View Financial HealthBanqup Group 配当と自社株買い配当金 基準チェック /06Banqup Group配当金を支払った記録がありません。主要情報n/a配当利回り-0.02%バイバック利回り総株主利回り-0.02%将来の配当利回り0%配当成長n/a次回配当支払日n/a配当落ち日n/a一株当たり配当金n/a配当性向n/a最近の配当と自社株買いの更新更新なしすべての更新を表示Recent updatesPrice Target Changed • Apr 27Price target decreased by 18% to €3.90Down from €4.77, the current price target is an average from 3 analysts. New target price is 51% above last closing price of €2.58. Stock is down 25% over the past year. The company is forecast to post a net loss per share of €0.56 next year compared to a net loss per share of €1.03 last year.Reported Earnings • Apr 22Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: €1.03 loss per share (improved from €1.42 loss in FY 2024). Revenue: €51.6m (down 5.0% from FY 2024). Net loss: €38.3m (loss narrowed 27% from FY 2024). Revenue missed analyst estimates by 20%. Earnings per share (EPS) also missed analyst estimates by 51%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 9.3% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.新しいナラティブ • Apr 16European E Invoicing And Digital Identity Tailwinds Will Drive Stronger Long Term Earnings QualityCatalysts About Banqup Group Banqup Group provides a European SaaS platform for e invoicing, payments and digital trust services for businesses and public sector clients. What are the underlying business or industry changes driving this perspective?新しいナラティブ • Apr 01Regulatory Reliance And Ongoing Losses Will Eventually Support Modest Upside PotentialCatalysts About Banqup Group Banqup Group provides a European software platform for e invoicing, payments and digital trust services for businesses and public sector clients. What are the underlying business or industry changes driving this perspective?分析記事 • Mar 25Analysts Are More Bearish On Banqup Group SA (EBR:BANQ) Than They Used To BeToday is shaping up negative for Banqup Group SA ( EBR:BANQ ) shareholders, with the analysts delivering a substantial...Major Estimate Revision • Mar 24Consensus revenue estimates fall by 11%The consensus outlook for revenues in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from €76.6m to €67.9m. Forecast losses increased from -€0.21 to -€0.59 per share. Software industry in Belgium expected to see average net income growth of 21% next year. Consensus price target of €4.67 unchanged from last update. Share price fell 6.1% to €3.24 over the past week.新しいナラティブ • Mar 18Mandatory E Invoicing And Digital Trust Will Reshape This European SaaS ProviderCatalysts About Banqup Group Banqup Group provides SaaS-based e-invoicing, payment and digital trust solutions for businesses across multiple European markets. What are the underlying business or industry changes driving this perspective?お知らせ • Mar 17FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ).FitekIn signed share purchase agreement to acquire Baltic operations from Banqup Group SA (ENXTBR:BANQ) for an enterprise value of €9.5 million on January 26, 2026. The consideration is subject to potential adjustments reflecting the net financial cash/debt position of the in-scope entities as of 31 December 2025. The Completion would be subject to approval by competition authorities in Estonia, Latvia and Lithuania, regulatory approvals and the satisfaction of certain customary closing conditions. The merger is expected to complete by the end of February 2026. The proceeds from this transaction, if completed, are expected to be used to strengthen the Group’s balance sheet and working capital position. FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ) on March 16, 2026. The transaction has received regulatory approvals in Estonia, Latvia and Lithuania.お知らせ • Mar 16Banqup Group SA to Report Q3, 2026 Results on Nov 12, 2026Banqup Group SA announced that they will report Q3, 2026 results on Nov 12, 2026New Risk • Mar 02New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €38m Forecast net loss in 3 years: €500k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.3% average weekly change). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€500k net loss in 3 years).Reported Earnings • Mar 02Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: €1.03 loss per share (improved from €1.40 loss in FY 2024). Revenue: €51.6m (down 38% from FY 2024). Net loss: €38.3m (loss narrowed 25% from FY 2024). Revenue missed analyst estimates by 20%. Earnings per share (EPS) also missed analyst estimates by 51%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.分析記事 • Feb 13Revenues Not Telling The Story For Banqup Group SA (EBR:BANQ) After Shares Rise 27%Banqup Group SA ( EBR:BANQ ) shareholders would be excited to see that the share price has had a great month, posting a...お知らせ • Feb 07Banqup Group SA Announces Appointments of Sébastien Imbert as Chief Marketing Office and Wim Focquet as Chief People Officer, Effective February 5, 2026Banqup Group SA has appointed Sébastien Imbert as Chief Marketing Officer. Sébastien brings 25 years of experience scaling technology and SaaS companies, including Microsoft and Septeo, specialising in building marketing engines and go-to-market strategies that directly impact pipeline, revenue, and valuation. At Banqup, he will focus on strengthening marketing capabilities to drive the upsell of payment solutions across Banqup's existing customer base through disciplined, measurable marketing automation and revenue operations excellence. Banqup Group SA has appointed Wim Focquet as Chief People Officer. Wim brings over 25 years of experience in senior HR leadership and organisational transformation in complex, regulated, and high-growth environments, with a strong track record in aligning strategy, governance, culture, and execution. Prior to Banqup, he held global HR and talent leadership roles and advised executive teams on transformation and execution reliability. At Banqup, Wim will lead people practices across the organisation, focusing on building clarity, strengthening ownership, and supporting teams.New Risk • Jan 26New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €48m Forecast net loss in 3 years: €718k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€20m). Currently unprofitable and not forecast to become profitable over next 3 years (€718k net loss in 3 years). Share price has been volatile over the past 3 months (7.3% average weekly change).お知らせ • Jan 13Banqup Group SA to Report First Half, 2026 Results on Aug 25, 2026Banqup Group SA announced that they will report first half, 2026 results on Aug 25, 2026Major Estimate Revision • Nov 14Consensus revenue estimates decrease by 14%The consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast fell from €77.1m to €66.5m. EPS estimate unchanged from -€0.80 per share at last update. Software industry in Belgium expected to see average net income growth of 26% next year. Consensus price target of €4.67 unchanged from last update. Share price rose 10% to €3.59 over the past week.お知らせ • Nov 08Banqup Group SA to Report Q1, 2026 Results on May 21, 2026Banqup Group SA announced that they will report Q1, 2026 results on May 21, 2026お知らせ • Oct 06Banqup Group Sa Announces Hans Leybaert Will Step Down from Role as Chairman of the Board of DirectorsBanqup Group SA announced that Sofias BV, represented by Hans Leybaert, will step down from his role as Chairman of the Board of Directors with immediate effect. He will, however, continue to serve as a member of the Board, ensuring continuity and ongoing contribution to the company’s strategic journey. This transition forms part of Banqup’s planned succession process to further strengthen its governance framework and ensure independent leadership at the Board level.Hans Leybaert has served as Chairman since October 2024, providing continuity during a key phase of Banqup’s transformation and supporting the company in the execution of its strategic priorities. The Board is in the process of finalising the appointment of a new independent Chair and will provide an update in due course.New Risk • Sep 23New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Belgian stocks, typically moving 6.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.5% average weekly change). Minor Risk Less than 1 year of cash runway based on current free cash flow (-€20m).分析記事 • Sep 18Things Look Grim For Banqup Group SA (EBR:BANQ) After Today's DowngradeOne thing we could say about the analysts on Banqup Group SA ( EBR:BANQ ) - they aren't optimistic, having just made a...Major Estimate Revision • Sep 17Consensus revenue estimates fall by 25%The consensus outlook for revenues in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from €103.0m to €77.1m. Forecast losses increased from -€0.635 to -€0.80 per share. Software industry in Belgium expected to see average net income growth of 23% next year. Consensus price target down from €4.77 to €4.67. Share price rose 2.5% to €4.10 over the past week.Reported Earnings • Aug 28First half 2025 earnings released: €0.52 loss per share (vs €0.53 loss in 1H 2024)First half 2025 results: €0.52 loss per share (improved from €0.53 loss in 1H 2024). Revenue: €31.1m (down 39% from 1H 2024). Net loss: €19.1m (flat on 1H 2024). Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 8% per year.お知らせ • Aug 26+ 2 more updatesBanqup Group SA to Report First Half, 2025 Results on Aug 27, 2025Banqup Group SA announced that they will report first half, 2025 results on Aug 27, 2025お知らせ • Aug 12+ 1 more updateBanqup Group SA to Report Fiscal Year 2025 Final Results on Apr 16, 2026Banqup Group SA announced that they will report fiscal year 2025 final results on Apr 16, 2026Major Estimate Revision • Jun 29Consensus revenue estimates decrease by 24%The consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast fell from €145.0m to €109.5m. EPS estimate unchanged from -€0.57 per share at last update. Software industry in Belgium expected to see average net income growth of 26% next year. Consensus price target up from €4.67 to €4.77. Share price rose 2.0% to €3.51 over the past week.お知らせ • Jun 06PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG).PostNord Stralfors AB signed an agreement to acquire 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) for an enterprise value of SEK 200 million on July 5, 2024. The purchase price is subject to certain potential adjustments based on the financial position of 21 Grams at completion of the sale. The agreement also includes an exclusive partnership to distribute Banqup and B2B digital products to PostNord Strålfors’ customer network. For the period ending December 31, 2023, 21 Grams AB reported total revenue of €83.2 million. The transaction is subject to approval from the relevant competition authorities, FDI approval and certain additional relevant closing conditions. The transaction is expected to close in the second half of 2024. Ernst & Young Corporate Finance AB acted as financial advisor to PostNord Stralfors AB. As of May 30, 2025, Banqup Group has received approval from the Swedish Competition Authority for the divestment of 21 Grams. PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) on June 5, 2025.Board Change • Jun 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Koen Hoffman was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Board Change • May 21Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Peter Mulroy was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 20Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2024 results: €1.40 loss per share (improved from €2.34 loss in FY 2023). Revenue: €83.6m (down 56% from FY 2023). Net loss: €51.2m (loss narrowed 39% from FY 2023). Revenue missed analyst estimates by 46%. Earnings per share (EPS) exceeded analyst estimates significantly. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.New Risk • Mar 17New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Belgian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€2.3m net loss in 3 years). Share price has been volatile over the past 3 months (5.5% average weekly change).お知らせ • Mar 07Unifiedpost Group SA to Report Q3, 2025 Results on Nov 13, 2025Unifiedpost Group SA announced that they will report Q3, 2025 results on Nov 13, 2025Major Estimate Revision • Mar 06Consensus revenue estimates decrease by 34%The consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast fell from €166.5m to €109.5m. EPS estimate unchanged from -€0.57 per share at last update. Software industry in Belgium expected to see average net income growth of 30% next year. Consensus price target of €4.67 unchanged from last update. Share price fell 6.1% to €3.26 over the past week.Reported Earnings • Feb 27Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2024 results: €1.40 loss per share (improved from €2.34 loss in FY 2023). Revenue: €83.6m (down 56% from FY 2023). Net loss: €51.2m (loss narrowed 39% from FY 2023). Revenue missed analyst estimates by 46%. Earnings per share (EPS) exceeded analyst estimates significantly. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 28% per year whereas the company’s share price has fallen by 33% per year.分析記事 • Feb 20Unifiedpost Group SA's (EBR:UPG) Business And Shares Still Trailing The IndustryYou may think that with a price-to-sales (or "P/S") ratio of 0.7x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...お知らせ • Dec 18Unifiedpost Group SA to Report First Half, 2025 Results on Aug 26, 2025Unifiedpost Group SA announced that they will report first half, 2025 results on Aug 26, 2025分析記事 • Nov 21Unifiedpost Group SA's (EBR:UPG) Price Is Right But Growth Is LackingYou may think that with a price-to-sales (or "P/S") ratio of 0.6x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...分析記事 • Oct 07Some Unifiedpost Group SA (EBR:UPG) Analysts Just Made A Major Cut To Next Year's EstimatesThe latest analyst coverage could presage a bad day for Unifiedpost Group SA ( EBR:UPG ), with the analysts making...Major Estimate Revision • Oct 04Consensus revenue estimates fall by 24%The consensus outlook for revenues in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from €203.5m to €155.3m. Forecast losses increased from -€0.635 to -€0.73 per share. Software industry in Belgium expected to see average net income growth of 33% next year. Consensus price target of €4.67 unchanged from last update. Share price rose 3.9% to €3.48 over the past week.Reported Earnings • Aug 30First half 2024 earnings released: €0.53 loss per share (vs €0.63 loss in 1H 2023)First half 2024 results: €0.53 loss per share (improved from €0.63 loss in 1H 2023). Revenue: €50.8m (flat on 1H 2023). Net loss: €19.1m (loss narrowed 16% from 1H 2023). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.Price Target Changed • Aug 27Price target increased by 18% to €5.25Up from €4.43, the current price target is an average from 2 analysts. New target price is 50% above last closing price of €3.49. Stock is down 2.8% over the past year. The company is forecast to post a net loss per share of €0.64 next year compared to a net loss per share of €2.34 last year.お知らせ • Aug 27+ 1 more updateUnifiedpost Group SA to Report Fiscal Year 2024 Final Results on Apr 18, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 final results on Apr 18, 2025分析記事 • Aug 10Unifiedpost Group SA's (EBR:UPG) Revenues Are Not Doing Enough For Some InvestorsYou may think that with a price-to-sales (or "P/S") ratio of 0.6x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...お知らせ • Jul 08Unifiedpost Group Sa Announces Resignation of Stefan Yee as Chairman of the Board of DirectorsUnifiedpost Group SA announced the strategic decision to enhance the Board composition. Stefan Yee, representing AS Partners BV, announces his resignation as Chairman of the Board of Directors of Unifiedpost Group. Stefan Yee, representing AS Partners BV, has voluntarily decided to step down as Chairman of the Board of Directors after serving nearly 10 years since 2014. He will continue in his role as resigning Chairman, until a replacement has been selected and approved. Stefan Yee made this decision solely in the interest of the company in order to facilitate the transition towards a new governance structure. Stefan confirms that, as before, he will continue to support the company as CEO of PE Group NV, one of the reference shareholders of Unifiedpost Group. The Board of Directors has formed a search committee, and engaged an executive search firm to conduct a comprehensive search for additional Board members to strengthen the Board and align it with evolving good corporate governance standards and its strategic goals as an international public company. An update on the search and selection of new Board members, as well as the appointment of the new Chairman, will be announced when the procedure is completed, which is expected before the end of Q3.New Risk • May 19New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€6.5m net loss in 3 years). Share price has been volatile over the past 3 months (7.4% average weekly change). Shareholders have been diluted in the past year (3.6% increase in shares outstanding).Major Estimate Revision • May 05Consensus EPS estimates fall by 110%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from €215.0m to €204.0m. Losses expected to increase from €0.31 per share to €0.65. Software industry in Belgium expected to see average net income growth of 31% next year. Consensus price target down from €4.65 to €4.40. Share price rose 2.6% to €3.91 over the past week.お知らせ • Apr 30Unifiedpost Group Announces Board Resignations, Effective May 21, 2024Unifiedpost Group's Ordinary General Shareholders Meeting will be held on May 21, 2024, the board proposed the following resignations: Resignation of AS Partners BV, with enterprise number 0466.690.556, represented by its permanent representative, Stefan Yee, as director of the company, effective May 21, 2024. Resignation of First Performance AG, with enterprise number 0781484854, represented by its permanent representative, Michaël Kleindl, as director of the company, effective May 21, 2024.Reported Earnings • Apr 22Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: €2.34 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue missed analyst estimates by 1.8%. Earnings per share (EPS) also missed analyst estimates by 183%. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.7% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 41% per year, which means it is performing significantly worse than earnings.New Risk • Apr 19New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €84m Forecast net loss in 3 years: €18m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (10% average weekly change). Minor Risk Currently unprofitable and not forecast to become profitable over next 3 years (€18m net loss in 3 years).お知らせ • Apr 13Unifiedpost Group SA to Report Fiscal Year 2024 Results on Mar 13, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 results on Mar 13, 2025お知らせ • Mar 26Unifiedpost Group Announces Chief Financial Officer ChangesUnifiedpost Group announced leadership changes that position the company for continued growth and innovation. Mr. Koen De Brabander has been appointed as the new Chief Financial Officer (CFO), taking over from Mr. Laurent Marcelis, effective from 15 April 2024. Mr. De Brabander has extensive experience in financial management and strategic planning. He has been working for the Group from 2020 as operational finance director. Before joining Unifiedpost, Mr. De Brabander excelled in various senior financial roles at BDO, KBVB and as independent advisor, demonstrating a strong track record of leading teams and enhancing business growth.Reported Earnings • Feb 28Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: €2.32 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue missed analyst estimates by 1.8%. Earnings per share (EPS) also missed analyst estimates by 183%. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has fallen by 47% per year, which means it is performing significantly worse than earnings.New Risk • Feb 05New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Belgian stocks, typically moving 7.9% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€22m free cash flow). Share price has been highly volatile over the past 3 months (7.9% average weekly change). Minor Risk Shareholders have been diluted in the past year (3.7% increase in shares outstanding).Board Change • Feb 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Jan 10+ 5 more updatesUnifiedpost Group SA to Report Q1, 2024 Results on May 20, 2024Unifiedpost Group SA announced that they will report Q1, 2024 results on May 20, 2024New Risk • Jan 08New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€22m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€22m free cash flow). Minor Risks Share price has been volatile over the past 3 months (7.5% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).Breakeven Date Change • Dec 31Forecast to breakeven in 2026The 2 analysts covering Unifiedpost Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €23.0m in 2026. Average annual earnings growth of 65% is required to achieve expected profit on schedule.Reported Earnings • Aug 30First half 2023 earnings released: €0.67 loss per share (vs €0.61 loss in 1H 2022)First half 2023 results: €0.67 loss per share (further deteriorated from €0.61 loss in 1H 2022). Revenue: €93.2m (up 1.6% from 1H 2022). Net loss: €24.1m (loss widened 16% from 1H 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Software industry in Europe.New Risk • Jul 12New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €44m Forecast net loss in 3 years: €1.4m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.5% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€1.4m net loss in 3 years). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).Breakeven Date Change • Jul 11No longer forecast to breakevenThe analyst covering Unifiedpost Group no longer expects the company to break even during the foreseeable future. The company was expected to make a profit of €4.90m in 2025. New forecast suggests the company will make a loss of €1.40m in 2025.Reported Earnings • Apr 18Full year 2022 earnings released: €1.26 loss per share (vs €0.80 loss in FY 2021)Full year 2022 results: €1.26 loss per share (further deteriorated from €0.80 loss in FY 2021). Revenue: €191.0m (up 12% from FY 2021). Net loss: €43.6m (loss widened 67% from FY 2021). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 8.2% growth forecast for the Software industry in Europe.Breakeven Date Change • Jan 01Forecast to breakeven in 2025The analyst covering Unifiedpost Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €4.00m in 2025. Average annual earnings growth of 50% is required to achieve expected profit on schedule.お知らせ • Dec 22+ 5 more updatesUnifiedpost Group SA to Report First Half, 2023 Results on Aug 29, 2023Unifiedpost Group SA announced that they will report first half, 2023 results on Aug 29, 2023Price Target Changed • Nov 16Price target decreased to €24.00Down from €35.00, the current price target is provided by 1 analyst. New target price is 598% above last closing price of €3.44. Stock is down 81% over the past year. The company is forecast to post a net loss per share of €1.06 next year compared to a net loss per share of €0.80 last year.Board Change • Nov 16High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Sep 19First half 2022 earnings released: €0.61 loss per share (vs €0.35 loss in 1H 2021)First half 2022 results: €0.61 loss per share (further deteriorated from €0.35 loss in 1H 2021). Revenue: €91.7m (up 14% from 1H 2021). Net loss: €20.8m (loss widened 87% from 1H 2021). Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Europe.Price Target Changed • Apr 27Price target decreased to €24.00Down from €35.00, the current price target is provided by 1 analyst. New target price is 305% above last closing price of €5.93. Stock is down 68% over the past year. The company is forecast to post a net loss per share of €1.06 next year compared to a net loss per share of €0.80 last year.Board Change • Apr 27High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Breakeven Date Change • Mar 15Forecast breakeven date pushed back to 2024The analyst covering Unifiedpost Group previously expected the company to break even in 2023. New forecast suggests the company will make a profit of €12.6m in 2024. Average annual earnings growth of 53% is required to achieve expected profit on schedule.Price Target Changed • Mar 14Price target decreased to €24.00Down from €33.00, the current price target is provided by 1 analyst. New target price is 186% above last closing price of €8.40. Stock is down 56% over the past year. The company is forecast to post a net loss per share of €0.91 next year compared to a net loss per share of €1.72 last year.Reported Earnings • Sep 23First half 2021 earnings released: €0.35 loss per share (vs €0.78 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €80.7m (up 141% from 1H 2020). Net loss: €11.1m (loss narrowed 34% from 1H 2020).お知らせ • Mar 21UnifiedPost Group S.A. (ENXTBR:UPG) acquired Sistema Efactura S.L. from Tink AB.UnifiedPost Group S.A. (ENXTBR:UPG) acquired Sistema Efactura S.L. from Tink AB on March 18, 2021. The consideration is financed in cash. UnifiedPost Group S.A. (ENXTBR:UPG) completed the acquisition of Sistema Efactura S.L. from Tink AB on March 18, 2021.Is New 90 Day High Low • Feb 26New 90-day low: €19.70The company is down 1.0% from its price of €19.88 on 27 November 2020. The Belgian market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Software industry, which is up 8.0% over the same period.分析記事 • Feb 19What You Need To Know About UnifiedPost Group S.A.'s (EBR:UPG) Investor CompositionIf you want to know who really controls UnifiedPost Group S.A. ( EBR:UPG ), then you'll have to look at the makeup of...お知らせ • Jan 09UnifiedPost Group S.A. (ENXTBR:UPG) completed the acquisition of BanqUP and AKTI NV.UnifiedPost Group S.A. (ENXTBR:UPG) agreed to acquire BanqUP and AKTI NV on December 23, 2020. UnifiedPost Group S.A. will finance the acquisition of BanqUP 50% through shares and 50% through cash and will finance the acquisition of AKTI NV 85% by shares and 15% by cash. The transaction is expected to close during January 2021. UnifiedPost Group S.A. (ENXTBR:UPG) completed the acquisition of BanqUP and AKTI NV on January 8, 2021. In the framework of each acquisition, a part of the purchase price is converted into loans granted by the sellers to the Company or into a deferred payment. For the acquisition of BanqUP, Akti and 21 Grams Holding UnifiedPost issued 0.35 million shares in consideration for the contribution in kind of the receivables resulting from the vendor loans and the receivables resulting from the deferred payment.お知らせ • Dec 24+ 1 more updateUnifiedPost Group S.A. (ENXTBR:UPG) agreed to acquire BanqUP and AKTI NV.UnifiedPost Group S.A. (ENXTBR:UPG) agreed to acquire BanqUP and AKTI NV on December 23, 2020. UnifiedPost Group S.A. will finance the acquisition of BanqUP 50% through shares and 50% through cash and will finance the acquisition of AKTI NV 85% by shares and 15% by cash. The transaction is expected to close during January 2020.Is New 90 Day High Low • Dec 24New 90-day high: €22.99The company is up 2.0% from its price of €22.58 on 24 September 2020. The Belgian market is up 16% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Software industry, which is down 9.0% over the same period.分析記事 • Dec 23Estimating The Intrinsic Value Of UnifiedPost Group S.A. (EBR:UPG)Today we will run through one way of estimating the intrinsic value of UnifiedPost Group S.A. ( EBR:UPG ) by taking the...お知らせ • Sep 26+ 1 more updateUnifiedPost Group S.A. has completed an IPO in the amount of €218.74996 million.UnifiedPost Group S.A. has completed an IPO in the amount of €218.74996 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 10,937,498 Price\Range: €20 Transaction Features: Direct Listing; Regulation S; Rule 144A; Sponsor Backed Offering決済の安定と成長配当データの取得安定した配当: BANQの 1 株当たり配当が過去に安定していたかどうかを判断するにはデータが不十分です。増加する配当: BANQの配当金が増加しているかどうかを判断するにはデータが不十分です。配当利回り対市場Banqup Group 配当利回り対市場BANQ 配当利回りは市場と比べてどうか？セグメント配当利回り会社 (BANQ)n/a市場下位25% (BE)2.4%市場トップ25% (BE)6.5%業界平均 (Software)1.8%アナリスト予想 (BANQ) (最長3年)0%注目すべき配当: BANQは最近配当金を報告していないため、配当金支払者の下位 25% に対して同社の配当利回りを評価することはできません。高配当: BANQは最近配当金を報告していないため、配当金支払者の上位 25% に対して同社の配当利回りを評価することはできません。株主への利益配当収益カバレッジ: BANQの 配当性向 を計算して配当金の支払いが利益で賄われているかどうかを判断するにはデータが不十分です。株主配当金キャッシュフローカバレッジ: BANQが配当金を報告していないため、配当金の持続可能性を計算できません。高配当企業の発掘7D1Y7D1Y7D1YBE 市場の強力な配当支払い企業。View Management企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 08:57終値2026/05/20 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Banqup Group SA 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関Andreas MarkouBerenbergGustav FrobergBerenbergMichael RoegDegroof Petercam1 その他のアナリストを表示
Price Target Changed • Apr 27Price target decreased by 18% to €3.90Down from €4.77, the current price target is an average from 3 analysts. New target price is 51% above last closing price of €2.58. Stock is down 25% over the past year. The company is forecast to post a net loss per share of €0.56 next year compared to a net loss per share of €1.03 last year.
Reported Earnings • Apr 22Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: €1.03 loss per share (improved from €1.42 loss in FY 2024). Revenue: €51.6m (down 5.0% from FY 2024). Net loss: €38.3m (loss narrowed 27% from FY 2024). Revenue missed analyst estimates by 20%. Earnings per share (EPS) also missed analyst estimates by 51%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 9.3% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.
新しいナラティブ • Apr 16European E Invoicing And Digital Identity Tailwinds Will Drive Stronger Long Term Earnings QualityCatalysts About Banqup Group Banqup Group provides a European SaaS platform for e invoicing, payments and digital trust services for businesses and public sector clients. What are the underlying business or industry changes driving this perspective?
新しいナラティブ • Apr 01Regulatory Reliance And Ongoing Losses Will Eventually Support Modest Upside PotentialCatalysts About Banqup Group Banqup Group provides a European software platform for e invoicing, payments and digital trust services for businesses and public sector clients. What are the underlying business or industry changes driving this perspective?
分析記事 • Mar 25Analysts Are More Bearish On Banqup Group SA (EBR:BANQ) Than They Used To BeToday is shaping up negative for Banqup Group SA ( EBR:BANQ ) shareholders, with the analysts delivering a substantial...
Major Estimate Revision • Mar 24Consensus revenue estimates fall by 11%The consensus outlook for revenues in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from €76.6m to €67.9m. Forecast losses increased from -€0.21 to -€0.59 per share. Software industry in Belgium expected to see average net income growth of 21% next year. Consensus price target of €4.67 unchanged from last update. Share price fell 6.1% to €3.24 over the past week.
新しいナラティブ • Mar 18Mandatory E Invoicing And Digital Trust Will Reshape This European SaaS ProviderCatalysts About Banqup Group Banqup Group provides SaaS-based e-invoicing, payment and digital trust solutions for businesses across multiple European markets. What are the underlying business or industry changes driving this perspective?
お知らせ • Mar 17FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ).FitekIn signed share purchase agreement to acquire Baltic operations from Banqup Group SA (ENXTBR:BANQ) for an enterprise value of €9.5 million on January 26, 2026. The consideration is subject to potential adjustments reflecting the net financial cash/debt position of the in-scope entities as of 31 December 2025. The Completion would be subject to approval by competition authorities in Estonia, Latvia and Lithuania, regulatory approvals and the satisfaction of certain customary closing conditions. The merger is expected to complete by the end of February 2026. The proceeds from this transaction, if completed, are expected to be used to strengthen the Group’s balance sheet and working capital position. FitekIn completed the acquisition of Baltic operations from Banqup Group SA (ENXTBR:BANQ) on March 16, 2026. The transaction has received regulatory approvals in Estonia, Latvia and Lithuania.
お知らせ • Mar 16Banqup Group SA to Report Q3, 2026 Results on Nov 12, 2026Banqup Group SA announced that they will report Q3, 2026 results on Nov 12, 2026
New Risk • Mar 02New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €38m Forecast net loss in 3 years: €500k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.3% average weekly change). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€28m). Currently unprofitable and not forecast to become profitable over next 3 years (€500k net loss in 3 years).
Reported Earnings • Mar 02Full year 2025 earnings: EPS and revenues miss analyst expectationsFull year 2025 results: €1.03 loss per share (improved from €1.40 loss in FY 2024). Revenue: €51.6m (down 38% from FY 2024). Net loss: €38.3m (loss narrowed 25% from FY 2024). Revenue missed analyst estimates by 20%. Earnings per share (EPS) also missed analyst estimates by 51%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 9.4% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
分析記事 • Feb 13Revenues Not Telling The Story For Banqup Group SA (EBR:BANQ) After Shares Rise 27%Banqup Group SA ( EBR:BANQ ) shareholders would be excited to see that the share price has had a great month, posting a...
お知らせ • Feb 07Banqup Group SA Announces Appointments of Sébastien Imbert as Chief Marketing Office and Wim Focquet as Chief People Officer, Effective February 5, 2026Banqup Group SA has appointed Sébastien Imbert as Chief Marketing Officer. Sébastien brings 25 years of experience scaling technology and SaaS companies, including Microsoft and Septeo, specialising in building marketing engines and go-to-market strategies that directly impact pipeline, revenue, and valuation. At Banqup, he will focus on strengthening marketing capabilities to drive the upsell of payment solutions across Banqup's existing customer base through disciplined, measurable marketing automation and revenue operations excellence. Banqup Group SA has appointed Wim Focquet as Chief People Officer. Wim brings over 25 years of experience in senior HR leadership and organisational transformation in complex, regulated, and high-growth environments, with a strong track record in aligning strategy, governance, culture, and execution. Prior to Banqup, he held global HR and talent leadership roles and advised executive teams on transformation and execution reliability. At Banqup, Wim will lead people practices across the organisation, focusing on building clarity, strengthening ownership, and supporting teams.
New Risk • Jan 26New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €48m Forecast net loss in 3 years: €718k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€20m). Currently unprofitable and not forecast to become profitable over next 3 years (€718k net loss in 3 years). Share price has been volatile over the past 3 months (7.3% average weekly change).
お知らせ • Jan 13Banqup Group SA to Report First Half, 2026 Results on Aug 25, 2026Banqup Group SA announced that they will report first half, 2026 results on Aug 25, 2026
Major Estimate Revision • Nov 14Consensus revenue estimates decrease by 14%The consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast fell from €77.1m to €66.5m. EPS estimate unchanged from -€0.80 per share at last update. Software industry in Belgium expected to see average net income growth of 26% next year. Consensus price target of €4.67 unchanged from last update. Share price rose 10% to €3.59 over the past week.
お知らせ • Nov 08Banqup Group SA to Report Q1, 2026 Results on May 21, 2026Banqup Group SA announced that they will report Q1, 2026 results on May 21, 2026
お知らせ • Oct 06Banqup Group Sa Announces Hans Leybaert Will Step Down from Role as Chairman of the Board of DirectorsBanqup Group SA announced that Sofias BV, represented by Hans Leybaert, will step down from his role as Chairman of the Board of Directors with immediate effect. He will, however, continue to serve as a member of the Board, ensuring continuity and ongoing contribution to the company’s strategic journey. This transition forms part of Banqup’s planned succession process to further strengthen its governance framework and ensure independent leadership at the Board level.Hans Leybaert has served as Chairman since October 2024, providing continuity during a key phase of Banqup’s transformation and supporting the company in the execution of its strategic priorities. The Board is in the process of finalising the appointment of a new independent Chair and will provide an update in due course.
New Risk • Sep 23New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Belgian stocks, typically moving 6.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.5% average weekly change). Minor Risk Less than 1 year of cash runway based on current free cash flow (-€20m).
分析記事 • Sep 18Things Look Grim For Banqup Group SA (EBR:BANQ) After Today's DowngradeOne thing we could say about the analysts on Banqup Group SA ( EBR:BANQ ) - they aren't optimistic, having just made a...
Major Estimate Revision • Sep 17Consensus revenue estimates fall by 25%The consensus outlook for revenues in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from €103.0m to €77.1m. Forecast losses increased from -€0.635 to -€0.80 per share. Software industry in Belgium expected to see average net income growth of 23% next year. Consensus price target down from €4.77 to €4.67. Share price rose 2.5% to €4.10 over the past week.
Reported Earnings • Aug 28First half 2025 earnings released: €0.52 loss per share (vs €0.53 loss in 1H 2024)First half 2025 results: €0.52 loss per share (improved from €0.53 loss in 1H 2024). Revenue: €31.1m (down 39% from 1H 2024). Net loss: €19.1m (flat on 1H 2024). Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 8% per year.
お知らせ • Aug 26+ 2 more updatesBanqup Group SA to Report First Half, 2025 Results on Aug 27, 2025Banqup Group SA announced that they will report first half, 2025 results on Aug 27, 2025
お知らせ • Aug 12+ 1 more updateBanqup Group SA to Report Fiscal Year 2025 Final Results on Apr 16, 2026Banqup Group SA announced that they will report fiscal year 2025 final results on Apr 16, 2026
Major Estimate Revision • Jun 29Consensus revenue estimates decrease by 24%The consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast fell from €145.0m to €109.5m. EPS estimate unchanged from -€0.57 per share at last update. Software industry in Belgium expected to see average net income growth of 26% next year. Consensus price target up from €4.67 to €4.77. Share price rose 2.0% to €3.51 over the past week.
お知らせ • Jun 06PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG).PostNord Stralfors AB signed an agreement to acquire 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) for an enterprise value of SEK 200 million on July 5, 2024. The purchase price is subject to certain potential adjustments based on the financial position of 21 Grams at completion of the sale. The agreement also includes an exclusive partnership to distribute Banqup and B2B digital products to PostNord Strålfors’ customer network. For the period ending December 31, 2023, 21 Grams AB reported total revenue of €83.2 million. The transaction is subject to approval from the relevant competition authorities, FDI approval and certain additional relevant closing conditions. The transaction is expected to close in the second half of 2024. Ernst & Young Corporate Finance AB acted as financial advisor to PostNord Stralfors AB. As of May 30, 2025, Banqup Group has received approval from the Swedish Competition Authority for the divestment of 21 Grams. PostNord Stralfors AB completed the acquisition of 21 Grams AB from Unifiedpost Group SA (ENXTBR:UPG) on June 5, 2025.
Board Change • Jun 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Koen Hoffman was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Board Change • May 21Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director Peter Mulroy was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 20Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2024 results: €1.40 loss per share (improved from €2.34 loss in FY 2023). Revenue: €83.6m (down 56% from FY 2023). Net loss: €51.2m (loss narrowed 39% from FY 2023). Revenue missed analyst estimates by 46%. Earnings per share (EPS) exceeded analyst estimates significantly. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 17% per year, which means it has not declined as severely as earnings.
New Risk • Mar 17New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Belgian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€2.3m net loss in 3 years). Share price has been volatile over the past 3 months (5.5% average weekly change).
お知らせ • Mar 07Unifiedpost Group SA to Report Q3, 2025 Results on Nov 13, 2025Unifiedpost Group SA announced that they will report Q3, 2025 results on Nov 13, 2025
Major Estimate Revision • Mar 06Consensus revenue estimates decrease by 34%The consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast fell from €166.5m to €109.5m. EPS estimate unchanged from -€0.57 per share at last update. Software industry in Belgium expected to see average net income growth of 30% next year. Consensus price target of €4.67 unchanged from last update. Share price fell 6.1% to €3.26 over the past week.
Reported Earnings • Feb 27Full year 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2024 results: €1.40 loss per share (improved from €2.34 loss in FY 2023). Revenue: €83.6m (down 56% from FY 2023). Net loss: €51.2m (loss narrowed 39% from FY 2023). Revenue missed analyst estimates by 46%. Earnings per share (EPS) exceeded analyst estimates significantly. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 28% per year whereas the company’s share price has fallen by 33% per year.
分析記事 • Feb 20Unifiedpost Group SA's (EBR:UPG) Business And Shares Still Trailing The IndustryYou may think that with a price-to-sales (or "P/S") ratio of 0.7x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...
お知らせ • Dec 18Unifiedpost Group SA to Report First Half, 2025 Results on Aug 26, 2025Unifiedpost Group SA announced that they will report first half, 2025 results on Aug 26, 2025
分析記事 • Nov 21Unifiedpost Group SA's (EBR:UPG) Price Is Right But Growth Is LackingYou may think that with a price-to-sales (or "P/S") ratio of 0.6x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...
分析記事 • Oct 07Some Unifiedpost Group SA (EBR:UPG) Analysts Just Made A Major Cut To Next Year's EstimatesThe latest analyst coverage could presage a bad day for Unifiedpost Group SA ( EBR:UPG ), with the analysts making...
Major Estimate Revision • Oct 04Consensus revenue estimates fall by 24%The consensus outlook for revenues in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from €203.5m to €155.3m. Forecast losses increased from -€0.635 to -€0.73 per share. Software industry in Belgium expected to see average net income growth of 33% next year. Consensus price target of €4.67 unchanged from last update. Share price rose 3.9% to €3.48 over the past week.
Reported Earnings • Aug 30First half 2024 earnings released: €0.53 loss per share (vs €0.63 loss in 1H 2023)First half 2024 results: €0.53 loss per share (improved from €0.63 loss in 1H 2023). Revenue: €50.8m (flat on 1H 2023). Net loss: €19.1m (loss narrowed 16% from 1H 2023). Revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 35% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
Price Target Changed • Aug 27Price target increased by 18% to €5.25Up from €4.43, the current price target is an average from 2 analysts. New target price is 50% above last closing price of €3.49. Stock is down 2.8% over the past year. The company is forecast to post a net loss per share of €0.64 next year compared to a net loss per share of €2.34 last year.
お知らせ • Aug 27+ 1 more updateUnifiedpost Group SA to Report Fiscal Year 2024 Final Results on Apr 18, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 final results on Apr 18, 2025
分析記事 • Aug 10Unifiedpost Group SA's (EBR:UPG) Revenues Are Not Doing Enough For Some InvestorsYou may think that with a price-to-sales (or "P/S") ratio of 0.6x Unifiedpost Group SA ( EBR:UPG ) is a stock worth...
お知らせ • Jul 08Unifiedpost Group Sa Announces Resignation of Stefan Yee as Chairman of the Board of DirectorsUnifiedpost Group SA announced the strategic decision to enhance the Board composition. Stefan Yee, representing AS Partners BV, announces his resignation as Chairman of the Board of Directors of Unifiedpost Group. Stefan Yee, representing AS Partners BV, has voluntarily decided to step down as Chairman of the Board of Directors after serving nearly 10 years since 2014. He will continue in his role as resigning Chairman, until a replacement has been selected and approved. Stefan Yee made this decision solely in the interest of the company in order to facilitate the transition towards a new governance structure. Stefan confirms that, as before, he will continue to support the company as CEO of PE Group NV, one of the reference shareholders of Unifiedpost Group. The Board of Directors has formed a search committee, and engaged an executive search firm to conduct a comprehensive search for additional Board members to strengthen the Board and align it with evolving good corporate governance standards and its strategic goals as an international public company. An update on the search and selection of new Board members, as well as the appointment of the new Chairman, will be announced when the procedure is completed, which is expected before the end of Q3.
New Risk • May 19New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€6.5m net loss in 3 years). Share price has been volatile over the past 3 months (7.4% average weekly change). Shareholders have been diluted in the past year (3.6% increase in shares outstanding).
Major Estimate Revision • May 05Consensus EPS estimates fall by 110%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from €215.0m to €204.0m. Losses expected to increase from €0.31 per share to €0.65. Software industry in Belgium expected to see average net income growth of 31% next year. Consensus price target down from €4.65 to €4.40. Share price rose 2.6% to €3.91 over the past week.
お知らせ • Apr 30Unifiedpost Group Announces Board Resignations, Effective May 21, 2024Unifiedpost Group's Ordinary General Shareholders Meeting will be held on May 21, 2024, the board proposed the following resignations: Resignation of AS Partners BV, with enterprise number 0466.690.556, represented by its permanent representative, Stefan Yee, as director of the company, effective May 21, 2024. Resignation of First Performance AG, with enterprise number 0781484854, represented by its permanent representative, Michaël Kleindl, as director of the company, effective May 21, 2024.
Reported Earnings • Apr 22Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: €2.34 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue missed analyst estimates by 1.8%. Earnings per share (EPS) also missed analyst estimates by 183%. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.7% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has fallen by 41% per year, which means it is performing significantly worse than earnings.
New Risk • Apr 19New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €84m Forecast net loss in 3 years: €18m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (10% average weekly change). Minor Risk Currently unprofitable and not forecast to become profitable over next 3 years (€18m net loss in 3 years).
お知らせ • Apr 13Unifiedpost Group SA to Report Fiscal Year 2024 Results on Mar 13, 2025Unifiedpost Group SA announced that they will report fiscal year 2024 results on Mar 13, 2025
お知らせ • Mar 26Unifiedpost Group Announces Chief Financial Officer ChangesUnifiedpost Group announced leadership changes that position the company for continued growth and innovation. Mr. Koen De Brabander has been appointed as the new Chief Financial Officer (CFO), taking over from Mr. Laurent Marcelis, effective from 15 April 2024. Mr. De Brabander has extensive experience in financial management and strategic planning. He has been working for the Group from 2020 as operational finance director. Before joining Unifiedpost, Mr. De Brabander excelled in various senior financial roles at BDO, KBVB and as independent advisor, demonstrating a strong track record of leading teams and enhancing business growth.
Reported Earnings • Feb 28Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: €2.32 loss per share (further deteriorated from €1.26 loss in FY 2022). Revenue: €191.4m (flat on FY 2022). Net loss: €83.9m (loss widened 93% from FY 2022). Revenue missed analyst estimates by 1.8%. Earnings per share (EPS) also missed analyst estimates by 183%. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Europe. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has fallen by 47% per year, which means it is performing significantly worse than earnings.
New Risk • Feb 05New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Belgian stocks, typically moving 7.9% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€22m free cash flow). Share price has been highly volatile over the past 3 months (7.9% average weekly change). Minor Risk Shareholders have been diluted in the past year (3.7% increase in shares outstanding).
Board Change • Feb 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Jan 10+ 5 more updatesUnifiedpost Group SA to Report Q1, 2024 Results on May 20, 2024Unifiedpost Group SA announced that they will report Q1, 2024 results on May 20, 2024
New Risk • Jan 08New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€22m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€22m free cash flow). Minor Risks Share price has been volatile over the past 3 months (7.5% average weekly change). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).
Breakeven Date Change • Dec 31Forecast to breakeven in 2026The 2 analysts covering Unifiedpost Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €23.0m in 2026. Average annual earnings growth of 65% is required to achieve expected profit on schedule.
Reported Earnings • Aug 30First half 2023 earnings released: €0.67 loss per share (vs €0.61 loss in 1H 2022)First half 2023 results: €0.67 loss per share (further deteriorated from €0.61 loss in 1H 2022). Revenue: €93.2m (up 1.6% from 1H 2022). Net loss: €24.1m (loss widened 16% from 1H 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Software industry in Europe.
New Risk • Jul 12New minor risk - ProfitabilityThe company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: €44m Forecast net loss in 3 years: €1.4m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.5% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (€1.4m net loss in 3 years). Shareholders have been diluted in the past year (3.7% increase in shares outstanding).
Breakeven Date Change • Jul 11No longer forecast to breakevenThe analyst covering Unifiedpost Group no longer expects the company to break even during the foreseeable future. The company was expected to make a profit of €4.90m in 2025. New forecast suggests the company will make a loss of €1.40m in 2025.
Reported Earnings • Apr 18Full year 2022 earnings released: €1.26 loss per share (vs €0.80 loss in FY 2021)Full year 2022 results: €1.26 loss per share (further deteriorated from €0.80 loss in FY 2021). Revenue: €191.0m (up 12% from FY 2021). Net loss: €43.6m (loss widened 67% from FY 2021). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 8.2% growth forecast for the Software industry in Europe.
Breakeven Date Change • Jan 01Forecast to breakeven in 2025The analyst covering Unifiedpost Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €4.00m in 2025. Average annual earnings growth of 50% is required to achieve expected profit on schedule.
お知らせ • Dec 22+ 5 more updatesUnifiedpost Group SA to Report First Half, 2023 Results on Aug 29, 2023Unifiedpost Group SA announced that they will report first half, 2023 results on Aug 29, 2023
Price Target Changed • Nov 16Price target decreased to €24.00Down from €35.00, the current price target is provided by 1 analyst. New target price is 598% above last closing price of €3.44. Stock is down 81% over the past year. The company is forecast to post a net loss per share of €1.06 next year compared to a net loss per share of €0.80 last year.
Board Change • Nov 16High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Sep 19First half 2022 earnings released: €0.61 loss per share (vs €0.35 loss in 1H 2021)First half 2022 results: €0.61 loss per share (further deteriorated from €0.35 loss in 1H 2021). Revenue: €91.7m (up 14% from 1H 2021). Net loss: €20.8m (loss widened 87% from 1H 2021). Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Europe.
Price Target Changed • Apr 27Price target decreased to €24.00Down from €35.00, the current price target is provided by 1 analyst. New target price is 305% above last closing price of €5.93. Stock is down 68% over the past year. The company is forecast to post a net loss per share of €1.06 next year compared to a net loss per share of €0.80 last year.
Board Change • Apr 27High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Philippe De Backer was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Breakeven Date Change • Mar 15Forecast breakeven date pushed back to 2024The analyst covering Unifiedpost Group previously expected the company to break even in 2023. New forecast suggests the company will make a profit of €12.6m in 2024. Average annual earnings growth of 53% is required to achieve expected profit on schedule.
Price Target Changed • Mar 14Price target decreased to €24.00Down from €33.00, the current price target is provided by 1 analyst. New target price is 186% above last closing price of €8.40. Stock is down 56% over the past year. The company is forecast to post a net loss per share of €0.91 next year compared to a net loss per share of €1.72 last year.
Reported Earnings • Sep 23First half 2021 earnings released: €0.35 loss per share (vs €0.78 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €80.7m (up 141% from 1H 2020). Net loss: €11.1m (loss narrowed 34% from 1H 2020).
お知らせ • Mar 21UnifiedPost Group S.A. (ENXTBR:UPG) acquired Sistema Efactura S.L. from Tink AB.UnifiedPost Group S.A. (ENXTBR:UPG) acquired Sistema Efactura S.L. from Tink AB on March 18, 2021. The consideration is financed in cash. UnifiedPost Group S.A. (ENXTBR:UPG) completed the acquisition of Sistema Efactura S.L. from Tink AB on March 18, 2021.
Is New 90 Day High Low • Feb 26New 90-day low: €19.70The company is down 1.0% from its price of €19.88 on 27 November 2020. The Belgian market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Software industry, which is up 8.0% over the same period.
分析記事 • Feb 19What You Need To Know About UnifiedPost Group S.A.'s (EBR:UPG) Investor CompositionIf you want to know who really controls UnifiedPost Group S.A. ( EBR:UPG ), then you'll have to look at the makeup of...
お知らせ • Jan 09UnifiedPost Group S.A. (ENXTBR:UPG) completed the acquisition of BanqUP and AKTI NV.UnifiedPost Group S.A. (ENXTBR:UPG) agreed to acquire BanqUP and AKTI NV on December 23, 2020. UnifiedPost Group S.A. will finance the acquisition of BanqUP 50% through shares and 50% through cash and will finance the acquisition of AKTI NV 85% by shares and 15% by cash. The transaction is expected to close during January 2021. UnifiedPost Group S.A. (ENXTBR:UPG) completed the acquisition of BanqUP and AKTI NV on January 8, 2021. In the framework of each acquisition, a part of the purchase price is converted into loans granted by the sellers to the Company or into a deferred payment. For the acquisition of BanqUP, Akti and 21 Grams Holding UnifiedPost issued 0.35 million shares in consideration for the contribution in kind of the receivables resulting from the vendor loans and the receivables resulting from the deferred payment.
お知らせ • Dec 24+ 1 more updateUnifiedPost Group S.A. (ENXTBR:UPG) agreed to acquire BanqUP and AKTI NV.UnifiedPost Group S.A. (ENXTBR:UPG) agreed to acquire BanqUP and AKTI NV on December 23, 2020. UnifiedPost Group S.A. will finance the acquisition of BanqUP 50% through shares and 50% through cash and will finance the acquisition of AKTI NV 85% by shares and 15% by cash. The transaction is expected to close during January 2020.
Is New 90 Day High Low • Dec 24New 90-day high: €22.99The company is up 2.0% from its price of €22.58 on 24 September 2020. The Belgian market is up 16% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Software industry, which is down 9.0% over the same period.
分析記事 • Dec 23Estimating The Intrinsic Value Of UnifiedPost Group S.A. (EBR:UPG)Today we will run through one way of estimating the intrinsic value of UnifiedPost Group S.A. ( EBR:UPG ) by taking the...
お知らせ • Sep 26+ 1 more updateUnifiedPost Group S.A. has completed an IPO in the amount of €218.74996 million.UnifiedPost Group S.A. has completed an IPO in the amount of €218.74996 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 10,937,498 Price\Range: €20 Transaction Features: Direct Listing; Regulation S; Rule 144A; Sponsor Backed Offering
