Horizon Bancorp（4WC）株式概要ホライゾン・バンコープはホライゾン・バンクの銀行持株会社として、商業銀行およびリテール・バンキング・サービスを提供している。 詳細4WC ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長5/6過去の実績0/6財務の健全性6/6配当金3/6報酬当社が推定した公正価値より67%で取引されている 収益は年間115.2%増加すると予測されています リスク分析収益が 100 万ドル未満 ( $-23M )過去1年間で株主の希薄化が進んだ 3.49%の配当は、現在利益で十分にカバーされていないか、カバーされるとは予想されていません。 すべてのリスクチェックを見る4WC Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€15.00該当なし内在価値ディスカウントEst. Revenue$PastFuture-148m240m2016201920222025202620282031Revenue US$22.5Earnings US$7.1AdvancedSet Fair ValueView all narrativesHorizon Bancorp, Inc. 競合他社ProCredit HoldingSymbol: XTRA:PCZMarket cap: €482.4mEagle BancorpSymbol: NasdaqCM:EGBNMarket cap: US$798.7mUmweltBankSymbol: XTRA:UBKMarket cap: €159.8mMerkur PrivatBank KgaASymbol: XTRA:MBKMarket cap: €123.7m価格と性能株価の高値、安値、推移の概要Horizon Bancorp過去の株価現在の株価US$15.0052週高値US$16.2052週安値US$12.70ベータ0.821ヶ月の変化4.90%3ヶ月変化7.14%1年変化n/a3年間の変化57.89%5年間の変化-0.66%IPOからの変化68.27%最新ニュースBoard Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Lead Independent Director Larry Magnesen was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2026 Results on Apr 22, 2026Horizon Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 22, 2026お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026.お知らせ • Jan 27Horizon Bancorp, Inc. Announces Changes in Board of DirectorsHorizon Bancorp, Inc. announced that James B. Dworkin will retire from the Board of Directors effective at the expiration of his current term on May 7, 2026. James B. Dworkin, Chancellor Emeritus & Professor of Management Mitchell E. Daniels School of Business Purdue University North Central, has served on Horizon’s Board of Directors since 2003, and on the Board of Directors of Horizon Bank since 2002. In this role, he served as a member of Horizon’s Audit Committee and the Chair of the Wealth Committee. Also, in an unrelated action, on January 20, 2026, Julie S. Freigang submitted notice of her resignation from the Board of Directors, effective January 20, 2026. Julie S. Freigang, Vice President & Chief Information Officer of CF Industries Holdings, Inc. has served on the Board of Directors of Horizon Bank since 2019 and was appointed to the Horizon Board of Directors in January 2020. In this role, she served as a member of the Audit Committee and was the Chair of the Cyber Security Committee.お知らせ • Jan 22Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the fourth quarter Ended December 31, 2025. For the quarter, the company reported Total net charge-offs of $970,000 against $626,000 a year ago.お知らせ • Jan 03Horizon Bancorp, Inc. to Report Q4, 2025 Results on Jan 21, 2026Horizon Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 21, 2026最新情報をもっと見るRecent updatesBoard Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Lead Independent Director Larry Magnesen was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2026 Results on Apr 22, 2026Horizon Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 22, 2026お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026.お知らせ • Jan 27Horizon Bancorp, Inc. Announces Changes in Board of DirectorsHorizon Bancorp, Inc. announced that James B. Dworkin will retire from the Board of Directors effective at the expiration of his current term on May 7, 2026. James B. Dworkin, Chancellor Emeritus & Professor of Management Mitchell E. Daniels School of Business Purdue University North Central, has served on Horizon’s Board of Directors since 2003, and on the Board of Directors of Horizon Bank since 2002. In this role, he served as a member of Horizon’s Audit Committee and the Chair of the Wealth Committee. Also, in an unrelated action, on January 20, 2026, Julie S. Freigang submitted notice of her resignation from the Board of Directors, effective January 20, 2026. Julie S. Freigang, Vice President & Chief Information Officer of CF Industries Holdings, Inc. has served on the Board of Directors of Horizon Bank since 2019 and was appointed to the Horizon Board of Directors in January 2020. In this role, she served as a member of the Audit Committee and was the Chair of the Cyber Security Committee.お知らせ • Jan 22Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the fourth quarter Ended December 31, 2025. For the quarter, the company reported Total net charge-offs of $970,000 against $626,000 a year ago.お知らせ • Jan 03Horizon Bancorp, Inc. to Report Q4, 2025 Results on Jan 21, 2026Horizon Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 21, 2026お知らせ • Jun 28Horizon Bancorp, Inc. to Report Q2, 2024 Results on Jul 24, 2024Horizon Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 24, 2024お知らせ • May 15+ 1 more updateHorizon Bancorp, Inc. Names John R. Stewart as Executive Vice President, on May 20, 2024Horizon Bancorp, Inc. announced that John R. Stewart, CFA has been named Horizon’s next Executive Vice President on May 20, 2024. Stewart has 22 years of financial services experience spanning banking, investment management and corporate finance at regional banks, global investment banks and institutional asset management firms. He has held leadership roles in both public and private financial institutions with his most recent role as the Deputy Chief Financial Officer of a $30 billion publicly traded bank with oversight responsibilities for several lines of business and previously included all finance functions including corporate treasury, accounting, financial planning and analysis, and capital planning. Stewart also brings depth and experience in strategic planning, corporate development and investor relations to Horizon’s leadership team. Stewart received his Bachelor of Arts degree in Economics from Bucknell University in Lewisburg, PA, and is Chartered Financial Analyst (CFA) charterholder through the CFA Institute. Stewart succeeds Mark Secor, the Bank’s CFO for the past 16 years. Secor will remain with the organization taking on a new role of Chief Administration Officer responsible for investor relations, legal, benefits administration and corporate facilities. Additionally, Mark will assist in the transition of the CFO role to Stewart. Both Stewart and Secor will report to Thomas Prame, CEO and President of Horizon Bank.お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2024 Results on Apr 24, 2024Horizon Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 24, 2024お知らせ • Mar 19Horizon Bancorp, Inc., Annual General Meeting, May 02, 2024Horizon Bancorp, Inc., Annual General Meeting, May 02, 2024, at 10:00 Central Standard Time. Agenda: To elect three directors to serve three year terms expiring in 2027; to vote on a non binding, advisory proposal to approve the compensation of Horizon's executive officers described in this Proxy Statement; to hold non binding, advisory vote on the frequency of the advisory vote to approve Horizon's executive compensation; to ratify the appointment of FORVIS, LLP, as independent registered public accounting firm for 2024; and to transact such other business as may properly come before the meeting or any adjournment of the meeting.お知らせ • Jan 25Horizon Bancorp, Inc. Announces Executive AppointmentsOn January 23, 2024, the Board of Directors of Horizon Bancorp, Inc. increased the size of the Board from 12 to 13 members by increasing the Board Class of 2025 from 3 to 4 members. In addition, on January 23, 2024, the Board elected Kevin W. Ahern and Brian W. Maass to serve as directors of the Company to fill the vacancies in the Board Class of 2025, effective immediately. Each of these two new directors will serve for an initial term expiring at the 2025 annual meeting of shareholders and until his successor is elected and qualified, or until his earlier death, resignation or removal. On January 23, 2024, the Board also appointed Kevin W. Ahern to serve on the Asset Liability Committee of the Board and the Wealth Management Committee of the Board, effective immediately. Mr. Ahern, 60, is a co-founder and Managing Partner of Brush Creek Partners, a private investment vehicle focused on making investments in operating companies in the specialty finance, banking and financial services, manufacturing, distribution, media, and business and consumer services sectors. He also actively provides consulting and advisory services to a number of banking and wealth management organizations by way of Colorow Capital Partners, a strategic advisory and consulting company. The Board has determined that Mr. Ahern is an “independent” director under the Company’s Board Responsibilities and Guidelines and the listing standards of the Nasdaq Stock Market LLC (“Nasdaq”), as well as the applicable rules promulgated by the Securities and Exchange Commission (the “SEC”). On January 23, 2024, the Board also appointed Brian W. Maass to serve on the Audit Committee of the Board and the Asset Liability Committee of the Board, effective immediately. Mr. Maass, 50, has held executive roles with TCF Financial, (2012-2021) in Minneapolis, MN (now Huntington Bank), including serving as Executive Vice President, Chief Financial Officer for over five years. The Board has determined that Mr. Maass is an “independent” director under the Company’s Board Responsibilities and Guidelines and the listing standards of Nasdaq, as well as the applicable rules promulgated by the SEC, and that he meets the additional independence requirements of Nasdaq with respect to members of the Audit Committee.お知らせ • Jan 24Horizon Bancorp, Inc. and Horizon Bank Announces Retirement of Peter L. Pairitz from the Board of DirectorsPeter L. Pairitz, a member of the Board of Directors (the “Board”) of Horizon Bancorp, Inc. (the “Company”), submitted notice on January 19, 2024 that he will retire from the Board at the end of his current term and will not stand for re-election at the Company's 2024 annual meeting of shareholders. He will also retire from the Board of Directors of the Company's wholly owned subsidiary, Horizon Bank, effective at the expiration of his current term as a director of the Company. The decision by Mr. Pairitz to retire as a director was not a result of any disagreement with the Board or management of the Company or Horizon Bank. Mr. Pairitz serves as a member and Chair of the Compensation Committee. The Board thanks Mr. Pairitz for his years of service and contributions to the Company.お知らせ • Jan 17Horizon Bancorp, Inc. Announces Passing of Director Spero W. ValavanisHorizon Bancorp, Inc. was informed of the passing of Director Spero W. Valavanis. Mr. Valavanis served on Horizon Bancorp, Inc.'s Board of Directors since 2000 and on the Board of Directors of Horizon Bank, its wholly-owned subsidiary, since 1998. During his tenure as a Director, Spero helped guide the organization from approximately $300 million in assets with nine branches to nearly $8 billion in assets with over 70 locations in Indiana and Michigan. He most recently served on the Company's Asset-Liability Committee and Wealth Management Committee.お知らせ • Dec 19Horizon Bancorp, Inc. to Report Q4, 2023 Results on Jan 24, 2024Horizon Bancorp, Inc. announced that they will report Q4, 2023 results at 4:00 PM, US Eastern Standard Time on Jan 24, 2024お知らせ • Nov 08+ 1 more updateHorizon Bancorp, Inc. Announces CFO TransitionHorizon Bancorp, Inc. announced the succession plan for its chief financial officer (“CFO”) and a restructuring of its mortgage and consumer lending leadership. Horizon and Mark Secor have agreed that he will transition from his role as Executive Vice President and CFO of the Company and Horizon Bank. Mr. Secor will continue in the role of Executive Vice President and CFO until a successor is appointed and provide transitional support through April 30, 2024.お知らせ • Sep 22Horizon Bancorp, Inc. to Report Q3, 2023 Results on Oct 25, 2023Horizon Bancorp, Inc. announced that they will report Q3, 2023 results After-Market on Oct 25, 2023お知らせ • Jun 29Horizon Bancorp, Inc. to Report Q2, 2023 Results on Jul 26, 2023Horizon Bancorp, Inc. announced that they will report Q2, 2023 results After-Market on Jul 26, 2023お知らせ • May 26Horizon Bancorp, Inc. and Horizon Bank Announce Retirement of Susan D. Aaron from the Board of Directors, Effective on December 31, 2023Susan D. Aaron, a member of the Board of Directors of Horizon Bancorp, Inc., submitted notice on May 22, 2023 that she will retire from the Board, effective as of December 31, 2023. She will also retire from the Board of Directors of the Company's wholly owned subsidiary, Horizon Bank, effective December 31, 2023. The decision by Ms. Aaron to retire as a director was not a result of any disagreement with the Board or management of the Company or Horizon Bank. Ms. Aaron serves as a member of the Wealth Management Committee, the Enterprise Risk Management & Credit Policy/CRA & Fair Lending Committee, and as an alternate member of the Compensation Committee.お知らせ • May 25the Gross Law Firm Notifies Shareholders of Horizon Bancorp, Inc. of A Class Action Lawsuit and Lead Plaintiff Deadline of June 20, 2023The Gross Law Firm issues the following notice to shareholders of Horizon Bancorp, Inc. Shareholders who purchased shares of HBNC during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. Appointment as lead plaintiff is not required to partake in any recovery. CLASS PERIOD: March 9, 2022 to March 10, 2023. ALLEGATIONS: The complaint alleges that during the class period, Defendants issued materially false and/or misleading statements and/or failed to disclose that: (i) the Company maintained deficient internal accounting controls relating to its classification of certain loan balances and securities; (ii) as a result of the foregoing deficiencies, throughout 2022 the Company issued quarterly financial statements containing errors that would require subsequent revision; (iii) restatement of the foregoing financial statements would hinder the Company's ability to timely file its annual report for 2022; and (iv) as a result, the Company's public statements were materially false and misleading at all relevant times.Reported Earnings • Mar 17Full year 2022 earnings released: EPS: US$2.14 (vs US$1.99 in FY 2021)Full year 2022 results: EPS: US$2.14 (up from US$1.99 in FY 2021). Revenue: US$245.5m (up 5.6% from FY 2021). Net income: US$93.4m (up 7.3% from FY 2021). Profit margin: 38% (in line with FY 2021). Net interest margin (NIM): 2.98% (down from 3.03% in FY 2021). Cost-to-income ratio: 58.1% (up from 56.4% in FY 2021). Non-performing loans: 0.53% (up from 0.52% in FY 2021). Revenue is forecast to grow 1.2% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €10.80, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 38% over the past year.Reported Earnings • Jan 26Full year 2022 earnings released: EPS: US$2.14 (vs US$1.99 in FY 2021)Full year 2022 results: EPS: US$2.14 (up from US$1.99 in FY 2021). Revenue: US$248.8m (up 4.4% from FY 2021). Net income: US$93.4m (up 7.3% from FY 2021). Profit margin: 38% (up from 37% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.お知らせ • Jan 19Horizon Bancorp, Inc. Announces Thomas M. Prame to Be Appointed Chief Executive Officer Effective June 1, 2023Horizon Bancorp, Inc. and Horizon Bank announced that Thomas M. Prame will be appointed the Chief Executive Officer of both organizations effective June 1, 2023. Craig M. Dwight, will retain the title of Chief Executive Officer until June 1stand retire as an employee from Horizon and Horizon Bank effective July 3, 2023. Mr. Dwight will remain the Chairman of the Board of both organizations. Prame will continue in his role as President of both organizations. Mr. Dwight has served Horizon as its Chief Executive Officer since 2001 and Chairman since 2013. Prior to that, he was the President and Chief Administrative Officer of Horizon and the Chief Executive Officer and Chair of Horizon Bank commencing in 1998. Mr. Dwight has also served on the Board of Directors of Horizon and Horizon Bank since 1998 and will continue to serve as Chairman of both organizations. Since Mr. Prame joined Horizon in August 2022, he has established himself as a forward-thinking leader and has been immersed in furthering the Company's strategic direction and operational success. His leadership experience at larger metropolitan banks in implementing strategic plans and significantly increasing operational efficiency and sales productivity has already played a key role in advancing Horizon’s operating model. Prame is also deeply engaged in the expansion of Horizon’s technology-enabled business model and growth of the lending platforms that are focused on creating long-lasting customer relationships.お知らせ • Dec 21Horizon Bank Announces Director ChangesHorizon Bancorp, Inc. announced the retirement of Daniel F. Hopp from the Board of Directors and the appointment of Vanessa P. Williams to serve on the Board of Horizon Bancorp, Inc. Mr. Hopp will retire from the Board effective December 31, 2022 after serving for the past 18 years and reaching Horizon’s mandatory retirement age. Mr. Hopp began his service to the Board of Directors of Horizon Bank in 2004 and from July 2013 through June 2022 served as Horizon Bancorp’s Lead Director. In his tenure, he served on the Board’s Compensation and Nominating Committee as well as the Corporate Governance Committee. To fill the vacancy resulting from Mr. Hopp’s retirement, the Board appointed Vanessa P. Williams to serve on the Board, effective as of January 1, 2023, for a term expiring at the next annual meeting of shareholders in 2023. Ms. Williams has served on Horizon Bank’s Board of Directors since January 1, 2022 and serves on its Asset and Liability Committee and Compensation Committee. Williams is Senior Vice President and General Counsel of Kelly Services, Inc. Prior to joining Kelly Services in 2020, Williams was Senior Vice President, Division General Counsel with IHS Markit Ltd. She joined IHS Markit in 2014 through its acquisition of R.L. Polk & Co., where she served in a variety of roles, including Deputy General Counsel, beginning in 2006. Earlier in her career she was an attorney with the Michigan Basic Property Insurance Association and the law firm of Plunkett & Cooney, P.C. She earned her B.A. from the University of Alabama, J.D. from the College of William and Mary and M.B.A. from Wayne State University.お知らせ • Dec 20Horizon Bancorp, Inc. to Report Q4, 2022 Results on Jan 25, 2023Horizon Bancorp, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Jan 25, 2023Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Julie Freigang was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Nov 04Insider recently bought €103k worth of stockOn the 1st of November, Thomas Prame bought around 7k shares on-market at roughly €15.29 per share. This transaction amounted to 66% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €134k more in shares than they have sold in the last 12 months.Valuation Update With 7 Day Price Move • Nov 02Investor sentiment deteriorated over the past weekAfter last week's 26% share price decline to €14.90, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 6.7% over the past year.Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$0.55 (vs US$0.53 in 3Q 2021)Third quarter 2022 results: EPS: US$0.55 (up from US$0.53 in 3Q 2021). Revenue: US$64.2m (up 5.8% from 3Q 2021). Net income: US$23.8m (up 3.3% from 3Q 2021). Profit margin: 37% (in line with 3Q 2021). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe.お知らせ • Oct 07Horizon Bancorp, Inc. Announces Liquidating DistributionHorizon Bancorp, Inc. announced that it completed the sale of substantially all of the assets and liabilities (the “Asset Sale”) of Horizon Community Bank to Arizona Financial Credit Union (formerly Arizona Federal Credit Union) effective after the close of business on September 30, 2022. The Horizon Bancorp also announced that its Board of Directors effected a plan of dissolution for the winding up and liquidation of Horizon Bancorp, as contemplated by the Asset Sale transaction documents. Horizon Bancorp anticipates making two liquidating distributions to its shareholders, with the first occurring shortly after the closing of the Asset Sale and the second occurring as soon as practicable in connection with the dissolution of Horizon Bancorp. The Horizon Bancorp Board of Directors has approved an initial liquidating cash distribution of $18.00 per share.お知らせ • Oct 05Horizon Bancorp, Inc. to Report Q3, 2022 Results on Oct 26, 2022Horizon Bancorp, Inc. announced that they will report Q3, 2022 results at 4:00 PM, US Eastern Standard Time on Oct 26, 2022お知らせ • Oct 01Horizon Bancorp Common Stock to Be Deleted from OTC EquityHorizon Bancorp, Inc. AZ Common Stock will be deleted from OTC Equity effective from September 30, 2022, due to Inactive Security.Upcoming Dividend • Sep 29Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 06 October 2022. Payment date: 21 October 2022. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (5.5%). Lower than average of industry peers (6.8%).お知らせ • Aug 03Horizon Bancorp, Inc. and Horizon Bank Announce the Appointment of Thomas M. Prame as President, Effective August 15, 2022Horizon Bancorp, Inc. announced that it named Thomas M. Prame as President of the Company and its wholly owned subsidiary, Horizon Bank. The appointment is effective August 15, 2022 and represents an important step in Horizon’s strategic expansion of its leadership team. In his new position, Mr. Prame will seek to advance Horizon’s expansion of lending teams, technology, durable customer relationships, and low-cost Midwest deposit franchise to further position the Company for long-term sustainable growth. Mr. Prame joins Horizon following a successful career at First Midwest Bancorp, where he held a variety of executive officer positions of increasing responsibility since joining First Midwest in 2012. Prame most recently served as the Executive Vice President and CEO of Community Banking. While at First Midwest, he created and executed strategic plans that significantly increased digital technology, sales productivity, and improved efficiency. First Midwest merged with Old National Bancorp earlier this year. Prior to joining First Midwest, he held senior level retail bank positions with RBS Citizens Bank, Colonial Bank, CitiMortgage and Fifth Third Bank. He received his MBA in finance from the University of Notre Dame and his bachelor’s degree in economics from the University of Rochester.Reported Earnings • Jul 28Second quarter 2022 earnings released: EPS: US$0.57 (vs US$0.50 in 2Q 2021)Second quarter 2022 results: EPS: US$0.57 (up from US$0.50 in 2Q 2021). Revenue: US$65.2m (up 14% from 2Q 2021). Net income: US$24.9m (up 12% from 2Q 2021). Profit margin: 38% (in line with 2Q 2021). Over the next year, revenue is forecast to grow 6.4%, compared to a 20% growth forecast for the industry in Germany.お知らせ • Jul 28Horizon Bancorp, Inc. Announces Unaudited Net Charge Off for the Quarter Ended June 2022Horizon Bancorp, Inc. announced unaudited net charge off for the quarter ended June 2022, For the quarter, the company reported net charge offs of $284,000 against $39,000 a year ago.お知らせ • Jul 01Horizon Bancorp, Inc. to Report Q2, 2022 Results on Jul 27, 2022Horizon Bancorp, Inc. announced that they will report Q2, 2022 results After-Market on Jul 27, 2022お知らせ • Jun 25+ 1 more updateHorizon Bancorp, Inc. Announces Daniel Hopp Not to Stand for Re–Election as Lead DirectorHorizon Bancorp, Inc.’s independent directors, at its June 21, 2022 meeting, held a confidential ballot to elect a new Lead Director, and Michele M. Magnuson (formerly, Thompson) was elected to serve as Lead Director. Ms. Magnuson’s term as Lead Director will commence on July 1, 2022 and expires on June 30, 2025. The Board held this election because the current three–year term of Daniel Hopp, Lead Director, expires on June 30, 2022, and he will reach HBNC’s mandatory retirement age by year–end 2022. Daniel Hopp chose not to seek another term. The decision by Mr. Hopp to not to stand for re–election as Lead Director was not a result of any disagreement with the Board or management of the Company or Horizon Bank.Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$0.54 (vs US$0.47 in 1Q 2021)First quarter 2022 results: EPS: US$0.54 (up from US$0.47 in 1Q 2021). Revenue: US$63.2m (up 13% from 1Q 2021). Net income: US$23.6m (up 15% from 1Q 2021). Profit margin: 37% (in line with 1Q 2021). Over the next year, revenue is forecast to grow 6.0%, compared to a 8.7% growth forecast for the industry in Germany.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 7 highly experienced directors. Independent Director Julie Freigang was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 01Horizon Bancorp, Inc. to Report Q1, 2022 Results on Apr 27, 2022Horizon Bancorp, Inc. announced that they will report Q1, 2022 results After-Market on Apr 27, 2022Upcoming Dividend • Mar 31Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 07 April 2022. Payment date: 22 April 2022. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (3.7%). Lower than average of industry peers (6.1%).お知らせ • Mar 29James D. Neff to Retire as Horizon Bancorp, Inc. and Horizon Bank, on March 31, 2022Horizon Bancorp, Inc. announced that James D. Neff will retire as President of the Company and its wholly owned subsidiary, Horizon Bank, on March 31, 2022 after more than 22 years of service to Horizon.お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 05, 2022Horizon Bancorp, Inc., Annual General Meeting, May 05, 2022, at 10:00 Central Daylight. Agenda: To consider election of directors; to consider and advisory (non binding) vote to approve executive compensation; to consider ratification of the independent registered public accounting firm; and to transact such other business as may properly come before the meeting or any adjournment of the meeting.Reported Earnings • Mar 12Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.99 (up from US$1.56 in FY 2020). Net income: US$87.1m (up 27% from FY 2020). Net interest margin (NIM): 3.13% (down from 3.44% in FY 2020). Cost-to-income ratio: 57.5% (up from 57.2% in FY 2020). Non-performing loans: 0.53% (down from 0.70% in FY 2020). Revenue was in line with analyst estimates.Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.99 (up from US$1.56 in FY 2020). Revenue: US$241.7m (up 13% from FY 2020). Net income: US$87.1m (up 27% from FY 2020). Profit margin: 36% (up from 32% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 7.6%, compared to a 11% growth forecast for the banks industry in Germany.Reported Earnings • Oct 31Third quarter 2021 earnings released: EPS US$0.53 (vs US$0.46 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$61.0m (up 2.4% from 3Q 2020). Net income: US$23.1m (up 14% from 3Q 2020). Profit margin: 38% (up from 34% in 3Q 2020). The increase in margin was primarily driven by lower expenses.Reported Earnings • Oct 31Third quarter 2021 earnings released: EPS US$0.53 (vs US$0.46 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$61.0m (up 2.4% from 3Q 2020). Net income: US$23.1m (up 14% from 3Q 2020). Profit margin: 38% (up from 34% in 3Q 2020). The increase in margin was primarily driven by lower expenses.Reported Earnings • Jul 28Second quarter 2021 earnings released: EPS US$0.50 (vs US$0.33 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$59.3m (up 26% from 2Q 2020). Net income: US$22.2m (up 52% from 2Q 2020). Profit margin: 37% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue.Reported Earnings • May 02First quarter 2021 earnings released: EPS US$0.47 (vs US$0.26 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$56.0m (up 18% from 1Q 2020). Net income: US$20.4m (up 75% from 1Q 2020). Profit margin: 36% (up from 25% in 1Q 2020).お知らせ • Mar 20Horizon Bancorp, Inc., Annual General Meeting, May 06, 2021Horizon Bancorp, Inc., Annual General Meeting, May 06, 2021, at 10:00 Central Daylight. Agenda: To elect directors; to approve the 2021 Omnibus Equity Incentive Plan; to ratify the independent registered public accounting firm; and to discuss other matters.お知らせ • Mar 19Horizon Bancorp, Inc. Approves Quarterly Cash Dividend, Payable on April 16, 2021Horizon Bancorp, Inc. announced that its Board of Directors approved an 8.3% increase in its quarterly cash dividend from $0.12 to $0.13 per share. The increase is effective with the company’s next quarterly dividend, payable on April 16, 2021 to common stockholders of record as of April 2, 2021.Reported Earnings • Mar 02Full year 2020 earnings released: EPS US$1.56 (vs US$1.53 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were weaker. Full year 2020 results: Revenue: US$214.0m (up 6.2% from FY 2019). Net income: US$68.5m (up 2.9% from FY 2019). Profit margin: 32% (down from 33% in FY 2019). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.44% (down from 3.69% in FY 2019). Cost-to-income ratio: 57.2% (no change from 57.2% in FY 2019). Non-performing loans: 0.70% (up from 0.58% in FY 2019).Analyst Estimate Surprise Post Earnings • Mar 02Revenue beats expectationsRevenue exceeded analyst estimates by 1.5%. Over the next year, revenue is forecast to grow 6.9%, compared to a 28% growth forecast for the Banks industry in Germany.Is New 90 Day High Low • Feb 10New 90-day high: €14.33The company is up 18% from its price of €12.15 on 12 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €22.67 per share.Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$1.56 (vs US$1.53 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were flat. Full year 2020 results: Revenue: US$209.5m (up 4.0% from FY 2019). Net income: US$68.5m (up 2.9% from FY 2019). Profit margin: 33% (in line with FY 2019). Net interest margin (NIM): 3.44% (down from 3.69% in FY 2019). Non-performing loans: 0.69% (up from 0.58% in FY 2019).Analyst Estimate Surprise Post Earnings • Jan 30Revenue beats expectationsRevenue exceeded analyst estimates by 1.5%. Over the next year, revenue is forecast to grow 8.9%, compared to a 23% growth forecast for the Banks industry in Germany.Reported Earnings • Jan 29Full year 2020 earnings released: EPS US$1.56 (vs US$1.53 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were flat. Full year 2020 results: Revenue: US$209.8m (up 4.1% from FY 2019). Net income: US$68.5m (up 2.9% from FY 2019). Profit margin: 33% (in line with FY 2019).Analyst Estimate Surprise Post Earnings • Jan 29Revenue beats expectationsRevenue exceeded analyst estimates by 1.5%. Over the next year, revenue is forecast to grow 7.0%, compared to a 23% growth forecast for the Banks industry in Germany.Is New 90 Day High Low • Jan 26New 90-day high: €14.09The company is up 36% from its price of €10.35 on 27 October 2020. The German market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 22% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €19.38 per share.Is New 90 Day High Low • Jan 07New 90-day high: €13.54The company is up 39% from its price of €9.71 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €21.37 per share.お知らせ • Dec 23Horizon Bancorp, Inc. to Report Q4, 2020 Results on Jan 27, 2021Horizon Bancorp, Inc. announced that they will report Q4, 2020 results After-Market on Jan 27, 2021Valuation Update With 7 Day Price Move • Nov 16Market bids up stock over the past weekAfter last week's 16% share price gain to US$11.89, the stock is trading at a trailing P/E ratio of 9.7x, up from the previous P/E ratio of 8.3x. This compares to an average P/E of 11x in the Banks industry in Europe.Recent Insider Transactions • Nov 13Insider recently sold €104k worth of stockOn the 10th of November, Dennis Kuhn sold around 9k shares on-market at roughly €12.02 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €348k more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Nov 12Market bids up stock over the past weekAfter last week's 18% share price gain to US$12.15, the stock is trading at a trailing P/E ratio of 9.8x, up from the previous P/E ratio of 8.3x. This compares to an average P/E of 11x in the Banks industry in Europe.Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 17% share price gain to US$12.39, the stock is trading at a trailing P/E ratio of 9.6x, up from the previous P/E ratio of 8.2x. This compares to an average P/E of 10x in the Banks industry in Europe.Analyst Estimate Surprise Post Earnings • Nov 06Revenue beats expectationsRevenue exceeded analyst estimates by 5.5%. Over the next year, revenue is forecast to grow 11%, compared to a 18% growth forecast for the Banks industry in Germany.Reported Earnings • Nov 06Third quarter 2020 earnings released: EPS US$0.46The company reported a soft third quarter result with weaker earnings and profit margins, although revenues were improved. Third quarter 2020 results: Revenue: US$59.5m (up 9.4% from 3Q 2019). Net income: US$20.3m (down 1.1% from 3Q 2019). Profit margin: 34% (down from 38% in 3Q 2019). The decrease in margin was driven by higher expenses.Is New 90 Day High Low • Nov 05New 90-day high: €10.57The company is up 23% from its price of €8.63 on 06 August 2020. The German market is down 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €17.81 per share.Analyst Estimate Surprise Post Earnings • Oct 30Third-quarter earnings released: Revenue beats expectationsThird-quarter revenue exceeded analyst estimates by 5.5% at US$60.1m. Revenue is forecast to grow 9.8% over the next year, compared to a 18% growth forecast for the Banks industry in Germany.Reported Earnings • Oct 30Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$65.1m, up 6.5% from the prior year. Total revenue was US$202.2m over the last 12 months, up 6.4% from the prior year.Is New 90 Day High Low • Oct 10New 90-day high: €9.71The company is up 23% from its price of €7.89 on 10 July 2020. The German market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.05 per share.お知らせ • Oct 08Horizon Bancorp, Inc. to Report Q3, 2020 Results on Oct 28, 2020Horizon Bancorp, Inc. announced that they will report Q3, 2020 results at 5:00 PM, Eastern Standard Time on Oct 28, 2020お知らせ • Jul 09Horizon Bancorp, Inc. to Report Q2, 2020 Results on Jul 29, 2020Horizon Bancorp, Inc. announced that they will report Q2, 2020 results at 5:00 PM, Eastern Standard Time on Jul 29, 2020株主還元4WCDE BanksDE 市場7D10.3%4.2%3.9%1Yn/a35.1%2.6%株主還元を見る業界別リターン: 4WCがGerman Banks業界に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。リターン対市場: 4WC German市場に対してどのようなパフォーマンスを示したかを判断するにはデータが不十分です。価格変動Is 4WC's price volatile compared to industry and market?4WC volatility4WC Average Weekly Movement6.4%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market12.9%10% least volatile stocks in DE Market2.7%安定した株価: 4WC 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: 4WCの 週次ボラティリティ ( 6% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1873478Thomas Pramewww.horizonbank.comホライゾン・バンコープはホライゾン・バンクの銀行持株会社で、商業銀行とリテール・バンキング・サービスを提供している。当座預金、貯蓄預金、マネーマーケット預金、譲渡性預金、定期預金、無利息・有利子要求払い預金を提供している。また、商業用、住宅用不動産、モーゲージ・ウェアハウス・ローン、消費者ローン、土地、ホームエクイティ、自動車、農業用ローンも提供している。さらに、法人・個人向け信託・代理店業務、投資管理、不動産投資信託サービス、デビットカード、クレジットカード、財務管理、信託・資産管理サービス、退職年金制度、各種保険商品の販売も行っている。インディアナ州北部と中部、ミシガン州南部と中部にフルサービスのオフィスを構える。ホライゾン・バンコープは1873年に設立され、インディアナ州ミシガンシティに本社を置く。もっと見るHorizon Bancorp, Inc. 基礎のまとめHorizon Bancorp の収益と売上を時価総額と比較するとどうか。4WC 基礎統計学時価総額€808.65m収益（TTM）-€127.35m売上高(TTM)n/a1.3xPBR（株価純資産倍率-40.6xP/Sレシオ4WC は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計4WC 損益計算書（TTM）収益-US$23.16m売上原価US$0売上総利益-US$23.16mその他の費用US$125.10m収益-US$148.26m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）-2.89グロス・マージン100.00%純利益率640.14%有利子負債／自己資本比率56.8%4WC の長期的なパフォーマンスは？過去の実績と比較を見る配当金3.5%現在の配当利回り-21%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/25 20:59終値2026/05/25 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Horizon Bancorp, Inc. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7 アナリスト機関Brendan NosalHovde Group, LLCDamon DelMonteKeefe, Bruyette, & WoodsNathan RacePiper Sandler Companies4 その他のアナリストを表示
Board Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Lead Independent Director Larry Magnesen was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2026 Results on Apr 22, 2026Horizon Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 22, 2026
お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026.
お知らせ • Jan 27Horizon Bancorp, Inc. Announces Changes in Board of DirectorsHorizon Bancorp, Inc. announced that James B. Dworkin will retire from the Board of Directors effective at the expiration of his current term on May 7, 2026. James B. Dworkin, Chancellor Emeritus & Professor of Management Mitchell E. Daniels School of Business Purdue University North Central, has served on Horizon’s Board of Directors since 2003, and on the Board of Directors of Horizon Bank since 2002. In this role, he served as a member of Horizon’s Audit Committee and the Chair of the Wealth Committee. Also, in an unrelated action, on January 20, 2026, Julie S. Freigang submitted notice of her resignation from the Board of Directors, effective January 20, 2026. Julie S. Freigang, Vice President & Chief Information Officer of CF Industries Holdings, Inc. has served on the Board of Directors of Horizon Bank since 2019 and was appointed to the Horizon Board of Directors in January 2020. In this role, she served as a member of the Audit Committee and was the Chair of the Cyber Security Committee.
お知らせ • Jan 22Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the fourth quarter Ended December 31, 2025. For the quarter, the company reported Total net charge-offs of $970,000 against $626,000 a year ago.
お知らせ • Jan 03Horizon Bancorp, Inc. to Report Q4, 2025 Results on Jan 21, 2026Horizon Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 21, 2026
Board Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Lead Independent Director Larry Magnesen was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2026 Results on Apr 22, 2026Horizon Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 22, 2026
お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026.
お知らせ • Jan 27Horizon Bancorp, Inc. Announces Changes in Board of DirectorsHorizon Bancorp, Inc. announced that James B. Dworkin will retire from the Board of Directors effective at the expiration of his current term on May 7, 2026. James B. Dworkin, Chancellor Emeritus & Professor of Management Mitchell E. Daniels School of Business Purdue University North Central, has served on Horizon’s Board of Directors since 2003, and on the Board of Directors of Horizon Bank since 2002. In this role, he served as a member of Horizon’s Audit Committee and the Chair of the Wealth Committee. Also, in an unrelated action, on January 20, 2026, Julie S. Freigang submitted notice of her resignation from the Board of Directors, effective January 20, 2026. Julie S. Freigang, Vice President & Chief Information Officer of CF Industries Holdings, Inc. has served on the Board of Directors of Horizon Bank since 2019 and was appointed to the Horizon Board of Directors in January 2020. In this role, she served as a member of the Audit Committee and was the Chair of the Cyber Security Committee.
お知らせ • Jan 22Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the fourth quarter Ended December 31, 2025. For the quarter, the company reported Total net charge-offs of $970,000 against $626,000 a year ago.
お知らせ • Jan 03Horizon Bancorp, Inc. to Report Q4, 2025 Results on Jan 21, 2026Horizon Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 21, 2026
お知らせ • Jun 28Horizon Bancorp, Inc. to Report Q2, 2024 Results on Jul 24, 2024Horizon Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 24, 2024
お知らせ • May 15+ 1 more updateHorizon Bancorp, Inc. Names John R. Stewart as Executive Vice President, on May 20, 2024Horizon Bancorp, Inc. announced that John R. Stewart, CFA has been named Horizon’s next Executive Vice President on May 20, 2024. Stewart has 22 years of financial services experience spanning banking, investment management and corporate finance at regional banks, global investment banks and institutional asset management firms. He has held leadership roles in both public and private financial institutions with his most recent role as the Deputy Chief Financial Officer of a $30 billion publicly traded bank with oversight responsibilities for several lines of business and previously included all finance functions including corporate treasury, accounting, financial planning and analysis, and capital planning. Stewart also brings depth and experience in strategic planning, corporate development and investor relations to Horizon’s leadership team. Stewart received his Bachelor of Arts degree in Economics from Bucknell University in Lewisburg, PA, and is Chartered Financial Analyst (CFA) charterholder through the CFA Institute. Stewart succeeds Mark Secor, the Bank’s CFO for the past 16 years. Secor will remain with the organization taking on a new role of Chief Administration Officer responsible for investor relations, legal, benefits administration and corporate facilities. Additionally, Mark will assist in the transition of the CFO role to Stewart. Both Stewart and Secor will report to Thomas Prame, CEO and President of Horizon Bank.
お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2024 Results on Apr 24, 2024Horizon Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 24, 2024
お知らせ • Mar 19Horizon Bancorp, Inc., Annual General Meeting, May 02, 2024Horizon Bancorp, Inc., Annual General Meeting, May 02, 2024, at 10:00 Central Standard Time. Agenda: To elect three directors to serve three year terms expiring in 2027; to vote on a non binding, advisory proposal to approve the compensation of Horizon's executive officers described in this Proxy Statement; to hold non binding, advisory vote on the frequency of the advisory vote to approve Horizon's executive compensation; to ratify the appointment of FORVIS, LLP, as independent registered public accounting firm for 2024; and to transact such other business as may properly come before the meeting or any adjournment of the meeting.
お知らせ • Jan 25Horizon Bancorp, Inc. Announces Executive AppointmentsOn January 23, 2024, the Board of Directors of Horizon Bancorp, Inc. increased the size of the Board from 12 to 13 members by increasing the Board Class of 2025 from 3 to 4 members. In addition, on January 23, 2024, the Board elected Kevin W. Ahern and Brian W. Maass to serve as directors of the Company to fill the vacancies in the Board Class of 2025, effective immediately. Each of these two new directors will serve for an initial term expiring at the 2025 annual meeting of shareholders and until his successor is elected and qualified, or until his earlier death, resignation or removal. On January 23, 2024, the Board also appointed Kevin W. Ahern to serve on the Asset Liability Committee of the Board and the Wealth Management Committee of the Board, effective immediately. Mr. Ahern, 60, is a co-founder and Managing Partner of Brush Creek Partners, a private investment vehicle focused on making investments in operating companies in the specialty finance, banking and financial services, manufacturing, distribution, media, and business and consumer services sectors. He also actively provides consulting and advisory services to a number of banking and wealth management organizations by way of Colorow Capital Partners, a strategic advisory and consulting company. The Board has determined that Mr. Ahern is an “independent” director under the Company’s Board Responsibilities and Guidelines and the listing standards of the Nasdaq Stock Market LLC (“Nasdaq”), as well as the applicable rules promulgated by the Securities and Exchange Commission (the “SEC”). On January 23, 2024, the Board also appointed Brian W. Maass to serve on the Audit Committee of the Board and the Asset Liability Committee of the Board, effective immediately. Mr. Maass, 50, has held executive roles with TCF Financial, (2012-2021) in Minneapolis, MN (now Huntington Bank), including serving as Executive Vice President, Chief Financial Officer for over five years. The Board has determined that Mr. Maass is an “independent” director under the Company’s Board Responsibilities and Guidelines and the listing standards of Nasdaq, as well as the applicable rules promulgated by the SEC, and that he meets the additional independence requirements of Nasdaq with respect to members of the Audit Committee.
お知らせ • Jan 24Horizon Bancorp, Inc. and Horizon Bank Announces Retirement of Peter L. Pairitz from the Board of DirectorsPeter L. Pairitz, a member of the Board of Directors (the “Board”) of Horizon Bancorp, Inc. (the “Company”), submitted notice on January 19, 2024 that he will retire from the Board at the end of his current term and will not stand for re-election at the Company's 2024 annual meeting of shareholders. He will also retire from the Board of Directors of the Company's wholly owned subsidiary, Horizon Bank, effective at the expiration of his current term as a director of the Company. The decision by Mr. Pairitz to retire as a director was not a result of any disagreement with the Board or management of the Company or Horizon Bank. Mr. Pairitz serves as a member and Chair of the Compensation Committee. The Board thanks Mr. Pairitz for his years of service and contributions to the Company.
お知らせ • Jan 17Horizon Bancorp, Inc. Announces Passing of Director Spero W. ValavanisHorizon Bancorp, Inc. was informed of the passing of Director Spero W. Valavanis. Mr. Valavanis served on Horizon Bancorp, Inc.'s Board of Directors since 2000 and on the Board of Directors of Horizon Bank, its wholly-owned subsidiary, since 1998. During his tenure as a Director, Spero helped guide the organization from approximately $300 million in assets with nine branches to nearly $8 billion in assets with over 70 locations in Indiana and Michigan. He most recently served on the Company's Asset-Liability Committee and Wealth Management Committee.
お知らせ • Dec 19Horizon Bancorp, Inc. to Report Q4, 2023 Results on Jan 24, 2024Horizon Bancorp, Inc. announced that they will report Q4, 2023 results at 4:00 PM, US Eastern Standard Time on Jan 24, 2024
お知らせ • Nov 08+ 1 more updateHorizon Bancorp, Inc. Announces CFO TransitionHorizon Bancorp, Inc. announced the succession plan for its chief financial officer (“CFO”) and a restructuring of its mortgage and consumer lending leadership. Horizon and Mark Secor have agreed that he will transition from his role as Executive Vice President and CFO of the Company and Horizon Bank. Mr. Secor will continue in the role of Executive Vice President and CFO until a successor is appointed and provide transitional support through April 30, 2024.
お知らせ • Sep 22Horizon Bancorp, Inc. to Report Q3, 2023 Results on Oct 25, 2023Horizon Bancorp, Inc. announced that they will report Q3, 2023 results After-Market on Oct 25, 2023
お知らせ • Jun 29Horizon Bancorp, Inc. to Report Q2, 2023 Results on Jul 26, 2023Horizon Bancorp, Inc. announced that they will report Q2, 2023 results After-Market on Jul 26, 2023
お知らせ • May 26Horizon Bancorp, Inc. and Horizon Bank Announce Retirement of Susan D. Aaron from the Board of Directors, Effective on December 31, 2023Susan D. Aaron, a member of the Board of Directors of Horizon Bancorp, Inc., submitted notice on May 22, 2023 that she will retire from the Board, effective as of December 31, 2023. She will also retire from the Board of Directors of the Company's wholly owned subsidiary, Horizon Bank, effective December 31, 2023. The decision by Ms. Aaron to retire as a director was not a result of any disagreement with the Board or management of the Company or Horizon Bank. Ms. Aaron serves as a member of the Wealth Management Committee, the Enterprise Risk Management & Credit Policy/CRA & Fair Lending Committee, and as an alternate member of the Compensation Committee.
お知らせ • May 25the Gross Law Firm Notifies Shareholders of Horizon Bancorp, Inc. of A Class Action Lawsuit and Lead Plaintiff Deadline of June 20, 2023The Gross Law Firm issues the following notice to shareholders of Horizon Bancorp, Inc. Shareholders who purchased shares of HBNC during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. Appointment as lead plaintiff is not required to partake in any recovery. CLASS PERIOD: March 9, 2022 to March 10, 2023. ALLEGATIONS: The complaint alleges that during the class period, Defendants issued materially false and/or misleading statements and/or failed to disclose that: (i) the Company maintained deficient internal accounting controls relating to its classification of certain loan balances and securities; (ii) as a result of the foregoing deficiencies, throughout 2022 the Company issued quarterly financial statements containing errors that would require subsequent revision; (iii) restatement of the foregoing financial statements would hinder the Company's ability to timely file its annual report for 2022; and (iv) as a result, the Company's public statements were materially false and misleading at all relevant times.
Reported Earnings • Mar 17Full year 2022 earnings released: EPS: US$2.14 (vs US$1.99 in FY 2021)Full year 2022 results: EPS: US$2.14 (up from US$1.99 in FY 2021). Revenue: US$245.5m (up 5.6% from FY 2021). Net income: US$93.4m (up 7.3% from FY 2021). Profit margin: 38% (in line with FY 2021). Net interest margin (NIM): 2.98% (down from 3.03% in FY 2021). Cost-to-income ratio: 58.1% (up from 56.4% in FY 2021). Non-performing loans: 0.53% (up from 0.52% in FY 2021). Revenue is forecast to grow 1.2% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €10.80, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 38% over the past year.
Reported Earnings • Jan 26Full year 2022 earnings released: EPS: US$2.14 (vs US$1.99 in FY 2021)Full year 2022 results: EPS: US$2.14 (up from US$1.99 in FY 2021). Revenue: US$248.8m (up 4.4% from FY 2021). Net income: US$93.4m (up 7.3% from FY 2021). Profit margin: 38% (up from 37% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.4% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
お知らせ • Jan 19Horizon Bancorp, Inc. Announces Thomas M. Prame to Be Appointed Chief Executive Officer Effective June 1, 2023Horizon Bancorp, Inc. and Horizon Bank announced that Thomas M. Prame will be appointed the Chief Executive Officer of both organizations effective June 1, 2023. Craig M. Dwight, will retain the title of Chief Executive Officer until June 1stand retire as an employee from Horizon and Horizon Bank effective July 3, 2023. Mr. Dwight will remain the Chairman of the Board of both organizations. Prame will continue in his role as President of both organizations. Mr. Dwight has served Horizon as its Chief Executive Officer since 2001 and Chairman since 2013. Prior to that, he was the President and Chief Administrative Officer of Horizon and the Chief Executive Officer and Chair of Horizon Bank commencing in 1998. Mr. Dwight has also served on the Board of Directors of Horizon and Horizon Bank since 1998 and will continue to serve as Chairman of both organizations. Since Mr. Prame joined Horizon in August 2022, he has established himself as a forward-thinking leader and has been immersed in furthering the Company's strategic direction and operational success. His leadership experience at larger metropolitan banks in implementing strategic plans and significantly increasing operational efficiency and sales productivity has already played a key role in advancing Horizon’s operating model. Prame is also deeply engaged in the expansion of Horizon’s technology-enabled business model and growth of the lending platforms that are focused on creating long-lasting customer relationships.
お知らせ • Dec 21Horizon Bank Announces Director ChangesHorizon Bancorp, Inc. announced the retirement of Daniel F. Hopp from the Board of Directors and the appointment of Vanessa P. Williams to serve on the Board of Horizon Bancorp, Inc. Mr. Hopp will retire from the Board effective December 31, 2022 after serving for the past 18 years and reaching Horizon’s mandatory retirement age. Mr. Hopp began his service to the Board of Directors of Horizon Bank in 2004 and from July 2013 through June 2022 served as Horizon Bancorp’s Lead Director. In his tenure, he served on the Board’s Compensation and Nominating Committee as well as the Corporate Governance Committee. To fill the vacancy resulting from Mr. Hopp’s retirement, the Board appointed Vanessa P. Williams to serve on the Board, effective as of January 1, 2023, for a term expiring at the next annual meeting of shareholders in 2023. Ms. Williams has served on Horizon Bank’s Board of Directors since January 1, 2022 and serves on its Asset and Liability Committee and Compensation Committee. Williams is Senior Vice President and General Counsel of Kelly Services, Inc. Prior to joining Kelly Services in 2020, Williams was Senior Vice President, Division General Counsel with IHS Markit Ltd. She joined IHS Markit in 2014 through its acquisition of R.L. Polk & Co., where she served in a variety of roles, including Deputy General Counsel, beginning in 2006. Earlier in her career she was an attorney with the Michigan Basic Property Insurance Association and the law firm of Plunkett & Cooney, P.C. She earned her B.A. from the University of Alabama, J.D. from the College of William and Mary and M.B.A. from Wayne State University.
お知らせ • Dec 20Horizon Bancorp, Inc. to Report Q4, 2022 Results on Jan 25, 2023Horizon Bancorp, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Jan 25, 2023
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Julie Freigang was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Nov 04Insider recently bought €103k worth of stockOn the 1st of November, Thomas Prame bought around 7k shares on-market at roughly €15.29 per share. This transaction amounted to 66% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €134k more in shares than they have sold in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 02Investor sentiment deteriorated over the past weekAfter last week's 26% share price decline to €14.90, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 6.7% over the past year.
Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$0.55 (vs US$0.53 in 3Q 2021)Third quarter 2022 results: EPS: US$0.55 (up from US$0.53 in 3Q 2021). Revenue: US$64.2m (up 5.8% from 3Q 2021). Net income: US$23.8m (up 3.3% from 3Q 2021). Profit margin: 37% (in line with 3Q 2021). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
お知らせ • Oct 07Horizon Bancorp, Inc. Announces Liquidating DistributionHorizon Bancorp, Inc. announced that it completed the sale of substantially all of the assets and liabilities (the “Asset Sale”) of Horizon Community Bank to Arizona Financial Credit Union (formerly Arizona Federal Credit Union) effective after the close of business on September 30, 2022. The Horizon Bancorp also announced that its Board of Directors effected a plan of dissolution for the winding up and liquidation of Horizon Bancorp, as contemplated by the Asset Sale transaction documents. Horizon Bancorp anticipates making two liquidating distributions to its shareholders, with the first occurring shortly after the closing of the Asset Sale and the second occurring as soon as practicable in connection with the dissolution of Horizon Bancorp. The Horizon Bancorp Board of Directors has approved an initial liquidating cash distribution of $18.00 per share.
お知らせ • Oct 05Horizon Bancorp, Inc. to Report Q3, 2022 Results on Oct 26, 2022Horizon Bancorp, Inc. announced that they will report Q3, 2022 results at 4:00 PM, US Eastern Standard Time on Oct 26, 2022
お知らせ • Oct 01Horizon Bancorp Common Stock to Be Deleted from OTC EquityHorizon Bancorp, Inc. AZ Common Stock will be deleted from OTC Equity effective from September 30, 2022, due to Inactive Security.
Upcoming Dividend • Sep 29Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 06 October 2022. Payment date: 21 October 2022. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of German dividend payers (5.5%). Lower than average of industry peers (6.8%).
お知らせ • Aug 03Horizon Bancorp, Inc. and Horizon Bank Announce the Appointment of Thomas M. Prame as President, Effective August 15, 2022Horizon Bancorp, Inc. announced that it named Thomas M. Prame as President of the Company and its wholly owned subsidiary, Horizon Bank. The appointment is effective August 15, 2022 and represents an important step in Horizon’s strategic expansion of its leadership team. In his new position, Mr. Prame will seek to advance Horizon’s expansion of lending teams, technology, durable customer relationships, and low-cost Midwest deposit franchise to further position the Company for long-term sustainable growth. Mr. Prame joins Horizon following a successful career at First Midwest Bancorp, where he held a variety of executive officer positions of increasing responsibility since joining First Midwest in 2012. Prame most recently served as the Executive Vice President and CEO of Community Banking. While at First Midwest, he created and executed strategic plans that significantly increased digital technology, sales productivity, and improved efficiency. First Midwest merged with Old National Bancorp earlier this year. Prior to joining First Midwest, he held senior level retail bank positions with RBS Citizens Bank, Colonial Bank, CitiMortgage and Fifth Third Bank. He received his MBA in finance from the University of Notre Dame and his bachelor’s degree in economics from the University of Rochester.
Reported Earnings • Jul 28Second quarter 2022 earnings released: EPS: US$0.57 (vs US$0.50 in 2Q 2021)Second quarter 2022 results: EPS: US$0.57 (up from US$0.50 in 2Q 2021). Revenue: US$65.2m (up 14% from 2Q 2021). Net income: US$24.9m (up 12% from 2Q 2021). Profit margin: 38% (in line with 2Q 2021). Over the next year, revenue is forecast to grow 6.4%, compared to a 20% growth forecast for the industry in Germany.
お知らせ • Jul 28Horizon Bancorp, Inc. Announces Unaudited Net Charge Off for the Quarter Ended June 2022Horizon Bancorp, Inc. announced unaudited net charge off for the quarter ended June 2022, For the quarter, the company reported net charge offs of $284,000 against $39,000 a year ago.
お知らせ • Jul 01Horizon Bancorp, Inc. to Report Q2, 2022 Results on Jul 27, 2022Horizon Bancorp, Inc. announced that they will report Q2, 2022 results After-Market on Jul 27, 2022
お知らせ • Jun 25+ 1 more updateHorizon Bancorp, Inc. Announces Daniel Hopp Not to Stand for Re–Election as Lead DirectorHorizon Bancorp, Inc.’s independent directors, at its June 21, 2022 meeting, held a confidential ballot to elect a new Lead Director, and Michele M. Magnuson (formerly, Thompson) was elected to serve as Lead Director. Ms. Magnuson’s term as Lead Director will commence on July 1, 2022 and expires on June 30, 2025. The Board held this election because the current three–year term of Daniel Hopp, Lead Director, expires on June 30, 2022, and he will reach HBNC’s mandatory retirement age by year–end 2022. Daniel Hopp chose not to seek another term. The decision by Mr. Hopp to not to stand for re–election as Lead Director was not a result of any disagreement with the Board or management of the Company or Horizon Bank.
Reported Earnings • Apr 28First quarter 2022 earnings released: EPS: US$0.54 (vs US$0.47 in 1Q 2021)First quarter 2022 results: EPS: US$0.54 (up from US$0.47 in 1Q 2021). Revenue: US$63.2m (up 13% from 1Q 2021). Net income: US$23.6m (up 15% from 1Q 2021). Profit margin: 37% (in line with 1Q 2021). Over the next year, revenue is forecast to grow 6.0%, compared to a 8.7% growth forecast for the industry in Germany.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 7 highly experienced directors. Independent Director Julie Freigang was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 01Horizon Bancorp, Inc. to Report Q1, 2022 Results on Apr 27, 2022Horizon Bancorp, Inc. announced that they will report Q1, 2022 results After-Market on Apr 27, 2022
Upcoming Dividend • Mar 31Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 07 April 2022. Payment date: 22 April 2022. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (3.7%). Lower than average of industry peers (6.1%).
お知らせ • Mar 29James D. Neff to Retire as Horizon Bancorp, Inc. and Horizon Bank, on March 31, 2022Horizon Bancorp, Inc. announced that James D. Neff will retire as President of the Company and its wholly owned subsidiary, Horizon Bank, on March 31, 2022 after more than 22 years of service to Horizon.
お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 05, 2022Horizon Bancorp, Inc., Annual General Meeting, May 05, 2022, at 10:00 Central Daylight. Agenda: To consider election of directors; to consider and advisory (non binding) vote to approve executive compensation; to consider ratification of the independent registered public accounting firm; and to transact such other business as may properly come before the meeting or any adjournment of the meeting.
Reported Earnings • Mar 12Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.99 (up from US$1.56 in FY 2020). Net income: US$87.1m (up 27% from FY 2020). Net interest margin (NIM): 3.13% (down from 3.44% in FY 2020). Cost-to-income ratio: 57.5% (up from 57.2% in FY 2020). Non-performing loans: 0.53% (down from 0.70% in FY 2020). Revenue was in line with analyst estimates.
Reported Earnings • Jan 29Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.99 (up from US$1.56 in FY 2020). Revenue: US$241.7m (up 13% from FY 2020). Net income: US$87.1m (up 27% from FY 2020). Profit margin: 36% (up from 32% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 7.6%, compared to a 11% growth forecast for the banks industry in Germany.
Reported Earnings • Oct 31Third quarter 2021 earnings released: EPS US$0.53 (vs US$0.46 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$61.0m (up 2.4% from 3Q 2020). Net income: US$23.1m (up 14% from 3Q 2020). Profit margin: 38% (up from 34% in 3Q 2020). The increase in margin was primarily driven by lower expenses.
Reported Earnings • Oct 31Third quarter 2021 earnings released: EPS US$0.53 (vs US$0.46 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$61.0m (up 2.4% from 3Q 2020). Net income: US$23.1m (up 14% from 3Q 2020). Profit margin: 38% (up from 34% in 3Q 2020). The increase in margin was primarily driven by lower expenses.
Reported Earnings • Jul 28Second quarter 2021 earnings released: EPS US$0.50 (vs US$0.33 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$59.3m (up 26% from 2Q 2020). Net income: US$22.2m (up 52% from 2Q 2020). Profit margin: 37% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue.
Reported Earnings • May 02First quarter 2021 earnings released: EPS US$0.47 (vs US$0.26 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$56.0m (up 18% from 1Q 2020). Net income: US$20.4m (up 75% from 1Q 2020). Profit margin: 36% (up from 25% in 1Q 2020).
お知らせ • Mar 20Horizon Bancorp, Inc., Annual General Meeting, May 06, 2021Horizon Bancorp, Inc., Annual General Meeting, May 06, 2021, at 10:00 Central Daylight. Agenda: To elect directors; to approve the 2021 Omnibus Equity Incentive Plan; to ratify the independent registered public accounting firm; and to discuss other matters.
お知らせ • Mar 19Horizon Bancorp, Inc. Approves Quarterly Cash Dividend, Payable on April 16, 2021Horizon Bancorp, Inc. announced that its Board of Directors approved an 8.3% increase in its quarterly cash dividend from $0.12 to $0.13 per share. The increase is effective with the company’s next quarterly dividend, payable on April 16, 2021 to common stockholders of record as of April 2, 2021.
Reported Earnings • Mar 02Full year 2020 earnings released: EPS US$1.56 (vs US$1.53 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were weaker. Full year 2020 results: Revenue: US$214.0m (up 6.2% from FY 2019). Net income: US$68.5m (up 2.9% from FY 2019). Profit margin: 32% (down from 33% in FY 2019). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.44% (down from 3.69% in FY 2019). Cost-to-income ratio: 57.2% (no change from 57.2% in FY 2019). Non-performing loans: 0.70% (up from 0.58% in FY 2019).
Analyst Estimate Surprise Post Earnings • Mar 02Revenue beats expectationsRevenue exceeded analyst estimates by 1.5%. Over the next year, revenue is forecast to grow 6.9%, compared to a 28% growth forecast for the Banks industry in Germany.
Is New 90 Day High Low • Feb 10New 90-day high: €14.33The company is up 18% from its price of €12.15 on 12 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €22.67 per share.
Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$1.56 (vs US$1.53 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were flat. Full year 2020 results: Revenue: US$209.5m (up 4.0% from FY 2019). Net income: US$68.5m (up 2.9% from FY 2019). Profit margin: 33% (in line with FY 2019). Net interest margin (NIM): 3.44% (down from 3.69% in FY 2019). Non-performing loans: 0.69% (up from 0.58% in FY 2019).
Analyst Estimate Surprise Post Earnings • Jan 30Revenue beats expectationsRevenue exceeded analyst estimates by 1.5%. Over the next year, revenue is forecast to grow 8.9%, compared to a 23% growth forecast for the Banks industry in Germany.
Reported Earnings • Jan 29Full year 2020 earnings released: EPS US$1.56 (vs US$1.53 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were flat. Full year 2020 results: Revenue: US$209.8m (up 4.1% from FY 2019). Net income: US$68.5m (up 2.9% from FY 2019). Profit margin: 33% (in line with FY 2019).
Analyst Estimate Surprise Post Earnings • Jan 29Revenue beats expectationsRevenue exceeded analyst estimates by 1.5%. Over the next year, revenue is forecast to grow 7.0%, compared to a 23% growth forecast for the Banks industry in Germany.
Is New 90 Day High Low • Jan 26New 90-day high: €14.09The company is up 36% from its price of €10.35 on 27 October 2020. The German market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 22% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €19.38 per share.
Is New 90 Day High Low • Jan 07New 90-day high: €13.54The company is up 39% from its price of €9.71 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €21.37 per share.
お知らせ • Dec 23Horizon Bancorp, Inc. to Report Q4, 2020 Results on Jan 27, 2021Horizon Bancorp, Inc. announced that they will report Q4, 2020 results After-Market on Jan 27, 2021
Valuation Update With 7 Day Price Move • Nov 16Market bids up stock over the past weekAfter last week's 16% share price gain to US$11.89, the stock is trading at a trailing P/E ratio of 9.7x, up from the previous P/E ratio of 8.3x. This compares to an average P/E of 11x in the Banks industry in Europe.
Recent Insider Transactions • Nov 13Insider recently sold €104k worth of stockOn the 10th of November, Dennis Kuhn sold around 9k shares on-market at roughly €12.02 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €348k more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 12Market bids up stock over the past weekAfter last week's 18% share price gain to US$12.15, the stock is trading at a trailing P/E ratio of 9.8x, up from the previous P/E ratio of 8.3x. This compares to an average P/E of 11x in the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 17% share price gain to US$12.39, the stock is trading at a trailing P/E ratio of 9.6x, up from the previous P/E ratio of 8.2x. This compares to an average P/E of 10x in the Banks industry in Europe.
Analyst Estimate Surprise Post Earnings • Nov 06Revenue beats expectationsRevenue exceeded analyst estimates by 5.5%. Over the next year, revenue is forecast to grow 11%, compared to a 18% growth forecast for the Banks industry in Germany.
Reported Earnings • Nov 06Third quarter 2020 earnings released: EPS US$0.46The company reported a soft third quarter result with weaker earnings and profit margins, although revenues were improved. Third quarter 2020 results: Revenue: US$59.5m (up 9.4% from 3Q 2019). Net income: US$20.3m (down 1.1% from 3Q 2019). Profit margin: 34% (down from 38% in 3Q 2019). The decrease in margin was driven by higher expenses.
Is New 90 Day High Low • Nov 05New 90-day high: €10.57The company is up 23% from its price of €8.63 on 06 August 2020. The German market is down 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €17.81 per share.
Analyst Estimate Surprise Post Earnings • Oct 30Third-quarter earnings released: Revenue beats expectationsThird-quarter revenue exceeded analyst estimates by 5.5% at US$60.1m. Revenue is forecast to grow 9.8% over the next year, compared to a 18% growth forecast for the Banks industry in Germany.
Reported Earnings • Oct 30Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$65.1m, up 6.5% from the prior year. Total revenue was US$202.2m over the last 12 months, up 6.4% from the prior year.
Is New 90 Day High Low • Oct 10New 90-day high: €9.71The company is up 23% from its price of €7.89 on 10 July 2020. The German market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.05 per share.
お知らせ • Oct 08Horizon Bancorp, Inc. to Report Q3, 2020 Results on Oct 28, 2020Horizon Bancorp, Inc. announced that they will report Q3, 2020 results at 5:00 PM, Eastern Standard Time on Oct 28, 2020
お知らせ • Jul 09Horizon Bancorp, Inc. to Report Q2, 2020 Results on Jul 29, 2020Horizon Bancorp, Inc. announced that they will report Q2, 2020 results at 5:00 PM, Eastern Standard Time on Jul 29, 2020
