South Plains Financial, Inc.

Report azionario NasdaqGS:SPFI

Capitalizzazione di mercato: US$768.3m

South Plains Financial Crescita futura

Criteri Future verificati 3/6

Si prevede che South Plains Financial aumenterà gli utili e i ricavi rispettivamente del 16.9% e 13.6% all'anno, mentre si prevede che l'EPS crescerà del 6% all'anno.

Informazioni chiave

16.9%

Tasso di crescita degli utili

6.04%

Tasso di crescita dell'EPS

Banks crescita degli utili8.2%
Tasso di crescita dei ricavi13.6%
Rendimento futuro del capitale proprion/a
Copertura analitica

Low

Ultimo aggiornamento30 Apr 2026

Aggiornamenti recenti sulla crescita futura

Articolo di analisi Jan 29

US$46.75 - That's What Analysts Think South Plains Financial, Inc. (NASDAQ:SPFI) Is Worth After These Results

Shareholders might have noticed that South Plains Financial, Inc. ( NASDAQ:SPFI ) filed its yearly result this time...
Articolo di analisi Oct 26

South Plains Financial, Inc. (NASDAQ:SPFI) Just Reported And Analysts Have Been Lifting Their Price Targets

South Plains Financial, Inc. ( NASDAQ:SPFI ) shareholders are probably feeling a little disappointed, since its shares...

Recent updates

Aggiornamento della narrazione Apr 24

SPFI: Houston Loan Momentum And Buybacks Will Support Measured Future Upside

Analysts have modestly reduced the blended fair value estimate for South Plains Financial to about $47.67 from $48.00. This adjustment reflects refreshed price targets around $48 that are supported by expectations for quicker revenue growth, a steady discount rate, and a modest change to future P/E and profit margin assumptions following recent positive commentary on loan growth and the Houston opportunity set.
Aggiornamento della narrazione Apr 09

SPFI: Houston Expansion And Buybacks Will Support Measured Future Earnings Power

Analysts have raised their average 12 month price target for South Plains Financial to $48, up from $45, citing a more optimistic view on loan growth momentum and the improving opportunity set in the Houston MSA following recent discussions with management. Analyst Commentary Recent research highlights a more constructive tone around South Plains Financial, with several price targets reset to $48, up from a prior range around $44 to $45.
Aggiornamento della narrazione Mar 26

SPFI: Houston Expansion And Buybacks Will Drive Long Term Earnings Power

Narrative update Analysts recently lifted their price targets on South Plains Financial to as high as $48, up from prior targets near $44 to $45, citing improving loan growth trends after a stagnant period and a stronger long term growth profile tied to the Houston market expansion and the Bank of Houston transaction. Analyst Commentary Recent research commentary on South Plains Financial has turned more constructive, with several firms lifting price targets and upgrading their views after meeting with management and reviewing the Houston expansion and Bank of Houston transaction.
Aggiornamento della narrazione Mar 12

SPFI: Houston Expansion And Buybacks Will Support Future Earnings Power

Analysts have nudged their price target on South Plains Financial up by $1 to $48, citing accelerating loan growth and a stronger position in the small cap Texas banking market as key reasons for the adjustment. Analyst Commentary Recent research has focused on how South Plains Financial is executing on loan growth and metro-market expansion, especially around Houston, and what that might mean for valuation and risk.
Aggiornamento della narrazione Feb 25

SPFI: Houston Acquisition And Metro Expansion Will Drive Future Earnings Power

Analysts have raised their price targets on South Plains Financial by $1 to $4, citing the Bank of Houston deal and an updated future P/E assumption of 9.36x as key reasons for their higher valuation. Analyst Commentary Recent research updates cluster around the Bank of Houston transaction and the revised future P/E assumption of 9.36x, giving investors a clearer view of how the market is thinking about South Plains Financial's potential execution and earnings power.
Aggiornamento della narrazione Feb 11

SPFI: Metro Expansion And Houston Integration Will Shape Balanced Forward Outlook

Analysts have nudged their price targets on South Plains Financial higher, with recent raises of $1, $4, and an increase to $44. These changes support a refreshed view that reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.
Articolo di analisi Jan 29

US$46.75 - That's What Analysts Think South Plains Financial, Inc. (NASDAQ:SPFI) Is Worth After These Results

Shareholders might have noticed that South Plains Financial, Inc. ( NASDAQ:SPFI ) filed its yearly result this time...
Seeking Alpha Jan 28

South Plains Financial: A Solid Bank At A Fair Valuation (Upgrade)

Summary South Plains Financial is rated a "Hold" as shares trade at ~10x pro forma earnings, reflecting M&A benefits and Texas market positioning. The BOH Holdings acquisition expands SPFI's Houston presence, but significant investment and execution are needed to scale beyond its Lubbock base. SPFI maintains strong credit quality, robust reserves, and a CET1 ratio of 14.45%, supporting a secure and recently increased dividend. Loan growth is expected to accelerate to mid-to-high single digits in 2026, but valuation limits upside potential relative to sector peers. Read the full article on Seeking Alpha
Aggiornamento della narrazione Jan 28

SPFI: Metro Expansion And Bank Of Houston Integration Will Drive Future Upside

Narrative Update on South Plains Financial Analysts have lifted their price target on South Plains Financial from US$43.50 to US$46.75, pointing to updated assumptions for higher revenue growth, wider profit margins, and a lower future P/E multiple following recent research and the Bank of Houston transaction. Analyst Commentary Recent research has focused on how the Bank of Houston transaction fits into South Plains Financial's growth plans and what it could mean for valuation and execution over time.
Articolo di analisi Jan 27

South Plains Financial (NASDAQ:SPFI) Is Paying Out A Larger Dividend Than Last Year

The board of South Plains Financial, Inc. ( NASDAQ:SPFI ) has announced that it will be paying its dividend of $0.17 on...
Articolo di analisi Jul 21

South Plains Financial's (NASDAQ:SPFI) Shareholders Will Receive A Bigger Dividend Than Last Year

South Plains Financial, Inc.'s ( NASDAQ:SPFI ) dividend will be increasing from last year's payment of the same period...
Seeking Alpha Apr 22

South Plains Financial: Rapidly Increasing Its Tangible Book Value

Summary South Plains Financial reported a net profit of $49.7M in 2024, driven by an $8.3M increase in net interest income. The bank maintains a very liquid balance sheet with nearly $950M in cash and securities, representing a significant portion of its $4.2B assets. Despite a rise in non-accrual loans, particularly in CRE, the bank has a strong track record of managing foreclosed assets with minimal losses. Trading at a 20% premium to its tangible book value, SPFI is expected to see TBV per share approach $30 by next year, making it a compelling watch for Texas economy exposure. Read the full article on Seeking Alpha
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Nuova narrazione Oct 27

Loan Growth And Tactical Focus Propel Financial Optimism Amidst Market Challenges

Stabilization of the auto portfolio and strategic liquidity focus position the company for loan growth and improved revenue opportunities.
Articolo di analisi Oct 26

South Plains Financial, Inc. (NASDAQ:SPFI) Just Reported And Analysts Have Been Lifting Their Price Targets

South Plains Financial, Inc. ( NASDAQ:SPFI ) shareholders are probably feeling a little disappointed, since its shares...
Articolo di analisi Oct 21

South Plains Financial's (NASDAQ:SPFI) Shareholders Will Receive A Bigger Dividend Than Last Year

South Plains Financial, Inc. ( NASDAQ:SPFI ) has announced that it will be increasing its dividend from last year's...

Previsioni di crescita degli utili e dei ricavi

NasdaqGS:SPFI - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/202727181N/AN/A3
12/31/202624969N/AN/A3
3/31/2026212616268N/A
12/31/2025207587277N/A
9/30/2025205606469N/A
6/30/2025199555863N/A
3/31/2025194516266N/A
12/31/2024191505659N/A
9/30/2024184445962N/A
6/30/2024185466770N/A
3/31/2024213644952N/A
12/31/2023211635459N/A
9/30/2023216655157N/A
6/30/2023224675460N/A
3/31/2023206537478N/A
12/31/202221758119124N/A
9/30/202222360134138N/A
6/30/202222360113117N/A
3/31/202222158155159N/A
12/31/2021221599396N/A
9/30/2021223604749N/A
6/30/2021223618183N/A
3/31/20212115379N/A
12/31/20201984526N/A
9/30/2020186403842N/A
6/30/202017031-40N/A
3/31/20201653215N/A
12/31/201915829N/A30N/A
9/30/201915225N/A4N/A
6/30/201914622N/A28N/A
3/31/201914329N/A41N/A
12/31/201814129N/A27N/A
12/31/201713124N/A35N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di SPFI ( 16.9% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di SPFI ( 16.9% all'anno) cresceranno più rapidamente del mercato US ( 16.8% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di SPFI cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di SPFI ( 13.6% all'anno) crescerà più rapidamente del mercato US ( 11.7% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di SPFI ( 13.6% all'anno) crescerà più lentamente di 20% all'anno.


Previsioni di crescita dell'utile per azione


Rendimento futuro del capitale proprio

ROE futuro: Dati insufficienti per determinare se il Return on Equity di SPFI è previsto essere elevato tra 3 anni


Scoprire le aziende in crescita

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/22 17:04
Prezzo dell'azione a fine giornata2026/05/22 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

South Plains Financial, Inc. è coperta da 5 analisti. 3 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Brett RabatinHovde Group, LLC
Wood LayKeefe, Bruyette, & Woods
Stephen ScoutenPiper Sandler Companies