OceanFirst Financial Corp.

Report azionario NasdaqGS:OCFC

Capitalizzazione di mercato: US$1.1b

OceanFirst Financial Crescita futura

Criteri Future verificati 5/6

Si prevede che OceanFirst Financial aumenterà gli utili e i ricavi rispettivamente del 55.9% e 35% all'anno, mentre si prevede che l'EPS crescerà del 37.6% all'anno.

Informazioni chiave

55.9%

Tasso di crescita degli utili

37.64%

Tasso di crescita dell'EPS

Banks crescita degli utili8.2%
Tasso di crescita dei ricavi35.0%
Rendimento futuro del capitale proprion/a
Copertura analitica

Good

Ultimo aggiornamento12 May 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione May 06

OCFC: Higher Fair Value And Share Count Discipline Will Support Future Upside

Analysts now set their fair value estimate for OceanFirst Financial at $22.00, compared with the prior $21.80, reflecting updated views on revenue growth, profit margins, and a lower assumed future P/E multiple. What's in the News OceanFirst Financial reported net loan charge-offs of $701,000 for the quarter ended March 31, 2026, compared with $636,000 for the same period a year earlier (Key Developments).
Seeking Alpha Apr 27

OceanFirst Financial: Rare Discount To Tangible Book Ahead Of Merger

Summary OceanFirst Financial is finalizing its merger with Flushing Financial, creating a $23 billion asset regional bank with enhanced commercial focus. OCFC reported Q1 2026 adjusted EPS of $0.43, beating consensus by $0.04, with strong commercial loan growth and stable deposits. Net interest margin expanded to 2.93% in Q1, with post-merger expectations of 3.2% in 2027 on this metric, and asset quality remains among the top in the sector. OCFC trades slightly below tangible book value ($19.08 vs. $19.86) and offers a 4%+ dividend yield, presenting an attractive risk/reward ahead of the merger. Read the full article on Seeking Alpha
Aggiornamento della narrazione Apr 21

OCFC: Stable Outlook And Capital Return Program Will Support Future Upside

Analysts have maintained their $21.80 price target for OceanFirst Financial, with only slight tweaks to the discount rate, margin and P/E inputs. This reflects a broadly steady view of the bank's valuation profile.
Aggiornamento della narrazione Apr 06

OCFC: Share Repurchases And Upcoming Meeting Will Support Future Upside Potential

Analysts have inched their price target for OceanFirst Financial slightly lower from $22.00 to $21.80, tying the adjustment to small tweaks in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Completed repurchase of 2,773,716 shares, about 4.73% of outstanding shares, for roughly $45.22 million under the buyback first announced on June 25, 2021, with no additional shares bought between October 1, 2025 and December 31, 2025 (Key Developments).
Aggiornamento della narrazione Mar 23

OCFC: Warburg Pincus Equity Infusion Will Support Future Upside Potential

Analysts are keeping their price target for OceanFirst Financial steady at $22.00, reflecting updated assumptions for discount rate, revenue growth, profit margin, and future P/E that leave their overall valuation view unchanged. What's in the News OceanFirst Financial reported net loan charge-offs of $1,974,000 for the three months ended December 31, 2025, giving you a fresh data point on recent credit costs (Key Developments).
Aggiornamento della narrazione Mar 07

OCFC: Warburg Pincus Capital Injection Will Support Future Upside Potential

Analysts have raised their price target on OceanFirst Financial to $22.00. The change primarily reflects updated assumptions for profit margins and a higher future P/E multiple, rather than a revision to their fair value estimate.
Aggiornamento della narrazione Feb 20

OCFC: Warburg Pincus Capital And Warrant Structure Will Support Future Upside

Narrative Update Overview Analysts have modestly lifted their price target for OceanFirst Financial from $21.40 to $22.00, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as the key drivers behind this change. What's in the News OceanFirst Financial Corp.
Aggiornamento della narrazione Jan 28

OCFC: Warburg Pincus Capital And Warrants Will Support Future Upside

Analysts have nudged their price target for OceanFirst Financial to about $21.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. What's in the News OceanFirst Financial Corp.
Aggiornamento della narrazione Jan 12

OCFC: Warburg Pincus Investment And Warrants Will Support Future Earnings Recovery

Analysts have trimmed their fair value estimate for OceanFirst Financial from about US$21.67 to roughly US$21.33. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.
Aggiornamento della narrazione Dec 26

OCFC: Earnings Should Improve As Credit And Margins Normalize With Buybacks Supporting Shares

Analysts raised their price target on OceanFirst Financial by approximately $1.50 to about $22.00 per share, citing expectations for improving earnings driven by normalizing credit, net interest margins, expenses, and contributions from recent strategic investments. Analyst Commentary Bullish Takeaways Bullish analysts view the upgrade in rating and higher price target as evidence that earnings are poised to inflect higher over the next several years, which may support multiple expansion from current levels.
Aggiornamento della narrazione Dec 11

OCFC: Earnings Should Improve As Credit And Margins Normalize Amid Fair Valuation

Analysts have raised their price target on OceanFirst Financial by $2 to $22.00, citing expectations for an earnings inflection over the next few years as credit, net interest margins, expenses, and returns improve alongside a normalizing yield curve and contributions from recent strategic investments. Analyst Commentary Bullish analysts view the recent upgrade and higher price target as a reflection of improving fundamentals and a clearer path to earnings growth, particularly as macro headwinds begin to ease.
Aggiornamento della narrazione Nov 27

OCFC: Earnings Will Recover As Credit And Margins Normalize

OceanFirst Financial’s analyst price target was raised by $2 to $22 per share, as analysts cite improving earnings prospects. These prospects are driven by expectations of credit normalization, stabilized net interest margins, and benefits from recent strategic initiatives.
Aggiornamento della narrazione Nov 11

OCFC: Earnings Recovery Will Accelerate As Credit Conditions Improve

OceanFirst Financial's analyst price target has increased from $20 to $22 per share, as analysts cite expectations for stronger earnings growth due to improving credit conditions and benefits from strategic investments. Analyst Commentary Bullish analysts have highlighted several factors supporting their positive outlook and price target increase for OceanFirst Financial.
Aggiornamento della narrazione Oct 28

Normalizing Credit And Digital Focus Will Drive Stronger Returns Ahead

Analysts have raised their price target for OceanFirst Financial from $20.29 to $21.50. They cite anticipated improvements in earnings, which are expected to result from a more favorable credit environment, stabilized net interest margins, and the positive impact of ongoing strategic investments.
Articolo di analisi Oct 28

OceanFirst Financial (NASDAQ:OCFC) Will Pay A Dividend Of $0.20

The board of OceanFirst Financial Corp. ( NASDAQ:OCFC ) has announced that it will pay a dividend of $0.20 per share on...
Articolo di analisi Jul 28

OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 15th of...
Articolo di analisi Apr 28

OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of May...
Seeking Alpha Feb 08

OceanFirst Financial Will Likely Call Its Preferred Shares

Summary OceanFirst Financial's Q4 performance was weaker than expected due to higher loan loss provisions, resulting in a lower net income of $21.9M. The preferred stock remains attractive with a current yield of 6.97%, but investors should be cautious of potential calls due to high future dividend costs. Management is considering partial redemption of preferred shares to manage capital costs. A full call would boost EPS on common shares by $0.10 annually. I hold a long position in OceanFirst’s preferred shares and I am monitoring the stock for potential investment in common shares, trading at a 6% discount to tangible book value. Read the full article on Seeking Alpha
Seeking Alpha Jan 24

OceanFirst Financial: A Depressed Valuation Opportunity

Summary OceanFirst Financial, a New Jersey-based regional bank, recently achieved "large institution" status under the Volcker Rule by surpassing $10 billion in assets. The bank's conservative lending approach results in lower returns on assets but exceptional credit performance and a high-quality, diversified deposit base. OceanFirst trades at a reasonable 10.4x earnings multiple with a 4.42% dividend yield, making it an attractive investment for improving returns and prudent capital allocation. Potential regulatory changes could drive consolidation in the fragmented U.S. regional banking industry, making OceanFirst a desirable acquisition target for larger multi-regional banks. Read the full article on Seeking Alpha
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Nuova narrazione Oct 20

Acquisitions And Critical Expansion Propel Financial Growth Amid Challenges

Strategic acquisitions and focus on expanding lending are expected to drive diverse revenue growth and enhance future earnings.
Seeking Alpha Sep 10

OceanFirst Financial: 7% Yield Still Attractive Despite Call Risk

Summary OceanFirst Financial's preferred shares are safer due to a higher CET1 ratio and substantial common equity, despite weak earnings and decreasing net interest income. Preferred dividends are well-covered, requiring less than 5% of Q2 income, making them secure even with a significant increase in loan loss provisions. Preferred shares trade slightly above par with a 6.98% yield, but the approaching call date and potential floating rate increase to 11.8% heighten call risk. Read the full article on Seeking Alpha
Articolo di analisi Jul 23

OceanFirst Financial (NASDAQ:OCFC) Is Paying Out A Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of...
Seeking Alpha Jul 02

OceanFirst Financial At Risk Of Treading Water Without Competitive Differentiation

Summary OceanFirst lacks many of the frequent drivers of bank stock outperformance, including mid-to-high single-digit revenue and book value growth, double-digit ROE, and strong customer satisfaction scores. Despite improving loan yields, OceanFirst continues to struggle with spread pressure from higher funding costs, as the bank lacks a truly attractive core deposit franchise. Credit risk seems contained, but the size of the office and multifamily portfolios make them a "watch item" even with OceanFirst's excellent credit quality history. OceanFirst can certainly expect to benefit from a Fed rate cut cycle, and double-digit earnings growth in FY'25/'26 seems plausible, but it's hard to argue for differentiation or a sustainable bull thesis here. Read the full article on Seeking Alpha
Articolo di analisi Apr 26

OceanFirst Financial's (NASDAQ:OCFC) Dividend Will Be $0.20

OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of May. This means the annual...
Seeking Alpha Mar 21

OceanFirst Financial: The 7.1% Fixed-To-Floating Preferred Remains Very Attractive

Summary OceanFirst Financial is a regional bank headquartered in New Jersey with a strong focus on three states. The bank's preferred shares have well-covered dividends and are expected to continue increasing in value towards the $25 call price. The bank's common shares are currently trading at a discount to tangible book value and have a low earnings multiple, making them an attractive investment option. Read the full article on Seeking Alpha
Articolo di analisi Oct 24

OceanFirst Financial (NASDAQ:OCFC) Has Announced A Dividend Of $0.20

OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of November. The dividend yield...

Previsioni di crescita degli utili e dei ricavi

NasdaqGS:OCFC - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/2027760232N/AN/A5
12/31/202660182N/AN/A5
3/31/202639767106114N/A
12/31/2025389678087N/A
9/30/2025379759096N/A
6/30/2025376824349N/A
3/31/2025371893644N/A
12/31/2024377968592N/A
9/30/20243811021321N/A
6/30/2024376979098N/A
3/31/2024386101140146N/A
12/31/2023386100117124N/A
9/30/2023420126184192N/A
6/30/2023438144207220N/A
3/31/2023435145202217N/A
12/31/2022429143230250N/A
9/30/2022390112216251N/A
6/30/202237098109147N/A
3/31/202236599136181N/A
12/31/2021369106118160N/A
9/30/202139211692124N/A
6/30/202135187164190N/A
3/31/20213397688106N/A
12/31/202032761118133N/A
9/30/202028753135146N/A
6/30/202031384115122N/A
3/31/202030784120126N/A
12/31/201929789N/A100N/A
9/30/201929292N/A112N/A
6/30/201928791N/A118N/A
3/31/201928288N/A123N/A
12/31/201827272N/A93N/A
9/30/201825055N/A80N/A
6/30/201823044N/A84N/A
3/31/201820836N/A76N/A
12/31/201719242N/A80N/A
9/30/201718639N/A50N/A
6/30/201717535N/A48N/A
3/31/201716131N/A37N/A
12/31/201613823N/A33N/A
9/30/201612122N/A53N/A
6/30/201610518N/A28N/A
3/31/20169319N/A31N/A
12/31/20159220N/A28N/A
9/30/20158920N/A34N/A
6/30/20158820N/A35N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di OCFC ( 55.9% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di OCFC ( 55.9% all'anno) cresceranno più rapidamente del mercato US ( 16.8% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di OCFC cresceranno in modo significativo nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di OCFC ( 35% all'anno) crescerà più rapidamente del mercato US ( 11.6% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di OCFC ( 35% all'anno) crescerà più rapidamente di 20% all'anno.


Previsioni di crescita dell'utile per azione


Rendimento futuro del capitale proprio

ROE futuro: Dati insufficienti per determinare se il Return on Equity di OCFC è previsto essere elevato tra 3 anni


Scoprire le aziende in crescita

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/20 23:41
Prezzo dell'azione a fine giornata2026/05/20 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

OceanFirst Financial Corp. è coperta da 10 analisti. 6 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Christopher MarinacBrean Capital Historical (Janney Montgomery)
null nullD.A. Davidson & Co.
Peter WinterD.A. Davidson & Co.