Regions Financial Corporation

Report azionario NYSE:RF

Capitalizzazione di mercato: US$23.7b

Regions Financial Crescita futura

Criteri Future verificati 1/6

Regions Financial prevede che gli utili e i ricavi cresceranno rispettivamente di 3.6% e 6.2% all'anno. Si prevede che l'EPS crescerà di 7.4% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 13.8% in 3 anni.

Informazioni chiave

3.6%

Tasso di crescita degli utili

7.42%

Tasso di crescita dell'EPS

Banks crescita degli utili8.2%
Tasso di crescita dei ricavi6.2%
Rendimento futuro del capitale proprio13.79%
Copertura analitica

Good

Ultimo aggiornamento22 May 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione • May 23

RF: Mixed Price Views And Governance Shifts Will Shape Future Risk Reward

Analysts have nudged the average price target for Regions Financial higher by a few dollars per share. This reflects updated views on slightly higher discount rates, modestly adjusted growth and margin assumptions, and a higher future P/E multiple.
Seeking Alpha • May 04

Regions Financial: When Smaller Bests Bigger

Summary Regions Financial demonstrates disciplined organic growth, focusing on Southeast U.S. markets and technological upgrades rather than M&A expansion. RF's Q1 results show sequential and year-over-year growth in both deposits (+0.3% QoQ, +2% YoY) and loans (+2.3% YoY), with improved credit quality. The loan-to-deposit ratio rose to 75%, still conservative but trending toward a more competitive stance, supporting a robust earnings outlook. RF offers a 3.74% yield, strong dividend growth, active buybacks, and is expected to deliver 12% additional returns by year-end at fair value. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Apr 25

RF: Mixed P/E Views And Governance Reforms Will Shape Future Risk Reward

Analysts have nudged their price targets on Regions Financial higher, with the updated fair value estimate moving from about $29.97 to $30.69, citing revised assumptions around revenue growth, profitability and a lower future P/E multiple. Analyst Commentary Recent Street research on Regions Financial has been mixed, with several firms lifting their price targets while others have trimmed theirs.
Aggiornamento della narrazione • Apr 10

RF: Credit Trends, Buybacks And Governance Changes Will Shape Future Risk Reward

Analysts have nudged their blended price target for Regions Financial down by about $0.75, reflecting slightly lower revenue growth assumptions and a modestly reduced forward P/E, even as projected profit margins edge higher. Analyst Commentary Recent Street research on Regions Financial shows a cluster of price target reductions alongside a smaller group of upward revisions, pointing to a mixed but engaged analyst view on valuation, execution and growth prospects.
Aggiornamento della narrazione • Mar 27

RF: Credit Trends And Buybacks Will Drive Future Upside Potential

The updated analyst price target for Regions Financial now stands at about $30.72. This reflects a fine-tuned outlook as analysts balance recent target increases from firms like JPMorgan, UBS, Piper Sandler and Goldman Sachs with more cautious moves including target cuts and downgrades tied to valuation, guidance and credit risk.
Aggiornamento della narrazione • Mar 12

RF: Credit Costs And Buybacks Will Shape Future Upside Balance

Analysts have nudged their average price target on Regions Financial modestly higher, with moves such as $2 to $2.50 target increases at several firms, partly offset by a $1 trim elsewhere, reflecting a mixed but generally constructive view on valuation, credit risk, and earnings power. Analyst Commentary Recent research on Regions Financial has become more divided, with some firms lifting price targets while others shift to more cautious ratings.
Aggiornamento della narrazione • Feb 25

RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance

Analysts have nudged their average price target on Regions Financial higher, with the model fair value estimate moving from about $30.66 to $30.94 as they factor in slightly stronger expected revenue growth, a modest adjustment to future P/E assumptions, and updated views from both recent target hikes and downgrades across the Street. Analyst Commentary Recent Street research on Regions Financial shows a mix of optimism around long term fundamentals and caution around nearer term execution and credit trends.
Aggiornamento della narrazione • Feb 10

RF: Buybacks, Credit Costs And Mixed Rating Moves Will Shape Future Balance

Analysts have raised their average price targets on Regions Financial by a few dollars, reflecting updated views around slightly higher fair value, modest tweaks to revenue growth and discount rate assumptions, as well as a small shift in expected profit margins and future P/E multiples. Analyst Commentary Recent research on Regions Financial has been mixed, with some firms lifting price targets while others have downgraded the stock or trimmed their expectations.
Aggiornamento della narrazione • Jan 26

RF: Buybacks, Credit Costs And Guidance Reliability Will Shape Future Balance

Analysts have inched their average price target for Regions Financial higher by about US$0.10. This reflects a blend of higher individual targets from firms citing potential for improved profitability and operating leverage, and lower or more cautious targets from others focused on guidance risks, credit trends, and what they view as a relatively full valuation.
Aggiornamento della narrazione • Jan 12

RF: Buybacks, Credit Costs And M&A Perception Will Shape Future Balance

Analysts have modestly lifted their average price target on Regions Financial to about US$30.28 from roughly US$29.12. This reflects a slightly higher fair value estimate and updated assumptions on growth, profitability, and future P/E, even as opinions remain mixed on near term catalysts and credit risk.
Aggiornamento della narrazione • Dec 19

RF: M&A Buyer Perception And Deposit Competition Will Shape Balanced Outlook

Analysts have modestly reduced their price target for Regions Financial to $27 from $30, citing a narrower upside profile amid elevated M&A expectations for likely bank acquirers and rising competitive pressures on the company’s low cost Southeast deposit base. Analyst Commentary Analysts are parsing the implications of the rating change in the context of both valuation and strategic optionality, with views divided on how much upside remains while the bank M&A cycle is active.
Aggiornamento della narrazione • Nov 18

RF: Net Interest Margin Improvement Will Drive Further Upside Through 2026

Analysts have modestly increased their price target for Regions Financial, raising it to $28 from $27. They cite factors such as shifting M&A dynamics, evolving competitive risks in key Southeast markets, and expectations for continued net interest margin improvement over the coming years.
Aggiornamento della narrazione • Nov 02

RF: Loan And Deposit Expansion Will Drive Sun Belt Earnings Momentum

Analysts have lowered their price target for Regions Financial from $29.10 to $28.45, citing heightened uncertainty around M&A activity and potential risks to deposit bases in key Southeast markets. Analyst Commentary Street research on Regions Financial continues to reflect a split between optimism about the bank's fundamental prospects and caution regarding possible headwinds in the current banking environment.
Aggiornamento della narrazione • Oct 17

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Analysts have slightly lowered their average price target for Regions Financial to $29.10 from $29.14, citing tempered upside potential. The bank is viewed as an acquirer in the current M&A market and faces some risks from competitive pressures in key deposit markets.
Aggiornamento della narrazione • Oct 03

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Analysts have raised their price target for Regions Financial from $28.75 to $29.14, citing steady net interest income growth, higher projected profits, and positive fee trends. These factors support a constructive outlook on the bank's fundamentals.
Aggiornamento della narrazione • Sep 11

Sun Belt Expansion And Digital Banking Will Secure Market Stability

Region Financial’s consensus price target saw a slight upward revision to $28.75, as analysts cited improved fundamentals, favorable macro and regulatory conditions, expected loan growth, and higher projected earnings, reflecting continued optimism toward large bank outperformance. Analyst Commentary Bullish analysts cite a constructive macro backdrop, deregulation, improved banking fundamentals, favorable sentiment, expected M&A activity, and a forecast for solid loan growth in the second half.
Seeking Alpha • Apr 15

Regions Financial: Capital Is A Focus Ahead Of Q1

Summary Shares of Regions Financial have dropped 30% from their highs, erasing gains, with Q1 earnings on April 17th a critical opportunity to stabilize sentiment. Despite operating in a favorable geography, recent growth has been sluggish, with flat deposits and higher funding costs impacting net interest income and EPS. Weak deposit and loan growth, coupled with potential credit losses, pose risks to Q1 and full-year earnings, limiting upside potential. RF's capital position is weakened by unrealized losses, constraining balance sheet flexibility, making it less attractive compared to peers. Read the full article on Seeking Alpha
Seeking Alpha • Feb 02

Regions Financial: Investors Can Bank On The Long-Term Prospects

Summary After earnings have declined over the last three years, Regions Financial is expected to increase profits by at least 10% over the next two. Regions Financial currently holds over $39.4 billion in non-interest-bearing deposits, which represents over 31% of its total deposit base. That percentage is significantly larger than similar accounts for its peers. The company's top strength can be found in its geographic footprint. Regions Bank has its branches in the fastest-growing areas of the US, which should provide ample growth opportunities. While I do not expect RF stock to be a short-term home run, the prospects for the next three to five years for Regions Financial appear to be promising. I give the stock a buy rating. Read the full article on Seeking Alpha
Seeking Alpha • Dec 07

Regions Financial: NIM Expansion Offset By Slow Asset Growth (Rating Upgrade)

Summary Regions Financial shares have surged 53% in the past year, outperforming other regional banks, despite my initial concerns about deposit flows. RF's Q3 earnings beat expectations, driven by stabilizing deposits and strategic actions to boost net interest income, though future earnings growth is crucial. Reinvesting fixed securities can continue to boost NIM and modestly grow interest income, and RF may tactically take further losses to accelerate this process. Challenges include tepid deposit and loan growth, higher funding costs, and credit quality risks, particularly in commercial real estate exposure. With stable deposits and a secure 3.8% yield, RF is rated a "hold," but shares closer to 10x earnings or below $24 are more attractive. Read the full article on Seeking Alpha
Seeking Alpha • Oct 05

Regions Financial's Best Feature Remains Its Deposit Base

Summary Alabama-based Regions Financial has a top tier funding profile thanks to a very attractive deposit base. Other aspects of its business appear a bit more average, though Regions can well afford this given its very low cost of funding versus peers. Regions' current earnings power looks like a reasonable reflection of its longer-term potential. At 11x EPS and ~1.6x TBV ex-AOCI, the stock looks ballpark fair value. Read the full article on Seeking Alpha
Seeking Alpha • Sep 26

Regions Financial: Stable Dividend Opportunity To Hold Well-Capitalized Regional Bank

Summary Regions Financial has a proven dividend growth and dividend stability, with strong liquidity and cash to support its sustainability. The bank exceeds minimum regulatory capital requirements, and has solid liquidity. Regions showed potential to grow in non-interest segments like fees from wealth clients and mortgages. The macro effect of Fed rate cuts could benefit these banks in terms of lower funding costs and higher demand for loans. The stock is trading double-digit percentages above its moving average, and nearing its 10-year-high, which may limit upside. Read the full article on Seeking Alpha
Seeking Alpha • Aug 03

Regions Financial: The Newly Issued Preferred Shares Offer A 6.98% Yield

Summary Regions Financial is a sizable regional bank with more than $150 billion in assets and low exposure to commercial real estate. The bank performed well in Q2, with net interest income increasing slightly and non-interest expenses decreasing significantly. Regions Financial recently issued new preferred shares with a fixed rate for the first five years and a reset based on the five-year US treasury rate plus a mark-up. Read the full article on Seeking Alpha
Seeking Alpha • Jul 02

Regions Financial Likely To Remain Sleepy Until Rate Cut Expectations Fire Up Again

Summary Regions Financial is stuck in a tortoise-vs-hare rut today, with ongoing pressure on net interest margin and minimal loan growth momentum likely to drive comparatively weak pre-provision profit performance. Regions has once again proven out the strength of its deposit franchise, outperforming peers on deposit costs and reaping a wider spread between loan and deposit betas. Management expects credit costs to peak in Q2'24, and thus far office and multifamily are not causing major issues. Regions is poised to deliver above-peer growth when rates eventually fall, and 3% to 4% long-term core growth can support a mid-$20's fair value today. Read the full article on Seeking Alpha
Seeking Alpha • Apr 21

Regions Financial Offers 5% Dividend Yield At A Low Payout Ratio

Summary Regions Financial is a regional bank with over $150B in assets, focused on commercial & Industrial loans. The bank saw a decrease in net interest income in Q1, but made up for it with decreased non-interest expenses. The bank's exposure to commercial real estate is relatively low, and it has a strong balance sheet with ample cash reserves. Read the full article on Seeking Alpha
Seeking Alpha • Apr 02

Regions Financial: Strong Profitability With Limited Exposure To CRE

Summary Regions Financial remains one of the most profitable regional banks with 13.17% ROE. Office CRE exposure remains relatively low at 1.5% of total loans. Falling interest rates to reduce balance sheet risks and impact minimally NII in 2024. Even if CRE meltdown occurs, RF is exposed to SunBelt region where occupancy rates are stronger. Read the full article on Seeking Alpha
Seeking Alpha • Jan 24

Regions Financial: Portfolio Well Positioned For Potential Rate Cut

Summary Regions Financial appears to be well-positioned to stabilize NII and grow in 2H24. Management is focused on managing costs and deposit repricing, which will positively impact NII. My revised DCF model suggests a target price of $30. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:RF - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20288,4932,444N/AN/A2
12/31/20278,1992,323N/AN/A6
12/31/20267,8762,217N/AN/A6
3/31/20267,1782,1351,9531,982N/A
12/31/20257,0562,0612,1512,181N/A
9/30/20256,9452,0552,2442,280N/A
6/30/20256,8111,9532,6412,680N/A
3/31/20256,6611,8962,2362,268N/A
12/31/20246,5961,7741,4521,598N/A
9/30/20246,5581,6332,5152,673N/A
6/30/20246,5931,6522,0282,272N/A
3/31/20246,8031,7312,2502,508N/A
12/31/20237,0231,9762,1512,308N/A
9/30/20237,2052,2692,5672,729N/A
6/30/20237,2252,2082,0972,190N/A
3/31/20237,0742,2102,4772,714N/A
12/31/20226,8942,1462,8143,102N/A
9/30/20226,5781,9002,3112,587N/A
6/30/20226,6132,1202,8383,107N/A
3/31/20226,8442,3102,7652,895N/A
12/31/20216,9602,4002,9583,030N/A
9/30/20217,1602,5742,1862,268N/A
6/30/20216,9232,4512,0282,108N/A
3/31/20215,6671,4662,1902,256N/A
12/31/20204,9559912,2652,324N/A
9/30/20204,6147692,7822,822N/A
6/30/20204,4716532,8742,904N/A
3/31/20205,1521,2642,7702,790N/A
12/31/20195,4731,503N/A2,581N/A
9/30/20195,4381,527N/A3,088N/A
6/30/20195,4421,496N/A2,936N/A
3/31/20195,4901,484N/A2,699N/A
12/31/20185,5171,504N/A2,275N/A
9/30/20185,6621,418N/A1,564N/A
6/30/20185,5921,360N/A1,805N/A
3/31/20185,5421,298N/A1,719N/A
12/31/20175,4251,177N/A2,297N/A
9/30/20175,3081,151N/A2,218N/A
6/30/20175,3621,158N/A1,976N/A
3/31/20175,3481,114N/A1,912N/A
12/31/20165,1921,090N/A2,037N/A
9/30/20165,2981,088N/A1,915N/A
6/30/20165,1901,031N/A2,049N/A
3/31/20165,1191,048N/A2,043N/A
12/31/20155,0741,011N/A1,599N/A
9/30/20155,044942N/A2,000N/A
6/30/20155,062993N/A2,031N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di RF ( 3.6% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di RF ( 3.6% all'anno) cresceranno più lentamente rispetto al mercato US ( 16.8% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di RF cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di RF ( 6.2% all'anno) crescerà più lentamente rispetto al mercato US ( 11.8% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di RF ( 6.2% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di RF sarà basso tra 3 anni ( 13.8 %).

Scoprire le aziende in crescita

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1Y

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/26 12:45
Prezzo dell'azione a fine giornata2026/05/26 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Regions Financial Corporation è coperta da 43 analisti. 13 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Kevin HealArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays