Preferred Bank Performance degli utili passati
Criteri Il passato verificati 3/6
Preferred Bank ha registrato una crescita degli utili a un tasso medio annuo di 8.5%, mentre il settore Banks ha registrato utili in crescita a un tasso medio annuo di 2.8%. I ricavi sono stati in crescita a un tasso medio annuo di 10%. Il ritorno sul capitale proprio di Preferred Bank è 17.5% e ha margini netti di 47.5%.
Informazioni chiave
8.53%
Tasso di crescita degli utili
12.08%
Tasso di crescita dell'EPS
| Banks Crescita del settore | 11.18% |
| Tasso di crescita dei ricavi | 10.00% |
| Rendimento del capitale proprio | 17.50% |
| Margine netto | 47.55% |
| Ultimo aggiornamento sugli utili | 31 Mar 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks
Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.It's A Bit Premature To Downgrade Preferred Bank
Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking AlphaPFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence
Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Preferred Bank ( NASDAQ:PFBC ) will increase its dividend on the 20th of January to $0.80, which is 6.7% higher than...Preferred Bank: Limited Impact From LA Wildfires Expected
Summary Preferred Bank is a U.S. regional bank specialized in mortgage lending. Q4 2024 results were negatively impacted by a one-off rental expense. The outlook for Q1 2025 shows that quarterly EPS should recover half of the rental-expense-induced decline, even as costs remain elevated. Looking further ahead, the bank's 95% reliance on net interest income indicates some remaining drag from Fed policy normalization on the net interest margin. This is more than priced into the share price, with the stock trading at only 9.5x its 2024 earnings. Credit costs are currently very low, with the key risk to consider being whether Preferred Bank can maintain its exceptional performance in terms of efficiency and underwriting standards. Read the full article on Seeking Alpha
Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds
Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.Preferred Bank: Interesting Dividend But Under Certain Conditions
Summary Preferred Bank is a small bank with strong performance and a fast-growing dividend, making it attractive to investors. The bank's profitability is above average, with a high loan yield and positive asset results. The CEO believes that the U.S. economy is resilient and that the worst is behind us, but the bank needs to improve its balance sheet structure to prepare for potential rate reductions. Read the full article on Seeking AlphaUS$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results
Preferred Bank ( NASDAQ:PFBC ) just released its latest first-quarter results and things are looking bullish. The...Preferred Bank Still Remains A Solid Prospect
Summary Preferred Bank's shares have underperformed the broader market, but revenue and profits have remained positive. The bank's 2023 fiscal year showed positive growth in net interest income and net income, despite some weakness in non-interest income. Deposits and loan values have increased, while securities have decreased. The bank is trading at a low price-to-earnings multiple, but is expensive relative to book value. Read the full article on Seeking AlphaIf EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55
Preferred Bank's ( NASDAQ:PFBC ) dividend will be increasing from last year's payment of the same period to $0.55 on...Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55
Preferred Bank ( NASDAQ:PFBC ) has announced that it will be increasing its periodic dividend on the 20th of January to...Ripartizione dei ricavi e delle spese
Come Preferred Bank guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 283 | 135 | 76 | 0 |
| 31 Dec 25 | 281 | 134 | 75 | 0 |
| 30 Sep 25 | 278 | 129 | 83 | 0 |
| 30 Jun 25 | 275 | 126 | 82 | 0 |
| 31 Mar 25 | 273 | 127 | 81 | 0 |
| 31 Dec 24 | 274 | 131 | 79 | 0 |
| 30 Sep 24 | 260 | 136 | 69 | 0 |
| 30 Jun 24 | 275 | 141 | 67 | 0 |
| 31 Mar 24 | 282 | 145 | 66 | 0 |
| 31 Dec 23 | 286 | 150 | 65 | 0 |
| 30 Sep 23 | 286 | 154 | 66 | 0 |
| 30 Jun 23 | 279 | 151 | 65 | 0 |
| 31 Mar 23 | 262 | 141 | 64 | 0 |
| 31 Dec 22 | 250 | 129 | 62 | 0 |
| 30 Sep 22 | 224 | 116 | 59 | 0 |
| 30 Jun 22 | 209 | 107 | 58 | 0 |
| 31 Mar 22 | 198 | 100 | 56 | 0 |
| 31 Dec 21 | 191 | 95 | 55 | 0 |
| 30 Sep 21 | 180 | 90 | 54 | 0 |
| 30 Jun 21 | 165 | 81 | 52 | 0 |
| 31 Mar 21 | 156 | 74 | 52 | 0 |
| 31 Dec 20 | 149 | 69 | 52 | 0 |
| 30 Sep 20 | 147 | 68 | 52 | 0 |
| 30 Jun 20 | 153 | 71 | 52 | 0 |
| 31 Mar 20 | 159 | 75 | 52 | 0 |
| 31 Dec 19 | 163 | 78 | 51 | 0 |
| 30 Sep 19 | 161 | 77 | 50 | 0 |
| 30 Jun 19 | 158 | 75 | 50 | 0 |
| 31 Mar 19 | 154 | 72 | 49 | 0 |
| 31 Dec 18 | 148 | 70 | 48 | 0 |
| 30 Sep 18 | 144 | 59 | 46 | 0 |
| 30 Jun 18 | 140 | 55 | 45 | 0 |
| 31 Mar 18 | 133 | 49 | 43 | 0 |
| 31 Dec 17 | 126 | 43 | 42 | 0 |
| 30 Sep 17 | 121 | 45 | 41 | 0 |
| 30 Jun 17 | 112 | 41 | 40 | 0 |
| 31 Mar 17 | 106 | 38 | 39 | 0 |
| 31 Dec 16 | 101 | 36 | 38 | 0 |
| 30 Sep 16 | 97 | 33 | 36 | 0 |
| 30 Jun 16 | 92 | 31 | 35 | 0 |
| 31 Mar 16 | 89 | 30 | 33 | 0 |
| 31 Dec 15 | 84 | 29 | 31 | 0 |
| 30 Sep 15 | 81 | 29 | 30 | 0 |
| 30 Jun 15 | 77 | 27 | 29 | 0 |
Guadagni di qualità: PFBC ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di PFBC (47.5%) PFBC sono più alti rispetto allo scorso anno (46.6%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di PFBC sono cresciuti del 8.5% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di PFBC nell'ultimo anno ( 5.9% ) è inferiore alla media quinquennale ( 8.5% all'anno).
Guadagni vs Settore: La crescita degli utili PFBC nell'ultimo anno ( 5.9% ) non ha superato quella del settore Banks 22.8%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 17.5% ) di PFBC è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/21 01:22 |
| Prezzo dell'azione a fine giornata | 2026/05/21 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
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| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
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| Proprietà | 10 anni |
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| Gestione | 10 anni |
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| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Preferred Bank è coperta da 11 analisti. 5 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |