Q2 Holdings, Inc.

Report azionario NYSE:QTWO

Capitalizzazione di mercato: US$3.2b

Q2 Holdings Crescita futura

Criteri Future verificati 4/6

Q2 Holdings prevede che gli utili e i ricavi cresceranno rispettivamente di 28.1% e 9.5% all'anno. Si prevede che l'EPS crescerà di 32.7% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 26.6% in 3 anni.

Informazioni chiave

28.1%

Tasso di crescita degli utili

32.72%

Tasso di crescita dell'EPS

Software crescita degli utili18.8%
Tasso di crescita dei ricavi9.5%
Rendimento futuro del capitale proprio26.61%
Copertura analitica

Good

Ultimo aggiornamento30 Apr 2026

Aggiornamenti recenti sulla crescita futura

Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Nov 08
Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Recent updates

Q2 Holdings: A Sticky Software Business With Margin Expansion

May 01

QTWO: AI Competitive Concerns May Set Up Digital Banking Repricing

The analyst price target for Q2 Holdings has been trimmed by about $1 to $75, as analysts factor in sector wide software target cuts tied to concerns around AI driven competitive pressures while still reflecting supportive views from recent upgrades. Analyst Commentary Recent Street research around Q2 Holdings reflects a split view, with some analysts turning more constructive on the shares while others trim price targets in response to sector wide software concerns tied to AI.

QTWO: AI Moat Concerns And Digital Asset Expansion May Drive Repricing

Analysts have reduced their average price target on Q2 Holdings by $25 to $75, reflecting a sector-wide reset for vertical software as AI competition, valuation and moat durability come under closer scrutiny. Analyst Commentary Recent Street research around Q2 Holdings clusters around a common theme of resetting expectations, with analysts reworking price targets and ratings as they reassess how AI competition, valuation and competitive moats fit together for vertical software names.

QTWO: AI Moat Reassessment And 2026 Guidance May Support Future Upside

Analysts have trimmed their price targets on Q2 Holdings, with one key target moving from $100 to $75 as they reassess competitive moats in light of rapid AI adoption and broader weakness across vertical software names. Analyst Commentary Recent research on Q2 Holdings reflects a mix of caution and selective optimism, with several firms adjusting price targets and one upgrade on valuation.

QTWO: AI Moat Questions And 2026 Outlook Should Support Future Upside

Analysts have trimmed their average price target for Q2 Holdings to about $76 from roughly $100, citing sector wide cuts across vertical software as AI adoption raises fresh questions about competitive moats and the durability of existing business models. Analyst Commentary Recent research on Q2 Holdings points to a mixed setup, with price targets coming down but a split between those who see current levels as attractive and those who are more cautious about execution and competitive risk.

QTWO: AI Moat Concerns And 2026 Guidance Should Support Future Share Gains

Analysts have trimmed their average price target on Q2 Holdings from about $89 to roughly $76. This reflects sector wide cuts in vertical software as they reassess competitive moats and defensibility in light of rapid AI adoption.

We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve

Feb 18
We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve

QTWO: Strong Bookings And 2026 Guidance Should Support Future Share Gains

Analysts have made a small downward tweak to their price target for Q2 Holdings to roughly $89 per share, reflecting slightly higher discount-rate assumptions and a lower forward P/E multiple, even as they highlight ongoing support from valuation-focused upgrades and prior research citing solid bookings and positive longer term guidance. Analyst Commentary Recent research on Q2 Holdings reflects a mix of optimism about execution and bookings, alongside some caution on valuation and discount-rate assumptions.

QTWO: Strong Bookings And Margin Expansion Should Support Future Share Gains

Analysts trimmed their average price target on Q2 Holdings by a small amount to reflect sector wide multiple compression and modest adjustments to growth and margin assumptions, even as recent research continues to highlight strong Q3 execution and solid bookings trends. Analyst Commentary Street research on Q2 Holdings has been mixed, with some analysts trimming price targets to reflect sector wide valuation changes while still recognizing solid execution in the latest quarter.

QTWO: Lower Rates And Bank Tech Spending Should Support Future Margin Expansion

Analysts have made a modest upward adjustment to their price targets on Q2 Holdings, with changes such as DA Davidson moving to $82 and others resetting to a range of $82 to $90 following strong Q3 revenue, margin performance, solid bookings, and updated long-term guidance, while also factoring in broader software valuation resets. Analyst Commentary Recent research on Q2 Holdings highlights a mix of optimism about execution and growth, alongside some caution tied largely to sector valuation resets and spending uncertainty.

QTWO: Lower Rates Will Drive Digital Banking Demand And Margin Expansion

Analysts made modest downward adjustments to their price targets on Q2 Holdings, trimming estimates by up to about $25 per share as they balance the company’s stronger than expected Q3 revenue and margin performance, along with a constructive 2026 outlook, against a reset in software sector valuations and concerns about a potentially softer spending environment. Analyst Commentary Analysts are digesting Q2 Holdings recent performance and updated outlook by fine tuning their price targets while largely maintaining a constructive stance on the company’s execution and growth prospects.

QTWO: Lower Rates Will Drive Digital Banking Demand And Share Repurchases

Analysts have modestly trimmed their average price target on Q2 Holdings to about $90 per share from roughly $96 previously, citing a reset in software valuation multiples despite continued outperformance in Q3 bookings, revenue growth and margin expansion, as well as a constructive long term outlook tied to banks increasing digital investment in a lower rate environment. Analyst Commentary Street research following Q3 results reflects a mix of optimism around Q2 Holdings execution and growth, tempered by a reset in software valuations and concerns about the broader spending environment.

QTWO: Strong Bookings And Efficiency Gains Will Drive Performance As Rates Decline

Analysts have slightly reduced their average price target for Q2 Holdings, trimming it by less than $1 to approximately $89.71. They are factoring in robust Q3 performance while adjusting for sector-wide valuation pressures and evolving growth expectations.

QTWO: Lower Rates Will Support Rebound As Efficiency Gains Drive Profitability

Q2 Holdings' average analyst price target has been reduced from approximately $101 to $90. Analysts cite strong recent performance, but also note lower software sector valuations and expectations for a more moderate growth environment ahead.

Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Nov 08
Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Digital Banking Sector Opportunities Will Expand Amid Shifting Rate Environment

Q2 Holdings' analyst price target has been lowered by $20 to $90, as analysts cite recent share underperformance and expectations of a less robust spending environment amid changing interest rates. However, opportunities for technology investment remain noted.

Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%

Oct 14
Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%

Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest

Aug 07
Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest

Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?

Jul 25
Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?

Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?

Jun 22
Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?

Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders

May 27
Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders
User avatar

Fraud And Risk Solutions Will Unlock Future Market Potential

Expansion in fraud and risk solutions is expected to drive growth, enhancing revenue through greater customer adoption amidst increasing fraud activity.

Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price

Apr 23
Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price

Q2 Holdings: Bull Case Centers On Margin Expansion And Land-And-Expand Strength

Apr 16

What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?

Apr 08
What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?

A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Mar 08
A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Q2 Holdings Is Rightfully Dropping Amid Valuation Concerns (Technical Analysis)

Mar 03

Q2 Holdings: Buy This Little-Known Software Company As It Ramps Up RPOs And EBITDA

Feb 24

Q2 Holdings: Justifying A Modest Premium With Major Profit Inflection

Jan 25

Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Jan 15
Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Q2 Holdings: Capitalizing On Banking Consolidation For Topline Expansion

Jan 11

Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold

Dec 25

Q2 Holdings Looks Vulnerable Into 2025

Dec 09

Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Oct 29
Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy

Oct 09

Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Sep 12
Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Previsioni di crescita degli utili e dei ricavi

NYSE:QTWO - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20281,0721252983414
12/31/202796913825529414
12/31/202687910221825714
3/31/202682274180214N/A
12/31/202579552173201N/A
9/30/202577032154181N/A
6/30/20257435151178N/A
3/31/2025721-20139166N/A
12/31/2024696-39107136N/A
9/30/2024676-57100129N/A
6/30/2024655-6874103N/A
3/31/2024637-794980N/A
12/31/2023625-654070N/A
9/30/2023609-804878N/A
6/30/2023599-843567N/A
3/31/2023585-861645N/A
12/31/2022566-109737N/A
9/30/2022551-102232N/A
6/30/2022533-106-1211N/A
3/31/2022516-111532N/A
12/31/2021499-113531N/A
9/30/2021476-125-1711N/A
6/30/2021453-120430N/A
3/31/2021427-129-197N/A
12/31/2020403-138-28-3N/A
9/30/2020381-115-39-20N/A
6/30/2020357-107-26-8N/A
3/31/2020337-86-18-4N/A
12/31/2019315-71N/A1N/A
9/30/2019296-67N/A7N/A
6/30/2019277-57N/A7N/A
3/31/2019258-49N/A1N/A
12/31/2018241-35N/A5N/A
9/30/2018226-29N/A4N/A
6/30/2018215-26N/A-2N/A
3/31/2018204-25N/A13N/A
12/31/2017194-26N/A9N/A
9/30/2017184-28N/A6N/A
6/30/2017173-32N/A-4N/A
3/31/2017161-34N/A-7N/A
12/31/2016150-36N/A3N/A
9/30/2016138-37N/A4N/A
6/30/2016128-35N/A3N/A
3/31/2016118-30N/A8N/A
12/31/2015109-25N/A5N/A
9/30/2015101-21N/A-1N/A
6/30/201594-19N/A-1N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di QTWO ( 28.1% all'anno) è superiore al tasso di risparmio ( 3.4% ).

Guadagni vs Mercato: Si prevede che gli utili di QTWO ( 28.1% all'anno) cresceranno più rapidamente del mercato US ( 15.8% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di QTWO cresceranno in modo significativo nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di QTWO ( 9.5% all'anno) crescerà più lentamente rispetto al mercato US ( 11.1% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di QTWO ( 9.5% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di QTWO sarà elevato tra 3 anni ( 26.6 %)

Scoprire le aziende in crescita

7D

1Y

7D

1Y

7D

1Y

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/01 12:52
Prezzo dell'azione a fine giornata2026/05/01 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Q2 Holdings, Inc. è coperta da 25 analisti. 14 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Joseph VruwinkBaird
Gary PrestopinoBarrington Research Associates, Inc.
Matthew VanVlietBTIG