Aflac Salute del bilancio
Criteri Salute finanziaria verificati 2/6
Aflac ha un patrimonio netto totale di $30.3B e un debito totale di $16.1B, che porta il suo rapporto debito/patrimonio netto a 53.1%. Le sue attività totali e le sue passività totali sono rispettivamente $116.0B e $85.6B. L'EBIT di Aflac è $6.0B rendendo il suo rapporto di copertura degli interessi 24.9. Ha liquidità e investimenti a breve termine pari a $8.9B.
Informazioni chiave
53.08%
Rapporto debito/patrimonio netto
US$16.09b
Debito
| Indice di copertura degli interessi | 24.9x |
| Contanti | US$8.94b |
| Patrimonio netto | US$30.31b |
| Totale passività | US$85.65b |
| Totale attività | US$115.96b |
Aggiornamenti recenti sulla salute finanziaria
Nessun aggiornamento
Recent updates
Seeking Alpha • Aug 09
Aflac: Reliable Dividend Compounder, Premium Justified, But Meaningful Upside Unlikely
Summary Aflac remains a quality dividend compounder, but its premium valuation suggests potential near-term underperformance. Recent earnings showed slowing growth, with revenue and EPS both declining year-over-year, primarily due to headwinds in Japan. AFL continues to deliver strong shareholder returns through dividends and aggressive share repurchases, supported by a robust balance sheet and low leverage. I maintain a Hold rating, citing valuation concerns and recommend waiting for a broader market pullback before adding or initiating a position. Read the full article on Seeking Alpha
Aggiornamento narrativa • Jul 25
AFL: Future Returns Will Reflect Supportive Macro Conditions And Execution Risk Balancing
Aflac's fair value estimate has been raised from about $114.86 to $117.71 as analysts incorporate higher sector price targets, modestly higher assumed future P/E multiples, and a slightly stronger profit margin outlook supported by a more supportive macro backdrop and reduced private credit concerns across life insurers. Analyst Commentary Recent Street research on Aflac reflects a wide range of views on valuation and execution, even as most firms have adjusted their price targets upward in the run up to Q2 earnings.Aggiornamento narrativa • Jul 11
AFL: Future Returns Will Reflect Carrier Strength And Cybersecurity Risk Balancing
Aflac's analyst fair value estimate has nudged up from $112.43 to $114.86. This reflects a series of higher Street price targets as analysts point to supportive conditions for life insurers, including reduced private credit concerns, steady earnings momentum and a generally favorable backdrop for carriers relative to brokers.Aggiornamento narrativa • Jun 25
AFL: Future Returns Will Balance Carrier Momentum With Valuation And Execution Uncertainty
Analysts have nudged their Aflac price targets higher, with recent moves such as Piper Sandler's increase to $130 from $125 and Morgan Stanley's to $125 from $120. These changes reflect updated views after first quarter results and a focus on insurance carriers.Articolo di analisi • Jun 19
Aflac (AFL) Stock Could Be 31% Undervalued Even As Another View Sees It Overpriced
Aflac (AFL) is back on investors’ radar after recent share price weakness, with the stock down over the past month while still showing stronger performance over the past 3 months and year. See our latest analysis for Aflac. At around $115 per share, Aflac’s recent 1 month share price return of 2.5% down contrasts with its 3 month share price return of 8.7% and 1 year total shareholder return of 14.9%. This hints that shorter term momentum is cooling after a solid multi year run. If this shift...Aggiornamento narrativa • Jun 10
AFL: Future Returns Will Reflect Mixed Carrier Tailwinds And Cautious Earnings Expectations
Aflac's updated fair value edges up by about $0.36 to roughly $112.43 as analysts factor in higher Street price targets that reflect stronger recent stock performance and generally firm Q1 underwriting and earnings trends across insurers. Analyst Commentary Recent Street research around Aflac shows a mix of optimism and caution, with several firms adjusting price targets in both directions as they reassess valuation and execution after first quarter results.Aggiornamento narrativa • May 26
AFL: Future Returns Will Balance Carrier Focus With Cautious Earnings Assumptions
Analysts have raised their blended price target for Aflac by about $0.20 per share, citing recent stock performance, generally strong life insurance results in Q1, and roll-forward valuation work that now places greater emphasis on carriers rather than brokers. Analyst Commentary Recent Street research on Aflac shows a mix of optimism around execution and caution around valuation and earnings power, with several price target changes in both directions.Aggiornamento narrativa • May 01
AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations
Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.Aggiornamento narrativa • Apr 17
AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion
Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.Aggiornamento narrativa • Apr 03
AFL: Future Returns Will Reflect Capital Strength And Earnings Execution Risks
Narrative Update The analyst price target framework for Aflac now centers around $113. This reflects updated Street work, with some firms raising targets toward $118 and others trimming into the $101 to $120 range as analysts refresh earnings estimates and extend their valuation horizons.Aggiornamento narrativa • Mar 20
AFL: Future Returns Will Balance Cybersecurity Fallout And Capital Strength
Narrative update on Aflac The analyst price target framework for Aflac shifts modestly higher toward the recent Street range, reflecting updated EPS roll forward work, a slightly adjusted future P/E assumption to 16.36x, and analysts' mixed but constructive views that blend a higher $118 target with several reductions closer to $101 to $120. Analyst Commentary Recent research on Aflac is mixed, with some bullish analysts nudging targets higher while more cautious voices trim expectations.Aggiornamento narrativa • Mar 05
AFL: Future Returns Will Weigh Cyber Breach Risks Against Capital Strength
Aflac's updated analyst price target edges higher to about $113, supported by analysts rolling their models to 2027 and 2028 EPS and fine tuning assumptions around slightly stronger profit margins and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Aflac highlights a mix of optimism and caution as analysts update their models and valuation frameworks out to 2027 and 2028.Aggiornamento narrativa • Feb 19
AFL: Future Returns Will Balance Cyber Risk And Capital Strength
Analysts now see Aflac's fair value edging up by $1 to $111.69 per share, reflecting adjusted price targets that factor in updated views on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bullish and cautious voices are both active around Aflac right now, with recent price target trims reflecting fine tuning of expectations rather than a wholesale shift in views on execution or valuation.Aggiornamento narrativa • Feb 05
AFL: Future Returns Will Reflect Capital Strength Versus Cyber And Insurance Headwinds
Narrative Update: Aflac The analyst price target for Aflac has been trimmed slightly, with a new fair value estimate of about $110.69 compared with $110.85 before. Analysts are factoring in updated sector views on life and P&C insurers, modest tweaks to revenue growth and margin assumptions, and only a small adjustment to future P/E expectations.Articolo di analisi • Jan 30
Aflac's (NYSE:AFL) Dividend Will Be Increased To $0.61
Aflac Incorporated ( NYSE:AFL ) has announced that it will be increasing its dividend from last year's comparable...Aggiornamento narrativa • Jan 21
AFL: Future Returns Will Balance Capital Strength With Cyber And Sector Headwinds
Narrative Update on Aflac Aflac's updated analyst price target edges lower to about $111, as analysts moderate expectations for revenue growth and margins while still citing capital strength, cash flow, and sector consolidation as key supports. Analyst Commentary Recent research on Aflac reflects a mix of optimism about capital strength and cash flow, alongside caution around industry headwinds and valuation expectations.Aggiornamento narrativa • Jan 06
AFL: Future Returns Will Reflect Stable Earnings Power And Capital Returns Balancing Cyber Risks
Analysts made only a small adjustment to their Aflac fair value estimate, with the target price moving from about $111.08 to $111.31 as they factor in recent price target revisions across the sector, softer pricing trends in some insurance lines, and generally steady modeling updates following calm recent earnings seasons. Analyst Commentary Street research around Aflac reflects a mix of optimism on company specific execution and caution around broader insurance pricing trends, which feeds into relatively modest adjustments to fair value estimates.Aggiornamento narrativa • Dec 15
AFL: Future Performance Will Reflect Claims Tailwinds And Balanced Capital Return Execution
Analysts have modestly raised their price targets on Aflac, with recent upward revisions ranging from approximately $5 to $6 per share. They cite better than expected life insurance earnings, favorable claims experience, and resilient earnings trends despite macro uncertainties.Aggiornamento narrativa • Dec 01
AFL: Future Performance Will Reflect Strength In Claims And Distribution Execution
Aflac's analyst price target increased modestly, with recent updates reflecting improved life insurance earnings and stable macro conditions as key factors cited by analysts. Analyst Commentary Recent updates from street research highlight several factors influencing Aflac's valuation targets, with analysts weighing both potential growth drivers and areas of caution.Articolo di analisi • Nov 18
Aflac's (NYSE:AFL) Dividend Will Be $0.58
The board of Aflac Incorporated ( NYSE:AFL ) has announced that it will pay a dividend on the 1st of December, with...Aggiornamento narrativa • Nov 16
AFL: Future Earnings Outlook Will Reflect Improving Claims And Distribution Strength
The analyst price target for Aflac has increased modestly, with a $1 uptick in fair value to $111.00. Analysts point to stable industry conditions and improving claims experience supporting the outlook.Aggiornamento narrativa • Nov 01
AFL: Earnings Stability And Strong Buybacks Will Support Balanced Outlook
Analysts have increased their price targets for Aflac, with upward revisions ranging from $1 to $6 per share. They cite stable earnings performance, as well as positive impacts from new product sales and favorable claims experience.Aggiornamento narrativa • Oct 18
Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion
Aflac's analyst price target has been increased from $108.31 to $110.00. Analysts cite steady improvements in revenue growth, profit margins, and favorable claims experience as key factors supporting the upward revision.Aggiornamento narrativa • Oct 04
Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion
Aflac's analyst price target has been raised slightly, with an increase of $2 to $108. Analysts highlight strong Q2 sales driven by new product rollouts and improved net interest income.Seeking Alpha • Jan 08
Aflac's Shares Are Overvalued
Summary Aflac Incorporated's heavy reliance on Japan, a market with weak long-term growth prospects, leads to relatively muted growth and significant currency risk exposure. Despite its strong financial position, Aflac's premium valuation compared to peers is unjustified given its average earnings momentum and low dividend yield. Aflac's strategy focuses on attracting younger customers in Japan but faces structural challenges due to the country's aging and shrinking population. For long-term investors, Manulife offers a better risk-reward proposition in the insurance sector compared to Aflac. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk
Summary Aflac gets upgraded to Buy from my prior hold rating a year ago, driven by policy growth & retention in Q3 despite net earnings loss. Although the stock trades near a 10-year-high, it is still undervalued to key peers in terms of fwd P/E and trailing P/B ratios. A trend of dividend growth looks to continue its sustainability. The firm has low debt-to-equity vs peers, with strong credit ratings. Despite a large size of the market, Aflac is in a competitive industry with several large insurance brands to compete with. Read the full article on Seeking AlphaSeeking Alpha • Aug 26
Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments
Summary Aflac (AFL) has demonstrated financial strength through its increased revenue, net investment gains, and decreased benefits and claims. The current dividend yield remains modest at 1.8% but the dividend growth rate sits in the double digits. This is accompanied by an extremely health payout ratio. AFL's portfolio of debt investments, including middle market loans and commercial real estate, has helped generate higher revenues, but vulnerability exists with potential interest rate cuts and poor credit ratings. Read the full article on Seeking AlphaAnalisi della posizione finanziaria
Passività a breve termine: Le attività a breve termine ( { AFL di $11.2B ) non coprono le sue passività a breve termine ( $12.5B ).
Passività a lungo termine: Le attività a breve termine di AFL ( $11.2B ) non coprono le sue passività a lungo termine ( $73.1B ).
Storia e analisi del rapporto debito/patrimonio netto
Livello di debito: Il rapporto debito netto/patrimonio netto ( 23.6% ) di AFL è considerato soddisfacente.
Riduzione del debito: Il rapporto debito/patrimonio netto di AFL è aumentato da 32.9% a 53.1% negli ultimi 5 anni.
Copertura del debito: Il debito di AFL non è ben coperto dal flusso di cassa operativo ( 16.5% ).
Copertura degli interessi: I pagamenti degli interessi sul debito di AFL sono ben coperti dall'EBIT ( 24.9 x copertura).
Bilancio
Scoprire le aziende sane
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/08/10 06:06 |
| Prezzo dell'azione a fine giornata | 2026/08/10 00:00 |
| Utili | 2026/06/30 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Aflac Incorporated è coperta da 31 analisti. 9 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Jay Gelb | Barclays |
| Taylor Scott | Barclays |
| Jack Matten | BMO Capital Markets Equity Research |