MyState（MYS）株式概要マイステート・リミテッド（MyState Limited）はその子会社を通じ、オーストラリアでバンキング、信託、マネージド・ファンド商品・サービスを提供している。 詳細MYS ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長2/6過去の実績4/6財務の健全性3/6配当金3/6報酬株価収益率（ 16.1 x） Australian市場（ 16.9 x）を下回っています。収益は年間12.32%増加すると予測されています 過去1年間で収益は39.1%増加しました リスク分析不安定な配当実績 すべてのリスクチェックを見るMYS Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueAU$Current PriceAU$4.4110.8% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0310m2016201920222025202620282031Revenue AU$310.3mEarnings AU$62.6mAdvancedSet Fair ValueView all narrativesMyState Limited 競合他社Bank of QueenslandSymbol: ASX:BOQMarket cap: AU$4.0bBNK BankingSymbol: ASX:BBCMarket cap: AU$29.1mKina SecuritiesSymbol: ASX:KSLMarket cap: AU$397.3mJudo Capital HoldingsSymbol: ASX:JDOMarket cap: AU$1.6b価格と性能株価の高値、安値、推移の概要MyState過去の株価現在の株価AU$4.4152週高値AU$4.9452週安値AU$4.06ベータ0.661ヶ月の変化-6.37%3ヶ月変化1.73%1年変化2.32%3年間の変化41.57%5年間の変化-11.62%IPOからの変化-3.29%最新ニュースお知らせ • Aug 26+ 3 more updatesMyState Limited, Annual General Meeting, Oct 20, 2026MyState Limited, Annual General Meeting, Oct 20, 2026.Declared Dividend • Aug 21Final dividend of AU$0.11 announcedShareholders will receive a dividend of AU$0.11. Ex-date: 22nd August 2025 Payment date: 16th September 2025 Dividend yield will be 4.8%, which is lower than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 20Full year 2025 earnings released: EPS: AU$0.26 (vs AU$0.32 in FY 2024)Full year 2025 results: EPS: AU$0.26. Revenue: AU$186.2m (up 23% from FY 2024). Net income: AU$35.6m (flat on FY 2024). Profit margin: 19% (down from 23% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 1.47% (up from 1.45% in FY 2024). Cost-to-income ratio: 68.0% (up from 66.3% in FY 2024). Non-performing loans: 0.72% (down from 0.97% in FY 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in Australia.お知らせ • Feb 18MyState Limited Announces Ordinary Dividend for the Six Months Ended December 31, 2024, Payable on March 21, 2025MyState Limited announced ordinary dividend of AUD 0.10500000 per share for the six months ended December 31, 2024. Record Date is March 5, 2025. Ex date is March 4, 2025. Payment date is March 21, 2025.Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. MD, CEO & Executive Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jan 23+ 1 more updateMyState Limited to Report First Half, 2025 Results on Feb 19, 2025MyState Limited announced that they will report first half, 2025 results on Feb 19, 2025最新情報をもっと見るRecent updatesお知らせ • Aug 26+ 3 more updatesMyState Limited, Annual General Meeting, Oct 20, 2026MyState Limited, Annual General Meeting, Oct 20, 2026.Declared Dividend • Aug 21Final dividend of AU$0.11 announcedShareholders will receive a dividend of AU$0.11. Ex-date: 22nd August 2025 Payment date: 16th September 2025 Dividend yield will be 4.8%, which is lower than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 20Full year 2025 earnings released: EPS: AU$0.26 (vs AU$0.32 in FY 2024)Full year 2025 results: EPS: AU$0.26. Revenue: AU$186.2m (up 23% from FY 2024). Net income: AU$35.6m (flat on FY 2024). Profit margin: 19% (down from 23% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 1.47% (up from 1.45% in FY 2024). Cost-to-income ratio: 68.0% (up from 66.3% in FY 2024). Non-performing loans: 0.72% (down from 0.97% in FY 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in Australia.お知らせ • Feb 18MyState Limited Announces Ordinary Dividend for the Six Months Ended December 31, 2024, Payable on March 21, 2025MyState Limited announced ordinary dividend of AUD 0.10500000 per share for the six months ended December 31, 2024. Record Date is March 5, 2025. Ex date is March 4, 2025. Payment date is March 21, 2025.Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. MD, CEO & Executive Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jan 23+ 1 more updateMyState Limited to Report First Half, 2025 Results on Feb 19, 2025MyState Limited announced that they will report first half, 2025 results on Feb 19, 2025お知らせ • Aug 21MyState Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended June 30, 2024, Payable on September 16, 2024MyState Limited announced ordinary fully franked dividend of AUD 0.11500000 per share for the six months ended June 30, 2024, payable on September 16, 2024; record date: August 23, 2024; Ex date: August 22, 2024.Declared Dividend • Aug 21Final dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 22nd August 2024 Payment date: 16th September 2024 Dividend yield will be 5.5%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 25% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 19Full year 2024 earnings released: EPS: AU$0.32 (vs AU$0.35 in FY 2023)Full year 2024 results: EPS: AU$0.32 (down from AU$0.35 in FY 2023). Revenue: AU$151.2m (down 4.2% from FY 2023). Net income: AU$35.3m (down 8.3% from FY 2023). Profit margin: 23% (down from 24% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 9% per year.Board Change • Aug 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. MD, CEO & Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Declared Dividend • Feb 25First half dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 28th February 2024 Payment date: 22nd March 2024 Dividend yield will be 6.7%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (70% payout ratio) and is expected to be covered in 3 years' time (67% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Feb 24First half 2024 earnings released: EPS: AU$0.16 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.16 (down from AU$0.19 in 1H 2023). Revenue: AU$74.9m (down 7.3% from 1H 2023). Net income: AU$17.5m (down 13% from 1H 2023). Profit margin: 23% (down from 25% in 1H 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings.お知らせ • Jan 29+ 2 more updatesMyState Limited to Report First Half, 2024 Results on Feb 23, 2024MyState Limited announced that they will report first half, 2024 results on Feb 23, 2024お知らせ • Dec 15MyState Limited Revises Earnings Guidance for the Fiscal Year 2024MyState Limited revised earnings guidance for the fiscal year 2024. For the period, the company expects Earnings per share down 7.5% to 12.5% on fiscal year 2023 (previous guidance: 35.5 cents).お知らせ • Aug 18MyState Limited Declares Fully Franked Final Dividend for the Year 2023, Payable on 19 September 2023The Directors of MyState Limited have declared a fully franked final dividend of 11.5 cents per share for the year 2023. The dividend will be payable on 19 September 2023 to shareholders on the register at the record date of 24 August 2023, taking the dividend for the full year to 23.0 cents per share.Reported Earnings • Aug 18Full year 2023 earnings releasedFull year 2023 results: Revenue: AU$160.4m (up 14% from FY 2022). Net income: AU$38.5m (up 20% from FY 2022). Profit margin: 24% (up from 23% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Australia.Buying Opportunity • Aug 17Now 20% undervaluedOver the last 90 days, the stock is up 4.4%. The fair value is estimated to be AU$4.43, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.5% per annum. Earnings is also forecast to grow by 10% per annum over the same time period.Buying Opportunity • Jun 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be AU$3.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.2% per annum. Earnings is also forecast to grow by 10.0% per annum over the same time period.Reported Earnings • Feb 24First half 2023 earnings released: EPS: AU$0.19 (vs AU$0.16 in 1H 2022)First half 2023 results: EPS: AU$0.19 (up from AU$0.16 in 1H 2022). Revenue: AU$80.8m (up 12% from 1H 2022). Net income: AU$20.1m (up 21% from 1H 2022). Profit margin: 25% (up from 23% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Global Mortgage industry. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.お知らせ • Dec 22MyState Limited, Annual General Meeting, Oct 19, 2023MyState Limited, Annual General Meeting, Oct 19, 2023.Buying Opportunity • Oct 16Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 6.7%. The fair value is estimated to be AU$5.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 7.5% per annum. Earnings is also forecast to grow by 12% per annum over the same time period.Reported Earnings • Aug 16Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.39 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.39 in FY 2021). Revenue: AU$141.8m (up 1.6% from FY 2021). Net income: AU$32.0m (down 12% from FY 2021). Profit margin: 23% (down from 26% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 5.1% compared to a 4.1% decline forecast for the Mortgage industry in Australia. Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.Buying Opportunity • Apr 05Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.3%. The fair value is estimated to be AU$6.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.8% over the last 3 years. Earnings per share has grown by 5.3%. Revenue is forecast to grow by 3.8% in a year. Earnings is forecast to decline by 2.5% in the next year.Reported Earnings • Feb 21First half 2022 earnings: EPS in line with expectations, revenues disappointFirst half 2022 results: EPS: AU$0.16 (down from AU$0.18 in 1H 2021). Revenue: AU$72.6m (up 5.1% from 1H 2021). Net income: AU$16.6m (down 2.4% from 1H 2021). Profit margin: 23% (down from 25% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.1%. Over the next year, revenue is forecast to grow 3.8%, compared to a 16% growth forecast for the industry in Australia. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 3% per year.Recent Insider Transactions • Sep 28Key Executive recently bought AU$63k worth of stockOn the 22nd of September, Miles Hampton bought around 13k shares on-market at roughly AU$4.80 per share. This was the largest purchase by an insider in the last 3 months. Miles has been a buyer over the last 12 months, purchasing a net total of AU$189k worth in shares.Reported Earnings • Aug 20Full year 2021 earnings released: EPS AU$0.39 (vs AU$0.33 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$139.5m (up 13% from FY 2020). Net income: AU$36.3m (up 21% from FY 2020). Profit margin: 26% (up from 24% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year and the company’s share price has also increased by 3% per year.Is New 90 Day High Low • Feb 26New 90-day low: AU$4.84The company is down 6.0% from its price of AU$5.16 on 26 November 2020. The Australian market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.43 per share.Reported Earnings • Feb 20First half 2021 earnings released: EPS AU$0.18 (vs AU$0.17 in 1H 2020)The company reported a solid first half result with improved earnings and revenues, although profit margins were flat. First half 2021 results: Revenue: AU$69.1m (up 10% from 1H 2020). Net income: AU$17.0m (up 13% from 1H 2020). Profit margin: 25% (in line with 1H 2020). Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has remained flat.Analyst Estimate Surprise Post Earnings • Feb 20Revenue misses expectationsRevenue missed analyst estimates by 2.1%. Over the next year, revenue is forecast to grow 7.2% compared to a 4.5% decline forecast for the Mortgage industry in Australia.Is New 90 Day High Low • Jan 13New 90-day high: AU$5.21The company is up 41% from its price of AU$3.70 on 16 October 2020. The Australian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 37% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.34 per share.Is New 90 Day High Low • Nov 20New 90-day high: AU$4.86The company is up 31% from its price of AU$3.70 on 21 August 2020. The Australian market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$3.80 per share.Recent Insider Transactions • Oct 29Key Executive recently bought AU$80k worth of stockOn the 23rd of October, Miles Hampton bought around 20k shares on-market at roughly AU$3.98 per share. This was the largest purchase by an insider in the last 3 months. This was Miles' only on-market trade for the last 12 months.株主還元MYSAU BanksAU 市場7D0.5%-1.5%-1.6%1Y2.3%-4.7%-0.4%株主還元を見る業界別リターン: MYS過去 1 年間で-4.7 % の収益を上げたAustralian Banks業界を上回りました。リターン対市場: MYS過去 1 年間で-0.4 % の収益を上げたAustralian市場を上回りました。価格変動Is MYS's price volatile compared to industry and market?MYS volatilityMYS Average Weekly Movement3.0%Banks Industry Average Movement3.8%Market Average Movement10.1%10% most volatile stocks in AU Market17.2%10% least volatile stocks in AU Market4.0%安定した株価: MYS 、 Australian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: MYSの 週次ボラティリティ ( 3% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト2008n/aBrett Morganwww.mystatelimited.com.auマイステート・リミテッド（MyState Limited）は子会社を通じ、オーストラリアでバンキング、信託、マネージド・ファンド商品・サービスを提供。銀行部門とウェルス・マネジメント部門を通じて事業を展開している。定期預金と貯蓄商品、住宅ローン、当座貸越、信用枠、商業用商品と融資、個人・企業向け融資、トランザクション、インターネット・バンキング、保険、ビジネス・バンキング、アグリビジネス、その他アライアンス・サービスを提供。また、投資商品、マネージド・ファンド投資、ポートフォリオ管理、アドバイザリー・サービスから成るウェルス・マネジメント・サービス、財産設計、財産・信託管理、委任状、法人受託、保管受託などの受託サービスも提供している。加えて、同社は車両の証券化を管理している。2008年に法人化され、本社はオーストラリアのホバートにある。もっと見るMyState Limited 基礎のまとめMyState の収益と売上を時価総額と比較するとどうか。MYS 基礎統計学時価総額AU$754.96m収益（TTM）AU$46.93m売上高(TTM)AU$232.63m16.1xPER（株価収益率1.0xPBR（株価純資産倍率MYS は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計MYS 損益計算書（TTM）収益AU$232.63m売上原価AU$0売上総利益AU$232.63mその他の費用AU$185.70m収益AU$46.93m直近の収益報告Dec 31, 2025次回決算日Aug 25, 2026一株当たり利益（EPS）0.28グロス・マージン100.00%純利益率20.17%有利子負債／自己資本比率581.6%MYS の長期的なパフォーマンスは？過去の実績と比較を見る配当金5.2%現在の配当利回り80%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/09 13:20終値2026/06/09 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋MyState Limited 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関Brendan CarrigMacquarie ResearchNathan ZaiaMorningstar Inc.Alastair HunterOrd Minnett Limited1 その他のアナリストを表示
お知らせ • Aug 26+ 3 more updatesMyState Limited, Annual General Meeting, Oct 20, 2026MyState Limited, Annual General Meeting, Oct 20, 2026.
Declared Dividend • Aug 21Final dividend of AU$0.11 announcedShareholders will receive a dividend of AU$0.11. Ex-date: 22nd August 2025 Payment date: 16th September 2025 Dividend yield will be 4.8%, which is lower than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 20Full year 2025 earnings released: EPS: AU$0.26 (vs AU$0.32 in FY 2024)Full year 2025 results: EPS: AU$0.26. Revenue: AU$186.2m (up 23% from FY 2024). Net income: AU$35.6m (flat on FY 2024). Profit margin: 19% (down from 23% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 1.47% (up from 1.45% in FY 2024). Cost-to-income ratio: 68.0% (up from 66.3% in FY 2024). Non-performing loans: 0.72% (down from 0.97% in FY 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in Australia.
お知らせ • Feb 18MyState Limited Announces Ordinary Dividend for the Six Months Ended December 31, 2024, Payable on March 21, 2025MyState Limited announced ordinary dividend of AUD 0.10500000 per share for the six months ended December 31, 2024. Record Date is March 5, 2025. Ex date is March 4, 2025. Payment date is March 21, 2025.
Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. MD, CEO & Executive Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 23+ 1 more updateMyState Limited to Report First Half, 2025 Results on Feb 19, 2025MyState Limited announced that they will report first half, 2025 results on Feb 19, 2025
お知らせ • Aug 26+ 3 more updatesMyState Limited, Annual General Meeting, Oct 20, 2026MyState Limited, Annual General Meeting, Oct 20, 2026.
Declared Dividend • Aug 21Final dividend of AU$0.11 announcedShareholders will receive a dividend of AU$0.11. Ex-date: 22nd August 2025 Payment date: 16th September 2025 Dividend yield will be 4.8%, which is lower than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (81% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 20Full year 2025 earnings released: EPS: AU$0.26 (vs AU$0.32 in FY 2024)Full year 2025 results: EPS: AU$0.26. Revenue: AU$186.2m (up 23% from FY 2024). Net income: AU$35.6m (flat on FY 2024). Profit margin: 19% (down from 23% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 1.47% (up from 1.45% in FY 2024). Cost-to-income ratio: 68.0% (up from 66.3% in FY 2024). Non-performing loans: 0.72% (down from 0.97% in FY 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in Australia.
お知らせ • Feb 18MyState Limited Announces Ordinary Dividend for the Six Months Ended December 31, 2024, Payable on March 21, 2025MyState Limited announced ordinary dividend of AUD 0.10500000 per share for the six months ended December 31, 2024. Record Date is March 5, 2025. Ex date is March 4, 2025. Payment date is March 21, 2025.
Board Change • Feb 04Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. MD, CEO & Executive Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 23+ 1 more updateMyState Limited to Report First Half, 2025 Results on Feb 19, 2025MyState Limited announced that they will report first half, 2025 results on Feb 19, 2025
お知らせ • Aug 21MyState Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended June 30, 2024, Payable on September 16, 2024MyState Limited announced ordinary fully franked dividend of AUD 0.11500000 per share for the six months ended June 30, 2024, payable on September 16, 2024; record date: August 23, 2024; Ex date: August 22, 2024.
Declared Dividend • Aug 21Final dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 22nd August 2024 Payment date: 16th September 2024 Dividend yield will be 5.5%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (72% payout ratio) and is expected to be covered in 3 years' time (71% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 25% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 19Full year 2024 earnings released: EPS: AU$0.32 (vs AU$0.35 in FY 2023)Full year 2024 results: EPS: AU$0.32 (down from AU$0.35 in FY 2023). Revenue: AU$151.2m (down 4.2% from FY 2023). Net income: AU$35.3m (down 8.3% from FY 2023). Profit margin: 23% (down from 24% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 9% per year.
Board Change • Aug 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. MD, CEO & Director Brett Morgan was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Declared Dividend • Feb 25First half dividend of AU$0.12 announcedDividend of AU$0.12 is the same as last year. Ex-date: 28th February 2024 Payment date: 22nd March 2024 Dividend yield will be 6.7%, which is higher than the industry average of 5.1%. Sustainability & Growth Dividend is covered by earnings (70% payout ratio) and is expected to be covered in 3 years' time (67% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 24% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Feb 24First half 2024 earnings released: EPS: AU$0.16 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.16 (down from AU$0.19 in 1H 2023). Revenue: AU$74.9m (down 7.3% from 1H 2023). Net income: AU$17.5m (down 13% from 1H 2023). Profit margin: 23% (down from 25% in 1H 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Australia. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings.
お知らせ • Jan 29+ 2 more updatesMyState Limited to Report First Half, 2024 Results on Feb 23, 2024MyState Limited announced that they will report first half, 2024 results on Feb 23, 2024
お知らせ • Dec 15MyState Limited Revises Earnings Guidance for the Fiscal Year 2024MyState Limited revised earnings guidance for the fiscal year 2024. For the period, the company expects Earnings per share down 7.5% to 12.5% on fiscal year 2023 (previous guidance: 35.5 cents).
お知らせ • Aug 18MyState Limited Declares Fully Franked Final Dividend for the Year 2023, Payable on 19 September 2023The Directors of MyState Limited have declared a fully franked final dividend of 11.5 cents per share for the year 2023. The dividend will be payable on 19 September 2023 to shareholders on the register at the record date of 24 August 2023, taking the dividend for the full year to 23.0 cents per share.
Reported Earnings • Aug 18Full year 2023 earnings releasedFull year 2023 results: Revenue: AU$160.4m (up 14% from FY 2022). Net income: AU$38.5m (up 20% from FY 2022). Profit margin: 24% (up from 23% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Australia.
Buying Opportunity • Aug 17Now 20% undervaluedOver the last 90 days, the stock is up 4.4%. The fair value is estimated to be AU$4.43, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.5% per annum. Earnings is also forecast to grow by 10% per annum over the same time period.
Buying Opportunity • Jun 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be AU$3.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 6.2% per annum. Earnings is also forecast to grow by 10.0% per annum over the same time period.
Reported Earnings • Feb 24First half 2023 earnings released: EPS: AU$0.19 (vs AU$0.16 in 1H 2022)First half 2023 results: EPS: AU$0.19 (up from AU$0.16 in 1H 2022). Revenue: AU$80.8m (up 12% from 1H 2022). Net income: AU$20.1m (up 21% from 1H 2022). Profit margin: 25% (up from 23% in 1H 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Global Mortgage industry. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.
お知らせ • Dec 22MyState Limited, Annual General Meeting, Oct 19, 2023MyState Limited, Annual General Meeting, Oct 19, 2023.
Buying Opportunity • Oct 16Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 6.7%. The fair value is estimated to be AU$5.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 7.5% per annum. Earnings is also forecast to grow by 12% per annum over the same time period.
Reported Earnings • Aug 16Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.39 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.39 in FY 2021). Revenue: AU$141.8m (up 1.6% from FY 2021). Net income: AU$32.0m (down 12% from FY 2021). Profit margin: 23% (down from 26% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 5.1% compared to a 4.1% decline forecast for the Mortgage industry in Australia. Over the last 3 years on average, earnings per share has increased by 1% per year and the company’s share price has also increased by 1% per year.
Buying Opportunity • Apr 05Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.3%. The fair value is estimated to be AU$6.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.8% over the last 3 years. Earnings per share has grown by 5.3%. Revenue is forecast to grow by 3.8% in a year. Earnings is forecast to decline by 2.5% in the next year.
Reported Earnings • Feb 21First half 2022 earnings: EPS in line with expectations, revenues disappointFirst half 2022 results: EPS: AU$0.16 (down from AU$0.18 in 1H 2021). Revenue: AU$72.6m (up 5.1% from 1H 2021). Net income: AU$16.6m (down 2.4% from 1H 2021). Profit margin: 23% (down from 25% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.1%. Over the next year, revenue is forecast to grow 3.8%, compared to a 16% growth forecast for the industry in Australia. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 3% per year.
Recent Insider Transactions • Sep 28Key Executive recently bought AU$63k worth of stockOn the 22nd of September, Miles Hampton bought around 13k shares on-market at roughly AU$4.80 per share. This was the largest purchase by an insider in the last 3 months. Miles has been a buyer over the last 12 months, purchasing a net total of AU$189k worth in shares.
Reported Earnings • Aug 20Full year 2021 earnings released: EPS AU$0.39 (vs AU$0.33 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$139.5m (up 13% from FY 2020). Net income: AU$36.3m (up 21% from FY 2020). Profit margin: 26% (up from 24% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year and the company’s share price has also increased by 3% per year.
Is New 90 Day High Low • Feb 26New 90-day low: AU$4.84The company is down 6.0% from its price of AU$5.16 on 26 November 2020. The Australian market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.43 per share.
Reported Earnings • Feb 20First half 2021 earnings released: EPS AU$0.18 (vs AU$0.17 in 1H 2020)The company reported a solid first half result with improved earnings and revenues, although profit margins were flat. First half 2021 results: Revenue: AU$69.1m (up 10% from 1H 2020). Net income: AU$17.0m (up 13% from 1H 2020). Profit margin: 25% (in line with 1H 2020). Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has remained flat.
Analyst Estimate Surprise Post Earnings • Feb 20Revenue misses expectationsRevenue missed analyst estimates by 2.1%. Over the next year, revenue is forecast to grow 7.2% compared to a 4.5% decline forecast for the Mortgage industry in Australia.
Is New 90 Day High Low • Jan 13New 90-day high: AU$5.21The company is up 41% from its price of AU$3.70 on 16 October 2020. The Australian market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 37% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$4.34 per share.
Is New 90 Day High Low • Nov 20New 90-day high: AU$4.86The company is up 31% from its price of AU$3.70 on 21 August 2020. The Australian market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is AU$3.80 per share.
Recent Insider Transactions • Oct 29Key Executive recently bought AU$80k worth of stockOn the 23rd of October, Miles Hampton bought around 20k shares on-market at roughly AU$3.98 per share. This was the largest purchase by an insider in the last 3 months. This was Miles' only on-market trade for the last 12 months.
