First Commonwealth Financial Performance degli utili passati
Criteri Il passato verificati 4/6
First Commonwealth Financial ha registrato una crescita degli utili a un tasso medio annuo di 5%, mentre il settore Banks ha registrato utili in crescita a un tasso medio annuo di 3.2%. I ricavi sono stati in crescita a un tasso medio annuo di 6.4%. Il ritorno sul capitale proprio di First Commonwealth Financial è 10.1% e ha margini netti di 31.7%.
Informazioni chiave
4.96%
Tasso di crescita degli utili
3.01%
Tasso di crescita dell'EPS
| Banks Crescita del settore | 11.18% |
| Tasso di crescita dei ricavi | 6.43% |
| Rendimento del capitale proprio | 10.12% |
| Margine netto | 31.70% |
| Ultimo aggiornamento sugli utili | 31 Mar 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Aggiornamento narrativa • Jun 25
FCF: Dividend Growth And Buybacks Will Support A Fairly Valued Outlook
Analysts have kept their price target for First Commonwealth Financial steady at $20.83, reflecting unchanged views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What’s in the News for First Commonwealth Financial First Commonwealth Financial is highlighted as a dividend stock with a 2.87% yield, above the Banks, Northeast industry and S&P 500 averages, according to recent coverage.Seeking Alpha • Jun 21
First Commonwealth Financial No Longer Offers Strong Upside (Rating Downgrade)
Summary First Commonwealth Financial is downgraded from 'buy' to 'hold' due to valuation concerns despite solid asset quality. FCF's net interest margin improved to 3.92% and net profits rose to $37.5 million, but loan growth declined and non-performing loans increased. Uninsured deposits remain at a manageable 28.8%, but return on assets and equity have both declined since the prior review. FCF's price-to-earnings multiple of 12.8 exceeds the analyst's preferred maximum of 10, making the stock relatively expensive among peers. Read the full article on Seeking AlphaAggiornamento narrativa • Jun 07
FCF: Dividend Payout And Buybacks Will Support A Balanced Outlook
Analysts have kept their price target for First Commonwealth Financial steady at $20.83, citing largely unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E in their latest update. What's in the News First Commonwealth Financial Corporation declared a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend date and record date of May 8, 2026.Aggiornamento narrativa • May 15
FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook
Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).Aggiornamento narrativa • Apr 28
FCF: Stable Assumptions And Fair Pricing Will Guide Balanced Outlook
Analysts have maintained their $20.67 price target for First Commonwealth Financial, citing unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for keeping their outlook steady. Valuation Changes Fair Value: Remains at $20.67, indicating no change in the estimated per share value used in the model.Aggiornamento narrativa • Apr 14
FCF: Share Repurchases And Stable Credit Costs Will Shape Balanced Outlook
Analysts have nudged their price target for First Commonwealth Financial slightly higher to about $20.67 from roughly $20.33. This reflects updated assumptions for fair value, revenue growth, profit margin, and future P/E multiples.Aggiornamento narrativa • Mar 30
FCF: Expanded Buybacks And Steady Credit Costs Will Support Further Upside
Analysts have kept their average price target for First Commonwealth Financial steady at about $20.33, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin and future P/E. What's in the News First Commonwealth Financial Corporation announced a share repurchase program authorizing the company to buy back up to $25 million of its shares (Buyback Transaction Announcements).Aggiornamento narrativa • Mar 16
FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside
Analysts have kept their price target for First Commonwealth Financial effectively unchanged at around $20.33. This reflects steady assumptions on fair value, discount rate, revenue growth, profit margin and a slightly lower future P/E that together support a consistent outlook on the shares.Aggiornamento narrativa • Mar 02
FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside
Analysts have revised their price target on First Commonwealth Financial slightly lower to about $20.33 from $20.40, reflecting updated assumptions about fair value, discount rate, revenue growth, profit margin, and a modestly lower future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares for $20.83 million, completing a total buyback of 5,101,327 shares (5.07%) for $75.14 million under the program announced on October 26, 2021 (Key Developments).Aggiornamento narrativa • Feb 15
FCF: Ongoing Buybacks And Stable Credit Costs Will Support Fair Upside
Analysts have adjusted their price target for First Commonwealth Financial from $20.00 to $20.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) assumptions. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares, for US$20.83 million under the buyback program announced on October 26, 2021.Aggiornamento narrativa • Feb 01
FCF: Buybacks And Stable Credit Costs Will Support Measured Upside
Analysts have raised their price target for First Commonwealth Financial from $19.20 to $20.00, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News First Commonwealth Financial completed a share repurchase program announced on October 26, 2021, buying back 5,101,327 shares (5.07%) for $75.14 million.Articolo di analisi • Jan 31
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.135
The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend on the...Articolo di analisi • Nov 04
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.135
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...Articolo di analisi • Aug 05
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...Articolo di analisi • May 05
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135
First Commonwealth Financial Corporation's ( NYSE:FCF ) dividend will be increasing from last year's payment of the...Articolo di analisi • Apr 23
Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable
Key Insights First Commonwealth Financial will host its Annual General Meeting on 29th of April Salary of US$683.3k is...Seeking Alpha • Mar 27
First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy
Summary The upcoming acquisition of CenterBank will lead to loan growth of 3% to 4%. Cost savings from the acquisition will curtail non-interest expense growth, while one-time merger-related expenses will lift non-interest expenses. I’m expecting the earnings per share to grow by just 1% to $1.41 in 2025. As of the writing of this report, FCF is offering a price upside of 6.9% and a dividend yield of 3.3%. Read the full article on Seeking AlphaSeeking Alpha • Dec 12
First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On
Summary First Commonwealth Financial has shown positive growth in deposits and loans, but its stock is more expensive than I'd prefer, leading to a 'hold' rating. The firm's digital strategy and partnerships with fintech companies are promising, with significant increases in digital platform users and transaction volumes. Despite solid net interest income growth in recent years, falling interest rates and recent financial performance pose challenges, impacting net interest income negatively. Relative valuation places First Commonwealth Financial near the cheaper end compared to peers, but absolute valuation and asset quality do not justify a bullish rating. Read the full article on Seeking AlphaArticolo di analisi • Nov 02
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13
First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.13 on the 22nd of November. This...Articolo di analisi • Nov 01
First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models
First Commonwealth Financial Corporation ( NYSE:FCF ) last week reported its latest quarterly results, which makes it a...
Nuova narrativa • Sep 24
Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability
Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.Seeking Alpha • Sep 20
First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate
Summary Interest rate cuts will boost residential mortgage loans, which will, in turn, lift total loan growth. The net interest margin will likely shrink due to interest rate cuts, promotional rates on time deposits, and the ending of purchase accounting accretion. I’ve reduced the earnings estimate for 2024 to $1.48 as I’ve reduced my loan growth estimate following the first half’s disappointing performance. The December 2024 target price is close to the current stock price. Further, FCF is offering a dividend yield of 3.0%. Read the full article on Seeking AlphaArticolo di analisi • Jul 30
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13
The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.13...Articolo di analisi • Jul 26
First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75
It's been a pretty great week for First Commonwealth Financial Corporation ( NYSE:FCF ) shareholders, with its shares...Seeking Alpha • Apr 22
First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook
Summary Loan growth will receive support from strong regional markets. After rising for the last two years, the margin will likely stabilize this year. The December 2024 target price suggests a high upside from the current market price. Further, the dividend yield is decent at around 3.8%. Read the full article on Seeking AlphaArticolo di analisi • Feb 03
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.125 per share on...Seeking Alpha • Feb 01
First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation
Summary FCF recently reported strong quarterly results, beating the market EPS estimate by 12.4% but missing the revenue estimates by 2.5%. It has a 3.75% dividend yield and a safe and consistent dividend history. FCF reported solid Q4 FY23 results with growth in both deposit and loan values. Read the full article on Seeking AlphaArticolo di analisi • Feb 01
If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Seeking Alpha • Nov 03
First Commonwealth Financial: Q3 2023 Shows Positive Signs
Summary Confidence in regional banks has waned since the failure of SVB, making 2023 a challenging year for them. First Commonwealth's YTD performance is relatively better than peers, with an -11.34% loss. The bank's quarterly performance was not bad, with a high net interest margin, a low cost of deposits, and rewards for shareholders through buybacks and dividends. Read the full article on Seeking AlphaRipartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come First Commonwealth Financial guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 496 | 157 | 236 | 0 |
| 31 Dec 25 | 486 | 152 | 233 | 0 |
| 30 Sep 25 | 469 | 143 | 227 | 0 |
| 30 Jun 25 | 455 | 134 | 224 | 0 |
| 31 Mar 25 | 449 | 138 | 219 | 0 |
| 31 Dec 24 | 449 | 143 | 213 | 0 |
| 30 Sep 24 | 456 | 152 | 211 | 0 |
| 30 Jun 24 | 463 | 159 | 208 | 0 |
| 31 Mar 24 | 470 | 164 | 207 | 0 |
| 31 Dec 23 | 467 | 157 | 206 | 0 |
| 30 Sep 23 | 449 | 148 | 200 | 0 |
| 30 Jun 23 | 434 | 143 | 196 | 0 |
| 31 Mar 23 | 409 | 131 | 189 | 0 |
| 31 Dec 22 | 389 | 128 | 183 | 0 |
| 30 Sep 22 | 385 | 127 | 182 | 0 |
| 30 Jun 22 | 380 | 127 | 180 | 0 |
| 31 Mar 22 | 375 | 126 | 176 | 0 |
| 31 Dec 21 | 386 | 138 | 174 | 0 |
| 30 Sep 21 | 374 | 129 | 173 | 0 |
| 30 Jun 21 | 358 | 114 | 170 | 0 |
| 31 Mar 21 | 351 | 108 | 170 | 0 |
| 31 Dec 20 | 305 | 73 | 171 | 0 |
| 30 Sep 20 | 305 | 75 | 170 | 0 |
| 30 Jun 20 | 311 | 82 | 170 | 0 |
| 31 Mar 20 | 315 | 85 | 169 | 0 |
| 31 Dec 19 | 339 | 105 | 166 | 0 |
| 30 Sep 19 | 337 | 106 | 163 | 0 |
| 30 Jun 19 | 329 | 104 | 161 | 0 |
| 31 Mar 19 | 332 | 109 | 159 | 0 |
| 31 Dec 18 | 327 | 107 | 155 | 0 |
| 30 Sep 18 | 324 | 84 | 157 | 0 |
| 30 Jun 18 | 322 | 81 | 155 | 0 |
| 31 Mar 18 | 311 | 63 | 153 | 0 |
| 31 Dec 17 | 302 | 55 | 151 | 0 |
| 30 Sep 17 | 291 | 69 | 144 | 0 |
| 30 Jun 17 | 277 | 65 | 137 | 0 |
| 31 Mar 17 | 254 | 63 | 129 | 0 |
| 31 Dec 16 | 244 | 60 | 126 | 0 |
| 30 Sep 16 | 229 | 52 | 121 | 0 |
| 30 Jun 16 | 223 | 47 | 122 | 0 |
| 31 Mar 16 | 229 | 48 | 125 | 0 |
| 31 Dec 15 | 233 | 50 | 124 | 0 |
| 30 Sep 15 | 233 | 48 | 125 | 0 |
Guadagni di qualità: FCF ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di FCF (31.7%) FCF sono più alti rispetto allo scorso anno (30.7%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di FCF sono cresciuti del 5% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di FCF nell'ultimo anno ( 14.1% ) supera la media quinquennale ( 5% all'anno).
Guadagni vs Settore: La crescita degli utili FCF nell'ultimo anno ( 14.1% ) non ha superato quella del settore Banks 23.7%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 10.1% ) di FCF è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/14 08:51 |
| Prezzo dell'azione a fine giornata | 2026/07/14 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
First Commonwealth Financial Corporation è coperta da 16 analisti. 5 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| Christopher McGratty | Keefe, Bruyette, & Woods |