Regions Financial (RF) Panoramica del titolo
Regions Financial Corporation, una holding finanziaria, fornisce vari prodotti e servizi bancari e correlati a clienti privati e aziendali. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 4/6 |
| Crescita futura | 0/6 |
| Prestazioni passate | 3/6 |
| Salute finanziaria | 6/6 |
| Dividendi | 5/6 |
Premi
Analisi del rischio
Non sono stati rilevati rischi per RF dai nostri controlli di rischio.
RF Community Fair Values
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Analyst Price Targets
Concorrenti di Regions Financial Corporation
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$31.02 |
| Massimo di 52 settimane | US$31.53 |
| Minimo di 52 settimane | US$22.70 |
| Beta | 1.01 |
| Variazione di 1 mese | 5.98% |
| Variazione a 3 mesi | 11.46% |
| Variazione di 1 anno | 25.64% |
| Variazione a 3 anni | 63.69% |
| Variazione a 5 anni | 63.18% |
| Variazione dall'IPO | 1,138.54% |
Notizie e aggiornamenti recenti
Seeking Alpha • Jul 09
Regions Financial: Recent Acquisition Underpins Growth Case For This Sunbelt Regional Bank
Summary Regions Financial Corporation gets a buy rating after outperforming my prior bullish and neutral views over the last 3 years and continuing with a compelling growth case and dividend story. Its recent acquisition of an investment bank in its region further boosts the growth case in the wake of favorable metrics in Q1 results as well. Loan performance has improved in Q1, while investment-grade ratings were maintained by the major agencies. The risk factor of Fed decisions impacting interest rates was also discussed, and this is actually a major factor impacting this sector directly. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Jul 07
RF: Fair View Balances Higher Street Expectations With Revenue And Credit Risks
Analysts have lifted the average price target for Regions Financial to about $31.67 from roughly $30.75, citing updated assumptions for modestly higher revenue, slightly stronger profit margins, a higher future P/E multiple, and a series of recent price target increases across the Street. Analyst Commentary Recent research on Regions Financial highlights a mix of optimism and caution, with several firms adjusting price targets while reassessing risks around revenue trends, competition, and valuation.Recent updates
Seeking Alpha • Jul 09
Regions Financial: Recent Acquisition Underpins Growth Case For This Sunbelt Regional Bank
Summary Regions Financial Corporation gets a buy rating after outperforming my prior bullish and neutral views over the last 3 years and continuing with a compelling growth case and dividend story. Its recent acquisition of an investment bank in its region further boosts the growth case in the wake of favorable metrics in Q1 results as well. Loan performance has improved in Q1, while investment-grade ratings were maintained by the major agencies. The risk factor of Fed decisions impacting interest rates was also discussed, and this is actually a major factor impacting this sector directly. Read the full article on Seeking AlphaAggiornamento della narrazione • Jul 07
RF: Fair View Balances Higher Street Expectations With Revenue And Credit Risks
Analysts have lifted the average price target for Regions Financial to about $31.67 from roughly $30.75, citing updated assumptions for modestly higher revenue, slightly stronger profit margins, a higher future P/E multiple, and a series of recent price target increases across the Street. Analyst Commentary Recent research on Regions Financial highlights a mix of optimism and caution, with several firms adjusting price targets while reassessing risks around revenue trends, competition, and valuation.Aggiornamento della narrazione • Jun 22
RF: Split Street Views And Credit Costs Will Shape Future Risk Reward
Regions Financial's analyst price target has been nudged higher by a few dollars. The change reflects updated views that blend modestly adjusted fair value estimates, slightly different revenue growth and profit margin assumptions, and a revised forward P/E outlook cited by recent research from both raising and lowering analysts.Aggiornamento della narrazione • Jun 07
RF: Mixed Street Views And Margin Trends Will Shape Future Risk Reward
Analysts have nudged the fair value estimate for Regions Financial higher to $30.73 from $30.69, reflecting modest tweaks to long term revenue growth, profit margin assumptions, and the future P/E multiple following a mix of recent price target raises and cuts across the Street. Analyst Commentary Recent research on Regions Financial reflects a mix of optimism and caution, with several firms adjusting their price targets in both directions.Aggiornamento della narrazione • May 23
RF: Mixed Price Views And Governance Shifts Will Shape Future Risk Reward
Analysts have nudged the average price target for Regions Financial higher by a few dollars per share. This reflects updated views on slightly higher discount rates, modestly adjusted growth and margin assumptions, and a higher future P/E multiple.Aggiornamento della narrazione • Apr 25
RF: Mixed P/E Views And Governance Reforms Will Shape Future Risk Reward
Analysts have nudged their price targets on Regions Financial higher, with the updated fair value estimate moving from about $29.97 to $30.69, citing revised assumptions around revenue growth, profitability and a lower future P/E multiple. Analyst Commentary Recent Street research on Regions Financial has been mixed, with several firms lifting their price targets while others have trimmed theirs.Aggiornamento della narrazione • Apr 10
RF: Credit Trends, Buybacks And Governance Changes Will Shape Future Risk Reward
Analysts have nudged their blended price target for Regions Financial down by about $0.75, reflecting slightly lower revenue growth assumptions and a modestly reduced forward P/E, even as projected profit margins edge higher. Analyst Commentary Recent Street research on Regions Financial shows a cluster of price target reductions alongside a smaller group of upward revisions, pointing to a mixed but engaged analyst view on valuation, execution and growth prospects.Aggiornamento della narrazione • Mar 27
RF: Credit Trends And Buybacks Will Drive Future Upside Potential
The updated analyst price target for Regions Financial now stands at about $30.72. This reflects a fine-tuned outlook as analysts balance recent target increases from firms like JPMorgan, UBS, Piper Sandler and Goldman Sachs with more cautious moves including target cuts and downgrades tied to valuation, guidance and credit risk.Aggiornamento della narrazione • Mar 12
RF: Credit Costs And Buybacks Will Shape Future Upside Balance
Analysts have nudged their average price target on Regions Financial modestly higher, with moves such as $2 to $2.50 target increases at several firms, partly offset by a $1 trim elsewhere, reflecting a mixed but generally constructive view on valuation, credit risk, and earnings power. Analyst Commentary Recent research on Regions Financial has become more divided, with some firms lifting price targets while others shift to more cautious ratings.Aggiornamento della narrazione • Feb 25
RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance
Analysts have nudged their average price target on Regions Financial higher, with the model fair value estimate moving from about $30.66 to $30.94 as they factor in slightly stronger expected revenue growth, a modest adjustment to future P/E assumptions, and updated views from both recent target hikes and downgrades across the Street. Analyst Commentary Recent Street research on Regions Financial shows a mix of optimism around long term fundamentals and caution around nearer term execution and credit trends.Aggiornamento della narrazione • Feb 10
RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance
Analysts have raised their average price targets on Regions Financial by a few dollars, reflecting updated views around slightly higher fair value, modest tweaks to revenue growth and discount rate assumptions, as well as a small shift in expected profit margins and future P/E multiples. Analyst Commentary Recent research on Regions Financial has been mixed, with some firms lifting price targets while others have downgraded the stock or trimmed their expectations.Aggiornamento della narrazione • Jan 26
RF: Buybacks, Credit Costs And Guidance Reliability Will Shape Future Balance
Analysts have inched their average price target for Regions Financial higher by about US$0.10. This reflects a blend of higher individual targets from firms citing potential for improved profitability and operating leverage, and lower or more cautious targets from others focused on guidance risks, credit trends, and what they view as a relatively full valuation.Aggiornamento della narrazione • Jan 12
RF: Buybacks, Credit Costs And M&A Perception Will Shape Future Balance
Analysts have modestly lifted their average price target on Regions Financial to about US$30.28 from roughly US$29.12. This reflects a slightly higher fair value estimate and updated assumptions on growth, profitability, and future P/E, even as opinions remain mixed on near term catalysts and credit risk.Aggiornamento della narrazione • Dec 19
RF: M&A Buyer Perception And Deposit Competition Will Shape Balanced Outlook
Analysts have modestly reduced their price target for Regions Financial to $27 from $30, citing a narrower upside profile amid elevated M&A expectations for likely bank acquirers and rising competitive pressures on the company’s low cost Southeast deposit base. Analyst Commentary Analysts are parsing the implications of the rating change in the context of both valuation and strategic optionality, with views divided on how much upside remains while the bank M&A cycle is active.Aggiornamento della narrazione • Nov 18
RF: Net Interest Margin Improvement Will Drive Further Upside Through 2026
Analysts have modestly increased their price target for Regions Financial, raising it to $28 from $27. They cite factors such as shifting M&A dynamics, evolving competitive risks in key Southeast markets, and expectations for continued net interest margin improvement over the coming years.Aggiornamento della narrazione • Nov 02
RF: Loan And Deposit Expansion Will Drive Sun Belt Earnings Momentum
Analysts have lowered their price target for Regions Financial from $29.10 to $28.45, citing heightened uncertainty around M&A activity and potential risks to deposit bases in key Southeast markets. Analyst Commentary Street research on Regions Financial continues to reflect a split between optimism about the bank's fundamental prospects and caution regarding possible headwinds in the current banking environment.Aggiornamento della narrazione • Oct 17
Sun Belt Expansion And Digital Banking Will Secure Market Stability
Analysts have slightly lowered their average price target for Regions Financial to $29.10 from $29.14, citing tempered upside potential. The bank is viewed as an acquirer in the current M&A market and faces some risks from competitive pressures in key deposit markets.Aggiornamento della narrazione • Oct 03
Sun Belt Expansion And Digital Banking Will Secure Market Stability
Analysts have raised their price target for Regions Financial from $28.75 to $29.14, citing steady net interest income growth, higher projected profits, and positive fee trends. These factors support a constructive outlook on the bank's fundamentals.Aggiornamento della narrazione • Sep 11
Sun Belt Expansion And Digital Banking Will Secure Market Stability
Region Financial’s consensus price target saw a slight upward revision to $28.75, as analysts cited improved fundamentals, favorable macro and regulatory conditions, expected loan growth, and higher projected earnings, reflecting continued optimism toward large bank outperformance. Analyst Commentary Bullish analysts cite a constructive macro backdrop, deregulation, improved banking fundamentals, favorable sentiment, expected M&A activity, and a forecast for solid loan growth in the second half.Seeking Alpha • Apr 15
Regions Financial: Capital Is A Focus Ahead Of Q1
Summary Shares of Regions Financial have dropped 30% from their highs, erasing gains, with Q1 earnings on April 17th a critical opportunity to stabilize sentiment. Despite operating in a favorable geography, recent growth has been sluggish, with flat deposits and higher funding costs impacting net interest income and EPS. Weak deposit and loan growth, coupled with potential credit losses, pose risks to Q1 and full-year earnings, limiting upside potential. RF's capital position is weakened by unrealized losses, constraining balance sheet flexibility, making it less attractive compared to peers. Read the full article on Seeking AlphaSeeking Alpha • Feb 02
Regions Financial: Investors Can Bank On The Long-Term Prospects
Summary After earnings have declined over the last three years, Regions Financial is expected to increase profits by at least 10% over the next two. Regions Financial currently holds over $39.4 billion in non-interest-bearing deposits, which represents over 31% of its total deposit base. That percentage is significantly larger than similar accounts for its peers. The company's top strength can be found in its geographic footprint. Regions Bank has its branches in the fastest-growing areas of the US, which should provide ample growth opportunities. While I do not expect RF stock to be a short-term home run, the prospects for the next three to five years for Regions Financial appear to be promising. I give the stock a buy rating. Read the full article on Seeking AlphaSeeking Alpha • Dec 07
Regions Financial: NIM Expansion Offset By Slow Asset Growth (Rating Upgrade)
Summary Regions Financial shares have surged 53% in the past year, outperforming other regional banks, despite my initial concerns about deposit flows. RF's Q3 earnings beat expectations, driven by stabilizing deposits and strategic actions to boost net interest income, though future earnings growth is crucial. Reinvesting fixed securities can continue to boost NIM and modestly grow interest income, and RF may tactically take further losses to accelerate this process. Challenges include tepid deposit and loan growth, higher funding costs, and credit quality risks, particularly in commercial real estate exposure. With stable deposits and a secure 3.8% yield, RF is rated a "hold," but shares closer to 10x earnings or below $24 are more attractive. Read the full article on Seeking AlphaSeeking Alpha • Oct 05
Regions Financial's Best Feature Remains Its Deposit Base
Summary Alabama-based Regions Financial has a top tier funding profile thanks to a very attractive deposit base. Other aspects of its business appear a bit more average, though Regions can well afford this given its very low cost of funding versus peers. Regions' current earnings power looks like a reasonable reflection of its longer-term potential. At 11x EPS and ~1.6x TBV ex-AOCI, the stock looks ballpark fair value. Read the full article on Seeking AlphaSeeking Alpha • Sep 26
Regions Financial: Stable Dividend Opportunity To Hold Well-Capitalized Regional Bank
Summary Regions Financial has a proven dividend growth and dividend stability, with strong liquidity and cash to support its sustainability. The bank exceeds minimum regulatory capital requirements, and has solid liquidity. Regions showed potential to grow in non-interest segments like fees from wealth clients and mortgages. The macro effect of Fed rate cuts could benefit these banks in terms of lower funding costs and higher demand for loans. The stock is trading double-digit percentages above its moving average, and nearing its 10-year-high, which may limit upside. Read the full article on Seeking AlphaSeeking Alpha • Aug 03
Regions Financial: The Newly Issued Preferred Shares Offer A 6.98% Yield
Summary Regions Financial is a sizable regional bank with more than $150 billion in assets and low exposure to commercial real estate. The bank performed well in Q2, with net interest income increasing slightly and non-interest expenses decreasing significantly. Regions Financial recently issued new preferred shares with a fixed rate for the first five years and a reset based on the five-year US treasury rate plus a mark-up. Read the full article on Seeking AlphaSeeking Alpha • Jul 02
Regions Financial Likely To Remain Sleepy Until Rate Cut Expectations Fire Up Again
Summary Regions Financial is stuck in a tortoise-vs-hare rut today, with ongoing pressure on net interest margin and minimal loan growth momentum likely to drive comparatively weak pre-provision profit performance. Regions has once again proven out the strength of its deposit franchise, outperforming peers on deposit costs and reaping a wider spread between loan and deposit betas. Management expects credit costs to peak in Q2'24, and thus far office and multifamily are not causing major issues. Regions is poised to deliver above-peer growth when rates eventually fall, and 3% to 4% long-term core growth can support a mid-$20's fair value today. Read the full article on Seeking AlphaSeeking Alpha • Apr 21
Regions Financial Offers 5% Dividend Yield At A Low Payout Ratio
Summary Regions Financial is a regional bank with over $150B in assets, focused on commercial & Industrial loans. The bank saw a decrease in net interest income in Q1, but made up for it with decreased non-interest expenses. The bank's exposure to commercial real estate is relatively low, and it has a strong balance sheet with ample cash reserves. Read the full article on Seeking AlphaRendimenti per gli azionisti
| RF | US Banks | US Mercato | |
|---|---|---|---|
| 7D | 2.4% | 0.8% | 0.7% |
| 1Y | 25.6% | 21.7% | 20.6% |
Ritorno vs Industria: RF ha superato il US Banks che ha restituito 21.7 % nell'ultimo anno.
Rendimento vs Mercato: RF ha superato il mercato US che ha restituito 20.6 % nell'ultimo anno.
Volatilità dei prezzi
| RF volatility | |
|---|---|
| RF Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
Prezzo delle azioni stabile: RF non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 3% ) di RF è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1971 | 19,910 | John Turner | www.regions.com |
Regions Financial Corporation, una holding finanziaria, fornisce vari prodotti e servizi bancari e correlati a clienti privati e aziendali. Opera attraverso tre segmenti: Corporate Bank, Consumer Bank e Wealth Management. Il segmento Corporate Bank offre servizi bancari commerciali, come prestiti immobiliari commerciali e industriali, immobili commerciali e per investitori; finanziamenti per leasing di attrezzature; prodotti di deposito; attività di mercato dei capitali, come sottoscrizione e collocamento di titoli; sindacazione e collocamento di prestiti, cambi, derivati, fusioni e acquisizioni e altri servizi di consulenza a sviluppatori e investitori aziendali, del mercato medio e di immobili commerciali.
Regions Financial Corporation Riepilogo dei fondamenti
| RF statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$26.47b |
| Utili (TTM) | US$2.14b |
| Ricavi(TTM) | US$7.18b |
12.4x
Rapporto P/E1.5x
Rapporto P/BRF è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| RF Conto economico (TTM) | |
|---|---|
| Ricavi | US$7.18b |
| Costo del fatturato | US$0 |
| Profitto lordo | US$7.18b |
| Altre spese | US$5.04b |
| Utili | US$2.14b |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
Jul 17, 2026
| Utile per azione (EPS) | 2.50 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 29.74% |
| Rapporto debito/patrimonio netto | 43.0% |
Come si è comportato RF nel lungo periodo?
Vedi performance storica e confrontoDividendi
3.4%
Rendimento attuale del dividendo43%
Rapporto di remunerazioneAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/12 01:47 |
| Prezzo dell'azione a fine giornata | 2026/07/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Regions Financial Corporation è coperta da 40 analisti. 14 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Kevin Heal | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |