Marqeta Performance degli utili passati
Criteri Il passato verificati 1/6
Marqeta ha registrato una crescita degli utili a un tasso medio annuo di 30%, mentre il settore Diversified Financial ha registrato utili in crescita a un tasso medio annuo di 13.5%. I ricavi sono stati in crescita a un tasso medio annuo di 2.8%. Il ritorno sul capitale proprio di Marqeta è 0.3% e ha margini netti di 0.3%.
Informazioni chiave
30.02%
Tasso di crescita degli utili
43.15%
Tasso di crescita dell'EPS
| Diversified Financial Crescita del settore | 6.15% |
| Tasso di crescita dei ricavi | 2.75% |
| Rendimento del capitale proprio | 0.29% |
| Margine netto | 0.33% |
| Ultimo aggiornamento sugli utili | 31 Mar 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Aggiornamento della narrazione • May 17
MQ: AI Risk Controls And Profitability Shift Will Support Future Upside
Analysts have inched up their price target on Marqeta to $5.19 from $5.18, citing updated assumptions around modestly lower revenue growth expectations, a higher projected profit margin, and a slightly lower future P/E multiple. What's in the News Marqeta issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
Aggiornamento della narrazione • Apr 21
MQ: AI Risk Controls And Buybacks Will Shape Measured Forward Outlook
Analysts have nudged their Marqeta price target lower, trimming fair value from $4.50 to $4.20 as they plug slightly higher discount rates, more moderate revenue growth of 14.64%, and a profit margin of 3.65% into their models, alongside a higher future P/E of 51.68x. What's in the News Marqeta updated its Real-Time Decisioning offering with an AI-powered risk score designed to assess transaction risk at authorization and support fraud prevention while limiting false declines, using over 300 real-time transaction attributes and historical behavior patterns.Seeking Alpha • Apr 14
Marqeta: Slowing Growth And Block Dependency Keep Valuation In Check
Summary Marqeta, Inc. is a leading API-based payment card issuing platform, processing $383 billion in 2025 transaction volume. MQ faces significant revenue concentration risk, with Block, Inc. accounting for 44% of revenues and renegotiating to lower pricing. Despite 23% revenue growth and a 70% gross margin in 2025, MQ posted a $14 million net loss but forecasts a $10 million net profit in 2026. Strategic focus on higher-margin value-added services and loan solutions aims to offset slowing growth and margin pressure from major client contract changes. Read the full article on Seeking AlphaAggiornamento della narrazione • Apr 06
MQ: New CFO And AI Risk Services Will Support Future Upside
Analysts now set Marqeta's price target at $5.18, a slight change from $5.21. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E expectations.Aggiornamento della narrazione • Mar 22
MQ: New CFO Appointment Will Support Future Upside
Analysts have reduced their fair value estimate for Marqeta from about $5.73 to $5.21, reflecting updated views on the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Company issued earnings guidance for Q1 2026, expecting net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (corporate guidance).
Aggiornamento della narrazione • Mar 08
MQ: Share Repurchases And New Leadership Will Support Long Term Upside
Analysts have trimmed their fair value estimate for Marqeta from about $8.00 to roughly $6.83, citing updated assumptions for lower revenue growth, slimmer profit margins, and a higher future P/E multiple. What's in the News Issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).Aggiornamento della narrazione • Feb 22
MQ: Future CFO Appointment And Buyback Plan Will Shape Fair Outlook
Analysts have cut their price target on Marqeta from $5.75 to $4.50, reflecting updated assumptions around slightly different revenue growth, higher projected profit margins, a lower discount rate, and a reduced future P/E multiple. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s profitability and growth plans (Key Developments).Aggiornamento della narrazione • Feb 08
MQ: New CFO And Share Buybacks Will Support Future Upside
Narrative Update: Marqeta Analyst Target Revision Analysts have kept their implied fair value broadly unchanged at around US$5.73 per share, while slightly refining inputs such as discount rate and future P/E assumptions. This reflects updated views on risk and long term earnings potential rather than a material shift in overall conviction.Aggiornamento della narrazione • Jan 24
MQ: European Card Expansion And Buybacks Will Drive Future Upside
Analysts have trimmed their price target on Marqeta to reflect slightly lower fair value estimates of about 1% and modest adjustments to discount rate, revenue growth, profit margin and future P/E assumptions, signaling a more measured view on the stock. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s plans for growth and profitability (Key Developments).Aggiornamento della narrazione • Jan 09
MQ: European Card Expansion And Buybacks Will Support Future Upside
Analysts have trimmed their fair value estimate for Marqeta to reflect a lower future P/E assumption of 55.89x, along with small adjustments to the discount rate, revenue growth, and profit margin expectations. Together, these changes result in a modest reset of the implied price target.Aggiornamento della narrazione • Dec 25
MQ: Share Repurchases And Klarna Expansion Will Drive Long Term Upside
Analysts have modestly reduced their price target on Marqeta to reflect slightly slower projected revenue growth and meaningfully lower long term profit margins, even as they assign a higher future P/E multiple to the shares. What's in the News Board of Directors authorizes a new share repurchase plan, allowing Marqeta to buy back up to $100 million of Class A common stock with no set expiration, which signals confidence in the company’s valuation (company announcement).Aggiornamento della narrazione • Dec 11
MQ: Expanded European Partnership Will Drive Future Upside
Analysts have marginally raised their price target on Marqeta to 6.18 dollars from 6.18 dollars, reflecting slightly higher discount rate assumptions while leaving expectations for revenue growth, profit margins, and future valuation multiples effectively unchanged. What's in the News Board of Directors authorizes a new share repurchase plan on December 4, 2025, allowing Marqeta to buy back up to 100 million dollars of Class A common stock with no set expiration.Aggiornamento della narrazione • Nov 27
MQ: European Expansion and Leadership Transition Will Unlock Further Upside
Narrative Update: Marqeta Analyst Price Target Adjusted Analysts have made a slight downward revision to Marqeta's analyst price target, adjusting it from $6.18 to $6.18. This change reflects minimal changes in key assumptions and discount rate calculations.Aggiornamento della narrazione • Nov 11
MQ: Expanding European Partnerships Will Drive Market Upside Going Forward
Analysts have slightly trimmed their price target for Marqeta from $6.20 to $6.18 per share. This reflects modest adjustments to growth and profit expectations amid evolving market conditions.Aggiornamento della narrazione • Oct 27
Leadership Change And Buyback Will Shape Digital Payments In 2025 And Beyond
Analysts have lowered their price target for Marqeta from $6.73 to $6.20. They cited adjustments in projected discount rate, revenue growth, and profit margin estimates as reasons for this change.Aggiornamento della narrazione • Oct 13
Digital Payments And Embedded Finance Will Redefine Global Markets
Narrative Update on Marqeta: Analyst Price Target Revision Analysts have lowered their price target for Marqeta from $7.03 to $6.73. This revision is attributed to softer revenue growth projections and slightly compressed profit margins in updated forecasts.Aggiornamento della narrazione • Aug 08
Digital Payments And Embedded Finance Will Redefine Global Markets
Marqeta's consensus price target rose modestly, supported by meaningful improvement in net profit margin and a lower future P/E, reflecting enhanced profitability and expectation of continued earnings growth. What's in the News Marqeta provided Q3 earnings guidance, expecting net revenue growth of 15% to 17%, and full-year growth of 17% to 18%.Articolo di analisi • May 16
Marqeta, Inc. (NASDAQ:MQ) Looks Just Right With A 28% Price Jump
Despite an already strong run, Marqeta, Inc. ( NASDAQ:MQ ) shares have been powering on, with a gain of 28% in the last...Seeking Alpha • Apr 22
Marqeta: High Risk, Higher Reward
Summary Marqeta stock faced a 40% drop due to regulatory scrutiny but rebounded 20% after better-than-expected Q4 results. Marqeta took "significant strides" to streamline its program launch timelines, leading to more program launches than previously anticipated. But just as things were about to get better for Marqeta, the Trump Administration slapped the whole world with a new set of tariffs. Trading at 50% Net Cash and 2.3x its Gross Profit, Marqeta stock is in deep value territory. While the stock looks cheap, investors need to tread lightly as there's a high likelihood of management withdrawing their guidance. Read the full article on Seeking AlphaArticolo di analisi • Mar 19
Marqeta, Inc.'s (NASDAQ:MQ) 26% Jump Shows Its Popularity With Investors
The Marqeta, Inc. ( NASDAQ:MQ ) share price has done very well over the last month, posting an excellent gain of 26...Seeking Alpha • Feb 18
Marqeta: Slightly Overvalued, Downtrend May Not Be Over Yet
Summary Marqeta's stock dropped 40% after lowering Q4'24 guidance, but the company's shift from Block dependency and growing customer base show potential for recovery. Despite revenue growth, Marqeta's net income remains negative, though free cash flow and low debt levels indicate financial stability. Regulatory scrutiny and compliance costs pose short-term challenges, but high TVP and revenue growth suggest a positive mid to long-term outlook. Intrinsic value calculations suggest a slightly overvalued stock; I rate Marqeta as a HOLD, awaiting Q4 earnings for potential changes. Read the full article on Seeking Alpha
Nuova narrazione • Feb 09
New Initiatives Will Accelerate Client Transition And Expand BNPL Utilization
Marqeta's innovations in portfolio migration and BNPL integration could significantly boost revenue growth and market share expansion.Seeking Alpha • Nov 21
Marqeta: Stuck In Another Limbo
Summary At long last, the Block contract has finally been fully lapped — this marks a new chapter for Marqeta as the company returns to growth mode. Marqeta recently reported solid Q3 performance. However, strong past performance doesn't really matter if the outlook looks poor. Management issued weak Q4 guidance that sent the stock crashing 40% the following day. Increased regulatory scrutiny led to launch delays and several customers migrating to in-house solutions — these definitely spooked investors. Despite current challenges, Marqeta's fundamentals remain solid — investors just need to exercise a little bit more patience here. Read the full article on Seeking AlphaArticolo di analisi • Nov 19
With A 25% Price Drop For Marqeta, Inc. (NASDAQ:MQ) You'll Still Get What You Pay For
Marqeta, Inc. ( NASDAQ:MQ ) shareholders that were waiting for something to happen have been dealt a blow with a 25...Seeking Alpha • Nov 06
Marqeta's Operational Headwinds May Not Be In The Rearview Mirror
Summary Marqeta faces heightened regulatory oversight, delaying 15 programs and lowering Q4'24 guidance to 10-12% revenue growth and 13-15% gross margins, causing shares to drop -42.52%. Despite a 30% increase in total processing volumes in Q3'24, revenue growth was impacted by a customer mix shift and renegotiated platform partner agreements. Management forecasts significant financial challenges for Q4'24 and eFY25, with lower net revenue, tighter gross margins, and higher operational costs due to regulatory changes. Read the full article on Seeking AlphaArticolo di analisi • Sep 27
Why Investors Shouldn't Be Surprised By Marqeta, Inc.'s (NASDAQ:MQ) P/S
When you see that almost half of the companies in the Diversified Financial industry in the United States have...Ripartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Marqeta guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 652 | 2 | 365 | 68 |
| 31 Dec 25 | 625 | -14 | 371 | 65 |
| 30 Sep 25 | 589 | -40 | 376 | 64 |
| 30 Jun 25 | 553 | -65 | 392 | 63 |
| 31 Mar 25 | 528 | 55 | 259 | 62 |
| 31 Dec 24 | 507 | 27 | 282 | 60 |
| 30 Sep 24 | 490 | 14 | 288 | 58 |
| 30 Jun 24 | 471 | -12 | 302 | 56 |
| 31 Mar 24 | 577 | -190 | 484 | 54 |
| 31 Dec 23 | 676 | -223 | 525 | 56 |
| 30 Sep 23 | 761 | -209 | 530 | 56 |
| 30 Jun 23 | 844 | -207 | 523 | 56 |
| 31 Mar 23 | 799 | -193 | 495 | 56 |
| 31 Dec 22 | 748 | -185 | 447 | 52 |
| 30 Sep 22 | 700 | -195 | 423 | 49 |
| 30 Jun 22 | 640 | -188 | 400 | 45 |
| 31 Mar 22 | 575 | -212 | 397 | 39 |
| 31 Dec 21 | 517 | -164 | 343 | 34 |
| 30 Sep 21 | 450 | -141 | 289 | 27 |
| 30 Jun 21 | 403 | -107 | 240 | 21 |
| 31 Mar 21 | 350 | -46 | 167 | 16 |
| 31 Dec 20 | 290 | -48 | 143 | 13 |
| 31 Dec 19 | 143 | -122 | 101 | 8 |
Guadagni di qualità: MQ ha un grande una tantum perdita di $2.6M che ha avuto un impatto sui suoi ultimi 12 mesi di risultati finanziari pari a 31st March, 2026.
Margine di profitto in crescita: Gli attuali margini di profitto netti di MQ (0.3%) sono inferiori rispetto allo scorso anno (10.4%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: MQ è diventata redditizia negli ultimi 5 anni, aumentando i guadagni del 30% all'anno.
Accelerare la crescita: MQ ha avuto una crescita negativa degli utili nell'ultimo anno, quindi non può essere confrontata con la sua media quinquennale.
Guadagni vs Settore: MQ ha avuto una crescita negativa degli utili ( -96.1% ) nell'ultimo anno, rendendo difficile il confronto con la media del settore Diversified Financial ( 8.6% ).
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 0.3% ) di MQ è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/26 23:13 |
| Prezzo dell'azione a fine giornata | 2026/05/26 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
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| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
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| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Marqeta, Inc. è coperta da 26 analisti. 13 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Ramsey El-Assal | Barclays |
| Andrew DeGasperi | Berenberg |
| Mark Palmer | Berenberg |