Marqeta, Inc.

Report azionario NasdaqGS:MQ

Capitalizzazione di mercato: US$1.7b

Marqeta Crescita futura

Criteri Future verificati 4/6

Marqeta prevede che gli utili e i ricavi cresceranno rispettivamente di 45.5% e 12.1% all'anno. Si prevede che l'EPS crescerà di 45.1% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 8% in 3 anni.

Informazioni chiave

45.5%

Tasso di crescita degli utili

45.14%

Tasso di crescita dell'EPS

Diversified Financial crescita degli utili8.1%
Tasso di crescita dei ricavi12.1%
Rendimento futuro del capitale proprio8.03%
Copertura analitica

Good

Ultimo aggiornamento10 May 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione • May 17

MQ: AI Risk Controls And Profitability Shift Will Support Future Upside

Analysts have inched up their price target on Marqeta to $5.19 from $5.18, citing updated assumptions around modestly lower revenue growth expectations, a higher projected profit margin, and a slightly lower future P/E multiple. What's in the News Marqeta issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
Aggiornamento della narrazione • Apr 21

MQ: AI Risk Controls And Buybacks Will Shape Measured Forward Outlook

Analysts have nudged their Marqeta price target lower, trimming fair value from $4.50 to $4.20 as they plug slightly higher discount rates, more moderate revenue growth of 14.64%, and a profit margin of 3.65% into their models, alongside a higher future P/E of 51.68x. What's in the News Marqeta updated its Real-Time Decisioning offering with an AI-powered risk score designed to assess transaction risk at authorization and support fraud prevention while limiting false declines, using over 300 real-time transaction attributes and historical behavior patterns.
Seeking Alpha • Apr 14

Marqeta: Slowing Growth And Block Dependency Keep Valuation In Check

Summary Marqeta, Inc. is a leading API-based payment card issuing platform, processing $383 billion in 2025 transaction volume. MQ faces significant revenue concentration risk, with Block, Inc. accounting for 44% of revenues and renegotiating to lower pricing. Despite 23% revenue growth and a 70% gross margin in 2025, MQ posted a $14 million net loss but forecasts a $10 million net profit in 2026. Strategic focus on higher-margin value-added services and loan solutions aims to offset slowing growth and margin pressure from major client contract changes. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Apr 06

MQ: New CFO And AI Risk Services Will Support Future Upside

Analysts now set Marqeta's price target at $5.18, a slight change from $5.21. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E expectations.
Aggiornamento della narrazione • Mar 22

MQ: New CFO Appointment Will Support Future Upside

Analysts have reduced their fair value estimate for Marqeta from about $5.73 to $5.21, reflecting updated views on the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Company issued earnings guidance for Q1 2026, expecting net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (corporate guidance).
Aggiornamento della narrazione • Mar 08

MQ: Share Repurchases And New Leadership Will Support Long Term Upside

Analysts have trimmed their fair value estimate for Marqeta from about $8.00 to roughly $6.83, citing updated assumptions for lower revenue growth, slimmer profit margins, and a higher future P/E multiple. What's in the News Issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
Aggiornamento della narrazione • Feb 22

MQ: Future CFO Appointment And Buyback Plan Will Shape Fair Outlook

Analysts have cut their price target on Marqeta from $5.75 to $4.50, reflecting updated assumptions around slightly different revenue growth, higher projected profit margins, a lower discount rate, and a reduced future P/E multiple. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s profitability and growth plans (Key Developments).
Aggiornamento della narrazione • Feb 08

MQ: New CFO And Share Buybacks Will Support Future Upside

Narrative Update: Marqeta Analyst Target Revision Analysts have kept their implied fair value broadly unchanged at around US$5.73 per share, while slightly refining inputs such as discount rate and future P/E assumptions. This reflects updated views on risk and long term earnings potential rather than a material shift in overall conviction.
Aggiornamento della narrazione • Jan 24

MQ: European Card Expansion And Buybacks Will Drive Future Upside

Analysts have trimmed their price target on Marqeta to reflect slightly lower fair value estimates of about 1% and modest adjustments to discount rate, revenue growth, profit margin and future P/E assumptions, signaling a more measured view on the stock. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s plans for growth and profitability (Key Developments).
Aggiornamento della narrazione • Jan 09

MQ: European Card Expansion And Buybacks Will Support Future Upside

Analysts have trimmed their fair value estimate for Marqeta to reflect a lower future P/E assumption of 55.89x, along with small adjustments to the discount rate, revenue growth, and profit margin expectations. Together, these changes result in a modest reset of the implied price target.
Aggiornamento della narrazione • Dec 25

MQ: Share Repurchases And Klarna Expansion Will Drive Long Term Upside

Analysts have modestly reduced their price target on Marqeta to reflect slightly slower projected revenue growth and meaningfully lower long term profit margins, even as they assign a higher future P/E multiple to the shares. What's in the News Board of Directors authorizes a new share repurchase plan, allowing Marqeta to buy back up to $100 million of Class A common stock with no set expiration, which signals confidence in the company’s valuation (company announcement).
Aggiornamento della narrazione • Dec 11

MQ: Expanded European Partnership Will Drive Future Upside

Analysts have marginally raised their price target on Marqeta to 6.18 dollars from 6.18 dollars, reflecting slightly higher discount rate assumptions while leaving expectations for revenue growth, profit margins, and future valuation multiples effectively unchanged. What's in the News Board of Directors authorizes a new share repurchase plan on December 4, 2025, allowing Marqeta to buy back up to 100 million dollars of Class A common stock with no set expiration.
Aggiornamento della narrazione • Nov 27

MQ: European Expansion and Leadership Transition Will Unlock Further Upside

Narrative Update: Marqeta Analyst Price Target Adjusted Analysts have made a slight downward revision to Marqeta's analyst price target, adjusting it from $6.18 to $6.18. This change reflects minimal changes in key assumptions and discount rate calculations.
Aggiornamento della narrazione • Nov 11

MQ: Expanding European Partnerships Will Drive Market Upside Going Forward

Analysts have slightly trimmed their price target for Marqeta from $6.20 to $6.18 per share. This reflects modest adjustments to growth and profit expectations amid evolving market conditions.
Aggiornamento della narrazione • Oct 27

Leadership Change And Buyback Will Shape Digital Payments In 2025 And Beyond

Analysts have lowered their price target for Marqeta from $6.73 to $6.20. They cited adjustments in projected discount rate, revenue growth, and profit margin estimates as reasons for this change.
Aggiornamento della narrazione • Oct 13

Digital Payments And Embedded Finance Will Redefine Global Markets

Narrative Update on Marqeta: Analyst Price Target Revision Analysts have lowered their price target for Marqeta from $7.03 to $6.73. This revision is attributed to softer revenue growth projections and slightly compressed profit margins in updated forecasts.
Aggiornamento della narrazione • Aug 08

Digital Payments And Embedded Finance Will Redefine Global Markets

Marqeta's consensus price target rose modestly, supported by meaningful improvement in net profit margin and a lower future P/E, reflecting enhanced profitability and expectation of continued earnings growth. What's in the News Marqeta provided Q3 earnings guidance, expecting net revenue growth of 15% to 17%, and full-year growth of 17% to 18%.
Articolo di analisi • May 16

Marqeta, Inc. (NASDAQ:MQ) Looks Just Right With A 28% Price Jump

Despite an already strong run, Marqeta, Inc. ( NASDAQ:MQ ) shares have been powering on, with a gain of 28% in the last...
Seeking Alpha • Apr 22

Marqeta: High Risk, Higher Reward

Summary Marqeta stock faced a 40% drop due to regulatory scrutiny but rebounded 20% after better-than-expected Q4 results. Marqeta took "significant strides" to streamline its program launch timelines, leading to more program launches than previously anticipated. But just as things were about to get better for Marqeta, the Trump Administration slapped the whole world with a new set of tariffs. Trading at 50% Net Cash and 2.3x its Gross Profit, Marqeta stock is in deep value territory. While the stock looks cheap, investors need to tread lightly as there's a high likelihood of management withdrawing their guidance. Read the full article on Seeking Alpha
Articolo di analisi • Mar 19

Marqeta, Inc.'s (NASDAQ:MQ) 26% Jump Shows Its Popularity With Investors

The Marqeta, Inc. ( NASDAQ:MQ ) share price has done very well over the last month, posting an excellent gain of 26...
Seeking Alpha • Feb 18

Marqeta: Slightly Overvalued, Downtrend May Not Be Over Yet

Summary Marqeta's stock dropped 40% after lowering Q4'24 guidance, but the company's shift from Block dependency and growing customer base show potential for recovery. Despite revenue growth, Marqeta's net income remains negative, though free cash flow and low debt levels indicate financial stability. Regulatory scrutiny and compliance costs pose short-term challenges, but high TVP and revenue growth suggest a positive mid to long-term outlook. Intrinsic value calculations suggest a slightly overvalued stock; I rate Marqeta as a HOLD, awaiting Q4 earnings for potential changes. Read the full article on Seeking Alpha
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Nuova narrazione • Feb 09

New Initiatives Will Accelerate Client Transition And Expand BNPL Utilization

Marqeta's innovations in portfolio migration and BNPL integration could significantly boost revenue growth and market share expansion.
Seeking Alpha • Nov 21

Marqeta: Stuck In Another Limbo

Summary At long last, the Block contract has finally been fully lapped — this marks a new chapter for Marqeta as the company returns to growth mode. Marqeta recently reported solid Q3 performance. However, strong past performance doesn't really matter if the outlook looks poor. Management issued weak Q4 guidance that sent the stock crashing 40% the following day. Increased regulatory scrutiny led to launch delays and several customers migrating to in-house solutions — these definitely spooked investors. Despite current challenges, Marqeta's fundamentals remain solid — investors just need to exercise a little bit more patience here. Read the full article on Seeking Alpha
Articolo di analisi • Nov 19

With A 25% Price Drop For Marqeta, Inc. (NASDAQ:MQ) You'll Still Get What You Pay For

Marqeta, Inc. ( NASDAQ:MQ ) shareholders that were waiting for something to happen have been dealt a blow with a 25...
Seeking Alpha • Nov 06

Marqeta's Operational Headwinds May Not Be In The Rearview Mirror

Summary Marqeta faces heightened regulatory oversight, delaying 15 programs and lowering Q4'24 guidance to 10-12% revenue growth and 13-15% gross margins, causing shares to drop -42.52%. Despite a 30% increase in total processing volumes in Q3'24, revenue growth was impacted by a customer mix shift and renegotiated platform partner agreements. Management forecasts significant financial challenges for Q4'24 and eFY25, with lower net revenue, tighter gross margins, and higher operational costs due to regulatory changes. Read the full article on Seeking Alpha
Articolo di analisi • Sep 27

Why Investors Shouldn't Be Surprised By Marqeta, Inc.'s (NASDAQ:MQ) P/S

When you see that almost half of the companies in the Diversified Financial industry in the United States have...

Previsioni di crescita degli utili e dei ricavi

NasdaqGS:MQ - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/2028950733994068
12/31/20278284130230713
12/31/20267091615816213
3/31/20266522117149N/A
12/31/2025625-14132163N/A
9/30/2025589-40106134N/A
6/30/2025553-653155N/A
3/31/2025528554668N/A
12/31/2024507273758N/A
9/30/2024490143150N/A
6/30/2024471-126684N/A
3/31/2024577-1901732N/A
12/31/2023676-223821N/A
9/30/2023761-209820N/A
6/30/2023844-207-36-26N/A
3/31/2023799-1931623N/A
12/31/2022748-185-17-13N/A
9/30/2022700-1952528N/A
6/30/2022640-1882527N/A
3/31/2022575-212-10-8N/A
12/31/2021517-1645457N/A
9/30/2021450-1412123N/A
6/30/2021403-1073941N/A
3/31/2021350-467477N/A
12/31/2020290-484850N/A
12/31/2019143-122N/A-15N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di MQ ( 45.5% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di MQ ( 45.5% all'anno) cresceranno più rapidamente del mercato US ( 16.8% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di MQ cresceranno in modo significativo nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di MQ ( 12.1% all'anno) crescerà più rapidamente del mercato US ( 11.7% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di MQ ( 12.1% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di MQ sarà basso tra 3 anni ( 8 %).

Scoprire le aziende in crescita

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/22 19:39
Prezzo dell'azione a fine giornata2026/05/22 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Marqeta, Inc. è coperta da 26 analisti. 13 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Ramsey El-AssalBarclays
Andrew DeGasperiBerenberg
Mark PalmerBerenberg