Selective Insurance Group Performance degli utili passati
Criteri Il passato verificati 5/6
Selective Insurance Group ha registrato una crescita degli utili a un tasso medio annuo di 0.5%, mentre il settore Insurance ha registrato utili in crescita a un tasso medio annuo di 14.6%. I ricavi sono stati in crescita a un tasso medio annuo di 12%. Il ritorno sul capitale proprio di Selective Insurance Group è 12.7% e ha margini netti di 8.2%.
Informazioni chiave
0.49%
Tasso di crescita degli utili
0.22%
Tasso di crescita dell'EPS
| Insurance Crescita del settore | 8.02% |
| Tasso di crescita dei ricavi | 12.00% |
| Rendimento del capitale proprio | 12.66% |
| Margine netto | 8.22% |
| Ultimo aggiornamento sugli utili | 31 Mar 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Aggiornamento della narrazione • May 14
SIGI: Future Returns Will Rely On Execution Discipline And Steady P/E Expectations
Narrative Update on Analyst Price Target The updated analyst model lifts Selective Insurance Group's fair value estimate from $88.00 to about $90.14. Analysts point to adjustments in the discount rate, revenue growth assumptions, profit margin outlook, and future P/E expectations as key drivers of the new target range.Aggiornamento della narrazione • Apr 25
SIGI: Future Returns Will Depend On Executing Margins And Stable P/E Multiples
The analyst price target for Selective Insurance Group has shifted by about $1, with analysts pointing to updated assumptions on fair value, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research has focused on how updated assumptions on fair value, growth and execution feed into revised price targets for Selective Insurance Group, with both optimistic and cautious views reflected in the latest moves.Seeking Alpha • Apr 24
Selective Insurance Looking To Rebuild Investor Confidence During A Soft Market Cycle
Summary Selective Insurance Group faces a challenging environment as insurance markets soften and claims costs continue to rise, squeezing underwriting profits. Recent reserve charges and elevated loss picks, especially in commercial auto and general liability, underline claims cost inflation risk and the potential for further adverse developments. SIGI maintains attractive long-term growth opportunities via expansion into new states and its focus on hard-to-service small commercial clients, despite intensifying competition. Valuation suggests double-digit upside, but near-term margin pressure and reserve risk keep SIGI on my watchlist rather than as a buy at current levels. Read the full article on Seeking AlphaAggiornamento della narrazione • Apr 09
SIGI: Future Returns Will Rely On Executing Margins At A Measured P/E
Narrative Update on Selective Insurance Group The consensus analyst price target for Selective Insurance Group has shifted as recent research included an $8 reduction from Keefe Bruyette and a $7 increase from Piper Sandler, reflecting updated views on fair value, discount rate, growth, margins, and future P/E assumptions. Analyst Commentary Recent price target changes for Selective Insurance Group highlight different views on how the market should value the company, with some analysts assigning more weight to earnings growth potential and others placing greater emphasis on execution risks and return expectations.Aggiornamento della narrazione • Mar 26
SIGI: Future Returns Will Depend On Executing Profit Margins At Stable P/E
Analysts have adjusted their views on Selective Insurance Group with a net $7 shift in price targets, reflecting updated assessments of the company that combine recent upward and downward revisions into a new consensus view for investors to consider. Analyst Commentary Recent research updates reflect a mixed view on Selective Insurance Group, with one firm lifting its price target by $7 and another trimming its target to $81 from $82 while maintaining a neutral rating.Aggiornamento della narrazione • Mar 11
SIGI: Future Returns Will Depend On Profit Margins And P/E Discipline
Analysts have adjusted their price target on Selective Insurance Group slightly higher to reflect updated views on fair value, with recent research highlighting mixed target revisions that hinge on refined profit margin and forward P/E assumptions. Analyst Commentary Recent research on Selective Insurance Group reflects a mix of cautious and more constructive views, with price targets adjusted around updated expectations for profit margins and forward P/E.Aggiornamento della narrazione • Feb 24
SIGI: Future Returns Will Depend On P And C Cycle And P/E Expectations
Analysts have nudged their price target for Selective Insurance Group higher by about $2 to reflect updated assumptions around fair value, profitability, and forward P/E expectations, supported by recent research that includes both upward and downward revisions to individual targets. Analyst Commentary Bullish Takeaways Bullish analysts lifting their price targets point to assumptions that current P/E levels can support a somewhat higher fair value, suggesting they see room for the shares to better reflect underlying profitability.Aggiornamento della narrazione • Feb 08
SIGI: Future Returns Will Hinge On Softening P And C Cycle
Analysts have raised their price target on Selective Insurance Group to about US$85.83 from US$81.50. This reflects updated views on earnings power that balance slightly lower revenue growth and profit margin assumptions with a higher expected future P/E multiple.Aggiornamento della narrazione • Nov 12
SIGI: Future Performance Will Depend On Commercial Auto Reserve Stabilization
The analyst price target for Selective Insurance Group has been revised downward to $81.50. This change is driven by analysts citing ongoing concerns about higher commercial auto reserve risks and slower premium growth following recent earnings updates.Aggiornamento della narrazione • Oct 29
Commercial Auto Reserve Risks And Buybacks Will Shape Performance Ahead
Analysts have lowered their price target for Selective Insurance Group from approximately $83.33 to $81.50. They cite concerns about weaker revenue growth, softer profit margins, and increased reserve risks in the commercial auto segment.Articolo di analisi • Sep 23
Investors Continue Waiting On Sidelines For Selective Insurance Group, Inc. (NASDAQ:SIGI)
Selective Insurance Group, Inc.'s ( NASDAQ:SIGI ) price-to-earnings (or "P/E") ratio of 12.8x might make it look like a...Aggiornamento della narrazione • Sep 05
Digital Tools And Operational Efficiency Will Expand Insurance Markets
Selective Insurance Group’s shares faced pressure from weaker earnings, a $45M reserve charge, and increased combined ratio guidance, prompting analysts to reassess valuation and maintain the consensus price target at $83.33 due to unresolved concerns about reserve adequacy. Analyst Commentary Weaker-than-expected earnings report pressured shares.Articolo di analisi • Jul 28
Earnings Miss: Selective Insurance Group, Inc. Missed EPS By 6.6% And Analysts Are Revising Their Forecasts
It's been a mediocre week for Selective Insurance Group, Inc. ( NASDAQ:SIGI ) shareholders, with the stock dropping 12...Articolo di analisi • May 23
The Price Is Right For Selective Insurance Group, Inc. (NASDAQ:SIGI)
Selective Insurance Group, Inc.'s ( NASDAQ:SIGI ) price-to-earnings (or "P/E") ratio of 23.4x might make it look like a...Seeking Alpha • Feb 24
Selective Insurance: Leaving 2024 Behind And Seizing 2025
Summary Selective Insurance faced underwriting losses in 2024, with a combined ratio of 103%, largely due to reserve strengthening in general liability lines. Despite pricing actions across various lines of business, the 2024 underwriting performance was impacted by adverse prior-year development and elevated inflation. 2025 could see a rebound if the insurance carrier succeeds in restoring its underwriting margins. Depending on the 2025 results, which will largely be driven by the remediation plans for the insurance portfolios, the stock price could increase by 20% to 40%, with a mid-range scenario of 25%. Read the full article on Seeking AlphaSeeking Alpha • Oct 30
Balancing Growth And Headwinds: Selective Insurance Group's Review
Summary Selective Insurance achieved strong earnings growth in 2023 but faced underwriting challenges due to inflation, leading to revised guidance and lower expected net income for 2024. Despite weak underwriting performance, the E&S segment showed robust growth and stable margins, contributing positively to overall results. SIGI implemented price increases and policy adjustments to counteract claims trends, yet personal and commercial lines still struggled with underwriting losses. Valuation remains sensitive to underwriting performance, with potential for improved margins in 2025, but current conditions suggest limited margin of safety for new investors. Read the full article on Seeking Alpha
Nuova narrazione • Aug 29
Disciplined Underwriting And Tech Investments Set To Propel Profitability And Growth
Investments in technology in the Excess and Surplus segment are set to enhance operational efficiency and scale, targeting top-line growth and profitability.Seeking Alpha • May 09
Selective Insurance: Time To Be Selective
Summary Selective Insurance Group demonstrated consistent performance in its non-life insurance business, with post-tax earnings of $365 million in 2023. The company's commercial lines and excess and surplus insurance segments have shown resilience and stability, while the personal lines segment has faced challenges. Despite challenges such as inflationary pressures, the company is well-positioned to navigate through these hurdles, but its stock price reflects little to no safety margin. After Q1 2024, the company is positioned well to deliver steady results throughout 2024, despite revising its FY2024 guidance downward to account for potential risks associated with the claims trend. As the company remains priced for perfection, I rate the insurance carrier as a "HOLD". Read the full article on Seeking AlphaRipartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Selective Insurance Group guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 5,411 | 445 | 50 | 0 |
| 31 Dec 25 | 5,337 | 457 | 50 | 0 |
| 30 Sep 25 | 5,228 | 398 | 45 | 0 |
| 30 Jun 25 | 5,113 | 374 | 45 | 0 |
| 31 Mar 25 | 4,982 | 225 | 47 | 0 |
| 31 Dec 24 | 4,862 | 198 | 44 | 0 |
| 30 Sep 24 | 4,716 | 227 | 42 | 0 |
| 30 Jun 24 | 4,553 | 224 | 43 | 0 |
| 31 Mar 24 | 4,397 | 346 | 43 | 0 |
| 31 Dec 23 | 4,232 | 356 | 31 | 0 |
| 30 Sep 23 | 4,074 | 318 | 44 | 0 |
| 30 Jun 23 | 3,888 | 271 | 43 | 0 |
| 31 Mar 23 | 3,712 | 252 | 42 | 0 |
| 31 Dec 22 | 3,558 | 216 | 31 | 0 |
| 30 Sep 22 | 3,476 | 228 | 39 | 0 |
| 30 Jun 22 | 3,446 | 259 | 38 | 0 |
| 31 Mar 22 | 3,421 | 342 | 39 | 0 |
| 31 Dec 21 | 3,379 | 394 | 28 | 0 |
| 30 Sep 21 | 3,308 | 425 | 41 | 0 |
| 30 Jun 21 | 3,219 | 423 | 41 | 0 |
| 31 Mar 21 | 3,061 | 338 | 38 | 0 |
| 31 Dec 20 | 2,922 | 246 | 25 | 0 |
| 30 Sep 20 | 2,853 | 201 | 33 | 0 |
| 30 Jun 20 | 2,787 | 187 | 35 | 0 |
| 31 Mar 20 | 2,812 | 226 | 35 | 0 |
| 31 Dec 19 | 2,846 | 272 | 31 | 0 |
| 30 Sep 19 | 2,761 | 236 | 32 | 0 |
| 30 Jun 19 | 2,715 | 235 | 33 | 0 |
| 31 Mar 19 | 2,658 | 221 | 30 | 0 |
| 31 Dec 18 | 2,586 | 179 | 25 | 0 |
| 30 Sep 18 | 2,577 | 163 | 32 | 0 |
| 30 Jun 18 | 2,534 | 155 | 30 | 0 |
| 31 Mar 18 | 2,496 | 137 | 36 | 0 |
| 31 Dec 17 | 2,470 | 169 | 36 | 0 |
| 30 Sep 17 | 2,419 | 178 | 53 | 0 |
| 30 Jun 17 | 2,379 | 170 | 48 | 0 |
| 31 Mar 17 | 2,333 | 172 | 47 | 0 |
| 31 Dec 16 | 2,284 | 158 | 35 | 0 |
| 30 Sep 16 | 2,247 | 165 | -7 | 0 |
| 30 Jun 16 | 2,206 | 173 | 7 | 0 |
| 31 Mar 16 | 2,159 | 163 | 0 | 0 |
| 31 Dec 15 | 2,132 | 166 | 28 | 0 |
| 30 Sep 15 | 2,082 | 162 | 16 | 0 |
| 30 Jun 15 | 2,057 | 168 | 0 | 0 |
Guadagni di qualità: SIGI ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di SIGI (8.2%) SIGI sono più alti rispetto allo scorso anno (4.5%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di SIGI sono cresciuti del 0.5% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di SIGI nell'ultimo anno ( 97.6% ) supera la media quinquennale ( 0.5% all'anno).
Guadagni vs Settore: La crescita degli utili SIGI nell'ultimo anno ( 97.6% ) ha superato la percentuale del settore Insurance 36.2%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 12.7% ) di SIGI è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/21 14:01 |
| Prezzo dell'azione a fine giornata | 2026/05/21 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
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| Proprietà | 10 anni |
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| Gestione | 10 anni |
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| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Selective Insurance Group, Inc. è coperta da 18 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |