Preferred Bank

Report azionario NasdaqGS:PFBC

Capitalizzazione di mercato: US$1.1b

Preferred Bank Gestione

Criteri Gestione verificati 4/4

Preferred Bank Il CEO è Li Yu, nominato in Jan1993, e ha un mandato di 33.33 anni. la retribuzione annua totale è $ 4.47M, composta da 22.6% di stipendio e 77.4% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 5.77% delle azioni della società, per un valore di $ 64.42M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 16.5 anni e 22.3 anni.

Informazioni chiave

Li Yu

Amministratore delegato

US$4.5m

Compenso totale

Percentuale dello stipendio del CEO22.61%
Mandato del CEO33.3yrs
Proprietà del CEO5.8%
Durata media del management16.5yrs
Durata media del Consiglio di amministrazione22.3yrs

Aggiornamenti recenti sulla gestione

Recent updates

Aggiornamento della narrazione Apr 20

PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks

Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.
Seeking Alpha Apr 10

It's A Bit Premature To Downgrade Preferred Bank

Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking Alpha
Aggiornamento della narrazione Apr 04

PFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence

Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.
Articolo di analisi Dec 27

Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year

Preferred Bank ( NASDAQ:PFBC ) will increase its dividend on the 20th of January to $0.80, which is 6.7% higher than...
Seeking Alpha Feb 04

Preferred Bank: Limited Impact From LA Wildfires Expected

Summary Preferred Bank is a U.S. regional bank specialized in mortgage lending. Q4 2024 results were negatively impacted by a one-off rental expense. The outlook for Q1 2025 shows that quarterly EPS should recover half of the rental-expense-induced decline, even as costs remain elevated. Looking further ahead, the bank's 95% reliance on net interest income indicates some remaining drag from Fed policy normalization on the net interest margin. This is more than priced into the share price, with the stock trading at only 9.5x its 2024 earnings. Credit costs are currently very low, with the key risk to consider being whether Preferred Bank can maintain its exceptional performance in terms of efficiency and underwriting standards. Read the full article on Seeking Alpha
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Nuova narrazione Sep 24

Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds

Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.
Seeking Alpha Jun 03

Preferred Bank: Interesting Dividend But Under Certain Conditions

Summary Preferred Bank is a small bank with strong performance and a fast-growing dividend, making it attractive to investors. The bank's profitability is above average, with a high loan yield and positive asset results. The CEO believes that the U.S. economy is resilient and that the worst is behind us, but the bank needs to improve its balance sheet structure to prepare for potential rate reductions. Read the full article on Seeking Alpha
Articolo di analisi Apr 27

US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Preferred Bank ( NASDAQ:PFBC ) just released its latest first-quarter results and things are looking bullish. The...
Seeking Alpha Mar 12

Preferred Bank Still Remains A Solid Prospect

Summary Preferred Bank's shares have underperformed the broader market, but revenue and profits have remained positive. The bank's 2023 fiscal year showed positive growth in net interest income and net income, despite some weakness in non-interest income. Deposits and loan values have increased, while securities have decreased. The bank is trading at a low price-to-earnings multiple, but is expensive relative to book value. Read the full article on Seeking Alpha
Articolo di analisi Nov 16

If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Articolo di analisi Jul 22

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Articolo di analisi Mar 31

Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Preferred Bank's ( NASDAQ:PFBC ) dividend will be increasing from last year's payment of the same period to $0.55 on...
Articolo di analisi Mar 10

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Articolo di analisi Dec 19

Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Preferred Bank ( NASDAQ:PFBC ) has announced that it will be increasing its periodic dividend on the 20th of January to...

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Li Yu rispetto agli utili di Preferred Bank?
DataCompenso totaleStipendioUtili della società
Mar 31 2026n/an/a

US$135m

Dec 31 2025US$4mUS$1m

US$134m

Sep 30 2025n/an/a

US$129m

Jun 30 2025n/an/a

US$126m

Mar 31 2025n/an/a

US$127m

Dec 31 2024US$4mUS$1m

US$131m

Sep 30 2024n/an/a

US$136m

Jun 30 2024n/an/a

US$141m

Mar 31 2024n/an/a

US$145m

Dec 31 2023US$5mUS$1m

US$150m

Sep 30 2023n/an/a

US$154m

Jun 30 2023n/an/a

US$151m

Mar 31 2023n/an/a

US$141m

Dec 31 2022US$5mUS$958k

US$129m

Sep 30 2022n/an/a

US$116m

Jun 30 2022n/an/a

US$107m

Mar 31 2022n/an/a

US$100m

Dec 31 2021US$5mUS$950k

US$95m

Sep 30 2021n/an/a

US$90m

Jun 30 2021n/an/a

US$81m

Mar 31 2021n/an/a

US$74m

Dec 31 2020US$4mUS$950k

US$69m

Sep 30 2020n/an/a

US$68m

Jun 30 2020n/an/a

US$71m

Mar 31 2020n/an/a

US$75m

Dec 31 2019US$5mUS$950k

US$78m

Compensazione vs Mercato: La retribuzione totale di Li ($USD 4.47M ) è circa la media per le aziende di dimensioni simili nel mercato US ($USD 3.79M ).

Compensazione vs guadagni: La retribuzione di Li è stata coerente con le performance aziendali dell'ultimo anno.


AMMINISTRATORE DELEGATO

Li Yu (84 yo)

33.3yrs
Mandato
US$4,467,850
Compensazione

Mr. Li Yu founded Preferred Bank and has been its Chairman since December 1991 and has been its Chief Executive Officer since 1993 and served as its President from 1993 to August 22, 2012. He serves as Cor...


Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Li Yu
Chairman33.3yrsUS$4.47m5.77%
$ 64.4m
Wellington Chen
President & COO14.8yrsUS$1.88m0.20%
$ 2.2m
Edward Czajka
Executive VP & CFO20yrsUS$1.24m0.30%
$ 3.4m
Nick Pi
Executive VP1yrUS$1.15m0.038%
$ 428.2k
Johnny Hsu
Executive VP & Deputy COO8.3yrsUS$1.04m0.057%
$ 637.7k
Robert Kosof
Executive Vice President of Commercial Lending18.3yrsUS$476.86kNessun dato
Sandy Ho
Executive VP & Regional Managerno dataUS$169.42kNessun dato
Stella Chen
Senior Vice Presidentno dataUS$172.26kNessun dato
Erika Chi
Executive Vice Presidentno dataNessun datoNessun dato
Ted Hsu
Executive Vice Presidentno dataNessun datoNessun dato
Alice Huang
Executive Vice Presidentno dataNessun datoNessun dato
Pamela Lau
Executive Vice Presidentno dataNessun datoNessun dato
16.5yrs
Durata media
65yo
Età media

Gestione esperta: Il team dirigenziale di PFBC è esperto e expertise (durata media dell'incarico 16.5 anni).


Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Li Yu
Chairman34.4yrsUS$4.47m5.77%
$ 64.4m
J. Belliston
Independent Director23.3yrsUS$208.39k0.18%
$ 2.0m
Wayne Wu
Independent Director12.9yrsUS$182.39k0.13%
$ 1.5m
Gary Nunnelly
Independent Director35.3yrsUS$202.89k0.26%
$ 2.9m
Chih-Wei Wu
Independent Director13.5yrsUS$170.89k0.011%
$ 122.6k
William C. Cheng
Independent Director31.3yrsUS$197.39k0.51%
$ 5.7m
Clark Hsu
Independent Vice Chairman of the Board21.3yrsUS$197.89k0.86%
$ 9.5m
Kathleen Shane
Independent Director7.2yrsUS$193.89k0.083%
$ 924.1k
22.3yrs
Durata media
70.5yo
Età media

Consiglio di amministrazione esperto: Il consiglio di amministrazione di PFBC è composto da personale esperto e esperto (durata media dell'incarico 22.3 anni).


Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/21 01:22
Prezzo dell'azione a fine giornata2026/05/21 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Preferred Bank è coperta da 11 analisti. 5 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Stephen MossB. Riley Securities, Inc.
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.