, 2024First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share on its outstanding common stock. The dividend is payable on December 13, 2024 to shareholders of record at the close of business on November 29, 2024.Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.45 (vs US$0.47 in 3Q 2023)Third quarter 2024 results: EPS: US$0.45 (down from US$0.47 in 3Q 2023). Revenue: US$219.3m (down 2.8% from 3Q 2023). Net income: US$73.7m (down 10% from 3Q 2023). Profit margin: 34% (down from 36% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 14% per year.お知らせ • Oct 23First BanCorp. Announces Net Charge-Offs for the Third Quarter Ended September 30, 2024First BanCorp. announced net charge-offs for the third quarter ended September 30, 2024. For the quarter, the company reported net charge-offs of $24,006,000 against $14,086,000 a year ago.New Risk • Oct 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.2% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€3.9m sold).お知らせ • Oct 01First BanCorp. to Report Q3, 2024 Results on Oct 23, 2024First BanCorp. announced that they will report Q3, 2024 results Pre-Market on Oct 23, 2024Upcoming Dividend • Aug 22Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 29 August 2024. Payment date: 13 September 2024. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).Declared Dividend • Jul 29Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 29th August 2024 Payment date: 13th September 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 32% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 3.7% over the next year, which should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Jul 26Executive VP & COO recently sold €1.0m worth of stockOn the 24th of July, Donald Kafka sold around 50k shares on-market at roughly €20.10 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.3m. Donald has been a net seller over the last 12 months, reducing personal holdings by €2.0m.Reported Earnings • Jul 24Second quarter 2024 earnings released: EPS: US$0.46 (vs US$0.40 in 2Q 2023)Second quarter 2024 results: EPS: US$0.46 (up from US$0.40 in 2Q 2023). Revenue: US$220.1m (up 4.7% from 2Q 2023). Net income: US$75.8m (up 7.3% from 2Q 2023). Profit margin: 35% (in line with 2Q 2023). Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has increased by 24% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jul 23+ 2 more updatesFirst BanCorp. Reports Net Charge Offs for the Second Quarter Ended June 30, 2024First BanCorp. reported net charge offs for the second quarter ended June 30, 2024. for the quarter, the company reported net charge-offs of $20,990,000 compared to $19,279,000 year ago.お知らせ • Jun 19First BanCorp. to Report Q2, 2024 Results on Jul 23, 2024First BanCorp. announced that they will report Q2, 2024 results Pre-Market on Jul 23, 2024Upcoming Dividend • May 23Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 30 May 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.3%).Recent Insider Transactions • May 05Executive VP & CFO recently sold €1.3m worth of stockOn the 1st of May, Orlando Berges-González sold around 75k shares on-market at roughly €16.78 per share. This transaction amounted to 21% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Orlando's only on-market trade for the last 12 months.Declared Dividend • Apr 29First quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 30th May 2024 Payment date: 14th June 2024 Dividend yield will be 3.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 40% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 3.3% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 27First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on June 14, 2024First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share on its outstanding common stock. The dividend is payable on June 14, 2024 to shareholders of record at the close of business on May 30, 2024.Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.44 (vs US$0.39 in 1Q 2023)First quarter 2024 results: EPS: US$0.44 (up from US$0.39 in 1Q 2023). Revenue: US$218.3m (flat on 1Q 2023). Net income: US$73.5m (up 3.9% from 1Q 2023). Profit margin: 34% (up from 32% in 1Q 2023). Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 20% per year whereas the company’s share price has increased by 17% per year.お知らせ • Apr 23First BanCorp. Announces Net Charge Offs for the Quarter Ended March 31, 2024First BanCorp. announced net charge offs for the quarter ended March 31, 2024. Net charge-offs were $11.2 million for the first quarter of 2024, or an annualized 0.37% of average loans, compared to $20.8 million, or an annualized 0.69% of average loans, in the fourth quarter of 2023.お知らせ • Apr 09First BanCorp., Annual General Meeting, May 23, 2024First BanCorp., Annual General Meeting, May 23, 2024, at 10:00 Atlantic Standard Time. Agenda: To consider the election of the nine directors named in the accompanying Proxy Statement; to consider and approve on a non-binding basis the 2023 compensation of First BanCorp’s named executive officers; to consider and to ratify the appointment of Crowe LLP as independent registered public accounting firm for our 2024 fiscal year; and to consider other matters.お知らせ • Apr 03First BanCorp. to Report Q1, 2024 Results on Apr 23, 2024First BanCorp. announced that they will report Q1, 2024 results Pre-Market on Apr 23, 2024Recent Insider Transactions • Mar 08President recently sold €790k worth of stockOn the 5th of March, Aurelio Aleman-Bermudez sold around 50k shares on-market at roughly €15.80 per share. This transaction amounted to 4.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €921k. Aurelio has been a net seller over the last 12 months, reducing personal holdings by €1.5m.Reported Earnings • Mar 04Full year 2023 earnings released: EPS: US$1.72 (vs US$1.60 in FY 2022)Full year 2023 results: EPS: US$1.72. Revenue: US$863.3m (down 3.1% from FY 2022). Net income: US$302.9m (flat on FY 2022). Profit margin: 35% (in line with FY 2022). Net interest margin (NIM): 4.33% (up from 4.29% in FY 2022). Cost-to-income ratio: 50.7% (up from 48.3% in FY 2022). Non-performing loans: 0.69% (down from 0.78% in FY 2022). Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 2.9% growth forecast for the Banks industry in Europe.Upcoming Dividend • Feb 15Upcoming dividend of US$0.16 per share at 3.4% yieldEligible shareholders must have bought the stock before 22 February 2024. Payment date: 08 March 2024. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.7%).Declared Dividend • Feb 12Fourth quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 22nd February 2024 Payment date: 8th March 2024 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 36% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.1% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 09First BanCorp. Increases Quarterly Cash Dividend on Common Stock, Payable on March 8, 2024First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share, which represents an increase of 14% or $0.02 per common share compared to its most recent dividend paid in December 2023. The dividend is payable on March 8, 2024 to shareholders of record at the close of business on February 23, 2024. The increased quarterly dividend level equates to an annualized dividend rate of $0.64 per common share.Reported Earnings • Jan 25Full year 2023 earnings released: EPS: US$1.72 (vs US$1.60 in FY 2022)Full year 2023 results: EPS: US$1.72. Revenue: US$868.9m (down 2.4% from FY 2022). Net income: US$302.9m (flat on FY 2022). Profit margin: 35% (in line with FY 2022). Revenue is forecast to grow 7.0% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe.お知らせ • Jan 24First BanCorp. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2023First BanCorp. reported net charge-off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $20,747,000 compared to $13,046,000 a year ago.お知らせ • Jan 09First BanCorp. to Report Q4, 2023 Results on Jan 24, 2024First BanCorp. announced that they will report Q4, 2023 results Pre-Market on Jan 24, 2024Recent Insider Transactions • Dec 08Executive VP & COO recently sold €951k worth of stockOn the 5th of December, Donald Kafka sold around 65k shares on-market at roughly €14.62 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Donald's only on-market trade for the last 12 months.Upcoming Dividend • Nov 15Upcoming dividend of US$0.14 per share at 3.7% yieldEligible shareholders must have bought the stock before 22 November 2023. Payment date: 08 December 2023. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).お知らせ • Nov 01First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on December 8, 2023First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.14 per share on its outstanding common stock. The dividend is payable on December 8, 2023 to shareholders of record at the close of business on November 24, 2023.Board Change • Nov 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Patricia Eaves was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 21Third quarter 2023 earnings released: EPS: US$0.47 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.47 (up from US$0.40 in 3Q 2022). Revenue: US$225.6m (up 1.7% from 3Q 2022). Net income: US$82.0m (up 9.9% from 3Q 2022). Profit margin: 36% (up from 34% in 3Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 35% per year whereas the company’s share price has increased by 32% per year.お知らせ • Oct 06First BanCorp. to Report Q3, 2023 Results on Oct 20, 2023First BanCorp. announced that they will report Q3, 2023 results Pre-Market on Oct 20, 2023Upcoming Dividend • Aug 16Upcoming dividend of US$0.14 per share at 3.8% yieldEligible shareholders must have bought the stock before 23 August 2023. Payment date: 08 September 2023. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.0%).お知らせ • Jul 29First BanCorp. Reports Net Charge Off for the Second Quarter Ended June 30, 2023First BanCorp. reported net charge off for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs of $19.279 million against $5.960 million a year ago.Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: US$0.40 (vs US$0.38 in 2Q 2022)Second quarter 2023 results: EPS: US$0.40. Revenue: US$212.3m (down 2.2% from 2Q 2022). Net income: US$70.7m (down 5.4% from 2Q 2022). Profit margin: 33% (down from 34% in 2Q 2022). Revenue is forecast to grow 6.9% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.お知らせ • Jul 25+ 1 more updateFirst BanCorp. (NYSE:FBP) announces an Equity Buyback for $225 million worth of its shares.First BanCorp. (NYSE:FBP) announces a share repurchase program. Under the program, the company will repurchase up to $225 million worth of its shares. The repurchased shares are expected to be held as treasury shares. The company expects to execute the program through the end of the 3rd quarter of 2024.お知らせ • Jul 08First BanCorp. to Report Q2, 2023 Results on Jul 27, 2023First BanCorp. announced that they will report Q2, 2023 results on Jul 27, 2023Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €12.10, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 155% over the past three years.Upcoming Dividend • May 17Upcoming dividend of US$0.14 per share at 5.1% yieldEligible shareholders must have bought the stock before 23 May 2023. Payment date: 09 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 5.1%. Within top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.2%).Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$0.39 (vs US$0.42 in 1Q 2022)First quarter 2023 results: EPS: US$0.39 (down from US$0.42 in 1Q 2022). Revenue: US$217.9m (down 6.2% from 1Q 2022). Net income: US$70.7m (down 14% from 1Q 2022). Profit margin: 32% (down from 36% in 1Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has only increased by 23% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Feb 16Upcoming dividend of US$0.14 per share at 3.9% yieldEligible shareholders must have bought the stock before 23 February 2023. Payment date: 10 March 2023. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).お知らせ • Feb 10First BanCorp. Declares Quarterly Cash Dividend, Payable on March 10, 2023First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.14 per share, which represents an increase of 17% or $0.02 per common share compared to its most recent dividend paid in December 2022. The dividend is payable on March 10, 2023 to shareholders of record at the close of business on February 24, 2023.Reported Earnings • Jan 29Full year 2022 earnings released: EPS: US$1.60 (vs US$1.32 in FY 2021)Full year 2022 results: EPS: US$1.60 (up from US$1.32 in FY 2021). Revenue: US$890.7m (down 2.8% from FY 2021). Net income: US$305.1m (up 10.0% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by lower expenses. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 28First BanCorp. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2022First BanCorp. reported net charge-off for the fourth quarter ended December 31, 2022. Net charge-offs were $13.0 million for the fourth quarter of 2022 compared to $8.6 million in the third quarter of 2022.お知らせ • Jan 11First BanCorp. to Report Q4, 2022 Results on Jan 27, 2023First BanCorp. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Jan 27, 2023Recent Insider Transactions • Nov 16President recently sold €608k worth of stockOn the 9th of November, Aurelio Alemán-Bermudez sold around 40k shares on-market at roughly €15.21 per share. This transaction amounted to 3.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Aurelio has been a net seller over the last 12 months, reducing personal holdings by €2.5m.Recent Insider Transactions • Nov 11President recently sold €608k worth of stockOn the 9th of November, Aurelio Alemán-Bermudez sold around 40k shares on-market at roughly €15.21 per share. This transaction amounted to 3.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Aurelio has been a net seller over the last 12 months, reducing personal holdings by €2.5m.お知らせ • Oct 29First BanCorp. Declares Quarterly Cash Dividend on Its Outstanding Common Stock, Payable on December 9, 2022First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on its outstanding common stock. The dividend is payable on December 9, 2022 to shareholders of record at the close of business on November 25, 2022.Reported Earnings • Oct 26Third quarter 2022 earnings released: EPS: US$0.40 (vs US$0.36 in 3Q 2021)Third quarter 2022 results: EPS: US$0.40. Revenue: US$221.8m (down 2.2% from 3Q 2021). Net income: US$74.6m (flat on 3Q 2021). Profit margin: 34% (in line with 3Q 2021). Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Europe.お知らせ • Oct 05First BanCorp. to Report Q3, 2022 Results on Oct 25, 2022First BanCorp. announced that they will report Q3, 2022 results at 9:30 AM, US Eastern Standard Time on Oct 25, 2022Upcoming Dividend • Aug 17Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 24 August 2022. Payment date: 09 September 2022. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (6.5%).Recent Insider Transactions • Aug 13Executive VP & CFO recently sold €755k worth of stockOn the 10th of August, Orlando Berges-González sold around 50k shares on-market at roughly €15.11 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.3m. This was Orlando's only on-market trade for the last 12 months.Recent Insider Transactions • Jul 29Executive VP & Chief Risk Officer recently sold €442k worth of stockOn the 27th of July, Nayda Rivera-Batista sold around 30k shares on-market at roughly €14.74 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.3m. Insiders have been net sellers, collectively disposing of €3.0m more than they bought in the last 12 months.Reported Earnings • Jul 23Second quarter 2022 earnings released: EPS: US$0.38 (vs US$0.33 in 2Q 2021)Second quarter 2022 results: EPS: US$0.38 (up from US$0.33 in 2Q 2021). Revenue: US$217.1m (down 9.8% from 2Q 2021). Net income: US$74.7m (up 6.9% from 2Q 2021). Profit margin: 34% (up from 29% in 2Q 2021). The increase in margin was driven by lower expenses. Over the next year, revenue is forecast to grow 6.1%, compared to a 14% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 23First BanCorp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2022First BanCorp. reported net charge-offs for the second quarter ended June 30, 2022. For the quarter, the company reported net charge-offs of $5,960,000 against $7,676,000 a year ago.お知らせ • Jul 22First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on September 9, 2022First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on its outstanding common stock. The dividend is payable on September 9, 2022 to shareholders of record at the close of business on August 25, 2022.お知らせ • Jul 07First BanCorp. to Report Q2, 2022 Results on Jul 22, 2022First BanCorp. announced that they will report Q2, 2022 results at 9:30 AM, US Eastern Standard Time on Jul 22, 2022Recent Insider Transactions • May 20Independent Chairman recently sold €1.3m worth of stockOn the 17th of May, Roberto Herencia sold around 100k shares on-market at roughly €13.40 per share. This was the largest sale by an insider in the last 3 months. This was Roberto's only on-market trade for the last 12 months.Upcoming Dividend • May 17Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 24 May 2022. Payment date: 10 June 2022. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (6.6%).Reported Earnings • Apr 29First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: US$232.3m (up 4.4% from 1Q 2021). Net income: US$82.6m (up 37% from 1Q 2021). Profit margin: 36% (up from 27% in 1Q 2021). The increase in margin was primarily driven by lower expenses. Over the next year, revenue is expected to shrink by 1.5% compared to a 8.5% growth forecast for the industry in Germany.お知らせ • Apr 28+ 1 more updateFirst BanCorp. Declares Quarterly Cash Dividend, Payable on June 10, 2022First BanCorp. announced the declaration of quarterly cash dividend of $0.12 per share, which represents an increase of 20% or $0.02 per common share compared to its most recent dividend paid in March 2022. The dividend is payable on June 10, 2022 to shareholders of record at the close of business on May 25, 2022.お知らせ • Apr 09First BanCorp. to Report Q1, 2022 Results on Apr 28, 2022First BanCorp. announced that they will report Q1, 2022 results Pre-Market on Apr 28, 2022お知らせ • Apr 06First BanCorp., Annual General Meeting, May 20, 2022First BanCorp., Annual General Meeting, May 20, 2022, at 10:00 Atlantic Standard Time. Agenda: To elect the nine (9) directors named in the accompanying Proxy Statement; to approve on a non-binding basis the 2021 compensation of First BanCorp's named executive officers (the NEOs"); to ratify the appointment of Crowe LLP as our independent registered public accounting firm for our 2022 fiscal year; and to discuss other matters (if any).Upcoming Dividend • Feb 17Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 24 February 2022. Payment date: 11 March 2022. Payout ratio is a comfortable 23% but the company is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (4.3%).Recent Insider Transactions • Feb 13Executive VP & Chief Risk Officer recently sold €265k worth of stockOn the 8th of February, Nayda Rivera-Batista sold around 20k shares on-market at roughly €13.27 per share. In the last 3 months, there was an even bigger sale from another insider worth €845k. Insiders have been net sellers, collectively disposing of €5.2m more than they bought in the last 12 months.お知らせ • Feb 11First BanCorp Declares Quarterly Cash Dividend, Payable on March 11, 2022First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.10 per share on its outstanding common stock. The dividend is payable on March 11, 2022 to shareholders of record at the close of business on February 25, 2022.株主還元OLWNDE BanksDE 市場7D2.6%2.3%3.2%1Y9.6%33.7%2.5%株主還元を見る業界別リターン: OLWN過去 1 年間で33.7 % の収益を上げたGerman Banks業界を下回りました。リターン対市場: OLWN過去 1 年間で2.5 % の収益を上げたGerman市場を上回りました。価格変動Is OLWN's price volatile compared to industry and market?OLWN volatilityOLWN Average Weekly Movement4.8%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market13.3%10% least volatile stocks in DE Market2.7%安定した株価: OLWN 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: OLWNの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19483,218Aurelio Aleman-Bermudezwww.1firstbank.comファースト・バンコープはファーストバンク・プエルトリコの銀行持株会社として、消費者および商業顧客向けに金融商品・サービスを提供している。事業セグメントは6つ：モーゲージ・バンキング、コンシューマー（リテール）・バンキング、商業・コーポレート・バンキング、財務・投資、米国事業、バージン諸島事業。モーゲージ・バンキング部門は、各種住宅ローンの組成、販売、サービシング、ヘッジ活動、支店およびモーゲージ・バンカーからの住宅ローン購入、住宅用不動産ローンの組成を行っている。消費者（リテール）・バンキング部門は、自動車ローン、ファイナンス・リース、個人向けローン、クレジット・カード、その他消費者向けクレジット・ライン、および利付・無利付の当座預金・普通預金口座を提供している。商業・法人金融部門は、商業用不動産および建設用ローンのほか、キャッシュ・サービスやビジネス・マネジメント・サービスなどの商品を提供している。財務・投資部門は資金運用業務に注力している。米国事業部門は当座預金、貯蓄預金、短期金融市場口座、リテールCD、インターネット・バンキング・サービス、住宅ローン、ホーム・エクイティ・ローンおよびクレジット・ライン、リテール預金、キャッシュ・マネジメント・サービス、リモート・データ・キャプチャー、自動手形交換所取引、信用枠、ターム・ローン、建設ローンなどの伝統的な商業・工業用および商業用不動産商品を提供しています。ヴァージン諸島事業部門は、消費者金融、商業金融、預金業務に注力している。保険代理店業務も行っている。ファースト・バン・コープは1948年に設立され、プエルトリコのサンフアンに本社を置く。もっと見るFirst BanCorp. 基礎のまとめFirst BanCorp の収益と売上を時価総額と比較するとどうか。OLWN 基礎統計学時価総額€3.19b収益（TTM）€307.23m売上高(TTM)€803.79m10.4xPER（株価収益率1.9xPBR（株価純資産倍率OLWN は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計OLWN 損益計算書（TTM）収益US$932.90m売上原価US$0売上総利益US$932.90mその他の費用US$576.32m収益US$356.59m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）2.32グロス・マージン100.00%純利益率38.22%有利子負債／自己資本比率14.7%OLWN の長期的なパフォーマンスは？過去の実績と比較を見る配当金3.3%現在の配当利回り33%配当性向OLWN 配当は確実ですか？OLWN 配当履歴とベンチマークを見るOLWN 、いつまでに購入すれば配当金を受け取れますか？First BanCorp 配当日配当落ち日May 28 2026配当支払日Jun 12 2026配当落ちまでの日数3 days配当支払日までの日数18 daysOLWN 配当は確実ですか？OLWN 配当履歴とベンチマークを見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 01:45終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋First BanCorp. 6 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。12 アナリスト機関Brandon BermanBofA Global ResearchJoseph GladueB. Riley Securities, Inc.Michael DianaCantor Fitzgerald & Co.9 その他のアナリストを表示
Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Patricia Eaves was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 23+ 1 more updateFirst Bancorp. Declares Quarterly Cash Dividend on Common Stock, Payable on June 12, 2026First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per share on its outstanding common stock. The dividend is payable on June 12, 2026 to shareholders of record at the close of business on May 28, 2026.
お知らせ • Mar 26First BanCorp., Annual General Meeting, May 06, 2026First BanCorp., Annual General Meeting, May 06, 2026.
お知らせ • Mar 17First BanCorp. to Report Q1, 2026 Results on Apr 22, 2026First BanCorp. announced that they will report Q1, 2026 results Pre-Market on Apr 22, 2026
お知らせ • Feb 10+ 1 more updateFirst Bancorp. Announces Executive ChangesFirst BanCorp. announced that Orlando Berges, Executive Vice President will retire from the Corporation effective June 30, 2026, after close to 17 years of distinguished service. Mr. Berges joined the Corporation in May 2009 and has played a central leadership role in the Corporation’s transformation and long-term strengthening. Throughout his tenure, he led the Finance organization with discipline, transparency, and strategic vision. His contributions were instrumental in recapitalizing the institution and guiding it through its turnaround, adhering to the highest level of financial reporting standards, executing major acquisitions and integrations, enhancing capital planning and balance sheet strength, and contributing to the profitability and stable capital position that characterize FirstBank now. The Corporation also announced that Said Ortiz, currently Senior Vice President and Chief Accounting Officer, has been appointed Executive Vice President, effective July 1, 2026. Mr. Ortiz initially joined the Corporation in 2013 and brings more than 19 years of experience in accounting, auditing, and financial management, including leadership roles at global professional public accounting firms. As a key leader within the Controller’s and Finance divisions, he has played a significant role in strengthening the Corporation’s financial reporting, controls, and accounting functions. His extensive experience and record of performance make him exceptionally well prepared to assume the CFO role. Mr. Berges and Mr. Ortiz will work closely over the coming months to ensure a seamless transition.
お知らせ • Jan 27First BanCorp. Announces Net Charge Off for the Fourth Quarter Ended December 31, 2025First BanCorp. announced net charge off for the fourth quarter ended December 31, 2025. Net charge-offs were $20.4 million for the fourth quarter of 2025, or an annualized 0.63% of average loans, compared to $19.9 million, or an annualized 0.62% of average loans, in the third quarter of 2025. The $0.5 million increase in net charge-offs was driven by a $0.3 million increase in consumer loans and finance leases net charge-offs, mainly in the unsecured loan portfolio, and a $0.3 million recovery associated with a construction loan in the Florida region during the third quarter of 2025.
Board Change • May 21Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 5 highly experienced directors. Independent Director Patricia Eaves was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 23+ 1 more updateFirst Bancorp. Declares Quarterly Cash Dividend on Common Stock, Payable on June 12, 2026First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per share on its outstanding common stock. The dividend is payable on June 12, 2026 to shareholders of record at the close of business on May 28, 2026.
お知らせ • Mar 26First BanCorp., Annual General Meeting, May 06, 2026First BanCorp., Annual General Meeting, May 06, 2026.
お知らせ • Mar 17First BanCorp. to Report Q1, 2026 Results on Apr 22, 2026First BanCorp. announced that they will report Q1, 2026 results Pre-Market on Apr 22, 2026
お知らせ • Feb 10+ 1 more updateFirst Bancorp. Announces Executive ChangesFirst BanCorp. announced that Orlando Berges, Executive Vice President will retire from the Corporation effective June 30, 2026, after close to 17 years of distinguished service. Mr. Berges joined the Corporation in May 2009 and has played a central leadership role in the Corporation’s transformation and long-term strengthening. Throughout his tenure, he led the Finance organization with discipline, transparency, and strategic vision. His contributions were instrumental in recapitalizing the institution and guiding it through its turnaround, adhering to the highest level of financial reporting standards, executing major acquisitions and integrations, enhancing capital planning and balance sheet strength, and contributing to the profitability and stable capital position that characterize FirstBank now. The Corporation also announced that Said Ortiz, currently Senior Vice President and Chief Accounting Officer, has been appointed Executive Vice President, effective July 1, 2026. Mr. Ortiz initially joined the Corporation in 2013 and brings more than 19 years of experience in accounting, auditing, and financial management, including leadership roles at global professional public accounting firms. As a key leader within the Controller’s and Finance divisions, he has played a significant role in strengthening the Corporation’s financial reporting, controls, and accounting functions. His extensive experience and record of performance make him exceptionally well prepared to assume the CFO role. Mr. Berges and Mr. Ortiz will work closely over the coming months to ensure a seamless transition.
お知らせ • Jan 27First BanCorp. Announces Net Charge Off for the Fourth Quarter Ended December 31, 2025First BanCorp. announced net charge off for the fourth quarter ended December 31, 2025. Net charge-offs were $20.4 million for the fourth quarter of 2025, or an annualized 0.63% of average loans, compared to $19.9 million, or an annualized 0.62% of average loans, in the third quarter of 2025. The $0.5 million increase in net charge-offs was driven by a $0.3 million increase in consumer loans and finance leases net charge-offs, mainly in the unsecured loan portfolio, and a $0.3 million recovery associated with a construction loan in the Florida region during the third quarter of 2025.
お知らせ • Jan 26First BanCorp. Increases Quarterly Cash Dividend on Common Stock, Payable on March 13, 2026First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.20 per share, which represents an increase of 11% or $0.02 per common share compared to its most recent dividend paid in December 2025. The dividend is payable on March 13, 2026 to shareholders of record at the close of business on February 26, 2026.
お知らせ • Dec 23First BanCorp. to Report Q4, 2025 Results on Jan 27, 2026First BanCorp. announced that they will report Q4, 2025 results Pre-Market on Jan 27, 2026
お知らせ • Oct 23+ 1 more updateFirst BanCorp. Approves Quarterly Cash Dividend on Outstanding Common Stock, Payable on December 12, 2025First BanCorp. announced that its Board of Directors approved quarterly cash dividend of $0.18 per share on its outstanding common stock. The dividend is payable on December 12, 2025 to shareholders of record at the close of business on November 28, 2025.
お知らせ • Sep 24First BanCorp. to Report Q3, 2025 Results on Oct 23, 2025First BanCorp. announced that they will report Q3, 2025 results on Oct 23, 2025
お知らせ • Jul 22First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on September 12, 2025First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.18 per share on its outstanding common stock. The dividend is payable on September 12, 2025 to shareholders of record at the close of business on August 28, 2025.
お知らせ • Jun 19First BanCorp. Announces Executive ChangesFirst BanCorp. announced on June 16, 2025, the corporation announced a strategic reorganization aligned with the Corporation’s corporate succession plan (the strategic reorganization). As part of the Strategic Reorganization, the corporation announced that Mr. Donald Kafka, Executive Vice President and Chief Operating Officer (COO), will retire from his position at the Corporation effective September 15, 2025. In connection with Mr. Kafka’s retirement, the Corporation also announced that Mr. Juan Carlos Pavía, Executive Vice President and Chief Credit Officer, will succeed Mr. Kafka as COO, effective August 1, 2025. As COO, Mr. Pavía will oversee the areas of Banking Operations, Corporate Security, Information Technology, Real Estate, a new Business Transformation Unit, and will also continue to oversee the areas of Credit Risk and Credit Administration. Mr. Kafka will remain an officer of the Corporation and will continue to work closely with Mr. Pavía through September 15, 2025. Mr. Pavía, age 45, joined the Corporation in 2014 as Senior Vice President and Chief Credit Risk Officer. In May 2021, Mr. Pavía was promoted to Executive Vice President and Chief Credit Officer, a position he currently holds. Additionally, Mr. Pavía currently serves on the Board of Managers of the Corporation’s subsidiaries: FB Private Equity Fund LLC, and FB Opportunity Zone Fund LLC, a wholly owned subsidiary of FB Private Equity Fund LLC. Mr. Pavía has over fifteen years of experience within the banking industry, including roles within the credit risk, current expected credit losses, workout, operations and asset-based lending areas. Prior to joining the Corporation, Mr. Pavía held various leadership positions at other financial institutions in Puerto Rico and in the Government of Puerto Rico.
お知らせ • Jun 10First BanCorp. to Report Q2, 2025 Results on Jul 22, 2025First BanCorp. announced that they will report Q2, 2025 results Pre-Market on Jul 22, 2025
お知らせ • Apr 25+ 1 more updateFirst BanCorp. Announces Net Charge Offs for the First Quarter Ended March 31, 2025First BanCorp. announced net charge offs for the first quarter ended March 31, 2025. The company's net charge-offs were $21.,510 million compared to $11.168 million a year ago.
お知らせ • Apr 11First BanCorp., Annual General Meeting, May 21, 2025First BanCorp., Annual General Meeting, May 21, 2025.
お知らせ • Apr 04First BanCorp. to Report Q1, 2025 Results on Apr 24, 2025First BanCorp. announced that they will report Q1, 2025 results Pre-Market on Apr 24, 2025
お知らせ • Jan 23First BanCorp. Announces Net Charge Off for the Fourth Quarter Ended December 31, 2024First BanCorp. announced net charge off for the fourth quarter ended December 31, 2024. For the period, Company reported Net charge-offs were $24.6 million or an annualized 0.78% of average loans, compared to $24.0 million, or an annualized 0.78% of average loans, in the third quarter of 2024.
お知らせ • Jan 22First BanCorp. Announces Quarterly Cash Dividend, Payable on March 7, 2025First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.18 per share, which represents an increase of 13% or $0.02 per common share compared to its most recent dividend paid in December 2024. The dividend is payable on March 7, 2025 to shareholders of record at the close of business on February 21, 2025.
お知らせ • Jan 09First BanCorp. to Report Q4, 2024 Results on Jan 23, 2025First BanCorp. announced that they will report Q4, 2024 results Pre-Market on Jan 23, 2025
Recent Insider Transactions • Nov 12Independent Chairman recently sold €2.1m worth of stockOn the 6th of November, Roberto Herencia sold around 100k shares on-market at roughly €20.67 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Roberto's only on-market trade for the last 12 months.
Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €20.60, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 88% over the past three years.
Declared Dividend • Nov 04Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 29th November 2024 Payment date: 13th December 2024 Dividend yield will be 3.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 32% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 12% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 31First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on December 13, 2024First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share on its outstanding common stock. The dividend is payable on December 13, 2024 to shareholders of record at the close of business on November 29, 2024.
Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.45 (vs US$0.47 in 3Q 2023)Third quarter 2024 results: EPS: US$0.45 (down from US$0.47 in 3Q 2023). Revenue: US$219.3m (down 2.8% from 3Q 2023). Net income: US$73.7m (down 10% from 3Q 2023). Profit margin: 34% (down from 36% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 14% per year.
お知らせ • Oct 23First BanCorp. Announces Net Charge-Offs for the Third Quarter Ended September 30, 2024First BanCorp. announced net charge-offs for the third quarter ended September 30, 2024. For the quarter, the company reported net charge-offs of $24,006,000 against $14,086,000 a year ago.
New Risk • Oct 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.2% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€3.9m sold).
お知らせ • Oct 01First BanCorp. to Report Q3, 2024 Results on Oct 23, 2024First BanCorp. announced that they will report Q3, 2024 results Pre-Market on Oct 23, 2024
Upcoming Dividend • Aug 22Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 29 August 2024. Payment date: 13 September 2024. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).
Declared Dividend • Jul 29Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 29th August 2024 Payment date: 13th September 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 32% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 3.7% over the next year, which should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Jul 26Executive VP & COO recently sold €1.0m worth of stockOn the 24th of July, Donald Kafka sold around 50k shares on-market at roughly €20.10 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €1.3m. Donald has been a net seller over the last 12 months, reducing personal holdings by €2.0m.
Reported Earnings • Jul 24Second quarter 2024 earnings released: EPS: US$0.46 (vs US$0.40 in 2Q 2023)Second quarter 2024 results: EPS: US$0.46 (up from US$0.40 in 2Q 2023). Revenue: US$220.1m (up 4.7% from 2Q 2023). Net income: US$75.8m (up 7.3% from 2Q 2023). Profit margin: 35% (in line with 2Q 2023). Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has increased by 24% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jul 23+ 2 more updatesFirst BanCorp. Reports Net Charge Offs for the Second Quarter Ended June 30, 2024First BanCorp. reported net charge offs for the second quarter ended June 30, 2024. for the quarter, the company reported net charge-offs of $20,990,000 compared to $19,279,000 year ago.
お知らせ • Jun 19First BanCorp. to Report Q2, 2024 Results on Jul 23, 2024First BanCorp. announced that they will report Q2, 2024 results Pre-Market on Jul 23, 2024
Upcoming Dividend • May 23Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 30 May 2024. Payment date: 14 June 2024. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.3%).
Recent Insider Transactions • May 05Executive VP & CFO recently sold €1.3m worth of stockOn the 1st of May, Orlando Berges-González sold around 75k shares on-market at roughly €16.78 per share. This transaction amounted to 21% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Orlando's only on-market trade for the last 12 months.
Declared Dividend • Apr 29First quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 30th May 2024 Payment date: 14th June 2024 Dividend yield will be 3.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 40% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 3.3% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 27First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on June 14, 2024First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share on its outstanding common stock. The dividend is payable on June 14, 2024 to shareholders of record at the close of business on May 30, 2024.
Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.44 (vs US$0.39 in 1Q 2023)First quarter 2024 results: EPS: US$0.44 (up from US$0.39 in 1Q 2023). Revenue: US$218.3m (flat on 1Q 2023). Net income: US$73.5m (up 3.9% from 1Q 2023). Profit margin: 34% (up from 32% in 1Q 2023). Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 20% per year whereas the company’s share price has increased by 17% per year.
お知らせ • Apr 23First BanCorp. Announces Net Charge Offs for the Quarter Ended March 31, 2024First BanCorp. announced net charge offs for the quarter ended March 31, 2024. Net charge-offs were $11.2 million for the first quarter of 2024, or an annualized 0.37% of average loans, compared to $20.8 million, or an annualized 0.69% of average loans, in the fourth quarter of 2023.
お知らせ • Apr 09First BanCorp., Annual General Meeting, May 23, 2024First BanCorp., Annual General Meeting, May 23, 2024, at 10:00 Atlantic Standard Time. Agenda: To consider the election of the nine directors named in the accompanying Proxy Statement; to consider and approve on a non-binding basis the 2023 compensation of First BanCorp’s named executive officers; to consider and to ratify the appointment of Crowe LLP as independent registered public accounting firm for our 2024 fiscal year; and to consider other matters.
お知らせ • Apr 03First BanCorp. to Report Q1, 2024 Results on Apr 23, 2024First BanCorp. announced that they will report Q1, 2024 results Pre-Market on Apr 23, 2024
Recent Insider Transactions • Mar 08President recently sold €790k worth of stockOn the 5th of March, Aurelio Aleman-Bermudez sold around 50k shares on-market at roughly €15.80 per share. This transaction amounted to 4.3% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €921k. Aurelio has been a net seller over the last 12 months, reducing personal holdings by €1.5m.
Reported Earnings • Mar 04Full year 2023 earnings released: EPS: US$1.72 (vs US$1.60 in FY 2022)Full year 2023 results: EPS: US$1.72. Revenue: US$863.3m (down 3.1% from FY 2022). Net income: US$302.9m (flat on FY 2022). Profit margin: 35% (in line with FY 2022). Net interest margin (NIM): 4.33% (up from 4.29% in FY 2022). Cost-to-income ratio: 50.7% (up from 48.3% in FY 2022). Non-performing loans: 0.69% (down from 0.78% in FY 2022). Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 2.9% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Feb 15Upcoming dividend of US$0.16 per share at 3.4% yieldEligible shareholders must have bought the stock before 22 February 2024. Payment date: 08 March 2024. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.7%).
Declared Dividend • Feb 12Fourth quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 22nd February 2024 Payment date: 8th March 2024 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 36% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 6.1% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 09First BanCorp. Increases Quarterly Cash Dividend on Common Stock, Payable on March 8, 2024First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share, which represents an increase of 14% or $0.02 per common share compared to its most recent dividend paid in December 2023. The dividend is payable on March 8, 2024 to shareholders of record at the close of business on February 23, 2024. The increased quarterly dividend level equates to an annualized dividend rate of $0.64 per common share.
Reported Earnings • Jan 25Full year 2023 earnings released: EPS: US$1.72 (vs US$1.60 in FY 2022)Full year 2023 results: EPS: US$1.72. Revenue: US$868.9m (down 2.4% from FY 2022). Net income: US$302.9m (flat on FY 2022). Profit margin: 35% (in line with FY 2022). Revenue is forecast to grow 7.0% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe.
お知らせ • Jan 24First BanCorp. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2023First BanCorp. reported net charge-off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $20,747,000 compared to $13,046,000 a year ago.
お知らせ • Jan 09First BanCorp. to Report Q4, 2023 Results on Jan 24, 2024First BanCorp. announced that they will report Q4, 2023 results Pre-Market on Jan 24, 2024
Recent Insider Transactions • Dec 08Executive VP & COO recently sold €951k worth of stockOn the 5th of December, Donald Kafka sold around 65k shares on-market at roughly €14.62 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Donald's only on-market trade for the last 12 months.
Upcoming Dividend • Nov 15Upcoming dividend of US$0.14 per share at 3.7% yieldEligible shareholders must have bought the stock before 22 November 2023. Payment date: 08 December 2023. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).
お知らせ • Nov 01First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on December 8, 2023First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.14 per share on its outstanding common stock. The dividend is payable on December 8, 2023 to shareholders of record at the close of business on November 24, 2023.
Board Change • Nov 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Patricia Eaves was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 21Third quarter 2023 earnings released: EPS: US$0.47 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.47 (up from US$0.40 in 3Q 2022). Revenue: US$225.6m (up 1.7% from 3Q 2022). Net income: US$82.0m (up 9.9% from 3Q 2022). Profit margin: 36% (up from 34% in 3Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 35% per year whereas the company’s share price has increased by 32% per year.
お知らせ • Oct 06First BanCorp. to Report Q3, 2023 Results on Oct 20, 2023First BanCorp. announced that they will report Q3, 2023 results Pre-Market on Oct 20, 2023
Upcoming Dividend • Aug 16Upcoming dividend of US$0.14 per share at 3.8% yieldEligible shareholders must have bought the stock before 23 August 2023. Payment date: 08 September 2023. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.0%).
お知らせ • Jul 29First BanCorp. Reports Net Charge Off for the Second Quarter Ended June 30, 2023First BanCorp. reported net charge off for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs of $19.279 million against $5.960 million a year ago.
Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: US$0.40 (vs US$0.38 in 2Q 2022)Second quarter 2023 results: EPS: US$0.40. Revenue: US$212.3m (down 2.2% from 2Q 2022). Net income: US$70.7m (down 5.4% from 2Q 2022). Profit margin: 33% (down from 34% in 2Q 2022). Revenue is forecast to grow 6.9% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.
お知らせ • Jul 25+ 1 more updateFirst BanCorp. (NYSE:FBP) announces an Equity Buyback for $225 million worth of its shares.First BanCorp. (NYSE:FBP) announces a share repurchase program. Under the program, the company will repurchase up to $225 million worth of its shares. The repurchased shares are expected to be held as treasury shares. The company expects to execute the program through the end of the 3rd quarter of 2024.
お知らせ • Jul 08First BanCorp. to Report Q2, 2023 Results on Jul 27, 2023First BanCorp. announced that they will report Q2, 2023 results on Jul 27, 2023
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €12.10, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 155% over the past three years.
Upcoming Dividend • May 17Upcoming dividend of US$0.14 per share at 5.1% yieldEligible shareholders must have bought the stock before 23 May 2023. Payment date: 09 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 5.1%. Within top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.2%).
Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$0.39 (vs US$0.42 in 1Q 2022)First quarter 2023 results: EPS: US$0.39 (down from US$0.42 in 1Q 2022). Revenue: US$217.9m (down 6.2% from 1Q 2022). Net income: US$70.7m (down 14% from 1Q 2022). Profit margin: 32% (down from 36% in 1Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has only increased by 23% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Feb 16Upcoming dividend of US$0.14 per share at 3.9% yieldEligible shareholders must have bought the stock before 23 February 2023. Payment date: 10 March 2023. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).
お知らせ • Feb 10First BanCorp. Declares Quarterly Cash Dividend, Payable on March 10, 2023First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.14 per share, which represents an increase of 17% or $0.02 per common share compared to its most recent dividend paid in December 2022. The dividend is payable on March 10, 2023 to shareholders of record at the close of business on February 24, 2023.
Reported Earnings • Jan 29Full year 2022 earnings released: EPS: US$1.60 (vs US$1.32 in FY 2021)Full year 2022 results: EPS: US$1.60 (up from US$1.32 in FY 2021). Revenue: US$890.7m (down 2.8% from FY 2021). Net income: US$305.1m (up 10.0% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by lower expenses. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 28First BanCorp. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2022First BanCorp. reported net charge-off for the fourth quarter ended December 31, 2022. Net charge-offs were $13.0 million for the fourth quarter of 2022 compared to $8.6 million in the third quarter of 2022.
お知らせ • Jan 11First BanCorp. to Report Q4, 2022 Results on Jan 27, 2023First BanCorp. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Jan 27, 2023
Recent Insider Transactions • Nov 16President recently sold €608k worth of stockOn the 9th of November, Aurelio Alemán-Bermudez sold around 40k shares on-market at roughly €15.21 per share. This transaction amounted to 3.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Aurelio has been a net seller over the last 12 months, reducing personal holdings by €2.5m.
Recent Insider Transactions • Nov 11President recently sold €608k worth of stockOn the 9th of November, Aurelio Alemán-Bermudez sold around 40k shares on-market at roughly €15.21 per share. This transaction amounted to 3.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Aurelio has been a net seller over the last 12 months, reducing personal holdings by €2.5m.
お知らせ • Oct 29First BanCorp. Declares Quarterly Cash Dividend on Its Outstanding Common Stock, Payable on December 9, 2022First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on its outstanding common stock. The dividend is payable on December 9, 2022 to shareholders of record at the close of business on November 25, 2022.
Reported Earnings • Oct 26Third quarter 2022 earnings released: EPS: US$0.40 (vs US$0.36 in 3Q 2021)Third quarter 2022 results: EPS: US$0.40. Revenue: US$221.8m (down 2.2% from 3Q 2021). Net income: US$74.6m (flat on 3Q 2021). Profit margin: 34% (in line with 3Q 2021). Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Europe.
お知らせ • Oct 05First BanCorp. to Report Q3, 2022 Results on Oct 25, 2022First BanCorp. announced that they will report Q3, 2022 results at 9:30 AM, US Eastern Standard Time on Oct 25, 2022
Upcoming Dividend • Aug 17Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 24 August 2022. Payment date: 09 September 2022. Payout ratio is a comfortable 26% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (6.5%).
Recent Insider Transactions • Aug 13Executive VP & CFO recently sold €755k worth of stockOn the 10th of August, Orlando Berges-González sold around 50k shares on-market at roughly €15.11 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.3m. This was Orlando's only on-market trade for the last 12 months.
Recent Insider Transactions • Jul 29Executive VP & Chief Risk Officer recently sold €442k worth of stockOn the 27th of July, Nayda Rivera-Batista sold around 30k shares on-market at roughly €14.74 per share. In the last 3 months, there was an even bigger sale from another insider worth €1.3m. Insiders have been net sellers, collectively disposing of €3.0m more than they bought in the last 12 months.
Reported Earnings • Jul 23Second quarter 2022 earnings released: EPS: US$0.38 (vs US$0.33 in 2Q 2021)Second quarter 2022 results: EPS: US$0.38 (up from US$0.33 in 2Q 2021). Revenue: US$217.1m (down 9.8% from 2Q 2021). Net income: US$74.7m (up 6.9% from 2Q 2021). Profit margin: 34% (up from 29% in 2Q 2021). The increase in margin was driven by lower expenses. Over the next year, revenue is forecast to grow 6.1%, compared to a 14% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 23First BanCorp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2022First BanCorp. reported net charge-offs for the second quarter ended June 30, 2022. For the quarter, the company reported net charge-offs of $5,960,000 against $7,676,000 a year ago.
お知らせ • Jul 22First BanCorp. Declares Quarterly Cash Dividend on Common Stock, Payable on September 9, 2022First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.12 per share on its outstanding common stock. The dividend is payable on September 9, 2022 to shareholders of record at the close of business on August 25, 2022.
お知らせ • Jul 07First BanCorp. to Report Q2, 2022 Results on Jul 22, 2022First BanCorp. announced that they will report Q2, 2022 results at 9:30 AM, US Eastern Standard Time on Jul 22, 2022
Recent Insider Transactions • May 20Independent Chairman recently sold €1.3m worth of stockOn the 17th of May, Roberto Herencia sold around 100k shares on-market at roughly €13.40 per share. This was the largest sale by an insider in the last 3 months. This was Roberto's only on-market trade for the last 12 months.
Upcoming Dividend • May 17Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 24 May 2022. Payment date: 10 June 2022. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (6.6%).
Reported Earnings • Apr 29First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: US$232.3m (up 4.4% from 1Q 2021). Net income: US$82.6m (up 37% from 1Q 2021). Profit margin: 36% (up from 27% in 1Q 2021). The increase in margin was primarily driven by lower expenses. Over the next year, revenue is expected to shrink by 1.5% compared to a 8.5% growth forecast for the industry in Germany.
お知らせ • Apr 28+ 1 more updateFirst BanCorp. Declares Quarterly Cash Dividend, Payable on June 10, 2022First BanCorp. announced the declaration of quarterly cash dividend of $0.12 per share, which represents an increase of 20% or $0.02 per common share compared to its most recent dividend paid in March 2022. The dividend is payable on June 10, 2022 to shareholders of record at the close of business on May 25, 2022.
お知らせ • Apr 09First BanCorp. to Report Q1, 2022 Results on Apr 28, 2022First BanCorp. announced that they will report Q1, 2022 results Pre-Market on Apr 28, 2022
お知らせ • Apr 06First BanCorp., Annual General Meeting, May 20, 2022First BanCorp., Annual General Meeting, May 20, 2022, at 10:00 Atlantic Standard Time. Agenda: To elect the nine (9) directors named in the accompanying Proxy Statement; to approve on a non-binding basis the 2021 compensation of First BanCorp's named executive officers (the NEOs"); to ratify the appointment of Crowe LLP as our independent registered public accounting firm for our 2022 fiscal year; and to discuss other matters (if any).
Upcoming Dividend • Feb 17Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 24 February 2022. Payment date: 11 March 2022. Payout ratio is a comfortable 23% but the company is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (4.3%).
Recent Insider Transactions • Feb 13Executive VP & Chief Risk Officer recently sold €265k worth of stockOn the 8th of February, Nayda Rivera-Batista sold around 20k shares on-market at roughly €13.27 per share. In the last 3 months, there was an even bigger sale from another insider worth €845k. Insiders have been net sellers, collectively disposing of €5.2m more than they bought in the last 12 months.
お知らせ • Feb 11First BanCorp Declares Quarterly Cash Dividend, Payable on March 11, 2022First BanCorp. announced that its Board of Directors has declared a quarterly cash dividend of $0.10 per share on its outstanding common stock. The dividend is payable on March 11, 2022 to shareholders of record at the close of business on February 25, 2022.
