Customers Bancorp (CUBI) Panoramica del titolo
Customers Bancorp, Inc. opera come holding bancaria per Customers Bank, che fornisce prodotti e servizi bancari. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 6/6 |
| Crescita futura | 1/6 |
| Prestazioni passate | 4/6 |
| Salute finanziaria | 6/6 |
| Dividendi | 0/6 |
Premi
Analisi del rischio
Non sono stati rilevati rischi per CUBI dai nostri controlli di rischio.
CUBI Community Fair Values
Create NarrativeSee what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Concorrenti di Customers Bancorp, Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$72.41 |
| Massimo di 52 settimane | US$82.56 |
| Minimo di 52 settimane | US$49.54 |
| Beta | 1.52 |
| Variazione di 1 mese | -6.47% |
| Variazione a 3 mesi | -2.10% |
| Variazione di 1 anno | 34.12% |
| Variazione a 3 anni | 199.09% |
| Variazione a 5 anni | 96.77% |
| Variazione dall'IPO | 563.76% |
Notizie e aggiornamenti recenti
Aggiornamento della narrazione • May 02
CUBI: Commercial Expansion And Buybacks Will Support Future Multiple Rerating
Analysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Seeking Alpha • Apr 21
Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' Rating
Summary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking AlphaAggiornamento della narrazione • Apr 18
CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance
Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.Recent updates
Aggiornamento della narrazione • May 02
CUBI: Commercial Expansion And Buybacks Will Support Future Multiple Rerating
Analysts have adjusted the fair value estimate for Customers Bancorp to $90.00. This reflects updated views on the bank's growth, profitability, and forward P/E assumptions following recent shifts in Street price targets across the $71.00 to $92.00 range.Seeking Alpha • Apr 21
Customers Bancorp: As Much As I Want To, I Can't Keep My 'Buy' Rating
Summary Customers Bancorp is downgraded from "Buy" to "Hold" after a 126.6% run since August 2023. CUBI's asset quality and profitability remain strong, but valuation has become less compelling with a P/E of 12.7. High brokered and uninsured deposits, plus a riskier specialized loan portfolio, introduce caution despite recent earnings growth. Upcoming Q1 2026 results could prompt a rating change, but current uncertainty and economic outlook justify a neutral stance. Read the full article on Seeking AlphaAggiornamento della narrazione • Apr 18
CUBI: Commercial Expansion And Share Repurchases Will Support Future Share Outperformance
Analysts have nudged the fair value estimate for Customers Bancorp higher to about $88.73 from $87, reflecting updated views on profit margins, growth, and valuation after recent shifts in Street price targets and ratings. Analyst Commentary Recent Street research on Customers Bancorp reflects a mix of optimism on growth and valuation, alongside ongoing concern about funding mix and competitive pressures.
Aggiornamento della narrazione • Apr 03
CUBI: Crypto Funding And Deposit Mix Risks Will Shape Future Upside Potential
Customers Bancorp's updated analyst price target of $71.00, previously modeled at about $68.19, reflects analysts' view that a $71 level better aligns with recent Street research on valuation, risk around crypto related funding and brokered deposits, and expectations embedded in revised revenue growth, profit margin, discount rate, and future P/E assumptions. Analyst Commentary Recent Street research on Customers Bancorp highlights a mixed backdrop, with some firms maintaining constructive views on growth and earnings potential while others are recalibrating price targets and risk assumptions.
Aggiornamento della narrazione • Mar 20
CUBI: Commercial Banking Expansion Is Expected To Unlock Further Upside Potential
Analysts now set the blended price target for Customers Bancorp at $104.00, reflecting updated views that factor in modestly higher revenue growth and profit margin assumptions, set against a backdrop of mixed ratings but generally supportive commentary on valuation and earnings potential. Analyst Commentary Recent research updates show a mix of views on Customers Bancorp, with a clear cluster of bullish analysts highlighting valuation support, balance sheet repositioning, and potential growth in commercial banking as key themes behind their outlooks and price targets.Aggiornamento della narrazione • Mar 06
CUBI: Commercial Expansion And Buybacks Are Expected To Support Further Upside
Analysts have nudged their price target for Customers Bancorp higher to $104, reflecting updated assumptions around slightly stronger revenue growth, profit margins, and a modestly lower future P/E multiple, alongside recent Street research that has generally increased targets into the $90 range. Analyst Commentary Recent Street research has tilted constructive on Customers Bancorp, with several firms revising their views and targets in a more positive direction.Aggiornamento della narrazione • Feb 19
CUBI: Share Repurchases And Margin Outlook Are Expected To Support Further Upside
Analysts have raised their average price targets on Customers Bancorp by a few dollars per share, with changes including $2, $5, $6 and $14 increases, citing updated views on growth, profitability and valuation assumptions. Analyst Commentary Bullish analysts are signaling a more constructive stance on Customers Bancorp, reflected in a series of price target adjustments ranging from US$2 to US$14 per share.Aggiornamento della narrazione • Feb 04
CUBI: Higher Margins And Improved Risk Profile Are Expected To Support Upside
The analyst price target for Customers Bancorp has increased from US$95 to US$104, with analysts referencing updated assumptions around revenue growth, profit margins, discount rate, and future P/E as key drivers behind the change. Analyst Commentary Recent Street research has reflected a more optimistic tone on Customers Bancorp, with several bullish analysts revisiting their valuation work and adjusting price targets upward.Aggiornamento della narrazione • Jan 21
CUBI: Higher Margins And Preferred Redemption Are Expected To Support Upside
Analysts lifted their fair value estimate for Customers Bancorp to US$95 from US$82, citing stronger expected profit margins, a higher future P/E assumption and continued momentum in areas like new banking team hires, cubiX and loan growth. Analyst Commentary Recent Street research has leaned more positive on Customers Bancorp, with bullish analysts pointing to the bank's operational momentum and updated assumptions that feed into higher valuation targets.Aggiornamento della narrazione • Jan 07
CUBI: Firing-On-All-Cylinders Loan Engine Will Drive Future Share Outperformance
Analysts have inched their fair value estimate for Customers Bancorp up from US$85.33 to US$87.00, pointing to a slightly higher assumed profit margin and P/E multiple. This is supported by views that the bank's growth engine is "firing on all cylinders" across new team hires, cubiX, and loan growth.Aggiornamento della narrazione • Dec 24
CUBI Execution Risks Around New Banking Teams May Limit Future Upside
Analysts have raised their fair value estimate for Customers Bancorp from $55.00 to approximately $68.19 per share. They cite a robust growth engine with accelerating momentum in new banking team hires, digital initiatives, and loan expansion as key drivers behind the higher price target.Aggiornamento della narrazione • Dec 09
CUBI: Ongoing Loan Expansion Will Drive Future Share Price Outperformance
Analysts have nudged their price target for Customers Bancorp modestly higher, lifting fair value by about $1 to roughly $85 per share as they factor in slightly faster revenue growth, resilient margins, and continued momentum in loan expansion and digital initiatives despite some recalibration of favored stock lists. Analyst Commentary Recent Street research reflects a generally constructive stance on Customers Bancorp, with some selective pruning from favored stock lists tempering the otherwise positive narrative.Aggiornamento della narrazione • Nov 25
CUBI: Continued Digital Expansion And New Team Hires Will Drive Outperformance
Analysts have raised their price target on Customers Bancorp from $89 to $95, citing robust momentum in team expansion, digital platform development, and loan growth as key factors supporting this upward revision. Analyst Commentary Recent street research highlights contrasting perspectives on Customers Bancorp, reflecting both optimism around growth drivers and caution regarding potential headwinds that could impact valuation and performance.Aggiornamento della narrazione • Nov 10
CUBI: Accelerating Loan Growth And Team Expansion Will Drive Further Upside
Customers Bancorp's analyst price target has increased from $80.13 to $84.75, as analysts cite strengthening revenue growth and continued operational momentum to support the higher valuation. Analyst Commentary Analyst perspectives on Customers Bancorp remain divided, with several highlighting growth opportunities alongside some cautionary notes.Aggiornamento della narrazione • Oct 27
Recent Removal From Favorites Will Shape Future Digital Finance Leadership
Customers Bancorp’s analyst price target was raised from $77.29 to $80.13 as analysts cite modest adjustments to discount rates, as well as a revised outlook on growth and profitability. Analyst Commentary Market watchers continue to examine both the opportunities and risks surrounding Customers Bancorp as analysts adjust their expectations for the company’s future.Seeking Alpha • Feb 25
Customers Bancorp: Rating Downgrade For High-Yielding Preferreds On Interest Rate Uncertainty
Summary Customers Bancorp's preferred shares are downgraded to hold due to the likelihood of being called amid potential interest rate cuts stalling. The bank's financial results show improved net interest margin and net interest income despite challenges in interest income. Robust loan and deposit growth in 2024, with a modest loan to deposit ratio, supports the bank's financial stability. Investors should wait for clearer interest rate outlooks before investing further in Customers Bancorp's preferred shares. Read the full article on Seeking AlphaSeeking Alpha • Dec 10
Customers Bancorp: The Series E Preferred Is Now The Best Income Option
Summary Customers Bancorp's Series E preferred shares offer a higher dividend yield and tax advantages over baby bonds, making them an attractive investment. The bank has managed interest rate volatility well, maintaining a net interest margin above 3% and reducing dependence on external borrowing. Despite challenges in loan and deposit growth, the bank has kept its loan to deposit ratio under 80%, stabilizing its financial position. Risks include significant commercial loan exposure and a lower-than-average allowance for credit losses, but nonperforming loans are currently under control. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Customers Bancorp: Despite Some Troubles, The Firm Is Still Worth Considering
Summary Customers Bancorp, with a market cap of $1.50 billion, remains a 'buy' despite a recent 9.8% stock drop, underperforming the S&P 500. The balance sheet shows mixed results: deposits declined, but loans increased, and debt decreased significantly, reflecting some financial stability. Impressive net interest income growth and reduced credit loss provisions boosted net profits, though non-interest expenses like salaries impacted overall gains. Valuation remains attractive with a low price-to-earnings multiple and strong return on equity, but declining balance sheet items warrant careful monitoring. Read the full article on Seeking Alpha
Nuova narrazione • Sep 24
High-Quality Loan Growth Signals Bright Future Despite Analysts Predicting Shrinking Margins And Earnings Challenges
Strong loan growth and strategic deposit management are expected to drive future revenue growth and enhance earnings through improved net margins.Seeking Alpha • Jul 30
Customers Bancorp: Improving Profitability Ratios For This Regional Bank
Summary Customers Bancorp reported a strong Q2 with an increase in net interest margin and exceeded earnings expectations. The bank saw growth in specialty lending verticals and a shift towards higher-yielding loans. Despite a decrease in total assets and deposits, CUBI's efficiency ratios improved, and credit quality remained strong, making it an attractive investment opportunity. Trading at a discount to its historical multiple, at 9.0xearnings, shares look compelling for a mid-single digit EPS grower. Read the full article on Seeking AlphaSeeking Alpha • May 28
Customers Bancorp: This 8.5% Baby Bond Is The Best Opportunity Right Now
Summary Customers Bancorp's financial performance is impacted by rising borrowing costs and declining asset yields, but net interest income remains above pre-pandemic levels. Risks to Customers Bancorp and its common shares include a low allowance for credit losses and a high level of uninsured deposits. New investors should consider investing in the bank's baby bonds for income with capital appreciation potential. Read the full article on Seeking AlphaSeeking Alpha • Apr 30
Customers Bancorp: Lots Of Cash, But Sluggish Loan Growth
Summary Customers Bancorp reported solid Q1 results, beating expectations for EPS and revenue. Total deposits increased and interest expenses decreased, showing improvement in the composition of deposits. Loan growth was stagnant, but management expects growth between 10% and 15% in 2024. Read the full article on Seeking AlphaSeeking Alpha • Jan 22
Customers Bancorp: Still Offers Some Upside
Summary Customers Bancorp stock has outperformed the S&P 500, generating a 49.1% gain for investors since my last article. Net interest income and net profits have improved for Customers Bancorp, showing progressive improvement for the company. The value of deposits has increased, while the value of loans and securities has slightly declined. The company's book value per share has also risen. Read the full article on Seeking AlphaSeeking Alpha • Nov 03
Customers Bancorp: Q3 2023 Fuels Positive Momentum
Summary Customers Bancorp is experiencing improving profitability and has seen its stock jump over 500% from its intraday low in March. The loan portfolio is declining, but the loan yield is increasing. Customers Bancorp has a lower total loans to total deposits ratio compared to peers, indicating a more flexible financial structure. Read the full article on Seeking AlphaRendimenti per gli azionisti
| CUBI | US Banks | US Mercato | |
|---|---|---|---|
| 7D | -2.3% | -1.8% | -0.3% |
| 1Y | 34.1% | 14.5% | 24.1% |
Ritorno vs Industria: CUBI ha superato il US Banks che ha restituito 14.5 % nell'ultimo anno.
Rendimento vs Mercato: CUBI ha superato il mercato US che ha restituito 24.1 % nell'ultimo anno.
Volatilità dei prezzi
| CUBI volatility | |
|---|---|
| CUBI Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Prezzo delle azioni stabile: CUBI non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 4% ) di CUBI è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1997 | 866 | Sam Sidhu | www.customersbank.com |
Customers Bancorp, Inc. opera come holding bancaria per Customers Bank, che fornisce prodotti e servizi bancari. Offre prodotti bancari di deposito, che comprendono conti correnti commerciali e al consumo, conti a vista infruttiferi e fruttiferi, conti MMDA, conti di risparmio e depositi a tempo, nonché conti pensionistici individuali e depositi a tempo non al dettaglio costituiti da certificati jumbo. L'attività di prestito della società offre prestiti ipotecari commerciali e industriali, immobiliari commerciali, multifamiliari e residenziali; prestiti SBA; finanziamenti ipotecari; prestiti speciali, tra cui finanziamenti di fondi, finanziamenti immobiliari speciali, tecnologia e venture, e gruppo istituzioni sanitarie e finanziarie; prestiti commerciali a società di mutui e finanziamenti di attrezzature commerciali; finanziamenti di fondi, come prestiti a tasso variabile garantiti da pool di garanzie a fondi di debito privati; e servizi di gestione della liquidità.
Customers Bancorp, Inc. Riepilogo dei fondamenti
| CUBI statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$2.45b |
| Utili (TTM) | US$269.31m |
| Ricavi(TTM) | US$807.99m |
9.1x
Rapporto P/E1.1x
Rapporto P/BCUBI è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| CUBI Conto economico (TTM) | |
|---|---|
| Ricavi | US$807.99m |
| Costo del fatturato | US$0 |
| Profitto lordo | US$807.99m |
| Altre spese | US$538.68m |
| Utili | US$269.31m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 7.96 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 33.33% |
| Rapporto debito/patrimonio netto | 89.4% |
Come si è comportato CUBI nel lungo periodo?
Vedi performance storica e confrontoAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/18 09:11 |
| Prezzo dell'azione a fine giornata | 2026/05/15 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Customers Bancorp, Inc. è coperta da 18 analisti. 10 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Sameer Gokhale | Brean Capital Historical (Janney Montgomery) |
| Harold Goetsch | B. Riley Securities, Inc. |
| Stephen Moss | CGS International |