PayPal Holdings Performance degli utili passati
Criteri Il passato verificati 6/6
PayPal Holdings ha registrato una crescita degli utili a un tasso medio annuo di 3.6%, mentre il settore Diversified Financial ha registrato utili in crescita a un tasso medio annuo di 13.3%. I ricavi sono stati in crescita a un tasso medio annuo di 7.8%. Il ritorno sul capitale proprio di PayPal Holdings è 25.8% e ha margini netti di 15.8%.
Informazioni chiave
3.57%
Tasso di crescita degli utili
8.32%
Tasso di crescita dell'EPS
| Diversified Financial Crescita del settore | 6.15% |
| Tasso di crescita dei ricavi | 7.82% |
| Rendimento del capitale proprio | 25.83% |
| Margine netto | 15.78% |
| Prossimo aggiornamento sugli utili | 05 May 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
PayPal Profit Engine Could Be Threatened By Agentic Shopping Revolution
Apr 28
PYPL: Takeover Chatter And Mixed Ratings Will Shape Future Repricing Debate
The analyst price target for PayPal has been nudged higher to align with a fair value estimate of about $53, as analysts balance mixed rating changes and takeover chatter with slightly adjusted assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on PayPal reflects a split tape, with some firms flagging valuation support and takeover optionality, while others focus on competitive pressure, execution risk, and trimmed price targets across the coverage universe.PYPL: Reported Takeover Interest Will Drive Future Repricing Debate
Analysts have nudged the fair value estimate for PayPal Holdings slightly higher to about $52.74, citing modestly stronger assumptions for revenue growth and profit margins, along with a still restrained future P/E multiple and a cluster of recent Neutral ratings that balance ongoing competitive and execution questions with interest from potential acquirers. Analyst Commentary Recent research coverage on PayPal has tilted toward more neutral stances, with several firms reiterating or initiating ratings that sit between outright bullish and bearish.
PYPL: Rising Checkout Competition Will Likely Keep Takeover Hopes From Repricing Shares
Analysts have reset PayPal Holdings' fair value estimate from $51.00 to $32.00, as they factor in more muted revenue growth, softer profit margins, a lower future P/E multiple, and a wave of reduced price targets and Neutral ratings driven by rising competitive pressures and questions around the durability of branded checkout share. Analyst Commentary Recent Street research on PayPal reflects a split view.PYPL: Reported Takeover Interest Will Support Future Upside Repricing
The analyst price target for PayPal increases slightly to $52 from $51.88 as analysts weigh a long list of recent target cuts and downgrades against ongoing views that the shares are undervalued and could draw buyer interest at a higher valuation multiple. Analyst Commentary Recent research on PayPal highlights a split view, with some firms trimming price targets or moving to Neutral ratings while others argue that the stock screens as undervalued, especially in the context of reported takeover interest.PYPL: AI Commerce Partnerships And Share Buybacks Will Support Future Upside
The Analyst Price Target for PayPal Holdings has been reset lower from $73.33 to $51.88, reflecting analysts' updated views on softer revenue growth, slightly weaker profit margins, and a more conservative future P/E following a wave of price target cuts and rating changes across the Street. Analyst Commentary Recent research on PayPal Holdings reflects a mixed but more cautious tone, with many firms cutting price targets and adjusting ratings, while a smaller group highlights reasons to stay constructive on the story.Why Investors Shouldn't Be Surprised By PayPal Holdings, Inc.'s (NASDAQ:PYPL) 31% Share Price Plunge
Feb 05
PYPL: AI Commerce Partnerships And Buybacks Will Drive Future Reassessment
The analyst price target for PayPal Holdings has been revised from $105.86 to $79.19. This reflects analysts' updates to fair value, growth, profitability and future P/E assumptions following a broad wave of target cuts and rating changes across the Street.
PayPal’s Acquisition of Cymbio: Deepening Agentic Commerce Capabilities, Expanding AI Distribution, and Reinforcing Merchant-Centric Growth
Author: Qudus Adebara (Founder of Wane Investment House) PayPal Holdings, Inc. (NASDAQ: PYPL) has announced an agreement to acquire Cymbio , a multi-channel orchestration and commerce enablement platform, marking a strategically significant step in PayPal’s evolution from a payments company into a full-stack, AI-native commerce partner.PYPL: AI Commerce And ChatGPT Wallet Integration Will Support Future Upside
Analysts have trimmed their blended price target on PayPal Holdings to about $73 from roughly $77. This reflects slightly lower assumptions for revenue growth, profit margins, and future P/E, as recent research has emphasized tempered expectations for branded checkout momentum and market share.PYPL: AI Commerce And ChatGPT Integration Will Drive Future Upside Potential
Analysts have trimmed their blended fair value estimate for PayPal Holdings to about $76.75 from roughly $82.00, reflecting slightly lower modeled revenue growth, profit margins, and future P/E assumptions, even as several firms recently raised price targets on the back of steady operating progress and new partnerships. Analyst Commentary Recent research on PayPal shows a split between analysts who see the Q3 update and product shifts as a reason to lean more constructive, and those who remain cautious on execution, competitive pressure, and margin risk.
PayPal Stock: The Shift From Growth at Any Cost to Payments With Discipline
PayPal (NASDAQ: PYPL) has spent the past two years doing something the market often demands but rarely rewards in real time: resetting expectations. After a long stretch defined by rapid user expansion and sprawling product initiatives, the company is refocusing on fundamentals—transaction margins, operating leverage, and capital returns.PYPL: Future OpenAI Partnership Upside Will Likely Fail To Justify Current Pricing
Analysts modestly raise their price expectations for PayPal, with our updated fair value estimate moving from $62.00 to $71.00 per share. This reflects improving revenue growth and profit margin assumptions alongside a lower future P E multiple, as recent Street research highlights steady operational progress, expanding BNPL and Venmo contributions, and incremental upside from the new OpenAI partnership despite ongoing macro and competitive headwinds.PYPL: AI Commerce Partnerships Will Drive Future Upside Potential
Analysts have modestly raised their price target on PayPal Holdings to a range of about $80 to $100 per share, reflecting greater confidence in accelerating revenue growth, improving contributions from unbranded processing and Buy Now, Pay Later, and new AI driven partnerships, even as they temper expectations for near term profitability and valuation multiples. Analyst Commentary Recent research commentary reflects a more constructive stance on PayPal, with several bullish analysts raising price targets into the high $70s to low $100s as execution improves across core and newer initiatives.Why PayPal’s Growth Story Isn’t Over
PayPal Stock: Growth Is Back, Dividend Introduced PayPal (NASDAQ: PYPL) delivered a stronger-than-expected Q3 2025 and, for the first time in its history, announced a quarterly dividend — signaling confidence in its ability to generate consistent free cash flow. Revenue climbed 7% year-over-year to $8.4 billion , while transaction margin dollars rose 6% to $3.9 billion.Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings
Analysts have reduced their fair value estimate for PayPal Holdings slightly from $82.52 to $82.22. They cite ongoing transaction margin headwinds and near-term uncertainty in branded checkout growth as the main drivers for the modest adjustment.Weekly Picks: 💸 A fintech heavyweight with even more upside potential and 2 more picks
Sep 05
PayPal's Future Growth Through Venmo and Merchant Solutions
PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.PayPal: Strong Results And A Massive Shareholder Yield
Apr 29PayPal: The Turnaround Is Under Threat
Apr 23The PayPal Dilemma: No Growth, No Returns - Time To Sell
Apr 16PayPal: This Selloff Is A Gift
Apr 08PayPal Is Cheap, Profitable, And About To Rebound (Rating Upgrade)
Mar 30PayPal: Big Investor Day Implications (Rating Upgrade)
Mar 19PayPal: Surrounded By Numerous Catalysts
Mar 13PayPal Is A Rare Value-Meets-Growth Opportunity
Mar 03PayPal: Beating Competition With Fastlane
Feb 25Why I'm Still Bullish Despite PayPal's Challenges
Feb 16PayPal: Buy The Meltdown
Feb 08
Narrative update from Richard Bowman
PayPal's Costs are Increasing While Lower Rates Become a HeadwindAs of November 2024PayPal’s revenue growth has continued to slow, tracking a slowdown in total payment volumes which are up 9% over thePayPal Q4 Preview: X Deal With Visa Is Big
Jan 31PayPal: Sell Before Reality Sets In (Technical Analysis)
Jan 16PayPal's Rally Shouldn't Stop In 2025
Jan 08
Narrative update from Stjepan Kalinic
PayPal acquired Honey Science Corp. for $4 billion in 2020. The company, which became a subsidiary of PayPal, is a browser extension business that applies coupon codes on e-commerce websites.PayPal: Positioned To Shine In 2025
Dec 26Revisiting PayPal Stock One Year After Buying: How Does It Look Now?
Dec 17PayPal: There Are Reasons To Be Optimistic, But It's Too Early To Buy
Dec 02PayPal: Near Doubling Upside Still Possible (Reiterate Buy)
Nov 23Why PayPal’s Growth Story Isn’t Over
As PayPal (PYPL) solidifies its position in the digital payments landscape, it presents a promising opportunity driven by transaction growth, profitability, and an attractive valuation. This analysisPayPal: Expecting Sharp Growth Slowdown Amid Weak Volume And Declining Take Rate (Rating Downgrade)
Nov 13PayPal: Paying It Forward For Profitable Growth - Upgrading To A Buy
Nov 06PayPal: Just 3 Million Shy Of Making Another Record
Oct 31Ripartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come PayPal Holdings guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Dec 25 | 33,172 | 5,233 | 4,262 | 3,103 |
| 30 Sep 25 | 32,862 | 4,917 | 4,289 | 3,072 |
| 30 Jun 25 | 32,292 | 4,679 | 4,282 | 3,017 |
| 31 Mar 25 | 31,889 | 4,546 | 4,254 | 2,968 |
| 31 Dec 24 | 31,797 | 4,147 | 4,148 | 2,979 |
| 30 Sep 24 | 31,457 | 4,428 | 3,948 | 2,976 |
| 30 Jun 24 | 31,028 | 4,438 | 3,870 | 2,969 |
| 31 Mar 24 | 30,430 | 4,339 | 3,810 | 2,994 |
| 31 Dec 23 | 29,771 | 4,246 | 3,868 | 2,973 |
| 30 Sep 23 | 29,128 | 3,765 | 3,887 | 3,025 |
| 30 Jun 23 | 28,556 | 4,075 | 3,945 | 3,087 |
| 31 Mar 23 | 28,075 | 2,705 | 4,098 | 3,159 |
| 31 Dec 22 | 27,518 | 2,419 | 4,356 | 3,253 |
| 30 Sep 22 | 27,053 | 2,299 | 4,553 | 3,227 |
| 30 Jun 22 | 26,389 | 2,056 | 4,593 | 3,181 |
| 31 Mar 22 | 25,821 | 3,581 | 4,634 | 3,112 |
| 31 Dec 21 | 25,371 | 4,169 | 4,559 | 3,038 |
| 30 Sep 21 | 24,569 | 4,935 | 4,497 | 2,974 |
| 30 Jun 21 | 23,846 | 4,869 | 4,424 | 2,893 |
| 31 Mar 21 | 22,869 | 5,215 | 4,200 | 2,778 |
| 31 Dec 20 | 21,454 | 4,202 | 3,931 | 2,642 |
| 30 Sep 20 | 20,299 | 3,142 | 3,629 | 2,468 |
| 30 Jun 20 | 19,218 | 2,583 | 3,372 | 2,327 |
| 31 Mar 20 | 18,262 | 1,876 | 3,221 | 2,179 |
| 31 Dec 19 | 17,772 | 2,459 | 3,112 | 2,085 |
| 30 Sep 19 | 17,037 | 2,536 | 3,071 | 2,017 |
| 30 Jun 19 | 16,342 | 2,510 | 3,056 | 1,936 |
| 31 Mar 19 | 15,894 | 2,213 | 2,975 | 1,894 |
| 31 Dec 18 | 15,451 | 2,057 | 2,855 | 1,831 |
| 30 Sep 18 | 14,969 | 2,093 | 2,671 | 1,608 |
| 30 Jun 18 | 14,525 | 2,037 | 2,543 | 1,396 |
| 31 Mar 18 | 13,804 | 1,922 | 2,418 | 1,187 |
| 31 Dec 17 | 13,094 | 1,795 | 2,370 | 1,740 |
| 30 Sep 17 | 12,331 | 1,565 | 2,178 | 901 |
| 30 Jun 17 | 11,759 | 1,508 | 2,100 | 876 |
| 31 Mar 17 | 11,273 | 1,420 | 2,043 | 853 |
| 31 Dec 16 | 10,842 | 1,401 | 2,003 | 834 |
| 30 Sep 16 | 10,417 | 1,378 | 1,954 | 827 |
| 30 Jun 16 | 10,008 | 1,356 | 1,902 | 809 |
| 31 Mar 16 | 9,655 | 1,338 | 1,841 | 802 |
| 31 Dec 15 | 9,248 | 1,228 | 1,817 | 792 |
| 30 Sep 15 | 8,885 | 1,147 | 1,744 | 823 |
| 30 Jun 15 | 8,602 | 1,080 | 1,671 | 858 |
Guadagni di qualità: PYPL ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di PYPL (15.8%) PYPL sono più alti rispetto allo scorso anno (13%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di PYPL sono cresciuti del 3.6% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di PYPL nell'ultimo anno ( 26.2% ) supera la media quinquennale ( 3.6% all'anno).
Guadagni vs Settore: La crescita degli utili PYPL nell'ultimo anno ( 26.2% ) ha superato la percentuale del settore Diversified Financial 8%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 25.8% ) di PYPL è considerato alto.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/04/30 11:51 |
| Prezzo dell'azione a fine giornata | 2026/04/30 00:00 |
| Utili | 2025/12/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
PayPal Holdings, Inc. è coperta da 74 analisti. 43 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Richard Kramer | Arete Research Services LLP |
| Oliver Lester | Arete Research Services LLP |
| Stephen Biggar | Argus Research Company |