Truist Financial (TFC) Panoramica del titolo
Truist Financial Corporation, società di servizi finanziari, fornisce servizi bancari e fiduciari negli Stati Uniti sudorientali e medioatlantici. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 4/6 |
| Crescita futura | 1/6 |
| Prestazioni passate | 2/6 |
| Salute finanziaria | 6/6 |
| Dividendi | 5/6 |
Premi
Analisi del rischio
Non sono stati rilevati rischi per TFC dai nostri controlli di rischio.
TFC Community Fair Values
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Analyst Price Targets
Concorrenti di Truist Financial Corporation
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$49.76 |
| Massimo di 52 settimane | US$56.20 |
| Minimo di 52 settimane | US$38.84 |
| Beta | 0.88 |
| Variazione di 1 mese | 3.73% |
| Variazione a 3 mesi | 12.15% |
| Variazione di 1 anno | 23.60% |
| Variazione a 3 anni | 56.87% |
| Variazione a 5 anni | -13.91% |
| Variazione dall'IPO | 941.49% |
Notizie e aggiornamenti recenti
Aggiornamento della narrazione • Jun 08
TFC: Excess Capital And Digital Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged lower by a modest $0.01, as analysts recalibrated assumptions following a mix of recent target cuts and downgrades, balanced against a few target increases from other firms. Analyst Commentary Recent research on Truist Financial reflects a split view, with some analysts trimming targets or ratings on valuation concerns, while others have modestly raised targets after revisiting their assumptions.Seeking Alpha • Jun 05
Truist: Still Offering Investors A Decent Margin Of Safety
Summary Despite some modest operational challenges, Truist Financial has been a solid performer since I upgraded it to Buy nearly a year ago, returning around 15%. Net interest income is tracking weaker than expected amid tepid volume growth, but market-facing operations and non-interest income have been brighter. TFC is still sitting on a healthy level of surplus capital, and with retained earnings improving, that's led to a step-up in buyback spending, supporting EPS growth. TFC only trades for around 10.3x forward earnings. Given forecasts for double-digit EPS growth and a 4%-plus dividend yield, there's still a decent margin of safety in these shares. Read the full article on Seeking AlphaAggiornamento della narrazione • May 24
TFC: Excess Capital And Tech Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged higher to about $55.67, up roughly $0.85, as analysts factor in a slightly higher fair value, modest tweaks to growth and margin assumptions, and mixed recent research that includes both price target cuts and increases along with a valuation driven downgrade. Analyst Commentary Recent research on Truist Financial reflects a split view, with several firms adjusting price targets in both directions and one valuation driven downgrade.Recent updates
Aggiornamento della narrazione • Jun 08
TFC: Excess Capital And Digital Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged lower by a modest $0.01, as analysts recalibrated assumptions following a mix of recent target cuts and downgrades, balanced against a few target increases from other firms. Analyst Commentary Recent research on Truist Financial reflects a split view, with some analysts trimming targets or ratings on valuation concerns, while others have modestly raised targets after revisiting their assumptions.Seeking Alpha • Jun 05
Truist: Still Offering Investors A Decent Margin Of Safety
Summary Despite some modest operational challenges, Truist Financial has been a solid performer since I upgraded it to Buy nearly a year ago, returning around 15%. Net interest income is tracking weaker than expected amid tepid volume growth, but market-facing operations and non-interest income have been brighter. TFC is still sitting on a healthy level of surplus capital, and with retained earnings improving, that's led to a step-up in buyback spending, supporting EPS growth. TFC only trades for around 10.3x forward earnings. Given forecasts for double-digit EPS growth and a 4%-plus dividend yield, there's still a decent margin of safety in these shares. Read the full article on Seeking AlphaAggiornamento della narrazione • May 24
TFC: Excess Capital And Tech Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged higher to about $55.67, up roughly $0.85, as analysts factor in a slightly higher fair value, modest tweaks to growth and margin assumptions, and mixed recent research that includes both price target cuts and increases along with a valuation driven downgrade. Analyst Commentary Recent research on Truist Financial reflects a split view, with several firms adjusting price targets in both directions and one valuation driven downgrade.Aggiornamento della narrazione • Apr 20
TFC: Excess Capital And Tech Initiatives Are Expected To Support Balanced Future Returns
The updated analyst price target for Truist Financial edges slightly lower to $54.82 from $54.86, as analysts balance higher modeled revenue growth and a modestly higher future P/E with slightly softer profit margin assumptions and a lower discount rate. Analyst Commentary Recent research on Truist Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and a few making rating changes.Aggiornamento della narrazione • Apr 06
TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns
Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.Aggiornamento della narrazione • Mar 23
TFC: Excess Capital And Buybacks Are Expected To Lift Future Returns
The fair value estimate for Truist Financial has been adjusted slightly lower to $56.55 as analysts weigh higher discount rate assumptions against a series of recent upgrades and price target increases that highlight excess capital, buyback potential, and improving fundamentals. Analyst Commentary Recent Street research around Truist Financial centers on excess capital, buyback capacity, and potential for improving returns, with a growing cluster of upgrades and higher price targets.Aggiornamento della narrazione • Mar 08
TFC: Excess Capital And Buybacks Are Expected To Drive Higher ROTCE
The analyst price target for Truist Financial edges slightly lower to $57.00 from $57.11, as analysts weigh higher capital costs against unchanged growth and margin assumptions, while pointing to excess capital, planned buybacks, and improving return targets in recent research updates. Analyst Commentary Recent Street research on Truist Financial shows a mix of optimism around capital deployment and earnings power, alongside some caution on guidance and execution timing.Aggiornamento della narrazione • Feb 22
TFC: Excess Capital And Buybacks May Support ROTCE While Credit Risks Persist
Analysts have nudged their fair value estimate for Truist Financial higher to $57.11 from $56.13, citing sizable excess capital, rising loan growth expectations, and growing buyback potential as key supports for the higher price target backdrop. Analyst Commentary Recent Street research on Truist Financial has turned more constructive, with multiple firms lifting price targets and some shifting to more positive ratings.Aggiornamento della narrazione • Feb 08
TFC: Cost Actions And Buybacks May Support ROTCE Despite Credit Uncertainty
Analysts have nudged their price targets for Truist Financial higher, reflected in our fair value estimate moving from US$55.31 to US$56.13. They highlight improving profitability assumptions, a slightly lower discount rate, modestly stronger revenue growth expectations, healthier profit margins, and a somewhat lower future P/E multiple in recent research updates.Aggiornamento della narrazione • Jan 25
TFC: Cost Efficiency And Buybacks Will Support Higher Future ROTCE
Analysts have nudged their price targets for Truist Financial higher, reflected in a modest fair value move from about US$55.11 to US$55.31, as they point to cost structure improvements, capital build, buyback support, and expectations for improved returns in the coming years. Analyst Commentary Recent research points to a generally constructive tone on Truist Financial, with several bullish analysts raising price targets and upgrading ratings, while a smaller group strikes a more cautious note around guidance and execution risk.Aggiornamento della narrazione • Jan 10
TFC: Cost Discipline And Capital Returns Will Support Improving ROTCE Outlook
Analysts have raised their blended price target for Truist Financial from US$50.88 to about US$55.11. They cite updated views on margin resilience, return on equity potential, and valuation, supported by a series of recent target hikes and upgrades that highlight improving fundamentals and capital return plans.Aggiornamento della narrazione • Dec 15
TFC: Higher ROTCE And Cost Discipline Will Guide Balanced Outlook
Analysts have nudged their price target on Truist Financial slightly higher, citing an improved return on tangible common equity outlook that supports a modest fair value increase to about $50.88 per share from roughly $50.55 previously. Analyst Commentary Bullish analysts highlight that the incremental price target increase, even if modest, reflects growing conviction that Truist can deliver better returns on tangible common equity over the next few quarters.Aggiornamento della narrazione • Nov 30
TFC: Higher ROTCE And Stable Performance Will Shape Outlook Amid Industry Headwinds
Analysts have raised their price target for Truist Financial by $1 to $49, citing improved return on tangible common equity in their latest estimates. Analyst Commentary Bullish analysts have highlighted several positive developments for Truist Financial following the updated price target.Aggiornamento della narrazione • Nov 16
TFC: Returns On Tangible Common Equity Will Drive Upside Momentum
Truist Financial's analyst price target has seen a modest increase to $49, up $1 from prior estimates. Analysts point to improved returns on tangible common equity and incremental progress in key financial metrics.Aggiornamento della narrazione • Nov 01
TFC: Operational Changes And Discipline In Profitability Will Drive Future Shareholder Returns
The analyst consensus price target for Truist Financial has been revised upward by nearly $1 to $50.50. Analysts cite improved return on tangible common equity estimates and moderately higher revenue growth expectations, which are offset by a slight dip in profit margin.Aggiornamento della narrazione • Oct 17
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Truist Financial's analyst price target has been modestly raised from $49.25 to $49.53. Analysts cite improved revenue growth estimates but note ongoing challenges with profitability and competitive positioning.Aggiornamento della narrazione • Oct 03
Digital Adoption And Sunbelt Expansion Will Advance Market Position
The average analyst price target for Truist Financial has been modestly raised from $48.69 to $49.25. Analysts cite ongoing adjustments to growth expectations and mixed performance metrics as key factors supporting a slightly higher valuation.Nuova narrazione • Jul 20
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Digital adoption and technology investments are reducing operational costs, improving efficiency, and positioning Truist for ongoing revenue and margin expansion.Seeking Alpha • Apr 17
Truist Financial: Q1 Earnings And Valuation Prompt A Rating Upgrade
Summary Truist Financial Corporation's Q1 2025 earnings report was solid, with disciplined expense management leading to positive operating leverage - despite a 3.2% decline in net revenues. The bank's asset quality remains strong, with stable nonperforming assets and net charge-offs in line with larger competitor U.S. Bancorp. Continued share buybacks, totaling $500 million in Q1 and likely $750 million in Q2, underline management's confidence in the bank's fundamentals. I upgraded TFC stock to "buy" due to its attractive valuation and cost management progress, but will keep it in a small position for the sake of proper risk management. Read the full article on Seeking AlphaSeeking Alpha • Mar 11
Truist: True Rewards Come With Risks
Summary Truist Financial Corporation shows improved topline growth after repositioning its investment portfolio. TFC maintains good liquidity, asset quality, and impressive capital adequacy, ensuring financial stability and resilience. The stock is trading below its book value per share, presenting a buying opportunity with a target price of $45.25 and the potential for a rebound. Technical indicators suggest a buying opportunity despite weak momentum, with potential for price recovery supported by historical RSI patterns and Fibonacci retracement levels. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Truist: Strong Net Interest Margins Coupled With High Loan Quality
Summary The bank’s ten-year median net interest margin is steady at 3.1%, reflecting the bank’s diversification and consistent loan quality. The decade-long NPL ratio outperforms peers, underscoring its effective credit risk management. The historical loan-to-deposit ratio implies a solid funding profile. Truist Financial Corp., based on the current valuation, is anticipated to deliver a five-year annual return of 14.5%. Read the full article on Seeking AlphaSeeking Alpha • Dec 31
Truist: After A Sector-Wide Rerating, The Hard Work Is Still To Come
Summary After a sector-wide rerating, I'm more cautious on Truist as the upside is increasingly tied to successfully deploying surplus capital and regaining loan/deposit share in highly competitive Southeast markets. Truist's growth depends heavily on core lending and banking after selling its insurance brokerage, but weak customer satisfaction and lost market share are concerning. Management's focus on deploying surplus capital into commercial and consumer banking is logical, but growth may disappoint without improved customer service/satisfaction levels. While Truist is modestly undervalued on long-term core growth of 4%-5%, full value realization may require activist investor involvement and better customer service strategies. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Why Truist Financial Stock Is Not A Buy Ahead Of Q2 Earnings
Summary Truist Financial Corporation will report its second-quarter results on Monday, July 22, before the market opens. In this update, I share what I expect from Truist's Q2 results — especially given the solid Q2 report from rival U.S. Bancorp. I take a fresh look at the utilization of the Bank Term Funding Program, under which the Federal Reserve ceased making new loans in March. I also explain why I am no longer buying TFC stock, despite its seemingly still low valuation. Read the full article on Seeking AlphaSeeking Alpha • Oct 08
Truist Financial Q3 Preview: Core Banking Trends Become Even More Important
Summary Truist Financial will report third quarter earnings pre-market on Thursday, October 17. Analysts expect roughly flat EPS. Having disposed of its remaining stake in Truist Insurance Holdings, Truist is now a NII-heavy bank with greater long-term sensitivity to interest rates. On the plus side, Truist's current balance sheet composition can drive reasonable net interest margin expansion in the coming easing cycle. At ~11.6x consensus 2024 EPS, the stock looks roughly fair value based on a ~10% hurdle rate. Read the full article on Seeking AlphaSeeking Alpha • Sep 01
Truist Financial: Making Solid Progress
Summary Truist Financial Corporation's shares have surged near 52-week highs after a strong 2Q24 and expectations of a Fed rate cut in September. The bank has improved its CET1 ratio to 11.5% through strategic asset sales and balance sheet repositioning, enhancing capital adequacy. With a solid 4.7% yield and a PE ratio of 11 on FY2025E EPS, Truist is a solid value and dividend idea on any dips in the overall market. A full investment analysis around Truist Financial follows in the paragraphs below. Read the full article on Seeking AlphaRendimenti per gli azionisti
| TFC | US Banks | US Mercato | |
|---|---|---|---|
| 7D | 4.9% | 3.9% | -4.1% |
| 1Y | 23.6% | 21.7% | 20.6% |
Ritorno vs Industria: TFC ha superato il US Banks che ha restituito 21.7 % nell'ultimo anno.
Rendimento vs Mercato: TFC ha superato il mercato US che ha restituito 20.6 % nell'ultimo anno.
Volatilità dei prezzi
| TFC volatility | |
|---|---|
| TFC Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.1% |
Prezzo delle azioni stabile: TFC non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 3% ) di TFC è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1872 | 37,899 | Bill Rogers | www.truist.com |
Truist Financial Corporation, società di servizi finanziari, fornisce servizi bancari e fiduciari negli Stati Uniti sudorientali e medioatlantici. L'azienda opera attraverso due segmenti, Consumer and Small Business Banking e Wholesale Banking. I suoi prodotti di deposito comprendono conti correnti infruttiferi, conti correnti fruttiferi, conti di risparmio e conti del mercato monetario, nonché certificati di deposito e conti pensionistici individuali.
Truist Financial Corporation Riepilogo dei fondamenti
| TFC statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$61.58b |
| Utili (TTM) | US$5.19b |
| Ricavi(TTM) | US$18.66b |
11.9x
Rapporto P/E1.0x
Rapporto P/BTFC è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| TFC Conto economico (TTM) | |
|---|---|
| Ricavi | US$18.66b |
| Costo del fatturato | US$0 |
| Profitto lordo | US$18.66b |
| Altre spese | US$13.46b |
| Utili | US$5.19b |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
Jul 17, 2026
| Utile per azione (EPS) | 4.17 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 27.84% |
| Rapporto debito/patrimonio netto | 110.5% |
Come si è comportato TFC nel lungo periodo?
Vedi performance storica e confrontoDividendi
4.2%
Rendimento attuale del dividendo51%
Rapporto di remunerazioneAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/06/10 09:07 |
| Prezzo dell'azione a fine giornata | 2026/06/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Truist Financial Corporation è coperta da 45 analisti. 14 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |